NPS (National Pension Scheme) in 2024 - Ultimate Guide in Hindi

[@AssetYogi]

Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

[@prabhanshugupta6719]

😊

[@prabhanshugupta6719]

😊

[@prabhanshugupta6719]

😊😊😊😊

[@msrathore253]

sir kya govt employee ko fund ko khud se manage krna chahiye ya fir jis trh se govt chla rhi h whi thik h

[@FernandoBowen-78]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@temmyolarewaju9371]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@FernandoBowen-78]

@@temmyolarewaju9371 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@temmyolarewaju9371]

@@FernandoBowen-78 My advisor is VICTORIA CARMEN SANTAELLA;

[@temmyolarewaju9371]

You can look her up online

[@LiamOlivia-4]

@@temmyolarewaju9371 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

[@anantsharma6537]

What is better. 1 . Invest in Nps tier 1. 2. Invest in mutual funds, do a swp after 60 for regular income. 3. Do NPS , after 60 invest lumsum in a mutual fund for SWP plan, also get annuity from NPS. 4. INVEST only in mutual funds, do a hybrid funds after 60.

[@agourav220]

3rd

[@harshsongara]

Do proper analysis, calculation based on inflation rate also have an important role then take decisions, everyone forgets that part.

[@SM-ih3go]

Increase your baskets. Don't rely only on MF and nps.

[@xordux7]

It's upto "how much disciplined you are". If you consider yourself very disciplined, then go for option 4. Otherwise, Option 3 is best for most people.

[@rbb610029]

What a wonderful Video. Got COMPLETE Clarity on all aspects of NPS. Hi Mukul - the more I watch your videos the more knowledgeable I become. Blessings to you.

[@gr5392]

One of the best video on NPS till date. Simple language, top class presentation, detail information. God bless you.

[@jishnu18]

But NPS is not at all good if you are a pvt employee. Annuity scheme is insurance scheme with 4-6% returns(which will be reduced after some years)

[@ashutoshbajad5084]

Max life provides Annuity above 7%

[@aarsethdiane853]

Given the persisting global economic crisis, it's essential for individuals to focus on diversifying their income streams independent of governmental reliance. This involves exploring options such as stocks, gold, silver, and digital currencies. Despite the adversity in the economy, now is an opportune moment to contemplate these investment avenues.

[@lucybentzcrystal4440]

The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.

[@masangogabriel3356]

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

[@bradfordemily2577]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@masangogabriel3356]

I definitely share your sentiment about these firms. Finding financial advisors like Monica Lisa Payne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@bradfordemily2577]

Monica has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.

[@Sanchyfab]

Investing within the NPS framework is crucial for maximizing returns and securing a comfortable retirement.

[@V.stones]

Absolutely. NPS provides various investment choices ranging from equity to fixed income instruments. Diversifying your NPS portfolio based on risk tolerance and investment goals is key.

[@Kseniaramesh]

I've been considering NPS as part of my retirement planning. How does investing in NPS compare to other retirement savings vehicles like the 401(k) or IRA?

[@har0ld551-hn6fm]

You should contribute to your retirement diligently, or better still look into financial planning don't come to youtube for advise, consult a Local or trusted online broker/ planner

[@har0ld551-hn6fm]

Investing in NPS offers unique advantages like tax benefits and the option to choose between different fund managers and investment options. It's essential to weigh these factors against other retirement savings avenues.

[@mariadrukker2557]

This is huge! would love to grow my reserve regardless of the economy situation, my 407k has lost everything accrued since early 2019, at this point, i'm in need of guidance, can you point me?

[@lokeshkumar-pe8wj]

Sir aapka jabab nahi. Bahut acche se explain krte ho

[@avinashmayank4995]

Best scheme of govt for private sector. Very less promoted.Thank you sir for this explanation 🙏

[@cyberbully7718]

There are reasons for that.

[@ravibhalerao2612]

You are a very good Mentor and I really learnt a lot of new things by you... Thank you very much sir

[@kimtreasa]

A failing U.S. economy and elevated global tensions reduce the likelihood of prolonged inflation or higher long-term Treasury yields. I've seen folks amass up to $1m amid crisis, and even pull it off easily in a favorable economy. Unequivocally, the bubble/collapse is getting somebody somewhere rich

[@keithfletcheer2156]

I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors I speak from experience.

[@thomaswhiddon9124]

True, I’m quite lucky exposed to personal finance at early age, started full time job 19, purchased first home 28, got laid-off work at 36 amid covid-outbreak, and at once consulted a well-qualified advisor to stay afloat. Thankfully, my portfolio has maintained steady growth ever since, amassing nearly $1m after subsequent investments to date.

[@favoursmith8501]

this is great! think your advisor would get on the phone with an unknown? i'm in dire need of proper portfolio allocation

[@thomaswhiddon9124]

Finding financial advisors like Monica Lisa Payne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@favoursmith8501]

Thanks for this. could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a consulting session sometime tomorrow.

[@mayurrathod1822]

sir me aapka koi bhi video miss nahi karta aur muje value milti hai thank you so much sir

[@amityfarms7042]

Dear Mukul, Nice video on NPS Teir 1, covered all aspects in detail. I would like to suggest you do a video on NPS Teir 2, it's features, pros and cons, taxation etc compared to Mutual funds. Thanks

[@anantsharma6537]

There is no point investing in tier 2 . Better products available in mutual funds. No tax exemption also

[@farhanahusain5399]

Your efforts made me financially litterate... always grateful to you.

[@shivshankertiwari4566]

आपने बहुत अच्छे ढंग से समझाया 😊

[@charanthebond2]

One question: If let's say we have an active choice (75 equity, 15,10), and invest 100 rupees into Tier 1. After 1 year, assuming 40% growth in equity, and 10 % in the other two asset classes, the total value of trh fund would b 75x 1.4 + 25 x 1.1 = 132.5. Will this total sum be readusted to be 75, 15, 10 again, or will they grow parallely?

[@brijeshshah574]

Thanks a lot for providing us In depth info regarding NPS. 🙏🙌

[@puneet92]

two points are missed: it is not mandatory to make a contribution even in tier-1 premature withdawl is after 5yr. We can take out full amount if portfolio is less than 2.5l

[@manojpathania]

Government employees are not allowed to opt for active choice. Only auto choice is allowed to them. And agressive choice is not allowed to govt employees in auto choice option.

[@shubhamjain.7]

Active choice allowed h bt usme only G category h

[@sagarshashank8099]

active choice allowed h....even according to different schemes like LC25, LC50, percentage share to equity we can choose.

[@manojpathania]

@@sagarshashank8099 wo auto choice hai .. active choice mein aap apni marzi se percentage choose kar sakte ho .. main government employee hun aur mujhe allowed nahi hai .. maine customer care se bhi baat ki thi iske liye

[@manojpathania]

@@shubhamjain.7 Wo kaahe ki active choice hui fir ?

[@shubhamjain.7]

@@manojpathania smjh gya na bhai

[@LiveLifeWithLove]

What a video. And this will be game changer for Indian because interest earned is not taxable. Thank you for these information, far more useful that crappy entertainment channels ❤❤❤

[@kumarkishan2748]

Fully satisfied video on NPS. Thanks sir

[@AssetYogi]

So nice of you

[@RJskyder]

फिनटेक nps खाते से पैसा निकालने और खाता बंद करने की प्रक्रिया पर विडियो बनाये

[@pateldinesh3726]

Please make the video on comparative study on ops/nps/ups considering different factor like service year,contribution etc...

[@rajendragoswamispn]

Can you please explain 80CCD(1), 80CCD(1B) and 80CCD(2) section in detail?

[@cajatinaswani609]

80CCD(1) is Employee Deduction from Salary, 1B is additional voluntary by employee itself , Seb section 2 is Contribution by employer

[@rajendragoswamispn]

@@cajatinaswani609 Thanks for the reply! further to it, 80CCD(2) will be part of the CTC? and is it addition to tax exempt under 80C (1.5L+50K[80CCD(1)])?

[@vikramdeshmukh1207]

This is one of the better videos I came across regarding NPS. Good work.

[@vijayk4243]

Crystal clear and informative. Keep it up.

[@dhananjaytrivedi1050]

Sir pls make detailed video on tax implications on shares and mf and how to file ITR for shares and MF.

[@sarangjoshi641]

mutual funds ke retirement plans bhi iske sath compare karte to acha hota..unka lock in sirf 3 ya 5 saal ka hota he

[@rajeevkumarsaha9482]

Sir, as per a new circular, equity portion can remain 75% upto the age of 60 years and need not to be reduced after 50 years.

[@sudhirsaleakanomad2051]

your videos are so clear and crisp. video quality is awesome and have gained so much knowledge from your videos. thanks :)

[@tushartanwade2289]

1:01 ARMY NAVY OR Air Force OPS he. Other Force Or CG Service Ko NPS Me 2004 ke Baad vale Retirement Ke Baad 7k to 8k pension Milti he. OPS is Better for CG services.

[@chandreshmittal123]

60% paisa lumpsum bhi toh mil raha hai.. pension sirf 40% paise ki hai … pure paise ki pension lelo.. kaun rok raha hai?

[@choudharyhariom20]

60 percent to hamara hi paisa hai or painsion ke rup mai hamare paise ka interest de raha hai govt ne Kya diya kuch bhi nahi

[@choudharyhariom20]

Ye jo de raha hai hamre paise ki kist ka double vo to ek tarah se gumrah kar raha hai

[@choudharyhariom20]

Abhi es Video ke mutabik agar aap kucha paisa maturity se pehle nikalte bhi hai tab bhi apna paisa jo hamne jama kiya hai usi ka hi 25% mil raha hai govt kaha de raha hai apne hisse mai se to ky accha hua ease jyada to pod se nikal sakte hai or fix bhi hota hai

[@pateldinesh3726]

I always follow your channel because I get al infol whatever I need👌🙏👍

[@manojpathania]

I'm nps subscriber since 2005 and i have got only 9.6% xirr returns till now.

[@eddscall]

I am guessing you didn't change equity allocation to 75%

[@Udaan0007]

What is equivalent CAGR of 9.6 XIRR? Any approximate idea?

[@manojpathania]

@@eddscall Not allowed for government employees to choose the active mode of investment. Only Auto choice is available.

[@manojpathania]

@@Udaan0007 XIRR takes into account the exact timing and amount of each cash flow, making it a more accurate representation of the true returns of a SIP. CAGR, on the other hand, assumes a constant rate of return over the entire investment period, which may not accurately reflect the returns of a SIP. Both are almost same if not exactly same.

[@eddscall]

@@manojpathania oh, that's bad, they should give the option

[@rashmisaini4673]

I hope you will help and guide me since I could not find the answer anywhere! I resigned from my central govt. Job, after 7 years of service. My questions are: 1. When and How can I withdraw my deposit from my NPS account? Is it somehow related to approval (required) from the organization I resigned from, or do I have the autonomy? 2. If I do not wish to close this account, can I continue depositing? What would the process of withdrawal be, say, after 10 years?

[@HarishKumar-bi7zw]

Systematic lumsum withdrawal guaranteed ya fix amount hota h ya Market risk par depend karta h.

[@anuragshukla6230]

If market dependent pension is only option then govt should provide it to every citizen by allowing them to invest for long time and make it tax free upto annual income tax exemption limit. Atleast people will have their choice to select schemes and proportion of investment.

[@KisanUpdate11]

सरकारी कमॅचारी की जीवन भर की कमाई सैयर माकेॅट मैं लगी है। रिटायरमेंट मैं 1 लाख की वैतन वाला पेशन‌ 1200 मिल रहा है कैसे जीयेगा एक रिटायरमेंट कमॅचारी

[@jayyadav7564]

Jb lagega hi 40 ki umar me to jo 25 ki umar me lga h uski brabari kaise kr skta h

[@mitesh8utube]

NPS की कोई भी कैलकुलेशन करो, वो रिटायरमेंट के बाद पुरानी पेंशन वाले के 10% जितना भी पेंशन भी नहीं पाएगा। हां, भजन कर के स्वर्ग जरूर जा सकता है, और स्वर्ग के सामने पेंशन क्या चीज है!

[@RealIndian821]

Bhai 30 saal ki naukri mein 1200 pension toh bilkul hi nahin milegi.

[@AmitKumar-os1pe]

U don't know actuality..many persons retired from psu are getting pension from 1200 to 1800.​@@RealIndian821

[@meenakshimalik2252]

Tier 1 me retirement plan h

[@nitinraut6303]

Wonderfully structured video.. so clear & crisp about the full NPS cycle. Thanks a lot sir,

[@Pratik3709]

Sir Can you tell, if any body expire before completion of 60 years, then how it will proceed

[@pradeep2kedar]

Nominee will get

[@vikasnath532]

Thank you sir it is really good that we save money for old age .

[@mantubora7625]

Goverment employee ke liye active choice option me shirft 100% G option hai E option show nehi korta hai.

[@shubhamjain.7]

Same mere me tier 1 Only G option h and auto me aggressive nhi h... Kya aap logo k me bhi yhi issue h..

[@arghyaadhikari9757]

LC50 is the best choice for CG employees as per my knowledge

[@surajitpaul1903]

Sir, kindly make a short video of the tax effects on Tier 2 account with different assets classes, this information will be very beneficial to many investors.

[@AmitKumar-vw6pc]

सर गवर्नमेंट पूछ रही है कि आप एनपीएस में रहना चाहते हैं या OPS में रहना चाहते हैं एक वीडियो इस पर भी जरूर बनाएं

[@user-me9of2fv6i]

Ops me chale jao

[@budgies.shorts]

Ops

[@prakashghosh985]

Ops anytime

[@gaurabmajumdar8234]

• Myself (49 yrs) planning to INVEST in NPS scheme MINIMUM - ₹ 50K/... • However, TIER-1 A/c is ALLOWING MAX : ₹49K/ ONLY, and TIER-2 : ₹ 1,000/ !!! • Initially can I INVEST : ₹49K/ in TIER-1, and ₹ 1,000/ in TIER-2 !!!?? • Later on (WITHIN 31ST MARCH), can I INVEST a FURTHER ₹1,000/ in TIER-1 (so as to be LIABLE for TAX EXEMPTION of ₹ 50,000/ [ U/S 80CCD ]) !!!??? Hoping to hear from your end ASAP Sir

[@kaustubh3084]

Sir ppf is better than nps for interest mutual funds are there ? For retirement Nps ka average return kya hai 9% fixed milega 9 to 11% for conservative plan

[@anmoljha5169]

Ppf never be better than NPS. You can chek history of both investment tools

[@chiranjivshah9998]

One of the best videos about this topic. Thank you so much. Really appreciate your efforts. More love & support to you. ♥

[@MathsGurujiNNautiyal]

NPS बेकार स्कीम है government employees के लिए

[@wisemansays]

Plz elaborate

[@gauravchaturvedi6080]

galatfehmi h aapko bhot badi vaali

[@nitinarorassccglaspirant7207]

Btao bhai galatfehmi kese h​@@gauravchaturvedi6080

[@nitinarorassccglaspirant7207]

Nuksan kese h btao bhai

[@saurabhsaxena9970]

Free ka khana h

[@user-mk8md9vy1g]

Kiya me individually NPS account khol sakta hu? Bina employer share ke bina kese NPS se faida hoga?

[@SKumar20237]

For buy an annuity, we have to pay 1.8% GST, which also a big drawback

[@surajitpaul1903]

Sir, NPS Tier 2 has no any tax benefits but kindly clarify the tax mechanism that applies in Tier 2, as I am investing in Tier 2 account with 100% equity, what will be the tax effect..

[@RamD_Dhanrale]

सबसे आसान सवाल..... NPS इतनी अच्छी स्कीम है तो सांसद, विधायक और आर्मी,नेव्ही, एयरफोर्स सभी को NPS लागू करदो। One Nation one Pension.. अपने आप सबकी गलत फहमी दुर हो जाएगी।

[@user-wp1jc7oh4t]

is there a option to check the investments made by the fund managers in stocks, bonds, etc as part of NPS fund management?

[@jahangirmazumder3550]

Sirji do a detailed comparison video between opting for NPS and EPF for retirement purpose. Thank you

[@hiteshsomnathe6820]

What is difference in NPS and EPF as both schemes has plans for retirement fund and pension ?

[@arvindjaiswal4386]

Sir, please suggest some good corporate or government bonds which can give us 9-10% return yearly

[@SurajSingh-ws5gv]

I have 2 question 1. Suppose i invest 5000 per month but after 6 years i want to increase and invest 7000 per month. So is this happened or not? 2. At age 60, i got 60% money and 40% invest insurance and got interest as pension but at the 65 I died then my wife or children get pension only or they can get all 40%.

[@rajdharm]

टियर-II खाते में इक्विटी में अधिकतम आवंटन क्या अब 100 प्रतिशत तक है ?

[@rakeshbhattacharjee2288]

The amount we put in annuity Rs. 30 lacs - after considering 6-7 return from bank it's comming around 1.8 lacs yrly- so in short for the annuity provider 30 lacs will remain fixed with them & after demise of the person insurer will have entire 30 lacs profit.. Wow - no such benifit for us in that sense

[@tosidhu]

My question is related to 40% conversion in to Annuity. Monthly receipt of Annuity is taxed @ tax slab of the assessee. Now if instead of investing in NPS if investment is done in Mutual fund and withdrawal is done through Systemic Withdrawl Plan on monthly basis then what would be the tax implication. I guess we will get the benefit of Indexation and income will be treated as Capital Gain with lower tax outflow. From that perspective also Mutual Fund is a better option. I understand 60% of corpus is tax free at the time of withdrawl and only 40% is taxable. But comparing capital gain vs regular tax slab which one is the better option from overall perspective - MF or NPS. Plz pick my question

[@expertgaming9447]

Sir mai government state employee hu hamare pass equity allocation 50% maximum hai 75% kiase kare solution btaye

[@Sanathani790]

No such option for government employees. Max 50 only in equity

[@mguru1982]

hi Mukul ji, You explained the scheme very well in short. Just one query, actually my other investments already met the 1.5 lack cap. So, if I invest just 50,000 in NPS, whether shall I get any benefits under sec 80CCD(1B)

[@PradeepKumar-gf4ns]

I am 61 yrs and superannuated. Defer the NPS and contributing. Now I want to deposit lumpsum and immediately afterwards initiate monthly tax free monthly withdrawal from 60 % and annuity from 40% corpus. Is it correct and possible, pl guide?

[@sushmitajain6149]

Sir, NPS me yadi suppose hum kuch hi saal invest kre to.....vo pese hame milege bad me yaa loss ho jayege...I mean isme kuch rules to nhi ki itni saal invest Krna must h. . Hum kitne v saal invest krke , band kr sakte h? . Baki sab, Video me to sab kuch ache se samjh aa gya Thank you so much!

[@sunnybherwani5912]

Isme jo i would like to contribute field hai usme apna 10 percent and govt ka 14 percent dono add karke enter karna hai?

[@shivadityasingh6644]

Please give the clarity on NPS withdrawl in case of death before or after 60 years and whether nominee will get pension for corporate sector

[@achutg6328]

What will happen to that 40% annuity amount. How many days will it give pension for us for years ?. This I didn't find in any videos

[@RavindraSingh-s2u]

Interest on annuity corpus is less than fixed-deposit, in fixed-deposit one can get the whole money whenever they want, then why someone consider to invest for annuity?

[@unique32112]

Hi please cover taxation of tier 2 a/c. Especially the treatment of 2 cases. Short term and long term CG in withdrawal and also tax liability in case of PFM changes in middle of year meaning change of % allocation.. we usually do not get any CG statement from NPS site as we get from CAMS or MF .Thanks

[@eXciTiNG_sHorTS]

in systematic withdrawal of lump sum amount will it be taxable as it may be acknowledged as income

[@AlokKumar-km6pi]

@AssetYogi What if I started the NPS and then after a few years of investment I don't have any source of income to continue with my investment for teir-1, can I close account of pause until I get any source of income

[@avyukthabhargav8154]

Thank you sir for giving the details of NPS 🙏🙏🙏

[@AvinashKumar-mh6si]

Hi, If someone starts getting pension with 40% annuity after withdrawing 60%. And that person dies what will happen to the pension amount.

[@ankitbhardwaj2710.]

Private employee jiska EPF contribution ho raha hai n employer bhi share de raha hai usme, wo kaise start karega NPS aur kya employer usme bhi share dega

[@basavarajappah229]

Please clarify how to withdraw the NPS balance after resign the Govt job

[@harjeetsingh5532]

Sir aapne bataya 60% to withdrawal ho jata hai...BT 40% baki bache hamarai family ya children ko mil sakte hain...agr Haan to isme konsa plan select karna hai

[@animeshmalik7711]

2008 sa 2017 tak contribution korna bad totale contribution band ha ab is jama paysa kay hoga please batao

[@gourabchakraborty23]

Suppose every year I invest only 50k in NPS, so will I get additional 80CCD1B 50k exemption or it will be calculated in 80C 1.5 Lakh exemption only ? ( I have invested 1.5L in ELSS & EPF additionally also )

[@anandarupganguly7177]

I am 53 years around age.. retirement at 58 years.means at 2029 September..if I put 50 k per year in pps.then how much I will got lumpsum and how much pension after 60 yesrs

[@amritbirsingh]

Sir nps , ppf , epf aur mutual fund me best konsa hai retirement ke liye

[@digimon1234able]

Can you please explain EPS. How pension is calculated in EPS? And how it is different from NPS?

[@pdr2643]

With mutual funds also mostly we are supposed to park the accumulated funds in a fixed income product and after say one year or so we can set a SWP & it also will be taxed as income from other source with same tax slab rate. Fixed income also will give 6-8% returns, so annuity to most extent acts similar, practically mota-moti it's the same. Also NPS is improving with leaps & bound, may be some better options will come by the time we retire! Que.: Can we set a STP from NPS Tier 2 account to Tier 1 account? How? Say at the age of 21/22 years of my daughter, I will open NPS account with her name & park her Sukanya Samruddhi Yojana (SSY) money in Tier 2 account & set a STP to her Tier 1 account!

[@singhsahab5644]

Bahut hi achche se samjhaya aapne Thank you

[@prevasive1]

Can we contribute different amounts in NPS account in different months or the monthly contribution is fixed?? What if we want to put a lump-sum amount in NPS? What would be the charges?

[@cyberbully7718]

Yeah, you can but the base amount you need to contribute annually is ₹500/-.

[@amit243406]

I am a private mnc employees, agar main NPS me enroll kar lu and baad me job loss ki wajah se continue na kar pau to us case me mere NPs fund ka kya hoga, aur kya us ko fir se start kar pauga??

[@vickyrajpoot8935]

Yes ap kar sakte ho

[@RahulPatel-tp7hp]

Active scheme me debt to equity or equity to debt kb switch kre...isme market ka ky role rhega

[@rahul13286]

Very well explained Mukul ji. I am 38 years old and did not opt for it for more liquidity of funds to invest in MFs than NPS. Now I would like to know is there any calculator to check investment if I only opt for Employers contributions as per new tax regime. ? Thanks in advance 👍🏼

[@AmitSoni-jf6jw]

सर एक्टिव चॉइस ठीक है की ऑटो चॉइस । कृपया बताने का कष्ट करें

[@biplabbanerji5336]

What about the tire2 of NPS investment, and it's withdrawal policy? Can I withdraw the total amount and what about the tax liabilities for tire 2 maturity amount.

[@nikeshvaria7980]

nps tier 2 may accha return milega or utena paisa Mutual fund may invest Kare to aacha benefit milega....aur aap kya suggest karoge sir.. For retirement planning...

[@Ajit-kd9oi]

Hello Mukul Sir, Thank you so much for your consistent effort to make this clear video on NPS. 🙂 However, I've a doubt on Tax part: 80 CCD (1B), 80 CCD (2) - Do you mean both can be declared at same time ? If so, could you plz enlighten a little bit more...

[@sublimefermion2205]

same doubt.

[@djayeshv84]

क्या Govt. Emp scheme change कर सकता है? और सारे scheme का रिटर्न calculation पर भी वीडियो बनाओ एसी मांग है

[@rahulkoshti6578]

NPS has recently allowed the government employees to change their existing Fund Manager and fund House Kindly guide me for choosing the best Fund House and Fund Manager.

[@abhishekbhattacharya6898]

Could there be any legal complication if I opt for NPS even when I am already contributing towards APY and PF

[@prateeeks]

Guys can anyone explain which is better? Monthly investment or Yearly investment. Please consider the charges involved during investing.

[@techgamexstudio.6858]

Most important Open nps by its side not through bank or pop.otherwise they take commision from you every time,every year you deposit money.

[@rohidasmasalkar9079]

Withdrawal lumpsum 60 % amount on retirement at 60 yrs of age is tax exempted as mentioned you. But instead Does this 60 % withdrawal after retirement in monthly installments or quarterly withdrawals are tax exempted or taxed as per income tax slab ?

[@mukulsharma3782]

since annuity is taxed under tax slabs and lump sum won't be be taxed, so keeping 40% in annuity and taking SWP of lump sum every month gives us optimised return after tax?

[@harshgw23k]

My NPS got frozen and the message reads that I need to contact POP-SP. I went from pillar to post in the bank from where I opened the NPS. 1. Bank says as I am not a direct customer(no savings acct or anything), they cannot help 2. They ask me to go to my previous employer which I left 8 yrs back and that company is nonexistent. 3. Calling the direct NPS customer service is even more cumbersome. Tried many times but the moment I input my PRAN, the call disconnects saying my account is frozen. Please I need some help to unfreeze my account🙏🏼

[@khushbooamitbhatnagar]

You did not mention about Virtual account in NPS, I assume there are no contribution charges via this route.

[@SHYAM98525]

If Any government employees want to takes volunteer retirement before age of 60 than how much amount and pension he will get under the Nps scheme.

[@cyberbully7718]

Will depend on the amount you have in your NPS account.

[@RajeshKumar-vl5je]

Sir aapke hisab se government employee age 35 yrs ke liye lc 50 ya lc 25 ya default scheme for long term kaun sa suitable hoga please reply