RBI Annual Report 2023 - 24 | Important Reports for RBI Grade B | Finance Current Affairs Phase 1

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[@prateek_agrawal70]

RBI should also transfer the share of profits to the aspirants preparing for it

[@booklover245]

agreed

[@manzilkichah_YT]

True

[@SR-sz6kk]

Profit nhi surplus… rbi ka intention nhi hota profit banana.. wo bas ban jaata hai 😁😁

[@manzilkichah_YT]

@@SR-sz6kk jo chapta usko nhi mangtaa

[@theunusualgyan9940]

😂

[@captainsaver69]

This report is incredibly comprehensive! Thank you so much for all the hard work you put in. You are the gem of edutap 💎

[@kritikasharma7938]

You are most welcome. Regards, Kritika

[@AbhayKumar-cs6fc]

Thank you, ma'am, for de-coding such a lengthy report of 300+ pages. I really appreciate it from the bottom of my heart, taking a session for 2 hours with a constant level of energy is not a piece of cake. I'm blessed to have you as my mentor for the RBI Grade B journey.

[@kritikasharma7938]

You are most welcome Abhay. Thank you for your kind words. Regards, Kritika

[@shiwangijoshi2258]

@@kritikasharma7938 HEADS OFF MAM , it was difficult for us to attend a very long session and you covered this entire session , covering all the data points with very loud voice . It was very great thing.

[@kritikasharma7938]

@@shiwangijoshi2258 Thank You Shiwangi for the kind words. Regards, Kritika

[@par_sing]

Hey! I am a third year student could you please suggest me is edutap course are good?for which course should I go

[@AbhayKumar-cs6fc]

@@par_sing Hello @par-sing I'm also an Edutap aspirant. The Course of edutap RBI Grade B is good they provide topic-wise syllabus coverage with weekly mentorship. Overall I would suggest you do your own research and then decide. You can also talk with one of the faculty of edutap.

[@kalpeshsewak6150]

thanks a lot mam and plz make a video on preparation of ifsca phase 1 and 2

[@SaiTeja-id6ly]

Thanks for the wonderful session mam….

[@kritikasharma7938]

You are most welcome Sai. Regards, Kritika

[@amit_rana6321]

Marvellous session Madam. The best explanation of the report so far. Thank you madam . 🙏

[@kritikasharma7938]

You are most welcome Amit. Thank you for your kind words. Regards, Kritika

[@siddhiacharya3776]

Thank you for the session ma'am. You are the best.

[@kritikasharma7938]

You are most welcome Siddhi. Thank you for your kind words. Regards, Kritika

[@nehakori9632]

Thankyou so much ma'am.... This report its really lengthy report so have explained at great and incredible level of energy and make it easy to understand this comprehensive data.

[@kritikasharma7938]

You are most welcome Neha. Thank you very much for the kind words. Regards, Kritika

[@shriyanshigupta1178]

Thank you so much mam, it was an amazing session.

[@user-kf1tc3kr5c]

Thankyou mam really nice explanation 😊

[@madhurimabanerjee314]

Thankyou so much for this detailed amalysis ...got so many perspectives and insights...and maam do we have to read anything more abt annual report other than this?

[@nityasingh3071]

Thank you so much ma'am ....... It was just impossible to understand such a vast and complicated report without your guidance ..... All your efforts for us are clearly visible ...... As a student I feel so much gratitude to come across such an exceptional mentor ..... No one can explain finance like you do 😇❤

[@kritikasharma7938]

You are most welcome Nitya. Thank you very much for the kind words. Regards, Kritika

[@nidhigautam15]

Thank you so much mam for this session, you have explained all the points very well and now it's easy for us to retain all the information of this complex report. Hats off to you, you are an incredible teacher

[@kritikasharma7938]

You are most welcome Nidhi Thank you so much for your Kind words. Regards Kritika

[@meghan3835]

Thank you so much mam and Edutap for the invaluable lecture.

[@kritikasharma7938]

You are most welcome Meghan Regards, Kritika

[@shiwangijoshi2258]

The way you covered the annual report is outstanding . great session . please in revision session on annual report bring some MCQ'S because ultimately we have to solve the mcqs.THANKU FOR THIS SESSION MAM.

[@kritikasharma7938]

You are most welcome Shiwangi. Thank you very much for the kind words. Yes MCQs + Data Regards, Kritika

[@atanudas1054]

Great session!

[@kritikasharma7938]

Thank you Regards, Kritika

[@worldisscripted]

May god bless you mam! You actually explained the report in a simplified way ☺️

[@kritikasharma7938]

Thank you very much for the kind words. Regards, Kritika

[@rushi.nagare6743]

Thank you mam for fruitful session MCQ+ data pt in revision session

[@kritikasharma7938]

You are most welcome Rushi yes MCQ+ data both will be brought Regards Kritika

[@chanaykka9824]

Thankyou ma'am for the wonderful session 😊

[@kritikasharma7938]

You are most welcome Chanaykka Regards Kritika

[@mayureshkamane1927]

Mam, You are Simply Amazing, What A session, understood every bit of a session. Thankyou So much🙏🙏🙏🙏

[@kritikasharma7938]

You are most welcome Mayur. Thank you for your kind words. Regards, Kritika

[@satyamrsoni]

By heart waiting for your Annual report session. Thanks a lot mam

[@kritikasharma7938]

You are most welcome Satya Regards Kritika

[@tanishkraghuwanshi2497]

Capital Expenditure outlay for 2024-25 is being increased by 11.1 per cent to ₹ 11,11,111 crore. This amounts to 3.4 per cent of GDP. (Copied from PiB) But in RBI report it says general government capital outlay for previous year increased to 5.6% of gdp. So, has capital expenditure to gdp ratio declined?

[@shivambhatnagar5105]

Thank you mam for the incredible efforts you have put in to compile a 300 page report while also explaining each concept simultaneously. Thank you mam!

[@kritikasharma7938]

You are most welcome Shivam. Thank you for your kind words. Regards, Kritika

[@nachiketpounikar2206]

Amazing session mam and thank you for the efforts you have put inn😊

[@kritikasharma7938]

You are most welcome Nachiket. Thank you very much for the kind words. Regards, Kritika

[@harshithpamarthy]

Thank you so much Kritika Madam...

[@kritikasharma7938]

You are most welcome Harshith. Regards, Kritika

[@gayathrigunjan9]

Thank you so much madam...it was a wonderful session....KUDOS to your efforts. Any difficult topic would be easy with your explanation like today.May god bless you 🙏🤗😊 Take rest madam😊

[@kritikasharma7938]

You are most welcome Gayathri Thank you for your kind words Regards, Kritika

[@krblue9971]

Thanks ma'am . This session is amazing as you teach with simplicity ♦

[@kritikasharma7938]

You are most welcome Aspirant. Thank you very much for the kind words. Regards, Kritika

[@riyadeb7618]

Ma'am you are the best!! Thankyou so much for your efforts.

[@kritikasharma7938]

You are most welcome Riya Thank you so much for your Kind words. Regards Kritika

[@sanjayjoyvarghese2956]

Thank you mam for the wonderful session

[@kritikasharma7938]

You are most welcome Sanjay Regards Kritika

[@sheetalchandra4556]

Thank You so much Maam.... You made it so easy to understand the whole and lengthy report in one session with all the data points that are needed... Thank you for your efforts 😍😍...you are a gem and yes you maintained your energy throughout the session.. Thank you😊

[@kritikasharma7938]

You are most welcome Sheetal. Thank you for your kind words. Regards, Kritika

[@aribaaaa5750]

Amazing session ma'am , Thankyou so much for all the hard work and dedication.

[@kritikasharma7938]

You are most welcome Ariba Thank you so much for your Kind words. Regards Kritika

[@Raushan16371]

Thanku so much maam for such an incredible session

[@kritikasharma7938]

You are most welcome Raushan. Thank you very much for the kind words. Regards, Kritika

[@megha4912]

Thankyou ma'am for your efforts.

[@kritikasharma7938]

You are most welcome Megha Regards, Kritika

[@gayatribarik4223]

Great session thank you Ma'am

[@kritikasharma7938]

You are most welcome Gayatri Regards, Kritika

[@shikshamanwal9772]

Thank You for this Wonderful session, Mam .... You are amazing⭐🌠

[@kritikasharma7938]

You are most welcome Shiksha. Thank you for your kind words. Regards, Kritika

[@rohitprem2362]

Thankyou so much for the session ma'am. Your all the efforts made this report like a cake walk for us.

[@kritikasharma7938]

You are most welcome Rohit Thank you for your kind words. Regards, Kritika

[@rahulraturi9741]

Thank u mam for this wonderful and comprehensive session on such a lengthy report. On Tuesday, it will be beneficial for us if u bring both mcq session as well as the important data points from the slides itself .

[@kritikasharma7938]

You are most welcome Rahul Thank you so much for your Kind words. yes both MCQs and data will be brought. Regards Kritika

[@DurgaVanapalli]

OMG! One of the best sessions ma'am, your constant energy through out the video made kept me more alerted, just wow! how selflessly you brought this to us.❣Great teaching.

[@kritikasharma7938]

Thank you so much Durga for your Kind words. Regards Kritika

[@BatmanofVaikunth2002]

Dhanyawad Mam, itna bada report ko aasan bnane me

[@kritikasharma7938]

You are Most welcome Alfred. Regards, Kritika

[@Shreya1104]

Thank youu so muchh Ma'am❤ The way you explained this report is highly appreciable. Please procide the imp data points also along with MCQ ..and provide pdf for the session

[@kritikasharma7938]

You are most welcome Shreya Thank you so much for your Kind words. Regards Kritika

[@prad22]

great efforts by Edutap. Kudos to them.

[@kritikasharma7938]

Thank you Prad. Regards, Kritika

[@neelima6460]

Dear madam, I am an edutap student. I am having tough times remembering all the numbers, like financial allocation to each scheme or several percentages.. Please guide me how to remember them

[@vrishali8642]

Simply an Amazing session. Thank you so much for your efforts Ma'am. You are a true gem. :-)

[@kritikasharma7938]

You are most welcome Vrishali Thanks for your kind words. Regards Kritika

[@srinjanbhattacharya3293]

Best session on the report on YT No doubt about that! your hard work and passion is really commendable. Super grateful for this session

[@kritikasharma7938]

Thank you so much for your Kind words Srinjan. Regards Kritika

[@sourishnandi5023]

I can say this is one of your best sessions Ma'am. I have tons of heartfelt appreciation for your hard work and efforts to break down and analyse the huge 300 pages report. Was waiting for this session of yours. Your class and explanation is the ultimate stop to get the best understanding. The session was long but so captivating and intriguing throughout, with you maintaining the same level of energy. Kudos to your efforts and dedication, Ma'am. I'm fortunate to have you as mentor. EAST OR WEST, KRITIKA MA'M IS THE BEST ❤

[@kritikasharma7938]

Thank you for your kind words Sourish Means alot Regards, Kritika

[@lalitkhamkar9140]

Thank you very much mam. Please mention data points also with MCQs in revision session.

[@kritikasharma7938]

You are most welcome Lalit. Yes MCQs + Data will be done Regards, Kritika

[@PRAMODRBI]

Thank you so much ma'am..The amount of efforts you have put in incredible..🙂

[@kritikasharma7938]

You are most welcome Pramod Regards Kritika

[@suprava5946]

Thank you so much ma'am for this beautiful session❤. Without you it was impossible to understand this annual reports. Mam you really worked hard for all of us..Thank you once again

[@kritikasharma7938]

You are most welcome Suprava Thank you for your kind words. Regards Kritika

[@rushikeshvaidya2757]

It was a really good session mam...Thank you for your efforts

[@kritikasharma7938]

You are most welcome Vaidya Regards Kritika

[@divyaonkari5365]

Thank you mam!

[@kritikasharma7938]

You are most welcome Divya Regards Kritika

[@debrajmaji9608]

Wonderful session Mam, however I would like to point our that at 15:59 Global trade volume has contracted by 1.2% so growth of Global trade Volume is -1.2% in 23 from 3% in 22, as you have said in 15:59.

[@kritikasharma7938]

Yes Debraj I will edit this part and will clarify this in revision session as I took it as contracted to. Thanks and regards, Kritika

[@debrajmaji9608]

@@kritikasharma7938 Thank you mam.

[@minnysharma5584]

Ma'am kindly mention data points also in revision session along with MCQ's. And Thankyou so much for today's session

[@kritikasharma7938]

You are most welcome Minny. Regards, Kritika

[@abhinavdixit8288]

Yes Ma'am, we want data point indications as well!

[@kritikasharma7938]

Yes MCQs+ Data will be done. Regards, Kritika

[@vijayadwani4647]

Thanx a lot ma'am for this session And your continuous efforts for us Feeling blessed to have you as our mentor 😊

[@kritikasharma7938]

You are most welcome Vijaya. Thank you for the kind words. Regards, Kritika

[@mansigautam5258]

Aa compared to the number of years of experience in teaching you carry, you seem to be more mature and knowledgeable. 10 years down the line, you will do wonders. Kudos to your efforts ma'am. When I watch your videos, it feels like my class mate is explaining the topics to me. ❤

[@kritikasharma7938]

Thank you for your kind words Mansi. Means alot. Regards, Kritika Rohit

[@vaishnaviverma6983]

Hats off to your patience and detailed coverage 💪🏻

[@kritikasharma7938]

Thank you Vaishnavi Regards, Kritika

[@ch.joshna7385]

Since i started watching your vedios for finance i have improved a lot and get to know many things really you are the greatest teacher ❤❤ love you mam❤❤

[@kritikasharma7938]

You are most welcome Joshna. Thank you so much for your Kind words. Regards Kritika

[@AmanYadav-zk3lu]

mam can you please elaborate what is included in provisions mentioned in the income statement of RBI? thanks for covering the Annual Report in a very holistic manner

[@kritikasharma7938]

Hello Aman We can discuss this in the revision session. The Risk Provisions include contingency fund and asset development fund Regards, Kritika

[@MuditJhawar]

Are we expected to memorize all the data figures?

[@lakshramlod6323]

plzz bring the data points also mam with questions

[@hiteshkumarkushwaha1400]

Kudos to your efforts mam the report was smoothly covered 🫡

[@kritikasharma7938]

Thank you Hitesh for the kind words. Regards, Kritika

[@ShubhamPawar-lw3bm]

Hi Ma'am, nice explanation of the RBI Annual Report. I have one doubt, for lending purpose Indian FIs should follow which benchmark: EBLR or MMIFOR or SOFR or combination of which of these?

[@kritikasharma7938]

Hello Shubham The Financial Institutions usually use EBLR for certain loans such as personal loans, retail, or MSME Loans. Regards, Kritika

[@MaheshS1219]

I've been waiting for this session bec Krithika Mam analyses topics very well.

[@kritikasharma7938]

Thank you so much for your Kind words Mahesh. Regards Kritika

[@asr1736]

Kritika mam has really worked so hard for this session. Thank you so much 🙏🏻 great effort mam ❤⭐

[@kritikasharma7938]

You are most welcome Asr. Thank you for your kind words. Regards, Kritika

[@ranjanverma6566]

REPORT IS COMPREHENSIVELY COVERED. HARD WORK PUT INTO IT CAN BE SEEN. THANKYOOU.

[@kritikasharma7938]

You are most welcome Ranjan Regards, Kritika

[@unvssriram7258]

Thanks mam for bringing

[@kritikasharma7938]

You are most welcome unvssriram Thank you for your kind words. Regards, Kritika

[@abhidhilorhh]

where will i find the PDF of this lecture?

[@Anonymous_from_25Lat_85Long]

RBI's balance sheet size is 4.5 time more than that of RIL Industries.

[@BibekBaral-ml2zh]

Mam, in the report it is mentioned that the LFPR is 57.9% and WPR is 56%.

[@kritikasharma7938]

Hello aspirant The snippet is from the report itself. Regards, Kritika

[@ritikamehta2183]

Thank you for so much Kritika mam for making learning not just informative, but inspiring. Your patience, passion helped us understand and grow, You made learning so interesting and understanding.... I never thought that I'll be attending such a long session but it doesn't even felt long enough because of you only, your way of explaining the concept and covering each nd every data point is too incredible which helps us to retain the concept thoroughly We are lucky to have a mentor like you, Words are not enough to appreciate your efforts & dedication Once Again thank you so much Kritika mam for concluding the Great Session ❤️‍🔥💯 Grateful to you and the Edutap Team❤️

[@kritikasharma7938]

You are most welcome Ritika. Thank you for your kind words. Means alot. Regards, Kritika

[@israrqadri]

Superb session

[@kritikasharma7938]

Thank you for your kind words. Regards, Kritika

[@shivanisrivastava9099]

it would be kind of you if you give us the questions from this report so that we can get the idea of how to retain this report

[@EduTap]

Hello Shivani Thanks for writing to us. The Revision session has been taken - kzbin.infoTBKxFUlg66I?si=IFkk7OgWfG26xTYb REgards, KRitika

[@user-go2ne1ey1c]

commendable😇

[@kritikasharma7938]

Thank you Regards, Kritika

[@PremKumar-lo2fy]

wonderful content

[@kritikasharma7938]

Thank you Prem Regards, Kritika

[@kbrjsthn]

One confusion ma'am. Will be really grateful if you explain. 2:24:25 if the RBI has decreased provisions, it was also mentioned they increased their CRB to 6.5% from 6%. So is CRB not part of provisions? Or is increasing CRB and decreasing provisions somehow related?

[@kritikasharma7938]

Provisions are a part of CRB but it is cumulative in nature that is past years provisions accumulate. So because of more volatility more provisions were maintained in past year that accumulated to this year. I hope your query is resolved. Regards Kritika

[@kbrjsthn]

@@kritikasharma7938 okay ma'am much clearer. Thanks a lot

[@pankajarora5758]

Thank you mam

[@kritikasharma7938]

You are most welcome Pankaj Regards, Kritika

[@subratasamantasd462]

Thank u ma'am.

[@kritikasharma7938]

You are most welcome Subrata. Regards, Kritika

[@harshika6152]

Thankyou mam! ....where can get the pdf of this report?

[@kritikasharma7938]

Hello Harshika The PDF is uploaded in the telegram channel. Regards Kritika

[@shivishrivastava67]

excellent scession..

[@kritikasharma7938]

Thank you Shivi Regards, Kritika

[@akashkandpal1832]

Thankyou mam ❤

[@kritikasharma7938]

You are most welcome Akash Regards Kritika

[@ananthr4910]

Mam, which data to study? Recent or the one in annual report? Or both??

[@kritikasharma7938]

Hello Anant Focus on the recent data Regards Kritika

[@ananthr4910]

@@kritikasharma7938 thanks mam.

[@Bholu5599]

Mam please explanslow!!

[@atulyatathagata3605]

Ma'am,slight confusion. Where are we supposed to use the provisional estimates that you have been mentioning. If it asks in the question that what is the GVA growth as per RBI report,we will mention 6.9 instead of the provisional 7.2 %,so what is the significance of provisional estimates that you have mentioned somany times.Kindly clear the confusion.

[@EduTap]

Hello Atul The recent data is the provisional estimates and that can be directly asked in the exams. So have a comparison with yourself of the previous and recent data. Regards, Kritika

[@peoplefriendly]

1:12:00

[@rajgargama3781]

❤❤

[@abhinavanurag7866]

When is this report being updated in the course mam

[@kritikasharma7938]

20 June. The team is working for the Document. Till then you can use my session and ppt. Regards, Kritika

[@manzilkichah_YT]

Lookes like 1000 pages of Reprt

[@shashankawasthi2730]

Ma'am data points with MCQ will be better !!!!

[@kamaljeetkaur8441]

Data points also mam🎉🎉🎉🎉

[@kritikasharma7938]

Yes MCQs+Data will be done. Regards, Kritika

[@amitjha1160]

How to get the PDF Mam?

[@kritikasharma7938]

The PDF has been uploaded in the telegram channel of EduTap for which the link is provided in the description box. Regards, Kritika

[@prasadramasamy904]

Im not able to find the pdf in telegram channel ma'am

[@kritikasharma7938]

Kindly Search 8 June 2024_Annual Report of RBI. Regards., Kritika

[@rheadhiman8362]

Pdf of the session?

[@kritikasharma7938]

Hello Rhea You will get the PDF today Regards, Kritika

[@neharathore4239]

is it imp for sebi?

[@EduTap]

Hello Neha The Detailed analysis is not very important for SEBI Grade A exam Regards, Kritika

[@nashraut]

Decent proposal : Kritikaa Mujhse shaadi karogi 😊

[@stutishrivastav7542]

If 8.2 mentioned by NSO so why real GDP is 7.6

[@kritikasharma7938]

Hello Stuti In the second advanced estimates NSO said the real GDP grew by 7.6% but in provisional estimates that were released later NSO said real GDP grew by 8.2%. Regards Kritika

[@lohithkrishna9719]

Kritika Madam rocks

[@Make_MILLIONS]

maam please provide pdf

[@kritikasharma7938]

You will get the pdf of the session by 12 pm tomorrow. Regards, Kritika

[@Make_MILLIONS]

@@kritikasharma7938 maam can the long reports be conducted in form of small episodes somethink like web series it will be interesting to retain more information.

[@kritikasharma7938]

You can watch the revision session That will be short Regards, Kritika

[@viharramteke-wv9pm]

Ma'am, could you please take one lecture on this RBI annual report which covers points important for NABARD grade a exam???

[@Anusha1011]

Thank you mam

[@kritikasharma7938]

You are most welcome Anusha. Regards, Kritika