November Mortgage Rate Update and 2025 Forecast

[@javerstubbs7809]

Best Mortgage Lender in the country, followed her two years before I brought my house. Then I did an IRRRL and she did that for me to. She has a well oiled team machine

[@JenniferBeeston]

Thank you Javer ❤️

[@LWDavis58]

I called you today of all days. I wanted to know about rates and refinance. 5.625; 4.625 is far off. Spoke to Linda. She was of great assistance. Thank you for the updates. I hope the economy improves and rates improve with this new administration. You are the best. I hope to call again in the future. Good luck to all of us. God Bless.

[@JenniferBeeston]

I am so glad Linda was helpful❤️ I hope the economy and rates improve as well.

[@Kdogg-i3v]

We are ALL going to be entering The Golden Age. Be excited! Good times ahead. Thank you for your update.

[@IamJLFORD]

Nuts

[@TheDonutman44]

Good info Jennifer…totally agree we have to wait for sure until after new administration gets into office, then after lil while we can know where we’re headed moreso…👍🙏

[@ZER0_G]

Fantastic update. I appreciate the discussion about the MBS market too. I didn't quite understand the juking and jiving it's been doing lately.

[@JenniferBeeston]

I filmed a version that really got in the weeds as MBS are the factor most often ignored that affects rates dramatically. As long as Fed is selling off MBS rates will remain higher then expected

[@oliveb6318]

Love the voluminous hair! Thank you for the update as usual. ❤

[@JenniferBeeston]

Thank you! Happy to help:)

[@Rayjack-m9o]

Los Angeles and Long Beach their now building in their backyards and garages , no parking As a L.A. native Its terrible .

[@karellouden6469]

I am both a realtor and a mlo and yes the bba is terrible. We can't even let them in an open house without signing this paper! It is not a good thing and it scares buyers. Thank you for speaking of this. I have a question, do you think we should renew our NMLS due to the climate? I don't even use mine because my broker will not allow me to. I guess I should frame that as me do you think I should renew it? It was very difficult to get and that test is a beast. I hate to lose it but I don;t know when it will be a good time for me to switch. You are dead on with this.

[@the_isaac_files]

Hey Jennifer, is it a good time to buy a multi family in the northeast. Prices here are through the roof, and I dont want to overpay for a 1900 house. What do you think ?

[@JenniferBeeston]

Depends on county, condition of house, how much the units will rent for etc

[@billfunk3168]

Enjoy your videos Jennifer ! Very informative.

[@JenniferBeeston]

Thank you:)

[@jeffb3968]

Hey Jennifer, I have a question about refinancing loans. I bought down my rate to 5.75 when we bought in 2022 using a VA loan. Our payment is getting tough and looking to get a lower house payment. How do refi rates follow a 30 year or 15 year fixed rate? Also, when do you think would be a good time to look into potentially lowering my payment.

[@JenniferBeeston]

You would not want to refinance into a 15 year as that’s just going to give you a higher payment. You would be looking at a 30 year VA loan but right now rates aren’t low enough to make a solid impact. Give my team a call and let’s get you on a list for if we see a good rate drop because I do think as I stated in the video there’s going be lots of volatility. 786-933-2077.

[@DonC11669]

Happy early Thanksgiving holidays!🦃😎👍

[@JenniferBeeston]

Same to you!

[@michaelchase6657]

What is your opinion about Philadelphia market, is it a sell or buyer market now ?

[@JenniferBeeston]

With any market, it depends on the price point you’re in and how much inventory is in that market. I always tell people to pay attention not to whether it’s a buyer or seller market but what suits them. Is there a house that you want to buy that you can comfortably afford? If the answer is yes buy the house. If the answer is no, don’t buy the house. If it’s a sellers market, but you find a house that you like that you can afford you shouldn’t skip it. Just as if it’s a buyers market and you can afford the house but you hate it, you shouldn’t buy it. And if you can’t afford the house, don’t stretch

[@cassandrawood9744]

We got a VA loan back in March, tried to switch to you guys but it would have pushed closing. The house has significant issues that the home inspection should have picked up at the very least the va appraisal. This house should not have gone VA. Wondering if there is any avenue that we can take. The whole foundation needs to be jacked up major cracks in walls and ceilings, decks literally falling off the house when they should have been not attached in the first place since its a manufactured home. Is there someone we can call to help, or are we up hill without a paddle? Thank you for any help.

[@JenniferBeeston]

I am surprised a structural report was not done. We always require a structural report is there is an attachment to a manufactured home. Email Cj on my team and he can weigh in [e-mail] He is on the phone with me as I type this.

[@DonnaHernandez-v7m]

Thanks for the breakdown! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

[@JenniferBeeston]

No idea

[@meet.brandon]

You rock Jen! Go get 100k SUBS!!!

[@JenniferBeeston]

So close!

[@edwizard62]

Thank you ❤

[@JenniferBeeston]

Happy to help:)

[@RayRai8262]

Didn't expect you to be trump supporter 😮

[@JenniferBeeston]

I don’t cover who I support in this video. I cover what is going on with our economy and how the market is reacting. I respect everybody’s right to have an opinion on who they support and what they believe. It is why I have stayed away from political videos

[@WackyPossum]

We all should be cause maybe we can afford a house again with Trump. Aren't you tired of Bidenomics?

[@PL876]

Unfortunately I wasn't able to lock my rate because they wouldn't lock without an executed contract. I was at 5.2 initially and now I'm locked at 6.1 That's a lot.

[@JenniferBeeston]

Yeah the swing from September to now is dramatic. I think lenders, myself included, learned from that how brutal the volatility could be this year and moving forward Lock and shop is back in play