RETURNING MY SFI TRUCK ✌🏽 | SFI IC

THANKS FOR WATCHING!! IF YOU HAVE ANY QUESTIONS HIT ME UP!
IF YOU WOULD LIKE TO USE ME AS A REFERRAL:
MY NAME IS KENDALL OLIVER
DRIVER CODE: 1204000
SFI REP: MIKE TISCH
PH:920-357-2500
SNI RECRUITER: TAYLOR MULLEN
PH: 920-592-6198
-INSTAGRAM: @FB6BOYY
-TIKTOK: @_LIFEOFKO
-Email: [e-mail]
#owneroperator #schneider #sfi #otr #trucking #POV #cdl #trucking #vlog #truck
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[@Smithftrans876]

1300 a week with SFI I’m with J.B hunt it’s not easy. I can hardly gross 5k a week. I’m thinking about going to my credit union and finance a truck. Lease truck will stress and kill you

[@LifeOfKO]

Yea. I was making it but for me I could be taking home the same amount of money with less work.

[@Icantevenstandit]

Yes it will..

[@aitransportservicesllc584]

You go with Landstar man had kore chance to make more money there

[@BMETransport]

Having a plan is important. This is a success and another step in your career. Congratulations 👏🏿

[@LifeOfKO]

Thank bro. Appreciate that!

[@sunshine48213]

I turned my truck in after 11 months also and bought a used kenworth t680 and only had issues with my apu truck held up good..i feel sorry for the owner ops who have these almost 1500 weekly truck payments which includes all the insurances ..i had to stay out for weeks to make sure i have money for my truck..i didnt like the stress…i now have a 2020 Peterbilt another used and wouldnt change anything esp with the monthly payments..i left Schneider when i turned in my truck but now im back..this is my second week back i grossed 4300 and will get 3000 on my settlement after fuel with 800 800 1200 and 1300 week…

[@LifeOfKO]

Niceee. Good week driver. Stay safe out there!

[@TruckingTransparency]

Yeaa the $1500 every week payments would kill me I wouldn’t even ever consider that …my payment with a lone mountain truck $1500 a month and here I am complaining 🤦🏽‍♂️🤣

[@LifeOfKO]

@TruckingTransparency Lmfaoo I feel that. My truck now 2k a month.

[@chriscaine1776]

​@LifeOfKO thats about what mine is now, and this video popped up as im about to move to Schneider because the freight dried up here where im at for me and i cant operate on 2 loads/wk😂

[@LifeOfKO]

@chriscaine1776 damn. 2 loads that’s wild lol. I don’t even blame you.

[@jerrypierre3001]

When I went from being a company driver to OO with SFI/Schneider, I did it because I wanted freedom. It's the least free I ever been. No matter how long you have been on the road, you can only be home five days maximum anything more than that, you will be behind on your truck payment with late fees. 0:05 0:05 0:05 0:05

[@LifeOfKO]

Yea exactly. It’s not it. Can’t enjoy the money you making with working so much.

[@jerrypierre3001]

@@LifeOfKO I'm telling you lol. I been wanting to go to a two weeks vacation and I can't not because of money but because of time lol. SFI don't give you the opportunity to take long time off.

[@LifeOfKO]

Facts bro. I agree with you 100%

[@prestomattic5901]

Congratulations! KO we live and we learn do what you gotta do what makes sense to you Brotha 👍🏾

[@LifeOfKO]

Thanks boss

[@WayneCribb]

What don't kill you makes you stronger ! Good luck !!

[@LifeOfKO]

✊🏽✊🏽

[@michaelconstantine6581]

I’m so glad to see someone realizing what works for them and an extremely high lease payment not being one of them. Here at Landstar I run 2 loads a week because I don’t want to be out for weeks on end, I go from SC to KY then KY to FL and I bring home $2700 after fuel, Insurance, and their ELD fees. 3 days of work for that I can live with that, and having a paid off truck helps a lot. Come to LS bro 💪

[@LifeOfKO]

That’s definitely not bad at all. A lot of people tell me to go to landstar. I’ll see what I end up doing. Whatever I do will be after the winter.

[@412hwc]

ls aint it 😂

[@michaelconstantine6581]

@@412hwc says the dude who failed at it 🤣🤡

[@michaelconstantine6581]

@@LifeOfKO I hear that, I forgot to mention LS fuel discounts are .80 up to 1.02 off the gallon. They’re the only company to where Lone Mountain gives big down payment discounts to owner operators that are leasing to them. Plus all of the other discounts we get are insane from tires to parts

[@412hwc]

@@michaelconstantine6581 wait shit i didnt fail at it. i never even bothered to take my trucc to landstar. it isnt worth it or what they pay u. yea they make it easy i guess but fucc where im at cudnt ask for better. self dispatch and same day pay fucc land star. and hour tha 🤡 for assuming. watch who u play with out here.

[@sabrinacrayton4743]

I'm right behind you with 108 thousand on my 23 freight in 9 months .... We grind hard... 💪🏾 !

[@mikeduncan0895]

If you buy a used truck that was in a mega fleet, its usually maintained. Most of the mega carriers, including schneider have PM programs. Schneider i believe is 2 a year, BPM biannual preventive maintenance. One of those will also receive the DOT inspection. If you're due for your inspection they will route you to a terminal. Im O/O with US Xpress and they are exactly the same.

[@LifeOfKO]

I hear different things. Prime it was 75k miles. Schneider I’ve heard 4 different things lol so idk what kind of maintenance they on over here.

[@traypatterson5523]

75k maintenance intervals is the reason a lot of these fleet owned trucks only last 500k miles before shit starts falling apart and issues become rampant. That on top of how they’re programmed from the factory. Should be changing oil / fuel every 10k to 20k miles

[@ecoluhur2114]

Good move. Good luck

[@LifeOfKO]

Thanks boss

[@thegentlemen1854]

I’m in the same issue but I’m planning on buying another truck and keep their truck put two driver on because team is the only way you can make money with them , I’m not giving it back but I’ll still get another truck so I can chill on my side . Keep it up 👍🏿

[@LifeOfKO]

I thought about that but with a team gotta make double the payments and with winter coming up I know storm will affect alot of that income since they run coast to coast. Make that money tho bro! ✊🏽

[@familymantrucking2131]

Well said. Honestly I would have done the same. So far so good with SFI. Future advice. If and when you do get another truck. I suggest get 2. You can always buy and make a good deal when you want to buy 2. I say 2 because if one of those trucks goes down. It’s easier to keep afloat with 2 running trucks while that 3rd one is in the shop. Anyways. Safe travels. Great job

[@LifeOfKO]

Thanks bro. Be safe out there.

[@jamesberry276]

If you want success with the used trucks it would be wise to cut the mileage at least in half between oil changes! Any truck with egr throws massive suit into your crankcase. Don't go by the manufacturers recommendations. The manufacturer is in the business of building trucks to sell. I'm glad you made this video so I don't even consider buying a used Shielder truck!

[@oscarkamau9603]

All the best in your next adventures

[@LifeOfKO]

Thanks 🙏🏽

[@LBThaTrucker104]

Keep Striving Driva!! 💪🏾💪🏾💪🏾

[@LifeOfKO]

Appreciate that

[@ortbrad242]

Get s rig dig account. Its just like carfax for cars but for trucks

[@LifeOfKO]

Yessir. I got it already.

[@sabrinacrayton4743]

❤I'm so happy for you friend CONGRATS... now that money about to be good asf now❤

[@LifeOfKO]

You already know!

[@charlieboy501]

Good luck on getting multiple trucks in todsys market and keeping drivers

[@LifeOfKO]

Thanks boss

[@roadtrainlogisticsr.t.l5689]

My guy my guy 🔥

[@chrisspowell8116]

I turn my truck in 2021 at the Atlanta yard the weekly payment was too much and it was forcing me to live in my truck lol

[@LifeOfKO]

Yea it’s definitely a lot I bought my own. Best decision ever

[@v.i.cowboy8072]

Great video driver 👍🏿

[@LifeOfKO]

Thanks boss

[@Freight_Up_Trucker]

It took a lot of balls to make this video. Because I was there when you made a video about your numbers and everyone in the comments, gave you a hard time and told you that that was unsustainable. If I could give you a bit of advice, seek the advice of a financial advisor before entering into another financial obligation. From what it looks like in this video, you have already purchased another truck. I wish you the best in this venture, but I really do think you should look into professional financial advice, because listening to what you’re saying makes me believe your relationship with money isn’t what it should be. And I have quite a bit of experience in this my wife does this professionally, but if you ever need advice on your next financial decision, feel free to reach out to me or someone else that is a professional in the field. I wish you the best brother keep the videos coming.

[@LifeOfKO]

Not even alittle. The thing is boss I never had intentions on keeping the truck. Never wanted to complete the lease or none of that. Could I have completed the lease. Yes absolutely was it smart to no. Not at all especially knowing I wanted more than just one truck and paying 250k for one truck was never smart to me looking at the numbers. I got the truck new because I didn’t want to have to worry about break downs in the time I had it. I used the money I made from this truck to fix my credit and get money saved up. Which is exactly what I did and got my own truck. Explain why I need financial advice? Not being funny but I would love to know.

[@Freight_Up_Trucker]

@@LifeOfKO The way you say you like to pay things off and that you don’t like owing people. Debt when used right is sometimes the best way to scale. Apple has more cash on hand than anyone and they still have debt. Paying cash or doubling up on payments isn’t always the best method.Sometimes we think we have it all figured out, so we often times go at it alone because we don’t want others telling us not to do it or to avoid discouragement. But a financial advisor can reveal alternatives we never thought of. Being that you want to own multiple trucks, they can create a plan to get your there and also highlight financial risks that may have been overlooked.

[@LifeOfKO]

@ibeloke in those aspects. I know about paying things over time. I could have just bought the truck cash but I financed it so I can build my business credit. So I know not all debt is bad debt. I’ll look into it though boss. Appreciate that. Email me if you don’t mind.

[@hakimmuhammad6945]

@@LifeOfKOso what Business Consumer Reporting Agencies do they report to because when I spoke to them they could tell nothing. But they do hard pull your Experian Personal for financing. They couldn’t specify which nor, any Business reports they report to.

[@sunnybeachlogistics]

@@LifeOfKOnever buy a depreciating asset cash. It’s a double loss. Instead pay a regular payment and make the rest of the money work for you.

[@803quan]

Congrats bro

[@LifeOfKO]

Thanks bro

[@penarri]

go buy an older truck . youll save more on the backend you got good head on your shoulders, especially knowing when to call quits

[@LifeOfKO]

Thanks boss. I bought one. I picked it up Monday.

[@martinsantillan2538]

I’m sorry driver it’s really tough to see that. I leased 2 trucks with SFI everything went well but it’s challenging in this times. I may take over payments if you want

[@LifeOfKO]

I never had intentions on keeping it boss. So it’s all good.

[@martinsantillan2538]

@@LifeOfKO And what’s the penalty driver? You just don’t walk away from a lease Please share that part so other drivers can learn something.

[@LifeOfKO]

@martinsantillan2538 I’ve mentioned in the comments how much it cost. It’ll also be in my next video. I’ll have the numbers of everything tomorrow so I can give exact numbers. 6k remarketing fee is the only one I know as of now until they check the truck.

[@martinsantillan2538]

@@LifeOfKO You’ll be surprised of the final bill sir. Good luck

[@Tweety72001]

You can pay off an SFI truck at the halfway point of the lease

[@LifeOfKO]

According to them. He said not till I’m at 90 days left. So idk

[@TruckerDB4828]

New or use it dont matter its going to brake down.

[@LifeOfKO]

Facts. It’s a machine at the end of the day.

[@TillNextTimes]

Congrats big homie 😅

[@LifeOfKO]

Thanks boss

[@nanealdiamond28]

Love your video. I have one question please. How much on a weekly average was your paying for diesel fuel ⛽

[@LifeOfKO]

Varies boss. Depends on the areas. I would say like 1200-1500.

[@charlieboy501]

It dont matter how much the truck cost what matters is bringing home a good net

[@LifeOfKO]

Facts!

[@CountrysLife]

I am going to do SFI in the spring. I'm not gonna be someone to purchase. I plan to do 2 , 3 yr leases swapping the first for a new one when the first 3 are up. I'm not wanting to own trucks personally. I have a 6 year plan. I would like to ask a for a personal video request. Next time you schedule your weeks trips, will you record the screen and share your mindset while you go thru the loads. I'm curious to know what info you see before you accept the load. Like is there information that you can't see before accepting? Like weight, mileage, from and to? Things like that. Keep rolling bro and stay safe!

[@LifeOfKO]

The reason I never made a video like that is because I pick loads randomly. Most times I don’t book loads together I just book as I go unless I find something that’s good right away.

[@martinsantillan2538]

Look you are overthinking everything boss Do you want to know the secret to succeed leasing with schneider? JUST WORK NON STOP EVERYDAY FOR THREE YEARS.

[@LifeOfKO]

@martinsantillan2538 I’m cool on that. You be safe though ✊🏽

[@juliette1680]

Congratulations

[@LifeOfKO]

Thank you

[@martinsantillan2538]

I had a way to do it and trained couple guys. It all went well

[@johnholley7749]

Are you gonna stay leased onto Schneider or try to get your own authority? I was leased onto Schneider as an Owner Operator back in the 90's for 4 years until i got my own authority. Keep that shiny side up.

[@LifeOfKO]

For now I’ll be here. Idk if I want to get my own authority just yet

[@antonioadams5473]

I turned my in a week ago same reason

[@LifeOfKO]

It only makes sense man.

[@davidroberts7652]

Do you book your own loads? Or does SFI book loads for you?

[@LifeOfKO]

You book your own. You run off the load board.

[@douvonnie]

You left the good fridge

[@LifeOfKO]

I know I know. The one that came in the truck was in Florida. I wasn’t going back for that lol

[@douvonnie]

@@LifeOfKO i noticed be because I’m so tired of this fridge I’m ready to take this damn thing out myself. And I was looking at the magic chef 4.5. And I was like dang he leaving the fridge

[@LifeOfKO]

@douvonnie I didn’t have room. It was only 11 months old

[@SandraLongoria]

How did the SFI truck do in the mountains?

[@LifeOfKO]

Doesn’t have the best pulling power if your heavy but it made it.

[@daphnebrown1094]

How did you avoid ding on your credit for returning the SFI TRUCK early?

[@LifeOfKO]

I didn’t owe them anything. It’s a walk away lease.

[@waynewhite310]

Were you able to use money from your maintenance account to go toward your 6000 turn in fee?

[@LifeOfKO]

Yes I was.

[@waynewhite310]

Thank you

[@Alfonzo0887]

I left Hirschbach lease op because of the weekly payments and inconsistency of loads. Yeah I had a brand new truck at $800/week, but my loads were being given away. I went out and bought and older truck, 2019, and I love monthly payments!

[@LifeOfKO]

Exactly. Smart choice bro!

[@penarri]

that 800 included everything or..

[@terryb5000]

Good 👍 job,

[@nechelly1218]

So what was the process like financially returning you truck to SFI? I'm getting ready to do the same thing and wondering what to expect in terms of penalties

[@LifeOfKO]

6k to turn it in. Whatever you have in your maintenance goes towards that.

[@bornhustler5556]

Let me ask you a question. Why not go the 1099 route and stack it up and buy your own truck Aka cash out or finance it ?

[@LifeOfKO]

Keep watching boss you’ll get the answer to that question on the video after that.

[@kevincracolici7598]

So your lease with SFI is a walkway lease, as in you decide you don't want it anymore or year or two years into it You just turn it back in?

[@roadtrainlogisticsr.t.l5689]

Nah they gonna charge you

[@sunshine48213]

6000 dollars walk away fee

[@LifeOfKO]

6k remarketing fee. Plus whatever other little maintenance issues they have to fix on the truck.

[@martinsantillan2538]

To walk away from that lease this man needs to fork out about 15k dlls. Not easy. Some top notch o/ops with schneider are going trough their 4th or 5th lease truck. I did it twice with good results There’s a way to beat those weekly payments. One just need to know the secret. In about to lease a brand new cascadia next spring

[@LifeOfKO]

@martinsantillan2538 definitely not 15k to walk away where you get these numbers from? I could have easily completed that lease. I’ve completed two leases before so it’s not new to me. It was about me being trapped in a payment for 2 more years that I didn’t want to be in.

[@LoveandLifeLLC]

✊🏽✊🏽✊🏽

[@LifeOfKO]

✊🏽✊🏽

[@roverexpress8183]

SFI doesn't let u finance someone told me they let u finance after 85 weeks payment

[@LifeOfKO]

That’s what I was told to. When I asked he said when you on your last 90 days of your lease

[@MarrelWood]

Were there any penalties when you returned your truck like did they put it on your credit report?

[@LifeOfKO]

No sir. Only hits your credit if you don’t pay what you owe. I didn’t owe anything

[@MarrelWood]

@@LifeOfKO ohhh okay got cha so I’m assuming it only goes on your credit for things like missed payments or etc… thank you for clarifying I was scared they were gonna put a $200k loan on my credit lmao

[@412hwc]

was you sfi trucc running schneider freight?

[@LifeOfKO]

Yes

[@412hwc]

@@LifeOfKO i aint knoccin u at all. but being leased to a carrier that has company paid drivers is never a winning situation bro.

[@jasonevers7415]

Any penalty for turning it in early?

[@LifeOfKO]

6k fee. If it’s in your maintenance account they just keep that.

[@nechelly1218]

@@LifeOfKOthey give you different pay back options for the fee?

[@shadyhauck9840]

Do they hit your credit score when you turn the truck in??

[@LifeOfKO]

No sir. Unless you don’t pay them whatever balance you have then it will. I didn’t have a balance so I was good.

[@michaelkane732]

what was the fuel mileage on the cascadia?

[@LifeOfKO]

Depends how you drive. For me. 8.6

[@misaellozada9441]

How you be able to be 8.6 what the tecnic… I’m on 6.7 never go up only down

[@LifeOfKO]

@misaellozada9441 well I mainly do light loads. You might want to get your truck truck if you consistently at 6.7

[@claudecarter4321]

Can you take the truck to the company u want

[@LifeOfKO]

Yes if the company willing to make the payments for you from your settlement

[@brbtruckn3526]

👍

[@terryb5000]

How long was your lease with SFI

[@LifeOfKO]

3 years.

[@terryb5000]

Did you do all 3 years with SFI

[@LifeOfKO]

Nope. 11 months

[@RedRedred-ld4pb]

So they fired you?

[@LifeOfKO]

Not at all.

[@joseoyervidez311]

Thank you brother great decision for your business and your family. If you want to grow your business you need low monthly payments little by little you can get your 2 second truck👍❤️🙏

[@LifeOfKO]

Thanks boss

[@lovefood9066]

You still with Schneider

[@LifeOfKO]

Yes i am

[@LethalJitJoseph]

📈📈📈

[@ThatOneGuy-hp2pb]

How bout the rates a Schneider?

[@LifeOfKO]

What about them boss?

[@ThatOneGuy-hp2pb]

@@LifeOfKO Have they declined the last few months

[@LifeOfKO]

@ThatOneGuy-hp2pb naw. They’ve gone up but fuel has to do probably due to the surcharge

[@NLD88000]

Better of with your lease truck

[@LifeOfKO]

How so?

[@412hwc]

i do a pm every 90 days

[@LifeOfKO]

That’s what I’m going to start doing

[@412hwc]

@@LifeOfKO yea bro truss me its good to do it. get that oil changed all ya filters changed. its a pretty good interval is what ive found. also man. u are posed to get that oil changed no more than every 30k miles, even on tha new engines.

[@Brararaf101]

Typical back breaking freightliner seat

[@LifeOfKO]

🤣🤣

[@christophershawnmaddox6892]

SFI wants to keep you in debt you will be better off going to freightliner.

[@juststokin01]

You have to make decisions based on your challenges with work/home time and cheap loads in Florida. Still sad you failed to meet your SFI lease. New SFI people will have to pay more as their RISK is higher based on existing contracts not finishing leases. Probably should have thought about signing the lease long and hard knowing it was a 3-year commitment. Either way continue to press and take care of your family and they should be first priority. OTR may just not be for you with your kids. Hope you get a extended warranty with used trucks as they don't make them like they use to. Good Luck on your Journey.

[@BMETransport]

How did he fail when he used it to fund buying another truck? He still at schneider and still trucking

[@juststokin01]

@@BMETransport didn’t complete his lease contract. everyone has to do what is best. but it does affect other potential customers.

[@samuelsanchez6140]

​@juststokin01 SFI makes so much money off of their lease program I doubt they really care.

[@BMETransport]

@@juststokin01 he specifically said that he wasn't going to be paying that long term. That was his plan going in. He executed his plan

[@juststokin01]

negative. he signed a contract for 3 years. His plan didn't get conveyed to SFI.. He did what is best for him....He will press on and hopefully be successful in plan B.@@BMETransport

[@NLD88000]

180k at 18% plus dealer scams in the back room lease vs truck payment through bank lease is 100% write off ..vs depreciation

[@LifeOfKO]

So paying 250k for a truck that’s worth 180k makes more sense to you?

[@LifeOfKO]

Every truck depreciates.

[@jeff19554]

lol what do you have to pur down on 180,000 truck?@@LifeOfKO

[@LifeOfKO]

@jeff19554 from Sfi or in general?

[@JayyATL.]

Y’all stop leasing these trucks, waste of time and money. Ain no way in hell it make any type sense to pay over thousand a week for a truck. Why? Because it’s brand new? smh trucks at the auction right going for dirt cheap and y’all wasting ya time leasing a truck. I’ll rather stay company before I lease a trk..

[@LifeOfKO]

It’s really not a waste of time or money if you know what you doing. If everyone had the money to go to an auction or a dealer don’t you think they would.. 😒

[@JayyATL.]

@@LifeOfKO nah they wouldn’t cuz they not in know(they don’t know any better) I’m kinda against going to the dealer too. The dealer hit the auctions and buy the trucks for cheap and sell em for double or triple the price. It’s a public auction as well, don’t need a dealer license to get in. But what you could do is at least run the lease until you save 20 to 30k and go back to the auction and buy a older truck for 10 to 20k and buy money in the truck if needs it. Being committed to a 3-4yr lease for a thousand plus a week don’t make good economical sense.

[@LifeOfKO]

@SwaggKiinggX5 correct. Which is what I did. Doing a lease you just gotta have a plan

[@sunnybeachlogistics]

Not everyone has the $60k to go to auction and buy a truck. You’re talking about “$30k” truck at auction??? That truck is garbage with 500k miles on it!!!!! And not everyone can finance the truck from the auction. So he did what he had to do to stack his chips then go buy a truck.

[@TrueBandzMovement]

Do you have a email address where I can reach you? I have a few questions I'll like to ask you before I sign my lease with sfi

[@LifeOfKO]

Yessir in the description of all my videos boss.

[@jpw7598]

@ 5:15 yw

[@polockdan1]

👍