S&P 500 or Global Index Fund?

👉 Stop Waiting, Start Investing - the book to get you started with investing - payhip.com/b/Q40kP
S&P 500 or Global Index Fund?
In this video I go through the differences between an S&P 500 fund (VUSA) and a global fund, specifically the FTSE All World (VWRL). These are both ETFs, so we can draw comparisons.
Specifically, I talk through the fees, portfolio data, dividends, and more, for each fund.
I also touch on the last 100+ years of stock market data and what we can take from this.
Watch the video for the full details!
0:00 - Intro
0:30 - Background
2:04 - Number of Stocks
2:24 - Portfolio Date
3:32 - Past Performance
5:54 - Fees
6:50 - Dividends
7:50 - 100 Years of Data
9:06 - Closing Thoughts & My Approach
12:21 - Outro
--------------------------------------------------------------------------------------------------------------------------
USEFUL LINKS:
📖 Stop Waiting, Start Investing Ebook - payhip.com/b/Q40kP
📊 Investment Portfolio Tracker - payhip.com/b/9tB2
💻 How To Start Investing Workshop - payhip.com/b/1fic
📚 Recommended Reading - www.amazon.co.uk/shop/makingm...
📞 Book a 1:1 Call - calendly.com/makingmoneysimple
FREE SHARES/CRYPTO:
💷 Trading212 Free Share - www.trading212.com/invite/Fg39...
💷 Stake Free Share - hellostake.com/referral-progr...
💷 Crypto.com Free $25 - crypto.com/app/makingmoneysimple
💷 Coinbase - coinbase-consumer.sjv.io/c/32...
SOCIALS:
🎙️ The Making Money Simple Podcast - episodes available on your podcast platform
📸 Instagram - / makingmoneysimple
🐦 Twitter - / makingmsimple
🕺 TikTok - / makingmoneysimple
📰 Newsletter - bit.ly/3roNpIB
--------------------------------------------------------------------------------------------------------------------------
🙋‍♂️ Who Am I?
I'm Ryan, a 25 year old who was previously living and working in London before moving to Melbourne.📍
Making Money Simple was established in 2019 and is a Financial Education platform. The main aim is to spread Financial Education in an easy to understand and jargon-free way. The main purpose is to get people investing to help them achieve financial freedom. 💷
📱 Contact me: Feel free to leave a comment on this video or DM me on Instagram.
📩 Business enquiries: [e-mail]
⚠️ Disclaimers:
I am not a financial advisor. This video is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. You are responsible for the financial decisions that you choose to make.
Some of the links in this description are affiliate links. If you buy through my link I will receive a free share/small commission. I really appreciate if you do use my links!
⚡Subscriber Count: 4,199

[@jesseatwal6403]

Top Channel, helped me a lot so far with investing! Keep up the good work!

[@MakingMoneySimple]

Thanks Jesse, really appreciate that! 🙏

[@harryclarke1482]

Great video mate! Do you think the fact more and more people seem to be clued up and investing/investing in index funds will have any effect on the future markets?

[@MakingMoneySimple]

That’s a great point Harry, tough one to say! I think many are still unaware and many still try to ‘beat the market’. But you are right, over time more people are aware, which has raised the question of an ‘index fund bubble’. But tbh, who knows! You’d imagine more money in the stock market = more people buying = a higher stock market over time 🤔

[@espesq2391]

Minor point, rather than SPY, VOO is .03 fee

[@Nova2Yung]

i watched your interview with money jar, we're both the same Age, i was in lifestrategy but i moved to VAFTGAG, just less stress and chill , cheers for the videos

[@MakingMoneySimple]

Nice one mate! Thanks for listening to that pod and thanks for commenting here to let me know - really appreciate it 🙌 Both great options but I personally use and prefer VAFTGAG

[@drpepper9438]

Nice video mate, cemented me going for global index

[@MakingMoneySimple]

Great to hear 💪 and thanks for watching mate!

[@chobychapman]

Nice video. Do you prefer VUSA or VUAG? One pays dividends and one doesn’t. What is your view on dividend paying index’s?

[@MakingMoneySimple]

I generally prefer accumulation funds, so VUAG. Although unfortunately Vanguard only offers VUSA, so if you wanted to use VUAG you’d have to use another platform like trading212! It’s worth saying - they BOTH pay dividends. It’s just VUSA pays them out as cash whereas VUAG reinvests them back into the fund

[@jared_does_hardmoney]

I think it's pretty clear that during the 20th century, the United States was the best mix of stability and growth for investing. In the 21st century, there may be more upside in global funds, but I will say I am not particularly confident in European economies that seem to be gradually drifting away from a true market economy and perhaps overly focused on 'green' initiatives such as electric cars over larger issues like energy sustainability and investments in infrastructure. I also do not love economies with aging populations where the ratio of worker / non-worker is becomming more dramitic over the next few decades.

[@MakingMoneySimple]

Thanks for the insightful comment. That all makes sense! Personally, I still think it’s impossible to know what will happen in the global economy, so take comfort in using a global fund and knowing I’m globally diversified

[@jared_does_hardmoney]

@@MakingMoneySimple fair enough. Most S&P 500 companies are heavily divested globally as-is, but I hear your point

[@MakingMoneySimple]

@@jared_does_hardmoney around 50% of S&P 500 revenue comes from overseas from memory

[@mazzgoldie9149]

Both are good and youll make good money if you dca into either consistently

[@MakingMoneySimple]

Agreed. Hit the nail on the head. Just need to start then stay consistent!

[@stevenew85]

slowly moving towards the global all cap

[@MakingMoneySimple]

Nice one Stephen! How come? For more diversification?

[@liamcraighill]

35k in snp500 only

[@MakingMoneySimple]

Nice one Liam, solid amount invested too 💪

[@markdillon5494]

I'm in the S&P500 just now while the US is on top but one day I may switch to global when I see the tide turning somewhere else. Until then Ill stay S&P500.

[@MakingMoneySimple]

Sounds good Mark. Thanks for sharing mate!

[@espesq2391]

Traveling the world, seeing people on iPhones in Starbucks is an example that most of the 500 are global companies. Of course miss out on Toyota and Louis Vitton, but for me the level of diversification is good enough for me.

[@knowledgeseeker5499]

Any day US index for me 😀

[@MakingMoneySimple]

Nice one mate! Which specific fund?

[@knowledgeseeker5499]

@@MakingMoneySimple vanguard US equity index fund

[@MakingMoneySimple]

@@knowledgeseeker5499 top choice!

[@suttyotolvajfideszbanda5983]

@@knowledgeseeker5499 how does that working out for ya so far mate???

[@george6977]

I expect China to try and take Taiwan and the South China Sea one day so invest in MSCI World, the developed countries .

[@MakingMoneySimple]

Cheers for sharing George! Are China and Taiwan in that fund? Or not?

[@george6977]

@MakingMoneySimple MSCI classify China, Taiwan and South Korea as emerging market countries, but Hong Kong and Singapore as Developed market countries. MSCI and FTSE differ in their classification of countries. If the US CAPE ratio was near its long term average I would be buying the S&P 500 instead.

[@MakingMoneySimple]

@@george6977 interesting George, cheers. Assume you don’t want exposure to the former counties but do want exposure to the latter countries, which is fair enough, and hence your choice!

[@VegasMilgauss]

B O T H

[@MakingMoneySimple]

Nice one 💪 do you use both these specific funds, VUSA and VWRL?