Always great content from Mr. Panko! No fluff and straight to the point.
@RetirementPlanningEducation Жыл бұрын
No fluff zone
@phillyboylaboy11 ай бұрын
Tbills on brokerage. No state or local tax. 😊
@punarvasuiamback6578 Жыл бұрын
Very informative! Thanks 🙏
@RetirementPlanningEducation Жыл бұрын
Thank you!
@markvoelker6620 Жыл бұрын
They are very safe investments issued by the US Treasury that are guaranteed to pay a return .... less than the rate of inflation.
@RetirementPlanningEducation Жыл бұрын
Depends on the inflationary environment at time. The current level of inflation going forward is likely less than the 4+% rate you can get on T Bills. But the inflation over the last year or two has been higher than T Bill yields
@kevinsmith4559 Жыл бұрын
Also as we have hit the debt ceiling there is some question on what happens if a government default happens. Likely this goes away when our leaders back east figure things out. With that said the best deal has been to participate in the weekly auctions as the highest rates. I built my own 3 mo ladder so money matures weekly to reinvest or not.
@markvoelker6620 Жыл бұрын
@@kevinsmith4559 They have been “hitting the debt ceiling” every year for decades. They always raise it and print more.
@sunshineiv1 Жыл бұрын
Is it better to roll over a 4 week T-bill or let it mature? What is the advantage to having a roll over even if it is money you don't need right away?