Revealing My Entire $46,000 Dividend Stock Portfolio

[@rynewilliams]

What’s the biggest position in your portfolio? Let me know in the comments below! 👇

[@user-bm6wu9zw9m]

SCHD 💵

[@sethf582]

Tie between PEP and JNJ

[@mrme9517]

T RYLD AND VZ ARE MY BIGGEST HOLDINGS

[@suzukiman8964]

My biggest position is, wait ✋️ for it. It is Watsco big surprise 😮

[@Duke_of_Prunes]

My biggest position is Microsoft (332 shares). My worst and best were the same as your's though -- Intel (😭) and Chevron (😁).

[@cashflow68]

I only got a 2yr college degree back in the late 70's, I always thought going to school was a waste of time. I was always interested in investing back then.I began investing in the late 80's, Now Im 68 and financially secure. Thanks for your content. You're definitely on the right path. Slow and steady.

[@rynewilliams]

Thank you for sharing that! I think for me not finishing school was a good move. I would only go back and get my degree if I wanted to pursue something in finance, like as an advisor, wealth manager, or something. I don’t think that that’s the route I want to go though

[@cashflow68]

@@rynewilliams I was thinking along the same line. But I don’t want to be responsible for other people’s finances. It would be a headache.

[@rynewilliams]

I completely agree. I’d much rather just keep making these videos talking about dividend stocks. That’s my goal 😂

[@thang5412001]

“We both continue to grow our portfolio and get that cash flow”. Loved it!!!!

[@rynewilliams]

Heck yea! That’s how we do it my friend haha. Thanks so much for watching 🙌

[@mikedwr3705]

Thank you for the spreadsheet and the fact you offer it for free. It’s a great tool and if your reading this and haven’t downloaded it already, you should.

[@rynewilliams]

Thank you my friend! I'll be putting out a new version of it hopefully sometime next month, so stay tuned!

[@dp-mcfly5158]

Quick question how do you feel about owning T and knowing that they have cut their Div. Is it still a good buy??

[@rynewilliams]

I'm still happy owning T. They reduced the dividend because they spun-off Warner Brothers, and it seems like the company has been moving in a good direction since the spin off

[@KatelynCate]

I always appreciate it when finance people disclose their holdings and performance. Good for transparency and good for building credibility! Also, there's a reason why the undergraduate degree requirement to earn a CFA doesn't care if you majored in art history of accounting, some of the best analysts to ever invest came from really unusual backgrounds so I wouldn't sweat the degree.

[@rynewilliams]

Thanks KC! I'm not really sweating the degree. The only reason I'd go back and get it is if I wanted to pursue something more professional in the space besides just making videos on dividend stocks. I'm having too much fun with these videos though that I don't want to do anything else 😂

[@WayneNicholsInvestor]

Great video as always! Glad to see you’re adding a lot more MAIN and APPL.

[@rynewilliams]

Thank you man!

[@1974dodgecharger]

Thanks for the hype, I needed it.

[@rynewilliams]

Keep it up my friend! 📈

[@gorillanurse3667]

Nice video Ryne! Enjoyed seeing your positions and cost breakdown. My top three are MPW 100@$12.43, MO 20@$44.68 and BTI 20@$38.38….working on selecting various stocks to diversify and then will increase size of positions.

[@rynewilliams]

That's awesome, those are all great ones to own

[@toowavyydotbiz]

That sponsor cut/edit insert is seamless.

[@rynewilliams]

Man thank you so much! I know people don’t really like seeing these sponsorship integrations but I’m glad it was at least a smooth transition. Appreciate you 🙌

[@toowavyydotbiz]

@@rynewilliams not a problem. You're presentation is always A1, with the concurrent themes and transitions.

[@rynewilliams]

Thank you! It's all a constant work in progress, but I hope that the videos just get better with time and more practice

[@tomhigbee5308]

EPD is my number one holding

[@rynewilliams]

Nice, great choice haha. How many shares do you have?

[@glennshoemake4200]

Earnings are coming out this week for T, VZ and INTC and at least one of those should drop hard after earnings and provide a good opportunity to buy more shares.

[@rynewilliams]

Yea it's going to be interesting to see what happens with those 3. I will definitely be paying close attention to those earnings calls

[@doddergo]

Awesome video!! I love your roth ira, simple and safe.

[@rynewilliams]

Thank you my dude! Sometimes I forget I even have the Roth IRA haha, that's how automated it is

[@doddergo]

@@rynewilliams that's the way it should be

[@rynewilliams]

I agree haha

[@fredrickprisca1499]

Loved it.

[@rynewilliams]

Thank you!

[@InvestingWithKevin]

SCHD & VTI are my biggest positions in my portfolio. I will be buying JNJ, PG, ABBV and MPW Is(Short-Term) I always add SCHD & VTI. Appreciate your content my brother.I’ve been sharing your videos hopefully people watch it. They can learn a lot!!!!

[@rynewilliams]

Love it man! how come MPW only short term for you? And thanks so much for sharing the videos, that's awesome. I really appreciate all of the support here on the channel man

[@ReedsDividendJourney]

Great video Ryne!

[@rynewilliams]

Thanks my friend! Hope you’re having an awesome weekend 🙌

[@baccanalion]

@rynewilliams or anyone - Do you ever sell your dividend stocks if they are over 50% up and look to buy them back ? Eg : If SBUX is giving you only 2% dividend and has gone up over 50%. Will you sell it and buy back lower ?

[@rynewilliams]

I personally haven't done this yet, but it's something I would consider doing

[@arigutman]

Great video, Ryne, always love looking under the dividend hood of other portfolios... I think you know this one, but my largest position (aside from my VTI position) is Apple followed by JNJ and Realty income!

[@rynewilliams]

Love it! Dude I've only had AAPL for like 3 weeks and it's already up 10% - wild

[@normanrayburn1459]

Keep going Ryne

[@rynewilliams]

You too Norman, you’re the man!

[@cmscole]

i’m 15 and been investing for the last year or two, finally seeing some growth as i made 11% last month. i’m starting to get into dividends more, can you elaborate on JEPI? the dividend looks great.

[@rynewilliams]

Man that's awesome! Here's a video with more in-depth info on JEPI for you: kzbin.info/www/bejne/e2G4g2uYj6aml6s

[@amadousall6627]

Thanks Ryan great video for a Sunday morning . EPD is my numéro uno

[@rynewilliams]

Thank you my friend! Appreciate you watching and commenting. How many shares of EPD do you have??

[@amadousall6627]

@@rynewilliams 173 so far waiting to get hit by k1 lol

[@rynewilliams]

Haha that’s awesome! Solid EPD holding

[@Arabian_Abomination]

Ryne I think you should cash in those gains on chevron. Gas prices are back down now. You can reallocate those earnings into PG which is at a nice discount 😃

[@rynewilliams]

The thought is definitely tempting

[@stevec.7017]

If it is long term gains!

[@rynewilliams]

It is long term for sure. I could do some serious damage reinvesting all of that into EPD haha

[@mrme9517]

But what if it doesn't go back 🤔 I was tempted as my average is $109 for chevron I was up very well when we saw what $170 ish at the peak

[@rynewilliams]

Like what if CVX doesn’t go back down?

[@Gman-69]

ABR 89 shares BTI 70 shares JEPI 67 shares JEPQ 43 shares These are my top stocks Going for 100 shares each! Thanks for your video Ryne! Have a great week!

[@rynewilliams]

Dang man those are some solid positions. I bet you’re getting some nice income from JEPI + JEPQ

[@SIMPLE_INVESTOR]

100 shares of JEPI would be nice

[@mikgio1113]

RE: EPD..how MLP works in taxes? I have taxable brokerage account..

[@niecesandnephewsproduction6871]

My biggest holding is CLX and down 18.6% avg cost 175.21 worse performer is also INTC but DCA it until get to 100 shares

[@rynewilliams]

Nice…CLX is a great buy and hold forever stock

[@Gruder47]

I like CLX as well, bacteria ain't goin anywhere.

[@rynewilliams]

Haha couldn’t have said it any better myself Gruder 😂

[@aguyinarkansas]

Keep up the great work and the good videos

[@rynewilliams]

Thank you my friend! Appreciate you always watching and commenting 🙌

[@hos2841]

Super solid holdings! Keep it up

[@rynewilliams]

Thanks Hos!

[@TortoiseInvesting]

Certainly SCHD for me, I got 20% allocation sitting just over 15 total shares. Have you thought about taking some gains on your energy plays?

[@rynewilliams]

Nice! And yea I’ve thought about it. I could really give my income a nice boost by reinvesting my CVX into EPD

[@martithon]

You're pulling way ahead of me man! When I started watching your videos we where at the same portfolio value, but I haven't been putting in much money the last year. Btw, what do you think of $NDSN?

[@rynewilliams]

I don't really know anything about NDSN to be honest, but those dividend stats look great! And man you'll get back to it. I'm sure you'll be able to catch up to me

[@Gruder47]

My largest position is SWK, although I will be selling shares as it (hopefully) recovers some lost ground. In the mean time, collecting that cash flow. Looking forward to averaging that money into new/other positions.

[@rynewilliams]

Nice! Which positions do you think you’ll average into?

[@Gruder47]

@rynewilliams Still a tough question, laser focused on a MSFT entry, but current positions BCPC, CCF, CNS, DFS, DHI, FAST, GPN, LAD, LEN, LNC, MDC.. and several more.

[@rynewilliams]

Nice, that's quite the list haha. LNC is looking great

[@KameronDAaron]

Schd, also you should look into NNN. It's definitely a good quality REIT like O. Give me a shout out if you invest in it.

[@rynewilliams]

I've heard good things about NNN!

[@chantelsanders1972]

Biggest gain right now is from NKE, the largest position though is currently MAIN. I added a small handful of shares before the little run up over the last few weeks. Looking forward to this week's deposit since there are a few positions I'd really like to average down a little on.

[@rynewilliams]

Nice Chantel! Which positions do you think you’ll average down on?

[@chantelsanders1972]

Mainly a few of my core position like JNJ and PEP. My HSY position is down a bit as well (even though I only hold 2.5 shares right now) so I'll be putting some of my weekly deposit towards that as well.

[@rynewilliams]

That’s awesome. Yea you might as well average down a bit if you can, especially on stocks like those

[@mrme9517]

NICE WORK 🍻 I THOUGHT THAT U SOLD T OUT OF UR PORTFOLIO BUT OVERALL KEEP UP THE GOOD WORK AND KEEPING US UPDATED 💯😎

[@rynewilliams]

Thank you my friend! And nah I’m holding onto T 📈

[@mrme9517]

@@rynewilliams ur welcome and sounds like a good plan I see good upside potential and maybe a dividend increase will start back after they get the bugs worked out 🍻💰

[@rynewilliams]

I agree with you there!

[@morgandagnall4760]

Which brokerage are you using? I currently just buy stocks on Freetrade as it was recommended by a friend but it’s a bit limited analytically, would love to know as someone who started my dividend journey six months ago after turning 23!

[@rynewilliams]

I use both Charles Schwab and M1 Finance!

[@redstonep7607]

How do you get fractional shares ??? e.g. 6.64 shares of aapl …

[@Arabian_Abomination]

Only certain brokerages allow it. Schwab and M1-finance has that

[@rynewilliams]

Like Riaz said…certain brokerages allow you to buy fractional shares. I use Charles Schwab

[@frankharris6136]

Love the content

[@rynewilliams]

Thanks Frank, appreciate you watching and commenting!

[@investingwithpeterf]

Why not hold the REITs in the Roth IRA for more favorable tax treatment?

[@rynewilliams]

I've thought about it, but I like keeping them in my taxable. I'm hoping to retire from dividends considerably sooner than age 59.5, so I'd want more available access to those funds

[@Abraham.Lincoln22]

Recently sold out of AT&T for a nice profit of almost 35%. Time to move on. They have bad management, very high debt & zero dividend growth.

[@rynewilliams]

Man nice gain on T! What did you reinvest those funds into?

[@Abraham.Lincoln22]

@@rynewilliams VZ. Got in at a very low entry point locking in a solid divvy. 🇺🇸

[@rynewilliams]

Solid!

[@stevec.7017]

Continue to nibble at INTC to bring your cost down.

[@rynewilliams]

Yea I’m thinking I will. I’m going to assess things after their next earnings call

[@MindTapt]

how to you get your Schwab app into dark theme?

[@rynewilliams]

If you use an iPhone, you just need to go to your Settings, and then look under Display and Brightness to change everything to Dark mode

[@MindTapt]

@@rynewilliams thanks man!

[@rynewilliams]

@@MindTapt you got it!

[@trevorboiles8705]

Great video!! Do you add monthly to the Schwab account? If I only have $1500 a month to invest and hold 20+ companies, how do you choose which ones you invest in? I’ve just been dollar cost averaging the ones I’m down on, but that’s stopping me from buying things like more shares of $EPD and $O…. Which are great companies! Any advice? :)

[@rynewilliams]

Thanks Trevor! I add to both accounts every single week. And I would just allocate your funds into the stocks that you want to build bigger positions in haha. If you’re up a little bit in stocks like EPD and O it’s likely not going to be that big of a deal in the long run

[@rssharma9]

You have an awesome portfolio of stocks and ETF's. One question for you: Wouldn't you have some percentage devoted to growth stocks or ETF's? Like QQQ, for example. Granted, growth is down in the dumps right now, but every dog has his day; one day, growth may come back...

[@rynewilliams]

Thank you! I’m just not that interested in buying growth stocks. I would rather prioritize dividend income. Many of the stocks in my portfolio do perform well in terms of share price appreciation though. I hold stocks like CVX, AAPL, LOW, KO, SBUX, PG, and others that have done well for me in terms of share price appreciation and I anticipate will continue to do so

[@rssharma9]

@@rynewilliams I think that's wise.

[@kantoshero]

Quite the respectable amount of Intel shares. But that avg share price 😵

[@rynewilliams]

Man I know, my average cost with INTC sucks so bad 😂

[@Norfolkpaul]

All look great 😊

[@rynewilliams]

Thank you my friend!

[@JP_Dividends]

Good stuff as always Ryne! Quick question for you, how is the annualized return 14-15% over the past 2 years but then your total return is 3.4% if its the same time frame? Keep up the great work as always stacking them dividends🔥🔥

[@rynewilliams]

The annualized return is from Charles Schwab and represents a total return, which takes into account dividend income and also takes into account realized gains. The market return on my spreadsheet is just the gain/loss of the stocks in my portfolio as it currently stands

[@JP_Dividends]

@@rynewilliams Gotcha that makes sense thanks for the info!

[@rynewilliams]

@@JP_Dividends anytime man, thanks for watching!

[@cooljester3617]

This is the video i been asking for 6 monthes now! Very Nice job Ryne!!! You picked way more winners then losers! One thing we all be curious to know is are there any stocks you considered but failed to execute on and slipped thru the cracks on you? Or did you sell anything prematurely over the years. Also i wonder did you ever considered adding some fixed income to your retirement strategy. Do you plan to adjust what your investing in over the next 3-6 months if were slowly creeping into a recession? I do think you could create a very interesting short video touching on some those behind the curtain facts you haven't shared with any of us yet. I'm very happy to see you bringing transperancy back to the forefront of your channel! I always knew the magic was there we just had to be patient and shake it free. I remember you saying a few years ago your main plan was to retire very early, what fun stuff would you really do with that cash flow? I could see you starting a business or comming up with a better mouse trap and going on to Shark Tank and doing very well. Hopefully you can help sniff us out the next Starbucks! thanks Ryne!

[@rynewilliams]

Thanks Jesse! Shark Tank would be legit haha. I'll get to work on that innovative mouse trap

[@Morten.]

I wanna say thanks for the Google Spreadsheet, i have been looking for something like that for at bit of time! this one is almost perfect for me! :) (Only thing is i also invest a lot into Danish stocks/And the currency thing and so on, you know). Right now im a Student so i can't invest as much. But this spreadsheet is amazing! looking forward to many dividends! Definitely going to Subscribe and like all your future videos! Cheers from Denmark.

[@rynewilliams]

Thank you my friend! I appreciate you watching and checking out the spreadsheet. Keep up the great work!

[@cut_mountain]

Hi Ryne! I recently subscribed to your channel for the awesome inspiring content! I have a question for you. I'm new to ETF investing and I was impressed by SCHD ETF. I live in the EU and I can't seem to find a broker that allows me to trade that ETF. Could you reccomend similar ETF that I can access from here? That would really help! Thanks a lot for your time :)

[@rynewilliams]

Hey there! Thanks so much for your support on the channel. I'll be honest, I'm really not well versed at all in ETFs outside of the United States. With that, I'm not sure what the EU equivalent of SCHD might be. I bet Vanguard has something that would be comparable though

[@FootballCardOlly]

My biggest holding is QYLD and turns out my 2nd biggest holding is SBUX.

[@rynewilliams]

Haha nice! What’s your average cost with SBUX??

[@FootballCardOlly]

@@rynewilliams $95.50 17.6 shares. Nothing too crazy lol

[@rynewilliams]

Oh nice, that’s a solid average cost

[@delgadoglory732]

I’m mad I didn’t get Starbucks when it dropped to the 70s

[@rynewilliams]

Haha I'm mad I didn't get more!

[@ciceromonteiro2052]

An excellent portfolio!

[@rynewilliams]

Thanks Cicero! Appreciate you watching my friend 🙌

[@ciceromonteiro2052]

@@rynewilliams Hi Ryne!I have some stocks this portfolio and it's a pleasure to watch yours videos.

[@rynewilliams]

You're the man Cicero, keep up the great work!

[@ciceromonteiro2052]

@@rynewilliams Thanks Ryne!

[@mercedesexclusively]

Largest holding-AB

[@rynewilliams]

Nice!

[@Eamenic1]

The rest of your life after one in-and-out burger per day would be 9 months at best xD

[@rynewilliams]

Haha honestly you're probably right

[@delbomb3131]

My best was xom, but i sold my 20 shares at 105 with a cost basis 55. Now the best is arcc, i buy when it dips below 18 and with the payments I'm up like 25% Worst was rok, but I have high conviction with them and kept buying through their slump n now their recovery has been amazing. Now my biggest loser is GOOD... Sigh... Are you taking classes?

[@rynewilliams]

Nice delbomb, the thought of locking in gains on my CVX position is very tempting. I could really do some damage by putting all of that into EPD. And no I’m not taking classes. I’ve thought about it though. If I ever decide to actually go back and get my degree, I’d likely try to get it in something like finance. But I don’t have any serious plans to do so at this time

[@delbomb3131]

@@rynewilliams my theory was that it became a dead position for me because i didn't want to add more money to it. I only like to have stuff I'm willing to continue growing. I've been tossing around the idea of retaking basic classes like math and English. Having spent more time out of school than I did in school now a refreshing seems like a good idea

[@rynewilliams]

I think your theory makes sense

[@kevinhandgen4730]

Tell me below which stocks you are buying this week. I’d love to hear as we collect that cash flow together. 😂

[@rynewilliams]

Honestly I might swoop up some PG and EPD this week 😬