This is an excellent episode on Financial Literacy. It applies to all about to start work, or just starting work who has no idea on this topic. To those who believe they deserved to (enjoy) for the first few years of their work life, they will live paycheck to paycheck, preferring to delay saving for the future to another day,. Without a change in mindset and habits, 30 years will pass quickly and they are in their 50s or 60s with NO savings. No one to blame but their own ignorance.
@SimonOOIJUNHAOdeUniMAP11 ай бұрын
太过分了那个财务公司 真的只能说理财知识一定要有 很可怜 金钱买教训 但是买不回时间
@TheShengxun Жыл бұрын
老师还有买房自住房也就陷阱 maintain fee, 等等 有很多hidding cost 会影响到cash flow. 如果把供房的钱拿来共epf 可以提早退休,很多人为了快快供房 拿epf 的钱出来换房贷 。Robert Kiyosaki said Own stay house is a liability is not an Asset. 很多年轻人出来打工最为了买房 来炫耀 最后是害了他们 失去很多投资机会 cash flow 被绑35 年. House price 350K and loan 35 years and interest 4.25% = RM673,104 haven't calculate maintenance cost ,repairing house cost,indah water, cukai pintu.......。 what if you take this money invest into high and stable roe company .