Rent House vs Buy House Which is Better | Free Calculator to find out Rent house or Buy house

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[@MoneyPurse]

To Support our channel , use below links 👇 You can compare Term Insurance here bit.ly/46hsSJA You can compare Health Insurance here tinyurl.com/pgc9dcxc Get Best & Free Credit cards Apply Now IDFC free Credit Card (Free) - wee.bnking.in/ZTFkZTc1 AU Credit Card (Free) wee.bnking.in/NmZkNGQ4

[@adithyaraj6304]

Sir, please make a video on Margin and Leverage concepts.

[@lovaraj9768]

Sir,excel sheet link?

[@MoneyPurse]

Raj Garu, I have mentioned clearly about excel sheet in video

[@phaneendrakumargunda8841]

@@MoneyPurse I didn't find the link . Can you please point us to the link

[@raj-999]

Sir , you have not said about the LTCG tax and tax grid on the total gains of the mutual funds & moreover nifty will not give more than 13-14%/ yr (CAGR).

[@durgaprasad5576]

పేదలకి ఈ లెక్కలేమి ఉండవు. ఏ రేకుల షెడ్డులో అద్దెకు ఉంటూ, చక్కగా పనికి వెళ్ళి, సాయంత్రం ఒక క్వార్టర్ వేసి ఏంజాయ్ చేస్తారు.

[@pallavielamarthi]

Correct vallaki illa pattalu kuda vasthayi

[@vennelayadav3900]

True bro

[@aravindb9881]

Avna enjoy chesthunnara miru kuda o shedd vesukuni enjoy cheyandi

[@mdahmadmdahmad6848]

S

[@moneymantra900]

Correct bro

[@vreddy2011]

మీరు చెప్పింది వాస్తవం..కానీ రెంట్ ఇంట్లో ఉండటం own house lo ఉండటం లో చాలా తేడా ఉంటుంది అది రెంట్ హౌస్ లో ఉండేవాళ్లు కి తెలుస్తుంది... ఓన్ హౌస్ అనేది ఒక ఎమోషన్ .. కాకపోతే లోన్ ఒక 30% వరకు మాత్రమే ఉండి 70% క్యాష్ తో తీసుకునేలా ఉండాలి. మొన్న కరోనా వచ్చింది అని ఇంటి ఓనర్ మిగితా రెంట్ వాళ్ళు ఒకతన్ని ఇల్లు ఖాళీ చేయించారు మనకంటూ ఒక సొంత గూడు ఉండటం లో ఉన్న కాంఫర్ట్ దెంట్లో కూడా ఉండదు... చాలా మంది భారతీయులు ఇల్లు నీ ఒక ఇన్వెస్ట్మెంట్ గా కాకుండా ఒక కంఫర్ట్ లా భావిస్తారు... రోడ్డు కి దగ్గరగా అపార్ట్మెంట్ ఉండేలా ఉంటే అపార్ట్మెంట్ thiskovachu..లోపల అయితే independent House బెస్ట్...

[@meghabachu]

Better to go and buy independent house or apartment

[@saikadari-mk5ne]

Yes house anedi oka emotion

[@ranisunkara5140]

.......? k

[@subbareddy471]

Investment priority 1,plot 2. agriculture land 3. flat 4. gold 5.fixed deposits in national banks.

[@shanmukh111]

This is exactly what I thought about owning a house. Instead of paying EMI, I personally want to invest that money for a better return rate. You gave more clarity with your calculations. Thank you sir. 👍

[@kirraak123]

Here everyone misses one important point he has mentioned. "Loan takes away your freedom to do anything else other than day job to reach better future e.g., business". We will lose that freedom for our good "young" 15 years. Time (e.g., age) is the most valuable commodity in the world, don't live it for some one else's (banks, builders). Save your money as you earn, Buy your house when you can. Have freedom at your valuable years to do what you can and become in your life. The moment you take the loan, you are stuck - no matter how hard worker you are, how big your goals are, you got to do that same job.

[@EDMVibes24]

Yes Bro 1. Buy your house when you can. 2.We will lose that freedom for our good "young" 15 years. Money ella karchu petalo, ella invest cheyalo teliani valu, Present life ni enjoy cheyadam teliyinavalu Apu chesi ellu kontaru .

[@MoneyPurse]

You have great understanding level 👍🏻

[@kumaraswamy3257]

ఏ calculate చేసినా సొంత ఇల్లు సొంత ఇల్లే...ఆ వాల్యూ యే వేరు అద్దె ఇంట్లో satisfaction అనేది ఉండదు.. ఓనరు చెప్పినట్లు Fallow అవ్వాలి. ఇల్లు వెకేట్ చేసి వేరే ఇంటికి మారాలంటే పిల్లలతో చాలా ఇబ్బంది... location మారిపోతుంది... shifting charges భారమవుతుంటాయి...సొంత ఇల్లు ఉండటం వల్ల ఇతరస్త్ర ఏలోన్సు అయినా Easy గా వస్తాయి

[@rampage7818]

Dabbulu unte sonta illu manchi asset. Appu chesi konte aaripotam sir.

[@venkatvarma4731]

Yes

[@ramachandramm5380]

@@rampage7818 అప్పు తీర్చే మార్గాలు ముందే వెతికి పట్టుకోవాలి...అలా ఐతే ఏం కాదు....

[@Rks1983]

చాలా బాగా చెప్పారు.. ఓనర్ దగ్గర తలవంచుకుని తిరగాలి.. సొంత ఇంట్లో ఉన్న ఆత్మ సంతృప్తి వేరు.. ఇల్లు కొనకుండా డబ్బులు షేర్ లో పెడితే.. ఆ షేర్లు ఒకేసారి డమాల్ అయితే.. అప్పుడు లాభం గూబకి వస్తుంది..

[@rampage7818]

@@Rks1983 valid point

[@MrSridarreddy]

I had a smile ,when you told that if construction people gives us land , we didn't even construct bathroom in that

[@pk_90]

Same here

[@shivap7688]

Good information sir.super చెప్పారు మేము చాలా తప్పు చేశాం.ఆప్పు చేసి ఇల్లు కొన్నాం.totalga loss లో ఉన్నాను.ఇంట్లో చెపితే వినకుండా ఇల్లు కొను ఇల్లు కొను అని force చేశారు.ladies చెపితే వినరు.పక్కితోల్లు కొన్నారు అని force

[@Santoshnsk]

In which location sir?

[@ravib6889]

You are the best person who explains financial planning in telugu I am learning a lot thank you so much sai garu

[@MoneyPurse]

Thank you so much Ravi garu

[@naidugaaru4783]

Ultimate Explanation sir, I really don’t know who ru, i m just watching KZbin and read tagline but after watching ur video it’s very worth full middle class families like me. Thanks a lot.

[@MoneyPurse]

Thanks a lot andi, nice to hear it was helpful. We upload many such useful videos on regular basis

[@naidugaaru4783]

Still i m watching ur video coz. I couldn’t complete fully nd very interesting sir. Pl keep it up coz. It’s very useful to people’s

[@gkvideos2611]

సార్ మీరు చాలా చక్కగా వివరించారు మీకు ధన్యవాదాల🙏 నాకు ఒక సందేహం వచ్చింది సార్ హౌసింగ్ లోన్ ఉంటే EMI కట్టి తర్వాత కొన్ని సంవత్సరాలకి ఇల్లన్న ఉంటుంది అద్దె ఇంట్లో ఉండి మీరు చెప్పిన విధంగా investment చేసేవాళ్ళు ఎంతమంది ఉంటారు అని నాకు సందేహం కలిగింది

[@nellurr]

I wish I had seen your video 6 years back when I bought my apartment. I could have avoided lot of pressure. Also I recently came across a person who did the smart thing of investing in Mutual funds as strict as paying EMI for 8 years and bought house with 80% down payment for a 1 CR apartment. I did not meet him sooner in my life. Lesson learned in hard way. Thank you for educating people like me. I am trying to educate people in my friend circle. Your video will help many more. I will share it with them.

[@vijaybharath7341]

Sir, there are few more things I would consider based on my personal experience. 1. Investment Risk factor - one of the important factor to me. I have invested in mutual funds around 5.5 lacs since 5years and is in 60k loss now. I have also invested in stocks without knowledge and lost 10lacs. If I had invested in a land or house or flat, it would have given good returns. 2. If we do not put any commitments, then you will make unnecessary expenses without thinking much about savings.

[@baludevarapu]

Can you please enlight us by providing those mutual fund names, Are they taxable mutual funds?

[@mbcreations5799]

Long term investment is good... Minimum 15 years.

[@chaits4377]

@@baludevarapu any mutual funds, stocks are in loss right now since after modi's term started there is no consistent growth in stocks and MF's and currently due to Corona world wide there is huge downfall. Anyone who has invested thinking for long term before Modi has come that is before 6,7 years its a huge loss only. This comment is not for regular stock investors who invests every day and sell them every day

[@baludevarapu]

@@chaits4377 Thank you for sharing info.

[@moneyfreak1739]

@@chaits4377 what about now? Its going well right?? MFs are far better to invest keeping long term in mind.

[@dbpradeep]

the satisfaction of having an own property and living in it... is priceless... naa ane dantlo unnanta trupti vere dantlo ledu

[@MoneyPurse]

all the best Pradeep garu

[@vinaykumar-wo9ui]

EMI date vastey chaalu presssure ekkuvavtadi. Home Loans are suitable for only who has good financial support, OR Govt Jobs. Private Jobs/unscured jobs assalu risk cheyakandi. Or do one thing if you buy house on Loan....2/3yrs tarwaata kodiga ekkuva rate ki ammesi....land konukunni kudirinappudu illu kattukondi.

[@rajappa0622]

I purchased house (individual )at Bangalore 32 lakhs in 2013 with loan 26 lakhs ,site rate when purchasing was rs 2200 per sqyfeet Today site rate only rs 6000 per square feet Total site rate today is 36lakhs ,no body invest or savings regularly ,my opinion is purchasing house( individual )through loan is better with increasing EMI every year

[@SrujiShinyTalks]

9yra lo miku site increase ayindi only four lakhs a

[@sadiqmohammad4980]

అప్పు అప్పుడే విరోధం ,అని పెద్దలు చెప్పారు ఇయంఐ ద్వారా ఇల్లు కొనడం బుద్ధి తక్కువ దీనివల్ల సగానికి పైగా జీవితం ,బ్యాంకులకు బాండవుతుంది బిల్డర్లు ఇంటి ఆశ చూపించి బ్యాంకులకు మనల్ని బందీలు చేసి వారి డబ్బు రాబట్టుకుని ఉడాయిస్తారు ,కొంత ఆలస్యమైనా డబ్బులు జమచేసుకుని ఉన్న డబ్బునిబట్టి కొంత దూరమైన పరవాలేదు ఇల్లు కొనుక్కోండి అపార్ట్ మెంట్ ఫ్లాట్ మాత్రం అసలే కొనకూడదు దీనివల్ల పిల్లలకు భవిష్యత్తు ఇవ్వడం కష్టం ,

[@MoneyPurse]

True Sadiq Mohammad garu

[@krishnayeshvikacreations1890]

D

[@krishnayeshvikacreations1890]

S..

[@venkatesh680]

వాస్తవం చెప్పారు sadiq గారు

[@kondavenkateswarlu4384]

Bro chala bagudhiiii Mi explain..

[@widyasaagarr6125]

In this 20 years journey I may have following expenses. 1.Marriage 2. Expenses on children education. 3. Retirement planning. 4. Un expected helath issues. I think all these things may show an impact on calculation and generated corpus. Am I right?

[@MoneyPurse]

Hi Widyasaagar garu, yes all these will impact you, so we should plan for these things with higher priority

[@chaitanyakumar8341]

Andhuke marriage chesukopothe a baadha vundadhu.... Stay Single stay happy...😛

[@MoneyPurse]

😀

[@chaitanyakumar0692]

Awesome explanation sai garu ..epudu nundo e confusion lo unanu ..got clarity today ..thanks Sai garu

[@venugunna4112]

For all round growth we should have Financial knowledge, this video gives better understanding of that, thank you for the video.

[@rakshithreddy115]

I don't think you are alone in analysing all the pros and cons that you have come up in this video , really appreciate your team's effort. super team and great leader!!

[@MoneyPurse]

Thank you Rakshith garu, my team is great strength for me .. I will share your appreciation with them

[@panathalakshmi6608]

I look kkkkk ok I know k kkkkk I k kkkkk I kn ok ok ok k ok ok ok kkkkk kkkkk ok kkkkkk ok k kkkkk ok kkkkkk k kkkkk kkkkk I look kk

[@panathalakshmi6608]

Kkkkk kkkkk ok kkkkkk kkkkk knn I'll LLM

[@prasadbskv6884]

KILLED LIKE BUTTON.. కృష్ణా జీ ఈ వీడియో ఖచ్చితంగా నాకు చాలా ఉపయోగపడుతుంది... Waching video..

[@MoneyPurse]

All the best Prasad garu

[@vaddipandit1385]

Hi, Very insightful and informative. I believe we have to include HRA tax benefit for rental house(19th minute).

[@rangavijay948]

Ultimate explanation, but if a person consider all points, definately middle class PPL can't buy house sir👍

[@factualproof]

Person who has an own house own car and no loans and also gets close to a lakh is the happiest person 👍

[@lravikiran88]

Purvikula asti tappa its impossible for Middle class boss..

[@factualproof]

@@lravikiran88 Own house chinnadi konnukovochu flat comes in 25 to 35 lakhs .... Slowly can increase ny saving . Live a simple happy life Purvikula.aasthi unte King vaadu 👍

[@lravikiran88]

@@factualproof pelam opukoda china flat ante

[@factualproof]

@@lravikiran88 hahahah manna manna stomata bro koncham unnapudu chinnagane alochinchale daani ela penchala chuskovale 👍

[@vinayaka-Dora-Bonam]

I cleared my home loan last month also owned own car but agian second hand car which is 3 lacks, because for brand new car I need go for loan for another 3 years which I dont want to, now I am loan free, I am into below middle class family.

[@madhusekhar9474]

Over all Video and Explanation is very good... but below are my view points.. Just for example - An average apartment cost in Hyderabad was 20-25lacs 8-10 years ago, now it reached 80L-1cr for the same size flat and in the same area. So what will be the cost of a new house (consider the same apartment used in this example) after 15 years, it will be more than 6X-7X time minimum based on current real-estate market trend. So how can you buy a home at age 40 by spending 3Cr-3.5Cr, how much will be the monthly EMI. After age 40 there will be so many other responsibilities so i believe its very tough to pay higher EMIs. So i feel buying a home as soon as possible is also a better option considering the way the property/house costs are rising these days. but need to consider all other aspects explained in this video... :-)

[@SateeshKum]

చాలా బాగా చెప్పారు సర్. చాలా ఇంగ్లీష్ వాటిలో కూడా కొన్ని వదిలేస్తారు కానీ మీరు అన్ని విషయాలను స్పష్టంగా చెప్పారు. థాంక్యూ వెరీ మచ్ sir.

[@MoneyPurse]

Thanks and most welcome Sateesh garu

[@MrJammybro]

చాలా చక్కని అంశం బోధించిన ఫాస్ట్ గారికి వందనాలు

[@sandeeptothuka7782]

Sir u explained in good way like a imagination world investment will give gaurenty returns continuously 15yrs or 20ys can u answer and FLAT example kakunda individual house example ga teskoledu my brother frnd constructed 3 stares house 2 portions rent cover 60%emi pls don't give wrong statements

[@krishnamurthy6951]

Sir u r 100percent right chala best ga explanation chepparu

[@sudarshank955]

property value depreciates drastically over a long period if you buy a flat in apartment, you will not get the cost of flat at the end..we can see this real life, suppose if you buy a flat 60L it will be 10L to 15L after 10 to 15 years, Because it became old property and nobody will be ready to buy for higher prices..Instead of that, if you are in rented flat you can save a lot of money for future and also enjoy the same benefit of flat like a owner.

[@mprao8320]

Its true 👍

[@Jaybhavin]

its somewhat wrong. flat value also increases over period of time whether its new or old due to inflation

[@shaikarif2623]

First time 23 minutes skip cheyakunda chusa sir... Thank you for Ur info ❤️❤️

[@learncomputerteluguchannel]

Thank you sir. Excellent information.

[@MoneyPurse]

Most welcome andi

[@buchiramulu]

Good explanation, all things fine, but the invester need to wait upto 20 years , in this period price will increase very high, and at that age , he can't enjoy, all the dream at rght age.. I feel. Otherwise amazing helpful

[@RajendraPrasad-pt4yk]

Hi Brother Your calculation is totally correct But the only thing is where in which locality we are purchasing is also important. What is the cost there in that locality is also important.

[@Ranga_Reddy]

Thank you so much sir........chala confusion lo unna....ee video chusaka i got clarity..........

[@sudheerkumar-zw1rf]

great content,but we have to consider other expense like insurance(health+Life)+ some other expense

[@bp5594]

Baga explain chesaru thank you sooomuch sir 👌👏👏😊

[@chiranjeevi_9]

Thank you sir, I have been searching for this concept in many videos, still I couldn't get the clarification. Now, I understood and it makes more sense also, Appreciate the effort.👍🏻🔥

[@MoneyPurse]

Thank you so much Chiranjeevi garu

[@n.syamalasrinivas5126]

చాలా బాగా చెప్పారు. కానీ, already 45 years ఉండి, సేవింగ్ start చేయాలని అనుకొనే నాలాంటి వాళ్ళకి, తగిన సలహా ఇవ్వగలరు. నాకు కూడా సొంతింటి కల ఉంది

[@Prashasprapancham]

This is video is good for any layman.. simple bhayya... House konte individual house Manchi residential area lo konandi, basti lallo kakunda... Flat ite paisalu full unte konandi, if not, invest on plots at your hometowna and inti pannu teskondi safe side..... Land meeda petindi Eppudu podu..... Pellalu ki atleast 7 years vachindaka invest on plots... Enduaknte .. sontha illu pilallu chinanppudu padu avvidi... And School ki dagarlo undochu rented home... EMI waste, liquid cash loose avtam...Eppudu pillalu pedda iyyaka plot konni tese illu konandi, less loan toh... Tension free untaru... Hyderabad is fast growing invest on realiable HMDA plots....

[@rajrj8039]

Dear sir, No doubt you have been doing good for scociety, I'm requesting Could you please make a video on how to save money smartly for future (best options to save and Consider from salary range also between 10k to 50k), and the best policy must have to support family members.

[@rajeshp5553]

Thank you soo much Sai garu, We are lucky to be a member of Money purse channel

[@MoneyPurse]

Thanks and Most welcome Rajesh garu

[@pradeepmetta6811]

చాలా clear గా చెప్పారండి.. thanks 🙏🙏

[@sindhudevireddy5918]

Tq sir super ga cheparu. Correct time lo me video chusanu. Appu chesi house tesukoni burden face cheyakunda save ayyanu tq u so much

[@kanth23ytube]

Monthly saving (emi rent) lo 16667 minus chesaru gani 5 to 10% yearly increase consider cheyaledu Oka vela ah amount invest cheste selling time lo daniki tax padutundi.. But the advantages and disadvantages that u explained is excellent....every person should consider before buying buying a flat.

[@sreeharshak1680]

How much is that guarantee that stock market will not crash? We don’t have any control, multiple external factors will play on stocks. Buying house is a secure way what ever like pandemic happens we can stay in home even losing job can reduce ur expenditure..if you initially save more and close the loan earlier..

[@sureshbobbili8237]

I was confused whether i need to take new flat or not. Now i understood. Thank you sir

[@Tata_Santosh]

I see apartment as a depreciation whereas individual house as an appreciation.

[@MoneyPurse]

Hi santosh garu, even individual house has depreciation effect after few years. What is actually valued is the land under the individual house

[@Tata_Santosh]

@@MoneyPurse you can avoid the registration terms like Avirbhaavapu....anirdesapu....etc..for a house you have boundaries and you if you cant manage investments, you can build floors and start rental income. Apartment has a life say 50 yrs or 60 yrs...later to reconstruct...everyone incarnated as an engineer themselves..to swindle commission for reconstruction. It won't proceed. Reconstruction of apartment is tedious and every member has to approve...some may have and others may not. There is a definite risk. So I prefer individual house

[@Srikanth-vl3qs]

Money Purse { మనీ పర్స్ } sir I want invest 30lacks for good interests please suggest me any idea thanks

[@pepetigowtham3995]

@@Tata_Santosh yes plz suggest

[@nandikollasridhar7649]

Very informative

[@yadavellisrinivas8614]

Namaskaram sir...mee videos chala usefull ga unnai... farmers ki saving plans cheppandi

[@Prasanthivara]

Explained very clearly sir. own house konataaniki ela save cheyaalo manchi clarity ecchaarandi. Thank you so much

[@dheerazk7213]

Numbers are good but very difficult to implement , i had a very simlar argument when buying a car ( booking a cab vs own car). when i compared number buying a car is very bad idea & booking cabs is quite good. But in pratice own car really helped me.

[@maheshreddy1612]

true Sir, difficult to implement above plan.

[@ajithaaron597]

This is the channel where I have subscribed on the first go 💪

[@MoneyPurse]

Thanks Ajith garu

[@mohan5228]

డిస్ లైక్ కొట్టినోళ్ళూ... ఓన్ హౌజ్ వాళ్ళూ అనుకుంట 😁😆😅😂

[@shankermcis]

Hii Sai pathri. Iam your employee from ICICI prudential. Shanker tallaplli. I feel happy after watching you after long time.

[@shivasudhith4562]

Thank you Sir ., I really learned alot from this video in taking better decision making in my life .... Its a evergreen video of all times...

[@subramanyamk3322]

Thanks For the Detailed Explanation. i have question here on decision making. assume if we bought home our savings will be 1.41Cr and finally Home is ours. as you told flat will have depreciation at the same time Market value of the asset also grow since at the end of the period Net effect of approx 80 Lacs valued property will be in our hand . Total savings will be (1.41Cr+80 lacs). in the rental Eventhough with 8% return we will save 1.20 Cr and there is No property in our hand at the end. as you have told expecting 12% returns on Investment is High risk investment. There may be possibilities of Los of Investment Too. can you please consider these factors too in your calculation will give clarity on Decision Making. Thank you . correct me if i am wrong.

[@sureshjogi9029]

మధ్య తరగతి వారిని దృష్టిలో పెట్టుకొని చేలా చక్కగా సులభంగా అర్ధమైయేటట్లు చెప్పారు.👍

[@maruthicma]

All information gives me very helpful. Thank you

[@MoneyPurse]

Glad it was helpful! Kumari garu

[@pannalakoundinya7073]

🙏👏సర్ మంచి విషయం చెప్పారు నేను ప్రస్తుతం అదేపనిలో వున్నాను నాది సురేష్ పరిస్థితి,మీ ఛానల్ ని లేట్ గా చూసిన సరైన టైం లో చూసాను.మీరు చెప్పింది 3%ok కానీ 1%కన్ఫ్యూషన్ లో వున్నాను.

[@Vitta664]

Very detailed description without any lagging.......tq for sharing

[@Srix736]

After watching this video I realized that wasted 10 years😭😭... 0 investment 0 savings

[@nandakishore4361]

This is informative, one factor guys.. As mentioned in the video, first identify the need to invest in home and secondly whenever we invest in Housing sector ensure that we pump at least 50% in Liquidity(like for 50 lakhs home you need to have 25 Lakhs minimum), feed these values and the equation would entirely be different.. Investing in corpus to gain returns is not everyone's cup of tea, so those are subjected to our risk taking capabilities.. hope this helps

[@sheikmadeenavali6211]

Nenu

[@nagendrasa9774]

Sir excellent explanation... 🙏🙏🙏🙏 You are helping to take good decisions in life and really savings lot of people money... God will help you to have an excellent growth 🙏🙏

[@MoneyPurse]

Thank you Nagendra garu

[@palle.krishna75]

Sukanya Samriddhi Yojana 2020 new rules | Sukanya Samriddhi Yojana Vs Mutual Funds ఏది Better and perfectly explained and i have forwarded those have daughters .........

[@MoneyPurse]

Thanks andi

[@livestyle5527]

I bought independent house in 2006 with 17 lakhs loan in Hyderabad and paid off in 2019...now the house worth is 2 cr.

[@ravikumarvinjamuri3963]

A right video at right time, I was planning to buy a house and this made me think. Thank you Sai garu, as always enlightening us with your knowledge

[@MoneyPurse]

Most welcome Ravikumar garu and all the best

[@srikrishnabejawada3126]

Actually for me, It's a boring topic Sir... But your explaination made it very interesting...🤗🤗🤗 luv u Sir.keep doing more & more...👍

[@MoneyPurse]

Thank you so much Sai Teja garu 😀

[@venkateswararaoj998]

Sir Namaste Deep ga example tho explaine chesaru. thank you Slowly explain chesthe baguntundi sir

[@explorer8741]

Very well explained. Thanks for posting the video...

[@srinivasnadella6710]

Superb sir. ..I think this is for me ..Correct time. . Correct information..

[@sridevig4502]

Sir really superb explanation. Actually what figures you used in this video are exactly what we spent. From so many days I have doubt what I did (loan 40 lakhs) is correct or not. Today it's clear and feel comfort with your explanation. First 5 point we did perfectly.... Ur explanation is awesome. Thank you so much. I think this is the first video I saw in KZbin worthy and useful.

[@MoneyPurse]

Thanks and all the best andi

[@esward7894]

Wowww such a informative video I have seen today. Thanks for making my day

[@MoneyPurse]

My pleasure 😊 Eswar garu

[@palakurthiprabhakar3900]

It was an awesome video, discussing abt peer pressure 🙏🏻🙏🏻, after seeing your videos on mutual fund series I felt bad because I ran out funds in investing equity, Because I bought two homes at a time and feeling emotional to sell the properties now, but this video is an eye opener to rethink abt sale

[@MoneyPurse]

Yes Prabhakar garu, that is the biggest challenge for many families to handle

[@kundanivlogs]

Same situation happened to me now

[@sandhyajasthi7428]

Thank you so much for your advice and for your valuable time

[@vijaykrishnaseema2701]

Awesome explanation and apt calculation.... Appreciate it really

[@Rajuallab]

Excellent sir, your explanation is superb. What I expected, every point you have covered. Will try to download the excel from Telegram.

[@MoneyPurse]

All the best Raju garu

[@ranivarmav7635]

అపార్ట్మెంట్ వాడు ఇచ్చే స్థలంలో బాత్రూమ్ కూడా కట్టలేం🤣బా చెప్పారు,

[@narendrakumar-bg3zd]

We should have calculated monthly rental increment which decreases sip value over the tenure .

[@venkatt5907]

he missed that, it cannot be 22k savings for 15 years,

[@singirikondasudhakar8703]

Dear sir Here you have to add the appreciation of UDS of Land.

[@kvijaylakshmi884]

Supper sir na doughts ni complete ga clear chesaru chala chala thanks

[@MoneyPurse]

Most welcome Vijayalakshmi garu

[@sivaramprasad3690]

Explanation is very very nice and impressive..👍

[@aravindp2]

Mr. Sai, Seems like you have not considered Yearly Increment in the Rent, while doing the Investment Calculation. Please confirm!

[@MoneyPurse]

Hi Aravind garu, you are smart. We don't want to confuse by considering all the parameters so kept it simple for common man understanding

[@kishoren5181]

Job vuntundo vundado ipudu, home loan teesukovalante chala bayamga vundi

[@prakashv7557]

Indirectly telling to invest.... Andaru investment chestey market sankalp nakutadi edaina demand based undali

[@yasaswy]

He has many valid points but one of the best decisions I made is take an apartment before going abroad. Paid off home in 2 yrs and liability (home emi) turned into asset with cash cow (paying rent now). Managing is pretty much easy only thing is you compromise on just a little like 10% less rent to have the same stable tenant at home for longer period. Think about it. If you foresee a larger income before going abroad do it. The same 37lkhs 3bhk in 2914 costs north of 90lkhs now if you want to get a new home in Hyderabad. I'm not doing rocket science here too, almost every IT guy does the same, all we have to do is maintain discipline and just some forward planning.

[@22goutham]

Informative explanation..! Good Work you changed the way of viewing money in-terms of Happiness..!

[@srikanthguggilam9806]

Sir, Really I like this video and the excel which you have shared. Got some clarity after watching this video. Small Question: Why we are not considering depreciation while calculating property value?

[@MoneyPurse]

We did consider Srikanth garu

[@mallikarjunareddyyemme6549]

Ma kosam vochina finance devudu anna nv🙏 the best investment chanel in telugu... 18:26 , meeru ee calculation lo HRA dwara save chesina tax amount yendhuku add cheyaledu?

[@nash04100]

Hi Sai Garu, very nice and helpful video. One issue with the calculator is, in 3rd section Monthly Investment column, you have kept rent as constant, instead of increasing by 5% every year. This decreases Monthly investment amount and returns

[@areyyenkateevlogs7983]

Super Sir Meeru Elanti Topic Gurinchi Cheppadam Idea Bagundi

[@khazashaik4739]

Amazing video and thank you for the excel sheet

[@starof1974]

Super explanation sir. Thank you

[@MoneyPurse]

You're most welcome Teja garu

[@bhavanikumari9061]

U explained the topic so well sir it's excellent even a layman can follow the essence

[@MoneyPurse]

Thank you so much Bhavani garu

[@saikumaradluri5671]

Super brother your open my eyes thank you I am just 24 age I feel better...👍

[@MoneyPurse]

all the best andi

[@sravaniaalase4661]

Chala use full ga unnai me vedois.. Thanks andi... Me okka vedio chusi subscribe chesesa

[@samueljamblekar6641]

Your presentation is very good Bro..

[@kandulaanil]

Very good and informative video... Can we invest on High Rise apartments with 6% annual growth since located at premium place and 2.5% rentals with escalation of 5% yearly.. or do you suggest any other better option for safe investment and monthly returns

[@ramtejareddykommera8872]

Sir for house i think you forgot depreciation sir... You considered only increment in value of property but if the house becomes old then the value of property gets depreciated sir. In that point i dont agree with you

[@srinivashzu7796]

Last calculation lo every year rent perugutundi kada.. So (EMI - RENT) value change avvali kada every year

[@lingamurthya7781]

Excellent information sai garu mi presentation super ga untundi