NAC!!!🪙 what i purchased through the gold savings chit!!!

what i purchased through NAC gold savings scheme🪙

[@ArchanaRajasekar]

Thanks sis for this video... I was thinking to start chit in NAC... ill never do... Thank u so much for this experience video... 💓

[@Paavaiyinpaadhaiyil-Mgsl]

Welcome sis..

[@SathvikVlog]

Bheema laium apdithan sis wastage ila nu solitu athaium sethu athuku than gst potanga.. Chit emathu vela sis..

[@margaretjohn5590]

Don't feel shy to ask questions.Unless you are clear don't pay the bill. Do the calculation by yourself .

[@amudhachandran232]

You are telling exactly the same about my experience i fought with them in Annanagar branch

[@imrana7562]

Please be mindful and ask as money questions as possible before joining any gold scheme. I was scammed badly by NAC jewellers recently when I purchased gold after completing the scheme. They will charge you gst for the wastage though I enrolled for upto 18% wastage scheme. 1. They won't add the wastage on any of the tags. Once you select the jewel, the staff will check and let us know the wastage. 2. I checked bangles, necklace short & long, ear ring etc. Their minimum wastage is between 19.3% to 19.9% 3. They'll loot money in the name of GST 4. I visited 3 branches in Chennai and they are the only jewellers who have very very limited collections. 5. If you don't calculate and pay, you'll regret later. They have excessively charged Rs 12000 on GST + Rs 200 due to their incorrect calculation. I realised the wrong calculation after reaching home

[@chithrarajagopal716]

GRT jewels changes color very soon. NAC purity is always same.good quality.

[@Paavaiyinpaadhaiyil-Mgsl]

Thanks for sharing

[@laddus9068]

excellent clarification.....super sister

[@Paavaiyinpaadhaiyil-Mgsl]

Thank u sister😊

[@balaprabha1273]

Khazana la kooda ippidi dhaan ellarum namma kitta panatha adikum thirutu pasanga dhaan sister.ellarum anniki rate a vechi daan gst calculation panranga wastage a grams la dhaan poduraanga.daily wear machine bangle vaangi one week la adhu vitu pochu.adha change pannaen.edho oru design a eduthutu vandhaen

[@Paavaiyinpaadhaiyil-Mgsl]

😥.. Ketkavey kastama iruku sister

[@cluecrackers8449]

Really useful and honest video ❤ keep it up sis🎉

[@Paavaiyinpaadhaiyil-Mgsl]

Thank you sis❤️

[@karunyaneasammal4553]

Hi friends namma ooru village city means local shop la chit podunga, nalla benefits irukum

[@shanmugapriyam9553]

Thanks for the useful information ..

[@Paavaiyinpaadhaiyil-Mgsl]

❤️❤️😊

[@sugujo4756]

Enaku indha month oda chit 11 month pay pani mudikra. Indha month a gold purchase pana mudiyuma ila August vara wait pananuma? Aadi month ku edhvadhu offer poduvangala wait panalama ?

[@Paavaiyinpaadhaiyil-Mgsl]

This month itself u can purchase no need to wait.. Nan ponapa aadi offers edhum kudukala chit scheme ku..better u can contact d shop regarding the aadi offer sis..

[@mahalakshmibalasubramanian8604]

Extra gst vangitingala

[@Paavaiyinpaadhaiyil-Mgsl]

Yes sis..

[@mahalakshmibalasubramanian8604]

@Paavaiyinpaadhaiyil-Mgsl onnume sollalaiya

[@Paavaiyinpaadhaiyil-Mgsl]

Illa mam

[@RiyazBasha-ip2ep]

Good information sister

[@Paavaiyinpaadhaiyil-Mgsl]

Thank u bro

[@priyadharshinibharath8094]

Same experience

[@keerthana.s2167]

Sister intha month enoda chit mudunjathu naan Aadi month wait pani vangalam irunthen neenga sonathum bayam vanthuruchu ippa vangatuma unga suggestion solunga sis

[@Paavaiyinpaadhaiyil-Mgsl]

Better u can purchase at this month itself sis..

[@keerthana.s2167]

Thank you sister

[@Niveeslife]

I faced the same issue as well in Tnagar NAC..!!! Collections are very normal mediocre. I went one day before and also on Akshaya thrithya, no crowd there. The manager name krishna I guess in antique section, spoke rudely when we asked why this much extreme wastage 29% for a antique bangle. I was about to take another chit from them, but because of their rudeness i didn't take. They don't know how to talk to customers. Me being a frequent antique gold buyer, i know all the details, but they're thinking customers don't know anything. I wonder what they'll do to first time buyers.

[@Paavaiyinpaadhaiyil-Mgsl]

We met a manager named Mohammed.. his behaviour was like he is donating the jewels to customers!!

[@Niveeslife]

@@Paavaiyinpaadhaiyil-Mgsl Exactly...!! This is the treatment they're giving to customers who pay lakhs of rupees in their chit schemes.

[@revathy9164]

Me too sis buy yesterday with chit sis. They put GST based on current gram rate plus VA rate. They said VA is profit for you la so we put GST based on the jewel as if you bought in today rate with wastage. Very disappointing sis. Also they put 21.2 wastage for bracelet and simple ring. I had to pay remaining 3.2% wastage. Seeing this i pre-closed my current chit with finished chit. They said they don't have milligram gold coin for balance amount 2500 Rs. so i bought only silver coins only. They didn't have collection. One more thing they put gold weight for stone sis. I choose one 12 gram necklace i had around 10 stone. They told stone weight is included in weight it will be few milligram only we wont deduct stone weight while billing so i bought bracelet and ring instead of necklace that too very high wastage.

[@Paavaiyinpaadhaiyil-Mgsl]

S sister. I forgot to tell about the stones. Same they said to me also that's y i bought d jewels without stone

[@subareenakrishnasamy6490]

I too purchased through same plan in last April mam. At one instance before chit closing i went to see some collections but they hesistant to show. So because of this after completion of chit i purchased in other branch. ( I paid chit in anna nagar NAC but Purchased in TNagar Branch)

[@Paavaiyinpaadhaiyil-Mgsl]

But i paid n purchased in the same branch(t.nagar Nac) there i faced the issues which i mentioned in the video 😥

[@rammalar_2713]

Anna nagar nac collection illya yen. Tnagar poninga pls sollunga na polan erunthen

[@elakiam5295]

Perambur ponga

[@subareenakrishnasamy6490]

Sister collection kamicha thaney theriyum iruka ilaiyanu na product's show panna hesitate panaganu en branch la last month pay pani close pantu veyra branch la purchase panna ​@@rammalar_2713

[@subareenakrishnasamy6490]

​@@Paavaiyinpaadhaiyil-Mgslyes mam i shared my sort of issue they really have good scheme with good design jewels but very poor in customer service

[@anaswarav3203]

Neenga entha area NAC solunga sister.... Nalaiku nangalaum poi chit edukanum

[@Paavaiyinpaadhaiyil-Mgsl]

T.nagar branch sister..

[@pavisurya4451]

Sis neenga yen pirichi pirichi chit podrundheenga ...onna orae chit ah potrukalam la sis ...thani thaniya potrukeenga ..edhula yedha tricks or else savings panna mudiyuma

[@Paavaiyinpaadhaiyil-Mgsl]

Orae chit ah potta ex. 10k chit na 10k um orae date la pay pannanum i felt that's difficult for me. Pirchi pirchi chit pota month starting la 5k, middle la 2k, end la 3k nu namma financial convenient ku yetha mari pay pannalam sis..

[@pavisurya4451]

Okay sis... thanks for your valuable comment

[@promotoday453]

Yes sis.. U r right.. Nangalum collections illama vendaa verupaa dha vangitu vandhom.. Wastage la transparency illa.. And compared to other shops wastage also very high. Again scheme maaridum nu solli chit poda vekka rmba brain wash pannanga.. But nanga podala.. Tx for sharing ur experience🙏❤️

[@Paavaiyinpaadhaiyil-Mgsl]

Thank u sister🙏😊

[@elakiam5295]

Nac la nan chain vangum pothu ithe type small box la than kuduthanga, olungana box kuda kudukamatranga.online payment romba worst

[@padmavathymahendran5791]

Grt la jimikki neraiya collections irukkum

[@Paavaiyinpaadhaiyil-Mgsl]

Yes 😊

[@nandhinivijendran5448]

Which place NAC mam?

[@Paavaiyinpaadhaiyil-Mgsl]

T.nagar branch sister

[@divagarg5044]

Sister gold chit pottu gold coin vanguna nsmakku labama

[@Paavaiyinpaadhaiyil-Mgsl]

According to me, chit pottu jewel vangunadhan namakku labam

[@jothi-ds8bf]

Wastage romba athigamacha sis

[@Paavaiyinpaadhaiyil-Mgsl]

Excess wastage mattum potanga sis

[@SHANMU17]

I too put chit in NAC ....Akshaya tritiya offer kuduthangla mam

[@Paavaiyinpaadhaiyil-Mgsl]

They didn't give any offers for Akshaya trithiya.. Be aware while purchase sister..

[@SHANMU17]

@@Paavaiyinpaadhaiyil-Mgsl sure sis..👍👍

[@lavanyar4007]

Cash 20000 mela pay panni gold vanguna gold free sonnangale sister. Akshaya tritiya offer sister

[@Paavaiyinpaadhaiyil-Mgsl]

They said that's not applicable for the chit scheme sis..

[@beulahlakshmi604]

Sister, every jeweller's bill is not easily understandable.. even GRT, Malabar, etc...

[@Paavaiyinpaadhaiyil-Mgsl]

S i agreed sister.but other jewellers bills r somewat understandable but in nac bill the scheme portion(chit details) s totally different from wat v paid

[@amudhachandran232]

Hi mam, the same i asked them before i pay about gst because i also bought the same 40 grms and they said 9500 gst but i calculated immediately and asked, the gst vslue should be 7000 but the sale person said they calculate only like this. Waste shop really

[@Paavaiyinpaadhaiyil-Mgsl]

Ur presence of mind is good👏 But i got tensed n couldn't find it there itself

[@revathy9164]

Me too sis buy yesterday with chit sis. They put GST based on current gram rate plus VA rate. They said VA is profit for you la so we put GST based on the jewel as if you bought in today rate with wastage. Very disappointing sis. My husband fought then also they didn't reduce we have pay 3% GST plus extra GST calculated for our VA savings.

[@anushasrinivasan8659]

Nac ipo trendelaye ila sis

[@suganyarun27]

Nanum t nagar branch la dhan last year august la chit join panen..very worst service..cust support very poor.again chit podrathula dhan eager ah irukanga..tag la wastage include pana matranga kadasi varaikum evalo wastage um sola matranga..venda verupa dhan nanum ear ring vangunen... Avunga chit ulavangaluku olunga response pana matranga..ring la nelichu irunthuchu.. Ithu varaikum ipdy oru shop ah na pathathey ila.. Chit join panum pothu enaku oru payamum irunthuchu enga showroom close paniduvangalonu Dont recommend this shop

[@Paavaiyinpaadhaiyil-Mgsl]

S sister i didn't recommend that shop in my video

[@suganyarun27]

@@Paavaiyinpaadhaiyil-Mgsl 👍

[@sanriyapriya9444]

Show room close panna chances irukumu solrenga..... Aprm ethuku wait pandrenga...... Coin koda vangirunga sis..... Don't delay.....

[@Paavaiyinpaadhaiyil-Mgsl]

Thank u for ur good heart.. They refunded the money sister..

[@jothi-ds8bf]

Chitku wastage poda koodathu

[@ananthakrishnan.kananthakr2046]

Are you working,monthly evolo pay panninga,unga savings idea share pannunga

[@Paavaiyinpaadhaiyil-Mgsl]

Will post it soon..

[@nilofermyzoon4637]

I nac mylapore la chit potueruken sis😢

[@Paavaiyinpaadhaiyil-Mgsl]

I don't know about mylapore branch collections bcz i was purchased in tnagar branch..whatever, be aware while u purchase sis 😊

[@sarumathivasantharaja8774]

Hello sister neenga 4chittu pota matri katturinga apadi patha 1,10,000 thana varanum 11 month ku. But neenga 2,45,000 nu solluringa athu eppadi

[@Paavaiyinpaadhaiyil-Mgsl]

Due to the flexible payment i paid that much..

[@nauziasultana9904]

Can u explain in detail

[@revathy9164]

@@nauziasultana9904 First month we have to pay one amount sis. From 2nd to 8th month we can pay upto 3 times of 1st month amount, like if we put 1000 RS scheme. We can pay like 1500, 2000 or any amount upto 3000 for months 2 to 8. For months 9, 10 and 11 we can only pay 1st months amount sis. This is the benefit of this shop. But wastage is very high sis. We will know the wastage when we are billing. They don't have wastage tag in jewel also they don't deduct stone weight

[@nauziasultana9904]

@@revathy9164 Thanks for u detailed reply 👍

[@priyadharshinibharath8094]

They dont have collections at all. Everything looks old

[@Paavaiyinpaadhaiyil-Mgsl]

S sister..

[@aishuvaikom3632]

Sister ithu entha area NAC sister.. enakum chit mudiuthu .. na ponapo 21%VA nu sollite irukanga

[@Paavaiyinpaadhaiyil-Mgsl]

T.nagar branch sister..

[@praneethasharan6745]

Chit ku best shop na nac. But collections irukave irukadhu...😅

[@logeshwarijanakiraman104]

Order pana senji tharvangala sister

[@Paavaiyinpaadhaiyil-Mgsl]

No idea about that sister

[@manjushiva1080]

Nac is best scheme and best service I am scheme holder

[@Paavaiyinpaadhaiyil-Mgsl]

🙂

[@revathy9164]

What you buy in scheme?

[@kanniammalkanniappan2983]

emathuranga

[@DiyaSharon-iv3hy]

Supr sister

[@Paavaiyinpaadhaiyil-Mgsl]

Thank u sister

[@KalpanaRani-d7k]

All old model

[@mallikaramesh5833]

Waste this shop.