Retirement Planning for a 37 year old...

[@SeanJohns-ze8ie]

Diversifying your portfolio with international funds can mitigate risk, capture global growth opportunities, and provide a hedge against domestic market volatility.

[@GibsonJames-gr3on]

Take caution bro! I invested in international funds during the 2013 Emerging Markets crisis. Lost 20% overnight. Make sure you do your research

[@JasonAmir-qo4uo]

International funds introduce additional complexities regulatory risks, currency fluctuations, and higher fees.

[@SeanJohns-ze8ie]

Focus on established multinational companies with global presence. Stable dividends, less volatility.

[@ThomasColt]

When diversifying internationally, consider factors like market correlations, sector exposure, and tax implications.

[@John-ww2fv]

This reminds me of when my advisor suggested allocating 20% of my portfolio to developed international markets and 10% to emerging markets. Also, using a currency-hedged ETF to minimize exchange rate risks.

[@manojsuri007]

If a guy with 51 lakh per annum does not want to have second kid then perhaps he himself doesn't know how much money he wants for future. He should.liaten to his wife.

[@echolessilence]

You said it sir! What a refreshing video.. You haven't forced your opinion on this query.. I have been following you for some time.. Your thought process on this query is fantastic. Patience and maintaining status quo are as important as taking action. Thank you!

[@SUBRAMONEYPV]

Please make sure you share it with friends, relatives, colleagues, ....and enemies too!!

[@ashu78622]

​@@SUBRAMONEYPV how to reachout for portfolio guidance.

[@indroschannel2384]

​@@SUBRAMONEYPV subra sir if i need to share my investment case study with you, where do i reach you?

[@OscarOwenn]

I feel lost now that I'm 39 years old and jobless. With $425,000 saved for an early retirement at age 50, $10,000 in an HSA, and a property that could yield an extra $200,000, what opportunities do I have for passive income?

[@AlexClarkcompany]

it's reasonable to consider hiring a financial counselor at this stage, but delaying retiring for a while may be a more wiser choice

[@OscarOwenn]

I'm wondering if I should merge all of my investing accounts into one. How should I proceed and are there any repercussions I should be aware of if I decide to do this? In addition, I plan to sell my property, which could result in an additional 200K over time. Is it better to diversify over a few different industries or combine everything into one investing account?

[@LouisMorganxb3]

These are crucial questions for a financial planner. I met mine at a NYSE summit, and with her help, my wife and I reallocated our $1.7M portfolio between a traditional IRA and a brokerage account. She’s been making investments with our approval and has helped us recover twice our losses. We’re holding steady and carefully navigating more markets

[@BaileyJames-zv2ddd]

That is really great! My portfolio is not doing well. Who is your professional?

[@LouisMorganxb3]

If you search for her online, you'll most likely find out more about her

[@vivekgunasekaran5743]

Honest opinion. I don’t want do any tinkering ❤

[@MadhurAhuja25]

Thank you Sir

[@SUBRAMONEYPV]

Most welcome

[@amishpatel192]

Thanks sir ❤

[@guneetharrar1526]

Sir will do mutual fund or buy stocks ?

[@surendraanem]

common man, have a second child. Otherwise, the first child will feel alone. It won't for fun for 1st child. You are kind of punishing your kid in this way even though you can afford it. Don't be selfish about your comforts. I am pretty sure you will do good in your career. You will make more money in your 40s than now. Just listen to your wife. I am pretty sure you will enjoy the company of both the kids. Age and health fade away.

[@parasluthra7541]

A sibling can also become a liability in the future. Loneliness is felt only teenage life

[@TheFourthWinchester]

Such people don't deserve any kids. Here people are making 4 kids on a 2lakh salary per annum and these rich guys worry about even their first kid being a huge monetary worry on their heads.