Percy Singo | Turn Your Salary Into A Multi-Million Rand Portfolio,Manage Your Savings, Investments.

Welcome to Episode 50 of The Winner's Circle on the It's More Than Just Money KZbin channel! In this milestone episode, I had the pleasure of interviewing Percy Singo-an accomplished author, engineer, and property investor. Percy shares his incredible journey of transforming his salary into a million-rand investment portfolio and offers valuable insights on managing savings and creating effective investment plans.
In This Episode:
Salary to Portfolio: Discover how Percy turned his regular salary into a substantial investment portfolio worth millions. Learn the strategies and decisions that fueled his success.
Savings Management: Percy provides practical tips on how to effectively manage and maximize your savings, ensuring you’re making the most of your hard-earned money.
Investment Plans: Gain insights into Percy’s investment plans and methodologies. Understand the key principles and steps he follows to achieve financial growth and stability.
Why Watch This Episode:
Inspiration: Be inspired by Percy Singo’s journey from a salaried employee to a successful investor with a million rand portfolio.
Actionable Advice: Learn practical strategies for managing your finances, savings, and investments.
Expert Insights: Benefit from Percy’s expertise as an engineer and property investor, gaining valuable knowledge that can be applied to your own financial journey.
Join the Movement:
Subscribe to It's More Than Just Money and hit the notification bell to stay updated with our latest episodes. Let’s explore the path to financial success and personal growth together!
Click Here To Purchase The Book
witnessmdaka.c...
#ItsMoreThanJustMoney #TheWinnersCircle #PercySingo #InvestmentStrategies #FinancialGrowth #SavingsManagement #PropertyInvestment #MillionRandPortfolio #Inspiration #SuccessJourney

[@budgetbossrsa]

I see myself in this man. I am a 31 year old Civil Engineering Technologist and I survive on about 45-50% of my salary. I just finished paying off my vehicle and I'm jumping head first into the property market... I've been scared to do so but I have nothing to lose, Ngingena nge khanda manje.

[@melumzikona7496]

🎉🎉

[@sanelexaba4246]

One thing to take from this is buy assets with your salary and your assets will buy you the life you want 👊

[@Hlakinho]

Couldn't have said it better 🤞🤞

[@royalheart9694]

Brilliant point🎉

[@magkat7922]

This is the role the church is supposed to play in our societies. This is the beautiful story, I really love it 🙌🏼❤❤

[@BasetsanaMahape]

My father was a cashier.He taught me how critical it is to save.I bought my 1st and 2nd car cash My 1house cash my 2nd one in 5 yrs

[@ezy78667]

This episode made me realize that Black tax is pulling a lot of young people back. It definitely is giving back to your parents who raised you, raising/assisting with your siblings to make life easier for them, but the truth of the matter is, those who do not have that responsibility are a lot of steps ahead, contingent of the right mindset! This is a lesson to us young people to create a secure future for our kids or build before rushing into marriage/having kids so that we can create a solid financial foundation for them. This is what we call "a legacy", not bringing kids into struggle so that they can take care of you. Lets create a new thing, and not repeat generational burdens!

[@musawenkosimakhoba9028]

Percy's laugh makes you want to watch the podcast all over again. You can tell this guys if free.

[@koketsomalekutu7936]

His laugh is contagious. Some of the best advise here is "you are never too old to start"

[@VongaiChikoto]

Very informative

[@prosperitymautjana4612]

Been saving since a student because of Percy’s teaching.Saved 24k as a final year student so I can be able to start my life as I was planning for employment and moving so I knew I was going to need furniture and transport money.Will be starting my first building project soon in my first year of working,all because of savings and living below my means😊🙏🙏💃🏻

[@MariaNtombifuthi]

Mdaka is asking valid and relevant questions 🎉😂...I've been asking my self big up grootman

[@ItsMoreThanJustMoney]

Thanks you for watching, glad you enjoyed it

[@ThabangTsooana]

The power of delayed gratification is real. This is really an inspiring episode

[@Artsiza]

We need such information in our school system.

[@ItsMoreThanJustMoney]

Fully agree, and Thank you for watching

[@magkat7922]

The church is also a school, this is what God meant it to do in our society. Personally I have learnt a lot in church 🙏🏼

[@thobilemncube1152]

Percy Singo’s story is a testimony of Gods favor on his life plus wisdom . Wow his story is inspiring . I enjoyed this interview

[@ItsMoreThanJustMoney]

Glad you enjoyed it.

[@magkat7922]

That's true hey. This is what the role of the church is in our society is. It's exactly what God meant it to be. I love this story 🙌🏼♥️♥️

[@bhekimngomezulu7156]

True, a lot of people will overlook grace and favour plus wisdom, Percy is Blessed

[@magkat7922]

@@bhekimngomezulu7156 that's right. I acknowledge God in his life because I personally know someone who's very good with saving like him and bought her car cash @ R220K, built a house cash in the village and still had savings but contract ended. Got another job and mysteriously it after a year. So for me it's God who elevated Percy and preserved him. It's not just that he can save, there are devourers out there.

[@davidramusi8150]

Gentlemen,what a wonderful watch. Very practical,how he went about his journey. You cannot watch this type of content and not feel discontent if you're not moving your life to better heights. Thanks for the inspiration. We need this fuel.

[@motumishenggodlive7565]

"I don't remember a day where I ate the rest of the salary and I didn't save for something... Beause there's always a goal that I need to save for." ✅✅ There's power in settig goals 💯🤞🏽

[@buhlesihlali]

It's not by chance that this interview is getting a lot of views, Percy is genuine, realistic and does not succumb to pressure. From the first time I listened to his interview 2 years ago on another platform the guy has not changed his thinking and lifestyle plushe sparked that interest in me to be interested in property, he simplified things. I absolutely enjoyed this interview thanks Witness for bringing him thru.

[@arielkazadi834]

Percy the hard work of your mom at church was big seed for you life Thank you for what she did knowingly or unknowingly Favor

[@magkat7922]

That's the truth. For me, I just see God written all over this story. The Bible is the most powerful book and only discovered it two years ago when I got opportunity to study it for myself, so imagine he grew up studying it. I wouldn't be surprised also if he's says he's a tither. God be glorified! 🙏🏼🙏🏼♥️

[@Thato-2kgwe]

First year Varsity student here, inspired by Uncle Witty and Sir Percy.

[@apheleledupisani8174]

S/O to our VUT Alumni 😌🔥. Just recently finished my Diploma in HR there too.

[@WeConquer292]

Percy just opened my eyes. Am starting saving as of this month.

[@mrmanq9517]

Love the fact that Percy is not phased by what others think...🙌🔥

[@slowsloth8550]

12:57 > He is actually telling the truth, I am using the same approach myself! e.g.: What I do is that I first check how much is: 1. Service fee 2. Admin charge amount 3. Insurance fee 4. Interest charge other loans don't have all of the above, what You have to do is minus the all the amount from the installment amount and then pay that amount as an extra amount to the loan - this will allow you to pay the loan quicker and the interest charge will drop monthly till you finish paying.

[@NkazimuloM]

Yooh I'm speechless. This was the best interview ever, as a young professional, I am really inspired. I took Witness's Advise to write down notes and it was really worth it! And ever since I discovered Percy, I am saving more than 50% of my salary, I never knew it's possible. Thank you so much bros.

[@thabanggabadise1780]

You gained a fan from Botswana after I saw you on Mr Mogobe's podcast.

[@Surviving_With_Nthangeniph]

This is an incredible story guys, but don't be pressure in anyway. We all have our journey and background, run your race at your pace and never stop moving forward.

[@leatilen2619]

This guy is young and has so much to share. Relatable information. Will use this information although retired.

[@Mr.ExtrodinUniverse]

I don’t get tired of listening to Percy’s story. It is truly inspiring. Thanks you for this.

[@ItsMoreThanJustMoney]

@@Mr.ExtrodinUniverse thank you for being here

[@XitshembisoMagomani-eq9hv]

This interview is Gold! I am super inspired , thank you Mr Mdaka for exposing us to such awesome, financially disciplined individuals !

[@Hlakinho]

It's more than gold 👌👌👌👌

[@Tata19907]

Manage yourself first, in order to manage your finances successfully that was so powerful...this tells me that at any age everyone can start properly even after 50 yrs or any business at any age...

[@musawenkosimanqele3992]

This was a good interview jans the first person to tell us its ok to be employed nd you can make it

[@ndivhuwomakhari1576]

You make Percy happiest..I have never heard him laugh like this

[@thabanggabadise1780]

I loved this conversation. I try by all means to listen to this kind of podcast.

[@LukhanyisoMbilini]

How do you deal with taxes? How do you structure your business so that the profits don't all go to Sars?

[@bernettemabasa3759]

Bulletproof Mindset!

[@BlessingMvurain]

He gave us a whole game plan , thank you brothers.🙌🏿

[@ntokozodanca4538]

Thanks very much gents for sharing informative information, I wished I was this discipline earlier. Better late than never. Keep it up son of the soil.

[@royalheart9694]

You chooseca great person to interview wish a lot of people can discover your channel and partake of this awesome knowledge❤

[@pumezandongeni3988]

I am inspired by this information, I need to buy the book because I cant handle my salary well maybe it will change my mindset..thank you Mr Percy.

[@tshepisobosupegile625]

37:44 to 38:40 overcommiting your salary is like eating the seeds you are supposed to sow. When you have something that produces interest, that is the harvest you can eat from. This is my interpretation of the excerpt I highlighted.

[@regomasemene]

Very insightful ❤....positive thinking is indeed powerful

[@lesetjatoona]

Percy’s story is very inspirational and easily relatable to many people. I hope young people are taking notes and heading his advises. You’re such an awesome interviewer

[@ItsMoreThanJustMoney]

Thank you for watching

[@Neo_Lleo]

havent finished the episode but have to say this "his laugh is contageous 🤣🤣🤣"

[@jessicapelham9421]

This is the best talk I've ever heard❤

[@VictoriaNomaliKhanyile-k4j]

Everything comes to or is credited to your mother's prayers, she cleaned your life while cleaning the house of the Lord. The wisdom and intelligence was due to your mother's fear and trust in the Lord. Thank you for so much Wisdom. ❤❤

[@chesterbaloi201]

Thanks Witty for bringing in such brilliant minds.. free financial teaching! easily explained

[@Ziziman172]

Discipline is the key

[@firstymashow]

chief...marrying young is a blessing and a Gift from God.

[@ItsMoreThanJustMoney]

@@firstymashow true

[@lucyteffomooi.]

True😊😊

[@samuelmothemane754]

😅😂🤣

[@ezy78667]

🤣🤣🤣🤣🤣🤣

[@monicamsimanga1042]

I like the point around seminars and spending time with like minded individuals on the business venture that interests you.

[@ItsMoreThanJustMoney]

Glad you enjoyed it and Thank you for watching

[@TM_Ntsheni]

❤❤❤❤❤you brought so much light into my life. And this long journey u undertook, surely its practical and much more easier to mimic especially as someone who is still starting from scratch.

[@jeanettemarara884]

This was a great podcast gentleman 👏

[@gladysbhala8740]

Thanks Percy. Authentic, enlightening and convincing.

[@xolani_blose]

This man is a good story.

[@sharonmfakadolo9247]

Yes it goes without saying that Women we should work for our own 💰 Money.

[@mosamokoto3295]

Amazing!!! True servant of God promoting unity in the Body of Christ. God bless Bishop Dag-Howard Mills

[@FamousBrands-n3s]

Love love the interviewers simple,straight forward but strategic questions...

[@didierliango6402]

Such an educational podcasts

[@studenthack9715]

As a young professional this is so informative

[@mandywinberg]

Great content loving this from Botswana with love ❤❤

[@dangerdane2197]

So glad I found this podcast! Keep it up 💪

[@Mhlabawakhe]

This was much needed, simple truths and principles for wealth creation

[@ItsMoreThanJustMoney]

Thank you for watching

[@the_global_impression]

eish😢😢this is too deep man😢 I'm inspired here....🇧🇼 ❤❤❤

[@charlie.isaac13]

I'm inspired by you guys. I'm starting soon

[@tshepisobosupegile625]

Amen! As a man thinketh... I love what he said when he expresses that it's about the way he looked at his challenges. 23:54 to 24:35 Beautiful ❤

[@matomerasekgala3373]

M really inspired and imparted with proper needed knowledge. The perspective is way different from the one of few minutes ago 🤞

[@LuckyPhiri-vl5yq]

This is what I needed. Thank you Bra Witness, I am definitely going to use this knowledge.

[@katlongfarms9226]

My favourite

[@nhlanhla_magz928]

The challenge of being disciplined is huge

[@ItsMoreThanJustMoney]

Thank you for watching

[@TM_Ntsheni]

What inspired Percy from my perspective is that, he didn't want to pay for something he doesn't own or will own in future. So he wanted to pay for things he will own on his own. But this comes after he started saving for nothing. Just for patient

[@bonganisibiya11]

Nice and inspiring. I wish he went into how he takes care of tax.

[@reatile.mogapi]

This is the best episode I've seen by far

[@banyanaonicahntseme87]

Lovely story Mr Percy and Mr Mdaka. The story has hope for everyone from a young person to an adult. Embraces gender empowerment issues. What is the name of Mr Percy's book? Is it available in Botswana bookshops?

[@LamboLwa]

wow thank you so much for this one so relatable, informative and inspiring!🙏🏽

[@thelearningzone4790]

So many lessons learned. Great wisdom🎉❤🎉

[@firstymashow]

very Fun Interview..liking the vibes

[@ItsMoreThanJustMoney]

@@firstymashow hahaha him and Witness get along too much

[@timothyntwa7112]

Such an encouraging episode - Thank you Gentleman

[@olwethumrabalala3117]

Thank you so much for the information

[@bonginkosigoodwillndhlovu6776]

Real education

[@IAmCreseldah]

I am so glad I watched this....inspiring and mind provoking in terms savings/investments

[@ItsMoreThanJustMoney]

Good to know that you're inspired. Thank you for watching

[@Ambassador-Leaba]

Very interesting interview. Thank u guys

[@bongumusasokhulu260]

😢😢😢So true unplanned outings with gents are expensive even worse when they like basadi 😮😮😮

[@KatlehoMolise-we8vl]

Great watch and advise.🙏🙏 Question is... Did being a civil engineer make it easier to start going into the property space? If so, what challenges can someone who is not in the construction space expect? AND what is the bridge that they can use to manage and get ahead? I always hear them say do what you know, especially when it comes to investing and investments.

[@buhlesihlali]

Anyone can be in property investment you don't have to be a Civil engineer.

[@thapeloashley4778]

Percy's believe in himself tamed those challenges. That's what is called Placebo effect

[@ndivhuwosingo2691]

Tsiwana ilaiwa dilani,..very true Pressure makes us to die in debts, it's possible to save more that 50% of ur salary.ppl must starting using wat they have for their advantage, ur company is giving u car or accommodation why don't use that as an advantage to save I'm nt saying abuse the company assets 😂

[@Sylvester_Mashile]

Powerful stuff.

[@boitumelomokhethea]

I studied at Vaal, in 2010 when he started in service I was starting my course at vut , but 6k in 2010 was a lot, I got the same money in 2019

[@userbinochaser]

So inspiring broo🫡🫡❤️Salute you grootman Mdaka

[@marympesia8458]

Hi Percy, i just want to ask a question because i was reading your book. you were earning R6000 and save R3000, were you paying your tithes ,also rent ?

[@nondue]

Oh what a testimony

[@Fitness_with_Ruusa]

Insightful 🙌🏾

[@maumelafarai-uc6tg]

Hey nna I'm still at student at vut n wanna start saving ,so if I don't send money home and save it ,will I be doing the right thing .

[@velanibongani8718]

LOOL ey yah the laugh of the guy🤣🤣🤣

[@ThandazileMarazula]

Unfortunately as a person who have to take care of parents, car, building home back in the villages….I can not relate to this Gentleman’s story. But nice one though

[@tshifhiwamudau6929]

But your attitude will make you not learn. I work for 15years, 10 years I was built a house at home, pay car. Paying school fees for 2kids, pay university as I don't qualify for nfsas, looking after my parents, etc. From 2019 to date I have managed to invest 500k.my savings are more than 100k so just learn one day you able to save like him or have more

[@ThandazileMarazula]

@@tshifhiwamudau6929 at least you are saying you have raised your wealth within a period of 10 - 15 years. That i can relate. Even i with that period i can be able to achieve all these. What i can not achieve is saving 20k each month while having all these responsibilities mentioned here above. And that is where I draw the line of not relating to the guest's story. I am not sure if that is attitude or just being realistic of my situation

[@ZomInterns]

Meeting of the minds

[@keketsithoahlane6361]

Yoh! I'm learning a lot.

[@t_rxley]

How am I only finding out about this Pod now? I am so good at saving. But this is challenging me to do it at a much higher level

[@TafadzwaMuringanii]

what an episode

[@FamousBrands-n3s]

As i get to the end of this interview, im curious to know...is Percy still employed?

[@MathekgaRaymond]

Debt free with debt ❤🔥

[@vatyvibes7222]

Wisdom from God saved his wealth. He is not flashy he is not proving a point . He plans. Yhooo bro teach us .. 😂

[@XeroxClutch007]

Powerful😮‍💨

[@NonhlnhlaTsutsu]

Wisdom ❤