New Conventional Loan Requirements 2025

  Рет қаралды 5,161

Jeb Smith

Jeb Smith

Күн бұрын

Пікірлер: 21
@JebSmith
@JebSmith 4 күн бұрын
✅ - Work Directly with My Team - workwithourteam.net/conventionalloan2025 ⏩Conventional Loan Requirements - kzbin.info/www/bejne/i3-0gHSrhtydhqs ⏩USDA Loan Requirements 2024 - kzbin.info/www/bejne/hnnMnqd5g8l9r9E ⏩Conventional Loan Requirements 2023 - kzbin.info/www/bejne/bKeteYagftGWgpY
@dixielandproductionco.6989
@dixielandproductionco.6989 6 күн бұрын
Good stuff Jeb thanks for the notification smashed the thumbs up 👍
@JebSmith
@JebSmith 6 күн бұрын
🙏🏻🙏🏻🙏🏻
@stefanforest7582
@stefanforest7582 7 күн бұрын
Thank you for the video! Always good information.
@JebSmith
@JebSmith 6 күн бұрын
Appreciate you
@tedg.8026
@tedg.8026 6 күн бұрын
Mortgage Monday Motivation Video!! 💪🏻💪🏻
@JebSmith
@JebSmith 6 күн бұрын
💪🏼💪🏼💪🏼
@daisymae913
@daisymae913 6 күн бұрын
Another great video. 👏 How about land loans & building loans? I want to build next year.
@JebSmith
@JebSmith 6 күн бұрын
thank you, unfortunately I don’t know all the ins and outs of land loans so I’m not the best person to ask
@seanh8337
@seanh8337 6 күн бұрын
If your credit score is below 750, then yea you need 20% down and your DTI should be capped at 45%. Because you haven't demonstrated you're good with money. If your credit score is even in the low 700s, then you've been (1) missing payments (2) spending too much of your credit limit (3) have too much debt already. Those 3 things show you arent good with money, sorry
@ronys.maldonado295
@ronys.maldonado295 6 күн бұрын
Great information thank you, can I ask you something? Can you get a FHA loan only with bank statements 12 or 24 months? Or only private lenders do that
@JebSmith
@JebSmith 6 күн бұрын
unfortunately, not, you’re going to need tax returns and paystub’s. Bank statement loans are only on non-QM.
@72xx-d6
@72xx-d6 6 күн бұрын
2 years minimum
@ps54955
@ps54955 3 күн бұрын
Very useful information, thank you, are this rule work for Canada? British Columbia, Can you do mortgage service for me in Canada?
@JebSmith
@JebSmith 16 сағат бұрын
unfortunately, loans are a little bit different in Canada. I can’t personally help you, but I can refer you to someone who can if you want to reach out?
@MelvinRodriguezxTNGx
@MelvinRodriguezxTNGx 6 күн бұрын
Does this start Jan 1, 2025?
@JebSmith
@JebSmith 6 күн бұрын
already started!
@heatherh6408
@heatherh6408 6 күн бұрын
I think we can buy with less than 20% down
@JebSmith
@JebSmith 6 күн бұрын
Yes, that is correct! As little as 3% down using conventional, 3.5% with FHA and no down payment required on USDA and VA
@72xx-d6
@72xx-d6 6 күн бұрын
Yes buy investors buy for less
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