outrageous car payments

[@LoneCrowAdventures]

0$ car payment. Picked up my title today!!!! Paid off baby!!!!

[@nildabridgeman8104]

Yeah 🎉👏💪

[@MuahMan]

17K to go for me. Trying to pay it off in a year by eating cans of tuna and ramen noodles!! Good times!

[@shaunmaxwell2745]

@@MuahManget it man! Will be worth it in the end

[@diane7476]

Yes baby 🎉 👏👏

[@Freemanforlife777]

Congrats! Hope it will run smoothly and won’t break for a long time.

[@Kseniaramesh]

I feel like cars are just silent wealth killers. You’re making payments every month, but in reality, the car’s value is dropping like a rock.

[@Andres_853]

Absolutely. I mean, I’ve got a BMW, and while it’s not quite at that level, my payments definitely add up. It’s crazy when you think about how much you could invest instead

[@V.stones]

Right, imagine taking that $3,400 and putting it into your portfolio every month. Over a decade, the compounding could be pretty substantial. But cars are tempting-I totally get that

[@Annie2229]

It’s tough because people often see car payments as a status thing. But when you look at the big picture, it’s just money that could be working for you, especially if you’re already investing

[@Larry1-pl2wq]

I was thinking about that! I’ve been trying to get a handle on my finances lately and looking at ways to maximize my investments. It makes me wonder if I’m missing out on more strategic opportunities

[@mariadrukker2557]

That’s why I started talking to a financial advisor, Nora Jean Erickson. She’s a CFP and really great at helping people reallocate resources like that. She gives free consultations too, which was perfect for me when I first started.

[@jaypassarella1392]

3 cars all paid for. Live across from a cemetery never felt a need to impress the neighbors.

[@douglasgreen437]

😂

[@alexmaaan5242]

Good one! 😂

[@patriciaramirez3139]

😂😅😂😅

[@Betheboss2]

Well, you have a lot of neighbors across. You just can't see them but they can see you.

[@dadareed55]

😆😂🤣😅😂😂🤣🤣😂, I bet they're dying to to know how much you paid for them😆😅🤣🤣😂💩

[@shannonzittlow8462]

Dave Ramsey says the most expensive car accidents happen on the showroom floor

[@DEEZEEMTB]

Dave finally got something right

[@AlexandrePoulin-ji3kq]

Finalement, something intelligent from Ramsey 🤣

[@chaselesser3191]

@@DEEZEEMTBYeah besides probably helping the biggest amount of people than any other person? 😅😂

[@tigerslilly]

​@@chaselesser3191he hasn't helped me

[@douglasgreen437]

😂

[@RichardMeikle]

Just paid off my car in 4yrs n3ver going back

[@nikkiritchie7535]

We just paid off my husbands truck in 4 years. (A year early) it feels so good to be out from under that payment. We bought my car in cash last year

[@onicamathews-davis2249]

I have no car payment. I have a 1995 Lexus LS 400, 1993 Chrysler Lebaron Convertible and 1993 Buick Roadmasters Estate wagon. All are maintained and run well. You don't need new. You need reliable. Keep a separate budget for repairs and scheduled maintenance.

[@MrDwightsimon]

You're a legend for keeping that LeBaron on the road 👍

[@devbrown2254]

Would you be interested in selling the 93 roadmaster

[@WilliamB.-ij6gl]

so much respect for this level of intelligent fiscal responsibility❤❤😎😎

[@shannonzittlow8462]

LS 400 beautiful quality

[@donbradley3259]

Awesome 💯. I love that mindset. I as well have a couple older vehicles. That I don't owe on. And I maintain. However I am a automotive technician so if I do all my own work on my cars.

[@ShowMexicanoyMas]

People like to impress other people, that’s the main reason

[@minimaxmiaandme.4971]

Except we aren't impressed!

[@BrandurnPorchiga]

None of these cars are impressive at all. The only cars that are actually impressive and exciting are high end ones. Mclaren,Ferrari, Lamborghini exc….

[@rmn-vf9hf]

💯

[@BenJones-g5n]

Especially when you are young. Hey I was there.

[@ghgilland]

Haven't had a car payment in years.

[@ScottsdaleSushi]

Laughing at Trout Face Lady - I drive a luxury car bought for a pittance when it was 3 years old. She is a low IQ joke all over the internet.

[@19hundoc47]

Thanks for telling all of us

[@FrozenDung]

@ghgilland Good you shouldn't have one unless you're extremely wealthy because it drains your money. A 2008 Civic paid off is a great car.

[@joec5544g]

You have two choices.... Put down 8K and pay 800/mo... That makes you look good and builds the bank and the dealership's wealth.. Or you can buy a car with the 8k and invest 800/mo... That makes you feel smart and builds your wealth... Up to you Sparky.

[@nordette]

Thats what I did years back, spent 5 grand on the most reliable POS and it was the best decision I ever made. Was able to pay off my student debt and buy my own place in 4 years. But it's hard to find a decent car for cheap now a days. Everything has gotten insanely expensive 😒

[@thegreeninvasion5511]

You don’t get much of a Car these days for 8k

[@joec5544g]

@thegreeninvasion5511 I was making a point... Don't be so simple.

[@thegreeninvasion5511]

@ Don’t make stupid comments, genius🤔🤷‍♂️

[@joec5544g]

@@thegreeninvasion5511 I gave good advice.. You just have issues.. Have a good one.

[@david2049]

My car payment is $0

[@mukinfutch1645]

Same

[@NotALot-xm6gz]

This is the way.

[@19hundoc47]

Cool story dawg

[@joelohne3559]

$0 car payment '87 Honda Civic 275,000 miles. 😆 Got it for free 14 years ago, and I drive it everyday!

[@mariebrooks7341]

Honda is the best car. I have two Hondas, 2001 and 2015. Reliable and cheap on gas.

[@PInk77W1]

My sis is poor. She literally had to walk for 3yrs with 3 kids. She bought a 12y old accord for $2000. It lasted her 10yrs. She bought a new civic cash. She’s doing good now

[@LHSHarmon]

$400 a month '20 Camry. Brought brand new. 18 more payments. Imma try to pay it off before the end of '25

[@MarjorieParaison]

You got this!

[@Denise_Cocoa]

You got this!! Celebrating for you in advance 🎉

[@gone2it]

Same car...same payment range...and payoff. ❤

[@networth00]

The 2025 Camry is now $40k.

[@LACEVH]

Get that thing paid off and keep it, Camry’s are excellent vehicles!

[@MithmeoiArt]

My spouse and I bought a 2015 corolla in '21, with a little help from family, we were able to do it with cash. One of the best purchases we ever made.

[@tigerslilly]

The key being you had family help. Some of us don't have that

[@MithmeoiArt]

@@tigerslilly Not the point but yes I realize not everyone has that.

[@tigerslilly]

@MithmeoiArt it's a lot easier to not have to have a car payment when your family can help you avoid that.

[@MithmeoiArt]

@tigerslilly obviously, but even if we had to go a monthly route, the point was we bought an older car that was affordable. The monthly was under 200.

[@bufoot19]

Dude paid more for a car every month than i pay for my 5bd house. I thought my $500 payment was high, i would literally have a heart attack with anything over that

[@rorycolgan]

Yeah, they can give you a $500 payment for 84 months😂

[@Denise_Cocoa]

Yea my payment is $506/month for 72 months. Just refinanced into a lower interest rate today and now it’s $448/month but I’m going to keep paying $510/month so the extra can go to principle. I plan to pay the car off in two years

[@lauracerva9716]

I paid $23,000 cash for a 2008 Lexus GX470 with 12,000 miles in 2020. I love it. I don’t understand people who ruin themselves financially for a car. It is so insane!!!

[@JessAwesome]

I just got rid of my car loan by selling my car to CarMax and paying off the difference before I did that I found a train station near me that has a stop near my job. I haven't felt so free in a long time! I loved my car alot and cried when they took the keys but the burden of payment's being lifted off me feels way better. I've been learning to walk to my grocery store and i buy less snack and soda because i don't want to walk that back home. I want to be finically free and I couldn't do it with my high car payments and car insurance anymore.

[@omowhanre]

Congratulations 🎉

[@peter9274]

Congratulations on making good a good decision.🎉

[@bcusaaus4749]

Now that my car is paid off and I got an extra $1200/month, I seriously don’t know how I survived. Never again . I’ll take public transport and maybe rent a car on special occasions and Uber

[@msJjbluematrix]

thats me. I work and go to the grocery store. Then I found out my school gives a free bus pass for the whole school year. when I lost my last car I decided to do uber and the bus. With the cost of tabs, insurance, and maintenance I decided it was not worth it. You're right. Rental for special occasions and call it a day.

[@Tammy-e8c]

😳1200.00 car payment.

[@mcar12]

​@@Tammy-e8cwhat kind of car is 1200 a month? Thats a mortgage payment

[@NoReply28]

Why are you taking public transportation and renting a car if you have a paid off car?

[@chaselesser3191]

Yeah, how much do you make to justify a $1200 payment. I went way over my budget when I bought my $12k car.

[@eplugplay8409]

I’m still driving my 2015 Honda accord ex that I bought new for 24.4k. Paid it off in 2017. Will drive it another 9 years.

[@laurahenry3562]

My 2015 Honda is paid off as well ,3 years now and because it’s a Honda,I won’t need a car for another decade or more 👍

[@Brett235]

Very good car also.

[@bhat_ysrael]

I purchased a brand new at the time Toyota Camry in 2002, a month before my daughter was born. It finally died in 2020, about 4 months after she turned 18.

[@mariebrooks7341]

Great to hear that. Honda is the best car. I have two paid off Hondas.

[@michelejohnson6459]

What did you do to it! My Toyota previa was still running after 29 years and 350,000 miles. 😳

[@airbourne2]

Another reason not to buy NEW is all the bells and whistles they are adding that you don't need, and are costly to repair.

[@BobB-pn2ip]

She complains about other people having high car payments but, she has high car payments on that $200k Tahoe😂🤣. Avoid women like this at all costs.

[@stormchaser419]

Two faced. Lying.

[@Brett235]

Yep, she's fake from the toes up.

[@AsphaltDriip]

Tahoes aren’t 200 grand

[@BobB-pn2ip]

@@AsphaltDriip She payed 200k on a brand new Chevy Tahoe. Orlando Minor even made a video about her admitting that she paid that much

[@AsphaltDriip]

@@BobB-pn2ip wow

[@Leftists_are_Losers]

Pay Cash. Pay Cash.

[@lindajohnson.]

No car payment, paid cash.we live below our means.😮😮😮

[@myoutuber77]

Wrong. When you have the cash, then you definitely should get a car loan. This way you make the most out of the cash investments you have before you have to part with your money to pay off the loan.

[@michelejohnson6459]

Spoken like another broke person. Cash always. 😅

[@XPXhumble]

I brought my mustang from a buddy of mines who was moving out the country and to get rid of all his assets ASAP and I only paid 5k for it cash it’s literally the best financial decision I’ve ever made

[@iamme7664]

Paid my car off two years ago and finally had SAVINGS. Two years later I have a niceeee emergency fund. Would have never happened if I still had a car payment… and I learned how to pay myself first. Forever grateful to D Ramsey for that. 😊

[@IrisP989]

$520 a month for us. It is our only car and was purchased new. We are not rushing to pay off our 2.49% interest rate (we decided not pay cash in full). My husband is not worried about it.

[@anthonyyoung626]

I love the $90k Yukon pulling into an apartment complex example. Driving a depreciating asset to a place that will jack up your monthly rent 10 percent each and every year. I am a retiree, no vehicle payments, living in a mid-century modern home with a 2.99 percent fixed rate mortgage in a very affordable state. What state you live in has a huge impact on one's cost of living.

[@bearsendproductions1843]

Yea try living in montana with out a car Good luck

[@michelelovesfreedom]

Just paid off my 2020 4Runner. It feels great! 🎉

[@deacondavid63]

I’m rocking an electric scooter. Cost $350 and it gets me to work.

[@ThunderStruck94660]

Make sure you have a bike helmet, orange vest (with shiny thing blinking on the back), and pink gloves.

[@thesquad2253]

@@ThunderStruck94660 yeah ppl get really hurt on scooters all the time

[@ThunderStruck94660]

@@thesquad2253 😬

[@deacondavid63]

@@thesquad2253 it’s a 1.5 mile trip.

[@thesquad2253]

@@deacondavid63 just saying you have to be careful on scooters cause ppl in cars hit scooters all the time

[@amandamishleau1105]

Most people will get a vehicle knowing they really can’t afford but feel they “deserve” it!

[@Ricardo_C]

I used to think like that

[@Brett235]

I used to think like that also. Then I saw my cousin being able to buy things he wanted and I asked him how was he able to pay for a new Stihl chainsaw without thinking about it and he said "I don't have vehicle payments"

[@tessahiggins8142]

I just got a car for $8000. Had it inspected by a mechanic and paid cash. Has all the features I want and was a single owner car. Couldn't be happier!

[@herkload]

I bought my car for the same price in 2019. Fully paid with cash and never had a monthly payment 🗿

[@jkseraphim4]

Keeping up with the Jones and flaunting is a heck of a narcotic.😮

[@mommabird2813]

This! I’m good with base model, especially a base model Toyota. We just bought a base Tacoma and have been purging our house now that the kids are gone. I’d have walked if my payment was 1k a month, we owe 10k on my car which he just wants to pay off. We finally have two low mileage vehicles for the first time in 25yrs😂we live rural and he works city.

[@jimmymac2292]

I just think people have adopted the idea that they are gonna have a car payment. They get an expensive car where they have a 60 to 72 month loan and when they pay it off, it will be time to trade in for something new due to the length of their loan

[@Ryzenberg78]

This is a fact for large areas of the country where cars simply don't and won't last. Harsh winters with salted roads will destroy a car no matter how well you try to maintain it. They will hit a point where they simply will not be road worthy or pass inspection. So yes, what a lot of people don't understand is that for most the car payments are part of life.

[@DWhytePA]

$350 for a 2019 Ford Fusion SEL...will be paid off this November. Our second car is a 2006 Fusion SEL (fully loaded, bought new in 2007), well maintained with over 175K miles. :)

[@justme_320]

I was fortunate. The senior I rent a room from was able to purchase a used hybrid prius for me to get to work and I'm slowly paying her back. She also bought 4 new tires and did some major repairs to it so make it run like almost new. Bonus - it takes $30 a month in gas.

[@ethanbrownell4564]

They're starting to make it so you can't even repair older cars anymore. Lack of parts or long part delays, lack of shops that service older vehicles, etc. It would be best to learn to make repairs yourself where possible and maybe have multiple older and paid off vehicles. My 2017 Mazda 3 has an air cabin filter that clips into place with plasic clips and it takes 30 seconds to replace. On our 2023 Chevrolet Equinox, the air cabin filter is a plasic piece that SCREWS in and I had to purchase a $30 unique wrench at Autozone to replace it. Feels like they try to force you to go to the dealer.

[@lrnasigo1]

I don’t even like getting a new phone. I still have the iPhone 11 and iPhone 5

[@mairacha3190]

Yea, I am the same. I have the 7.

[@user-tb7rn1il3q]

@@mairacha3190Barely any apps work on the 7 anymore.

[@7Write4This9Heart7]

I was still rocking an iPhone SE until Apple said they'd stop supporting it (and I still keep it as a backup)! I use everything I own until it falls apart! lolol.

[@toabettertomorrow7949]

I just had to upgrade from the 8+ to the 14. I still have the 8+ as a backup.

[@alishauwaneza5879]

@@toabettertomorrow7949same have the 14 but only because my 8plus was acting up too much hahahahah

[@smiledawg]

My brother got kicked out by my abusive parents at 18 years old. He had to finance a car to get a job, since he had no money. He's 21 now, and about to buy his first house; I think it was the right decision to finance the car in that case

[@villent]

This is crazy to me. I’m dutch and i’ve never heard of car payments before. Everyone just buys them here…

[@christinadieker120]

In germany it's the same. Ether you buy the Car cash or you lease it. I have never heard of anybody who pay 1000€ per month.

[@zippo32123]

long live the dutch mafia

[@bearsendproductions1843]

Yea you guys have no idea what it is like to live in montana 600 miles to any large city Cheap diesel is the foundation of life here You have to have a car

[@pepsiholic4084]

Sh!t I'm still driving my '97 Ford Crown and I baby it more than my own children. Full synthetic oil, changed on time religiously, that's the key. Going to drive it til the engine blows and it's going to be a very sad day when that comes. (I've never owned a car with car payments and I'm 52)

[@tracyaf6084]

That’s amazing! How many miles?

[@shannonjohnson4314]

I'm following you foot steps. Mine will be paid off the beginning of 2025.

[@bettyfuller6940]

My husband and I both had car payments before we met. We paid them off and never went back. That was over 37 yrs ago. We have been able to drive our vehicles very affordable. Car debt keeps you poor. Don't be foolish and buy to impress. Buy within your means.

[@pepsiholic4084]

@@tracyaf6084 only 137,000

[@NSGLiv]

You can always put a new engine in there even after it blows

[@ronaldbrosius7488]

I bought a 2024 Toyota rav4 brand new ,11 months ago, min payment was 420.00 a month, its paid off now! Always put money down, and pay extra!! Don't get me wrong shop around, I drove 3 hours away so I could buy this car at MSRP price, dealership near me wanted 10 grand over the MSRP

[@user-ls6kp6eu9x]

Financial education is what we need right now for more than 70% of the society in the country as very few are literate on the subject. Thanks to Stacey Macken, the woman that changed my financial life.

[@raphfelimax2713]

She understands every beginner's intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot

[@nissan38p69]

I agree with you.I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@WelseyWalker]

Stacey Macken guided me through budgeting, highlighting areas where I could optimize spending and increase savings. She also provided insights into smart investments to grow my wealth over time, ensuring financial stability even with the higher income

[@wells7147]

I have been on the wrong side for far long and I'm willing to make consultations to improve my situation. What is the most reliable medium to reach her please?

[@wilsonrichard440]

She often interacts on facebook , using the user name

[@williamegler8771]

I have only financed one vehicle of the 35 I have owned. When I paid off the first I was used to making the payment so instead of making it to the finance company I put it in an account. I drove the first vehicle for 10 years and when it was time to replace it I walked into the dealership found a new car I wanted wrote a check for it and started the whole process again.

[@rubenportugues7811]

First lady can complain all she wants, but you know they have car payments because they want to impress people with their dumb expensive cars! 🤔🤔🤷‍♂️🤷‍♂️

[@bhnurse16]

My car payment was $440 in 2019 for a new Honda. I knew I could handle it and I usually paid extra every month and paid it off in just under 2 years. I can't imagine having a car payment that costs more than my rent...

[@rubenportugues7811]

@@bhnurse16 i have friends that pay $1000+ a month for their cars, i cannot even begin to imagine seeing they money leave the account every month! 😂😂🤦‍♂️🤦‍♂️

[@Brett235]

Imagine having a huge vehicle payment and they still don't own any property of their own. They'll gladly pay $1,000 a month for a vehicle but say that they can't afford a house..lol crazy.

[@herkload]

I bought a used 2013 Prius in 2019 for $8,000 dollars. My car has never given me any issues and it’s still going strong 💪

[@bradon21]

Guess I have 2 "hooptys" but guess what I don't have. 2 car payments. No excuse to cry about a car payment. Save up cash. If you can't, you aren't able to afford a car.

[@PropunKla]

I bet you also don't say exspecially lol

[@eternalnova2429]

I just bought a 98 Saturn car, low mileage and decent condition for $1'100. The guy was originally asking for $2'500 but it had some mechanical issues so he lowered the price and just wanted to get rid of it. No major issues thankfully. My mechanic friend fixed those issues for $270 dollars. Now I own my car and it is such a relief I don't have to do payments 🙌

[@Brett235]

One of the best cars we ever owned was a 1995 Saturn 4 door. It didn't have power steering and it was a manual 5 speed. It rode rough because it was so low to the ground. It has 255,000 miles on it when we sold it and the girl we sold it to drove it for another 2 years before someone rear-ended her totalling the car.

[@eternalnova2429]

@@Brett235 wow thanks for sharing your experience with the Saturn model. It gives me more reassurance 😊

[@minimaxmiaandme.4971]

No car payments, paid cash for $40,000 truck.

[@user-cg6fd4in1d]

That's how I bought my 2015 Chevy Sonic. I took it to a trusted mechanic to do a full inspection to see if it's a good purchase. The inspection cost me $100.00. I bought the car off Craigslist in cash. Best decision I ever made in terms of car purchasing.

[@26point2madness]

My car payments: 2002 Jeep Liberty (son's car), $0. 2017 VW GTI, $0. 2019 CRV, $0. 2018 Triumph motorcycle, $0. Except for the Jeep, I plan to have these vehicles for at least 5 to 7 more years. In additional, all cost less than $30K new. The most amazing part; they all get me from point A to B just as well as the $70,000 luxury vehicle.

[@deniser45]

Bought my 21 Toyota rav brand new 1.9 APR in 2021!! Can’t wait to pay it off almost there!🎉

[@lauravterrazas]

My parents just bought a truck ( 2024 GMC Sierra Denali). They signed up for a 3 year 0% interest loan. Now that they're done paying for kid's college and their house is paid off, they're buying what they've wanted for years. I did the math and they're paying $2k/month 🤯 but again.. no debts.

[@bryan8638]

I hope it's worth it to them to keep up with the Jonses just so they can look cool to their neighbors. A 2020 super duty would handle anything the GMC would pull for 1/2 the price

[@lauravterrazas]

@@bryan8638 🤷

[@timdumoulin2576]

Just paid off my 2018 mazda 3. Only 27k miles on it. It's like new, new brakes, tires, battery . I am set for the next few yrs. Some months you pay 3 payments. Love that I don't have to make that anymore

[@michaelreed4752]

Got my great reliable 2014 elantra for 7k with 75000 miles in 2020, 170k miles now and still runs great, my next car will be 7k cash again and liability ins again

[@markwegner6100]

In December, '23 I bought a '19 Odyssey Elite for 26k. 103K miles. Looks & runs like a $52,000 new one. Same engine & 10 speed automatic. Paid cash.

[@myyt3824]

2023 Mazda CX-5, brand new, 60 months, $350/month. It’s called no negative equity and money down.

[@imonlyheretoarguewithidiots]

How much down??

[@josephlabranche4889]

makes sense 350 for 60 months is 21k so 10k down most likely there 32k new

[@veteranredbeard6222]

Many of us are victims of situation. I know I was. But the key is did you go for the 80k car or the 13k car? That is the diff. Also, I know a car dealer. He says 60% of people don't have money when they get a new car. They won't have money for a mechanic to look at it or even a down payment.

[@DdawgWalker]

The real thing we should be talking about is why can’t we have more reliable public transportation in America. When I lived in Japan I saved so much money by not owning a car. After moving back I’ve sunk thousands of dollars in my car even with it paid in full.

[@David.D3]

Japan is the size of California. Actually less considering a lot of islands that don'tconnect. The US with Alaska is the 3rd largest country in the world. Huge difference.

[@Krazybonejabs]

2024 Honda Accord Hybrid, 2004 Dodge Ram, and a 2003 motorcycle all 0/mo.

[@rachelizabeth1989]

Love my paid off Subaru! I want to upgrade eventually but will pay cash for something ~5 years old. Check out the depreciation on the cars you are shopping for you will be surprised!

[@Daywalker78]

It's simple, different things are valuable to different people, and the person who made this video clearly doesn't put value into vehicles. I've loved vehicles my entire life, and while I'd never put myself into a financial hardship to own any car, what I drive is very important to me. Car enthusiasts have a saying, "if you don't look back at your car when you get out of it, you bought the wrong car...."

[@ronaldbrosius7488]

Also do your research, alot of these new vehicles have major issues, look at the new chevy 5.3 engine, anything with active fuel management nothing but problems, new bronco, major engine failures, ext!!!

[@scottstaritzky7956]

Americans have a total of almost 1.6 trillon of car debt. That's crazy.

[@felixscamp]

I read that over & over again, it still hasn’t sunk in

[@redhtsnax583]

Issue is finding 3 year old certified pre owned cars. Lots of people are holding onto there recently paid off cars. Less trade ins of 3 year old cars means less 3 year old cars to buy from dealership.

[@hgonz14]

They should ask the amount and for how many months was the loan for, not just the amount. Someone can have a high car payment, but if their loan term is 36 months, it's not bad as opposed to someone who has an 84-month loan, which can be financial suicide .

[@kimmyb8276]

My 2018 Ford Escape is $474/month for 7 years. My husbands 2020 Grand Dodge Caravan is $464/month for 5 years. We will both have our vehicles paid off in 2026. I was hoping sooner but life happened. I cannot wait until they are both paid off

[@jasonpivoroff4591]

2016 Black Ford Explorer Sport....40k miles...paid off boi

[@nildabridgeman8104]

🎉💪👏

[@corinth1121]

Yeah time to lower it on bags with a nice silver streak wrap and l.e.d s rocking the chasis....my main home boi🎉.......😂

[@tacomafan5186]

Zero car payment. Paid off my 2019 Tacoma in just over 4 years. Been payment free for a year and a half now. Life is good!

[@cherylqbentl8305]

Absolutely true...if you can't afford to pay cash for the car, you can't afford it!!!!

[@Brett235]

That goes with most things. I know people that charge their going out to eat meals on a credit card.

[@meagon1020]

These comments didn’t disappoint. Love seeing so many people without a car payment because SAME! It’s so freeing not having one, I’ll never have one again.

[@nude_cat_ellie7417]

Me too!!! Do you get peer pressure to get a new car? My parents are the worst about it lol. I think it drives them nuts that I can be happy with less. No regrets!

[@Ryzenberg78]

Something like 90% of America necessitates a car. Most families 2 cars. Driving and car ownership has become entrenched in the American lifestyle. It quite literally is part of Americana. The current economics and economy of car ownership is debt. Very few people can walk to a dealership and buy a new or newer pre-owned vehicle absent taking on debt. Just like everything else, the banks, dealerships and manufacturers have figured out how to turn this part of our culture against us. Prices are simply out of control.

[@bearsendproductions1843]

Your right about needing a car out west But concider this Money is debt Once yor realize this the game changes Our satanic overlords know this and do everything to hide it from us

[@sharoncrawford7192]

No car payment. Paid cash for new camry in 2020. You could afford it if you didn't spend your money on college and up the arm tattoos. We've never spent money on things like that, so we've been able to buy our last 2 cars off, and our home is paid for. 0 debt.

[@dougfisher1813]

Is it a nice home?

[@Eyevin]

I bought a used RAV4. I paid more than half of it in cash, financed the rest thru a credit union with low interest rate and am only paying $160/mo

[@nathanielcarreon5634]

Bought a used 09 corolla for cash 13 years ago and waiting for it to conk out.

[@cheesecurd100s]

2006 corolla with 250 thousand miles on it and still haven't had to do anything other than normal stuff like brakes

[@rayemanuel7460]

Own a 2004 Corolla with 169k and a 2012 Corolla with 173k. Have not had a car payment in years and just returned from an epic trip to Bali. Life is great when you don;t have car payments.

[@JohnC9392-0]

I never had a car payment, never had a car, and I don’t even have my drivers licence. I live in a city that has great public transit; above and below ground. I just wake up a little earlier to make the difference in time travel, save money, ease up on climate situation, and I get to listen to JJ’s and other YT influencers along the way. I had to look up the term hooptie.

[@XPXhumble]

That lady and her husband are just financially irresponsible they are living way above their means if you ask me.

[@cassiemeyer1164]

I’m incredibly fortunate to have never had to purchase a car. My brother and I are mom’s parents only grandchildren so they have been suuuuper generous all our lives and gifted us cars of theirs and they got new ones. Watching these videos make me feel soooooo grateful for their generosity. I recognize it is a massive privilege 🙏🏻

[@MNJ90]

15k for a hooptie. You can easily find a decent 5-10k car

[@jecrpalier]

You can find reliable for 2500-3k. Only clowns still want the newer car. Gotta have that man. Got to. That’s why u settle for 8-10k cause deep down u want that new car. Not mature enough or strong enough in yourself to not be affected by others. Weaklings

[@thesquad2253]

exactly i saw a 2014 honda accord for like 9k

[@DrMK-sy3wq]

I love pulling up to a light in my hybrid Camry and a 90k Yukon driver smirks at me like I'm the dummy! Happens every day! 😂😂😂😂😂😂

[@adamstuhlmiller3385]

My recommendation for an affordable car is a Toyota Corolla or Prius that are very reliable and have good longevity. Plus there very fuel efficient. I had a 2018 Toyota Prius and bought it with 120,000 miles and that thing just would not break and it recently got totaled at 165,000 miles. Also you’re paying more on the car with interest than just the principal on the loan. The $55k car for that BMW is more like $75k with interest payments.

[@tharpeaddy]

As long as you have no wrecks and no one runs into that such as a dodge charger or a truck or just another Prius you will have that car forever and ever lol

[@etishbite456]

SHHHH!!!! man delete this.

[@Deviax28]

I always told the young guys to drive the ghetto mobile and buy a house. One young guy took my advice. Fast forward 20 years, and he is now 41 with a paid off house. His friends are all struggling paying car payments and mortgages

[@brianhall2525]

Lol, got a car add right after this video to buy a 2025 SUV!

[@wuldntuliktonoptb6861]

I’ve owned 4 cars I’ve never had a car payment. I bought my Audi for $250 during the pandemic on a payment plan of 100, 100, 50.

[@Ninnjette-]

0:34 She doesn’t know what she’s talking about, I found a 2005 Hyundai for $7,000 with only 30,000 miles on it. I have no car payment, you just have to be patient and look.

[@FoolintheRainSDMF]

Yea but they're no doubt the kind that don't look at anything but luxury rides is my guess

[@jaycee4899]

Hyundai cars the theee most unreliable vehicles out there. But, to everyone there own ✌️

[@michaelatchison2325]

To a girl like that a $30k car would be a hoopty in her opinion.

[@Ninnjette-]

@@jaycee4899 So you wouldn’t buy a car with only 30,000 miles on it, for $7,000 and no car payment? That’s a lie lol

[@Ninnjette-]

@@michaelatchison2325 Yeah that’s very true, that’s insane!

[@TiffanyRichardsR88]

Almost bought my car three years used. It was 2 years used, 2012 Camry. Over $500 in car payments. I was able to pay it off and I'm so grateful for it. =). Still works great. This video is making me appreciate my car and my decision to get it 10 years ago so much more.

[@joliver79]

$0 car payment 2020 Jeep Grand Cherokee 23853 miles on it. I set a goal i wanted no car payment ever again, worked ass off bought out lease in April got title a few weeks later. wrote a check for what was left on lease and peace out I own it. Will drive it until cant be driven more.

[@nude_cat_ellie7417]

If it give you hope, I’m still driving my 2010 Jeep. It’s a decent brand.

[@BohoBunMom]

I leased a new Civic in 2013 because I desperately needed a car and knew the GM of the dealership. MSRP was $20k. At the end of the 36 month lease, I decided to buy it for $12k. I did finance it but the payments and interest rate were low. Paid it off a few years ago. Still have it. Never had to worry about how it was maintained or treated when it was new, because it had 20 miles on it when I drove it home. About to hit 124k now, never had any major issues, and still super reliable with great fuel efficiency. I love my Honda and don't care that it's old. It's all mine and that's more important to me.

[@tomh.648]

01:10 - Gah! "Ekspeshully" is not a proper substitute for the most fundamental of basic grammar skills. I mean, "es-peciall-y" isn't a real brain buster, LOL. Hell, certainly I'm FAR from perfect, but that kind of stuff just irks me to no end. [/grammarnazi]

[@959pilot4]

2014 honda accord is paid for paid 7k 1 yesr ago. Bike put a heavy down-payment on it so i owe on that. My Reliable accord came 1st. I do love how you said if youre a car person let it be the motivation to work hard. Thats exactly what i do because of my motorcycle hobby. Life isnt getting any chepaer especially here in the states, so im looking to learn a new skill.

[@FLAC2023]

I'm a Republican, but Reaganomics is killing us...

[@absndus]

That is correct. It is no joke around here. :(

[@jayson657]

You mean Bidenomics. Regan hasn’t been president in 35 years. You’re not a Republican btw, but nice try.

[@RobertLabonte-cw1bc]

Nice try Democrat, it's your SENILE Bidennomics that's killing our country

[@jra2515]

I bought my first new car ever when I retired, a 2022 Chrysler 300. It was the mid grade model with the comfort package and was $40,072 including tax. I wrote a check for the car and they were mad because they quoted me the price assuming I was financing the car. My net worth is around 3 Million. I basically drove good used cars all my life and invested 20% of what I earned my working career. I went on vacations, bought things I really wanted (i.e. Guitars) and lived comfortably. It can be done, it just takes discipline. I retired at 62. Now I am enjoying a very comfortable retirement with my military pension, my social security, my wifes social security and investment income.

[@Lu1giopl]

Paid $4,500 for a 2008 kia spectra in 2015 with 47,000 miles. Today it has 113,000 miles and biggest cost was preventive timming belt change for $900. I may want to replace it if it looked like a beater but it is clean and runs smooth.

[@KrazyLury]

In the video clip at 7:40 the older men have outrageous car payments and the younger Gen Z or millennials have decent car payments. Good for you younger Generation don’t get yourself into trouble report debt

[@isabellaross1472]

Drove a 2005 trail blazer with no car payment for 10 years up to 300,000 miles until last year when a crack was found in the frame and I was beginning to spend more on repairs than it was worth. Now have a $500 car payment but plan to pay off early and drive this vehicle into the ground as well, hopefully for the next 10-15+ years😅

[@Barada73]

My last car payment was $212 per month, but I paid it off back in 2022 and am still driving that car. I had to buy two new tires for it recently, which cost me about $260 (and I paid in cash), and replaced a headlight fixture (around $115, had to use credit for that one since I bought it online, but it's paid off now); but that's about it when it comes to repairs so far. Unless this car just completely craps out on me, then I see zero reason to put myself under the burden of a car payment again.

[@johnharbaugh9471]

2007 Cobalt, basic model. It came with a theft deterrent system (three pedals), I started saving a couple thousand a year "emergency fund" money market account. In 2022, at fifteen years old, rust, mileage, and maintenance costs had taken its toll and time to replace the mighty Cobalt with 187,000 miles. Bought a used 2018 Cruze with 34,000 miles, paid cash for it.

[@meere7403]

My car was brand new 5 months ago and I pay $338 a month in the UK, the interest rate is 2.9% on finance, this is manufacturer finance too

[@hipHopperette]

I buy in cash... I drive a truck with 150k miles back and forth to work.. I work on my own stuff.. I don't believe going into debt for a vehicle. And I don't live above my means

[@DrMK-sy3wq]

Way back, my dad would pay cash for a used car and drive it until it quit quit. He'd then go out the very next day and buy another used one cash and drive that one until it quit quit! Rinse and repeat!

[@ryangardner7709]

I paid off my 52k Jeep this year. Welp … I’ll never be doing that again lol . ANY CAR PAYMENT IS STUPID. Like Dave said “ drive the car , you can pay for in cash! “

[@Joey-lj3ur]

I have a badass 1995 Bronco. Fully paid for, and gets the most looks out of every car on the road. I LOVE IT!!!!!!!

[@bearsendproductions1843]

We own one too Second motor 300+k