Preparing for an Independent Medical Examination: Disability Law Show S5 E12

PREPARING FOR AN INDEPENDENT MEDICAL EXAMINATION on the Disability Law Show with disability lawyer and Partner, Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 5 Episode 12 of the only disability law show on TV in Canada.
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FEATURED ON THIS EPISODE...
0:00 - Intro
🔹 Lack of diagnosis leads to LTD cut-off - 1:14
I worked in a medical environment and was dizzy, had brain fog, etc. My doctors believed I was unable to work but were not sure what my diagnosis was. Despite this, my benefits were cut off. What can I do?
📞 Disability benefits cut off at 2-year mark - 11:26
Caller from bit.ly/Disability-Law-Show: “I’ve been off work for 3 years and received LTD for 2 of them. I’m currently fighting to get my benefits reinstated. If I get better, does my company have to take me back?”
▶️ Preparing for an Independent Medical Examination:
1️⃣ What is an independent medical examination? - 17:18
2️⃣ Are claimants able to refuse a request to attend an IME? - 18:35
3️⃣ What can individuals expect during an IME and can you prepare ahead of time? - 19:53
📧 Late LTD application told to appeal - 23:22
EMAIL from [e-mail]: "My brother has been battling several health issues for the past few years, including alcoholism. His application for LTD was denied as the insurer said he submitted his application late. His employer later acknowledged that this was not my brother’s fault, but the insurance company still refused to approve his claim. We’ve been advised to appeal this decision. What should we do?"
❓ LTD cut off due to surveillance - 26:05
www.mydisabilityquestions.com: “I was receiving LTD benefits for a while and started seeing a psychotherapist that the insurer recommended. I was encouraged to engage in outdoor activities like hikes and golf. But then the insurance company eventually used that against me to cut off my claim after conducting surveillance. I’m still not well enough to work. What can I do?"
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