Public Provident Fund இவ்ளோ விஷயம் இருக்கா ? - Benefits

[@sanjeevs5219]

தங்களது விளக்கம் மிக அருமையாக இருந்தது லோன் வாங்கினால் இன்ட்ரஸ்ட் எவ்வளவு போடுவார்கள்

[@taxpuram]

Usually 8 to 9

[@mooncity7896]

Long locking period and interest rate is marginally may reduce as days advances.

[@basheerappabasheerappa5872]

Very useful information and clear a puriyira mari sonninga

[@saravanaboopathi]

மிகவும் நன்றிகள் சார்

[@priyapriyam7429]

TQ for very useful information 💓

[@krishnu3]

Another key benefit that is missed in the video is, PPF comes without commitment. Suppose LIC potom na pudikitho pudikalayo kaasu iruko ilayo you MUST pay it every year. But PPF not like that. IF we have money in one year we can put more like 1L if we dont have money we can just pay 500 for continuity. Suppose if we take housing loan, we can pause PPF if needed as housing loan itself will cover the 80C this flexibility is not available in LIC or other bank schemes. This is the main reason along with EEE factor that I chose PPF over other 80C instruments.

[@saranyachandrasekar6446]

U r right bro..

[@கார்த்திக்செல்வம்-ட9வ]

Informative thanks

[@kalirajviswai3962]

Good evening brother I have one question, if that person starting ppf account and first 2 month he put 1.5 L amount means how tha interest will increase,

[@kalirajviswai3962]

Every month I will increase 7.1 presentage or how

[@krishnu3]

@@kalirajviswai3962 not ver sure. But sooner the better. Seekaram potom na the amount will be considered for a longer period for interest calculation.

[@meenasgreengarden6482]

Super bro You said it clearly. Thank you

[@sridharnarasimhan903]

PPF is a very good investment, but one can reap the full benefits only when you invest 1.5 lumpsum between April 1 to 5 in the beginning of a financial year. Monthly investment on PPF won't fetch you great returns.

[@MS-gh1yj]

can u explain bit more ..why it should be between apr 1-5...pls breif

[@sridharnarasimhan903]

@@MS-gh1yj interest will be calculated every month on your existing corpus. So for the whole 1.5 lakhs every month interest will be calculated. If you put 12500 per month then interest will be calculated only for that

[@SanaSulthan]

Yes correct I started with 10k now I invest 150k between ppf and ssa more in Ssa due to interest rate

[@sarathy1166]

QQqQ

[@sarathy1166]

Q

[@radhikaradhika9915]

Romba nalla sollurkega

[@shruthipari2590]

Hello sir, I am an aspiring chartered accoutant (like you). I'm looking out to solve a lot of income tax problems, can you recommend any authors. Thank you sir.

[@learnwithteacher1250]

Thank you for your message about PPF. After 15 years what is the process of pension? After my life my , spouse / Nominee pension is possible ?

[@justinantonydurai3696]

Is it use for boys as Selva magan semippu thittam. Please throw light on this question

[@sudhakarpalanivelu4694]

Very useful sir. Thank you.

[@rajtilak573]

Great explanation bro

[@NANDHA700]

Bro Na PPF Account open pann poran 2022 November open panna better ha irukuma illa 2023 April open panna better irukuma sollunga bro

[@vaithiyanathanthiru8690]

Useful information thanks

[@pakkathuveetuponnupriya5062]

Varusham varusham same amount dhan podanuma ilana nama mathi mathi amount kuda podalama

[@a.kviews2952]

Thanks Anna good information 🙏

[@aishwaryaganesan1512]

Thanks for the information in Tamil sir💮

[@IT-jobs632]

Other sources itr file pandrthu pathi sollunga

[@dhanamjayas]

For every year

[@arulprakashsangararaj3260]

Thanks for the info! Can you also talk about NPS? I heard we can get 50,000 exemption in NPS, which is apart from 1.5 L limit.

[@taxpuram]

Yes

[@pioneerpioneer6189]

NPS you won't get back your money 100percent, back on maturity.

[@arulprakashsangararaj3260]

@@pioneerpioneer6189 60% we can get back on maturity & we get monthly pension. Is it so?

[@raghavanaliassaravananm1546]

@@arulprakashsangararaj3260 that’s right

[@pioneerpioneer6189]

@@arulprakashsangararaj3260 Brother, you should use your BRAIN's here, the remaining 40% of your hard earned money remain with the Govt for ever,and they pay lesser amount of interest on your 40%, which is of no use to you,when you compare with then inflation, so in my opinion, investing in NPS is like investing your money in dead man's account, Do not do it., Invest in Mutual Funds, which is having a Lock in periods., Which is very useful in many ways,Also do not invest in LIC, the returns will be very lesser than the sb savings, instead take a Health and Term Policy, some private insurers are even reimbursing the term policy money after certain years,bye brother.take Care.

[@virginiafernando1767]

Do we have to close the PPF account immediately after retirement from the service or continue the account even after that by us personally depositing some amount ?

[@bharathij2893]

Can I able to change my nominee name later?

[@kirubhagokila6795]

Enaku oru doubt bank la ppf podalam but ipo bank private ah change pana porenu soldranga so ithunala long term ithu safe ah irukuma

[@kalaiselvikathir7861]

Sir sbi wealth builders nalla scheme a sir sollunka

[@shunmugam866]

Bank with post office rendukum enna different

[@Karthik-ut3vo]

PPF ku, PF ku kudukura interest rate eh kudukarangala? Ithu unmaiya?

[@erojay3444]

Thank you 👌

[@ranjanasri6094]

Ssy Mari boy babies ku selva Magan semipu thittam irukumanu post office la ketom...they ask us to open in my son name with ppf account. Is both are same or what sir? Pls explain

[@DHAYAKAN]

Thanks brother 🙏

[@indujagadesan3175]

Hi... I have one doubt.. In family both husband and wife having two individual account Deposited amount in each account is 1.5lakhs is this correct or both 2accounts total is 1.5lakhs

[@megalaak1010]

முதல் வாரம் பணம் கட்டுனாலோ அல்லது மாத கடைசி வாரத்தில் பணம் கட்டுனாலோ interested வித்தியாசம் இருக்கா

[@mohammedimran_shaik]

If I had 1000 in my ppf, then under 80c, will it be considered as 120000 ? Or 1000 Or how it will be ?

[@dhanamjayas]

Earlier we could withdraw 40%of previous 4 years.

[@Senthamilan....j]

bro sometime iddaila katta mudiyalana kaasu returan yaduka mudiyuma

[@taxpuram]

Yes

[@tamilarasukaliyannan4045]

During 15 years la middle amount investment panna mudiyama poona enna aagum bro

[@hariniloganathan5893]

Could you please explain cons on ppf opened through online say example ICICI on maturity. Always opening any account they made it easy but when comes to withdrawal for sure people face lot difficulties like need to withdraw in home branch etc.. Because nowadays people use their salary account for ppf which has their home branch in different cities or even states.

[@taxpuram]

There is no restriction that we need to close only in home brancg

[@SATHISHBP-is5pj]

Sir 15 years la 1year la different different amount podalama sir..

[@thiruvenkadamkumaran4021]

Sir which one is better PPF or SSY? Can u pls post one video PPF vs SSY

[@taxpuram]

Ok

[@santhoshsam705]

How we can do it online sir ? Is there any app or website for it ?

[@syednizamuddin99]

Sir good information

[@priyavinod298]

Hello bro, good information. Thank u🙏 I have a doubt....for example the PPF is in my name and my nominee is my husband, I die in few years then can my nominee continue the PPF or the nominee should only close and take the amount after my death? Pls let me know.

[@taxpuram]

Yes , closure proceeds will be settled

[@ManikandanTamilan]

Can you elaborate on the PPF guidelines for Parents + Minor account. Is there any benefits of opening additional minor PPF account in the name of child?

[@taxpuram]

Will post a separate video

[@ManikandanTamilan]

@@taxpuram - thanks

[@Trafalgar_D_Water_Law__]

1.5 L per year limit for entire family.

[@ManikandanTamilan]

Am not sure what's the benifit by having it - parent + minor as 1.5 lackhs. Then what's the gain by opening kids account. Unnecessary documentation works

[@kevindilson9366]

Broo 35 year save pana mudiuma ppf account la

[@owshikvaibaav9376]

Ppf acount open date April 05 2022.maturity date 31/03/2038.is it right. 15 years?

[@lukejohnson5775]

The correct term is 15 financial years. Ur financial year is 2022- 2023. So maturity date is 31.3.2038. correct only

[@karkuzhali9046]

அருமை

[@kalaikamaraj7341]

Naduvula katta mudiyala na enna agum antha amount ithuvaraikum katana amount enna agum

[@taxpuram]

Nothing will happen, it will be there

[@nirmalkumar2549]

Bro nps pathi video pannunga

[@taxpuram]

Sure

[@rajin.m310]

Ppf account 1000 Rs naan open panierukan. அத Cloce பண்ணிட்டு திலும்ப 5000rs Open panna mudiuma...anna

[@Ramkumar-pj2su]

Good service 👍

[@NithyaPriyaS]

Very useful tq..

[@chandrus8085]

hii sir.. I have one question whether may I open the ppf account in post office or private banks. which one is better?

[@taxpuram]

Both are equally secured

[@chandrus8085]

thanks bro

[@karthicksurya7858]

Hi Sir, consider am taking PPF scheme for monthly 1000 rupees, should I able to pay more than 1000 for some month or we have to make 1000 rupees standard for entire 15 years?

[@taxpuram]

Yea you can contribute whatever amount you want monthly

[@trendingfood3119]

Nanba, pf ennanu pidikaanga naan ppf account savings panna lama, both same or different? ...

[@taxpuram]

Yes you can, both are different

[@Veera-v2f]

Good info! My doubt is this scheme is for 15 years, after paying 10 years , the person died means..what will happen.. amount can be withdrawn by nominee or she can continue remaining 5 years to get the maximum benefit?.

[@taxpuram]

No they cannot continue. It will be settled.

[@Digi_Blocks]

Can you tell me the mic name and series you are using?

[@taxpuram]

I think its basic boya, cost around Rs 1500.

[@joycejulee8296]

Jobla irundhu resign panita piragu same account la namma personala amount poda mudiyuma .(continuing in old account but our own money )

[@taxpuram]

Yes

[@langeshannadurai1472]

Hello sir . Intha account la monthly constant ah orey amount tha katta mudiuma illa monthly different amount katta mudiuma

[@taxpuram]

You can pay different amount

[@dharaneeshms3225]

Hi Anna, I have one doubt ,this year I am adding monthly 500 to my ppf account ,after 2 years I am planning to invest more amount in my ppf consider 10000 per month how can I calculate the overall amount that I get after remaining 13 years . Because now I am putting 500 per month after 2 years my savings amount can change how can I calculate the amount. Normal ppf calculators having a constant calculation for 15 years , kindly please let me know anna.

[@lukejohnson5775]

Calculate manually via interest bearing balance method. Hard to find in internet!!

[@vrindaramanan5318]

How can we change the name in ppf account for eg after the marriage the name stands changed. Now when divorce occurs how to revert back to original name ie maiden name.please guide.Thank you. 🙏 W

[@taxpuram]

Offile application only

[@sowmiyasekar7007]

Bro , each month can we pay different amount as per availability like 2000 or 5000? . And suppose if we pay 5000 per month for 15 yrs , how much we ll get at the end of 15 yrs .

[@taxpuram]

Yes you can

[@karthikvel9411]

Which is beSt for invest post office or bank

[@taxpuram]

Both

[@taxpuram]

Bank will be convenient

[@karthikv5698]

Helo sir, As I already have a EPF account where I am contibuting monthly PF, do i need to go for PPF scheme too..?

[@taxpuram]

Not required

[@Trafalgar_D_Water_Law__]

Bro if you have cash at the end of the month. You can put it in this. After 15 years. Some amount will come from this. It may be helpful at some situations. EPF's pension money can be withdrawn after 58 age only. So if you are 25 to 30 years old now. Then at the age of 40 to 45 years, you'll benefit from this ppf. This is purely my pov. Please don't get influenced by this. Think and get suggestions from more people.

[@22SN335Neha]

If u have extra amount go for it

[@meenasundarammeena6661]

Is there any pass book provided for PPF account.i have opened in HDFC .only account no provided no pass book or nay other document

[@taxpuram]

Passbook is there, ask them, its online statements

[@meenasundarammeena6661]

@@taxpuram thanks

[@arumugamaru143]

SUPER ANNA

[@mohamedasik8492]

Bank account yenga irukoo antha branch la pannamudiuma or local irukuraa namma bank account branch pannalama ?

[@taxpuram]

Yes

[@mohamedasik8492]

@@taxpuram local irukura branch la pannalama

[@sasikumar-ux6kf]

There is no deposit limit

[@dsyuvaraj1982]

Sir எனக்கு Canara bank SBI இந்த இரண்டு bank a/c இருக்கு . இதில் எந்த bank யில் NPS + PPF துவங்க சிறந்து

[@taxpuram]

Both has different benifits

[@basheerappabasheerappa5872]

Nri ppf account open Panna mutiyuma

[@nareshjude9563]

5years pannamudiyuma bro

[@mugilstories4336]

Bro monthly monthly same amount kettalaama illa evlo mudiyuthuo avlo Panam kettalaama..

[@taxpuram]

Evlo mudiyutho avlo kattalan

[@sivashankarporchezian5651]

Can we open a PPF account in between a financial year like in August or next month September.. if yes by which date we should pay the money monthly?

[@taxpuram]

There is no conditional payment dates, you can pay whenever you want

[@sundaric2558]

Thank u bro

[@ajiraj20]

Can govt staff apply?

[@yuvashri2903]

Hello sir Im US CMA

[@rajaraman8972]

Hai Sir , Can you Say How the PPF intrest rate will be calculated better this help us to invest in best interest rate in which month ?.

[@taxpuram]

Will update a video on this

[@rajaraman8972]

Thanks for Your Fast Reply please Upload sir it'll help us for Invesnt in next Month

[@rajaraman8972]

Hai sir , While I'm opening an account in PPF as now 7.1 If they change like 6.8 and next 3months like 8 something the intrest for every 3months whether it will affect my interest rate or not

[@rajaraman8972]

Hai Sir

[@taxpuram]

Yes

[@ssathishkumar4660]

PF account irukravanga ppf open pannalama

[@vijayamirtharaj8431]

Sir ippo ppf accountla 1000 rs monthly pay pandrom.incase above 1000 pay pannalama i'lla.1000 thaan pay panna mudiyuma..increase pannalama 12 monthla..

[@taxpuram]

You can pay more also

[@vijayamirtharaj8431]

Thanks bro.

[@gowthamvishal8440]

Bro for first year 10k invest panitu nxt year increase panlam ah?

[@megalaak1010]

Sri ppf account la month 1week amount kattunalo illa month lost week kattunalo interested vithiyasam erukka

[@maximusthegladiator180]

ஒவ்வொரு மாதமும் 5 ஆம் தேதிக்கு முன் செலுத்தினால் அந்த மாதத்திற்கு வட்டி விகிதம் பொருந்தும்

[@madhanraj5082]

Suppose I have invested 1.5 lakhs in 1st year and used under tax exemption. Then for the second year also, can I use the same tax exemption for the 1.5 lakhs already available in the ppf account?

[@gnanajeyam6259]

No you should invest another 1.5 lakhs for that year.

[@naveenraj7523]

Hello Brother,i am naveen who all can open a ppf account ? Coz my father is working as a driver ,is my father is eligible to open a ppf account? Pls reply

[@taxpuram]

Yes

[@saianbarblogspot]

இன்சூரன்ஸ் வசதியுடன் உள்ளதா?

[@shaambraider7284]

Withdrawal process at PPF

[@dhanman4358]

முதிர்வு தொகை முழுவதும் கையில் கொடுத்து விடுவார்களா? மாதாமாதம் பென்சன் தர மாட்டார்களா?

[@rasikaarivu2791]

Intha scheme munadiye vanthuduchu bro...monthly pension ini illa

[@nmnk8757]

Pf company ACC இருக்கும் பட்சத்தில் இதில் கேரலாமா?

[@taxpuram]

Yes

[@arunvinodh5456]

I opened ppf account in this month March 2022. So how my cycles will be calculated, will they calculate this as 1 yr count. Or freshly they will start from next month April.

[@rohe8413]

If u opened befor March 5th they vil calculate 1 month interest else vil cal from April itself

[@nandhus2226]

Bro ppf and ponmagan scheme rendum same thana

[@taxpuram]

No

[@tommytommy3417]

Sir ppf interested 7.0 ippo iruku Government eppo change pannutho appo la engalukum maaruma

[@taxpuram]

Yes

[@sound451]

Bro new account I am open new namoni mom change 5S my wife name how many change reason bro

[@arunprasad4578]

Hi sir, thanks for your information. Incase if we are unable to continue to invest in ppf after 2nd or 3rd year,can we get our invested money immediately after that particular year or we should wait for 15 yrs to retrieve our money. Please explain on this part . 🙏

[@priyankaravichandran851]

Good question .. please reply on this .

[@nagamanikandan802]

Minimum rs.500 we have invest every year.. If you missed any year means account will be deactivated and you need pay fine and activate the account

[@gtscreations5112]

U can withdraw half after completing 7 years

[@santhoshkumar7249]

Bro after depositing initial amount 500 for lump sum yearly frequency, can I invest more for that financial year?

[@taxpuram]

Yes

[@sstelevision4427]

Best then hdfc sanchy plus..

[@karunamoorthy8511]

Sir oru doubt ippa enakku 10000 salary na 1000 monthly save pandranu vechuppom.aprm enakku oru 20000 salary vandhuchunu vekkum bodhu ennala 3000 nu raise panna mudiyum monthly @taxpuram.

[@taxpuram]

Yes

[@karunamoorthy8511]

@@taxpuram idhu Rd maari ya illa namba kitta eppo lam kaasu kedaikudho apo la oru amount podalama? Adhu mattum sollunga na.

[@shanpaul3416]

Bro if I'm paying continuosly and once if i lost my job and shall I pause this to pay if yes how many months i can pause

[@taxpuram]

You can pause upto one year , after that you need to pay small amount to activate the account again

[@shanpaul3416]

@@taxpuram sir another doubt i want to put 1 lake per year in this account for tax redemption.is there possible one at a time or two times within a year or need to pay monthly basis with fixed amount?

[@brizitgnanam8016]

Sir If I select my mom as nominee, does she get that ppf amount in between the period If unfortunately something happened me?

[@meditationsleep3820]

Yes your mom will get the sum if she's your nominee

[@arunchalam6089]

S

[@reyasaranyasaranya4450]

First year 5000 kattidu next year oru 1000 than pay panna mudium na intha a/c la panna midiuma bor

[@taxpuram]

Yes

[@jeyaranjanip6257]

இப்போ நாங்க பணம் செலுத்தி கொண்டு வரோம் இடையில் ஆட்சி மாற்றம் ஏற்பட்டால் இந்த திட்டத்தில் ஏதாவது பிரச்சினை அல்லது பாதிப்பு ஏற்படுமா. ..

[@taxpuram]

No

[@ramprasathu4638]

அண்ணா இப்போ இந்த வருஷம் இந்த மாசம் வந்து நான் என்னிடம் ஒரு 4000 இருக்கு அடுத்த மாசம் 5000 போடறேன் அதுக்கு அடுத்த மாசம் ஆயிரம் போடுறாங்க இப்ப மாசம் மாசம் amount மாத்தி மாத்தி போட முடியுமா?

[@taxpuram]

Yes

[@eluthukol6485]

Bro somtime 15 years kuilla death achithuntha amount epdi tharuvanga

[@taxpuram]

To nominees