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I came across over 100 different free savings challenges that are all fall, autumn, spooky, halloween themed- that I found here in the budgeting community. Savings challenges are a fun great way to save money! I'm currently on the road to becoming debt free by following the Dave Ramsey's zero based budget method. I am a stay at home mom and my fiancee has a variable income. We are a low income budget family. I love saving with my 100 envelope savings challenges! I love these challenges because I am able to incorporate our low income budget to meet our financial goals.
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DISCLAIMER: I am not a financial advisor, I am just sharing how I make saving money fun
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