PAPA FRED || MULTI MILLION MANSION & HOW HE GOT IT 🔥

[@MikaelW254]

Very niiice Papa..a mortgage is the best thing to give yourself because a house is an asset that will always appreciate value unlike a car loan coz cars are liabilities to me, they depreciate value daily. Nice clip Papa Freddie!

[@MohndiOfficial]

I can say without any fear of contradiction that Papa Fredy is Terence Creative's magnum opus. This character transcends time. And for novice content creators reading this, keep pushing. itajipa siku moja.

[@junenadine6512]

Umeona utuue na rusungu yawa,ata hungoji tupige kura omosh😂😂😂😂😂

[@gracemwangi4880]

Bizness Legit...ngachukuwa mortgage 😂😂😂. Kababa towa mama nje... Afisa enjoy refreshment 😂😂😂Terence you Crack me up 💯 creativity legit...brilliant minds 🫡 ❤🇺🇸 🙏 Bless up

[@esthernaini4961]

Why lie the house is super beutiful 🔥🔥 welcome papa Freddie 💃💃

[@maasaimkisii9089]

*Ngafurahi sana Ngafanya ngatuletee papa Friedi next episode*

[@KenyaNewsChannel]

Kenya had missed Papa Fred

[@martinez_andrian4891]

Business legit plz be back with Papa Fredy

[@mossymurry2363]

ni suspicion tu😂😂the talents in that lady❤❤Somebody some we should support her please❤❤

[@elizabethwanjiru8501]

Big up papa Freddie,you never disappoints 😞 🙌 👏

[@NISHYTRIZZY254]

I love how i learn from this video's........keep it up papa Freddy

[@timtimc2012]

Nice one Papa Freddie . Keep it up

[@kamausam5003]

Papa Freddie... Awesome 👍 Job... Wacha zicome.... More episodes brother 😀🙂🙂🙂

[@captainsenior1]

Terence my no 1 favorite... Love your crazy content 🙏🙏🙏

[@isaacikere2626]

"WanjeLi" the snitch🙌😂🤣🤣🤣😳

[@derrickmbogo4231]

Mr mwangi 🎉🎉❤we missed papa Freddie

[@julius795841]

We need more of this Congo conman...

[@Njeri-Healthy-Meals-Recipes]

Eiiiish papa F, looking mzuri sana na warembo wake👌🙌💞⚘🥰

[@anthonykareithi980]

Nice of this we need more of this wacha unganuthias pinga content after another

[@mikejastotv5527]

Good job papa Freddie 👊🏿👊🏿

[@AncientWord1]

Tunakumiss papa fredie...please.come back

[@BwanaKinyanjui]

Genius. Simply genius.

[@nck2310]

Waoh.....Papa Fredy is the BESZT.......JOB LEGIT........

[@ANKOeTV]

PAPA FREDIE🔥🔥🔥🙌

[@elizabethnganga]

Biggie. Kababa. That too is dope!

[@monixmonix916]

Bizness legit ngapata nyumba....more of freddie

[@belindamueni1030]

🤣🤣🤣🤣🤣🤣wow missed papa Freddy noma Sana 🔥🔥 big up 🔥🔥🔥

[@nazlenewambui1104]

Aaaah we miss papa Freddy!!

[@timothykangethe7700]

😂😂😂😂 very clever pivoting. Hongera Terence 👏

[@petermauti7352]

When I see notification for papa I love you

[@osmannassir3804]

Brother asante sana kwa kazi zako nzuri.

[@WamboMerci]

I've missed Papa Freddy 😅🤣😂😂

[@terencecreative1]

He will be back

[@joycemary3253]

@@terencecreative1 pls come back we are here waiting

[@Lumbasi_E]

@@terencecreative1 ..Afisa ngaona jumba na Sherri,batoto legit ngachanganyikiwa.pea yeye fine 🍷 wine,ngafurahi.

[@swa140]

Is it just me or anyone else want the setup of this house. Its lovely from the outside.

[@vivosereni]

Contact Terrence creative for house plan .

[@makustasilas1406]

Tunangoja Papa Fredie part 4 kwa sana. I love ur work bro

[@dodayasfamily1201]

Boom💥 Inafaa tuchape collaboration brother Terence

[@arthurmbugua5957]

💯 authentic ❤️❤️

[@marywambui6235]

@Terence creative always thumbs up..... Do another one for this same character "papa Freddy"

[@mossymurry2363]

so soo perfect❤can't wait to watch full of it❤🙏🙏

[@footballer7849]

Nothing full hii ni advert ya bank loan

[@kidco8725]

Mortgage is a life time commitment, however, should you be bankrupt, the bank will recover/ sell it at low price and leave you with nothing. Nevertheless, if you die during the Contract period, your beneficiary will enjoy it. With that information, you make the decision.

[@lizokoth6556]

😅😅🤣🤣🤣🤣

[@MikaelW254]

It's not a lifetime commitment dude, depends on how much you earn & how much you want to take for mortgage. It's wiser to take a mortgage than a car loan because a car is a liability that depreciate in value while a house is an asset that appreciates. Ofcourse you shouldn't take huge loans/mortgage that you can't repay. You bite what you can chew!

[@kidco8725]

Mortgage loan is not like a car loan my friend. Most of these loans have repayment periods of between 20 to 25 year. I am pretty sure standard bank cannot offer loan for a property in Kikima (remote village) so the value of mortgage won't be less than 5 million. Ownership of a mortgage is tied to bank till you clear the loan so can't even use the title to secure anything till then. Just to let you know less than 1% of workforce earn more than 100,000. Let's advice fellow Kenyans fairly, I know for Nganuthia, he is paid to endorse the product, he may have or the knowledge regarding mortgage loan

[@MikaelW254]

@@kidco8725 I know very well mortgage is 20+ years payments and it's okay as long as one has a plan & knows he can do it. Many people take them. I have one for 30yrs & before I took it, I knew what I'm getting into, an affordable home/mortgage & not something I can't sleep thinking where I'll get the money to pay at the end of the month. If it's in rural places, there are financial institutions there that offer mortgages, so Standard Bank can't give you one if they're not present there coz most banks give you loans if you bank with them. Ofcourse things happen along the way and you can get stuck to pay and the bank forecloses it, just like a car, some people will have accidents or unexpected issues that come up & the car is repossessed. It's life man, stop scaring people.

[@judy-et1vm]

Is there one for 10 yrs and below,?

[@immanuelgoko5514]

To all the youngsters around let me tell you...housing is no joke my people.Time will prove this to you.

[@terencecreative1]

I concur but it is the best decision to make 🤜🤜

[@immanuelgoko5514]

For sure🤝🤝🤝🤝

[@doriskinoti6905]

If you see papa doing well ask him don't do this suspicion thing. Wamama wengine wemenona na za wenyewe hahahaha 🤣

[@newtonsimba7930]

Good one Terence. This is your niche

[@mulatyamutua5021]

The advert is on another level..💪💪

[@TsammyBreezy_Beats]

Hii ni Kali 😂..naomba cast Papa Fredy

[@tiffandasha8269]

Am still waiting for the coming of papa Fredi

[@joylatifa5234]

Afande akishaona vipusa na karibu katika refreshment wanasahau kazi

[@juliakamarey8476]

Creative mwenye we

[@piltermediaafrica7254]

Humorous 🤣🤣 Papa Fredie. You are redefining corporate.

[@mikejastotv5527]

Waiting for Papa Freddie part 4 🙏🏿🙏🏿🙏🏿

[@leahnjambi9336]

Awesome advert🔥🔥🔥🔥🔥

[@samcharo]

Good work!

[@ericmukabwa4563]

Fitu legit😂😂🔥🔥

[@natashanatasha7029]

M.r Fredi amfanya Ile kitu tena zikam zile moto

[@joycemuigai5628]

Kazi legit 👌💯

[@patriciaschmidt2618]

Wanjeri..now ur lyke mzungu..there pple talking language no Body understands🤣🤣🤣🤣🤣 Blessings from Germany 🙏♥️

[@vickyflash254]

my guy 🔥🔥🔥

[@ritaroggs]

huyo Karao ni fala sana! even before he investigates...he just waLks in n handcuffs Papa. ..

[@luckyhenrymutie1822]

Papa🔥🔥

[@docilecreatives1]

Papa fredie

[@fenikjaheda8326]

🔥🔥🔥!

[@denisyegon6404]

Papa Fred

[@simonmburu8784]

Heheeee ,huyu Biggie naye

[@mercylinerobert1979]

👌🏼👌🏼👌🏼👌🏼 legit

[@ianmartin9349]

Tupoooo🔥🔥🔥

[@olycarpsofficial]

papa Freddie done it again

[@misskesei8601]

NGAMWAYA IS BACK BABY!!!!!!!!!!!!

[@jaliwasalim9569]

Kababa toa ye injee😂😂😂😂😅

[@fectoryab1833]

Lugha suspicission 😂😂😂😂

[@Sammy-S19]

Papa reloaded

[@eunicewambui2906]

Papa Freddie

[@barakJonijo]

Kababaa toa yeye nje hahaha

[@mwangielmax606]

This advert is the best

[@ayubpaulson]

Super creative

[@carsoncaretv]

Kababa toa yeye nje

[@Oliverwanderao]

Link ya from part 1

[@ANKOeTV]

lugha haieleweki😂😂

[@teacherdavidkenya]

Kababa toa nje mama

[@okothotieno9494]

Kemikal next episode tumengoja sana

[@Princerobian]

Papa fredy ngamwaya🤣

[@styvoll2004]

creative!

[@AarunasCut]

Kababa delivered.

[@EspChege]

Sharelady wa nyumba kumi😂😂😂

[@Purityna1986]

So creative 👌

[@agnesnderitu6460]

Beautiful advert Terrence Yes if one wants to live large - chukua mortgage, lipa pole pole with your sweat.

[@mainascholar4607]

Its the watchman moveswololo

[@ANKOeTV]

🙌🙌🙌🔥🔥🔥🔥

[@minaj7029]

Hao watu huko ndani wanaongea nga nga nga nga 🤣🤣🤣🤣🤣🤣

[@kipkoskeichepkwony3929]

Kababaa toa yeye nje katika apartment.

[@mugwerumacharia6946]

Kilakitu legit👊

[@Mkulimadigital2000]

Very nice

[@kedogomiheso3647]

My good afande kirwa

[@ibukahazron4873]

Bigi toa katika mamaa nje kidogo...then you see bigi is kababa... hahaaa

[@translationafrica2629]

Hahaha 😅😅 nice one

[@Emesiltv]

😂😂😂wanaongea lugha yenye ni suspicion

[@mlachakeofficial8289]

Wakaita polisi kumbe polisi pia ni shabiki...aieee

[@samuelkangethe6567]

Legit

[@caughtoncamera5341]

Nganuthia 👊😅

[@doreenmunyasya3349]

😂

[@alvidoh3336]

Wakenya hamwoni nyumba

[@catherinenjeri5916]

Comedy itself 😂😂😂😂

[@coniemutua875]

🔥🔥

[@josephmudaki5443]

Stanchart is best 👌