સંકટ સમય માટે રાખેલી બચત ક્યાં રોકાણ કરવી? | Ek Vaat Kau

સંકટ સમય માટે રાખેલી બચત ક્યાં રોકાણ કરવી? | Ek Vaat Kau
Emergency funds are for unexpected events like job loss, medical emergencies, or vehicle repairs.
This money should be kept in a separate account from daily expenses and should be easily accessible.
Savings accounts offer low-interest rates but are highly liquid, with no exit load or lock-in period.
Long-term emergency funds offer higher interest rates but take longer to redeem.
Short-term emergency funds offer lower interest rates but can be redeemed quickly.
Where to invest emergency funds:
Savings account (10-20% of emergency fund)
Cash at home (for absolute emergencies)
Liquid funds (5-7% interest, can be exited within 6 days)
Fixed deposits (6.5-7% interest)
Short-term recurring deposits (monthly investment into recurring deposits)
#EmergencyFunds #investemergency #StockMarket #medicalemergencies #EkVaatKau #VTVGujarati
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[@Satya16193]

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[@geetasolanki9466]

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[@kiranprajapati918-uy5hp]

Mmfsl fixed deposit rate # 8.10 & senior citizen _8.35 #

[@robinkela8542]

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