Safely Access Your Money: No More Expired Debit Card Hassles - Philippines

[@Lifebeyondthesea]

Get Remitly; remit.ly/1amhoix Get Gcash App; www.gcash.com/ Want a private online consultation? Contact me at; facebook.com/reekay.new See this week's most interesting comments/questions here.. www.youtube.com/@Lifebeyondthesea/community "5-Minutes With Reekay" channel.. www.youtube.com/@5minuteswithreekay/videos -- The Only Filipina Dating Site I recommend.. bit.ly/christian-filipina-dating -- For Expat Health Insurance in the Philippines, please contact Michael Onstad at; facebook.com/monstad1 or email at; [e-mail] -- How I send Money to the Philippines.. remit.ly/1amhoix -- Loctote Flak Sack Ⅱ - Anti Theft Backpack.. amzn.to/3tXuBDk -- Get a Quote on Expat Health Insurance.. bit.ly/expat-insurance-LBTSea View My Videos by Category here.. bit.ly/reekays-video-playlists My "Heaven & Earth" Podcast Channel (theology).. www.youtube.com/@heavenandearth-reekay/videos If you find my content helpful, I appreciate the support. bit.ly/thanks-reekay-lifebeyondthesea JOIN as a Member to show your support for the channel! bit.ly/JOIN-Reekays-LifeBeyondTheSea _____________________________________________________________________ This channel contains affiliate links that support the channel at no extra cost to you. Thanks for your support!

[@StevenAwsomeYoda]

I use PayPal and zoom to send to gcash

[@StevenAwsomeYoda]

My friend use the gcash at a nearby sari store to get cash for a fee

[@martingayle5376]

Clearest explanation of GCash I've heard to date Thanks for this.

[@Lifebeyondthesea]

Glad it was helpful!

[@mikeheaps2299]

I have been using my wise debit card to do the same thing, it works in Apple Pay as well, but if they don’t take Apple Pay I guess that’s where the flaw is.. good video though

[@wesleydavis4048]

As someone who also lives in the Philippines in theory I agree with all that you have said. My only issues which I have personally experienced is that Globe post paid was almost impossible for me to cancel. It took many months which I also had to pay for so it would not stay on my record. I canceled due to the fact I was being overcharged. In all sincerity please keep up the informative videos. I just wanted to add in my personal experience

[@maxingaroundtheglobe]

Ur like a Bible for Philippines 😊

[@JOYVEMIE]

Wow this is some really awesome information Thanks for sharing

[@Lifebeyondthesea]

i'm glad it's helpful. i did a follow-up video on a broader scale.. kzbin.info/www/bejne/sIrOhoyXlKmlhKs

[@blake86303]

This is THE best explanation I've seen so far!! Thx man.

[@soremekun]

Very helpful. Makes so much sense. Thanks for sharing this tip.

[@Lifebeyondthesea]

Glad it was helpful!

[@CLCIII]

Simply Genius! Thanks Reekay! As Always, May God Bless you and yours!

[@Bruno99520]

Very good information thank you!

[@grmrpr3599]

This is very detailed and usable info for daily financial transactions.

[@psychonwo9188]

Thanks for the tip. Get a Wise card as well. Its a mobile bank in your wallet.

[@vec306]

Great information

[@P-TownReport]

You provided the most direct way of achieving a Philippine debit card of anyone I've heard. I've heard a lot of crazy but never something so straightforward.

[@Lawrencerice]

As a fairly new arrival, GCash is one aspect I've had a little trouble understanding. This video is GOLDEN! 😊😊😊😊

[@Lifebeyondthesea]

Glad it was helpful!

[@travelinghobo]

A positive for globe is that eSIM is available plus any unused data gets rolled over to the next month. 👍

[@michaelpalosaari9460]

Thank you for another simple explanation for me and others. If there’s one thing in this process that confuses me, it’s the money and different apps that all you vloggers use. Wise, remitly, gcash, Charles Schwab, etc. it’s been a bit of paralysis by analysis with this. This is clear and easy to follow. Peace ☮️

[@curtis.albrecht.79]

I also use Remitly and GCASH for pretty much everything. The only exception for me is that I use my DEBIT card to make LARGE withdraws, when I pay my rent. Also, I've never had any security issues with either Remitly or GCASH. VERY reliable. VERY secure.

[@AdamG20]

All of the digital money apps out there would be nice if the Philippines and the United States could have the same one If America could adopt G cash or Philippines could adopt Cash App Or Apple Pay or something along those lines 😢

[@anthonynorris1016]

Much Gratitude and Thanks!

[@johng4093]

Not only did you provide a really useful video, you took the time to answer many questions here in the comments, much appreciated!! 😊

[@Lifebeyondthesea]

i do what i can. :)

[@Hayden-jm9um]

You’re definitely the best Phils Vlogger around. Always sensible and wise advice. You have covered so many great topics for expats I would recommend you write a book. You would have no issue getting other Vloggers to interview you to promote your book.

[@Lifebeyondthesea]

I appreciate that!

[@BossHerbie]

Excellent video, wasn't aware that GCash had a debit card

[@CarigisX]

You absolutely can transfer the number on a lost or stolen prepaid.. ive done it by going in the store. However, some services do block prepaid numbers

[@Lifebeyondthesea]

that's good to know. the last 2 years PH has pushed for registering your number. with a Globe postpaid account, they keep those records for you.

[@sorjai.]

Yeah I'm glad that because of the registration of the prepaid numbers, it's possible now to just get another prepaid sim if the older one is lost/stolen. I personally use SMART prepaid since the plans are better for me and I have no issues linking both GCash and Maya to it.

[@nood5712]

@@sorjai.Maya refused me. I think they reject Americans. Are u American?

[@1clkvideos140]

Another great video Reekay. I noticed that you mentioned the recent regulations regarding registration of SIM cards… it seemed to me that I would have to re-register each month. (I also noticed that you said that the phone company ‘kept those records for you’ with the post-paid plans - so does that mean you only have to register one time?

[@gabrielexplores4931]

Great info! Thanks.

[@johntaylor4817]

Much appreciated.

[@sticksey8566]

What a great idea

[@rodrigo1965]

I also pay for flights within the Philippines with my Gcash account, it is very convenient, thanks for sharing

[@Lifebeyondthesea]

It really is! i've paid for hotels with Gcash as well.

[@randall811]

Amazing information, thank you

[@catsupchutney]

Smart move to limit the funds you add to gcash. All sites are eventually hacked, at least a bank has FDIC insurance.

[@lieu1499]

As always, GREAT information!! Will this also work with eSim cards?

[@Lifebeyondthesea]

i've not tried it, but it should. Gcash just needs a number to associate with the account.

[@lieu1499]

Big thnx!!

[@LB-ty6ks]

Excellent

[@Lifebeyondthesea]

Thank you so much 😀

[@philippinesmagic7395]

It look so easy but He does say what to do about if your wise card lose the link to you account to the west ...It will ony sent the code to the resister number in the west . The cell phone number that you used to open the acount before leave your country. Have a back up plan. mine get unlink sometime.

[@BrianDawsonLM10]

What about if you want physical currency though? 🤔

[@Lifebeyondthesea]

you can use the Gcash card at the ATM for 18p fee. or you can get 'cash-out' from a store for a fee.

[@deltabravo21]

Very helpful thanks! Can I use Wise to pay into GCash?

[@Lifebeyondthesea]

i imagine you could, since Remitly just needs a bank routing #, account #.. which Wise provides. Remitly would handle the transfer from Wise into Gcash. but directly from Wise to Gcash, i don't think so. never tried it.

[@kam_abroad]

@@Lifebeyondthesea Wise to GCash is possible. This is what I do. In addition, it is about 1% cheaper to use Wise vs. Remitly. Not a huge difference but on $3k you're saving about $30 USD. That's like a free nice dinner each month for me by using Wise instead of Remitly.

[@herbertgautier1550]

VPN in Hawaii I installed GCash !

[@johnperez6006]

Would you trust Gcash enough to put enough money on it to purchase a scooter if you only intended to keep it there for that transaction?

[@Lifebeyondthesea]

i would prefer a bank transfer for something like that. most online bank sites offer that. or Zelle.

[@curtis.albrecht.79]

My answer would be, YES. But, GCASH has daily limits, based on how much personal information you give them. Think of it like a credit score. I gave them everything. So, my daily limit is very high. But, a new (unverified) account will have a very low daily limit.

[@mikeheyjoebuenavistadreamin272]

great info ..the only hitch i see is a person behind the counter not knowing WTF you are talking about when setting up a post paid sim card .. on my last trip to leyte i used wise card and like that i can lock the card if i lose it ...same as gcash

[@squealer42]

Sounds like a 5th life hack for easy retirement.

[@deanrotering879]

So this means you would need to worry a lot less about getting cash correct?

[@Lifebeyondthesea]

yes. but you can still get cash/pesos from either a storefront or an ATM if you get the Gcash card.

[@deanrotering879]

@@Lifebeyondthesea double bonus!

[@ByronWatts]

How does sim registration work on a post paid phone account for someone on a tourist Visa? Remitly does not promise instant delivery unless you use a credit or debit card. Transferring from a bank account takes 3 to 6 days.

[@ByronWatts]

You can use GCash outside of the Philippines but must use a Philippine phone number last time I checked

[@Lifebeyondthesea]

yes, the bank transfer is not instant, only when using a debit/credit card. as for the post-paid account.. it serves as an ongoing registration of the number, so no need to re-register like with a pre-paid account.

[@Aidenstravels]

Can you use the gcash card at the atm if you must withdraw cash? Also if someone steals your sim or phone can they access your gcash?

[@Lifebeyondthesea]

yes, you can pull cash out using the Gcash debit card. the app has a pincode you need to enter (or biometrics) before it can be used.

[@RayH-]

Can you, do you, pay your rent with GCash? Can you access cash with GCash? Do you carry/use any cash? Do you have a backup if GCash is down?

[@Lifebeyondthesea]

if your landlord has a Gcash account, yes.. you can pay him thru Gcash. yes.. you can get cash from any ATM with your Gcash card. there is an 18 peso fee, which is less than 35cents/usd. i do most everything via card or digital. i carry maybe 2000p ($38/usd) just for pocket money. i have my usa/debit cards as backup, since i renew them when i visit california. plus i can use Remitly to send myself money for pickup if needed.

[@b234543]

so g cash works like cash app here in the states then?

[@Lifebeyondthesea]

yes.

[@davidkaiser810]

Two questions, is it safe to put large amounts of of money into a gcash acct., the Globe store in ICM mall is no longer, where on Bohol is there another store? Thanks

[@Lifebeyondthesea]

personally, i don't put more than $300usd balance at a time. supposedly there is a Globe office at Altura Mall, but i've not been there yet. here's the maplink; maps.app.goo.gl/ANVrtKSgqPLDzEdE7

[@kendal690]

Can you pay your rent with the G cash? Can you pull cash from the ATM with the G cash debit card?

[@Lifebeyondthesea]

if your landlord has Gcash, yes. yes, you can pull cash out using the Gcash debit card.

[@onemanslonelyjourney3805]

what is the story of new immigration law reekay?

[@Lifebeyondthesea]

Not much is changing actually. it is more like a reorganization of renaming the types of visas available. the only change that is being considered is changing the three-year maximum tourist visa to 2 years. other than that everything else is basically staying the same.

[@onemanslonelyjourney3805]

@@Lifebeyondthesea thank you

[@MichaelSmith-hr3be]

This is a serviceable workaround, but I notice that Remitly says 3-6 days for delivery of funds when the payment method is a bank account, so maybe best not to count on getting the money in 20 seconds.

[@Lifebeyondthesea]

remitly is just one funding option. paypal is another.

[@MichaelSmith-hr3be]

​@@LifebeyondtheseaYes indeed. I wonder if the whole virtual bankcard thing might be an even simpler option, all the better for being free, at least for store transactions? I don't think they have any expiration date.

[@Dalfen08]

Can you use GCash debit card at the ATM?

[@Lifebeyondthesea]

yes. an 18 peso fee, which isn't much. and it's way cheaper than the 250 peso fee for using a foreign debit card. :)

[@rockinchucker4941]

Question: no mention of transfer to g cash then withdraw of physical cash from g cash at a facility. Is that possible?

[@Lifebeyondthesea]

yes. some small stores, even sari-sari stores, offer Gcash to Cash. there's a small fee. but this is for smaller amounts, under 5,000pesos. or you can order a Gcash debit card and pull larger amounts from an ATM for about 18 pesos fee.

[@speeddogg1]

Do they sell gcash cards at 711?

[@Lifebeyondthesea]

no, you have to order it via the Gcash app.

[@Jeremylouallen]

Question? If your service provider in the US offers international service then will I need to get the Philippine sim card?

[@Lifebeyondthesea]

you can use your home-country provider on international roaming status. but check the rates first, it could be pricey depending on your carrier. you will likely still need a PH sim# for things like Grab, Gcash, FoodPanda, Lazada, and local calls.

[@Jeremylouallen]

@@Lifebeyondthesea ok thanks!

[@howardmallisonii503]

Does the UK have a similar Global/GCash system? (Obviously it would be called something else.)

[@MichaelSmith-hr3be]

I guess that would be Google Wallet and the other smartphone payment apps.

[@howardmallisonii503]

@@MichaelSmith-hr3be Oh, duh... Thanks.

[@patricklambert3575]

Remitly and Western Union banned me for using their services too much, for multiple people. What’s next?

[@Lifebeyondthesea]

you can use paypal to fund your Gcash account. and/or Xoom.

[@adied7725]

Do you need an act card ?

[@Lifebeyondthesea]

acr card... to set up a Gcash account, yes. also to set up a Globe post-paid billing account for a data plan. also to set up any PH bank account. (which, personally i've not found necessary)

[@jamesnichols2511]

I found this video very interesting and important to know. can you pay your rent with this card. thank you for enlightening me to this video. I saved this video for future reference.

[@Lifebeyondthesea]

a very large number of Filipinos use Gcash. if your landlord has Gcash, yes.. you could pay him directly using just his phone number.

[@deanrotering879]

@@Lifebeyondtheseathat would be very convenient

[@joloui2035]

if u have like 500$ in the gcash and want the money in your hand, where do u go?

[@Lifebeyondthesea]

you can use the Gcash card at any ATM, or use the app to get cash from a store vendor.

[@joloui2035]

@@Lifebeyondthesea thanks for the reply, are the fees at the ATM like a debit card from my bank or lower? I also assume if u go to a store vendor, u can only ask for a very small amount as they wont have 1000$ to give u?

[@Lifebeyondthesea]

ATM fee is 18 pesos.. less than 36cents. store vendors, it depends how big they are.. but expect lower thresholds.

[@joloui2035]

@@Lifebeyondthesea thanks again - very appreciated

[@abkeener81]

What about Apple wallet for those of us iPhone users? Or what about those of us who use eSIM devices? I’m Andrew.

[@Lifebeyondthesea]

that would be useful for ordering items online. but in-person locations aren't really set up for apple wallet. Gcash and PayMaya are the two digital wallets mostly used here.

[@abkeener81]

@@LifebeyondtheseaWhat about those of us who use eSIM devices?

[@sorjai.]

@@abkeener81it works the same way as if you have a physical sim

[@ryno6101]

👍

[@sshlubb243]

Unsure how this will work for people on a Tourist Visa as the SIM card for someone on a Tourist Visa will only have the number for 30 days as per the SIM Card registration law...Do not keep a bunch of money on your Gcash...I know many (even filipinos) that have been frozen out or hacked out of their money...I gotta disagree totally with this recommendation...

[@Lifebeyondthesea]

as i mentioned in the beginning, this method is best suited for long-term (1-year or more) expats living in the PH. having a post-paid account negates the 30--day re-registration of a SIM card by a tourist.

[@johnlacey3857]

But for apps like Remitly to work, you need a US-based cell phone number/account.

[@Lifebeyondthesea]

i've been using my google-voice number on remitly for years. no OTP needed or asked for.