Niva Bupa ReAssure 2.0 Details | LATEST Niva Bupa ReAssure | 10X Coverage | Gurleen Kaur Tikku

[@sameergupta4475]

Excellent explanation Mam! Keep this up👍👏👏👏😊

[@GurleenKaurTikku]

Thank you Sir :)

[@tarunmodi3321]

Mam please conform EECP (Enhanced External Counter Pulsation) Treatment cover in any health insurance policy yes or not

[@gopichandbasniwal3286]

I sold a family floater policy of this product just because of this review. I sent link of this review to customer ,he watched carefully , ask some questions and after satisfaction today he purchased this product. Thanks mam

[@RajanKumar_unbiased]

You didn't talk about drawbacks of this policy. You only discussed positive points.

[@fahaddesai3466]

Pls aap bata do kya drawbacks hai waise? Itne features ke baad sirf ek hi problem ho sakti hai that is claim settlement duration... Seriously agar aapko pata hai toh bata do

[@ramgopal4840]

​@@fahaddesai3466 problem is of only 1 lakh cover of robotic surgeries and other modern surgeries. mostly surgeries in future will be robotic

[@FinanceWala365]

@@ramgopal4840 jab aisa hoga tab tak aur bhi new insurance plans aa jayenge aur riders bhi available ho jayenge situation ke hisab se. So no need to worry about that

[@ramgopal4840]

@@FinanceWala365 I agree dear. but future me riders ka wait karna and insurance plan shift karna to other plan with growing age kaha tak sahi hai? acko health premium plan kaisa laga aapko?

[@archanamoghe638]

गुरलीन जी आपने रोबोटिक सर्जरी में 100000 की लिमिट की बात की लेकिन उन रोबोटिक प्रोसीजर्स की बात नहीं की जिनके लिए अप टू सम एश्योर्ड हम क्लेम कर पाएंगे। it's very very significant.

[@vikranttandi7187]

Mam thank you so much aap bahut accha samjhate ho or aap bahut accha bolte ho..god always bless you mam...thanks a lot 😊😊❤

[@GurleenKaurTikku]

Thanks a lot jee, keep watching !

[@nitkbijendra]

I bought a Niva Bupa policy last year with premium 19.5k, now on renewal they are asking 26k whereas on new policy premium is 22k. So once u buy Niva Bupa , they take u for granted

[@Anione111]

More details please- policy name, add ons taken, age last year and this year on renewal, etc. Did you share your concern with the company? What did they say?

[@ach336]

Have you checked age slab.

[@kavinash.]

This new policy plan was released yesterday the day when I ported my wife's Niva bupa reassure to Care supreme and we dont regret this switch because ÇS is providing a limited offer on pregnancy without waiting period of amount 25K upto 2 deliveries. More over the modern treatment is SI and above all, claim ratio and hospitals are more than what NB is offering and premium is also less. The only new feature that is good in NB is lock the clock. Moreover my suggestion is not to pay for multiple years because every year insurers comes up with better plan and we should make use of port and move to it.

[@jaiprakash-hp3xw]

If u port ..ur policy ..without knowing rules of portablility ..then will end up as a non disclouser without even knowing

[@jareeshkjames6788]

You will know the true face of CARE once you go to them for some service. I'm having supreme policy and while purchasing they gave annual health checkup ad on instead of NCB super. It was a mistake from their side and it's almost 2 months still they didn't correct the issue. I have already sent more than 10 emails.

[@nitishvishnoi9016]

इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa।

[@nitishvishnoi9016]

​@@jaiprakash-hp3xw इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa।

[@nitishvishnoi9016]

​@@jareeshkjames6788 इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया।

[@anuverma568]

I jus opeted for floaters of 5 lac me and my husband,unlimited restoration,5times increase in no claims bonus,lock in premium till u claim,carryover the amount left of sum assured(if u have 5 lac policy and u opted fr 2 lac then your 3 lac and restoration of 5 lac will be carried forward nxt yr)..and many more option too,hope i don’t need to claim but if so it should be smooth 🙏

[@atulgdesai]

In this plan policy amount gets carried forward but reassure amount gets deducted after each claim. Nothing remains in that. This is as per their illustrations given. Kindly check

[@Anione111]

Yes. She got this point completely wrong. Her examples were projecting completely wrong facts. Completely misleading! She should at least put edits/corrections in description box.

[@jkarora4651]

Agar kisi pass existing policy h jisme 2 adults hai and 14 years se policy chal rhi h aur koi bhi claim nahi h aaj tak. Ab last 3-4 years se 1 ko Sugar aur 1 BP ki medicines le rhe h.. Ab wo isme port karwata h to kya day 1 se Sugar and BP cover hoga yaa waiting period applicable hoga....

[@kaushiksinha1510]

Ma'am you skipped one information in lock the clock, what happens to subsequent premiums after you claim for the first time. Please clarify.

[@Sachin-me5bu]

Mam what about OPD ? Limit in OPD ? Does it include pharmacy and diagnostics?

[@ankitjain1612]

OPD is add-on, 25k cover for 6300 rps 1 year

[@Mahtab1986]

Good see ur video nd thank u Wanted ur advice Need to buy any of above M37,F32,F9,F5,M2 Which one is most suitable for us. Thank u mam

[@GurleenKaurTikku]

Please reach out to us for specific plan suggestion as per your requirement:- ⇨ WhatsApp : wa.me/message/VJCYEKX3EWHOE1 ⇨ Call : 9650706699 ⇨ Mail us at: [e-mail] ⇨ Contact us : hareepatti.com/contact-us/

[@arthurshelby3593]

Ma'am why did you not disclose about the inflation related hike in the policy premium. I have confirmed with Niva Bupa that if the company increases the base premiums of the plans because of the inflation rise, then lock the clock doesn't work there. We would need to pay the increased premium. Lock the clock only benefits us from the premium increased by the age slabs and not this inflation related rise in the premium.

[@ranjancom2000]

Also it was not very clear will the any lock in period after 3 years renewal if any claim happen in middle.

[@yshah84]

Clock ko to Lock Ker Denge but when jab Lock khulega tab kitna premium badega aur aage ki age mein premium badne ke kya clauses hai? Any Upper Limit on Premium Increase?

[@GurleenKaurTikku]

The premium will be charged as per age slab in the year in which you claim

[@sriramsekar8251]

Following Mam for a while, it would be better if you could also do it in english as there is a language understanding problem. I respect all languages. From Tamil Nadu :)

[@GurleenKaurTikku]

Yes, we are trying to bring english videos as well. We have added all the main pointers in ENGLISH in the video in tabular from. If you have any queries regarding the plan, feel free to connect with us on WhatsApp/Call at 9650706699. OR you can fill up this short form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thank you & keep watching !

[@lovefist7290]

Firstly Mam ap na bhaut bhaut pretty ho 😍 and how deeply you analyse the product to make us understand the core of everything in a simple language. Thank you so much. God bless, keep smiling and shining 🌟

[@GurleenKaurTikku]

Thank you so much, keep watching !

[@vaibhavshan]

Can you compare reaasure 2.0 and tata aig. Tata aig have lots of othet benefits. Also wiuld love to compare with respect to robotic surgeries,overseas cover and maximum sum assired thsy can reach. Restore and bonus comparison as well.Thanks

[@GurleenKaurTikku]

NOTED ✅ Will try to put a video soon 😊 keep watching !

[@manoj26231]

Excellent video, first detailed video on Niva Bupa 2.0 on KZbin. You are doing great work Mam. Hats off

[@GurleenKaurTikku]

Thank you so much , keep watching . We have finally compared it with HDFC ERGO Optima Secure as well now. LINK : kzbin.info/www/bejne/eGilmmunn7OWgrs

[@subrahmanyapangannaya4008]

What happened if a Helarh insurance company lossed and clossed. Stoped its services. Im now 35yrs joined a insurance, 2073 company clossed, i becomes 85yrs I go for another insurance. What happened if happed so 😂😂❤

[@akilansundaram2181]

The thing is that insurance policies are regulated by IRDAI. So, when a company goes bankrupt, its policies are taken over by other companies or others. IRDAI exists for these reasons, to protect the interests of the insurance policyholders.

[@manivenkey660]

small doubt madam ,, 1) if had any claim then premium will increase next renewal time right ?? if premium will increase how much amount will add as per previous premium ?? --- please reply madam in your free time

[@GurleenKaurTikku]

It will be charged as per your age slab in which you are following subsequent to the claim year

[@ranjancom2000]

Reg the "Home Care / Domiciliary Treatment" What if I need "Nurse to take care at home will the expenses cover on Domiciliary Treatment" On daily bases I need to take care by putting some IV and injection on time, before and after food for this I need Nurse to take care. Will the hospital provide support on sending the person to our home on daily bases, or will I need to spend from my pocket for that expense to get hired by a third party service and get the claim refunded . Pls describe in more detail on this part.

[@GurleenKaurTikku]

No, This will not be covered in domiciliary / Home care treatment

[@DeepakSharma-bu4ky]

mam can i upgrade from my existing 4th year continuous Reassure Policy to Reassure 2.0 OR i have to start again from beginning by buying New Reassure 2.0 Policy

[@samirshil8041]

is it better to purchase a policy for 2 years? In this case, booster will work? can explain in details

[@GurleenKaurTikku]

For any queries or assistance in buying the plan , connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊

[@shrishailkatti3197]

what is waiting period for this policy if i switch from health companion niva bupa plan ???

[@hanumanthusrinivasrao3333]

Please make a detailed video on Modern and Robotic sublimits considering this is it suggested to take this product?

[@amithvs3579]

Can we migrate from existing reassure plan to this 2.0 plan? What is the premium amounts for senior citizens? No clock lock is available for senior citizens too?

[@GurleenKaurTikku]

Migration is currently not possible Lock the clock facility is available for everyone.

[@p3181976]

My age 48 I am port my policy to niva bupa which plain is better total 4 person 2+ 2 boys. .........get plain 3 year...

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options depending on your requirements.

[@hirakdas6825]

Mujhe is saal ka annual health checkup Nehi Mila, Kolkata me rehta hu or niva Bupa ka koi bhi reputed health checkup centre cashless Nehi hain,mere Ghar se 40-50 km dur Hain....or Jo lab hain unka kabhi naam Nehi suna......Ghar pe bhi koi person Jo blood sample leta Hain arrange Nehi kar paya.....4-5 bar request karne ke baad bhi...

[@adityagupta7519]

For 10Lac Titanium plan, after 10 years SI will become 1.1cr, now if claim is of 30 Lac, the SI will reduce to 80 Lac. Now will booster+ again keep on increasing SI by 10 Lac in 3 years to make SI again 1.1 Cr ?

[@yuvrajgupta1700]

Yes

[@vishalyagnik226]

Issue is on Robotics surgery limitations

[@rahulyadav-lp2qs]

Konse policy meh

[@vishalyagnik226]

@@rahulyadav-lp2qs In ReAssure 2.0

[@dhirajrana5695]

The limitation on selective Robotics surgeries and that too on the cost of robotic technology used and not on the entire claim.

[@sudarshan61]

​@@dhirajrana5695 : A limit of maximum Rs.1,00,000 per claim will apply to all robotic surgeries, except for total radical prostatectomy, cardiac surgeries, partial nephrectomy and surgeries for malignancies.... It is per claim

[@bhagya528]

All policies have that

[@mdfrd]

Mam Mujhe reassure 2.0 policy purchase karni hai main first time health insurance lena chahta hun mujhe guide kijie ki main kaese purchase karun ki kal ko claim reject na ho??

[@GurleenKaurTikku]

Hello jee, we would be happy to assist you. Please connect with us on WhatsApp/Call at 9650706699. Our team can help you in the buying process & at the time of claim as well. We are licensed insurance agents with 17+ years of experience. Thank you 😊

[@saurabhgoel2433]

Chemotherapy and dialysis is not co ered in this plan. Only oral chemotherapy covered. Is that correct?

[@shanutmc09]

Reassure 2.0taken for my parents 19 days back. Now father got chest pain Emergency angioplasty done. Can I go for claim?

[@GurleenKaurTikku]

There is an initial waiting period of 30 days.

[@shanutmc09]

@@GurleenKaurTikku THANKS! EVEN AFTER TAKING DISEASE MANAGEMENT RIDER ALSO?

[@ranjancom2000]

For the viewers "Home Care / Domiciliary Treatment" Note: • We will pay for Pre & Post hospitalization benefit as per section 4.3 for Home Care / Domiciliary Treatment. • We pay for peritoneal dialysis, Chemotherapy taken at home. • We do NOT pay for any Medical & ambulatory devices used at home (like Pulse Oxymeter, BP monitors, Sugar monitors, automation device for peritoneal dialysis, CPAP, BiPAP, Crutches, wheel chair etc.)

[@ranjancom2000]

then what cover under Home Care Treatment

[@GurleenKaurTikku]

4.4. Home Care / Domiciliary Treatment Home Care Treatment means treatment availed by the insured person at home which in normal course would require care and treatment at a hospital but is actually taken at home provided that: 4.4.1. The medical practitioner advices the insured person to undergo treatment at home 4.4.2. There is continuous active line of treatment with monitoring of health status by a medical practitioner for each day through the duration of the home care treatment 4.4.3. Daily monitoring chart including records of treatment administered duly signed by the treating doctor is maintained Note: • We will pay for Pre & Post hospitalization benefit as per section 4.3 for Home Care / Domiciliary Treatment. • We pay for peritoneal dialysis, Chemotherapy taken at home. • We do NOT pay for any Medical & ambulatory devices used at home (like Pulse Oxymeter, BP monitors, Sugar monitors, automation device for peritoneal dialysis, CPAP, BiPAP, Crutches, wheel chair etc.)

[@jashanmittalpediatriciandr9596]

mam in standard exclusions u have mentioned Investigation and evaluation..can u please explain it. Bcz if a patient is hospitalised he would have to undergo some investigations etc

[@Pulkit191293]

Please explain more on modern treatment Sub Limit? Wanted to check if this will be an issue if not taken?

[@GurleenKaurTikku]

It's still the same. If you have any further queries, connect with us on WhatsApp at 9650706699.

[@kavurisurya1249]

Hi gurleen ji i have doubt that Moder treatment and my mother is suffering with knee pain and I'm going take the plan titanium+ please suggest me good one she age is 49 and no other disease expect BLOOD PRESSURE

[@GurleenKaurTikku]

Hello jee, Currently there is sub limit of 1 lac on robotic surgeries except few specified surgeries in Niva Bupa Reassure 2.0

[@user-iz3co3qk5f]

Please note that you have take Disease management rider if you have diabetes and hypertension even if it is mild. It is to be paid for all upcoming years. It is sort of loading only. It is around 17% loading indirectly. If you dont take this rider 20 to 30 percent loading is applied on premium. This is disclosed by company at time of underwriting. No one tells us while paying at time of application.

[@abhisheiksharma1202]

does restassured 2.0 require pre medical tests for all ages or is it similar to icici lombard which doesnt require pre-checkup if one is under 45 years age? please share.

[@midhun153]

Hi Mam, i have a question related to organ expense or similar expense. When you say organ donor expense is covered upto sum assured, will it also include boosters(like 5x)? Can we avail booster sum also in this expense?

[@GurleenKaurTikku]

Yes, you can

[@anantnimbalkar6070]

I have renewed my mother's policy in Jan 23 for 3 years (Reassure old 10 lakh), can i move it to Reassure 2.0 for these 3 years or at least the upcoming 2 years? Also is porting possible from other service provider to Niva considering this is a new launch plan? Asking this as Care Supreme is not allowing to porting as it's a new plan. Overall it's the best plan and will not have any compitition from any service provider even if it's Care or HDFC. And the most important part, you explained it well. I always recommend my friends to check your videos who thinks health insurance is futile investment.

[@GurleenKaurTikku]

1. You can internally migrate to reassure 2.0 at the time of renewal only which is in 2026 2. Portability is currently not allowed in this plan Thanks jee for your support :)

[@MonuKumar-sf4xd]

Very nice video

[@GurleenKaurTikku]

Thanks a lot !

[@ajaygoyal1085]

Mam iss policy and Birla one nxt wali me konsi achi hai, maine niva bupa le li thi, par aap ki comparison video dekh k confusion ho gya so cancel krwa raha hu. Ab btao pls dono me se konsi achi hai , mukhe bo thyroid bhi hai

[@TheNaveid]

@gurleen I checked online and here I see safeguard + defined as " Get access to additional benefits like - annual increase in coverage based on inflation rate, Coverage for non-payable items (as per annexure 1), and protection of Booster+ benefit from small claims up to INR 1 Lakh" but in video you say it covers all annexure Can you clarify

[@GurleenKaurTikku]

Safeguard is annexure 1 and Safeguard + is all annexures

[@ranjitarora1203]

Good policy for honest policy holders and non greedy persons.

[@GurleenKaurTikku]

Yes, it's a great plan 😊

[@myjntu]

Is there a raider for BP & diabetes...for 63yrs person to cover immediately?

[@GurleenKaurTikku]

Yes, you can add disease management rider. For more details, feel free to connect with us on WhatsApp/Call at 9650706699. Our team can assist you with any queries or in buying the plan. Thank you 😊

[@manishpundir28]

Thank yo ma'am! Very nice information! 👍Niva Bupa really raising the benchmark to a next level. Will be interesting to see how HDFC ERGO answers this to retain customers.

[@sandeepkanaji3911]

Sugar and BP coverd day one or not

[@sujoyghosh1037]

@@sandeepkanaji3911 covered with extra premium

[@GurleenKaurTikku]

It's one of the best plans offered in the current market as it's new.

[@nitishvishnoi9016]

​@@GurleenKaurTikku इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया। Pls check Bupa’s India JV Niva Bupa said to be weighing stake sale at $2 billion valuation economictimes.indiatimes.com/industry/banking/finance/insure/bupas-india-jv-niva-bupa-said-to-be-weighing-stake-sale-at-2-billion-valuation/articleshow/97915297.cms Download Economic Times App to stay updated with Business News - etapp.onelink.me/tOvY/135dde21

[@nitishvishnoi9016]

इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया। Pls check Bupa’s India JV Niva Bupa said to be weighing stake sale at $2 billion valuation economictimes.indiatimes.com/industry/banking/finance/insure/bupas-india-jv-niva-bupa-said-to-be-weighing-stake-sale-at-2-billion-valuation/articleshow/97915297.cms Download Economic Times App to stay updated with Business News - etapp.onelink.me/tOvY/135dde21

[@mamtashivpuri4952]

Well made! I just want to know if I can port my Heartbeat Niva Bupa Family Floater Plan to Reassure 2.0

[@186511abhi]

What above Reassure Bronze, Gold and Bronze +

[@stuartlittle8652]

Why the non payable items list shows subsumed in room charges/treatment cost and procedure cost?

[@GurleenKaurTikku]

Hi, for any queries related to this plan or any assistance required, feel free to connect with us on WhatsApp/Call at 9650706699. Thank you , keep watching !

[@manupaul832]

Can I upgrade my existing reassure policy to new reassure 2.0

[@manupaul832]

Is there any option at renewal?

[@GurleenKaurTikku]

Migration is currently not possible , you can check with the company at the time of renewal

[@manojmutha8091]

Mam compared with hdfc ergo with niva bhupia reassure 2.O which best both in it pl reply

[@GurleenKaurTikku]

Hi, we already have a comparison video available on our channel. Please check : kzbin.info/www/bejne/eGilmmunn7OWgrs For any queries, you can connect with us on WhatsApp/Call at 9650706699 Our team can assist you 😊

[@ashishagarwal1588]

Hi mam, after going through the video it do seem like an unbeatable policy in the current market but there must be a catch somewhere in the policy as after all this is business. So can you please make an informative video on reassure vs reassure 2.0.

[@GurleenKaurTikku]

Already done , please find the link below kzbin.info/www/bejne/gmbHXn9tlNR5Ztk

[@navigationalequipmenthowto9863]

What benefits can be availed by existing customers

[@GurleenKaurTikku]

Migration is allowed. ✅

[@pulkittulsyan7268]

Amazed to see the way you explained has solved many of my queries, i hv one question... i stay in zone 2 ... wll I not be able to get admit in zone 1 in case of health issues or any co-pay I need to pay to opt for Zone 1 with Niva bupa policy of zone2 ?

[@GurleenKaurTikku]

Thank you jee, there will be no zonal co-payment

[@user-vx4ru2we3x]

what is the difference between booster+ and reassure? if reassure is unlimited then what is the use of getting 10x addition of unutilized sum insured.. Hello Mam, can u pls explain this with example, i guess there is some catch..

[@GurleenKaurTikku]

Hi, For any queries related to this plan : feel free to connect with us on WhatsApp/Call at 9650706699. Thank you , keep watching !

[@tarunmodi3321]

Mam please conform EECP (Enhanced External Counter Pulsation) Treatment cover in any health insurance policy yes or not

[@Pulkit191293]

How is minimum 2 hours hospitalization different from that of policies by other companies?

[@GurleenKaurTikku]

Because most of the insurance plans requires minimum 24 hours of hospitalisation

[@anantnarayan2083]

Agar koi patient dialasys per aa jata hai to kya dialasys cover hoga , kyun ki policy wordings me peritoneal dialasys cover nahi hai aisa dikh raha tha ..

[@tukesh.dewangan]

Mam my question is rifill benefits unlimited time but the same disease if any hospitalized can coverd

[@GurleenKaurTikku]

yes, covered

[@pranayverma2325]

Mam - There are three variants in this product- Bronze,Platinum and Titanium. Can you elaborate what is the main difference between these three variants and which among the three is best suited for a young family of 2 adults and 1 kid?

[@GurleenKaurTikku]

Hi, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you in choosing a suitable plan & explain the difference as well. Thank you 😊

[@harishsatya8576]

Major difference is NCB limit

[@supratiksengupta2626]

Hi I want to know if the cost of gall bladder /cataract operation are covered from Day 31.

[@GurleenKaurTikku]

You can check the policy wordings available on the website. All the limits are mentioned specifically Thank you !

[@siddharathagarwal9879]

Thankyou so much for such a detailed video. I just have a concern on the Robotic surgery, is this an area of concern to be considered for future? Please advise

[@GurleenKaurTikku]

If all other features meets your requirements then you should go with the plan because there is no one perfect plan that would cover everything. Also, if you have any other queries regarding the plan, connect with us on WhatsApp/Call at 9650706699. Thank you

[@prasannavenkatesan9267]

Will varicocele embolisation be covered? And what will be the wait time. This would be a day procedure. Thanks for so many videos on insurance. Great work madam.

[@GurleenKaurTikku]

Please check with insurance company for this specific procedure

[@shariffkhan4980]

Gurleen didi..Brilliant video..Absolutely marvelous✅.. 🕋👍👌👌

[@GurleenKaurTikku]

Thanks a lot ✅ Keep Watching 😊

[@shariffkhan4980]

@@GurleenKaurTikku 🕋👍

[@nitishvishnoi9016]

इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया। Pls check Bupa’s India JV Niva Bupa said to be weighing stake sale at $2 billion valuation economictimes.indiatimes.com/industry/banking/finance/insure/bupas-india-jv-niva-bupa-said-to-be-weighing-stake-sale-at-2-billion-valuation/articleshow/97915297.cms Download Economic Times App to stay updated with Business News - etapp.onelink.me/tOvY/135dde21

[@ASGYT24]

Thanks a lot for sharing a neatly drafted explanation. However, Please help me by clarifying few points:- 1. Is congenital heart disease covered under PED or is excluded from this policy? 2. Is there any restriction for re-hospitalisation expense for same disease in same year in this policy ? 3. Can I include my parent ( age 70+) in family floater policy though there is PED ( cardiac ailment surgery history).

[@harishsatya8576]

I'm no expert but from my experience of reading policy document, here is my view: 1. All internal and external congenital diseases fall under permanent exclusions. 2. No restriction. 3. I think there's an entry age limit of 65 so I don't think you can add your father

[@daniramsharma5831]

Plz advice best policy at the age of 59, existing disease BP AND SUGAR.2 persons, IIND Person AGE IS 57 Your discussion is excellent.

[@ritusuri2235]

Love the way u explain. U covered everything in a very simple way👍🏻👍🏻👍🏻 Just 1 question... Can NRI avail this policy benefits?

[@jaiwinderkumar3401]

Yes

[@GurleenKaurTikku]

Thank you so much jee ! For any queries or assistance required in buying the plan, connect with us on WhatsApp/Call at 9650706699

[@ShashiBhushan-nd6ew]

I want to study all ur videos regarding insurance 🌹🌹

[@GurleenKaurTikku]

Thank you & do subscribe to our youtube channel to not miss any of our videos.

[@arvindkumar7780]

Please explain with example for base sum insurance amount reduction in future...please

[@GurleenKaurTikku]

Okay , Thank you for the feedback. We will try to implement in our future videos. Keep Watching 😊

[@vinodmehra8801]

Hi Gurleen...very nice explaintion... I have Reaussre 10L plan with 10L ncb if will do port to ReAuure 2.0 will all my benefit will carry forward to new ReAuure 2.0 policy. Like my ncb and pre existing disease which already complete 2yrs with existing policy? Plz let me know so I can plan port my policy is due in start of March.

[@GurleenKaurTikku]

Yes, Migration is allowed. Please check with your insurance agent once as well. 😊

[@GurleenKaurTikku]

Yes, internal migration is allowed in this plan

[@vinodmehra8801]

​@@GurleenKaurTikku Internal port is not available checked with my Insurer.

[@Rathoremorphin94255]

Ek hi type ki disease (like pneumonia) k liye same year m and same person k liye ek se adhik bar tak claim Kiya to bhi claim paid hoga.

[@GurleenKaurTikku]

Yes, covered for same person same illness

[@TheAddictiveVibe]

Hi mam. I am looking health insurance for mother who is 59 yrs old. Is niva bupa reassure 2.0 platinum is good for her. ?

[@GurleenKaurTikku]

Yes, it's a good plan . Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with any of your queries & help you in buying the insurance policy, Thank you , keep watching !

[@joeg.joseph9443]

Hi mam, is it better to take safeguard plus or higher sum assured for niva bupa reassure 2.0?

[@GurleenKaurTikku]

The objective of both are different , so it should be higher sum assured and safeguard+ both

[@rohitjadhav8744]

Should we buy policy directly from insurance websites or 3rd party like policy bazaar? Please advise

[@GurleenKaurTikku]

We can't comment on any 3rd party intermediary but can only assure on the service we provide as insurance agents. It's the service that matters at the time of claims. Please connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you in choosing a suitable plan according to your requirements. Thank you 😊

[@sandeepphirke2078]

What about co-payment in old age after 65 hospitalization bill ?

[@niravdivani1944]

In reassure policy, entry age is 18 to 65 year and lifelong renewal, and there is no co payment.

[@SantoshYadav-no9ph]

Good work by never Bupa👍🏻

[@GurleenKaurTikku]

Yes, it's a great plan offered by Niva Bupa 👍

[@nikhilgatagat]

@@GurleenKaurTikkuSarcasm samjho madam

[@parbhatkumar4882]

Zone me baata gaya hai two parts me। Kya poore india ke hospital me ilaz ho sakta hai na? Zone wise hospital me ilaz nahi na hona hai?

[@GurleenKaurTikku]

Jee, PAN India kahin bhi treatment le sakte hain

[@maheshnair1386]

Thank you so much Mam for the detailed video. You truly help us by showing us all the details. I had a query regarding my existing ReAssure policy. I would be very thankful to you if you could answer it. I already have a ReAssure plan and will be renewing it next month. So will it directly modify my plan to ReAssure 2.0??? Or will I continue with the old plan?

[@GurleenKaurTikku]

You have to continue with the old plan only. Currently there is no internal portability. Also, Thank you so much for finding our content informative. Thank you & keep watching !

[@abhilashkumarkedia3268]

Is there any zone wise co - payment mam?

[@GurleenKaurTikku]

No

[@parveenbhardwaj3664]

Bahut good video bnate ho..aap,, this reassure policy ch delivery cesarean and normal ka claim kya hai ji ?

[@GurleenKaurTikku]

Maternity benefits are not part of this plan

[@sharmasandeep044]

I m confused between care supreme and niva buma reasdure 2.O plus मुझे कौन सी लेना चाहिए??

[@GurleenKaurTikku]

Please connect with us on WhatsApp/Call at 9650706699 . Our team may assist you 😊

[@ppj90]

Hello Mam, very informative video. As I am considering to buy Reassure 2.0, could you plese help me know if Critical illnesses are covered in this policy if they are diagnosed AFTER taking the policy? Also, I see that Robotic surgeries have a coverage of 1L per claim which is very low. Please can you share your thoughts on this?

[@GurleenKaurTikku]

Hi, glad that you found the video . For any queries on Niva Bupa ReAssure 2.0 you can connect with our team on WhatsApp/Call at 9650706699. They may assist you. Thank you & Keep Watching !

[@parthaghosh7126]

my age is 47, if I purchase titanium + policy, can i eligible for10X sum insured?

[@GurleenKaurTikku]

Hello jee, For any queries on Health Insurance please connect with us on WhatsApp/Call at 9650706699. Our team can assist you .

[@aadilmalik7454]

Yes you can

[@ranjitarora1203]

Any niva Bupa policy for seniors age group 60 to 70 years.

[@RengasamyRanganathan]

Senior First is available for Seniors from Age 61

[@GurleenKaurTikku]

Yes, Senior First Plan is available. You can fill up this short form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Or you can contact us on WhatsApp/Call at 9650706699. Thank you

[@AnupamPatrapatanupam4]

Reassure 2.0 's age range is 18-65 years.

[@venkatapathanjali]

Few questions 1. I already have Reassure 7.5 lakh policy which i renewed for 3 years recently. Does my policy automatically upgrades to reassure plus with out paying extra? I did not see 7.5 lakh plan in reassure 2.0? What happens to my plan? Should i need to move to either 5 lakh or 10 lakh category? 2. Annual health checkup - it has both cashless and reimburse facility before. But in new plan, only cashless. That means no reimburse facility in health checkup. Pls clarify

[@nitishvishnoi9016]

​@Jareesh K James इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया।

[@nitishvishnoi9016]

इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया।

[@kumarraja7825]

Have you ever claimed? Any difficulty in claim process or rejection of claim happened?

[@venkatapathanjali]

@@kumarraja7825 No claims yet

[@GurleenKaurTikku]

You will have the option to migrate to Reassure 2.0 at the time of renewal. Continuity benefits will be carried forward.

[@arvindkumar7780]

Please explain with example for base sum reduction in future.

[@GurleenKaurTikku]

Okay , Thank you for the feedback. We will try to implement in our future videos. Keep Watching 😊

[@sourabhsingla2697]

Want to shift from Reassue to Reassure 2.0. How can we change and how to continue benefits?

[@GurleenKaurTikku]

Currently internal portability is not allowed !

[@ND_Thinks]

Best Product In Health Insurance Industry.

[@GurleenKaurTikku]

Yes, it is one of the Best Plans currently available in the market. Thank you

[@Master-Jiraiya-3]

Hello Ma'am, what is the scope of unlimited tele-consultations? Like, can we consult the doctors for normal fever, cough and other seasonal issues or is it related to the hospitalization?

[@GurleenKaurTikku]

Normal consultation as well

[@subhashmishra7653]

Isme agar disease Management option liya to day 1 se Thyroid ka coverage milega?

[@GurleenKaurTikku]

Under Disease managemnet rider, Only BP and diabetes PED are covered from Day 1

[@TheAmitharlalka]

I want to know is there any capping of sum insured while porting to this policy. I mean if i have 5 lacs policy is it mandatory to port to 10 lacs SI in Niva Bupa Reassure 2.0

[@GurleenKaurTikku]

Hi, Please connect with us on WhatsApp/Call at 9650706699 Our team can assist you !

[@balwinderkumar2450]

Madam husband 48, wife 50, son 23 , daughter 20 hai madam reassure 2.0 ka monthly and yearly premium Kya bnega g

[@sandeepkanaji3911]

Dibatac and hipertension coverd from day one is it continue or changed

[@GurleenKaurTikku]

It's continued in this product as well. Smart Health Rider is available 😊

[@naveensrivastava1330]

In lock the clock feature , What difference will it make to our premium if we take claim?

[@GurleenKaurTikku]

Premium will remain same as entry age slab till you claim . once you claim, then it will charged as per then age slab

[@sangan73]

Mam isme cataract surgery covered hai kya

[@GurleenKaurTikku]

yes

[@rakanshmohnani7636]

Thanks for the information ma'am, I have a doubt, if we bought 10L sum insured, and we didn't claim for 4 years sonit becomes 40L, now we do a claim in 5th year for 5 lacs, the 35 Lacs will be carry forwarded?

[@deepanshukandpal8438]

Yes, absolutely

[@niloykundu5946]

Is there any cap in any medical treatment? Like I have seen in some health insurance policy, they have mentioned that 10% of sum insured you can avail for cataract. Nothing is mentioned in the policy wording. It will be really helpful if you kindly confirm this mam.

[@shouvikdas8253]

Please share some contact details

[@cubelearner]

I had bought this policy 8 months ago . In policy document my and family member's height and weight wrongly mentioned. It could be affected on policy when I will claim in future?

[@Arunkumar-mh1vp]

I too want to buy this plan, wt is age n premium, which plan?

[@sandipanmukherjee5211]

mam ham zone 2 me rahate hain.. ham zone 1 par koi hospital mein treatment korne ja sakte hain kya without charge? koi co payment dena hoga kya?

[@GurleenKaurTikku]

No co payment