RETIRED ABROAD ON SOCIAL SECURITY/$600 USD PER MONTH/REALLY?

[@paulinthephilippinesolddog9234]

Ex-Pensive_Expat Channel Link www.youtube.com/@Ex-Pensive_Expat

[@kyleesteban467]

My two boys are my biggest expense. I AM bill free, rent free, and most importantly, Stress free. So I guess for those skinny jean wearing objecters, I do have expenses. It's just pocket change. If those same skinny jean wearing complainers have an issue with that, You can Waaa! Waaa! Waaa...! somewhere else. Living on four hectares, no neighbors is the perfect life for me. Living the true Sigma-male, Guru taught lifestyle. Nothing matters and it's OK! to be selfish. Because if You cannot take care of Yourself first, You cannot help others second. Remember this! You cannot be looked at as other peoples problem solver. Or You will have the swarms of people asking for help. And You're left with nothing to help Yourself. GUESS WHAT! You cannot live in the U.S. on social security. Because the U.S. government will suck You dry into homeless.

[@MrJrweir]

Peace of mind is the key to this conversation. The reality is that your guest is not living or following the Jones. I've watched his videos in the past, still do, and his reality works for him. Can someone follow or do better, I'd bet they can. His methodology works one step at a time. Great video

[@ehawolczecki8759]

Thank you

[@TrueTexan-gv2cb]

One question i have is health care cost and meadacare coverage!

[@arnoldadriano2032]

I'm a Filipino who came to US in California And became a naturalize US citizen. I was thinking when I retire I will go back to the Philippines for good. I heard the I need to apply dual citizenship in order for me to stay back home with a time frame of getting penalize for over staying in the Philippines. Is that true and what process do I need to do to get my social security pension to be remitted to my account in the Philippines and can I open a bank account in the Philippines even you are a US citizen.

[@richardhudson1243]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[@michaelstrawberry]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@maiadazz]

More reason I enjoy my day to day market decisions is that i'm being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time, both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive information/analysis, it's quite impossible not to

[@PaulBerlin-y3f]

talking about coaching, do u consider anyone worthy for recommendations? I have about 80k to taste the waters now that large cap stocks are at a discount... thanks

[@maiadazz]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, ¨Sophia Maurine Lanting¨ turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@saraFinn-u6g]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

[@buffalobob6438]

I'll do ya one better... I only receive $500 a month here in the Philippines ( going on 2 yrs) and am supporting my girlfriend and her 5 children!.. she makes about $150 month from her own sewing work.... I had a few thousand in savings when I first arrived so I was able to buy a small motorcycle for me and a 3 wheeler EV for her plus furnish our house ( rental) with everything necessary...... Its a bit precarious living month to month on such a small amount but we're making it by ok ..... Id still rather be here than in the US because I didn't want to work the rest of my life just to survive and I love the tropical climate and friendly people!.... Im located here in Bayawan city , Negros Oriental... My girlfriend's family has been very kind and helpful too.... I even brought my dog Daisy from the US and she likes it here too!! 😀

[@kevinadams9468]

I wish you the best! Leaving the US soon as well,.

[@albathoughtsofficial]

Congratulations to you!

[@lalocamelosa]

5 children?

[@This_da_life]

@@kevinadams9468 I think a lot of people are , we’re in for a rough 10 - 20 years in US .

[@josephbanys8396]

This guy is so cool,calm and collective and down to earth.I love this type

[@Ex-Pensive_Expat]

Thank you Joseph!!

[@notsocrazyjohn5348]

​@@Ex-Pensive_Expat I know you can do it. I live in Melbourne Australia, one of the most expensive cities, I save half my pension every fortnight yet still live a good life. I'm single, live in a Mc Mansion, share with several others. Drive my car although only 3rd party property insurance so I drive carefully. I'm a body builder so I have gym membership and eat a high protien (200g)/day plus plenty fruit/veg. I dress better than the majority of people I see. Play in Poker Tournaments 3x/week. I have a laptop/smart phone ect like everyone else. I come to the Philippines for a month each year but I do have the goal of spending no more than the pension income for that month when there, I enjoy myself. The key is to not waste money needlessly, I don't drink much, don't smoke, don't gamble, don't do drugs, don't date local woman, too expensive for too little return, I expect this will not be the case in the Philippines. As a single man my rent should drop to a quarter of the current amount that I pay here for somewhere clean and functional of course it won't be the same as where I am currently residing but I'm not so egotistical, I just need what I need. Same as here I will cook for myself local fruit/vegetables/meat/fish/eggs ect so the costs will probably be the same or even lower. I intend getting a scooter but really love the public transport in the Philippines jeepneys/buses/trains in NCR, avoid the tricycles prefer walking as the skin tax irritates me. If it's a bit slower I don't mind, I just enjoy the local vibe checking out life swirling around me. Should need a VPN so that I can watch the shows/ movies ect back in Australia. I intend settling in the Cavite/Batangas area, close to Manila and ferries travelling to so many islands from Batangas City so it should be pretty central plus I know expats in the general area if I ever need some western company. Just packing the last Balikbayan boxes ready to ship and should be back in the Philippines permanently in a matter of weeks, I will be so happy to be away from the cold here, spent a large part of my life in the tropics and outback where the temperature is often between 38C and 48C during the day in the shade so the Philippines is like coming home. One thing that I do love about the Filipinos is their ingenuity and ability to make the most of what they have no matter how little that may be. They inspire me. Just my two bobs worth. Cheers Aussie John

[@Ex-Pensive_Expat]

@@notsocrazyjohn5348 Nice to hear your story. Thanks for the comments!!

[@garyt7232]

Hard to believe he is almost 70. Glad he found his happiness in PI. Appreciate the interview. All the best to you and to BM.

[@Ex-Pensive_Expat]

Thank you for the compliment Gary

[@louisnunez3421]

Amazing. This is what KZbin is all about. Success Story for real!

[@Ex-Pensive_Expat]

Thank you!!

[@tonivoyles504]

I am a bit older than you but your life sounds fantastic! It’s rough here since COVID and I just want peace for the rest of my life. Thanks you for the inspiration.

[@Ex-Pensive_Expat]

The American dream is live and well here

[@bert-bb3cm]

Good stuff guys. No one can make you happy and satisfied in your 4th chapter in life but youself. A lot of westerners like to be pampered daily. Loves trendy material things. When you start living in the Philippines, you will then realize that materialism is bad for you health. Simple living and having great health and social life is all we need. Thanks Paul for the content.

[@ronaldfrazier1715]

Hey Old Dog...This guy is my Hero...I have to do things my way or it's the Highway..

[@Ex-Pensive_Expat]

Truth..

[@OrcHead]

This guys a legend

[@marvindockery-lo9cw]

$600.00 is easy if you live with filipinos, stay away from other foreigners, eat at home. Help your neighbors

[@Ex-Pensive_Expat]

The main difference in budgets I think is food and rent? That's kind of what my channels is about

[@Area51-is6vg]

Do you live in filipinos? Are from Philippines?

[@JamesHickman-g5c]

Of course you can and eat exceptionally healthy as well, avoiding most or all processed foods. Some videos floored me saying you need $2000-$5000 month, wondering what kind of lifestyle or if they are way overpaying. For those who cannot be frugal and/or paying for a lot of others, it isn't possible. The litmus test is doing the math on paper and see if the numbers add up. You'd be surprised what you can do if you manage carefully. Kudos to this expat for showing us how.

[@daredevilforlife]

@@JamesHickman-g5cI’ve reached the conclusion that the $5000 a month guys are trolls, assholes or both. Government lawyers in Manila aren’t making $5000 a month.

[@DavionAngeles]

@@Ex-Pensive_Expat I am 49 I have been living in the Philippines for over 10 years. My total bills are around $1000 as I have higher rent than the interviewee. But I also live in the province and have a simple life. I teach English online, and do SEO consulting for work, I used to weigh over 400lbs, but now I eat a lot of fruit and veggies and not processed foods. My health has gotten much better and I am probably alive now because of this change. Also, people seem to have this belief that if you live this way. women would not want us. But I have no issues in the dating scene. Which is another benefit because I am a lot more active. Where people assume with our lifestyle we have to stay in the house.

[@MySmallWorld.]

He is very lucky to escape from American Corporate Dictatorship . He has simple ,but a happy life.

[@Ex-Pensive_Expat]

Thank you my friend!!

[@allengina1091]

Yup. Lucky him

[@V.stones]

It sounds appealing, but I wonder if it’s really sustainable. I mean, you have to consider healthcare, the cost of living going up, and what happens if your benefits don’t stretch as far as you think.

[@camela8445Mar]

Exactly! Living on that small an amount sounds risky, especially if you haven’t maximized your Social Security benefits. There are ways to get more out of your SS, but a lot of people don’t know about them. I’ve been looking into it more myself.

[@Robby767]

I know people who’ve done it, but they had a backup plan. They weren’t solely relying on Social Security. They also invested early or had savings. It's all about balancing the budget with what’s realistic. But yeah, $600 a month? You’d have to live very modestly

[@Colbe-lx7fb]

I agree. Plus, you need to know which countries are actually viable on that budget. Some places offer lower costs of living, but others require more money than people expect for things like visas and taxes

[@Robby767]

That’s why having a strategy is key. It’s not just about where you live but how well you plan.

[@Robby767]

I’ve been working with Joseph Nick Cahill for a while now. He’s helped me maximize my Social Security benefits and create a strategy that actually works long-term. I wouldn’t have considered retiring abroad without that level of planning

[@joelferrer7084]

Darrell is the kind of expats we needed in the Phil, blending with the locals and helping his community as much as he could, even with small gestures, like building a tarpauline shade for the drivers in their terminal.

[@antonettecastro6387]

yes a very kind and helpful man! thats why Filipinos love him so.much!!! He also played Santa in our school and the kids are so happy with that

[@Ex-Pensive_Expat]

Thank you Joel!!

[@Ex-Pensive_Expat]

@@antonettecastro6387 Thank you young lady!!

[@floribertosousa2251]

Hi Paul. Great 👍 video interview with Darrell. I like Darrell's way of living,.. down-to-earth and frugal "Filipino style" living. Thanks and keep up the great work Paul.

[@organicallysharon1870]

I’m 61 and I’ve been researching of countries to retire to at 67. I can relate to Daryl’s perception on experiences over material things. He also looks really great for 70 years of age. Thanks for sharing this amazing journey 🫶🏽

[@KiwiInPhilippines]

What a great guy, and so relaxed and ready to explain how he spends his life. I noticed he was quick to share that his way is not for everyone, but it is possible, or any step between 600 and whatever upper limit you choose. Thanks for sharing, and I'll be sure to pick up some of your travel videos. Cheers Paul.

[@Ex-Pensive_Expat]

Thank you for the kind words!

[@mitch1161]

This man seems to be sincere & happy. Good for him & best wishes for a long happy life.

[@Ex-Pensive_Expat]

Thank you Mitch!!

[@randomyoutuber308]

6 months until 70??? Good for him, I thought he was going to say he was 50!

[@Ex-Pensive_Expat]

Wow!! Thank you!

[@marinson]

Yeah....he looks younger. For sure dyes the goatee though

[@bobbybobberton6373]

Holy crap this dude looks to be in EXCELLENT health for 70. WTF

[@Ex-Pensive_Expat]

Thank you!

[@whatsnext-007]

Absolutely, I thought he was 58/60 at most.

[@topjames-b8e]

​@@Ex-Pensive_Expat I agree and you have a reasonable head on you . good job as i've lived here in the Philippines the last 10 years .

[@Ex-Pensive_Expat]

@@whatsnext-007 Thank you!

[@chrissyp930]

I thought he was in his 50s tops 😅

[@gordonthomson3070]

The more I hear this guy talk the more I like him . Such a breath of fresh air hearing him talk not flash just honest.

[@richardontube]

I think this is a Masterclass in 'living on your own terms'.

[@cloonz25]

paul you couldnt have interviewed a nicer bloke,ive followed him for a while now and as its gonna be my first time to phils he has always read my messages and and replied to help me out.👍

[@Ex-Pensive_Expat]

And I always will my friend because you're important

[@franckinfuerteventura]

Hello can we open a bank acount when we start living filipines ?

[@DavidVincent-k3h]

A friend of mine retired at 65 . He has 65 acres . When he retired he told his wife I’m going to paint all the rooms . Then the curtains didn’t match so he bought new ones . He changed several things like furniture . Finally his wife said for 40 years you drove a hour to work 6 days a week. Worked 10 to 12 hours a day and drove home a hour. During that time the house was mine and you slept here . So she didn’t want any of his changes . So he bought a two bedroom trailer and went back to work to pay for it . A couple of nights a week he sleeps in the house and a couple of nights a week she walks down to the trailer . Their both very happy .

[@themacker894]

Great video. Glad he's found happiness. Can't imagine comparing living in his kid's garage vs the life he has now.

[@Ex-Pensive_Expat]

It is the perfect analogy for at lease a million seniors where I come from

[@themacker894]

@@Ex-Pensive_Expat Glad you've found a much better life. Maybe you'll inspire others. :)

[@spmrosepi1]

I've been his subscriber from the beginning. He puts out great information in his videos.

[@Ex-Pensive_Expat]

Thank you my friend!!

[@Jm.j88]

This man is so practical simple and contented. That's life.

[@avidtraveller]

It was great to see Darrel on your channel again.

[@Ex-Pensive_Expat]

Thank you my friend. Nice to see you here

[@anthonyjames5558]

So right! I the same I pushing 70 I totally understand also, I have ended up on my own also after a life serving women! Now I serve myself, I live now in Rizal Philippines as my pension from the UK is not enough in the UK!

[@Ex-Pensive_Expat]

But the good life here. Regardless of income I have begun to feel joy in the life here as the culture has had it's influence on me

[@damienbates]

I saw his video previously and he’s done a nice job turning it into a great home.

[@Ex-Pensive_Expat]

Thank you my friend!!

[@LarryFournillier]

He's an awesome dude, I've been following his journey for a while. Everything he says is the truth, and he backs up his new lifestyle with videos. Darryl is nothing but the truth!👍🏾

[@Ex-Pensive_Expat]

Wow Larry.. Thank you my friend!!

[@LarryFournillier]

@@Ex-Pensive_Expat you're welcome, Darryl! 😊

[@jerryteague6508]

I need to find out more info on living there, it's becoming more and more appealing

[@CaldonianDude]

@jerryteague6508 Best plan of action is do some initial research, and then plan an exploratory "suck it and see" trip (2 weeks minimum). Many expats miss out on this step, and just sell up in the US and move, sight unseen to Philippines - very, very, very bad idea. I've known people who didn't even last a week. You'd be surprised what these exploratory trips can reveal - For example, I thought I'd be a "province boy", but I found myself quickly bored in the province. After initially hating the place, I ultimately fell in love with Manila, and wouldn't live anywhere else in Philippines, although I do have to escape to an island every now and then. Good luck!

[@bayoumanbryan]

Thanks for posting this interview. i enjoyed it. i watch all Ex pensive channel his videos are quick, pleasant and informative and he will answer your questions.

[@Ex-Pensive_Expat]

Hey Martin. Thank you. Nice to see you my friend!!

[@samlloyd6197]

I will get beat up for this, but I rarely spend more than US $800 a month(in fact I usually Also put away a couple thousand pesos usually each week). I budget more and but that’s basically about what I spend. I do own my house that we built, and yes use my Aircon when I feel like it. We simply have a simple lifestyle.

[@FOCUSonASIA13]

Why would anyone beat you up for that? The key is you are living your life the way you desire and doing so simply and comfortably.

[@gordonthomson3070]

No matter where you go there you are…be happy in yourself the rest will follow ❤

[@CraigHenderson-u9b]

Yet another great vlog yes it is possible to change your life. Thank you Paul.

[@MoreFormosa]

Awesome inspiration, long time sub Paul, another compelling interview. those of us which can’t make the life change yet, this is inspiretional knowung it’s closer and within grasp to escape the hampster wheel of the career grind 🎉💪😎🇺🇸🥁💥🍻

[@Ex-Pensive_Expat]

I live a richer & fuller life now. The quality of life now / here is beyond my expectations

[@ernestconnell8087]

Straight forward, cool dude. I subscribed to his channel. 🍻

[@Ex-Pensive_Expat]

Thank you Earnest!

[@TRICK-OR-TREAT236]

FREE JEEPNEYS AND FOOD FOR ALL.

[@Ex-Pensive_Expat]

Thank you my friend!

[@VagabondAwake]

Hey Paul, Thanks for telling people we are friends. It is true Paul. You are the real deal and we appreciate having you and Baby in our lives. Dan and Qiang

[@paulinthephilippinesolddog9234]

@VagabondAwake love you guys too, keep doing what you are doing, we love following your adventures

[@daveka5451]

Great interview! A nice, sincere gentleman telling it how it is and why it works for him.

[@Ex-Pensive_Expat]

Thank you Dave!!

[@allengina1091]

May I ask ? Does he come home in the US once a year? To check his SSS ? How about your health check up. They said that if you will not come home to the US for a year the government will cut off your retirement or SSS?

[@Ex-Pensive_Expat]

I don't need to go back for SSS. I have check ups regularly. Who are they. I know guys here that hadn't been back in years. What they do is send out a form periodically to have you sign and return to make sure you're still alive. They haven't sent me one yet

[@underdogrescueofflorida2313]

You did excellent interview style here Paul and a very interesting interviewee

[@titansalmons8076]

Hello Paul, First time here. Been in the Philippines 11years . Really like your channel. The guy with your interviewing now is really cool. He has learned how to enjoy life. Your dong a great job. The best to you and yours.

[@fernandoesteban2345]

Just a matter of lifestyle really. This guy is fire 🔥

[@Ex-Pensive_Expat]

Thank you!!

[@daredevilforlife]

Totally. This guy and Paul redeem my faith in the PH. Some of the other guys on KZbin and Reddit who see nothing but problems and endless pitfalls are just draining. Lol

[@vn6714]

Love listening to you guys I am visiting in February 25 and look forward to seeing both of you guys in person thank you Paul thank you Darryl

[@philipdefrancisco7540]

At age 66, I was so encouraged by this. Thank you gentlemen. I have some peace here in the U.S. but I live in a secluded way. I live to procrastinate now!!! Sounds as if the Philippines would be nice. I could relate so much.

[@Ex-Pensive_Expat]

Come for a vist. You just might love it!

[@rafaelcastillo2636]

Head out to Puerto Vallarta,Mazatlan,Ajijic, Chapala all at Mexico. We know how you feel. Past 50, at USA as a single man. We are invisible. Get your boots on the ground without the long flight to the Philippines. Mabuhay

[@Not_A_Tourist]

First time I've seen him without the shades. He's got a great channel, great content.

[@Ex-Pensive_Expat]

The reason I wear shades in my videos is because I'm usually outside and also is because I am self conscious about the bags under my eyes. I could sleep for week and people will say. "You look tired". I never wear them indoors or when riding public transportation.

[@redpilled_1017]

Great interview Paul! I like this guy! He is an awesome Unicorn a straight shooter no nonsense fella!

[@Ex-Pensive_Expat]

Thank you my friend!!

[@jacklyn-b1u]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@DillonMcgaha9]

Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.

[@Carolj-p9j]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@Tommyp-w1b]

Mind if I ask you to recommend this particular coach you using their service?

[@Carolj-p9j]

My CFA 'Grace Adams Cook' , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Tommyp-w1b]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@mikemcquinn6738]

OMG. Paul you have know idea how this video hit home with me!! (Yes you do) Great video and thank you. I’m really trying to get there but can’t seem to get the trigger pulled. I was an inspiration for an idea for one of your videos!!! I’m the one who couldnt slow down when I was there for a visit. I look around here and geeezzz I’ve accumulated so much crap!!! I guess when it comes right down to it….Im scared!!!

[@edic2619]

Great guest. Thanks for sharing. Great video.

[@RAYMOND-nz8dp]

Good honest guy. Nice interview

[@Ex-Pensive_Expat]

Thank you

[@anthonyf8937]

Damn, with over 11k income a month from pensions and rental incomes and still far away from SSN. Living in the Philippines will be luxurious.

[@Ex-Pensive_Expat]

Honestly it will keep you busy just trying to spend that much lol

[@staffanlundberg]

I´m not sure You are well off with that high an income. The reason I say that is my own experience when I had that kind of money some years ago. I lost my money due to a crisis in my country incl my own personal bankruptcy when I was around 50 y.o. and my memory of having that kind of money before the bankruptcy is that people stole, cheated or tried to rob me continously. Plus it was really hard to get normal relations with people. Once I lost my assets I actually began enjoying my my life more. I went daily to the gym (that´s cheap!) and biked everywhere ( also internationally) and finally was able to find talking and dealing with people in general to be fun. I guess much of the reason for that is that I didn´t need to think full time about my business but it was also because I knew they would not betray me as there simply was nothing for them to betray me off ! Lol! If I was able to change my life again and revert into the type of money I once had and you now have I would do things differently ! ONE thing that´s for sure is that I would hide any sign (or indication) of wealth for all people as long as I can. I´m not going back into being a target for thiefs and scammers again. It´s actually in many ways quite a frustrating way of life to be in the money when You always are under attack by bad people and exactly HOW do You know if a person may be bad once they smell your money enough ? .... Thus my advice to You is to keep a very low profile when you retire and have the time to spend with people. Make them think You are just another "Ex-Pensive_Expat" trying to have fun and You should be able to have many good years ahead of You. Well, that´s what I intend to do if I ever get into the money again ... Don´t use your wallet. Use Your sense !

[@junehansen5220]

Wonderful truths spoken! We all need to follow his advice..❤❤❤

[@Ex-Pensive_Expat]

Thank you my friend

[@marlenepineda1079]

Mr. Expat if the landlord decides to come back and you need a place to live please let me know. The house is located on Guia Zaldivar Antique. It's 2BR, 2Ba, single family. I live in the US. Thank You

[@Ex-Pensive_Expat]

Thank you!!

[@desgoulding7154]

Excellent video, Paul,very informative also a great person and very trustworthy. Straight up front mate.

[@livelikearockstar]

Super cool and humble kind of dude

[@Ex-Pensive_Expat]

Thank you my friend

[@1Chuck4U2C]

Thank you Paul , Great Story.

[@pilotmark2861]

Fantastic interview!

[@Ex-Pensive_Expat]

Thank you my friend!!

[@williamanderson9653]

I live in Siquijor with my 17 year old son and spend around 25k a month. if you are not someone who is used to getting everything easy and spending money like it is water then you can live quite well on the cheap. I live about 250 meters from the pier in siquijor town. my wife has a place in the province and I escape out of town regularly to regain my sanity.i also go for trips to other islands and travel around on my bike. 25k is less that 500 US dollars a month. that money is about 20% of my income. I save 80% of what I get.

[@SlackHoffman]

Looks like Jack O’Neil without the eye patch 🏴‍☠️….Darrell is an awesome character ✊🤙😎 Great Video Guys

[@Ex-Pensive_Expat]

Thank you my friend!

[@Renovegas6109]

Thhats what i am lookiing for province 100 bucks a month.

[@Ex-Pensive_Expat]

It exists

[@Renovegas6109]

@Ex-Pensive_Expat cool..I am going to baglio next month . I will be looking for a place in the province or something affordable. I had a 45 dollar a month place in Thailand for two months. You have great content. Keep up the good work

[@SantiSabaiLife]

🙋 I'm part of the 5%. I love living a more native lifestyle. Just turned 51yo and working on my final money grab plan so I can escape and actually start enjoying my life with less stress.

[@jomckeag4482]

Probably the best interview you’ve done with another expat. Not everyone is interested in recreating a version of their western lifestyle in the Philippines. I’m always disappointed when I see videos of Americans (westerners) talking up how well they can live, how big, how more, more, more they can have in the PI. Please, more videos of people like this guy who’s courageous enough to do it differently Last thing I want to do is travel half way around the world and do what I did in the US. Why move to the PI and sit around in a bar all day talking to other Americans??

[@jacobsmithjr]

As a fellow vet who did a lot of travel and TDY I can tell you we always looked for the local Mom&Pop hole in the wall places. You have a better experience. If I was going to find a place to live in another country I would definitely get involved with the local community. It enriches your life! ❤

[@Ex-Pensive_Expat]

Absolutely

[@KB3TLE]

A very interesting and uplifting interview Paul. Not a lot of people maybe will replicate what Darrell is doing 'exactly' - but -some degree of it or % of what he is doing could be done for some people and help their situation ? Attitude is a big part of his success and transformation - simply because he has the "goodness of fit" in who he really is - as a person ! A wonderful addition to the locals and they welcome him with open arms. He helps the community provides some work for them and uses their services for transportation. His success comes from also providing for some locals ! = A - win - win scenario.

[@Ex-Pensive_Expat]

Wow Thank you for the kind words. We all be need a base line ($600) in order to plan savings, material purchases and other living life activities. In my case living like that I have another $1,200 of discretionary income for what ever else I choose. So I am doing well. I am doing better than most in this country. I have just completely evolved and adjusted to a completely different mindset than those who still live mostly in a western way of thinking which also works awesome for them. These days I find more pleasure and joy experiencing activities than collecting material possessions. So I live more frugal than I ever did but I also travel more than I ever did. Thank you again for the kind words

[@irabankston3390]

Great interview, he was straight forward and honest(rare). I live in Pampanga n a secluded area. But I go to SM Clark n get my American fix (Texas Roadhouse 🙂) then back to my cave😅. We love the Philippines, Thanks Paul

[@ralphchristian9273]

Can you break down your expenses IE!rent utilities ect.

[@middleagedwoman2743]

My motivation for possibly coming there is exactly the things Darrell talked about in this video. I want a much slower lifestyle, I want to be surrounded by nature and most of all, I want to be with people that are kind and friendly. I get so tired of such poor attitudes and all the negativity in America. I grew up without a care in the world and saw that money does not buy happiness nor contentment. I was the true rebel in my family and saw worth and enjoyment out of friendships and simple experiences, not trying to appear perfect and keep up with the Joneses. I want to connect with others who have the same mind space. Who appreciate the little things and are not full of ego and desire for materialistic possessions. I would feel more comfortable living in one of the condo buildings at first. I have no clue how to fix up anything and was wondering if Darrell or Paul might be able to recommend an area. I would really appreciate that. Thank you!

[@Ex-Pensive_Expat]

I'd say just come for a vacation and extend your tourist visa and slow travel from place to place as the spirit moves you. One day you'll wake up feeling at home and then you'll know

[@thomaslong8448]

​@@Ex-Pensive_Expatthanks for the great advise. I think you are the most at piece mentally in your entire life😂. Congratulations.

[@Ex-Pensive_Expat]

@@thomaslong8448 You're 100% correct Thomas!!

[@rayraycmiami]

Darrell is so amazing! He has taught me so much from afar and I'm so impressed with everything he's done. So proud to call him a friend.

[@Ex-Pensive_Expat]

Thank you Ray. You're awesome my friend!!

[@rayraycmiami]

@@Ex-Pensive_Expat ❤️ you my friend. Can't wait to see you

[@jamesalan1354]

This guy is excellent, I follow his vlog.

[@sysyjuan9899]

What is the title of his blog

[@antonettecastro6387]

his channel is Ex-Pensive_Expat my friend

[@Ex-Pensive_Expat]

@@antonettecastro6387 Thank you!!

[@JerryRose-k2g]

I'm interested

[@orvillelb]

I met this guy the other day can’t remember his name but no problem he don’t remember mine either. Interesting guy. Enjoyed visiting with him. I subscribed to his channel as soon as he mentioned he had one. I’m too old and too spoiled to live on 600/month..😅 old carnivores live forever.

[@Ex-Pensive_Expat]

Surprise Orville I do remember your name. It was awesome to meet you again today my brother

[@RusuSilva]

As a passive investor, is it wise to buy market tracking index funds and ETFs from companies like Blackrock, Vanguard and State Street, even when they're at all time highs? i want to invest around 600k for retirement

[@RichardMoore-jg5tl]

These funds offer diversification, low fees, and long-term growth potential. Given the significant amount you plan to invest, consulting with a financial advisor can provide personalized guidance tailored to your specific situation and retirement goals.

[@FusunTumsavas-cq7tp]

Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.

[@RossiPopa]

Market behavior can be complex and unpredictable. Mind if I ask you to recommend this person whom you have used their services?

[@FusunTumsavas-cq7tp]

Monica Shawn Marti is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@RossiPopa]

Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.

[@ericg9092]

I love his channel. I've been watching since I first found his channel when you last interviewed him, and look forward to watching whenever he posts. Great video!

[@Ex-Pensive_Expat]

Hey there Eric nice to see you my friend!!

[@marvineduardo908]

This collaboration is awesome! I'm subscribed to both of your channels. I have many years away planning on my retirement in the Philippines. Your inputs are precious! Thank you.

[@Ex-Pensive_Expat]

Thank you Marvin. We are both passionate about our content

[@Saguaro215]

I’m a Filipino American & retired at 62, moved back in the Philippines last may 26 . 👌 still adjusting 😁

[@Ex-Pensive_Expat]

It takes time. Where are you living now?

[@Saguaro215]

@@Ex-Pensive_Expat from Tucson Arizona & now living in the Philippines. We are used to keep moving and working & now for me it’s just an opposite 😁 Soooo slow right here laid back and I’m not used to this. Just a little bit more adjustment & I’ll be okay. You take care yourself 👌

[@Ex-Pensive_Expat]

@@Saguaro215 Try taking a few trips around your country

[@Saguaro215]

@@Ex-Pensive_Expat soon. Right now just balancing the budget. I just subscribed on your channel.

[@rodrigo1965]

Great interview, nice guy and smart with his money.

[@Ex-Pensive_Expat]

Thank you my friend!!

[@greggallego3111]

That’s why I’m not worried as much because I have an option to go back to Phil (worse case scenario) and my SS alone is more than enough.

[@Ex-Pensive_Expat]

Yes. It's nice to know that is an option

[@kevinadams9468]

Great interview, great interview guest and such a laid-back video. Very hard to find a PI video about expats you WANT to watch! Great job.

[@randypi91]

Great video Paul. I plan to live this way in North Palawan. Paul, you are missing nothing back here in hot, Las Vegas.

[@paulinthephilippinesolddog9234]

You got that right!

[@jetbisayaadventures1437]

Hi Paul guess what you are getting closer to 100k wow ! Where did the time goes .well congrats in advance!

[@LanceWhite]

Great show Paul! Really appreciated the interview and the simple lifestyle Darryl is leading.

[@Ex-Pensive_Expat]

Thank you Lance

[@entertainmentinternational1087]

If people are living on 800 a month in the states people can live in a 3rd world county for 800 a month.. living or really living enjoying life is 2 different things... i think 1k a month is sweet spot for avg living .. 2k ur living good life but i never been there my opinion is based on seeing videos.. its the partying/drinkng and looking for woman every day is what will kill ur money

[@Ex-Pensive_Expat]

I receive more than $600 monthly, but with that I can be a lot more comfortable than living on that amount in San Diego which was the point my subscribers wanted to know about. People make more and will spend more. I was asked for a budget so I did it based upon not skimping but as a base line of having a comfortable stress free life. If people choose to live as I showed in the video then they can plan their trips to Bali Viet Nam or what ever else they can imagine. We all be need a base line in order to plan savings, material purchases and other living life activities. In my case living like that I have another $1,200 of discretionary income for what ever else I choose. So I am doing well Don't feed sad for me. I am doing better than most in this country. I have just completely evolved and adjusted to a completely different mindset than those who still live mostly in a western way of thinking

[@CameronFussner]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

[@Franklin-gq4si]

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@williamDonaldson432]

Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $287k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@foreverlaura-fq4eu]

@@williamDonaldson432 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

[@williamDonaldson432]

Annette Marie Holt is the licensed adviser I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@CharlesArthur-fq5sx]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@mauimixer6040]

Paul, you truly have some Special interviews and provides such wonderful knowledge, way beyond, just moving to the PI ! COOL ! Such great philosophy thrown in !

[@biff9999]

Bravo to him, and we can all learn something from Darrell. Even if your desired lifestyle in the Philippines doesn't match his already-accomplished lifestyle, there are still some good take-aways in here. Interesting interview.

[@philgreen8277]

Very interesting video. I remember from another video, this guy commented on how he lives on so little. Many negative comments were made, I was polite but disagreed. Now I see it is possible. Only if you put in the effort to live so simply. Fair play to him. I will be looking up his channel. Thanks.

[@PhilippinesFarmLife]

The main reason we retired to the Philippines is because of our family. BUT this man is correct, we live very comfortably on our little farm and can save $$ every month. Dine out, travel, attend parties, and have $$$ at the end of the month. If we were still in the states we would be broke by the 1st of the month and still working full time

[@Ex-Pensive_Expat]

100% my friend. You're living the dream in paradise

[@leonoratesoro2586]

Thanks for sharing.

[@rl7586]

The good thing in the Philippinen is, they speak English We own our house in Australia so we are fine here! Wish your guys all the best

[@Ex-Pensive_Expat]

Thank you mate!!

[@LiarLiarBrainOnFire]

Great informative channel. Glad I found it. Real Expat life experiences. Thanks and we will keep tuning in.

[@Ex-Pensive_Expat]

I only talk about my experiences. Not Philippines in general

[@antonettecastro6387]

nice video Paul! your one of my favorite vlogger...im the girl you saw this morning in the video holding the pet dog of darrell..Godbless u always and to your wife.Your such an amazing guy! And i love the interview with Darrell! He is truly a kind and honest guy!

[@Ex-Pensive_Expat]

Thank you Young ladyd1!

[@Just_Dris]

Good stuff! I appreciate you guys

[@Ex-Pensive_Expat]

Thank you

[@jamessnavely9758]

Always great videos paul.this guy is cool calm collect and living da good life.

[@paulinthephilippinesolddog9234]

Thank you kindly

[@gt1601]

I've been watching him for a while.

[@williamanderson9653]

If you don't believe me then come on over and I will show you how it is done.

[@Jeffyinthehills]

He is living on the cheap but still dressed well and appears to be eating good. What else does a man need ?

[@Ex-Pensive_Expat]

Thank you for noticing my friend

[@gobfranklin6759]

Met this guy while in Dumagette at ground zero. Nice, down to earth guy. His yt channel is also good to watch also.

[@Ex-Pensive_Expat]

Thanks Again my friend

[@jmfarrell5]

Excellent video and interview… I’ve been watching Darrell’s KZbin channel - a long time follower of his. Always smart and helpful about the exchange of experience and advice 👏🏻👏🏻

[@Ex-Pensive_Expat]

Thank you my friend nice to see you here!!