Pre-selling | Advantages and Disadvantages | Buying Real Estate in the Philippines

[@evopx4storm]

That due diligence he’s also referring are the balances you owe that weren’t disclosed properly during the time when buying the property. Be wary and careful of those low DP’s and low monthy amortization schemes for certain amount of time, those verbal promises and such at time of selling, only to learn they cant turn over the property to the buyer because he still owes huge chunk of money from them. So yes, due diligence, a must.

[@maricelpascual1239]

Thank you very much appreciate much about your videos eye opener to me😊

[@nestorbauyon]

Nice share of advised to all specially those small time buyers.

[@fresnidopaul2023]

1000th subscriber! Edit: 100th like pala sir!

[@JOJACKJAPANLOLAMIYAZAKI]

Watching here po para matuto ako kung papaano ang pre selling na content mo now.

[@ArmandCruzrealestate]

Thank you!

[@ceburealestatetipsandtrends]

Salamat sa pag share. I like the way to expalin it. 💯🎯👍

[@anne-sf9nn]

New subs. Here, thnk you sa Info. Its very simple and informative, im contemplating buyin this year😊

[@ArmandCruzrealestate]

Your welcome. Godbless!

[@joyfullypacinglife8847]

Thank you very much! Very informative!

[@TheHangingRice]

Very informative thank you!

[@merelymj]

Thanks for your video.....very interesting video because I'm buying land now but I am facing some difficulty with the papers, titles....I will be posting videos about it

[@ohGusto1990]

Hi Sir, just watch your video. Ask ko lang po if advisable ba bumili ng lupa sa isang developer kahit wala sila maipakita na License to Sell from HLURB? Since preselling daw po sila at reopen ang project, Certificate of Registration lang po ang kaya nilang ipakita?

[@amielalegre106]

Up. Same scenario with me.

[@alidonby9127]

Same question @armand cruz

[@kyriefort6947]

A piece of advice, never purchase a property without a License to sell from Hlurb. It's a violation of the law and you might end up loosing your money if the developer failed to get a license.

[@ningslife4450]

Well, RFO units 3.5m before is now at preselling at 5.5m. :( RFO units - u are able to enjoy earlier. Now the cost of construction materials has increased. Time is money. Villages started to continue construction again so those who bought RFOs at 2021-2022 has gained a lot. Everything increased in price

[@philippinepropertyforsale5781]

Nice to watch, stay safe and God Bless ❤️

[@ArmandCruzrealestate]

Thanks a lot

[@chatonagashima7419]

Sir ask ko lang ok ba na I cash ang pre selling na bahay sana matulungan mo ako 🙏

[@紫norichel]

i think s developer talaga ang dapat nilang pag aralan kasi minsan May developer n hindi nag sasabi ng totoo na nakasanla n pala yung unit n binibenta nila watching their in japan i think is good huwag pre selling yung gawa n bilin. N property

[@MikesHackYT]

Thank you sir. nice point!!!

[@julramos9354]

Thank so much! learned a lot po! Ask ko lang ano ano ang magandang developer?

[@101crimetime]

Ako po kumuha na both s smdc and avida. Mas gusto ko po s smdc. Ms mganda location for rentals. Mas oky din po un layout. S customer service nman prehas lng po okay hnggng ngeun nkakausap ko p mga agents ko. Dpt po dun k mamili tlga s agents. Mhrap pg alang tulong nla kya dpt kht nkabenta n nnjan prin syo. Pnapansin kpa rn.

[@RACINGBOY]

Nice video sir..very informative😯

[@ArmandCruzrealestate]

Thanks a lot

[@chachibox2607]

Sir may i ask po kung possible na mag post or stop muna ang payment pag pre-selling since pandemic ngayon dipa naman po na construct, tapos nako sa dp nagma monthly napo ako kaso dipa na construct,.. Salamat sa sagot po

[@CheenneeD]

Hi po okey lang ba kumuha ng pre selling.. ang meron palang sila fercing permit, at normal lang ba magkaroon sila ng violation?

[@sallytinay]

Agree po ako dyan sa mga last messages nyo at advices thank u

[@janemedilo502]

Ang pre selling po ba na property gaya ng farm land to develop, pag nag babayad acknowledgement receipt lang ang binibigay at wala pang Licence to sell? Kasi matagal daw po tlaga un? Pati contract 1 year na wala.pa.rin ang copy?

[@ArmandCruzrealestate]

Hi, if wala pa pong license to sell hindi po dapat tumatanggap ng bayad ang developer. Kindly if legit po si developer, go to the website of the Department of Human Settlements and search for their name. Hingi din po sila ng mga documents para malaman niyo pong legit si developer.

[@sallytinay]

Thank you very much

[@vicvic13]

Great tips!!! Question po, as you mentioned dapat talaga check yung mga developers. In your opinion sino po yung magandang developers of house and lot sa Laguna area or Cavite?

[@pamclemente1188]

Hi miss maria 🙂 Im selling house and lot here in cavite Let me know if you're interested 🙂

[@adrian3747_]

@@pamclemente1188 How can i contact u

[@Honeybee-ur2hz]

Good evening Armand After the seller sign the documents when will the seller receive fund from the buyer (HOW MANY DAY DOES IT TAKE)?

[@jonsaludo6234]

Is beach pre selling condo property a wise investment?

[@noviezafra2284]

Boss saan location nio??saan banda mga binebenta mong lupa?

[@XXc33]

thanks for this video sir! but mahina po ang sounds nyo.

[@joselitoomalin1339]

Hi. Im considering to purchase a preselling unit since my friends told me that its a good investment if I will flip it once the value of the propery has appreciated. Here are my questions: 1. What will happen if I am not able to flip it after 3-4 years? 2. Is flipping guaranteed? I mean may I know the percentage of chances? 3. What will happen if I don't have the means to sustain the expenses during the turn over? Thank you sir looking forward for your answers.

[@marlozarate7458]

These answers are not 100% sure so take it with a grain of salt 1. Either you continue with financing the balance or you'll cancel it and only receive 50% refund as per MACEDA Law. 2. Of course not guarantee. It depends on the location of the unit. Then you need to find buyers, or let agents take care of it for a commission. Maybe 50:50 or even 40:50, again it depends on the location of unit and maybe the developers 3. Apply for cancellation for 50% refund + other fees. But the majority is selling theirs at much lower prices, or the "pasalo".

[@tyronegahi3143]

Hi po may tanong lang po ako yung bria homes poba maganda po ba sya. .. thankyou po sa sagut godbless po🙏

[@adrian3747_]

id like some insights too

[@teacherrhoyramos1007]

Wow great Help.. Very informative.. But among all ur videos there's 1 super spe ial house that I like I want. The modern contemporary.. I'm willing to have and live there in exchange of my Makati primary commercial property

[@binabautista]

Pwede po ba na mag benta ang developer ng pre selling kahit wala pa sa kanila ang titolo ng lupa?

[@hellok3tty05]

Hi po maganda po ba ang human shelter na developer.? Planning to buy po ng pre selling sa knila. What are po yung mga dapat I check sa developer to know that they are good po.? Tnx po

[@lynm3837]

Same question po. Balak qdin po kumuha sakanila

[@user-mz7dq8jz7o]

Filinvest sir? Safe lang ba?? .. and i wanna understand po.. after the 36 months downpayment phase.. kailangan ba full ang remaining?

[@MsKCR]

Big help thanks po

[@ArmandCruzrealestate]

Your welcome!

[@chrisvillenoble3306]

Sir Armand ask lang po, safe po ba bumili ng pre-selling na land kung Wala pa po silang license to sell? They are just saying na inaasikaso na po nila yung license to sell. Please give me advice on salamat po.🙏

[@johaimashainereynon5438]

Sana po masagot to. Same samin ito

[@dennismtv09]

Thanks !!!

[@myforever40]

Sir baka gusto mo bibili ng lupa sa Bohol sa Dauis Panglao area

[@sabbyrhitz9426]

Good Day Sir. I hope your doing fine po. Ask sana po ako ng advice about sa contract ko po sa isang Subdivision dito sa pampanga. Kumuha po ako ng pre-selling house and lot. Nabayaran ko na po yung down payment and still paying pa po sa developer yung balance of 200k then makakapasok pa lang po yung loan ko sa pag ibig ng 1M. Contract price is 1.4 M. On process po yung pag gawa ng bahay. Ngayon po Inooffer sa akin na pwede ako mag transfer ng lupa and bahay which is from Lot 14 to Lot 12 kasi daw po hindi na po binayaran ng owner ng Lot 12 so pwede ko daw I grab para magkatabi po kami ng duplex ng BF ko. As per sales agent wala pong other expenses and same price po ng contract. Sabi nya lang po gawa lang ako ng Authorized Letter para ma send daw nila sa office ng Developer for approval. Ask ko lang po tama po ba yung process? Or need ko po ng memorandum of agreement with their signatures of broker, engineer, authorized personnel and etc. para po iwas hassle po. Sana masagot nyo po ito. Salamat po! Good bless you Sir. ❤️

[@iyabantugan610]

Sir ask ko lang po, baka sakali po masagot mo po. Meron po kasi dito sa lugar nmin sa san mateo, rizal, binebentang mga lote, bale 16 hec., eh subdivide po yun lot nya. Nag pre selling na po yun mga ahente, pero hindi pa nila alam kung magkano per sq m, kasi wala pa daw memo sa kanila, nagpapa reserve na sila ng 10k, eh hindi pa alam ng mga tao yun exact per sq m, mag pa reserve na daw para hindi maubusan.May ganun po bang pre selling wala pang presyo per sq m?

[@pheebsindazone5251]

Malabong usapan yan. Technically that is not even pre selling kasi wla pa ngang presyo. Pano sya binebenta kung wla pang presyo? Option to buy lng po at best ang nabili nyo kung skali..

[@S.at78]

We bought a pre selling lot plus a big discount and in spot cash. We saved 3M !

[@ArmandCruzrealestate]

Wow, that's good to hear. Congrats!

[@marryjoynietes3931]

Hello any feedback po about sa EMPIRE EAST HIGHLAND CITY ? Tia

[@ArmandCruzrealestate]

Hi there! I haven’t seen the project :)

[@nerripimentel2673]

sir wla ba habol ang tulad nmin mga costumer? na nkhulog na isang taon pero dhil sa pandemic dn nmin nhulugan.. kaya nga po investment dpo ba.. marremata po ba? d n mbbawi kaht konti sa mga nhulog nmin? sana po mareplyan nio

[@ArmandCruzrealestate]

It depends po sa policy ng developer. May developers po na may makukuha po sila ng refund and meron naman pong hindi. Kung naka2 years po silang pasok po sila sa Maceda law na nagrerequire si government na ibalik ni developer ang 50% ng binayad.

[@123456ahaha]

Okay ba c Metrostar Realty and Development Inc.?

[@katrinasigney2529]

hi po ask ko lang po sana kung paano po dapat ang proseso ng pagbili ng condo kung ang seller ay sa developer pa nagbabayad at ang turn over ng unit ay sa sept 2021 papo ano po dapat naming gawin kung ako po ai buyer?

[@sheenacruzat5504]

hello po ask ko lang po na kapag po ba tapos na ang bayaran sa dp eh saka pa lamang ilalakad sa pagibig or bank yung papers for monthly dp? thank u po sana makita nyo po ito. planning to get a house po kasi kami ni partner sa Apec Homes here sa Lipa which is preselling pa. no subdi map po and then wala pa din pricelist. pero pede daw po magpareserve.

[@gabrielluisdeladia6777]

Pag pre selling po halos ganun tlga After fully mafully paid sa downpaymment tyaka ipaprocess sa pag ibig pero dapat kahit pano may estimated na sa pricelist kase may mga project din po kame halos pre selling e dyn sa sa batangas at bulacan

[@jhaisyfam2238]

sir pwede po patulong if may konti kang time.. pacheck po ng Theresa Homes Calamias Lipa City.. Nakapreselling po sila, 2yrs ago may nakita akong post sa facebook na preselling pa rin. Maganda sana at mura talaga pero may doubt na baka di nila agad maturnover, Maski kasi model unit wala pa daw. Magpapareserve pa ba kami or hanap na lang ng iba?

[@lorieannetan7827]

Ff

[@gerramay_]

Hi Sir! Tanong ko lang po, if natapos po ba yung downpayment sa isang pre-selling property, dapat po ba talagang tuloy tuloy pa rin ang bayad monthly kahit hindi pa po nasisimulan ng developer ang property? May mga developer po kaseng nagpaparesume ng payment kapag sisimulan na ang bayad, at meron pong ipinapatuloy tuloy ang monthly payment kahit hindi pa nasisimulan ang property?

[@ArmandCruzrealestate]

Hi, every developer has a different policy. Merong nagrerequire na magcontinuos after mabuo ang required dp at meron naman stop payment na. Bakit po nila natanong?

[@gerramay_]

@@ArmandCruzrealestate We got our property from Filinvest Sir. But since nagpandemic, and di pa nila nasimulan ang property namin na gawain, we are asking for extension of payment after we finished our dp. But they cancelled my account dahil 5 months na daw pong di nabayaran. Kahit na ang usapan po ay gagawin nila after ng dp namen. Paano po kaya ang tamang proseso nun?

[@ArmandCruzrealestate]

@@gerramay_ Is it officially cancelled or threatened to be cancenlled? If yes, why did they cancel your account?

[@gerramay_]

@@ArmandCruzrealestate dahil nga po may 5 months kameng unpaid due. But july palang po, kino-coordinate na po namin saknila regarding sa property dahil wala pa nga pong nasisimulan. And we're hesistant to continually pay dahil wala silang assurance kung kailan gagawin ang bahay kahit tapos na po ang downpayment namin. Wala silang concrete answer, they reason is because of pandemic. And yet, this October, we were emailed that our account is temporarily cancelled and they are giving 1 month to pay the 120k+ (5 months due). If unsettled after 1 month, they say that our property will be open for reselling. How come na parang wala po kameng kalaban laban kahit may pagkukulang sila. Ano po ang dapat gawin.

[@LeoNaRdOBarRuGA]

@@gerramay_ Filinvest is a huge company, Just because they paused the project because of pandemic, that doesn’t mean they won’t build it anymore. You bought a preselling property. Therefor wala ka pa tlga makikita, most of them have timeline when to finish the project, but since sabi mo nga dahil sa pandemic kaya postponed muna ang pag build. It’s okay to pay as long as you have all the proof / documents that you are a good payer. Hndi naman tatakbo ang filinvest with your money. Andyan lang yan while you’re paying, Secured pa dn ang pera mo.. Ikaw na po ung may kasalanan why your contract has been cancelled. Ganun po tlga ang patakaran sa realstate.

[@burkrevlin4932]

JUST WATCH OUT FOR FRAUD...when condo developer goes bankrupt, it can mean trouble for PRE-SELLING

[@simplytine2939]

Rare

[@kenjpogi3072]

Ok po ba ung first georgetown ventures?

[@noelcabuenos9682]

Thanks for the tips! Very informative. I bought a pre selling townhouse in QC. Malaki yung developer but almost a year ng delayed yung turnover. What steps can we do? Thanks!

[@donnafiguracion4611]

sino po developer?

[@lydiavite6592]

For me Sta Lucia Real Estate Devevelopment is the best .... U can get ur Title

[@andyfrancisco7827]

What property did u got from Sta Lucia

[@sallytinay]

Sana naman ok ung napili ko sa lahat ng promises

[@ArmandCruzrealestate]

Which development po ito ma’am?

[@gentle5112]

Sir arman cruz.may kinuha po kasi akong property pre selling po sya.last may 2018 pa. cavite area house ang lot po.tapos ngayon pa lang po nila sinisimulan 2021april.yong equity ko na 14months ay natapos ko ng walang palya.pakatapos po non.ay nag stop na ako ng bayad sa developer kasi ang alam ko ay.ipapasa na nila yan sa house financing o sa pag ibig.nag follow up na po ako kasi sobrang tagal na.nung silang huminge ng requirments ay naibigay ko na lahat.2019 din sila huminge ng requirments tapos naulit nitong may2021.pinasa ko ulit sa kanila complte.tapos nag check na ako ulit balance ko.nagulat po ako kasi sabi nila bat daw hindi na ako nagbabayad.dapat daw po ay penalty na ako.kasi daw po hindi ako nagbabayad ng monhtly amortization ko sa kanila. Obligado na po talaga na bayaran ko yon?tiningnan ko po yong bagong papel galing sa kanila.lumalabas po na parang na forfeit yong equity ko ng wala silang update sa akin.napakasakit po sa kalooban dahil pinaghirapan ko po ang pera na yon malaki pong halaga ang pera na yon skin.At ang tagal din ng hinintay.

[@laptopcutie8435]

means hnd ka po na approve sa loan, dapat po pag ganyan linggo linggo or buwan buwan ka tumatawag sa main office lalo na wala kuwenta agent after maka benta.

[@melissaberwega8328]

sir pwd po ba makapag tanong sa inyo din sir,kc pre selling din po ang kinuha namen 2years ago na po namen binabayaran at 50% n rin po ang nabayaran namen kaya lang po hnd na namen nbabayran ng tuloy tuloy monthly nangangaba po kme na baka macancel ang unit na kinuha namen at hna na mabalik yung binayad namen n nsa 500k na po..advice naman po ano kaya ang manguayari samen sir salamat

[@melissaberwega8328]

Deffer cash po kasi ang nakasulat sa kinuha namen, 36MONTHS TO PAY PO SYA 23K MONTHLY PERO HND PO NAMEN SA NGAYON NA NATUTULOY ANG PAGBBYAD NG MONTHLY DAHIL SA PANDEMIC.

[@ArmandCruzrealestate]

Hi, have they contacted the developer and informed them about your situation?This is the first step na dapat po nilang gawin. Inform the developer then sila din po makakasagot kung ano po pwede gawin since sa kanila pa po kayo nagbabayad. If in case of refund, if umabot po kayo ng 24 months na bayad sa equity saklaw po sila ng Maceda Law. Para po mas maguide sila mas maganda po magconsult sila with a lawyer para po mas guided sila sa batas.

[@MrEriclou]

Sir ask ko lang if may mangyari na masama sa buyer na preselling ,like na disabled or namatay .ano po mangyayari pag naka bank finance na sya or yung downpayment nya.

[@ArmandCruzrealestate]

Hi for bank financing or pagibig kadalasan meron pong insurance. So kapag po namatay ang principal fully paid na po siya. For the downpayment, may mga developers na nagrerequire ng insurance lalo na if more than 2 years ang downpayment. So if namatay si principal fully paid na ang dp. Kaso may mga developers na hindi nagrerequire ng insurance so ang nanyayari cancellation ng account.

[@MrEriclou]

@@ArmandCruzrealestate thank you so much po sir!

[@mylenecorporal3058]

Hi ano po kaya ibig sabihin ng rfo?

[@angelinetyssoy4664]

Ready for Occupancy.

[@jonardarmamento7713]

bakit po need pa ng financial docs if nakakabayad ka naman?

[@ArmandCruzrealestate]

Hi sir, since pre selling po siya ito ay way para po masigurado ng developer na may capabilities po sila to avail a loan once kailangan na. In turn, ito din ay paraan para po maprotektahan ang pera natin dahil baga pa tayo maginvest masasabi na po ni developer kung makakapagloan sila after matapos ng downpayment.

[@yang09]

Kumuha din ako pre selling, 🙂

[@troyallison7768]

we have properties at Mandani Bay Quay in Cebu. With the shutdown, it's difficult for us to market them. Anyone here that has the knowledge and expertise for selling real estate, we would like to work with you if you are interested in helping us sell the properties. send me a message if this is something you can do!

[@rsdv_channel2477]

Ano ang mga tips o kailangang malaman na maaaring ibahagi sa mga kukuha ng selling? Baka pd po pa-content if wla p kau ganto. Thanks po. Firstym to watch ur vlog.

[@narcisavaldehueza5491]

I am looking in Cebu house for sale.

[@nergaffud2282]

Thank you po sa Advice Sir may mga natutunan po kmi, Sir Ask ko na din po, paano po ba mag refund sa nabayaran nang monthly payment sa condo, Hinulugan na nang more than 2yrs. pero dahil sa pandemya hindi na nmin natuloy ang payment for more than 1 yr. :( it is a pre - selling) gusto na po sana naming iback out nalang :( ang laki nang interest about sa late payments then, we do not have contacts anymore about sa Agent :( We bought sa FEDERALAND po, and now they advice us to go to bank para po mag loan at ma settle yung mga latw paymenta po :(, but the interest of the late payments was too high po kasi :( baka po may ma advice kayong best solution, and the wost thing is we boght a parking Area when we visited the parking area ay nasa kabilang building not mismo sa building where the condo located :(

[@marcelineleee]

Pag po ba pre-selling kelan po dapat mgpocess ng home loan? Dapat po ba matapos muna yung house?

[@Notofthisworld31]

for Pag-ibig nasa requirements na kailangan tapos na ung construction ng house para make take out ung loan.

[@mari_chewy]

Ano po ung mga kelangan naten kunin or hanapin sa agent para malamang legit ung preselling house and lot?

[@101crimetime]

Dapat po mamili ng maigi sa agents. I got one from SMDC and another developer pero namili muna ko sa napakaraming agent bago ako bumili. Hindi ako nagsisisi kase yun agent ko hanggang ngayon nakakausap ko hindi gaya nun iba pag nabentahan kana babye na. Kung gusto nyo po bumili dun sa agent ko nirerecommend ko po sya. Respond lang po kayo here with your contact details ipamessage ko po kayo sakanya.

[@pauladventure7953]

Are u still in Real Estate?

[@ArmandCruzrealestate]

Yes I am sir :)

[@acopoeto7324]

Sir ask q lang po, may condo po kc aqo na ang DP ay 48mos to pay mejo mlaki kc ang DP, tapos po 28 months na po aqo nkahulog pero hndi q na po kya bayaran, pede qo po ba i cancel na yun unit? nsa contract po ba na hndi q n mbbawi yun naihulog qo ng 28mos? TIA

[@Notofthisworld31]

kung 28 months ka ng nakabayad pwede na ma apply ung Maceda Law. nasa 50% lang ata ung pwede mo marefund.

[@Notofthisworld31]

mas ok kung hanapan nio na lang ng sasalo kesa icancel mas lugi kayo

[@acopoeto7324]

@@Notofthisworld31 its better than nothing at all, wala kc aqo mapapasahan, sb ng ahente qo mhitap magpasalo kc Pandemic mdmi wla pambili kc no work🤦🏻‍♂️

[@Notofthisworld31]

@@acopoeto7324 baka may kapatid or kamaganak ka na gusto sumalo. sayang kase. pero if no choice na inquire ka na lang ng refund

[@muthneaismi6624]

@@Notofthisworld31 Anong project po yung nakuha nyo?

[@marienishii3283]

If I buy investment house and lot I’m looking you. Armand I’m going to contact you☺️

[@EJCalayan]

Sir armand can you be my mentor🙏

[@ArmandCruzrealestate]

Hi Ejay! Yes, you may join my team. Please send me a message at [e-mail]

[@imeldama.concepcion7157]

Sir please paano gawin yung pasalo? Diko na kaya mag bayad? Who can help me? Thank you

[@imeldama.concepcion7157]

Kaya ko naman pay but they said madedelay daw RFO

[@muthneaismi6624]

Anong project po yung nakuha nyo?

[@chachavlogs917]

ang hina nyo po magsalita 😞😞

[@alexmalate4606]

BLKD

[@ArmandCruzrealestate]

Hind po :)

[@alexmalate4606]

May fb kayo sir? Pahinge sana payo planning po kasi ako kumuha bahay.

[@rodilynalmuete3616]

Pa send po globe number nyo po