Ripple CEO Brad Garlinghouse discusses the future of cryptocurrency XRP

Ripple CEO Bradgarlinghouse Interview,
Ripple’s cryptocurrency has been adopted by banks and other financial institutions. Those companies believe Ripple’s system offers both better prices and is more secure than other digital currencies, including Bitcoin. It allows users to send, receive, and hold any currency in a decentralized way via the Ripple network. The company is cash-flow positive and holds a vast store of XRP, which it periodically releases into the market.
Sam Maule catches up with Brad Garlinghouse, CEO of Ripple for a special Blockchain Insider episode. Catch the rest of the episode here: bi.11fs.com/18
Check out our full video catalogue: / fintechinsider
Subscribe to the podcast: fi.11fs.com/
Follow on Twitter: / fintechinsiders
Like Fintech Insider on Facebook: / fintechinsider
Follow on Instagram: https:/ fintechinsider

[@rupertp.rutzki4868]

I was there, Sir, and I assure you, EVERYBODY, without exclusion, WAS indeed KUNG FU FIGHTING

[@TheModernInvestor]

Ripple is so undervalued it hurts

[@ProphetXXIV]

The Modern Investor I hope so!

[@Atilakus]

Hurts in short term but feels good because it´s still great time to invest :)

[@gate7elllas]

buddy.they all using their tech and not the coin.But anyways hope we see something nice

[@Handleneedsmorecharacters]

As brilliant as the tech behind it is, I'm worried about the huge adoption hurdles required for XRP. The banks & regulators would want perfection before it gets taken up. Of all industries to want to take-on, the financial one is the hardest.

[@himpoet]

It has room to grow for sure, but the circulation supply is really large. I'm not quite sure the escrow move will affect the price so dramatically because the number of tokens doesn't change, only their short term availability in the market. This can change any time.

[@n_vds8882]

I like how the ceo is comparing to companies like Visa, MasterCard and Amazon. He tries to find the best road to build a healthy company. Just like investors with xrp, patience is king!

[@goldnutter412]

I hope gets exposed soon and even its use of wallet to lock XRP no warning.. is anti competitive, he talks himself and his thing up all the time not others failings.. could be good but its because dont know what to say intelligent. Just have boss man business smarts apparently what to say to smooth over a deal. Hope US govt says we dont want your unlicensed security but you can go to court in case you deceived. I felt deceived by XRP over a few bucks never gonna care about.. I laugh at the TALK TALK while its not being used for what it could do pretty good. Its not being used by real people. XRPbots is cool try tho, murica better than allowing this conman. Robbed you all.. wants to be the one who gets credit for SWIFT sibos 20yrs of everyone elses work is unimportant - thanks for having me sibos heres a snub ? is that how anyone who was there DOESNT see this ISO20020.org how much of ripple is in that project of countless hours work by countless head architects and helpers. I wonder in future how much someone talks about their view.. is as easy as it feels to judge someone. Its about seeing everything you arent, but you are a tiny piece in. Then talk about how you can help other things... not this guy.. we heard SOME wanted more from us.. we TRIED to be part of SOME OF WHAT sibos was doing. DID NOT FIT says it all. SIBOS are all GIVE GIVE GIVE... find new stuff to work together on. THE TEAM concept alone is fully lost on this self focused problem not solution way of using what hes got. It could just be submit to being used by GPI how every bank votes. It might have ended up being used at all by them. Nope architecture of GPI can actually do the best interoperability. Complete, inside its choices unlimited composability system. Layering tool. Middlewrapper that has functionality layers ? this is one ledger I am talking one whole universe. The banks love SWIFT GPI instant payments and every day they use so much of its basic earliest form. But he wont dare say anything that lets you know that he is peddling junk to them they may just have said you treated this opportunity and whole ecosystem like, how you did.. we are not a joke. We are global cooperative that isn't run, its enabled. SWIFT sets the SCENE we set the content. ALL OF US not SWIFT. SWIFT has countless positive testimonials out in the open from the biggest banking industry members you can ask for them directly over and over if you want to have them find out why you did so, and then ask for honest open where is XRP at sibos joke. Its a joke. THEY WERE ALLOWED TO BE A PART and want to be a STAR INSTANTLY without any giving. When you meet people you can have alignment in needs and or wants. If so, you either match or you can meet another ego, another who is not part of the solution. Many long since learnt how to do this easily and dont let it sap their energy at all, wont want to talk at all. Or can quickly tell you ? go ask.. ill watch

[@ryanbanas7673]

@ 9:13 the camera man cracks me up... when he says narrowly focused... he quickly opens the frame up haha love that

[@libbynonan4213]

Ripple’s goal is very ambitious, and banks are tough to talk when it comes to tech, they like traditional system. Ripple and xrp is very new to their ears. But i will put my trust with Ripple, lets see how things goes.

[@ThisIsYoungBuck]

Hopefully it will hit 1 dollar in 2 years but I think 0.50 is ok. Depends when u whas in me at 0.09 cents

[@shaunlafleur5350]

Just a month ago you said XRP may be $1 in 2 years. Look at us now. Sitting over $1.10.

[@cesarpdc]

that means his advice is complete bullshit! lol

[@PatrickCruzromero]

He is wearing a suit because he isn’t a basement-dwelling computer nerd.

[@rCrypto_Frog4148]

@16:20 "Well done" "Bare with me" xD hahha gold. how these two keep their composure is crazy!

[@Dilligaf777]

Ripple is going to be a should have could have case, buy now while you can.

[@kirkmcclean9686]

Do you really think so? I'm thinking of buying like 50k ripple

[@OliverSlacke]

Joe Moran that 0.50 has been hit

[@Dilligaf777]

Oops seems i was right XD

[@Bizarius1]

I was one of those people a while back. Bought $200 of Bitcoin then and it turned into $2600 Took some of that and exchanged it, I am now the proud owner of 1300 XRP

[@Arod236]

The interviewer was great

[@Handleneedsmorecharacters]

Brilliant interview.

[@leeroyduncan4610]

Love this interview to date

[@ciloolgado9202]

I trust and believe xrp. It will become the best among the rest

[@generationgap416]

Why ? Is a religion?

[@akshaymanta55]

​@@generationgap416Hahah nice one man!

[@satsitter]

I used to be a Ripple hater, but have recently taken a large position in it. the crypto community needs to let go of the grudge against legacy banking; and bankers like Jamie Dimon need to stop worrying Bitcoin will kill off the banks. Not everyone wants to be their own bank. When I show people the personal responsibility it takes to be your own bank, they are fascinated that I have that ability but have no interest in it themselves. Just as online stock trading has not killed traditional brokers, crypto will not replace traditional banking. And banks can definitely utilize this technology. Can't we all just get along?

[@denisblack9897]

they are sure good at selling

[@maclif62]

a question, not a comment. how does Ripple manage to keep the currency form going crazy as the Bitcoin & also to keep the validation possess of the transaction fast as the value rises ?

[@cryptoroofer730]

maccabi lifschitz $$$

[@chrismass9761]

If anything he certainly looks like he should be a CEO of the company versus some of the other cypto CEO's who quite frankly look like they are still in high school.

[@ManPursueExcellence]

Chris InMASS Good observation.

[@cesarpdc]

check out his history, its quite a resume lol

[@jasonlo8780]

Are they trying to be like a paypal or something ? whats the difference between paypal and ripple? someone please help me understand.

[@izzygirl61]

1:23 hey amazing video me gusto espero el proximo grabación me voy les dejo cariños muchas gracias

[@scoobeydoooo]

Brad Garlinghouse is the man. Visionary, experienced, focused, passionate and energetic. This company will be going places. I know Xrapid is of only interest for us XRP holders but having hundreds of clients using Xcurrent isn't a bad thing either. What matters is the experience clients have using Ripplenet which can result in some or many also adopting Xrapid.

[@theredpill7897]

Lol his sarcasm

[@1hummus]

Is there a case that proves the banks must have XRP and the network where the XRP does not get left out?

[@albarleta2511]

www.quora.com/Considering-that-the-banks-dont-use-XRP-coins-for-their-transactions-how-can-the-XRP-price-go-high-even-if-the-banks-adopt-the-Ripple-platform/answer/David-Schwartz-9?share=32921c2b&srid=DWoZ

[@LazarNevski]

Ripple is not XRP. People seemingly dont understand this.

[@nicholasferrarafam6045]

Edmund Burke why? What is it lol!

[@relentlesslyrelentless5477]

Edmund Burke you seem to be one of those people...

[@Oliver9402]

The day will come when the banks will offer payment in xrp. They will call it "ripplepay"

[@laurellmissick2589]

Awesome 😎👍

[@ERFOLGistERLERNBAR]

Who do you see price of ripple in 2018/2019?

[@rmartin6914]

No one really knows, but investing a couple hundred dollars at $.25 is not a bad idea.

[@lunablue7984]

I lmao about that t-shirt!!! u rock , Dude... I`m sure People at swell were very amused

[@charliesouthside]

PLEASE do this again and or with Chris, David Schwartz, Rosie Rios. The SEC lawsuit is the biggest news since the atomic energy and the waves will be felt forever. Ripple and much of block chain tech and retail crypto etc has moved away from the US and gone to ASIA. Thank you

[@alc8479]

It feels like growth is like lava, slow but ground changing. Old financial infrastructures and regulations will probably take a lot of time, if xrp skyrockets in the short term future I will be pleasantly surprised I’m a believer and long term hodler.

[@ant112990]

As much as the crypto enthusiasts want to keep the banks out of the loop as far as giving them power, most people who are going to invest are going to want banks to be associated in some shape, form, or fashion. This investment space is confusing to a lot, and people lose interest when they can't figure it out which is odd to me.. but honestly this coin is trying to appeal to majority if not all banks, which hold the majority of the $.. it's .23 cents currently and to think this coin won't hit 10 dollars at minimum is foolish.. I'm definitely going to purchase 800+ and once it hits .30 cents I'm going to put a sizable investment into it.

[@Danielspeiss]

Lets go ripple

[@devinhayes7111]

We need to create a nickname for Brad, I'm thinking cryto rockstar?!?! Always enjoy what he has to say!

[@beeeez5978]

Just bought my first ripple today @$3.36 YYYYESSSS!!

[@hiramjr9025]

😂😂😂😏😏😏

[@bumble5037]

I'm accumulating in 2022 🙏🏻....

[@sabobeatz6516]

Coin of 2018: Ripple XRP Dentacoin DCN

[@jasonhillis519]

Over 2.00. I have already made thousands. Can’t wait to be a millionaire next year

[@Amang21]

Brad is so handsome 😍😘

[@murdochz]

5 years later, still waiting 😅

[@generationgap416]

This an echo chamber for CBDC:XRP

[@1hummus]

Do the banks only want the Ripple system and not XRP? Do the banks want the system and the banks use their own coins?

[@duxgarnifex3678]

If the world reserve currency status is is up for grabs b/c crypto-petro demoniated transactions and there is no limit to the Political violence that will be conducted on behalf of maintaining the petrol dollar's hegemony, who is the XRP army to imagine itself different than Hussein, al-Assad, or Qadhaffi? Will they not be considered enemies of the state on the asymentrical battlefield? Do we push into Anon Coins?

[@ronjones2557]

Brad let's win this shit buddy ya hooooo

[@David-jb5dv]

Could XRP be the first world currency? Something everyone everywhere uses? My worries are that XRP makes sense and adds value but it could end up being the Betamax of cryptocurrencies. I hope not because i am investing.

[@opiumcouk]

It's not designed to be a world currency. It's designed to be an invisible bridge between currencies. Yes, it could end up being the Betamax of cryptocurrencies, but then so could anything else, even those that are already well-established, i.e. Bitcoin or Ether. XRP has a lot going for it, but noone knows who the ultimate winners will be yet. It's still the Wild West and anything can happen. Best to treat it as speculation and diversify.

[@PatrickCruzromero]

likes mountains Bitcoin may be the Betamax of Cryptos.

[@nicholaswalter8135]

#JamesDale But the banks don't need to SPEND Ripple to use the Ripple system... so why would more banks using it drive an increase?

[@PatrickCruzromero]

Nicholas Walter I think they can incentivize the adoption of XRP for financial institutions with the growing value of XRP. Basically give them a mess-load of XRP just for using it.

[@nicholaswalter8135]

Maybe... it's been going up nicely either way.

[@ivanhenry206]

WOW-- SEC TRIED RO STOP Ripple !!!!! CONGRATULATIONS 🍾 ON WINNING 🏆 THE LAW SUIT !!!

[@coinstacks2455]

People need to reconize that immigration is going to be a factor towards the success of ripple, the fact that country's are tightening up on immigration policy means more immigrants are going to want to send their income back home as soon as possible and as quick as possible to their home of orgin.I think ripple should implement this.

[@topdog6869]

that doesnt make any sense, all cryto currency offer this ability, its not a unique ability. ripple is differentiated cuz it markets to banks

[@gate7elllas]

hahahahahaha wtf

[@coinstacks2455]

Top Dog oh yeaa! a lot of immigrants use crypto currency instead of a bank.

[@coinstacks2455]

jio klmt laugh all you want I know first hand a lot immigrants in the US, and if the ripple system would come into to play I would use it and so would many others.

[@generationgap416]

Xrp is not a cryptocurrency its a cbdc.

[@dailylifes682]

not time to gain value

[@MagnumOpusYT]

He's stressed

[@hiramjr9025]

😂😂

[@lovikaifzaidinakanal980]

why these both guys look like a twins? and similar to J. BUsh....

[@generationgap416]

This guy from xrp pretend he better opensource software

[@generationgap416]

Interviewer think we need bill gate approval in decentralized world. He ff ing joke.

[@mrsingh6597]

Obson scammed me

[@arvingatus]

AUGUST 05, 2020... RIPPLE 30 cents😂

[@darkmagician1710]

It's $1 now, so if you had bought in at that point you would have more than tripled your money. there's not many investments right now offering that kind of return.

[@irvingr7538]

He probably expected 1000% uptrend in a week let the weak hands abandon ship 🚢

[@arvingatus]

@@irvingr7538 Real talk... The video is uploaded 4 years ago... My 1st comment was August 05, 2020 ripple is 30 cents... Now is July 28, 2022 ripple is 34 cents...

[@rikzaalfatih8816]

Stf* hackers

[@MilesMorales69420]

Bacot bocil

[@rockymcmxxliii7680]

Very elitist. Not what Satoshi Nakamoto envisioned.

[@AbhiPobbati]

Rock Man I agree. Wolf in sheep's clothing

[@elkhial]

The interviewers is ignorant. Only interested in socks colors and showing off his connections!

[@EveByrne1]

My greatest happiness is the $64,000 bi weekly profit I get consistently from my $15,000 investment despite the economic fluctuation... all thank to Mr PETER for trading it for me

[@udolbori5330]

How!! Know it's possible, I would appreciate if you show to go about it.

[@kingslyizuchukwu2111]

I've got up to 700K returns since I came across MR PETER trading platform, My financial life has completely changed all thanks to Mr PETER

[@alexonwuka130]

@Esther Steven Oh please, how can someone get to speak with Mr Peter !! ?

[@HarlanPark1]

I believe for sure he's the best in this Cryptocurrency 100% I've heard a lot about him success stories.

[@anthonyafo3025]

< I have heard a lot about trading and investment with Mr Peter how good he is and how he has helped people through investment.

[@dronekong1634]

Wish I am wrong but ripple will not be worth a dollar. .. may be in 2 to 4 years but still its not worth buying ripple. Ripple CEO not a nice person. Only Ripple going up few cents when bitcoin goes up by $1000.

[@rmartin6914]

It's a lot more stable though, seems like a safer investment.

[@dronekong1634]

Ramy G .. Power Ledger coin arrived November 2017 just two weeks ago and it was 5 cent the first day and today its worth 79 cents and its holding ... Ripple is in the market for 3 billion years still they are 24 cents the reason is huge supply of coins .. may be billions or trillions not sure. from 10 cents to 24 to 34 and than 20 and than 14 and than 23 and recently 28 and than 18 cents .. lol if you call this stable than US Dollars are the best ... purpose is investment and gaining profit not saving. Thanks

[@rmartin6914]

KM A Did you invest when it was $.05?

[@L0nd0n14]

Its nearly reached .90 a couple of days ago, i think it could reach a dollar in the new year with good feedback from the japanese consortium trials and a couple more big player coming on board. You just never know with crypto, but on paper it certainly looks like a good longterm investment. Bitcoin is like a brand, people who dont have a clue what crypto currency is now about bitcoin. As cryptocurrency becomes more mainstream i think the field will level out in the years to come as people pay attention to other coins. The mongols had a massive empire, so did the british and rome where are they know? Silly metaphor but you get my point :)

[@freedomforall2924]

KM A ..well now it's .78 cents and rising. Get more while it's still cents.