OUR STRUGGLES WITH MORTGAGE IN ONTARIO + SELLING OUR HOUSE & BUILDING BRAND NEW HOUSE + MORE

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Abiandfamily

Abiandfamily

Күн бұрын

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If you are new here My name is Abi Mom of 5 beautiful kids. I am here with the other 4 + my lovely caring husband. I have been documenting my life with them since they moved here to Canada 2 years ago. It's a roller coaster and I love every bit of it. My family are my priority I will do anything for them both immediate, extended and youtube family (ABFAMZZZ) So pls Subscribe to my channel to join the amazing ABFAMZ. 😘
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Пікірлер: 77
@themortgagechics_chronicles_ca
@themortgagechics_chronicles_ca Жыл бұрын
Calgary is actually quite expensive too. People shouldn’t ignore Airdrie too, it’s just about 25 mins from Calgary and 15 mins from the airport.
@PleasantGreetings2u
@PleasantGreetings2u Жыл бұрын
Abi, before you built your house, I shared several times in the comment section to get a fixed rate mortgage instead of adjustable rate mortgage. With a fixed rate mortgage, your payments remain the same every month. It may occasional increase about $5 or $10 more per month over the years if you only make the minimum payment each month. An adjustable rate mortgage can keep increasing all the time. It's also good to pay more than the minimum monthly mortgage payment to pay the interest down. Your mortgage company tricked you. No mortgage should be increasing a fee months after moving in unless you have balloon mortgage payments due.
@DNVlogsLife
@DNVlogsLife Жыл бұрын
This is a great point!! Paying more than the minimum payment will help you pay off the mortgage faster! I love that you wrote this comment @PleasantGreetings2u
@PleasantGreetings2u
@PleasantGreetings2u Жыл бұрын
@@DNVlogsLife You're welcome,! 🌻
@Abiandfamily
@Abiandfamily Жыл бұрын
There’s nothing like fix rate here in Canada pls am I missing anything Canadian home owners??????
@M_derinrojay
@M_derinrojay Жыл бұрын
@@AbiandfamilyThere is fixed and variable mortgage here in Canada
@PleasantGreetings2u
@PleasantGreetings2u Жыл бұрын
@@Abiandfamily Wow! Thanks for letting me know. In the US, a fixed rate helps to keep monthly mortgage payments consistent and steady!
@Ammaaddo
@Ammaaddo Жыл бұрын
When my hubby and I bought our house the best thing we did was to spilt the mortgage. Half was fixed rate and half was variable. At that time fixed was higher than variable. Later it changed fixed became cheaper so we changed the entire loan to fixed. With all the hike in interest rate now we are covered
@funkie0490
@funkie0490 Жыл бұрын
There are fixed and variable rates in Canada for mortgages. Do your research properly and check what you signed on your mortgage documents.
@MrsWalker-jt2uu
@MrsWalker-jt2uu Жыл бұрын
If you buy a house anywhere in North America, the mortgage rate is increasing. Next time, make sure you get a fixed mortgage rate. I really do not understand how you missed that on black and white paper!
@chai_r
@chai_r Жыл бұрын
Why does she not know there is fixed rate mortgages in Canada? Either her mortgage agent didn’t advice her properly or an adjustable mortgage sounded better at the time.
@mariedames3240
@mariedames3240 Жыл бұрын
Houses expensive everywhere. In the USA 🇺🇸 can't afford to pay their rent the landlord is taking advantage of talents. I'm glad I have set rate mortgage our taxes already went up twice since covid and insurance❤.
@khadijascorner.
@khadijascorner. Жыл бұрын
My dear, the only way to go in this current roller coaster economy is to secure a fixed rate morgage for so many years. Adjustable Rate Morgages (ARM) are a No No as they work based on tracking the economy and the banks interest rates fluctuations which we all know that is not gonna get any better soon in the coming years. Secondly, know what you are going for before you approach the banks or brokers to find you what morgage deal best suits you now and say in the next 3 or 5 year so just to put ur mind at rest. Do this by comparing morgage rates online first, then speak to the brokers. Some of the morgage broker staff fail to have a product knowledge, so will end up offering you the worst deal ever gotten even by a billionaire status 😉.
@toniaswigs
@toniaswigs Жыл бұрын
Yay! You are now closer to me oo sis.❤🥰 All the best on your move.
@TVNewsFootage
@TVNewsFootage Жыл бұрын
Oh that balloon payment eventually shocks everyone
@TestimonyC
@TestimonyC Жыл бұрын
edmonton is good expecially for jobs and mortgage
@kehindeabiodun-ajayi1074
@kehindeabiodun-ajayi1074 Жыл бұрын
Check out Ottawa the economy is better. The best city in Canada to raise a family.
@hbshine
@hbshine Жыл бұрын
Welcome to the most beautiful city of Canada.
@mariaspence4749
@mariaspence4749 Жыл бұрын
CONGRATULATIONS Abi And Family!! 😊
@winifredogunyemi6581
@winifredogunyemi6581 Жыл бұрын
Why did it triple didn't you have a fixed rate from the beginning?If you had it will not have triple We're you given ARM at the beginning that kind of mortgage kills because it fluctuates according to the market. If you have a fixed rate it will never change
@Abiandfamily
@Abiandfamily Жыл бұрын
There’s nothing like fix rate here in Canada pls am I missing anything Canadian home owners??????
@milcahkoffi1352
@milcahkoffi1352 Жыл бұрын
I live in Quebec, we purchased our house in 2021 on🎉 a 5 year term fixed rate mortgage. The fixed rate is higher but guarantees your payments will not change for the duration of your term.
@ThisSideOfLifeWisdom
@ThisSideOfLifeWisdom Жыл бұрын
​@Abiandfamily There is fixed mortgage rate in Canada, Abi. We paid a fixed rate on our mortgage until we paid it off a few years ago. You must have signed a variable rate mortgage. Please talk to a good mortgage broker.
@teewhy6841
@teewhy6841 Жыл бұрын
​@@Abiandfamilyyes Abi there's fixed mortgage rate & it won't change for the fixed period.
@jenniferpepple2117
@jenniferpepple2117 Жыл бұрын
I ENJOYED it soooo much, I watched all the ads 💋💋
@Abiandfamily
@Abiandfamily Жыл бұрын
Thank you ma
@joydavid5428
@joydavid5428 Жыл бұрын
More grace to you and your beautiful family ABI God is control ❤
@belemamendi5514
@belemamendi5514 Жыл бұрын
I haven’t watched but I am in Calgary and I will be happy to see you sis Abi. Please come to Calgary 💃💃💃💃. Calgary is getting expensive now.
@naketizainabu7803
@naketizainabu7803 Жыл бұрын
Congratulations to you guys and welcome to Calgary Alberta ❤
@Yayayaya-rq5sw
@Yayayaya-rq5sw Жыл бұрын
Awesome God is Awesome
@toyinadetunji4872
@toyinadetunji4872 Жыл бұрын
Congratulations sis more wins and more sales ❤
@hannatuagbadaloessien3669
@hannatuagbadaloessien3669 Жыл бұрын
Hi sis and well done. Great video. Please is there any place I can the pots you have? Just a year in Canada.
@kossilove5398
@kossilove5398 Жыл бұрын
Congratulations abi and family.
@vidashkitchen5833
@vidashkitchen5833 Жыл бұрын
Congratulations to ur family
@oluwaremilekunid4343
@oluwaremilekunid4343 Жыл бұрын
Congratulations ma ❤❤
@mariemagloire426
@mariemagloire426 Жыл бұрын
Abi calgary is veŕy cold
@Simplementchristelle
@Simplementchristelle Жыл бұрын
And now expensive too
@ViviThriftStores
@ViviThriftStores Жыл бұрын
Congratulations 🎉🎉🎉
@beauty12365
@beauty12365 Жыл бұрын
Hello, I don't usually intervene in peoples' matters but on this one, i will. I am one of your customers and lived in Edmonton, Alberta for 9 years before moving to the US. I was in Calgary last year July for a friend's birthday and things were so expensive. She told me that this is because people are moving from Toronto to Calgary to buy houses because they are cheaper over there but all other things are very expensive. To even rent a car, they were charging $300 - $500 a day. We used UBER for almost one week that we were there. Food also costs more there. So please do your research before moving there on overall cost of living even though houses are cheap. May God help you in making a choice.
@Simplementchristelle
@Simplementchristelle Жыл бұрын
I have been living in Calgary for the last 5 years. Even houses are becoming so expensive. You need to add at least $200000 to the price we use to pay 2 years ago to any house today. My family and I are considering leaving Calgary.
@abibatiyabo5183
@abibatiyabo5183 Жыл бұрын
Congratulations ma
@kehindeabiodun-ajayi1074
@kehindeabiodun-ajayi1074 Жыл бұрын
Btw 600 to 800 you will get a big house in Ottawa.
@ALH22
@ALH22 Жыл бұрын
Home prices in America are great compared to Canada we have a 3bd 3bath we bought for 165k
@chai_r
@chai_r Жыл бұрын
Which city are you in, that’s really good price?
@feliciaokoro2872
@feliciaokoro2872 Жыл бұрын
Not in recent times 😅
@fatimaadewole232
@fatimaadewole232 Жыл бұрын
Congratulations
@giftdandb8463
@giftdandb8463 Жыл бұрын
Congratulations to you
@magj3024
@magj3024 Жыл бұрын
🎉🎉🎉🎉🎉 congratulations
@esterblessing5929
@esterblessing5929 Жыл бұрын
Ottawa is it good city for family
@tolanisignatures
@tolanisignatures Жыл бұрын
May Almighty Allah make all your decisions easy for you and family and bless you with more and more money to buy the biggest mansion as you desire at any location. Ameen. And me too oo 😂😂😂
@agoiobunso
@agoiobunso Жыл бұрын
❤️❤️❤️❤️❤️❤️
@msify618
@msify618 Жыл бұрын
First to comment 💃🏽💃🏽
@JobartAntoinette
@JobartAntoinette Жыл бұрын
Move back to Africa you will not regret it. Africa is developing and rising as babylon is falling.
@nonhlanhlasithole6366
@nonhlanhlasithole6366 Жыл бұрын
Congratulations Abi and family
@abless2919
@abless2919 Жыл бұрын
Congratulations.
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