PANO MAGBIGAY SI BANGKO NG CREDIT LIMIT? ALAMIN! | C R I S E L L E

GOOD DAY EVERYONE 🙋 I AM SO GLAD TO SHARE THIS VIDEO WITH YOU. ALAM KONG MARAMI SA INYO ANG NAGTATANONG KUNG MAGKANO ANG CREDIT LIMIT NA PWEDENG IBIGAY NI BANGKO SA INYO.
IN THIS VIDEO, MALALAMAN MO NA! 😀❤️. ENJOY WATCHING! ❤️
MARAMING SALAMAT SA INYONG LAHAT! ❤️
#creditcardreview #creditlimit

[@MIXSHINE]

Ung pinkafirst na CC ko sobrang saya ko po pero nung nakita ko ung CL hehe ay ambaba pero ok narin. Pero ng tumagal at ginamit kna malaking tulong din po kasi kapag may credit card tau incase of emergency po

[@CriselleMorales]

Hi MIX!👋 You are right, great help siya. CL will increase specially if we earn high Credit Score, CL will increase in time😊

[@ryanjacob4317]

Uhmmmm salamat madam sa info po, im receiving my third credit card bpi blue master card

[@CriselleMorales]

Hi Ryan!🙋‍♀️ Congrats sa next CC mo and thank you more!

[@chiremaepelicano9097]

Hi maam question lang po bakit po yung outstading balance ko po is aroung 12k pero yung remaining credit limit ko nalang is 980 hindi po Tugma my error po ata sa Computation sana masagot po?

[@arnansapatan9226]

Ma'am sa government payroll kase ma'am. Pwede po ba yun? Hindi kase payslip

[@CriselleMorales]

Hi Arnan!🙋‍♀️Sa requorement ba ang tanong mo? Meron pa ding payslip ang gover. employee. Kasi ako gov.employee din pero may monthly payslip kami. Try mong himinhi nh payslip or kunh hindi naman hingi ka ng Employnent Certificate kung saan nakalagay ang sahod mo.

[@vheldelacruz5631]

maam criselle i have a primary visa gold cc pero d ko na sya nagagamit and now i applied and qualified for a bdo installment card, ask ko lang shared limit ba sila just like supplementary card o hindi po? sana masagot

[@CriselleMorales]

Hi Vhel!🙋 It is the sole discretion of the BDO Bank to issue 2 cards with shared CL regardless of the type of Card. Now, it is not so good news na may bago kang card since Shared CL sila and both cards have Annual fees. So I think, you need to decide if you have to maintain two cards or, close the other account.

[@marissamaloma2296]

Hi maam 👋 how to activate po ng bdo cc kc tumawag po ak s hotline hindi qo po alam kung ano oras ng cnasabi ng operator n has key ?firstime user po thank you

[@CriselleMorales]

Hi Marissa!🙋 Pewede kahit sa ATM. Go to any BDO ATM. Press “Other Services” button. Select “Activate Electronic Banking” Enter ATM Activation Code then press “Confirm” button. Choose receipt option. Enter your PIN. Get transaction receipt.

[@denongvlogtv0114]

May inflict po ba or magkakaroon ng problema if ung card mo isa nasayu na for the past 2 months pero inactive pa din at di pa sya inaactivate ? And paano po kung bigla na lang naging unemployed or nag self employed . Sana po masagot

[@CriselleMorales]

Hi Denong!🙋 SLR! I check mo yong CC mo kasi may mga CC na activated or auto-activated in 60 days. May mga ganon kasi kung minsan si Bangko. Pag nawalan ng work gawan natin ng paraan upang makapag bayad. Hanggat kaya, pangalagaan ang credit standing.😊

[@JorieAnnMagno]

Hi mam criselle...ask q lang po babalik po b ang available limit q s cc kpag nabayaran q na po ang statement balance khit na may outstanting balance pa aq kc next month pa po ung duedate nung outstanting balance na natira q after q magbayad ng statement balance.thank u po s magiging reply

[@CriselleMorales]

Hi Jorie Ann! Yes, your CL will replenish after a few days.

[@reynoldsbugas5232]

Good day, Ma'am. Thanks for the information. I got my first regular credit card from Citibank using my RCBC and PNB secured credit card as reference. Tanong ko lang po. May mabuting impact in credit score ang pagbayad agad bago dumating ang SOA?After I swipe kasi ilang days bayad agad at sobra pa ang pagbayad po. Ang SOA ko sa RCBC at PNB puro negative total balance due. Salamat po sa pagsagot😊

[@CriselleMorales]

Hi Reynolds!🙋Yes, your credit utilization will decrease and it can boost your credit score!🙂

[@kimbryanbitara6580]

Hello mam criselle thank you for your advice kindly ask mam kapag n rejected Po ba Ang credit card application sa Citibank may impact or makaka apekto ba yun sa aking credit history? Pero Ang sabi can re apply after 6, months, nman daw bka may d lang daw Ako n meet n criteria maybe dahil Wala pa Ako 1 year sa credit card sa una

[@CriselleMorales]

Hi Kim!🙋 Walang apekto sa disapproval ng application mo sa credit history. Ang credit history will literally start kapag na approve ka na at mag uumpisa ka nang magbayad.

[@kimbryanbitara6580]

Ahh I see Ang meni mean ko pla mam Yung credit score jajaj

[@CriselleMorales]

@@kimbryanbitara6580 Yes 🙂 Ganon din si Credit Score. It will start counting once you use your CC and you start paying bills 🙂

[@kimbryanbitara6580]

@@CriselleMorales ahh ty mam nakaka tuwan Naman Po mga vlogs you mam very very impormative and positive Minsan nga mam libangan ko na manood Ng vlogs nyo sana Po mam ma advice San nyo po Ako sa simplicity d Kasi Ako na approved na karaan. D ko alam dahil bago palang ako Plano ko Po sana mag karon Ng 2 permanent credit card na may same benefits like no annual fee, no late fee, no over limit fee match Ang PNB ZELO at CITI SIMPLICITY d na Ako mag rerequest mag waive Ng annual fee.

[@CriselleMorales]

@@kimbryanbitara6580 Try and try Kim. Ako din na disapprove 3X but got approved on the 4th application 😄

[@norlynstacruz6053]

Hello po, expired n po .sa august ung eastwest credit card ko,pwede ko po bng hndi na un papalitan kc po ayoko na po,

[@CriselleMorales]

Hi norlyn! 👋🌸 Same as sa ibang kilala ko, ayaw na nila. Well that's ok. Hindi tayo pwedeng pilitin ni Bangko. Pero in closing the Account, kailangan mabayaran lahat ng bills bago i approve ang closing of your CC account. At kailangan mo pa ding itawag kay Bangko 😊

[@norlynstacruz6053]

Hayaan ko na po maexpired,every august po kc my anual fee po un,pano po un babayaran ko pa po ba,khit expired n po sa agust 31

[@joemcruz2187]

Hello po pwde naman po MA waive ang annual fee every year. Call kalang po sa customer service NG eastwest.. Then may mga sasabihin naman Nila dapat mo po gawin Kung paano MA waive o MA reversal NG annual fee NG card mo.