Renting Vs Buying A Home: What's Right For You?

There are times in life for renting and there are times for buying, but which is which? Owning your home is a core part of the British identity, but does it still make financial sense? Is it actually a good investment? To find out, we’re sitting down with Jason Butler who was a financial advisor for 25 years and is now a financial wellbeing speaker, author, consultant and property investor.
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Disclaimer:
This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

[@robynjones4497]

Listened to this one over on Spotify..... Basically a minted bloke who has ridden/exploited the wave of financial fourtune enjoyed by many over the last 30 years aggressively giving 'advice' to people whilst simultaneously humble-bragging about how well he's done. I mean people really should just try being born richer, it just makes life so much easier 🤷

[@adrian19831983]

He is obnoxious, but he has good advice. And Buy to Build is the first time that has been mentioned in any financial show or podcast.

[@GhostPrefix]

Obnoxious is the word.@@adrian19831983

[@pauls3075]

@robynjones4497 Victim / Victor we know which one you are.

[@davidandhelen4657]

"humble-bragging" - great phrase and spot on!

[@sambaker2611]

This just screams sleaze and the advice is just genuinely not good and doesn't apply to the vast majority of people. How are people with full time jobs, maybe even kids to support going to build their own home with 0 expertise in construction, no contacts and no time to manage such a project. Even if they do go ahead with it they're taking an enormous financial risk as there could be unforeseen costs along the way and the finished product could end up being extremely substandard. Plus it's completely impossible in London where any land has been bought up by developers already. He's also talking about his daughter as an example who he said paid £1300 in rent per month for a flat and that was 40% of her take home pay. That puts her take home pay as £3250 per month, putting her comfortably among the highest earners of any age let alone among 24 year olds. He's coming from such a point of wealth and even he is having to come up with crazy schemes like building a place yourself in order to help his daughter. This is just so symptomatic of how widespread the problem with housing affordability is. This advice is just fundamentally not relevant, possible or advisable for the vast majority of people. Hard pass on this guy. Damo - I hope you don't take this comment to heart too much, I still love the channel and your content but I just struggle to see how this guy fits in alongside your normally very sensible, pragmatic and down to earth rhetoric. Hope this feedback helps and you take it in the constructive spirit it's meant :)

[@jackowens7636]

I have to say as the episode progressed I found myself agreeing with the other commentors here in that this guys success is clouding his 'advice', as he is just incredibly inconsistent. He starts off saying in the past 15 years no one could lose with property, but those trying to get on the property ladder today need to just leave the victim mindset at the door and consider building a £375k house....(yikes). I lived at home with parents and plowed all my savings into a LISA and savings, three years later and I was able to put a 50% deposit down on a £103k house that I am fixing up. The only factor in allowing me to do this was luck, not a 'victor mindset'...

[@JoeHardacre]

Did you not go and live in a hovel for 2 years like he suggests? Fairly easy to suggest that when he's talking about downsizing his 5 bed 1.5 acre plot. I'm not saying he hasnt earned his success, but £375000 is not 'affordable' or realistic for 95% of the first time buyers out there

[@jackowens7636]

@@JoeHardacre wholeheartedly agreed bud. As I said I'm just lucky

[@mitchyman528]

Same here 20k saved up for a 90k 3 bedroom house that’s needs doing up massively 😂 and now I have no spare money on a 35-40k salary lol

[@TooGrim27]

This is the kind of guy i could listen to down the pub with a pint. Talks direct and honest truth. As a homeowner of the last 5 years everything he said is true. There is no easy fix. You watch the market. Do you research and jump in when the time is right for you. We bought of a retired couple who were downsizing, and managed to haggle alot on the price due to the previous buyer pulling out and they needed to complete a sale quickly. Some said, right place right time. It was actually chasing up how the house sale was going which kept me in the loop. Great podcast again guys. Always a great watch start to finish.

[@DamienTalksMoney]

Thank you for this! Loved reading about your experience with property also and I agree it isn’t luck it was your tenacity that landed you a good deal

[@fabianrares]

It has the attitude of Robert Kiosaky, might be smart but they don't like anyone to speak around them. It is fully preaching and everyone must listen. Smart and useful podcast

[@JoeHardacre]

To echo other comments here, this was a difficult one. Some solid advice mixed in with a whole lot of...I dont even know, almost aggressive 'life-lessons'? I might be unfair, but he came across like the sort of person who, if this was a private conversation, would be blaming all woes on the 'lazy youth and their avocado on toast', despite freely talking about being in a position to bid mindlessly on £120,000 cash properties at auction Seemed very disconnected from the audience and did very little to let the hosts into the conversation EDIT: The last ten minutes might seem like sound advice but its just so far removed from what people can do. "What about people coming off fixed rates?" "Just pay off all your debt and start pretending you're paying an extra £500 a month for your mortgage". I wish I'd have thought of that sooner, thank god we're not dealing with 20% rise in food costs and double energy bills or this would be really tough.

[@ToolReviewsofToolsIUse]

Very interesting guest, I found it a brilliant podcast.

[@s_don57683]

Although he said a couple of useful things, he barely let Damo or T speak and it felt more like a monologue lol. Also T asked a really good question about moving to Durham/Manchester to buy and he completely dismissed the question by saying something cliche like “affordable doesn’t equal valuable”. Another thing that was never explored was buying affordable properties (especially new builds) in major cities like Birmingham, Manchester or Leeds. The conversation felt very centred around old freehold houses in South East England.

[@tgbrfvolik]

I thought the guest answered it well. He asked T "do you want to live in Durham?". When T said he didn't that was the end of the discussion as obviously it would be a bad idea to buy a property there.

[@JoeHardacre]

@@tgbrfvolik But the question was is a first home a good investment - T obviously was looking about buying to rent out or flip, and it was completely overlooked

[@MrDown2AT]

Thanks guys, I am considering buying a property up north to rent out as I figure it is a more affordable option than buying in London. I still might so don't worry I haven't been completely put off! Will keep you all updated on the podcast if I do buy! 🏡😁

[@bridgetkirk7065]

Really enjoyed this episode. He was basically saying to drop the defeatist mindset and treat it like a business and work out how you can overcome the obstacles.

[@almac8524]

Crikey, he was hard work. Well handled Damo 👍

[@cantbendknee]

Really I thought he was just passionate about his subject and assertive.

[@rosso2017]

Very passionate

[@almac8524]

41:16 and zero sense of humour. That was a great moment

[@DamienTalksMoney]

@@almac8524 😂

[@rohannair9945]

Really enjoyed the is one ! No nonsense approach! Learned alot especially about being more patient!

[@DR00002008]

This is an awesome episode. There’s so many truth bombs and is something to re-watch with a note pad.

[@TheAlexis123987]

Same!!!! I had to rewatch

[@MakingMoneyPodcast]

Thanks! Really glad you both enjoyed it. MM Team

[@matthewpye6186]

Just here to re watch it myself, I get the comments about him being abrasive and so on. But I learned a heck of a lot from this episode

[@James-lq1po]

Exactly, too many can’t handle the truth 😂

[@noelhanna6432]

Truth is unfashionable with the snowflake generation. Home ownership wasn't easy in my day when interest rates were between 10 and 15 per cent.@@James-lq1po

[@mattsennett]

Ended up listening rather than watching as he wound me up a bit. Not saying he was wrong with what he said but his delivery was hard work and that's being polite!! Good work though both of you 👍🏻

[@lynchs2441]

I noticed some negativity about the host, but I must admit that explaining this topic to someone without experience can be challenging. Having someone like Jason, who is straightforward and emphasizes the importance of continuous learning and searching, makes it much easier to grasp. Overall, I thoroughly enjoyed this episode!

[@Daddycoolclub]

Sorry couldn’t finish this one as the guest was rather hard work to listen to. Rob Dix is a great property guy with a podcast and a few interesting books under his belt, well worth looking into getting as a guest, and is a lot more listener friendly then this fella.

[@Life_Literacy]

Sensible advice, rather assertive chap bless. Neither you nor T were going to get much across there but appreciated his passion. Interesting how we brits love brick and mortar ownership where large parts of Europe rather rent.

[@MakingMoneyPodcast]

Thanks for your comment. There's definitely more to explore re investing in housing, and how it works in other countries. MM Team.

[@ryanjames702]

Great job Damo, it’s rare to see a no nonsense conversation like this with an old school expert who tells it like it is. At the start, I wanted to disagree with him, but couldn’t disagree with anything he said. I think some people are looking for easy answers but there are none, it’s hard but achievable if your willing to put the work in.

[@DamienTalksMoney]

Thanks Ryan! I think he made some great points.

[@ohffsgg]

Good work getting Boycie on only your 7th episode

[@fcruz_]

Thanks for this amazing content guys. I hope this podcast reaches 1M subscribers because it is gold. Keep on keeping on!

[@DamienTalksMoney]

Thanks 🙏🏻

[@joshuawilkins3656]

Really enjoyed this one, saved it for when I decide to buy. Thanks!

[@ppoznysz]

I enjoyed this episode, learned a few things. I don't understand the butthurt comments. Keep up with the podcast lads, it's great!

[@LilySaintSin]

Yeah, I really like this episode!

[@markdavis2097]

This guy is great, same age and sounds like lived the same life but a better talker and explainer. I only hope younger people (some comments seem negative oddly) can see the nuggets of great detail, advice and info given. He is absolutely spot on. I am having fellow get rich quick landlords offering properties, and pleased personally they are going out of the market. First time buyers need to be ready and try all the strategies this guy suggests. Great interview.

[@Alex-cw3rz]

People critiqued him for his arrogance, the fact he wouldn't answer T's questions and worst of all the advice of just don't buy Starbucks as it costs money, which is more of an indictment on the person saying it than anything else, if you think people don't know that and the idea that something that combined with netflix and phone contracts etc. would take you 58 years to get enough for a down-payment. It showed a man who has no understanding of the modern struggle to buy a home. The random nuggets of advice were okay except his one on how to deal with increasing interest rates was just poor and you can't even argue that. And that just meant you had to listen to so much b ollocks to get a piece of advice that it was hard to listen to.

[@markdavis2097]

@@Alex-cw3rz thank you for sharing your thoughts and comments. I find them a great insight. Never judge another man until you walked a mile in his shoes. Just promise me to try further widen your vision to different way of looking on life and make some small changes over time starting today. Damian is very good IMO at promoting good habits over time with things like compound interest. Life is not easy for the majority of us my friend, but it is a journey. I wish you well, good luck and good health👍

[@Skeletoncrew46and2]

He talks total sense, what he is saying we are doing. He soeaking as a professional investor. Listen up kids, reality check.

[@maltesetony9030]

Brilliant discussion.

[@YukalayleeGames]

See I thought this was great and he spoke a lot of valuable advice and truth.

[@trinitychiplove]

What a great supportive dad 👏

[@joeallen781]

Also specifically trying to rent your property if it wasn't already a BTL mortgage which banks will make you put your property on the market for at least 125% of mortgage payments, is an upcoming tidal wave of problems incoming to the housing market. Because of the demand BTL owners likely went with interest only and then fixed for x years at less than 2% so their mortgage was less than £200.... but as that rate expires and they go onto SVR their mortgage went up above £1000. Even if they fix into a new rate and bring that down slightly it will still be marginal and likely mean their original sub £200 mortgage payment is now above £800. This will 10000% in my view have a desperate knock on effect on rent prices as those who decide to keep property will, rightly or wrongly want to maximise profit margin as much as possible. The other side of it, will be a hell of lot of people entering the market looking for a new place to rent as the BTL owners start selling up and getting as much equity as they can get their hands on

[@joeallen781]

After watching this, the guest came across rather combative. Could just be me, but the analogy they used about buying a red BMW and then seeing loads of red BMW around, when slighty challenged about how a man in his position had such easy access to contacts to get details on land etc... Just left me rather perplexed and scratching my head, those two scenarios are just not alike at all. Again, this likely says more about me than anything else but it felt like the guest was walking a fine line of being someone who says "you have to cancel your Netflix, if you want to buy a house"

[@joeallen781]

However, hammering the point about making sure you get the house you are looking to buy properly vetted top to bottom with regards to the boiler etc... is good stuff, it's surprising how little pay it any attention which is mental given the outlay and commitment they are making

[@rossmacintosh5652]

It funny to me (funny strange) how before he spoke of the red BMW I was thinking to myself I should add a comment about that kind of observation. He's very right how the prepared mind is open to recognising opportunities or patterns. As he noted, those who haven't considered the possibility of building aren't very likely to notice potential building lots. On first thought of that or any possibility, most of us have a tendency to shoot down the idea. We all have the experience of starting to explore an idea, mentioning it a parent or friend (who has never entertained the idea) only to have them shit on the idea out of hand. We do it to ourselves too! Of course not all ideas are good but if we explore them enough to determine if they are or aren't, we might find we actually a good one occasionally.

[@papi8659]

It was very heavy, almost depressing , excessive elongated mansplaining

[@MakingMoneyPodcast]

Thanks for all your honest comments! We read them all and appreciate everyone who shares their view. MM Team.

[@joeallen781]

@MakingMoneyPodcast No problem... I am happy to concede on my part that who you guys interview won't always speak directly to my circumstances. However, with guests, there are still things I can take on board and learn from. I enjoy the work you guys are doing regardless, so I will be watching like Hawk for new videos to watch/listen to.

[@camicees]

Great podcast guys!

[@MakingMoneyPodcast]

Thanks Camilo! We love to hear people are enjoying it. MM Team

[@sambailey8378]

If you can look past the bluntness of his delivery I think pretty much all the points were fair and valuable. Definitely glad to have watched this podcast as young 20 something year old who in a couple years or so might be looking to by their first home. I really enjoyed this podcast. I really liked his attitude towards property in the same way a value investor might look at stocks. Bidding and evaluating based on the value rather than the speculative price. Always looking for affordable and value because nothing is ever cheap. Only cheaper. I gained lots of new perspectives and came away with some thought provoking ideas towards money and particularly housing. If I had one criticism it would be he was a bit excited to talk which comes across as rude and interrupting, made me feel bad for the hosts. Thank you for these amazing podcasts, i have really been enjoying them all recently.

[@TheAlexis123987]

Absolutely great podcast!!!! Sooo many great insights

[@TomRyanElliott]

Jason was great in this!! A great discussion, specifically in property investment

[@MakingMoneyPodcast]

Thanks Tom! Really glad you enjoyed it. MM Team

[@AlexSavage]

Congratulations! Loved your guest, lost of nuggets there, thanks for sharing!

[@samy5587]

Of all your guests so far he's my least favourite, comes across too cocky for my liking, What's wrong with computer science? , but still I gave you a like because you deserve it.

[@DamienTalksMoney]

Nothing wrong with computer science! Thanks for the honest feedback Sam it helps us make better episodes going forwards.

[@goldengoose7492]

Favourite guest so far! Great job guys.

[@scottysrunningworld]

I personally really enjoyed this podcast. Some great points discussed, and different perspectives to a well covered subject which is home ownership

[@Berniz123]

Best episode yet to date. As I'm considering if I should buy or rent this was really eye opening. He doesnt sugar coat anything and probably hurt some feelings by being a straight shooter. F* the snowflakes and thanks for this knowledge packed episode!

[@MrDown2AT]

Thanks Bernard, definitely a thorough guest who knows his stuff!

[@DocileSmurf]

Similar to other comments... some useful thoughts shared, but poor execution with a thread of arrogance from Jason. Keep up the podcasts though. Love the content.

[@hassann.mugisha6084]

i love these two boys , dam is my man

[@alastairford7145]

I can't believe it's taken me this long to discover your podcast, Damian, and this is a brilliant episode with so much really relevant information for dealing with today's housing market. I particularly liked the advice to treat buying a house like a job - when you're paying £500k for a house it can seem churlish to haggle over a few thousand, but if you actually consider what that money represents in terms a reward for your time and effort, it probably pays better than most people's jobs.

[@MakingMoneyPodcast]

Glad you found us! Yep I think it made all challenge the way we think about the house-buying process. MM Team

[@superbdiamondrange]

What a great podcast episode guys, well done! I'm not really into property but so much knowledge was being dropped. Will need to re-listen a few more times.

[@MakingMoneyPodcast]

Thank you!

[@tridau]

Oh my days, this guy needs to cool his jets. Couldn’t get through 45 minutes of that.

[@thesavvysquaddie]

Great episode. Certainly gave me some things to think about. Will be sharing it with my audience.

[@MarkCW]

Jason comes over as a hard-nosed landlord which I can imagine would put a lot of people's noses out of joint. However he has a lot of good advice.

[@paulcurry9464]

I liked what he mentioned that this should be a second job if you’re about to buy a place. Great advice and wish I had that advice before buying a house three years ago. Also I had to get a new boiler after two years haha.

[@DamienTalksMoney]

I will now always be factoring in the cost of a new boiler! Haha

[@stevenfernandes7285]

I really enjoyed this interview. Like & subscribed 👍🏽

[@coderider3022]

I think there are general uk wide issues then local issues which has extremes. The good areas always will be , like buying the apple and nvidia stock. For the 30-40 in uk, property will be our main source of wealth. Not like the baby boomer 2 generation.

[@tomnewshamfitness3009]

You can tell this guy knows his stuff about the UK property market.

[@kalvaxus]

When he said "BI, before the internet" in the first 3 minutes, I knew I'd like this episode!

[@user-ev8ty4gk6w]

Great episode and relevant to the current housing climate. The final word made me laugh "always plan for a new boiler" keep up the good work guys..

[@stevetill1575]

He made interesting points that are worth taking on board but when he spoke about not considering himself wealthy and comparing to sultans I felt he lost what I imagine a lot viewers of this pod look for. It also felt like he had no interest in understanding T’s questions and as we’ve come to appreciate T being ‘us in the room, I found that frustrating. But I’ll take the rough with the smooth

[@RachelFayLovelyDay]

I really wanted to watch this all the way through - I've been loving all the previous podcasts - but this guy was just like being stuck talking (listening) to your friend's dad who's an expert on everything, but still manages to talk quite a lot of crap.

[@nevillerigby6874]

This wasn't enjoyable, it was one of those people who think you have nothing to offer to the conversation. He talked at them and therefore at us. We've all had encounters with people like this. So confident in their subject that they forget to include you. There was plenty of good information but a poor listen.

[@jf6882]

I'm really enjoying this series but that was painful, I'm not sure that guy understands how not to sound like a turd.

[@angelagardener1234]

£1,000 for a 1 bed flat 😲 that's but if its got maintenance then that's fine. It doesn't make any difference. My stepdad has done exactly the same thing. At the end of the day its good investment is a home to buy especially if you can buy in cash and build it myself. And I would prefer that personally.

[@PhillCurtis]

Hes certainly modest you had even finished introducing him - 1 minute in and hes already rubbing me the wrong way. But till stick with it 😂

[@wasder1970]

Wow. This was not a great guest. Didn’t take a breath. Spoke waaay to fast and his explanations were fractured and disjointed. He also contradicted himself several times. But I think he was basically saying, clear your debt, save and know the worth of property and put in low bids. Wow not rocket science and didn’t learn anything, sorry. By the way the hosts barely spoke 😢

[@arunzhere]

Thanks so much to the hosts and the MM team for arranging this. I am a keen listener of all your podcasts to date. On this one i couldn't finish listening as i felt irritated by the tone and the one sided encyclopedia man conversation!. You might be a guru but give the hosts a chance to ask and respond then stop. Guest just went so one sided giving a piece of his mind on a podium granted! I respect your guru status but not your delivery today. Guest was speaking too fast. Guess was off on a tangent. Guess was speaking in a tone where i felt i was being told off rather than educated. Just didn't feel like a podcast. Feel sorry for the MM team but I'm 💯% sure you'll learn from this and only move forward. Please keep doing these podcasts! I've learnt so much already. Thank you

[@DamienTalksMoney]

Thanks for this very constructive! We will 100% learn from the feedback and how this episode went to improve others going forwards

[@jordanpitt2152]

Felt he was a bit out of touch really with the average person looking to buy for the first time. Some good advice about what things you should be checking before you buy a home in terms of the extra/hidden costs, but other than that I didn't think he was all that helpful to an average person's circumstances

[@_Information_]

Appreciate all his advice and experience but there was much less conversation in this than usual. He doesn’t take a moment for others to speak.

[@Waqas-Umer]

The advice for people awaiting a interest rate spike in their mortgage is to consider if they want to 700 or pay 1000 and get a new house. What a guy, haha! Totally disconnected form the day to day of common man. Some good advice so i guess focus on the message not the messenger.

[@roryhill2474]

Lots of info and valid points from the guest but the conversation felt too one sided for a podcast style video.

[@SoullessAbandon]

Oh man, I'm just catching up on the episodes on Spotify and this is the worst episode so far. I'm only 23 minutes in and really struggling to finish listening and usually I love each episode and what the guests have to say. This rich dude with all his contacts is soooo far removed from us poor plebs he just can't relate to us at all! He must love the sound of his own voice a lot. It wasn't really even a convo or shared ideas. It was mostly Me Me Me Me Me. Ugh! I thought it was just me at first until I came onto here to find others have found it difficult to listen to him talk as well. I think I'll skip to the next episode. Hoping that one will be better.

[@MrDown2AT]

We try to bring a variety of guests from different industries to the podcast. Hope you checked out this week's episode with Timo, you may find it more relatable!

[@SoullessAbandon]

@@MrDown2AT Hiya, I did! I'm all caught up now. The Timo episode was MUCH better! and I fully enjoyed it 😊 Loved the humour and banter and most importantly the experiences you all went through, the insights etc. All good stuff 👍 Looking forward to the next episode.

[@MrDown2AT]

@@SoullessAbandon Great to hear! 😁Thanks for watching and for the feedback😎

[@Liensy]

Felt more like arrogance to me, don't talk, let me talk, liked the sound of his own voice. Like a person that has nothing to learn, my way is the right way, when there is no right way and we can all learn something from each other. Also a touch defensive at times.

[@christophermayles898]

I have recently came across your channel and also your podcast and I have to say I have throughly enjoyed listening to each episode so far … consistent, informative, relatable, until this episode. By far the worst guest on the channel so far. Belittling, me me me attitude and not at all engaging, I switched off half way through. Other than that keep up the great work guys 🖤

[@funkdoc2001]

It was a bit of an info dump, but good content.

[@Mrcmrcm6r]

Interestingly enough 2% inflation target came from NZ reserve bank (Not IMF) See reuters: The mouse that roared: New Zealand and the world's 2% inflation target Or New York Times: Of Kiwis and Currencies: How a 2% Inflation Target Became Global Economic Gospel Interesting story behind it.

[@mkdons22]

Very serious this dude, damo and T trying to have a bit of a laugh at certain points and he carries on waffling on in that shouty tone which was hard to listen to. Otherwise he did had solid advice though. Although the cheeky offers thing ive been on the other side of cheeky house offers and ill admit it annoys you so much that you think F u it can get your back up fast

[@rayburge2398]

Has he got a daughter? 😂

[@liam-james]

Guys everything wrong with property investors giving some great people a bad name.

[@heshamthearab]

Despite him saying many truths, he was an awful guest for a podcast.

[@rosso2017]

I struggled with this one…

[@DamienTalksMoney]

Thanks for this feedback Hesham! Me and the team who work on the podcast will be discussing this tomorrow

[@ross46x]

@@DamienTalksMoney I enjoyed his perspective, it was like having a chat with a successful dad. It was good to hear someone talking straight and direct from experience. Old school chaps like this aren’t the norm on YT so thanks for being different and experimenting. Loving the podcast, keep up the great work!

[@heshamthearab]

@Damien Talks Money you guys were great as usual. I agreed with almost everything he said. However, I think it was the lack of humility that shone through that made him seem quite abrasive.

[@MakingMoneyPodcast]

Thanks for all your honest comments, like Damo says we do reflect and learn from each episode. We do think it's important to have a range of voices and experiences on the podcast to challenge our points of view, MM Team.

[@oc1625]

Save your cash, wait until the massive crash that's coming, 4 year downturn after 2027 and that's where you'll get a great cheeky buy. Interest rates will be low again to stimulate the economy, that's the golden opportunity

[@davidjones4130]

Imagine being his daughter . Jeez the guy needs to relax a little

[@fiveplates]

I like what this guy says but he does like the sound of his own voice and cuts people off too.

[@daisydelabuftea]

The most out of touch person you have dragged onto the podcast. He's minted and bailing his daughter out. But yet him and his cronies are the very reason why housing has become so unaffordable

[@neilthorne2303]

This guy sounds like a 😊

[@hachimaru295]

very intresting guy , Despite the turtle neck 🤓 or because of it

[@DamienTalksMoney]

Defo because of it. I ordered myself 6 after the episode

[@SSCLIA]

I found this guy very patronising. If I was in dire need, going to this guy for help would not help I think

[@beanykey]

More a rambling chat with a borish, opinionated guy down the pub than a constructive interview.

[@milaskilathelab]

Hes in a polar neck. Hes still in the 90s, bye bye lol

[@Ozzy1984_]

I honestly dont think this guy is as smart as he thinks he is. He states obvious things like they are deep inishghts, delivered with a tone of elitism. Basic info for people who have never bought or rented. Maybe I'm just annoyed by this man's ego and tone. He's in love with himself.

[@joeallen781]

Just to immediately jump on title of the video and jump ahead of any context given ... rent or buy? Neither, just find a dry cave and hope for the best at this rate

[@DamienTalksMoney]

😂

[@arsenalfootballuk]

He knows his stuff but doesn’t he come across as arrogant?

[@stephengreen2626]

Do you want to be a victim or a victor? As a property investor myself I am happy to listen to somebody like him who knows what he is talking about. Probably too advanced for most people’s ears and appetite.

[@Alex-cw3rz]

The victim or Victor thing was cringe and shows someone without a grasp on reality.

[@sambailey8378]

Its a mindset that you can apply despite reality. I think some people are missing that. Being optimistic about life and using that to propel you forward

[@pedazodetorpedo]

Interesting anecdote about building a house but I literally just bought a 2 bed flat for less than his plot of land 😂 900 year lease too.