National Savings Sarwa Islamic Term Account & Sarwa Islamic Savings Account (Shariah Compliant)

Sarwa Islamic Term Account
01 Year - Expected Profit 20.80%
03 Years - Expected Profit 18%
05 Years - Expected Profit 12.84%
Sarwa Islamic Savings Account Expected Profit - 19.50%
#nationalsavings #cdns #savings #investment #shariahcompliant #sita #sisa #sarwa #atharalishah #atharshah #athar

[@abdulwaheedshaikh1909]

Sir aap ki meherbaani jo ap hum viewers k sawalaat ka jawab dayty hain

[@HandsomeAlee]

السلام علیکم سر سب سے پہلے تو آپ کا بہت شکریہ کہ آپ نے میرے نام کے ساتھ اپنی ویڈیو میں میرا سوال رکھا اور پھر اس کا تفصیلی جواب بھی دیا ۔۔ایک سوال ذہن میں یہ آیا کہ جن لوگوں نے نیشنل سیونگ میں پہلے سے انویسٹمنٹ کی ہوئی ہے ۔تو کیا ان کو بھی دوبارہ سے اپنی کے وائی سی کی رجسٹریشن اور فنگر پرنٹس کے مراحل سے گزرنا پڑے گا ؟

[@Babarmalik882]

Yes

[@AzizKhan-fp1yv]

Sir good news thi Ham to kuchh aur spect kar rahe the

[@wajahathussainshah3842]

Great

[@zaffarjawaid6593]

Nice Information Sir

[@riazahmed6608]

Eggcost in kitchen per month is more then the profet of one certificate

[@shahzadahmed4542]

Mere 6 sawal hain, kindly guide ker den. 1. Ager mai 10000 se Sisa open krwaon or har mah 5000 add karun to 3 month bad 20000 hon gay. 20000 k amount pe total kitna profit mily ga. 2. Sisa open karwany k baad amount deposit kese kia jata hai. Khud bank jana hota hai ya commercial bank (Askari, Meezan) se online deposit karwa sakty hain. 3. For example 3 mah bad muje 15000 nikalny hain to kia tareka hoga. Bank ja k pese lene hon ge ya NSC k ATM se mil jaen gay. ATM charges 24 RS applicable hain? 4. SISA se bill payment or commercial banks like Askari, Meezan mai online transactions ker saktey hain? 5. ATM k annual charges kitny hain. 6. Per month SISA se withdrawal limit kia hai or 1 transaction mai kitna amount nikal saktey hain. thanks

[@DesiRant23]

this is so confusing.. do we have to open SISA account alone or SITA as well why we have to open two acxounts if we want only one.. i need monthly profit against my investment and there should be no obligation when can i close my account and take out all my investments.. what is recommended for me than. not inferested in SITa.. just sisa

[@nationalsavingsfinance]

kzbin.info/www/bejne/h2KzeKOIh9l0r9Esi=CBqeV4BBHF1uEyda

[@muhammadfarhan3732]

سر بجٹ میں کوئی نیو بہبود کے حوالے سے خوشخبری ہو گی ؟؟؟؟

[@nationalsavingsfinance]

kzbin.info/www/bejne/nIrYqZp6btasrsU

[@humairaazmat1366]

Sir,agar hum ne pehlay regular scheme mein investment ki hovi ho,to usko sarwa account mein or scheme mein transfer kar saktey hein.

[@nationalsavingsfinance]

Cash krwa kr kr saktay hen

[@qaisarmalik8675]

In SISA if we regularly withdraw profit but no further deposit in that case account remains active or dormant

[@nationalsavingsfinance]

Will be active

[@tfhussain]

Sir sarwa may expected likha hae matlab iss ka profit rate kabhi bhi kum yaa zyada jo sakta hae ??

[@nationalsavingsfinance]

Please click the following link kzbin.info/www/bejne/pGWxmZaGrLWZd9k

[@saadiajawwad9310]

Sir if i convert my current behbood accounts worth 50 lakh into serwa term then will it give me more profit?

[@atiqrahmanlodhi4709]

sir ye batein k sita ka profit sisa mn jay ga . ok ab her month sisa mn profit aa rhy ga. kia her month sisa mn jo profit aye ga sita ka us pa phr sisa k jo profit rate(19 ya 20)jo ho ga vo lagy ga? her month???? mean compunding ho gi ????

[@nationalsavingsfinance]

kzbin.info/www/bejne/rYPFdKqghNurhsUsi=O1KwUAz5QyfgtVQB

[@AzizKhan-fp1yv]

Sir mere pass app problem ho rahi aj unable to process at this time please try again later mere Sath hi problem ho rahi hai system busy hai national savings app per

[@rizwan8561]

Assalamoalikum Sir, Jo zakat exempt form pehly submit kerwaya tha WO kafi hai ya sarwa ke leay dobara submit karwana ho ga ..Thanks..

[@nationalsavingsfinance]

Ji wohi chalay ga

[@rizwan8561]

@@nationalsavingsfinance shukrya sir..

[@tauqeerahmed6754]

Is there any tax deduction on SISA profit

[@nationalsavingsfinance]

Yes same as in other schemes

[@ajmalrasool1868]

Sir sarwa saving account pr jo zakaat hai wo profit pr deduction hogi ya principal amount pr hogi. Matlab mera 10 lakh agar sarwa saving account mein deposit hai tu kya us pr zakaat deduction hogi ya us 10 lakh k profit pr hogi. Aur second yeh poochna tha k agar main zakaat exempt form submit karwata hon tu phir zakaat ki deduction nhi hogi Thanks

[@ajmalrasool1868]

Sir sarwa term account 5 years wala aur sarwa savings account k profile rate mein itna difference q hai. Profit tu dono ka monthly base pr hai. Main agar investment karna chahu tu dono mein se konsa account best hai. Mujhy tu sarwa savings account behtar lag raha hai aapki kya opinion hai sir

[@ajmalrasool1868]

Main ne pehly ric mein investment ki hui hai ab wo 5 years tenure complete hone wala hai

[@nationalsavingsfinance]

Replies of your comments are in this link kzbin.info/www/bejne/pGWxmZaGrLWZd9k

[@saminazaib452]

Asslam Alikum Sir keya iss k leay b age limit ha...matlb 60. Years ect

[@nationalsavingsfinance]

No age limit

[@zahidhussain4876]

@@nationalsavingsfinance Matlb 50 ,40 se Kam umer wale be account khlwana sakte he

[@nationalsavingsfinance]

@@zahidhussain4876 Ji khulwa saktay hen

[@atiqrahmanlodhi4709]

sir ye bat smjh ni ayi jasy sal increse hoty profit kum hota ja rha hy. tu phr log 5 sal mn invest kyn kerin gey

[@nationalsavingsfinance]

05 saal men monthly profit milay ga

[@itstahaali]

Shahji. Otp nahi aaraha sms py. Phone reset kara tha. Phir app reinstall ki tou ub login ker raha hu tou phir otp mangraha hy aur jo nahi milrahaa.. kia kero 😢

[@ricohijk1509]

Sir 19.5 % k hisab se 1 Lakh per kitna profit hoga SISA Account per

[@nationalsavingsfinance]

Aik din ka taqreeban 53 rupay

[@AzizKhan-fp1yv]

Sir saving account nahi khul was sakte kya uske liye jaruri hai koi account open karvayen

[@nationalsavingsfinance]

Nahi Savings account SITA k liya SISA hi zaruri hy

[@faheemshaikh2694]

lot of anomalies in so called islamic banking ,50 pecent islamic 50 pecent unislamic .it is just cocktail。on other hand islamic banking minting money in the name of islamic banking,particularly Meezan bank also this bank involve in Dollars scam.

[@nationalsavingsfinance]

But in SARWA, I dont think that it is unislamic

[@nainashaikh18]

​@@nationalsavingsfinance sir plz batain k defense certificate ka profit ka % zaida hy ya special certificate ka profit rate zaida hy plz 🙏 reply me plz

[@ILYAS7301]

Sir, App kab tuk update ho gi Koi info hai to plz share kren

[@nationalsavingsfinance]

Jb merzi ap ja kr invest kr saktay hen

[@zobariairum10]

Sir sisa n sita accounts me Kya faraq hy is pr video bnin

[@nationalsavingsfinance]

kzbin.info/www/bejne/h2KzeKOIh9l0r9Esi=CBqeV4BBHF1uEyda

[@mehmmodali1995]

Sir, PBA walay bhi SISA product lay saktay hain?

[@nationalsavingsfinance]

Ji lay saktay hen

[@mehmmodali1995]

Sir, A lot of thanks.

[@saimamalik2952]

Asalam o Alaikum Serwa islamic term account ka profit jo ek saal badh Mily ga tu us pr tax kitna cuty ga Agr 1 lakh deposit krwayn tu ek saal k badh kitna amount Mily ga?

[@nationalsavingsfinance]

وعلیکم السلام Agr filer hen tu 15% aur non filer ki soorat men 30% tax katay ga. SiTA bhi 03 qisam k hen kzbin.info/www/bejne/qpu0aKipiLaIhbc

[@tahirali-pw7cp]

Tax ka nahen bataya. Tax se exempted he ya nahen

[@nationalsavingsfinance]

Taxable hy

[@ManzoorAhmed-eo9yt]

How many much govt tax deductions on Sarwa term depodits.

[@nationalsavingsfinance]

Filer 15% - Non Filer 30%

[@saadiajawwad9310]

In behbood account widows are exempted from tax n zakat Will this facility be available in serwa account

[@nationalsavingsfinance]

No

[@missihusain9442]

AOA, very informative videos. Can i transfer my amount from regular income to behbood Savings certificate account. What will be the procedure and any cutting of amount transfer. Thanks.

[@nationalsavingsfinance]

You will have to fill a form for Behbood Savings Certificates and will surrender the Regular Income Certificates after signing. No deduction is applied for conversion in BSC

[@missihusain9442]

@@nationalsavingsfinance Thanks

[@mushtaqueahmed1928]

Dual National Non Resident Overseas Pakistani, kiya ye dono Account Open ker sakty hein?

[@nationalsavingsfinance]

Ji, khol saktay hen

[@IftikharHussain-ds3qw]

Shah Jee SSC ke rates bhi 29 may KO barh gae hain confirm hain

[@nationalsavingsfinance]

Ji, barh gai gen kzbin.info/www/bejne/g3KroGWkgruSmbs

[@Jamilahmed-dc3kg]

sir agar profit na drawa keraya jey tu profit pler bhi profit lagta rahe ga

[@nationalsavingsfinance]

kzbin.info/www/bejne/oaiVqauwob1pjsk

[@Babarmalik882]

سروا اکاؤنٹ میں پیسے جمع کرنے کی صورت میں کسٹمر کو کون سے سرٹیفکیٹس ایشو کیے جائیں گے

[@nationalsavingsfinance]

kzbin.info/www/bejne/h2KzeKOIh9l0r9Esi=CBqeV4BBHF1uEyda

[@wajahathussainshah3842]

Mera already SA ha , to kia muje dobara sisa open krna paray ga. Or sita bi? Ya ma sirf only sisa open krwa skta hun

[@nationalsavingsfinance]

Nornal Savings Account aur Sarwa Islamic Savings Account, dono khul saktay hen, aik hi branch men. SITA k liya SISA zaruri hy

[@wajahathussainshah3842]

@@nationalsavingsfinance i mean mery SA me raqam pari ha. Kia ma sirf sisa open kr k wo raqam usne deposit kr skta hun

[@nationalsavingsfinance]

Ji deposit kr saktay hen lekin agr tu Savings Account men ap ka profit ata hy, tu wo bhi rakhna paray ga

[@nationalsavingsfinance]

@@wajahathussainshah3842 ji kr saktay hen

[@AsadKhan-ij8zg]

Slam Sir g kia mai esko sbp sai purchase Kr skta hon? Sita sisa

[@nationalsavingsfinance]

Nahi

[@AsadKhan-ij8zg]

@@nationalsavingsfinance wja?

[@nationalsavingsfinance]

@@AsadKhan-ij8zg SBP say ap sirf SSC aur DSC purchase kr saktay hen

[@AsadKhan-ij8zg]

@@nationalsavingsfinance thanks

[@AzizKhan-fp1yv]

Sir behbood certificate 50 lakh ke bad usse zyada invest karne ke liye KYC form feel Karnal azmi dobara hamara already form feel hai national savings behbood per

[@nationalsavingsfinance]

kzbin.info/www/bejne/Z3_PfqaQhdJsq9E

[@khurramkhan4910]

Aoa sir main RIC main invest kiya hua h 2 sal se mujhe 654 k hisab se. Profit milta h jo bht kam h main SISA main invest karna chahata hun plz batein Ager SISA ka profit barhega means abhi yeh 19.50% h ager yeh 20.50% hota h tu kiya mujhe bhi increase hone ka faida hoga ya phr mujhe 19.50% k hisab se profit milega plz yeh cufusion clear kardein...bec main National saving gaya tha unko bhi ni pata.. Aur yeh batein SISA mere liye behtar rahega na RIC k muqable main.. Waiting ur reply

[@nationalsavingsfinance]

Ap usay change krwa len. Profit k barhnay ki filhal tu koi umeed nahi. SITA (05 years) or RIC ka profit taqreeban aik hi hy

[@khurramkhan4910]

@@nationalsavingsfinance mujhe monthly profite chahiye tu kiya SISA mere liye behter reahega? Plz guide

[@nationalsavingsfinance]

Monthly k liya SITA (05 years) behter hy

[@khurramkhan4910]

@@nationalsavingsfinance SISA BHI TU MONTHLY H JIS MAIN 19.50% PROFIT H YEH KESA RAHEGA? PLZ GUIDE AND TNKS FOR UR REPLY

[@nationalsavingsfinance]

@@khurramkhan4910 Ya tu aam savings account hy

[@Pakistanwealthacademy]

Both sisa and sita cannot be pledged

[@nationalsavingsfinance]

Yes

[@muhdasghar7289]

Sarwa Saving account mn kitna proft hai

[@nationalsavingsfinance]

Description men detail hy

[@MuhammadZubair-id7ku]

Source of income btana haiinya KYC kafi hai

[@nationalsavingsfinance]

KYC source of income k liya hi hota hy

[@mohammedyasin6410]

If I want my Mony transfer to another city branch after filling the form how long it will take please answer me if you can thanks

[@nationalsavingsfinance]

15 to 30 days

[@haseebullah7868]

Sarwa islamic me 1 sal ke modat ke bad rulover kar sakte he or passy add kar ke rulover kar sakte he

[@nationalsavingsfinance]

Ap k comment ka jawab is link men hy kzbin.info/www/bejne/pGWxmZaGrLWZd9k

[@javediqbalmirza1953]

السلام علیکم مجھے یہ پوچھنا ہے کہ راست کب ایکٹیویٹ ہو گا

[@shaikhnaseerabbas6057]

New product hy .jitny videos upload hui hn m n suni hn.jab bank m gay to manager sb n kaha k islamic product aur dosry product m koi difference nahen.m hera hua.phir serva saving account ka profit one year bad mily ga jab k saf likha hua hy website p k mahana munafa hoga.m n is liy account nahen khulwaya.sub log dekh bhal k account khulwaen Hathi k dant hn

[@nationalsavingsfinance]

Daily base pr profit lagta hy

[@mrsqamarabbas3202]

is there any service charges on sisa account cash withdraw like 1 million

[@nationalsavingsfinance]

In SISA, no service charges

[@humeriatayab8180]

Sir mujhay aap ki help ki zarorat aap say kis tarah rabta Kia jaye

[@nationalsavingsfinance]

Ji puchen

[@MuhammadZubair-id7ku]

Monthly profit nikal sakte hain ya term pora hone pe?

[@nationalsavingsfinance]

SARWA (SITA) 05 years men monthly profit lay saktay hen

[@artnation4]

​@@nationalsavingsfinance sir yeh tau good news Lakin jo old schemes hn Kia wo khtm kr dee Jaye gee ya sath sath chalay gee or Kia national savings app KY zariye hm investment kr skty hn old schemes main bhi or islamic certificates main bhi please ika answer dain dy

[@nationalsavingsfinance]

@@artnation4 Purani schemes bhi chalen geen sath sath. Application ka new version anay k baad sb kuch ho sakay ga

[@artnation4]

@@nationalsavingsfinance thanks sir ap bohot achy Allah apko bohot khushian dy 😊

[@nationalsavingsfinance]

@@artnation4 Aameen, Jazak'Allah

[@Jamilahmed-dc3kg]

source of income bhi batana ho ga

[@nationalsavingsfinance]

Ji, wo hr financial institute men hy

[@humairaazmat1366]

Kia ye scheme banks mein available hey ya abhi apply honey mein khuch time hey.

[@nationalsavingsfinance]

Ji, National Savings ki kisi branch men investment kr saktay hen

[@khaleeqmufti]

اگر بیرون ملک سے رقم ارسال کر کے اس اسکیم میں سرمایہ کاری کی جائے تو کیا کوئی خاص رعایت یا سہولت ملے گی ؟ مثلاً ٹیکس میں چھوٹ ۔۔؟؟ براہ کرم رہنمائی فرمایئے ۔

[@nationalsavingsfinance]

نہیں

[@khaleeqmufti]

@@nationalsavingsfinance بہت شکریہ محترم

[@MrJobs-en1ux]

Sir ye btaen kya waqai ye islami hai? Sood ni ha?

[@nationalsavingsfinance]

Ya SARWA islami hy

[@amjadhussain1268]

I think you go for IMF meeting 😂

[@saifurrehman5564]

Aoa sir,application ni chal ri is bank ki kiya msla ho sakta hy plz is bary me b bta dy shukriya 3din sy oper ho gy hy plz

[@nationalsavingsfinance]

Kiya message a raha hy?

[@saifurrehman5564]

@@nationalsavingsfinance ajj chalna shoro ho gyi hy

[@bilalhashim7515]

Sisa account pr atm card hai?

[@nationalsavingsfinance]

Ji hy

[@muhammadfarhan3732]

سر آج میں نے پائزبانڈ لیے ہیں سو روپے والے دس پیکٹ۔ٹوٹل ایک لاکھ روپے لینا بڑے چاہ رہا تھا لیکن ملے نہیں۔😊میرا فرسٹ ٹائم لیے ہیں پرائز بانڈز پوچھنا یہ تھا اگر پیسے واپس لینے ہو تو کسی بھی وقت چینج کروا کر اپنے پیسے واپس لے سکتے ہیں..؟؟؟ اور میری نظر میں اسلامک ہو یا بہبود ہو میں سب حلال سمجھتا ہیں۔ خوشخبری آپ نے کہا تھا دو گا میں نے کہا بہبود پر شاھد اور بڑھا رہے ہو گے۔😊😊😊😊😊

[@nationalsavingsfinance]

kzbin.info/www/bejne/iXWcdmmeh6ehl7M

[@irfanafridi7168]

Boht complicated method hy samaj nahi aye😢

[@nationalsavingsfinance]

Complicated nahi, usi tarha hy, jesay dusray certificate purchase hotay hen ya account khulta hy

[@irfanafridi7168]

Seeda seeda btao 1 lakh pe per month kitna profit hy

[@nationalsavingsfinance]

Islamic schemes men fix nahi hota hy, mutawaqay hota hy

[@yasirenator]

کیا سرٹیفکیٹ انکاشمنٹ کی پالیسی نیشنل سوئنگ نے چینج کردی ہے,؟

[@nationalsavingsfinance]

Nahi

[@shayanali1972]

Sirf amount ki slip milti hy aur check book

[@nationalsavingsfinance]

Slip milay gi SiSA ki cheque book baad men milay gi

[@ishtiaqahmed-oj3cx]

Sood ka matlab Allah sy jhang karna hain

[@nationalsavingsfinance]

Beshak

[@ssadaff1]

Sisa mai profit k upper profit lage ga?

[@nationalsavingsfinance]

kzbin.info/www/bejne/a6qrgX2qg7OVb9k

[@Jamilahmed-dc3kg]

bohat ganda sysstem hai jab aap paise jama kerwne jaye ge her dafa Bio metric kerwana ho gi. Saving center main bohatg zalalt bardash kerna ho ti hai

[@scinzkhan]

Fooling us with number of years .... again disaster 1 Year Serwat Islamic Certificate 3 Years Special Saving Certificate 5 Years Regular Income Certificate

[@nationalsavingsfinance]

But in SARWA rate is not fixed, expected rate is declared

[@brightstar-pu8nu]

سر گرین سرٹیفکیٹ کی کوئ حقیقت ھے

[@nationalsavingsfinance]

میرے علم میں تو ایسی کوئی چیز نہیں ہے

[@Alam_gamer2568]

Kuch samjh he nhi aya

[@nationalsavingsfinance]

Acha g

[@imrankhan-wq1ui]

Kuch smaj nahe aia monthly Kitna Mila GA 1 lac par

[@nationalsavingsfinance]

Monthly mutaway (expected) 12.80% hy, fix nahi hy

[@irfanafridi7168]

Maza nahi aya...sorry ap samja nahi saky

[@nationalsavingsfinance]

Ab kisi say tuition lay kr dubara video banaun ga

[@yasirarfat4171]

​@@nationalsavingsfinance chacha g tuition lene ki zarorat q itni mehngi feesey de k tuition le ge acha hoga nakal kr k pass hojaye