Preparing to Buy a House ? (Step by Step Guide) 🏠

[@jesssbe5point7]

really really appreciate the transparency Jennifer, the honesty, may you always be blessed with good and health. very informative videos, have watched a couple by now. nicely categorized as well, thank you so much for everything, your time is greatly appreciated💝

[@jwesby65]

I was told by my mom that credit card were bad and not to get one. So in the last 6 months I finally got one and my credit went from 400 to 647. I wished I've done it sooner.

[@JenniferBeeston]

I am so glad you got your credit handled:)

[@jaygill2956]

Hello Jenn, for a sec I felt like i am in your office and talking to you and you are answering all my questions. Wow!! what a great video looks like this video is made for me. Thank you great work!

[@JenniferBeeston]

Happy to help Jay:)

[@kaykay7640]

I've watched several videos of yours and I just got my question answered 😂😊 thank you for all your help

[@JenniferBeeston]

Happy to help!

[@humancrustaceans7849]

Literally not even 2 minutes in and I’m loving your energy and the information given! 🙌🏾💪🏾🖤 thank you

[@JenniferBeeston]

I appreciate that! Thank you for tuning in!

[@craigmertz1994]

I'm 58 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, we are finding it impossible to replace it. We can get by, but cant seem to get ahead. My condolences to anyone retiring in this crisis, 40years nonstop just for a crooked system to take all you worked for

[@JenniferBeeston]

Inflation is out of control 100%

[@cpborrelli]

Live in the moment. Love your wife. There is no future, only the present. It is where we always live. It is where happiness is

[@johnnygross4415]

I moved to mexico

[@DixieNormus_007]

Coming from someone who's done ok. lts definitely a scam system. The "health con" system is designed to take your money on the backside of your life..

[@SanJoseCA-ot3qy]

@@cpborrelli Exactly. 🙏

[@fernandosandoval9306]

Need it! More energy!!!! To digest!! Ur mind 🤯!

[@jeannettetorres2561]

As a new agent , the info your providing is so valuable. Thank you.

[@JenniferBeeston]

Glad it was helpful!

[@Jimboslice1270]

Closed in North Carolina in March from when I started from last November that’s selling a house and buying think my score was 800 still wish could have found you earlier cause loved to have you do my selling and buying house ❤❤❤❤❤❤

[@kavaughnadams5285]

Listening to her definitely made me more comfortable.

[@1010JenFriend]

My goodness your videos are a blessing ♡ thank you so much! So helpful!

[@JenniferBeeston]

Happy to help ❤️

[@wwing]

Jen, love your videos... thank you so much! I'm a vet, love the VA information you put out too!

[@JenniferBeeston]

Thank you!

[@dianahdz926]

Very simple and easy to understand. Thank you so much.

[@JenniferBeeston]

Thank you!

[@Branbrina]

This is by far the most helpful video I have watched during this process with the most helpful and easy to understand breakdown of the first time homebuyer process. Thank you

[@JenniferBeeston]

I am so glad it helped! Thank you for taking the time to comment. I really appreciate.

[@therealmlw]

What a great video! Thank you so much for the expertise and practical advise, you are really helpful!

[@JenniferBeeston]

Glad it was helpful!

[@losheroes6076]

I closed today 😁

[@seanebblvd]

That sucks

[@ohitsamala]

CONGRATSSSSSSSS

[@losheroes6076]

@@ohitsamala thank you

[@losheroes6076]

@@momoftwo8415 thank you

[@losheroes6076]

@@seanebblvd lol

[@kortneehull2670]

This was probably the BEST and most SIMPLE video on preparing for home buying I’ve seen. I really like how you use the statement “credit with drama” instead of “bad credit” per se. Thank you for this advice! I’ve been a bit obsessive with my credit score but this put me at ease!

[@JenniferBeeston]

Happy to help:)

[@AndreBragaBr]

Excelent guide, thank you!!! 🙌

[@JenniferBeeston]

Glad it was helpful!

[@fernandosandoval9306]

No we don't hate! 😇😇

[@mompreneurlife]

❤ great tips! The market is certainly normalizing and I do feel that serious of buyers. I need to sharpen up their credit scores. Last time I was here I was only three weeks into my new job as a real estate agent. Now I am four weeks in and have done a handful of open houses. More and more visitors are showing up. I’ve also heard of agents talk about multiple offers more often. The market is certainly picking up and buyers will have more competition. Thank you for sharing the tips! I do feel that a buyers I need videos like this to be more educated prior to making such a big purchase.❤

[@JenniferBeeston]

Thank you! The wild thing coming out is that people with lower credit scores actually will be getting better rates then higher scores in the next few months. No joke. I will be doing some videos on it. Check out Fannie and Freddie new loan level pricing adjusters.

[@RetrieverTrainingAlone]

Excellent! 5:00 document income, 8:20 assets and down payment, 10:50 mental prepare, 13:35 rental lease consideration. Instead of scrambling later on, find a good real estate attorney and a good home inspector that you will use once you find that dream home.

[@JenniferBeeston]

Thank you for breaking it down MIssy!

[@CarolineBashualdo]

I’m 26 and i though by this age I couldn’t buy a house but you gave me hope!! I want to keep learning so I just subscribed 😊❤

[@JenniferBeeston]

You can do it!!!!😊💗🏡

[@BoswelliaLuna8]

I’m grateful we have the option to go to a month to month lease after our annual lease is up. You’re so right. Timing is everything!

[@JenniferBeeston]

That is great you are able to do that! You will have the best options and will not be rushed

[@losheroes6076]

My month to month would be 2500 if i wanted to stay where im at. So i bought a house my mortgage is 2600

[@RickTutunick]

I'm a Realtor and am loving your videos.

[@keithforbes86]

Thank you alot 🎉💯❤️

[@thenewwayhome]

You always provide such valuable info, Jen! Keep up the great work!

[@JenniferBeeston]

Thank you!

[@EtherBunny-z7k]

Random question: does renewing/updating a pre-approval require another hard inquiry/credit hit or is it as simple as sending in updated documents? The way the market is I’m not expecting to find something in the first couple of months of looking and will likely have to do this at least a few times.

[@Austin-jm4gr]

You typically have 21 days to have multiple lenders run or re run your credit. After that you will get another hard inquiry. Your best bet is to get your credit score from one lender, and instead of sending all your documents to other lenders just send them your credit score and details about the house and they can give you a ball park estimate. Dont let multiple lenders run your credit if you dont have to

[@Austin-jm4gr]

Any inquiries within that 21 days period get put into 1 inquiry also forgot to mention

[@Raymondjohn2]

I think a housing crash will happen because all those people who bought homes over asking price, although it was at a low interest rate, they are over their heads. They have no equity if the housing prices continue to go down, and if for whatever reason they cannot afford the house anymore and it goes into foreclosure because even if they try to sell, they will not make any money. I think this will happen to a lot of people especially with the massive layoff predicted for the future and the cost of living rising at a high speed.

[@Oly_laura]

For 2023, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.

[@martingiavarini]

I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

[@hermanramos7092]

You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above $830k in net profit across high dividend yield stocks, ETF and bonds.

[@Oly_laura]

@@hermanramos7092 Do you mind sharing info on the adviser who assisted you? been saving for pension since age 18 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 50 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays.

[@hermanramos7092]

@@Oly_laura renowned for her proficiency and expertise in the financial market, ''Catherine Morrison Evans’’ my financial advisor, holds a broad understanding of portfolio diversification and is recognized as an authority in this domain.

[@michaeljonesdougherty.209]

We have been so scared to apply For a morage.about 7 yrs ago mortgage company burned my husband and I we had everything together even our home with buyers they pulled our credit over over again we had a brand new built home they blew us out of the water knocked my credit from 720 to under 500😢 so i turn green 🤢 thinking about it. Then the mortgage company closes up.

[@JenniferBeeston]

Wow that is truly terrible, I am so sorry to hear that happened to you. We are here when you are ready to start planning again and happy to answer all your questions and help you plan before you do an application calendly.com/jennifer-beeston/preapproval-q-a This is always free and designed so that you do not need to be afraid. It's like dipping a toe in the water

[@nnyra24]

I love you!!!! 💕 thank you 🙏

[@jellybaby2490]

Thank you for this!! I’m hoping to buy a house within the next couple of years and this answered a lot of my questions! 😊

[@ailinvargas5092]

This is the best video I have watched that is TRULY helpful!

[@JenniferBeeston]

Thank you!

[@allykanyce]

So glad I found your video. I’m looking to buy in June and am using a fha loan. I’ve been getting so overwhelmed with the process and all the people i have to reach out to. Thank you for making it more simple. Great video quality too, you’re gorgeous!

[@JenniferBeeston]

You can do it! I'm here if you need any help!🤗

[@kimberlyguillen7324]

Examples of low income mortgage payment would be nice also give us better ideas of where you buy a home.

[@JenniferBeeston]

I like that idea. We were actually talking about doing something like that on my Instagram stories next year. Like what is for sale around the country and what a payment would be

[@berniecole5757]

Love your channel...good info!!! And you have an 18 year old kid? you look 20! You go girl

[@JenniferBeeston]

Thank you Bernie!

[@vladimirarellano7137]

Youre really good at what you do!

[@JenniferBeeston]

Thank you!

[@SCraig-Handsome]

This is really good advice… I’m not a 1st time home buyer but it’s very clear and concise. Very relevant!

[@BronzeGirl]

I need to give 60 day notice for lease. Pre approved but house hunting Should I not renew wil I have time to find a home 2nd week searching and need to give notice in a week

[@JenniferBeeston]

Can you go month to month?

[@BronzeGirl]

@@JenniferBeeston I have to look into that. Thanks

[@dg5175]

This is super helpful.

[@JenniferBeeston]

Thank you!

[@AlejandraRamirez-hr9nb]

Well explained !!!!!!

[@JenniferBeeston]

Thank you:)

[@mariogomez166]

I no credit but I opened 2 secured cards 2 months ago but want to buy next year or in 6 months ...

[@letslearnmore24]

Can I apply for a mortgage loan without my husband name on it? He has a credit report drama. Although he’s a veteran. We are contemplating if it is only my name on it. Thanks for this informative video.❤

[@nanaadusei450]

Hi… I’m an hourly worker . I work over 40 hours a week. Have had this same hours for over 6 years at my job. Will my overtime hours count as income or u only base on 40 hours ?

[@TheChynna123]

Love this video 🎉

[@JenniferBeeston]

Thanks for watching!😊

[@deangeloharris8234]

This video helped me a lot Thank You👏🏽

[@FishFind3000]

When you pull credit does it matter which credit bureau you use or do you just take the average of them? For my own credit I have 180 point difference between the top and bottom of the 3.

[@JenniferBeeston]

We use middle score. Pull experian, equifax and transunion.

[@seanebblvd]

180 point swing? 1 bureau is reporting something the other 2 are not. That is typical cause of such a difference

[@leonardoart5]

Nobody is talking about the most important thing mentioned "VISUALIZATION". Great Video!.

[@JenniferBeeston]

yes visualization is key as well. 100% doing a video on that

[@brown_beauty7499]

How easy is it for you guys to get the seller to pay for closing costs on a new home or used home if it's a VA loan?

[@JenniferBeeston]

Depends on part of country but overall I would say 80% of our clients get seller to pay their closing costs

[@parkerbohnn]

I live in Canada and homes where I live are 5 million apiece.

[@benmerold8830]

I’ve read that the FHFA has approved both the FICO 10T and VantageScore 4.0 scoring models. How will this affect home buyers?

[@JenniferBeeston]

It has not rolled out to us yet

[@jamaicanblackqueen]

I have one CC, planning to open one at a credit union and chase. Also is it true if you get down payment assistance, the interest rate would be higher than using your own money? My old lender told me that.

[@JenniferBeeston]

It many cases it is. I actually filmed a shirt on this for next week.

[@jamaicanblackqueen]

@@JenniferBeeston Awesome, thanks 😊

[@keemjames6789]

I'm trying to purchase my first home for my family im the Calhoun ga area and it's been a Lil hard I gotten pre approved last year but wasn't for what I wanted was looking for a 4 bedroom and what they was giving me wasn't gonna help my credit score is better and I have a Lil more to put down and I'm self employed been self employed for 3 years.

[@besthomesdfw5391]

Hi Jen, what's the maximum origination pts for the VA? If a lender made me sign to lock in rates, but found out later that I'm not happy with other terms, can I switch to another lender?

[@JenniferBeeston]

Call me after 11 pacific and let’s go over what you are locked into. 99% of the time you can switch lenders only time you cannot would be if it’s the builders lender AND your purchase contract says you have to notify them and only have ability to switch 60-99 days before close. All other circumstances you can switch lenders 707-478-0637

[@troysaunders8078]

Question. If you add someone to the mortgage that can be a family member or wife, does that person have to be working 2Y+?

[@JenniferBeeston]

They don’t need a job if your income works for the mortgage

[@misty0491]

Those Non-tradtional credit-credit letters are extremely hard to get aside from rent history. It's a whole lot of phone calls and redirecting. Dealing with people who have no clue what a credit letter is. I had an internet company that only sent invoices of monthly payments, not a ledger of payment history. Then another one didn't seem to want to give me the billing or collections contact information, then gave me an empty promise. Then didn't call me back. If you have no credit, expect frustration. It definitely makes you regret never building your credit, being a stay at home mom for six years and not making payments on anything, it definitely hurts. I'm in the process of finding those credit letters.

[@JdogPH01]

2 years ago I had a few things to go collection and I kind of gave up during covid. Over the past year and a half I’ve opened several (3-4 credit cards and been perfect on my stuff). My question is should I pay off these old collections or keep saving for down payment? I’m a 100% disabled veteran for over 13 years. I have full VA Loan Benefits Left, but lower credit score still unfortunately. 540-550 credit karma scores. Should I just pay off collections $11,000 total in collections. I would love some advice ❤

[@ericaroberson2975]

Hi can you please provide the contact information to the credit guy you recommend in your video?

[@charliemay9221]

I am a college student, recently engaged. I have been working full time since January 2022 and at least part time since June 21. My fiancé is a Nurse and has been working full time since June 2022 and part time since January 2021. We are looking to possibly by our first house together. We both have good credit (above 700) . Is this possible to get a house in 2023.

[@shabatshalom693]

Just i want aske you ,i used 2 credit card before and now i only used 1 the other one i just keep it ,when i checked my score its 825 in transunion, so is there any effect now i want buy house thanks.

[@JenniferBeeston]

Should be fine:)

[@justinhodges9127]

Is a 610 a bad credit score for getting a home loan?

[@JenniferBeeston]

It’s too low for a conventional mortgage so you will need to look at FHA unless you are a veteran. If you are a veteran VA is a great option.

[@christopherodynski7944]

For the pay and asking about the hourly rate or what not. What if you get paid by miles and the miles very

[@GoddessDestinova]

I thought I was going to watch this video and feel discouraged but determined. It turns out, I’m in better shape than I thought. Now I finally feel like I can plan.

[@JenniferBeeston]

You got this!:) Let me know if you need help 707-478-0637

[@Supsup7777]

I was looking a new construction recently. How does that work with the VA loan?

[@grissomfire]

I'm going to forward this to my son. He is looking and his realtor is living in the past where they don't have to do any work. He needs a new one.

[@JenniferBeeston]

Thanks Greg! Hope you are well!

[@kyojuttner8300]

Do you need to get any disputes that are ongoing take it off your credit report to get approved

[@JenniferBeeston]

Not for most loans but depends on loan type, how many disputes etc...

[@nguyenpham7965]

So how do your company calculate DTI for Tax exclude income (due to Bona fide Residence or Physical presence test)? Do you gross up 125% for that type of income for VA loan?

[@JenniferBeeston]

If the income is non taxable we gross up to 125%. Not sure what you mean by due to bona fide residence or physical presence test

[@nguyenpham7965]

@@JenniferBeeston So for w-2 income, we only pay FICA tax, not federal tax, does that 125% gross up still apply?

[@larrycastro4739]

What is the average monthly cost for a house cost $550 thousand dollars or below?

[@JenniferBeeston]

Depends on state, county, downpayment

[@larrycastro4739]

@@JenniferBeeston CA

[@andrewjarvis7777]

@@larrycastro4739 are there even houses in CA below 550k?

[@hermionegranger5868]

Is it better to buy homes around Dec time or May time?

[@JenniferBeeston]

There will be more listings in May and more competition. December is when I see deals as investors want houses off their books by year end and only real sellers list during the holidays

[@wrenshoe3782]

My credit is over 800 but the thing is I have never used it but it’s just what the finder app says - I dnno if I’m on their account or something

[@JenniferBeeston]

What is the finder app?

[@wrenshoe3782]

@@JenniferBeeston some uh random tv advert said it would show you your credit score I put in my drivers licence and it popped up with that I’d rather not have to get a credit card it seems like an added and unnecessary risk D:

[@Purpleglopglitter]

That credit rabbit hole freaks me out, and I'm not buying until 2023 spring summer

[@SJ-qq6xu]

I own a condo . No mortgage . I have a toddler . I want a yard . I can afford a mortgage . Should I settle for living where I live or buy a home

[@Kay-jw8fv]

Hi, do you close the other credit cards after 6 months? Or does one keep adding cc and payments?

[@JenniferBeeston]

Do not close any. Just keep doing same thing. Tank of gas and pay off of grocery store trip and pay off

[@Kay-jw8fv]

Thank you for responding 😊

[@syckindahead]

8:32 VA loan part

[@bkelley1979]

Awesome Content!!!🎉👏👏👏💪😎🇺🇲👏👏👏🎉

[@JenniferBeeston]

Thank you!

[@rqvillanueva74]

I’m a home owner myself and I’m helping my parents to be buy a house ….they are ready I’d like to talk to your team and see if they are ready

[@JenniferBeeston]

We are here for you 707-478-0637

[@agnbmotorsportsallgasnobra9470]

Hi Jennifer, Im debating Filing a BK again. Last time i filed was 2012 and it was finalized in march 2013.Just asking because i have so many lates that are hurting my score and i have one collection and a repo, Do you think its a good idea to file so i can be ready in 1.5 to 2 years? or should i just leave my credit alone, keep paying my bills on time and keep my DTI low? Im also a veteran on benefits and hoping to get me a job soon.

[@JenniferBeeston]

I would chat with a BK lawyer and a credit expert. For credit call Ken Strey at scorewell 925-478-5213 let him know you are a veteran and I said to call you and see what he says.

[@agnbmotorsportsallgasnobra9470]

@@JenniferBeeston Thank you Jennifer, will do

[@jeramiajones2481]

How do I get in contact with your company

[@JenniferBeeston]

Hi! You can call me 707-478-0637 or schedule a mortgage consultation with me here: calendly.com/jennifer-beeston (:

[@ezellabarner49]

Question for ya do u work with people on social security

[@JenniferBeeston]

Yes everyday. 707-478-0637

[@danka2000]

I want to buy next year. You mentioned about how credit is. Today I got email from one of my credit cards capital one increasing my limit to now over 6k. Now have two credit cards over 5K limits. Underwriter would like to see that. Of course balances will be kept low. Hope at time I apply for the pre approval I’ll have higher fico scores that are used for mortgages.

[@gennlyles]

You will be fine. As long as it's not a new line just a limit increased.

[@danka2000]

@@gennlyles Was just a limit increase, account has been open now 4 years this month. Likely was a soft pull. Capital One used FICO Bankcard Score 8 to make approval decisions for their credit cards

[@ladytracy46]

I love your videos you are so on point I'm kinda bummed that u don't work in Rhode island because i wanted to buy in Rhode island however I am open ti Massachusetts i was born and raised in Massachusetts I am or will be a first time homebuyer never owned a home but looking to buy within the next 3 to 6 months what can I do to start the process I am in the healthcare field and I do guarantee 40 hour w2 travel contracts with overtime if applicable will that work? I am living in NC but wanna move back to Massachusetts to buy my house what happens if I'm working a full time job in nc and wanna buy my house in another state what happens because once I buy my house in another state I will need to get a job in the state where I'm living can I get a offer letter from that state

[@karensanchez6278]

Good morning, Jenn can I still pay an FHA down payment 3.5 or 5 % this days?

[@Austin-jm4gr]

Yes! We just bought our house last week with 3.5% down on FHA. Im sure there are other deciding factors like credit score, DTI and such. But yes its possible!

[@johndsmith-gv8zh]

Great information and video

[@JenniferBeeston]

Thank you!

[@The357Mason]

I’m a 100% P&T veteran in Jacksonville Florida with a credit score of 810…I’m looking for a realtor now, but I’m curious as to how you can get everything done being your out of state?

[@JenniferBeeston]

Our tech is magic. We do everything online and over the phone. I am the lender so I don’t need to be local as the realtor shows you the houses. Call me tomorrow 707-478-0637 and we can discuss

[@wisemusic152]

What is the person that helps with cleaning credit? my husband and I have drama on our credit report 🤔 I don't see him listed in the description

[@JenniferBeeston]

Ken strey at Scorewell 925-478-5213

[@jenjen5184]

Are you familiar with the hometown hero program?

[@Kay-jw8fv]

Does working for Uber eats count? Been doing it for 2 years due to the pandemic 😢

[@JenniferBeeston]

Yes as long as you show the income on your taxes that 100% counts as income since you have a two year history. So 2 years filed tax returns

[@mortgagewithclare]

Great video🤩

[@JenniferBeeston]

Thank you 🤗

[@jcberb]

Just had a seller reject my offer because I had a VA loan. I offered asking price and put 3% earnest money, he did not want to entertain it plus wanted over 150k earnest deposit; sitting on the market for over 30 days and I am his first offer. Really confusing, figured if I would offer list price there would not be a problem, guess I was wrong. Now I have to be selective about which loan I use, went with VA because it had the lowest interest rate.

[@JenniferBeeston]

This isn’t about it being a VA loan. This is about a crazy seller 150k in emd makes no sense unless you are buying a 2+ million dollar home. There is a reason that house has been on the market for 30 days and it is not because of your VA loan

[@LoveLife-gv8jg]

I've been in biz 3 yrs with steady increase of income (110k-120k) but low net first two years because I didn't expect to sell my home in 2022 but I couldn't refuse the great offer! So I'm working with two years of low net (because of deductions) This year I'm at 150k gross but havent filed yet. Credit score 720....I was told if I can show a net of 70k I would be approved for up to 220k. Does that sound right? I don't want a home over 200k because it's just my son and I, I'm almost 50 and he is 16 so I don't need a big house but I do want land around my home. I have 50k for down payment but I don't want to use it all. Im surprised you didnt discuss interest rates..its crazy🤢

[@thomasadams5914]

Hi I am looking for help from you some guidance my credit is good looking to buy a home va loan

[@JenniferBeeston]

Hi Thomas! You can call me 707-478-0637 or schedule a mortgage consultation with me here: calendly.com/jennifer-beeston (:

[@AlliNW0nderland.]

I’m glad to know you do discuss the mortgage difference. I’m wanting to stay under $2500 a month. Is that possible in this current market?

[@JenniferBeeston]

Depends on where you are looking and what downpayment you have etc…

[@AlliNW0nderland.]

@@JenniferBeeston Ok great, I set up a consultation call with your team so I’ll discuss my options. Thank you!

[@FoulMthFool]

VA Loan gross 11,878.22 only debt is 453 car payment credit score is 640 how much house can i qualify for?

[@kuroe-chan5190]

I’m so nervous we are planning to sell our home in the next few months to a family member and then we hope to find the home that works great for us by the end of summer. However, we have an international trip coming up in just four weeks to Scotland for two weeks and I’m trying to figure out how to use our money without it going against us we’ve gotten our credit start core up 100 points. We’re ready to start looking, but until my cousins are ready to really purchase we were stuck and then we’re going out of town and everyone’s like oh they look at what you spend your money on blah blah blah but we’ve had this planned for a year and I’m not putting my vacation Assad just because of the house is there any way around it? Will they be forgiving knowing that we’ve had this planned for a lot before we even thought about selling sorry I know as long as it is I got so much stuff going through my head and no one has any good Suggestions

[@lesliegrace5986]

Girl, just forget about the people who talk behind your back. It sounds like you cater to people who don’t truly like or care about you. Your peace of mind is worth more than fake friends/family!

[@agustingomez5594]

I’m a self employed 1099 contractor. Is there any hope for small business owner’s tu buy a home . Help

[@JenniferBeeston]

Yes as long as you show income on your taxes and have 2 years of being self employed we are good;)

[@astridjolie4330]

What's the name of your app. I'm following you on tik tok

[@JenniferBeeston]

the app is actually being retooled right now. For rates wand calculators check out ww.rate.com/jenniferbeeston

[@annmariefalconer4888]

Hello, Need to provide this trusted information to a good friend. What is the name of the person you recommend to build credit. Ken.......? Thanks

[@JenniferBeeston]

Ken strey at scorewell 925-478-5213

[@sheridawebley1127]

How much debt can I have or should I have any debt applying for a loan

[@JenniferBeeston]

Depends on income. Best to let us look at your scenario and advise from there which yes requires filling out an application 707-478-0637

[@blakeds1]

Personally I don't think mint is the best way to figure out what can be afforded. It tells me I can only afford a house that's $158,000. In CA, that's not even close to the price of a 1b/1ba condo. I have 100% VA disability and SSDI, is there a site that's friendlier to use when I input those two as income?

[@parkerbohnn]

I was tool stupid to file for disability. Now 29 years later its sort of too late. I haven't worked in the last 29 years due to I couldn't.

[@revolutionaryafrican8340]

How is this gon work 😂😂 9:52💀 I’m at this point in life

[@JenniferBeeston]

lol find that money:)!

[@mslikenootha]

I’m self-employed was waiting on info for that…

[@JenniferBeeston]

I have a few videos on being self employed