NEW BINDER SETUP | WALKTHROUGH OF ENVELOPES & REDISTRIBUTE FUNDS | CASH ENVELOPES | UK CASH STUFFING

Hello and welcome to my channel.
In this video I go through my new binder setup.
Thank you to the lovely Becca from Scousegirlbudgets for the amazing gifts you have sent to me. Her channel can be found here: / @scousegirlbudgets
My new envelopes for my saffiano and birthday binder are from Budget with Ira. www.etsy.com/u... ‪@BudgetwithIra‬
I made my vellum envelopes using a tutorial by Happy2planwithDesiree the video can be found here: • DIY HOW TO MAKE VELLUM...
I purchased the following to make the envelopes from Amazon:
Vellum paper: Cridoz 50 Sheets Vellum Transparent Paper amzn.eu/d/9BTZb5j
Thick matt pouches: Ibico A5 Laminating Pouches, Matt Finish, 250 Micron, amzn.eu/d/hREXvwV
Thin Matt pouches: Fellowes A4 80 Micron Admire Stylish Matt Laminating Pouch (Pack of 25) amzn.eu/d/e5PJ4FV
Vellum envelopes can be purchased from the following shops (more are available).
UK:
LA Belle UK store: www.etsy.com/u... KZbin: ‪@labellebudget‬
OXMailStudios: www.etsy.com/u... KZbin: ‪@OXMailStudios‬
Budget with Char: www.etsy.com/u... KZbin: ‪@BudgetwithChar‬
Philly and Brit: www.etsy.com/u...
US:
The Aesthetic Dollar: www.theaesthet... KZbin: ‪@theaestheticdollar‬
Megan E McCabe: I now can’t find her shop on Etsy sorry
Beautifully Me and You: www.etsy.com/u... KZbin: ‪@Beautifulmeandyou‬
Mindy plans: www.etsy.com/u...
Germany:
Art of Needs: I again can’t find the Etsy shop ( sorry). But I have found this one:
www.etsy.com/u...
Etsy shops for savings challenge binders:
Angela: Crafted with love and fairy dust but her Etsy shop is called LoveandFairyCrafts: www.etsy.com/u...
Andrea: CraftyBlondeGB: www.etsy.com/u...
The Shein binders can be found here: m.shein.co.uk/...
Thank you to everyone who has supported my KZbin channel and etsy
My Etsy shop is linked here: www.etsy.com/u...
My shop will be closed from tomorrow Saturday 13th May until mid June. I will update my instagram @irisbudgets later in June when I plan to reopen.
My Amazon wish list: www.amazon.co....
My cash tray is by mDesign and can be found on Amazon (currently unavailable) amzn.eu/d/1qHLGNi
My Filofax purse is a Filofax saffiano from Amazon.
My resin binders are from Little Carousel Gifts on Etsy: www.etsy.com/u...
The build and buffer challenge is from Carocash: www.etsy.com/u...
My sparks of joy challenge is from The Budgeting Bear: www.etsy.com/u...
My 50p challenge and travel treasury are from Esther at My Money Matters www.etsy.com/u...
My 1-100 penny challenge is from Scottish Highlander www.etsy.com/u...
Thank you for watching!

[@jeanedillon4424]

Becca is absolutely correct!!!! We love you IRIS. Your new binder are amazing. This is my favorite video of yours. Please enjoy your time away!!!

[@irisbudgets]

Ah Jeane thanks so so much - glad you enjoyed it and thank you! X

[@Scousegirlbudgets]

Thank you so much lovely lady! I’m so glad you love it and you deserve it! The domino one just just same the amount on the domino! ❤ xx

[@irisbudgets]

Thanks so much Becca! You see I knew I would over complicate it 🤣🤣 xx

[@Girlpleasebudget]

You deserve the praise becca!! that was so lovely of you!! ❤️❤️

[@GillianBudgets20203]

Such a kind soul you are Becca...so generous ❤️.

[@ashleypowermclean3426]

Omg! Watched your video and totally went and bought two binders from Shein … I have eyed them there for a month or so and thought it was too good to be true( $10 in Canada )…. After their endless discounts ended up being $8.20 each. Just needed to hear from someone that they bought from Shein as it’s a new to me store! 😊

[@irisbudgets]

Ah fab!! I’ve ordered a few things and had no problems. Lower value items I don’t think are returnable so I think that’s the only thing but otherwise spot on!! X

[@Josh-Jayy-Rivera]

I love the Geordie accent so much and hearing yours makes me super happy! Love a new type of video, this was really good to watch. Honestly can’t wait for the next one 🙌🏻

[@irisbudgets]

Thank you Josh-Jayy! For all your support. Glad you like the accent - I don’t 😂😂

[@Josh-Jayy-Rivera]

@@irisbudgets Always! To be fair it’s better than mine, I’ve got a Welsh one haha

[@Bindersandcash19]

@@irisbudgets l love it

[@crunchingwithcris]

Great happy mail ✉️ ❤ will have a look for myself too. Adorable becca… I love vellum envelops I got mine before the aesthetic budget closed her shop 😢 Your envelops are beautiful Iris 💗💙💗

[@irisbudgets]

Ah I know I don’t know why she closed it bless her! Thanks so much Cris. For your support as always xxx

[@Madison_paige210]

I'm sat here watching your videos and you have made me realise I had to take the film off of the labels for my binders 😂 I kept them on ...I was wondering why mine looked odd...thank you for notifying that I needed to take the top layer off , ps I love your videos so much ❤ like I find them so comforting and also stuff whoever says anything negative about you with your giveaways ...they are just plain nasty xx keep your head high xo

[@irisbudgets]

Hahaha ah bless you I hope they came off ok! And thanks so much for your comment. I’m glad you like them truly. And you’re right, there’s always one so I will try not to let it get to me xx

[@Madison_paige210]

@Iris Budgets they came off wonderful although I sat on my bed laughing at myself for ages ....haha but keep your chin up lovely xx

[@RobinsDocumentedLife]

I love it all, Iris! I would take the extra $300 for your phone from your business emergency. Your funds for your business are pretty well funded with more turn over than the emergency, so I'd just take it from there and rebuild...but who am I?! 😂 I actually met Desiree in March at a planner convention I went to. I think she saw my wallet or travel binder with my envelopes and mentioned she just started cash savings too. lol She's adorable. The Luxe envelope is perfect and if you save up for what you want, why not? It's your $$! Have a great day, friend!

[@irisbudgets]

Thanks Robin I defo will. Ah I can’t believe you’ve met her! I was so impressed with her tutorial she made it so easy to follow!! She seems lovely x

[@blackbeauty7499]

Love everything about this video especially how long it is, so therapeutic and so lovely of Becca 🤗💕

[@irisbudgets]

Thanks so much. I was worried about the length 🤣🤣

[@blackbeauty7499]

@@irisbudgets 🤣 oooh I love a long video it keeps me occupied through the day 🤗💕

[@meghanhonohanacra]

Love the new birthday binder!!

[@irisbudgets]

Thanks Meghan I love the colours!! X

[@laylaa9787]

Love the new set up, especially the birthday binder envelopes. Definitely take the money from the business , you deserve it. Have a great holiday.

[@irisbudgets]

Thank you Layla I think that’s the overwhelming opinion so I’m gonna do it 😊

[@thehouseoflsp]

I went through like all your videos to try to find out why you had a whole Harry Potter binder 😂😂😂 using fake names for your family online is so cute and smart!

[@irisbudgets]

Haha thank you! Just didn’t want to use their real names x

[@CCbudgets]

Yay for happy mail. Just watching and remembered, did I miss out on the DH binder earlier? 😮

[@irisbudgets]

Hi CC! A small number of binders will be listed about 8pm tonight xx

[@CCbudgets]

@@irisbudgets thank you xxx

[@debs_debt_journal]

Love this video Iris. Looking forward the next stuffing using these envelopes.

[@irisbudgets]

Thank you Debs! Hope you’re well c

[@Tkmadd4812]

It's nice to change things up from time to time! I enjoyed watching.

[@irisbudgets]

Thanks so much Tracy! X

[@elaineroberts-lv7zi]

You are such an inspiration. Enjoy watching your channel . You are a credit to the cash budgeting community. Enjoy your time away. Love your new binder set up x

[@irisbudgets]

Ah thanks so much Elaine - what a lovely comment that means a lot to me xx

[@sprinkledbeanies760]

Lovely video happy colours fun watching binder set ups change is good as a resst😊

[@irisbudgets]

Thank you so much 😊

[@lheyhey]

Enjoy your time off Etsy lovely lady and your binders are blinking beautiful ❤ xxx

[@irisbudgets]

Ah thank you Lisa I can’t wait 😂

[@Caroline-ix6hz]

I love the new envelopes and the longer videos. You are fun to watch. ❤️

[@irisbudgets]

Eeh are you sure Caroline. That was a long one 😂

[@RoxyRoseGuides]

New here... nice binders so cute...

[@irisbudgets]

Ah thank you Roxy and welcome!! X

[@georgieporgiesjourney]

Love your new binders and love watching your videos. God bless❤

[@irisbudgets]

Ah thank you Georgie xx

[@andreaelsmore2882]

Great video Iris. Love the new binders. Thank you for the lovely shout out. Also I would take the money out of the business account for your phone xx

[@irisbudgets]

You are very welcome Andrea. And yes I think I will do 😊 xx

[@BudgetsWithELMA]

Love the way you set up your NEW binders 💕

[@irisbudgets]

Thank you Elma! ♥️♥️♥️

[@lunalollyx]

Super satisfying watch Iris! And your binders 😍😍

[@irisbudgets]

Thanks so much!! ♥️♥️♥️

[@louiseyvette2261]

I like those categories, they make a lot of sense

[@irisbudgets]

Thank you Louise, yes after a few months of thinking it through I defo need the other categories. All a journey! ♥️

[@louiseyvette2261]

@@irisbudgets Gotta do what works! And it's fun to find out

[@dillydallybudgets]

I LOVE the new set up Iris 💗 and Becca is a doll 😊please never change Iris, you are lovely xx

[@irisbudgets]

Ah thanks so much 😊 xx

[@kellyhamilton2062]

Great video as always! Loving the new binders and envelopes! ❤️ That savings challenge from the scouse girl budgets is amazing, i love it!! 💵. Also i must admit i was shouting inside "kingston has a tracker, its the 'purple dinosaurs" 😂😂 then you finally put it in 😂🙈. Hope you have a lovely break from your etsy shop, you thoroughly deserve it!

[@irisbudgets]

Haha Kelly how could I forget the dinosaur tracker ♥️😂😂 thank you so much xx

[@craftedwithloveandfairydust]

Thank you so much, Iris❤ you are truly one amazing person, I love all your videos, and your new binder set up is fab 🥰 enjoy your etsy break... 😘

[@irisbudgets]

Ah thanks so much angela - I think I will enjoy it!!♥️♥️

[@Autumnbudgets]

Love the binders they are lush xx💖

[@irisbudgets]

Ah thank you I love them!! X

[@BudgetwithChar]

Amazing video Iris!! The new set up is so aesthetically pleasing 😍Thankyou for shouting me out💖

[@irisbudgets]

Thanks so much Char and you’re welcome! Your envelopes look fab! X

[@BudgetwithKerry]

Brill video, I love your new setup, Iris. You sound so much happier this week x

[@irisbudgets]

I am Kerry thank you ! Much less whiney now 😂 xxx

[@retrobudgets3887]

Love your new binders set up! X

[@irisbudgets]

Thank you so much! X

[@susanmcmurray3624]

Loved watching this so satisfying. Definitely get the bigger memory space…. I’d also take it out of your business binder.

[@irisbudgets]

Thanks Susan I’m going to! X

[@ozywend]

Brilliant video, you always put a smile on my dial😄Love your new set-up. Sometimes you just have to get things off your chest! Nice to see you back to your lovely positive self. Sending a big hug from Oz x

[@irisbudgets]

Ah thank you so much for watching I’m glad I put a smile on your dial 🤣🤣 love that saying. Yes it feels good not to be whining 🥴♥️

[@budgetsdreams]

I REALLY enjoyed this!!!! Love your new set up like so much 💛💛

[@stuartandrews4344]

Save your money & look at a android phone (better value for your money), as well as onboard storage,a lot of them also allow you to have expandable memory, via micro SD card slot for up to1GB memory card, something Apple have never had on their phones.

[@irisbudgets]

Thanks Stuart for the advice! I have to say, I have android for work and I’m not a fan 🙈 and I’m a total Apple slag so I need to stay true to that 😂

[@Lucyluxor]

Love happy mail

[@JT-Budgets]

We’re such KZbin whores today. I swear I’m not following you around 😂

[@irisbudgets]

So kind of her Lucy xxx

[@Lucyluxor]

@@irisbudgets very kind I was trying to work out how much it was altogether but I'm too tired lol

[@lizwilson3732]

Love your video changing all your envelopes. Love all the bright colours you decided to use. Have a great weekend ❤

[@irisbudgets]

Yes I love all the colours from Ira! Nice and sunny. Thanks so much and hope you have a great weekend too x

[@lizwilson3732]

@@irisbudgets thank you appreciate that x❤️

[@wendygelson7031]

Fab video as usual love the new set up sometimes all you need is a bit change around xx

[@irisbudgets]

It feels good to switch things up Wendy! X

[@suehealy3991]

Absolutely love your videos - you inspire me so much ❤

[@irisbudgets]

Thank you Sue that is so lovely to hear, honestly thank you xx

[@GillianBudgets20203]

Hey lovely lady...loving the new set up...very minimalist...suits you ❤

[@irisbudgets]

Ah thanks so much Gillian! 😀♥️♥️

[@TheBespokeBudgeter]

Fab video - beautiful new set up. Just a though - maybe start the Becca challenge from the back page and work to the front (at which point the coins might be freed up) xx

[@irisbudgets]

Ooh now that’s a good idea!! I might just do that thank you! X

[@bonsmoms980]

Oh this was fun to watch!!! I just ordered all new binders, envelopes and a Filofax wallet. I needed to switch things up a bit!!! I would take the money from your business! You worked hard for that money so use a little bit of it to splurge! And like you mentioned, you do film on your phone so it makes sense to use some business money to help pay for it!!

[@irisbudgets]

Ah wonderful I hope you love all your new stuff!! Yes I think I’m going to take the money from business and get the phone I really want - thank you so much x

[@Esmebudgetz]

Your binders are beautiful ❤ enjoy your month off Etsy lovely xxx

[@irisbudgets]

Thanks Esme. I think I’m going to 😂

[@helenjeindl524]

This was so much fun to watch, I love changing my binders up from time to time, it makes everything feel shiny and new and brings back your motivation if you start to feel slumpy. Have a great weekend 🥰😻😻

[@irisbudgets]

Thanks helen it’s the first time I’ve really done it and it was defo overdue!! X

[@rosalindwilliams5279]

Great video Iris. Love the new set-up, looking forward to seeing you using your lovely new binders. Have a fab holiday. 🌞

[@irisbudgets]

Thanks so much Rosalind!! ♥️♥️

[@mindytveit5896]

Such a fun video!! I love the new setup, Iris! Lots of new ideas and the vellum envelopes really give it a clean/elegant finish! I’m glad you’re taking some time off; it is important to take time and care for yourself ❤ Thank you for the shoutouts to other Etsy shops; it’s always fun to see what others have to offer to the budgeting community; however lol I’ve decided I need an Etsy/budget Fund…I’m spending more on challenges than I’m saving 😂 💸🤣 Hope you have a wonderful week, Iris!!

[@irisbudgets]

Thanks so much Mindy. Hehe sounds like you defo need an Etsy envelope!! Or to put yourself on a ban perhaps 😂😂 thanks for all of your support xx

[@CarmelB77]

Great video and enjoy your holidays

[@irisbudgets]

Thanks so much Carmel ♥️

[@destinystup6675]

I don't cash stuff, but i love the envelopes!

[@mymoneymatterswithest]

Ha ha it was fun guessing what colour envelopes you were going to use for what! I was pretty close. 😂 love the aesthetic, looks great ❤

[@irisbudgets]

Hehe thanks Esther. Green for veg and orange for petrol are just obvious 😂

[@Bindersandcash19]

Loving your ira envelopes gorgeous iris, so glad your feeling better, becca challenge looks great x

[@Bindersandcash19]

Take money out of your business iris x

[@irisbudgets]

Thanks so much Elaine I’m going to xxx

[@labellebudget]

Bloody lovely set up.. sometimes a refresh is exactly what we need ❤

[@irisbudgets]

Love it Laura!! Needed a refresh defo xx

[@lauraryan9998]

Love the new binder set up ❤

[@irisbudgets]

Thank you Laura x

[@jacquelinesnailmailmummy]

Loved watching you change everything up! I think you should take the money from your business! Makes perfect sense, since you use it for your business.

[@irisbudgets]

Thank you Jacqueline! I think I will take it from business xx

[@budgetwithsas]

Great video hun, we all need a switch up and colour injection to liven up our binders. Loving your new set up. Glad you’re taking time for yourself xxx

[@irisbudgets]

Thank you Sas! I hope you’re doing well. Yes I needed a refresh and looking forward to the break 😂

[@budgetwithsas]

@@irisbudgets so much better thanks. Glad I had a little break. Enjoy hun xx

[@irisbudgets]

Good I hope things are a bit more steady from now on for you 🥴 xx

[@Charlotte_Louise_Tries]

Great video and LOVING the new set up ❤ so much fun to watch! Becca is right, we love you so much in this community I would take 10% of the iPhone cost (£130) out of business expenses and build the rest of the tech fund up to make up the remainder (£170) if that makes sense xoxo

[@irisbudgets]

Ah thanks so much Charlotte honestly that really means a lot. I think I’m gonna have to take it all from business as I need to buy it this week 😂😂 but I’m comfortable with that I think xx

[@Charlotte_Louise_Tries]

@@irisbudgets aww then you enjoy it mate - you deserve it. And you deserve a nice break too 😘 xxx

[@jinx4645]

❤

[@poundsofpotential]

Fab Happy Mail, what a lovely gift from Becca! Those ombré envelopes from from Ira are gorg, and I love the vellum set-up. 💜 Ps. I’d take the iPhone money out of business, it’s gonna be used for that purpose after all.. 😁 x

[@irisbudgets]

Thank you so much I have !! 😂😂 thought why not xx

[@budgetingbeans]

I love the new set up! I’ve been so tempted to redo my own set up and thus video is just making me want to do it more 😂😂 lovely video from you as always 💛💛

[@irisbudgets]

Hahaha temptation is real!!! I had mine for about a year so it was defo time 😂😂 xx

[@budgetingbeans]

@@irisbudgets mine haven’t even made it that long yet 😂 a couple were only done in January 😂

[@budgetwithtasha3703]

Great video as always Iris. I loved seeing the new binders and envelopes. They are just gorgeous 😍. I would take the extra money from your business and get the bigger memory iPhone xx

[@irisbudgets]

Thanks so much Tasha I think I will! I’ll just be annoyed getting the smaller capacity 😂

[@savingswithanna]

Your new envelopes look stunning! Id take some money out of the business for equiptment as it is technically equipment :) x

[@irisbudgets]

Thanks Anna! I think I will do that xx

[@BudgetsunTamed]

Very pretty once again ❤

[@irisbudgets]

Thanks so much ♥️

[@TanglesunTamed]

I absolutely love your binders! When you reopen your shop are you going to open to the US as well? I’ve been dying to buy one ❤

[@irisbudgets]

Hi there and thank you so much! Yes definitely- always available internationally 😊😊♥️ xx

[@BudgetwithDanni]

Great video 💕💕💕

[@irisbudgets]

Thank you Danielle xx

[@MC-hn5go]

Fab happy mail Iris ❤️ great vid & lovin’ the new set up 👏 Take money from business for phone 👍xx

[@irisbudgets]

Thank you!! I have decided I will do that 👏🏻👏🏻👏🏻

[@NanaSaves]

Great video , I would go with the phone you really want take it out of business definitely 👍 ❤

[@irisbudgets]

Thank you I defo will! I’ll just be annoyed with myself if I don’t get the one I want 😂😂

[@skudsie]

That Yolande comment from your last video is hilarious and also completely ridiculous 😂 She didn’t even win, why is she so mad about it 😂 Very cool Iris, very cool, always love some boundary setting ❤

[@irisbudgets]

Eeh I know. Can’t please everyone. 🤣 thanks so much for your support x

[@MissBudgets]

Not cool iris 😅 ffs.. cant make that up. Love the new binders lovely. Enjoy your month off.

[@irisbudgets]

Hehe I know Saleena!! I mean some people 😂😂 Thanks so much xx

[@enigmasolver7779]

😄why are you so bummed, girl if you gonna say something say it with your chest and dont let the air blow out, youre alright, im glad your envelopes are filling up❤

[@irisbudgets]

Thanks so much!! Glad to get it off my chest c

[@BoundlessBudgets]

I don’t know if im tripping but are they named after Harry Potter or are they just common names lol?

[@thebosshouse]

They're definitely all Harry Potter names.

[@merfsnurf4943]

I figured she does it to protect her loved ones actual names but really im unsure. They all work so well!!!

[@bonsmoms980]

@@merfsnurf4943 yes this is exactly what she is doing! Besides Bruno, she has picked HP characters that represent family members. Makes me chuckle when she forgets who is who 🤣🤣🤣

[@irisbudgets]

Hi all yes! They’re all pseudonyms 😀 xx

[@mellybob100]

Take it out of your business emergency fund Iris. Also ira and Iris in the same video ❤

[@irisbudgets]

Haha thanks so much Amelia I think I will x

[@planninginherpjs]

Ira’s favorite color is pink….. 😂

[@irisbudgets]

Haha is it?? Class 😂

[@EDH_1000]

I think health should come under essentials, very important

[@irisbudgets]

I did consider that - but I dunno 😂 I see the other one as like house / garden / car. And the other one is me. Hahah I’m weird I think x

[@CashBearMama]

New Subbie ❤❤❤

[@irisbudgets]

Thank you and welcome ♥️

[@JoCoates1]

Please can I ask where your money holder is from?x

[@irisbudgets]

Hi it’s linked in all of my videos x

[@donnagalvan1047]

Do you have a 🎄 Christmas envelope

[@irisbudgets]

Hi I have a separate Christmas binder xx

[@donnaclifton7361]

Please can you post the link for the binder

[@irisbudgets]

Sorry Donna I that’s the one thing I forgot to tag 😂 Here’s the link - If it doesn’t work I’ve updated the video description too m.shein.co.uk/1pc-Clear-Loose-leaf-Cover-Simple-Multi-purpose-Loose-Leaf-Notebook-Binder-For-Office-Student-p-14477243-cat-4159.html

[@donnaclifton7361]

Thank you x

[@emmaloubudgets]

Take it out of business, you deserve it hun xx

[@irisbudgets]

Thanks EmmaLou I’ve decided I will! Xx

[@EDH_1000]

If I was u iris, I’d save up the extra cash for your phone. The new iPhone 15 will be released soon and in you’re thinking about getting the 14, don’t. My camera is absolutely shocking

[@irisbudgets]

Ah that’s disappointing! Trouble is, I set myself a deadline of about now! I’m giving my 12 to my mam for her birthday in two weeks and I wanted a new one for my holiday! I’ll do some reading

[@meghanhonohanacra]

Awe man just went online and checking out and sold out already… even set an alarm for US time At this point I’m willing to do $100 for one….jeez

[@irisbudgets]

Ah no Meghan I’m sorry!! Lots more when I’m back! 😀

[@budgetingbyme]

I would take money from business... in the and off the days phone is essential for you.

[@irisbudgets]

I think I’m going to do that thank you so much xx

[@IncomeBabes]

Love the mini deck of challenges. Definitely is handy to take around with you. Thank you so much for sharing.

[@irisbudgets]

Thanks so much I love it! ♥️