Don't be a BROKE Nurse. Do THESE things IMMEDIATELY!

Join our Nurses to Riches Accelerator here nursestoriches... and learn how to become a millionaire nurse (50% discount before the launch date of June 17, 2024) If you're struggling to make ends meet or aren't being compensated well, Go here: newsletter.nur... and join over 2,000 other nurses who receive our newsletter, showing them how to 2-3x their nursing income while also working fewer than 36 hours per week. Want to unlock the secrets to skyrocketing your nursing income or business in only 5 minutes a week? Join 2,000+ driven nurses leveling up their skills with my weekly newsletter - bit.ly/NtR-New...
Nurses today are ALWAYS Broke! Don’t be a BROKE Nurse. I’m going to show you my top TIPS for things to do IMMEDIATELY in order to avoid being a BROKE Nurse.
If you follow these steps, you will be on your way to being one of the wealthiest nurses in the US, just like many of the nurses I have previously interviewed on this channel.
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#nursesalary #investing #nursestoriches

[@NursesToRiches]

Go here newsletter.nursestoriches.com to join our newsletter with 2,000+ others interested in leveling up their income inside or outside of the nursing profession.

[@MrDee001]

This isn't advice for nurses. This is general financial advice for everyone! Good stuff.

[@AllFactsNoShade]

That 401k mindset is something I will never convince of. Retiring in your 60s just to die 5-10 years later is very common. I’m looking to retired in the next decade not when my body hurts we need to think bigger and not waste our youth

[@stackpapereveryday5682]

It’s better than dying broke

[@monu-hv2qn]

My dad died at age 66 , My grandpa die at age of 65. I have not healthy lifestyle like my dad or grandpa so I know I die before or almost at age of 65 , that's the reason I don't invest in 401k mindset. That's why I fully support you. Only people who parents or Grandpa live beyond 85+ should invent in it otherwise not.

[@AlexxxCrossss]

@@AllFactsNoShade what’s the 401k mindset?

[@tahinam.2813]

@@monu-hv2qn If your mindset is already in agreement with their timeline of end time then you’ll fulfill it in your conscious and subconscious. What we know now and the resources we have now, isn’t the same as your father or grandfather. So…does that mean, It would be a shame, if life made you live longer than you expected??

[@elimcg921]

I think the biggest financial constraint for our fellow nurses is living out of their means. I often see them with a Mercedes and Loui V purses.They should be a little more frugal and invest as much as possible because in our career you never know how long you will be able to work. It’s physically demanding and mentally stressful. So plan for an early exit and if you are lucky you can work pass that by choice.

[@SamA-sj9lq]

That’s a fair assessment, but sometimes having that nice BMW might be what makes some of us more happy. Coming to a nice car after a horrible shift will put a big smile on your face, deal with this field and pick up extra shifts to pay it off.

[@takeylaharrison8079]

@@elimcg921 nothing wrong with saving and purchasing something for yourself sometimes.

[@jennazhang4927]

Awesome explanation! I’m a travel nurse and I’m considering to take a staff position in NorCal. I’ve seen some travel nurses and staff spend money on a lot of unnecessary stuff such as luxury brands’ bags and clothing while still have student debts…I paid off my student loan, max out 401k, max out Roth 401k, drive a 2015 Honda, no lashes/nails done, and was using an iPhone with broken screen at some point. And another travel nurse said I don’t live like a travel nurse 😂. But I’m happy to have save enough down payment for a place (not in CA), and I work towards paying it off earlier while renting part of it.

[@NursesToRiches]

I love this. It's like Dave Ramsey says "If you will live like no one else, later you can live like no one else." We have to be willing to do without the things we want to enjoy in the short term so that later on we can do with all of the things we truly enjoy.

[@NURSESTEPHANIE09]

No lashes and nails done at home nurse here too… i save my money by investing and saving for properties & budget my income.

[@iloveyounetwork3749]

Got it. You had me at everything except for the 7ok car . Car is a liability as soon as it hits the streets

[@Mrgv68]

That’s awesome!! Buy another house by reducing the down payment.

[@SamA-sj9lq]

I think it’s a point of view. What some consider unnecessary, others might find more useful for their mental health. For example no one bats an eye when people have 3 kids and pay $1200 for each kid only on day care. But god forbid someone single has a nice car with a payment, people draw limits.

[@martinmaranan931]

Remember, Mortgage Interest payments, Real Estate property Taxes and State income taxes are a deduction to Federal Income at the end of the year.

[@themaccabee8469]

I needed this video to solidify my plan… I live right now in a modest way.. I told my boyfriend when I graduate nursing school I’m not leaving this lifestyle I’m paying my school debts and then investing in my 401K and I’m so glad I saw this!!!

[@fluffyrider9467]

Oh wow this was really useful. Final semester nursing student. So many “I’m going to buy this after I pass the NCLEX” going to exercise discipline and immediately pay off student loans.

[@henrytravelnurse]

Only 1 year in the US, work as RN in Connecticut. Was so knowledgeable about how to finance myself before 50 and that is why I came to US but i luck mentors here. Thankyou for this.

[@crystalhulin3528]

You are so helpful to the nursing community and I’m grateful for all the hard work you put into making these videos. The success you two have is inspiring and I’m well on my way to financial freedom because of the knowledge you’ve shared. I wish more people would speak about strategies and tips the way that you do.

[@NursesToRiches]

Thank you so much! That means a lot to us. I also wish there were more nurses talking publicly about finance because Monica and I would have probably not gone into so much debt if we had someone to guide us when we started earning income as new nurses.

[@NanelleGriselda]

Big clap for Jason 👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽

[@NursesToRiches]

Thanks Nanelle!

[@BattleNuggetz]

S Tier information, I knew a good portion of this information and still learned plenty of new. You really are making a difference in my life and I appreciate your commitment to the community.

[@NursesToRiches]

Thank you 🙏

[@nicholeknight1893]

New grad, my goal is to pay off my credit cards by the end of the summer. Then, tackle the car loan and student loans. Nursing school messed up my finances

[@NursesToRiches]

Don't worry, if you are determined you will be able to pay off your loans in less than 2 years.

[@nicholeknight1893]

@@NursesToRiches thank you 😊

[@NursesToRiches]

@@nicholeknight1893 you're welcome!

[@stoicgradstudent3976]

dude thank you for this. just graduated in june. passed the nclex last week. got a new grad position line up next month. over $100k in student loans. this is perfect timing 🙏🏼

[@NursesToRiches]

You've gotten past the biggest hurdle so far: becoming an RN. It will only get easier from here-that is, if you follow the advice in this video and don't spend more than you earn and let your debt continue to climb.

[@cynthialady8071]

Where did you go to school?

[@Foreva_my_side]

What books you study from? Help!

[@brittneycoston4213]

You broke this down so good. I’m definitely going to sign up for 401k

[@dangj62]

Thank you so much Jason for empower RN’s

[@NursesToRiches]

Thank you for the support!

[@adrianoceguera7851]

Hey man love your videos, have been watching for a while. Could you please make a video on the different ways to become a Nurse entrepreneur as many of us younger nurses cannot see ourselves doing this for 20-30 years like most of the nurses before us.

[@NursesToRiches]

Thank you! That's a video topic I have wanted to work on and plan to publish it some time soon.

[@seleciaa]

Appreciated! I'm taking prerequisites for an A-BSN program, and much of what I've been thinking about is how will I manage my finances making more money as a nurse than I ever have in my life.

[@jimohlateef5602]

Its obvious you are 100% in for your business. You given very educative and informative videos back too back. Thank you its worth sharing its buddy

[@NursesToRiches]

Thank you for watching and giving me feedback!

[@RNScrub]

i feel like FSA is underrated, and never explained. good video

[@NursesToRiches]

I agree, thank you!

[@brittniew285]

Super informative. I am immediately opening the high yield savings account!

[@NursesToRiches]

Thank you, yessss do it!

[@dear868]

I love your energy and keeping it real about past mistakes but growing from it 🙌🏻🙏

[@NursesToRiches]

Thank you 🙏

[@miss_deego]

Thank you @nursestoriches… I finally made the big move from 🇨🇦 to California and living the RN life in LA 🙏

[@NursesToRiches]

Wow, I'd love to know how your experience was. I have so many Canadians asking me what they should do to get a nursing license and a nursing job in the US.

[@miss_deego]

It was a huge undertaking to be honest; however not at all impossible… I guess the best way to start this process is to secure the visa screen certificate from CGFNS prior to applying to nursing jobs in the states; with said application; emphasize that you have obtained the visa screen certificate and that you have the state RN license for the state you want to go to; not all employers have experience hiring Canadian nurses however there are still several; especially hospitals, organizations in US-Canadian border cities and counties… :)

[@robioavion]

@miss_deego I am currently a Canadian RN student with plans of practising in California. I would love if you can speak about your experiences as a canadian practicing in the USA! Jason, would it be possible to set an interview with her if she approves? PLEASE!

[@miss_deego]

@@robioavion would be open to an interview; to share my journey 🇨🇦🇺🇸

[@travelnurseadventures3225]

So True! Excellent advice!!! thank you🥳

[@NursesToRiches]

Awesome, thanks for the feedback!

[@sandyelizabeth6925]

thank you for this! such sound advice not only for nurses but for anyone! you guys are awesome, and I love ramit too!

[@hfg8604]

I’m all about paying the taxes now via Roth. For nurses they do a Roth 403b which my wife has and I also have a Roth 457. Yes we pay the taxes now but in thirty years when those accounts have close to 10 million combined. We can use that as much as we want with out paying a dime in taxes. With both of pension we will still be in a decent tax bracket and having the traditional retirements would mean you will pay a ton in taxes during your retirement.

[@NursesToRiches]

There are pros and cons to both. But you forget that employers can match 401k contributions. They can't do the same for Roth IRAs. There are also income limits on the Roth IRA that 401ks do not have (unless you're doing a Backdoor Roth conversion). And the 401k would allow you and your spouse to contribute a combined total of $45k per year (not even including the employer contributions). The Roth IRA has a contribution limit of $6500 per year and $13k for a married couple. Sure, you can withdraw from your Roth IRA tax-free before (contributions only) and after retirement, but the 401k will still produce a larger overall investment value because of the shier amount of money you will be able to invest every year until you reach an age at which you'd be able to access it. And there are ways to avoid paying taxes on what you withdraw from a 401k as well if you are smart about it.

[@NursesToRiches]

I just realized you said Roth 457. I wish all employers offered that, unfortunately not all of the though because it's limited to employees of state and local governments. But what you're doing is the best of both worlds and I'd be doing exactly what you are doing if I had access to a Roth 457b.

[@hfg8604]

Hey Jason. Yeah I was referring to the 457 and 403B which both allow $22500ish per year. Both options allow for Roth as well. So like you said that sheer amount of money that will grow tax free will be game changing in 20-30 years. Also if your listeners don’t know about the back door Roth IRA option( because of income limits) it would be cool to let them know about it. My wife and I have been contributing to our Roth IRAs for years despite making more than the limit. Just get in touch with a financial advisor at like Edwards Jones or Charles Schwab and they can do that for you. Good content tho man. It’s amazing the lifestyles some people have and how much money they make/spend. Like you said if you can dial it back and start saving and living within your means it will pay off in the future.. hopefully lol

[@hfg8604]

Just a little quick math. For a married couple in 30ish years ROTH IRAs $6500x2 403b Roth $22500 457 or 401k Roth $22500 =$9,500,000 give or take. All tax free

[@nicolebutler8271]

Awesome video.❤ Nursing student here i learned a lot thanks so much 😊

[@NursesToRiches]

Glad it helped!

[@kib0t]

Jason always providing us with proper financial education on a relatable level 🙌🏻

[@NursesToRiches]

Thanks man, I always appreciate your feedback!

[@jakejennings5152]

Used to be you could serve twenty years in the military as an RN and get an inflation proof pension/retirement and a thrift savings plan and get all your student loans paid off by the government

[@ScotteryPottery]

Video quality is awesome, thanks for posting these videos

[@NursesToRiches]

Thanks for the feedback and glad you liked the video!

[@ScotteryPottery]

@NursesToRiches a lot of nurses watch your videos and channel from my unit. Also maybe a video theme or part of future videos could be important books to read to help with one's financial journey to freedom. Just a thought

[@LifehackAcademy]

Love it. Really appreciate if you continue to make more finance, investing content. I listen to Graham Stephan and now Jason.

[@NursesToRiches]

Thank you! 🙏

[@thekristineway]

if yall have another video on what advice to do once all the stuff in this video have been established, pls share :) I have done everything in this vid so looking for next steps :)

[@NursesToRiches]

I have this video but I'm coming up with a part two kzbin.info/www/bejne/pGelaJ2AiZihgqs

[@charlemainecohen458]

This is my goal once I graduate in October this information so insightful and helpful please continue the great content...love❤ your videos!

[@NursesToRiches]

Thank you! You're only a few months away from graduating-keep it up!

[@DabidRobinson]

Great editing! Nice content

[@JohnRNExplorer]

Just have to say this, do you have a video editor? Been a long time watcher here, I finally subscribed. Youre videos kept getting better and better.. do you do it all by yourself? How do you do this while also working hehe.. Nurse in Canada here but planning on moving to the US because of all your videos! Hope you reply to this comment coz I am very curious if you do all the editingit by yourself hehe..

[@NursesToRiches]

Thank you so much! I did have a video editor for 8 of the videos on our channel. I usually edit about 80% of the video and the editor edits the other 20%.

[@lisar.2549]

Great info!

[@larosenoirek2197]

Wow. That’s a lot of info! You thank you. I don’t know where to start. It’s overwhelming

[@NursesToRiches]

It's is extremely overwhelming but if you take one step at a time it will eventually become a natural part of your routine to do these things.

[@XmXm999]

Hi, do you do 1-1 counceling?

[@eaglerx9339]

👏 thank you Jason brother great videos like always.

[@NursesToRiches]

As always, thank you for always watching and commenting 🙏

[@devikashaji7789]

Hi Jason, your videos are so useful for nurses. I am Indian nurse, 15 years experience & how I apply to the Kaiser hospital, pls share your information. If u have know any recruiter for Kaiser hospital.

[@nursegeekful]

This sounds great I need a class on 401K any suggestions

[@SFCityBoy]

I recently commented on a giveaway you were doing for the "Ultimate Salaries for Nurses & 21 Other Healthcare Professions" spreadsheet. I was number 8 of the people you said had won a copy. I emailed and sent a message on IG but never received anything. Bummed about that. Anyways thanks for the weekly videos. They are very helpful!

[@NursesToRiches]

Sorry, we've been kn vacation since last week. I will check my IG and send you the link to the spreadsheet.

[@SFCityBoy]

Ok thank you! If you’re looking for it. It’s July 15 around 10am.

[@NursesToRiches]

Sent.

[@KaliHuntArt]

Yep.

[@tabithablazesuario69]

Thank you so much Jason❤❤❤

[@NursesToRiches]

And thank you for watching and commenting!

[@laylam4241]

Great video, thank you 🎉

[@Keisha_TKD_NP]

All on point minus the credit card usage. If you have cash just use cash. One love. Great video. I’m slaying my debt now ✌🏾

[@NursesToRiches]

If you use cash, you aren't protected. Credit cards offer travel insurance, rental car insurance, warranties for purchases, fraud protection if you get scammed. And these are only a few of the benefits to using a credit card. If you are conscious of your budget and never carry over a balance, credit cards offer way more benefits than using cash as the only payment method.

[@Keisha_TKD_NP]

@@NursesToRiches you can get the same “protection” benefits using a debit card (aka cash) in my own personal experiences. It depends on the bank one works with.

[@fingerinmynose4826]

@@Keisha_TKD_NP you won't qualify for a house loan. They won't have any credit history of you

[@awesomeman3527]

Good video!

[@NursesToRiches]

Thank you!

[@devunandanam]

Best explanation with interesting examples ❤

[@NursesToRiches]

Thank you so much!

[@e.d.4069]

What if you leave your job after a year? And maybe open your own practice?

[@regeanme]

Thank you for another learning 💕

[@NursesToRiches]

Thank you for watching and commenting-it means a lot!! 🙏

[@balconyclubLA]

Would it be worth it for a 35-38$/hr job in cali as an LPN or worth waiting until I’m making more as an RN before going to Cali. Reason I ask is the tax - let’s say if I work in Phoenix and get paid 35 an hr where the taxes are a bit lower, I would net a better income right?

[@advicetipsch5602]

LPNs too??

[@nursebondemcanada]

Thanks for sharing

[@NursesToRiches]

And thank you for watching!

[@rjsmusicstudio4716]

Nurses this true. Learn, go to graduate school or travel nursing after that figure out how to start a business can be nursing or not. Then, once that business is successful have choice on whether you want to quit nursing or not. Then work when you want to and enjoy life. Don’t spend money on stupid crap unless you make so much money or have a 7 figure net worth it doesn’t matter.

[@RedFaceeee]

This man is simply 🔥 Great imo!

[@NursesToRiches]

Thanks man! I can't believe you guys still follow this channel, haha. We really appreciate it!

[@RedFaceeee]

@@NursesToRiches Been here since day one and it’s only gotten better. That’s why we follow it!

[@Nursemomi25]

Hi I appreciate all of your advice this is is very helpful. Question on the fsa though, so the more money you put in your fsa the lower tax will be deducted to your paycheck monthly? I do have fsa account rn

[@sumno8806]

You guys talk about investing into things with the nursing money. As a nursing student, why would I do that if I could just save al my money? Not being rude, I'm really curious. From my understanding, all I'm doing is making everyone else rich, so am I being immature?

[@magnuskofoed6135]

Super helpful

[@NursesToRiches]

Thank you! Glad you found value in the video.

[@paolohalasan-usa5888]

Great video, how would you know your net worth?

[@NursesToRiches]

You take all of your assets (what you own: cash in checking account, value of your car, value of your home, investments, etc...) and subtract it from your debts/liabilities (credit card debt, student loans, mortgage, auto loans, etc...). The number you have left over is your net worth. If you have a negative net worth, that means you owe more money than you have available. If you have a positive net worth, that means you have more money than the amount you owe.

[@paolohalasan-usa5888]

@@NursesToRiches thank you for the time answering my question, im from the philippines. just passed my nclex here in california last month.

[@catherineomari6367]

Hi. I’m a nurse in Texas. Just asking are there hospitals in Sacramento that give relocation bonuses

[@NursesToRiches]

It's rare to get a relocation bonus from a hospital here in California. However, you will have some decent luck with the Kaiser hospitals in Southern California. Although, the Kaiser hospitals in Southern California have much lower wages for their nurses than the ones in Northern California because they're represented by a different union.

[@catherineomari6367]

@@NursesToRiches thank you so much for the reply. My boyfriend and I are both nurses. We have a 5 year old and thinking of moving to carlifonia. Praying for the best and we are hopeful all will be well in both raising our child and nursing life.

[@fatmanassib2823]

What is this 401k ?? Am processing for US .Thank you

[@NursesToRiches]

It's a retirement investment account offered to employees by their employer.

[@JakeandJesset]

It’s always a sight to see when contract negotiation time comes around and these 6 figure nurses, often w/ working spouses say they “can’t afford” to strike if needed 🤦🏻‍♂️. I work 32 hrs, wife stays home with the kids and I would love a strike/vacay from the bedside. Hell, let’s strike for a year I’m good! Them other nurses are one major event away from being financially frazzled. #consumerism at its finest!

[@NursesToRiches]

Preach! If we went on strike for a year Monica and I would consider that a vacation, lol. It's nice to not have to worry about money after having worked our butts off to get ourselves in this position. We paid our debts off so we could live off one of our incomes if we had to in case one of us lost our job. It's really a great position to be in because any extra earned income could be invested or spent on hobbies or vacations.

[@JakeandJesset]

@@NursesToRiches 💯

[@newnightingale623]

what if you change jobs frequently, doesnt the option for 401k's change per job?

[@NursesToRiches]

You can always roll over your 401k room one job to the next. That's what Monica and I have done.

[@pcharminggg5984]

I was wondering the same thing which is why I haven’t opened one yet.

[@nairusabdullahi7974]

Jason, is an FSA better than a HSA?

[@NursesToRiches]

FSA and HSA serve completely different purposes. Only employers offer FSAs, while HSAs can be offered by employers but can also be opened independently. However, FSAs are available to anyone whose company offers one, while you can contribute to an HSA only if you have a qualifying health insurance plan with a high deductible. You will have to find out through your employer which one you qualify for.

[@Genesis_JG96]

Good information, but I disagree. First, work you tail off. Take advantages of all overtime and bonuses, 60hr/week. Next step should be to find an area you want to be in for a few years, and buy a house/duplex (if possible). Rent out extra space, reduce your living expenses to zero (or maybe net profit). Now all of your money, is YOUR money, not the landlords. Next, pay off all debts (student loans, car, credit card). Next open up a Roth IRA and individual brokerage account. What's the point of trapping all of your money in an employer sponsored IRA that you can't access until 65? That's a trap. You make save on taxes/get an employer contribution, but you're being trapped. What exactly are you going to do with millions of dollars when you're 65? And you can't leverage that capital to take advantage of market shifts. This is mass foolishness. Next, work PRN/per diem at one or two facilities, and do travel contracts.

[@bisurlah20olugbile3]

What if your hospital provides a 403(b) and not 401k

[@NursesToRiches]

They're essentially the same thing except a 403b is only available to non-profit organizations, while a 401k is only available to private organizations. Also, you can't contribute to a 403b if your income is over $330k/yr.

[@nanaynarsjes]

Hi, @Jason.. thanks for this. Learning a lot. Btw, Im having a hard time getting an interview in Kaiser. Working in MS tele and experienced nurse here. Been sending lots of application to Kaiser Sac / Roseville to no avail. Btw, are all MS floors in Kaiser Sac a mixture of paeds and adults? I turned down 3 emails fr them bec I have no exp with kids. And with 20 yrs exp, will they consider it as 10 yrs exp? I heard that max is only 5 yrs. Not sure if this is true. Hope not. Hope you can find time to reply. Many thanks again.

[@NursesToRiches]

Hi, sounds like you might be applying for the wrong job postings. Adult and pediatric MS floors are completely separate and if you work for one, you don't need experience in the other. You can try looking up the manager to the department your applying for on LinkedIn and messaging them through there. Let them know you applied for a few positions and you would love to work in their department. But in any case, you must be patient. It took me 8 months I was even invited for an interview and subsequently offered a position at Kaiser.

[@Islamic-randons]

Anyone help me plzz saunders nclex book pdf i cant afford that😢 and how to start preparation for nclex exam 😢😊

[@blackberryblossom9254]

Uworld!!!!!

[@simeonapajarillo6499]

Work extra shifts while you're young and strong. Relax later in old age and tired and weak.

[@legacymarc]

Do you invest in stocks? Which platform do u use?

[@NursesToRiches]

I do but rarely. Most of our investments are in a total stock market and an s&p 500 index fund. They've performed better than any stock we've invested on in the past. We've also invested in crypto currencies and, just like our stock picks, they're doing way worse than our index funds.

[@legacymarc]

@@NursesToRiches your mostly doing swing trading for a long period of time?

[@NursesToRiches]

@@legacymarc not swing trading. Just buying and holding everything we purchase. We haven't sold any investments since we started investing 5 years ago.

[@legacymarc]

@@NursesToRiches which investing platform are you using for s&p 500?

[@NursesToRiches]

We primarily use Fidelity.

[@martinmaranan931]

Save the Tax refund on Saving Account.

[@ShannonSoSweeet]

I just need you to say all of this a little slower for me… nvm I will watch again a few times until it registers.

[@NursesToRiches]

Sorry but I had so much information to go over that I had to present it quickly so I wouldn't bore anyone watching it.

[@sls4170]

You can adjust the speed to videos, also.

[@martinmaranan931]

Nurses invest in home or any rental income not expensive Cars or lavish Vacations.

[@charlieverges337]

What happened to the other video?

[@NursesToRiches]

Which one?

[@charlieverges337]

My bad it's still there😂

[@mdhasan-id1kz]

Wow

[@ChildishDicaprio]

My only advice would be to invest in real estate if possible. Best financial decision, I have ever made.

[@NursesToRiches]

Totally agree! That is our goal within the next two years as well.

[@Observer100-cn7gv]

Sound like Ramsey.

[@morissafloyd4367]

I don’t think it’s that easy for those of us who are single and do everything on our own with a child.

[@NursesToRiches]

I work with several nurses who are single income earners and make it work. If the location you are living in has a high cost of living relative to your pay, you have to consider moving to a place that makes more financial sense. One of the nurses I work with is a single mother, has 3 children, bought a house for $850k, bought herself a Tesla Model X, has over $400k in her 401k, and makes over $300k per year. You can make it work if you have determination.

[@morissafloyd4367]

@@NursesToRiches is she a lpn or rn that makes a difference??

[@morissafloyd4367]

@@NursesToRiches everything is inflated it’s not as easy that’s all I’m saying. Maybe pre Covid yes. I never had to work ot but I do now. Moving to where ppl are coming here because they say it’s cheaper than where they are.

[@joetraveler5609]

❤❤❤

[@NursesToRiches]

🙏❤️

[@PiaLoveBSNRNCCBTP]

🎉❤🎉❤🎉❤🎉❤🎉❤

[@christianfiguroa7147]

Ok wtf did you just say

[@SaSa-xp3tw]

Please start translating in Arabic 😢

[@Hay8137g]

Avoid theses greedy nurses at all costs!!

[@NursesToRiches]

I hope you're OK. Have a nice day.

[@lukaszjaniak7408]

Jason , bro don't you understand 401k is a finacial pyramid? I would NEVER relay on government in terms of keeping my hard yarned money. There are very difficult times ahead, i f you want to preserve wealth do what rich does. They surly not investing in 401k...

[@NursesToRiches]

Oh I agree, but just like Dave Ramsey preaches getting out of debt and doing the snowball method, most Americans just want to live a life where they can retire debt free. The majority aren't willing to do the things that are necessary to build a massive fortune and wealth. So, this video is for those type of people. Whereas, this video kzbin.info/www/bejne/pGelaJ2AiZihgqs and a part two I'm working on is meant for people who don't want to enslave themselves for 30 to 40 years before they can cash out in retirement.

[@lukaszjaniak7408]

​@@NursesToRiches❤

[@lukaszjaniak7408]

@@NursesToRiches These times are gone now. Unfortunately we are living in times where there is no money, but debt. It really does not take that much effort to get educated about finance. Think how many hrs you are spending and will spent at work to earn £ which will be inflated away leaving average Jason having millions in 401k but only able to afford so little. Keep educating👍

[@risingphenoix9292]

Hi! Would you mind explaining what the rich invest in besides stocks and properties.

[@sondersrn8061]

Retirement is not an age

[@NursesToRiches]

It is in the eyes of the government.

[@sondersrn8061]

@@NursesToRiches 401k etc .. job retirement plans + brokerage account definitely understanding compound interest

[@RoddieSimmons]

This is a mindset issue. The details are good, but their is no reason anyone making a Nurses income should be in this position. If you are smart enough to become a Nurse, you should be smart enough to be fiscally responsible. Take a Financial Class as an elective. Be Real, you spent years studying to be a nurse and you need a video to tell you how to be a responsible person..

[@NursesToRiches]

With that rationale, no one with a college degree should be fiscally irresponsible. Just because you have a college degree doesn't mean you know how to manage your money. And most people are not going to take a financial course as an elective if their already struggling enough as it is with the courses required to attain their degrees. If you take doctors as example, they 9+ years of training before they are able to practice medicine and many of them are extremely irresponsible with their money once they start earning a physician's salary.

[@Humbletrader08]

401k? Not in a million year.

[@kelqe]

Not if you take the time to learn to invest. I started maximizing my retirement contribution at the hospital where I work. 11 years later, it hit $1M. That was 3 yrs ago, and it’s still growing. This has allowed me to retire early

[@RealParadox85]

a male nurse LMAO