Which credit card companies have highest credit limits? (Highest starting line + increases)

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[@ProudMoney]

Support our channel by choosing your next credit card using one of the card links at: - BEST: www.proudmoney.com/best-credit-cards-on-the-market/ - CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/ - TRAVEL: www.proudmoney.com/best-travel-credit-cards/ - BONUS: www.proudmoney.com/best-credit-card-bonus-offers/ - BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/ - GAS: www.proudmoney.com/best-gas-credit-cards/ - BUSINESS: www.proudmoney.com/best-business-credit-cards/ - FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/ - BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/ (We'll get compensated if you're approved, and we thank you kindly.) Other ways to support this channel: - Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=68388c1c-9593-48a6-8872-7052db78d937 - Use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.) . NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

[@callmeosho7792]

Capital one started off as a 1k limit. After a long credit history with them I got recently got approved for line increase of $100.

[@LADYVIKING05]

WOW $100!!! 😆😆😆

[@ProudMoney]

That's unfriendly 🤨

[@jameshorton3692]

Yeah out of spite I give them no spend except bonus. They don’t deserve anymore/

[@katrinastevenson352]

And you were lucky to get that!

[@77Joseph777]

Maxed out my cap 1 platinum at 500$ 2 years ago. Approved for quicksilver this January at 750$ CL and 6 months later got an automatic 1500$ increase with quicksilver for a total 2250 CL as of now.

[@TheAudioCzar]

I've been with Discover since 2015. I think starting limit was $1,600 or $1,800. Now I'm at 11,000.

[@ga5234]

I was just approved with them a couple of weeks ago for 5000 with a 710 fico. I'm still waiting on my card though, lost in the mail I guess..

[@ryanmiklos1775]

yeah i had a card with 1800 limit, i applied for a new one, they gave me 6,000, then a month later i got a credit limit increase on my original card from 1800 to 4600.

[@S5King7]

Discover started me with 11k 2 years ago. Only increased 500 since although I use the card frequently and pay balance in full.

[@ga5234]

@@S5King7 maybe cause you started with 11k. That's pretty good for a starting limit.

[@S5King7]

@@ga5234 yeah could be. I made a couple big purchases though and went to about 70 percent of my limit. During that time my credit score was negatively impacted, so I really want a higher limit.

[@7FigureWisdom]

I’m 21 Amex everyday is at 20k BOA at $5700 Apple Card 7250 Capital one 600

[@angelmegatraveler]

Discover Card will give high credit limits gradually as mine started $2500 1st yr, $3600 2nd yr, $4400 3rd yr and now currently $9000. Last December after gardening for 2yrs, I applied for my first Amex card BCE and straight up giving me $6000. Then got Chase Flex $4500. As you said Adam these companies pretty much give out good credit limits starting out.

[@docsays]

- yup, discover has been very good to me.

[@myaimisdeadly7197]

LD what was your income/credit score if you don't mind i hopefully going to graduate and hoping i get something juicy

[@Pakratus]

Navy Fed = $25k on my first card with them! American Express = They give 3x your limit CLI increases!

[@roxcyn]

4:19 No, no, no, no! Do NOT do that a lot, Ask Sebby did that, too. Then AmEx had him do the dreaded financial paperwork for all his accounts! Note: if you don’t do the paperwork they close all your accounts!

[@ProudMoney]

I have gotten this warning multiple times... too late now! Will let you know if Amex contacts me about it.

[@roxcyn]

@@ProudMoney - Oh, my! I hope not, but please do let us know.

[@thekoolgadgets433]

Penfed gave me $30,000 CL with 690 Credit Score. I love those guys.

[@riskyit]

What was your history looking like?

[@Phizzo4real]

What? That's ridiculous 😂😂😂 Nice!

[@artdogg50]

Wow, my limit is nowhere near that, and my credit limit is the 700s. I'm not complaining though, because Penfed gave me the highest limit I've ever had by far. Nobody else comes close to it.

[@MichelMawon4982]

@@artdogg50 It depends on your credit mix, usage etc. The score matters but not the whole picture at all.

[@docsays]

Here are my highest to lowest limits with each bank: Credit Unions ($25k - 30k) Discover($12k - 18k) Citibank($3k- 13k) Synchrony($3k - 10k) Chase($4k - 7k)

[@BlackJesus8463]

How much you have deposited with credit unions?

[@docsays]

@@BlackJesus8463 - just a few hundred bucks mthly about 4-6 mths prior to applying for credit

[@Mr-Wade]

I never would of thought they would give limits like that, especially with what you said you had in there before you applied. I always avoided a credit card with them thinking the limit wouldn’t be that wonderful really. I also just assumed it was best to go with the big named companies. Looking like I was wrong.

[@docsays]

@@Mr-Wade - yup highest limits are with credit unions. They are much more liberal with lending

[@Mr-Wade]

@@docsays considering I got a personal checking and business checking with mine. We shall see how they treat me. Thanks for the info.

[@callmeNeno]

NFCU Flagship Visa 29K credit limit; Best bank & Credit Union!! Hands down!!

[@luisespinal3196]

I do have 3 credit cards with NFCU Visa 5000,Master card 8500,Navy Amex 20000 and all that was with a fair credit scores a couple years ago.

[@edwardxlee1990]

Did you have to slowly increase your limit or were you granted 20k for navy?

[@luisespinal3196]

@@edwardxlee1990 they just gave me the high limit on my initial application. Approval

[@luisespinal3196]

@@No_Fap_Hey_Zeus you have to be in the military or a veteran or a family member of a military service member or veteran.

[@Frxnando]

@@No_Fap_Hey_Zeus what I did was ask a military friend to refer me as a “cousin” and then I was able to get the card.

[@vulcanvulcan2963]

I’m at 12k with discover and Ive never even updated my income since I was in college a few years back (30k). I would just get emails saying I qualified fir credit increases. And never even took them until recently lol. Credit score 800

[@christopherrodriguez1700]

The discover card is my first credit card and I got a 2k credit limit with 638 credit and that’s good since I’m only 19

[@BboyRacing]

Cut that shit. CCs are bad.

[@Joshuastem5622]

Good call Adam, in my experience American Express has been more generous then Chase.

[@Jonathan_007]

Navy Federal by far is the best in generosity. I've been with them since 2005. I started with my very first card at 5K. Fast forward today my limit is 27K. No, I don't use it but it's always great to have because life does happen.

[@ooldropllordlvveso3610]

2005 - 2023 and 27k your limit ? Something not right

[@teddybear100]

What’s wrong with that information is that he doesn’t have a Navy Federal card 20 years and his credit limit is only 25,000?

[@dylanallen5659]

My first chase credit card was the sapphire preferred and I got $17,500 credit limit. Also, I’d like to make note that I was only 22 at the time. This was my 5th credit card.

[@ninjaboyne]

Is there 0% APR the first couple months?

[@elephant1992]

@@ninjaboyne Bot for for the sapphire you need the unlimited flex or unlimited freedom those are good card btw 5% tops on rewards with 0 APR for 15 months 0 annual feee The other reason why dylan got 17.5k credit limited is because that card you pay a fee every year for it And i highly doubt he got approve for that card because chase has a rule 100% declined if you have 5 account with 24 months at 22 years old i highly doubt that

[@michaelarthur6277]

Just want to thank you for all the effort that you put into your content, it’s been a big help to me and many others! I’ve been anti credit cards until recently because of life changes and realized how much they can play an intricate part in saving you money with a better credit score. It would be nice to see a video on how having multiple cards with a balance paid in full every month but still show a balance on your credit report can help improve your credit score by increasing your payment history/percentage. Could be a false premise on my part but do believe it has helped increase my payment history.

[@cotsissudie4196]

Hey

[@wcdx1981]

Amex first card limit was nothing to write home about. Second card under a year later is now my biggest credit limit of all my cards 🥳.

[@katrinastevenson352]

Same started with like $2000 on blue cash preferred now at 3500 after 2 years. Then this past June I got approved for their gold card with npsl but pot of $15000

[@mitchwittman4856]

Fidelity 24,500. Started at 19,000 Discover 7500 Amex business gold. No set limit

[@georgina4874]

Wow MW. My jaw is on the floor.

[@Phizzo4real]

Fidelity gets u a high limit - especially when u have an investment account with them... I started out at 13K with a 725 score... Discover started me at 5K.

[@DoorDashers791]

Navy Federal gave me $1000 limit. With a 840 fico 9 score unbelieveable.

[@arey256]

I feel you, chase gave me a $900 limit with a score of 776.

[@ProudMoney]

Wow, all i ever hear is big credit lines from them.

[@arey256]

@@ProudMoney yeah Idk i checked my fico score yesterday and after 2 1-2 to 3 months I’m at 808 now but still no increase in cl.

[@arey256]

Yeah wf active card $8k cl. Then there’s my chase card with $900 lol. I don’t get it. I now have a higher score of 808 than when I got the card and my limit is still the same.

[@DoorDashers791]

@@arey256 They always tell me a credit score Has nothing to do with anything

[@stevenhughes1254]

Discover is for reliable People

[@TheBlaqjester]

CapOne is pretty good. They have consistently given me more rope over the years. 😉

[@drakkblack]

Been with 5 years, started out with $3500 and now $26000.

[@anniewilson6737]

Good job

[@robespierrevelez482]

Chase Sapphire Reserve 25.8k , Chase Freedom Unlimited 9.9k same month.

[@Mr_Banker222]

Damn, 10k on unlimited? what was your credit score

[@braskabani8011]

That is awesome on freedom unlimited.

[@MrDg2400]

In which order were you approved?

[@dawncarrasco8320]

@@Mr_Banker222 - did they make you prove income and what was credit score ?

[@2023roadstervet]

I have USAA card with a $5000 limit.. But I have car and rental insurance with them as well. My First card with them. it's ok 3x dinning 2x on gas and grocery's and 1x on everything else. I recently approved for that card in June.

[@rodiv4323]

Usaa is definitely the place to be wish I could join

[@buckyjr710]

Sebby did the same thing with the amex spending limits years ago. If (you) try the limits too many times, it will shut down and trigger a review. I was cringing as you were explaining it 😬

[@ProudMoney]

I am fearless! 😃

[@JustinReynoldsUtah]

I don't have a single card under $10k limit. I work hard to make sure any new cards get used pretty exclusively for the first 90 days to get any welcome bonus but show the issuer Im reliable and can use high limits and pay back. Then request an increase between 60-90 days of opening. Amex I asked 2.5x what I started with and I've been approved twice now for 2.5x what I started. Love my delta card. My apple card I didn't get to select the increase they just gave me what they thought was appropriate. which Im fine with. My Amex cards are pretty much all I use now though. Delta Platinum & Business Gold Card.

[@STLEE87]

DISCOVER IT : 29,500 VENTURE ONE : 22,000 QUICKSILVER : 16,500 SAVOR ONE : 5,500 BOA : 21,500

[@roxcyn]

My highest ones are American Express, BB&T, US Bank, and Barclays.

[@AxiomaticPro]

Certainly agree with you on NFCU as well as the rest of your list…. The top 3 have been very good to me. PNC is about the relationship, another one that has been great to me!

[@Dev2088-e3j]

You need to talk about Chase removing their preapproval page and now all of a sudden people are being approved 6/24, 7/24 even 8/24, don’t think the 5/24 rule apply anymore.

[@docsays]

- have any data pts for those claims? Only exceptions to 5/24 i see online are when people apply in branch & sometimes get lucky.

[@Jose.r47]

You have any data points? I’d like to see if this is true because I want the chase freedom flex but Im way over 5/24 in about 6 months I should be more than good… also I just opened a chase cc about 1 month ago and got my lowest credit limit at about 2,300…

[@JonathanSorunke]

Great video! This is really important to know if you’re struggling with your credit utilization rate.

[@sergioarturoresendez6354]

Discover is the first non credit builder credit card I canceled, not only did they never raised my limit but lowered it cause "I used it too much"

[@IGRounder]

They lowered mine too. I immediately transferred the balance and closed the account.

[@jrc2976]

I closed it because i applied for it got a 500 dollar line than after buying some shoes they wanted my tax forms or my account would be closed down within 60 days so i did the honor myself lmao.

[@anthonyblack9906]

@@jrc2976 seriously? WHY

[@MNDooD]

Interestingly enough, US Bank is one of my highest limit cards ($25k), and I had no previous accounts (checking/savings) with them prior to getting the Altitude Reserve card. When the banker called me to give me the approval he said that he had personally never seen a credit limit as high as this. Maybe he was new? :)

[@BlackJesus8463]

baller

[@salavasian3310]

Even though I pay my credit cards religiously on time, CITI cut down my credit line tremendously during the height of the pandemic. Now that I have a good paying job, guess which credit card I am not using a lot for my purchases?

[@georgina4874]

They did that to everyone. You are not special. 😂😁

[@edwardxlee1990]

@@georgina4874 omg you’re right!? I didn’t even noticed

[@brizzle3903]

@@edwardxlee1990 huh was there a reason why they did that?

[@MichelMawon4982]

Citibank is notorious for doing that, that's why I pay them off last. If they don't see other things that flag them, they won't do it

[@hadleyjdrumz9150]

I got over 14K with my first NFCU card.

[@georgina4874]

Discover loves me.

[@mikegoodwin2386]

Me too, apparently. My limit started fairly small, compared to other cards I have, but has grown quickly.

[@bionicwoman9884]

Penfed gave 7500 as a starting limit the I requested an increase and they increased it to 10000

[@daveincv]

Navy Fed is by far the best have 30k and 10k on a other and a car loan checking saving. once your card hits over a year ask for lower interest went from 12.9 to 5.99..:)..yeah capital one suck it..24.99% and never goes down.

[@doctor9551]

Paying off my capital one card and they closed my account. Fucking hate it. Can't wait until it's gone and after my credit score goes up I plan on going for my 2nd navy federal credit card. Either black flagship or the cash rewards

[@keithgour2238]

I got my first chase card approval a couple weeks ago and I only have about a year of credit history but chase gave me a 3100 dollar credit limit for the Disney Visa rewards card which is higher than I expected. That savings account I have with chase I bet played a role in that. Can't wait to start using the card and building up those rewards

[@roby385]

X1 credit card - gave me $24,500 starting credit limit. It's now my highest limit card. They beat Navy Fed... although, I love Navy Fed. I have 2 Navy Fed cards... Flagship Rewards - $13,000...... and More Rewards - $15,000.

[@randydodson1570]

I recently jumped on the Capital One it being the first card I figured I'd go with a company thats pretty lenient they gave me 10k to start my credit card lifestyle. I've got 2 loans (paid in full) and a line of credit that I've had for over 6 years. It may have been possible to get something else, but doing a bit of research and being what feels like hard stuck since I'm a gm of a fast food chain I figured if my bills can be paid by this I will be able to redeem cashback to feel like im not in between a rock and a hard place.

[@420terrence]

Find a way to get into a credit union by donating $5 or $10

[@ahabsheikh3618]

Which cap one card?

[@joshuagamingroaster128]

Why isn't discover up there Got a 20k plus limit

[@deepsilencersmd7126]

It is at 8:26

[@85OGeezy]

First card with Navy Federal Credit Union: 20K cashRewards, 2 months in as a new member.

[@Lhondureno]

on my situation discovery has given me the biggest limits. of 15k while capital one. $1200

[@williamloucks2715]

Have to agree, CapOne has been very stingy 1/3 of the average. Citibank has been the most generous with limits even before i opened a checking with them. i refuse to pay an annual fee so wouldn't know about AMEX.

[@cicada3312]

Amex does have 0 annual fee credit card

[@420terrence]

Do they give customers a lot of money at the lower level?

[@Wkwok11]

Playing with that Amex charge limit May land you with an Amex financial review tho

[@ProudMoney]

willing to risk it 🙃

[@victormtz16]

@@ProudMoney in the name of science

[@georgina4874]

@@ProudMoney do a video on that. You said that they sent you some warnings. I never heard of that!!

[@chroylikesfish]

I got my Discover it card 2 years ago. First CC and my income was on the lower end. Started at only $500 limit now I at $2000. I have to Request a credit increase and everytime i got approved. But it would never let me exceed $500 increments

[@jdubb0113]

Discover started me off with 5,000$ credit limit lol, I love it 😁

[@bearnanascreditcardsinvest7861]

Great video! Always appreciate how in-depth and holistic of a view you bring across a wide variety of issuers!

[@ProudMoney]

Thanks!

[@mike-kh8bu]

Definitely agree with what you're saying with Discover. Capital One was my first issuer and despite a perfect payment history and never carrying a balance, they still outright refuse to increase my credit limits on either of the cards I hold. Got approved for a chase card and they only gave me 2.5k. Applied for the discover it a few weeks later and they surprised me with 8k. I will also say Capital One is ran by robots, the CS agents have no say in anything. Getting a product change or a credit line increase is like pulling teeth with them. If the algorithm doesn't like you then you're SOL. Hope my experience with discover will be better. Maybe it's just that I'm bitter about my past experience with C1 over the past three or so years but Discover actually giving me a card that aligns with my credit history left a good first impression for sure.

[@inlandwaters]

I got $25000 on my first navy federal credit card

[@bradh6185]

At 53 years old, I finally decided to get some credit cards for the sole reason of getting my credit score as high as possible. I have started out with Capital One Savor and Chase Prime Visa and pay them off when my balance gets to 15% of available credit(or every month, whichever comes first). I want to add one or two more cards to get my credit limit up. Here's my question- Should I take a certain amount of time to build a good history with these first two cards BEFORE applying for additional cards? Would waiting give me a better chance at getting a higher limit on any additional cards? Would jumping the gun result in me being stuck at lower limits for a longer period? Great content, by the way.

[@patriciawebber5304]

Always remember people to update your income every few months, add a few thousand dollars to it.

[@miguelgonzalez6213]

Alrighty then. I'm a vet, so I had zero probs setting up an account with NFCU. I'll give it a few months and then apply for a CC and see what gives. Thanks!!

[@420terrence]

Put $50 in a certificate

[@iwearleatherjackets1]

Amex has been the most generous for me, while Bank of America has been the most stingy. Even though my accounts with Amex are newer than my accounts with Bank of America plus having a checking and savings account with them, they've yet to give me an automatic increase and only gave me half of the increase I requested the one time I have requested an increase lol.

[@mrreynolds3519]

Wells Fargo is trash started at 300 in 2015 and now 2022 1,250 and I have a 850 credit score

[@anniewilson6737]

That sucks

[@thelifeofaboi2693]

Maybe try updating your income in the app if things have changed.

[@patriciawebber5304]

Yes, always update your income, higher every 6-7 months... I started as $50,000 with Capital One, and every 6 months I would add $2500 to it and in 4 years, I went from a $3500 limit to a $12,500 limit.

[@henrykim4230]

you are not using your credit to the max. No reason for them increase your credit line.

[@ctbt1832]

Not Wells Fargo

[@19lol19]

Lol

[@No_Fap_Hey_Zeus]

Not Capital One

[@bdeweese2300]

My first Chase card was 4000, after a year they raised it to 11500. My second Chase card gave me 12000 to start with. Capone won't increase my 600 limit, and they are my oldest card

[@katrinastevenson352]

Chase I had $1000 limit for like 8 years then they increase to 3000 but no increase since and it's been at least 3 years. But yet got approved for sapphire at 7900.

[@katrinastevenson352]

Capital one always declined increases for me. In the beginning they were generous. But I have 3 now since they bought Walmart but no increases in years!

[@goddessjones6559]

I just got my first chase card and they only gave me 2400. I was a bit disappointed, I knew it wouldn't be to high but was hoping at least between 3500 to 5000. But oh well hopefully at 6 months they will give me an automatic increase.

[@bdeweese2300]

@@goddessjones6559 it it them over a year for mine

[@myaimisdeadly7197]

with capital one try to update income i know that was a requirement to get credit increase cuz when i got mine it told me to do it at least once a year and maybe product change and than request might work :)

[@trippleh1521]

Cap1 is crap

[@kendrickburnett2305]

Facts just closed a card with them yesterday

[@randomsh-t917]

I have 3 capital 1 credit cards for my two companies. Credit limit $50k, $50k, $75k. I spent over $1 million per year. Cap1 loves me. And I love the cash back.

[@TheDavidandre610]

Thanks for the video 🥰🥰👋🏼 I recently got Citi for $600 😃

[@MichelMawon4982]

That's so rude of them

[@TheDavidandre610]

@@MichelMawon4982 I understand their side. I don't have a long credit history...

[@jordan23ww]

Great video! Before watching it I was thinking Navy Federal and American Express based on my own experiences! Lo and behold you had them at number 1 and 2 also! 😄

[@SuperVeganShark]

Thanks for the video!

[@V8dadmartin]

Got approved for 7500 by the Apple Card, 750 score and a 3 year old credit age.

[@christiansoto6396]

different companies give different vibes so I really appreciate your analysis

[@docluv14]

Can you please do an updated video on this same topic?? 🙏🏼

[@bradhampton6457]

My 2 largest credit lines are with Chase and Wells Fargo.

[@klevdavful]

No matter What credit card you have you going to have to get dicipline and pay on time. The numbers matter but more important is your utilization with the numbers you have for them what if you have a car that's only $500 in it get good at managing that then if you get $1,000 credit card get good at mending that by paying everything on time. Build up your discipline and the offers will come.

[@Pinnaclesuccessgroup]

a question: does business credit cards count against you when it comes to the 5/24 rule?

[@yuumsta]

It does not

[@NotShowingOff]

These spending limits can be traps. A way for card companies to keep you their customer for a long time

[@sebastianmizzell7541]

I don't see the trap... A $25k limit with no AF.

[@NotShowingOff]

@@sebastianmizzell7541 most ppl think that if you can pay off your monthly debt, a credit card can be worth it based on the rewards. Say you spend 2k, that’s only 20-30 dollars back. Because on average you only get about 2-3 percent back. But, what if you budgeted? Maybe you can cut your spending by 10 percent, maybe more? Same with flight points. It’s about 2-3 cents per point. What if you independently saved by cutting spending? Generally, high credit card limits are good on business accounts. But residential cards? I get it, if they are really low, but stop maximizing your them as a way to see how far you can go.

[@LElaine1987]

​@IPFreeley respectfully, your looking at it all wrong. If your using your credit cards to pay for things you can't afford to pay for every month, you could find yourself in debt and you are trapped!! If you use your cards to pay for every day purchases, within your budget, that you would be using your debit card or cash to pay for anyway, and then you pay your balance off at the end of every month, you get the benefits of the rewards, however small you feel like they are. You may be able to buy dinner with them or shave $200 off of a flight and that is nice at times. For me, I want the high credit limit in case I do have an emergency and need the funds right now. Things like that do happen in life. You could have a family member die without life insurance and the funeral home wants the money RIGHT NOW to bury them. They have their hand out for your credit card or theres no funeral or burial (been there) But it doesn't mean I need to run up debt I can't pay off every month and pay a ton of interest. I don't do that and most people who have good credit dont do that either. I understand if you have an emergency, you can get caught in a trap, but that's what credit cards are for. If that happens, you could use your good credit score from responsibly using and paying your credit cards monthly to get a low interest loan to pay it off. If you have no mortgage or other loans and you have a car you just paid off, you need credit cards to keep your credit score up, because the ONE thing you don't want to happen, is to find yourself with no revolving credit at all. Then you end up without a FICO score for all 3 credit bureaus and that's a bad place to be (Been there too) The days of paying for everything in cash like our parents and grandparents did are gone. We all need credit in today's world. Its all about discipline and using them responsibly.

[@leftovers2go198]

X1 approved me for 26K starting limit and yes Capital One sucks

[@gemel7801]

do you have a good credit score? and also can you please point out how we can get x1? thanks

[@leftovers2go198]

@@gemel7801 I applied for waiting list long time ago then got the invitation. Credit Score around 740+

[@gemel7801]

@@leftovers2go198 ok thank you!

[@klvAcosta]

Capital One is good for starters only, but they really suck!

[@user-ep7el6vt7o]

@@leftovers2go198I applied and never got the invitation ‘why ?

[@olereg4742]

Thank you

[@paulajohnson6409]

What is the ratio of total credit line based on annual income. Is it 10% of annual income 20%? What is the rule of thumb on this?

[@docsays]

- thats a good question, for personal cards I usually get between 7% - 13%, so 10% is probably a good average.

[@ammarhussain1267]

Good video

[@ammooth1592]

I know that first hand ✋ about chase, and capital 1 proud 💰 💯

[@danielsegura5266]

I have had an America first Credit card for a little over 3 years and I started out at 1k limit . Then 5k and now Im at 12 k limit. I only have 1 debt and its 700 bucks on my america first card.

[@danielsegura5266]

Fico Score 754

[@adamtedwards1964]

I had PNC card I closed it i would pay it off and got no increase I’m going to chase bank they treat me better they gave me 4000 increase and I didn’t ask for it maybe they saw that I closed 5 other cards. I think cap one is the worse Card to have. Not crazy about synchrony they gave me a break when I had blood cancer and I just had to pay back they principal.

[@NotShowingOff]

Has anyone put a down payment on a house from credit card?

[@Phizzo4real]

Cash Advance... but that's a really bad financial move.

[@NotShowingOff]

@@Phizzo4real you just refinance immediately afterwards

[@drakkblack]

Why would someone do that?

[@LElaine1987]

You can't really do that anymore. Lenders require the down payment to be in your account for 60 days and most lenders and sellers aren't going sit around and wait for 60 days to pass. If your able to take that big of a cash advance on a card the interest would be extremely high and not worth it anyway.

[@eallbright88]

Capital One is the worst credit card to have.

[@2dudesgamin206]

Nope, credit one is the worst

[@chevywilliams958]

@@2dudesgamin206 facts

[@ltetobago]

I love Capitol One, it was my starter now score is 795

[@vikkicarr3255]

Exactly! I just canceled with them yesterday.

[@eclecticdementia]

NAVY FEDERAL!!! WE LOVE U!!! 🎉

[@Hootskins]

Pfp is giving mixed signals.

[@coachrj2651]

I did the same thing with the spending power tool. 🤣🤣

[@ianchristian3870]

I love Navy Fed!

[@ze_german2921]

I have a Capital Venture one with 11.5k for the past 8 years and just applied for a Savor card and got $10k. I have a total of $44k worth of CC and would like to get above 50 or 60k to boost that last bit of Score but currently have 9 inquires and feel it might hurt me if I try to get it to fast.

[@SahFeirce33]

Capital 1 & Discover are very Strict with giving U high Credit Limit, Capital 1 2,300 & Discover Card 2,500, After 2 yrs I got a 500 CL!!!!!!!!!

[@420terrence]

Yeah they can be stingy I got three thousand from capital one and navy federal was generous

[@arianasherry3289]

This cool

[@dressydress9726]

Even if I wanted to have a $10 million credit limit, because I can afford, would I be protected from million dollars worth of fraudulent purchases? Or can the bank take advantage of my status and decide against me?

[@nightmarejr]

You’re protected federally from unintended purchases

[@jeffreywilliams9220]

Already subscribe and smash that like button 👍🏽🔔📊📈💳

[@buicklimited1976]

Based on your zip code

[@killersentra]

and race.

[@katrinastevenson352]

@@josephlupo8969 they sometimes look at the demographics in a particular zip code and will judge whether to give a loan based on that. Certain demographics statistically are more likely to default doesn't mean they will but they assume you will and will either deny, low ball and/or jack up interest rates.

[@ReturnOfGodEnel]

Had to click off as you soon as you said you got this info from KZbin comments

[@DoorDashers791]

Credit card lender's 💳 are not giving increases during covid period 😑

[@wcdx1981]

I got pretty decent auto CLIs from all of my cards except one? I wonder if it’s geographical? Perhaps many other factors as well.

[@DoorDashers791]

@@wcdx1981 I've been with American express for 6 years no increases ever ..

[@wcdx1981]

@@DoorDashers791 that’s interesting! Do you use the card much ???

[@DoorDashers791]

@@wcdx1981 yes I do i.pay it off every month

[@goddessjones6559]

Is your credit utilization to high. If not and your credit history is good with decent score than you should call them and ask about an increase.

[@john-ericcahoon2580]

This is not updated…. I have great credit and Navy Federal has pulled in all their generosity… Chase, Citi as he mentioned don’t give out good credit until YEARS in… I have all these cards and more… American Express is the most liberal… Apple Card giving 3-5 k is total garbage… This guy needs to re do this video…..

[@DuffMan-c5z]

I opened 4 chase cards in the last 2 years, 3 issued with >9k limits. Cap1 was the most generous for me. 15k at issue on the $95 Venture, followed by Barclays 13k on the Aviator Red

[@philpaule472]

Higher credit limits means you can spend more money you don't have and pay back more that what you spent

[@Phizzo4real]

Discipline... you dont have to... but they are nice to have stashed

[@jazzbassist]

Having a larger refrigerator means you can eat more food you shouldn't and gain more weight than what is healthy for you. It's all discipline, man. Just like anything in life, if you abuse something you will likely end up on the losing end.

[@Lovebk98]

It depends on your behavior.Treat credit cards like cash in your pocket or bank.

[@doesitmatter2754]

More like an ability to lower your total usage percentage brother, don't buy what you don't have in cash on hand.

[@LElaine1987]

Life happens so I want the highest limits I can get but I don't use them!!! Discipline is the key! I use my cards for every day purchases that I would be putting on my bank/debit card and then pay the balance every month. I want the security of knowing that I have a 50,000 limit if I need it.

[@sixlacroix6014]

Amex. $1000 CL opened in 2021, CL is 25k now.

[@IbrarAli-ql6nz]

Which card ?

[@MrPurposebydesign]

Amex & Navy Fed

[@martinez4ndres96]

3 Amex cards they all have 4K limit Verizon visa 5000 Discover 6500 Apple7500 Citi 9000 Best Buy visa 10000 Yesterday I decided to give Wells Fargo a shot I applied for there active cash card and they gave me 17000 I was in shock thats my highest credit limit card

[@melantheoszimurri9981]

If you have an investment account and 401(k) with Fidelity, thank you have a high amount. I just got a letter in the mail this week with they offer code so I went online and applied and I got approved for 19,000 in five minutes

[@Arabsummer]

Discover gave 16K, Navy Fed 2. K, LOLOL BTW PennFed. You would be eligible for a balance transfer for the entire life of the card. 18% Cap. 3% transfer.

[@sonjagalyon-kamonika]

Discover has been great for me also and PenFed I'm still working on it

[@1sttimemom76]

Nf 25k Dis 5k

[@louistaveras2541]

I started with navy federal secured cards. Once I graduated the increase my credit limit to 2k, applied for the Amex card and got 6500 and then applied for the more rewards visa and got 15k with a 680 credit score and no collections

[@jordonbruce1364]

Hate capital one, only 600 limit. but thank you for the vid been waiting for this one.

[@mmg9753]

Yeah cap one is complete bullsh|t-they keep texting me about my missing payments from my bank accounts fraudulently closed by the government, since I’m taking Biden down-check my profile & PLEASE share with EVERYONE you know 🙏🏽

[@I..cast..fireball]

yea cap1 sucks for increases and product changes. I recommend against them.

[@myaimisdeadly7197]

just hit the 6 month mark and they bump me up $300 so now $1300 but @proudmoney how long intill you can product change again is there a wait on that or something?

[@myaimisdeadly7197]

@@I..cast..fireball maybe your luck my luck been good with them only been 6 months started with 1k today got 1.3k now and was able to product change aswell

[@FDRPR09]

They gave me 1,200 for my Walmart MasterCard credit card. I don't have Issue for that but is very low compared to Penfed or other cards I've applied for

[@anandr1385]

DO NOT play around with the spending power tool. That’s one way to get a financial review.

[@blackjack3963]

navy fed started me at 12k while I was in boot camp and over the last 5 years has gone up to 27k

[@android7764]

Chase now applies the 5\24 rule to credit line increases. So if you're above 5\24 your CLI application is automatically denied. Spread the word and help prevent wasted inquiries.

[@Zeus0886]

Screw Chase

[@android7764]

@@Zeus0886 okay