Sallie Mae Has Been In Your Life Way Too Long!

[@hamidhamidi3134]

Hi Dave, you have changed my life. I don't live in the US but I love your way of thinking. Stay away from debt, live below your means and work hard. I listen to you when I feel pressured or demotivated. Thanks you.

[@Mr_Fairdale]

Dave is so good at this. I’m only watching clips with him in it from now. I mean, I know y’all care 😂

[@ClaxtonBay123]

@@Bigbilly-ms9bn she literally said TAKE HOME in the video.

[@budgetwithshelly]

When she got quiet…😂😂

[@WinningFinancially]

That's when you are calling the Ramsey Show and realize that you are asking Dave the wrong question.

[@mannyjeanpierre4062]

😳😳😳😳😳 was her reaction lol

[@robloxvids2233]

Her mom and dad tell her don't worry, everything will be OK. She's not used to hearing the truth.

[@budgetwithshelly]

@@robloxvids2233 That could be true frfr…

[@mattbrem3788]

Make Dave happy, call his show and tell him you think leasing a car is a good idea.

[@jimmymcgill6778]

Dave does not know her budget. So he cannot say she can pay it off in one year. He does not take taxes in deductions into account.

[@JiisTube]

You're dead wrong, you assumed they're not going to work any additional part-time jobs and not going to cut any spending. It turns out people that have been doing this for decades actually know what they're talking about more than you and me.

[@MrTmenzo]

Mcgill whining McGee at it again!

[@jimmymcgill6778]

@@JiisTube ANd you just assume they are.

[@jimroscovius]

Here we go again. We lost Saul the Troll and gained Jimmy the Troll.

[@JiisTube]

@@jimmymcgill6778 I don't know what the couple is going to do, but the point is when Dave said they could do it in a year, they could if they followed what he teaches, which is to go bananas and work extra jobs and cut spending and make the debt pay off a big focus. It is certainly possible to do, but I understand how at first it may have seemed like there just wasn't enough money, and at first it probably seemed like taxes weren't being taken into account.

[@untouchable360x]

Stop simping for Sallie Mae.

[@DEBTFREEMIKE769]

That’s the Dave I like. Chew that a’’ out

[@willm8688]

I think Dave didn't understand her ask. She should minimize her -required- payment (through IBR) and then throw everything above that in principal. If she doesn't use IBR, her -required- payment would be much higher than it would be on IBR, and that would mean more of her monthly resources would be going towards interest than it would under and IBR plan.

[@RichTalk_nikRich]

😂 same stupid that got you thinking in the first place

[@marcojansen9599]

It's the only way to communicate about this. Otherwise the message is not send or received....

[@todd2456]

Did she say she's a nurse? haha - nope, she said she's a nerd. :)

[@NWforager]

OverTime work makes a little Mini Me appear and start Earning with me . Every Dollar I make , He makes .50 cents . Make the little Mini You appear ⏰

[@johnedwards5517]

No way a couple grossing 80k is paying 2k plus a month on a loan. Her two year idea is more realistic.

[@jengable4888]

Unless they both obtain additional part time jobs....

[@ClaxtonBay123]

She said NET/TAKE HOME. Are y'all paying attention?

[@jimroscovius]

He even said it's the intensity. Maybe it will take a little longer, but the point is to be intense.

[@jimroscovius]

@@ClaxtonBay123 The trolls don't listen.

[@annetraut8247]

No. She said “take home pay”, so it’s $80K after tax and other deductions.

[@angelsweet9611]

I finally paid those mofos off!!

[@MrLalasd]

How do these people not even know basic math ... they went to college.

[@amireallythatgrumpy6508]

It's not taught in America.

[@blackworldtraveler3711]

I had a grasp on basic math long before high school.

[@scarpfish]

If people could do basic math Dave would have to shorten his show significantly.

[@alinatamashevich3354]

@@scarpfish His career would be DOA

[@marioherrerajr5293]

It did seems she was about to says that was gross income! They that actually becomes something like 60k combined if not less

[@elchapojr6219]

I’m hooked on love is blinded lol

[@ytr8989]

Sallie Mae is no longer a student loan provider.

[@ytr8989]

The real hold up seems to be interest earnings on those loans. The longer the hold up, then the more interest profits the MOHELA makes on the loans.

[@eprofessio]

I’m a spender nerd!! I have 100k in student debt.

[@tmusa2002]

You’re in the right place!

[@djpuplex]

People always looking for the easy way out. It was so easy to get in. She makes 50 he makes 30 that's rare.

[@ste.ven.87]

Is that before or after tax?

[@annetraut8247]

@@ste.ven.87no. She said “take home pay”, so it’s after-tax income.

[@ste.ven.87]

@@annetraut8247 that’s what I thought. Thanks!

[@mariewallace462]

I love Yellowstone too!!

[@ironpuppet8790]

Why am i seeing everyone wrong about sallie mae till now lmao

[@donaldlyons17]

How can they say sacrifice for a short period of time when this could turn into a longer time quickly!!!!

[@davidrosenthal5795]

Because if you don’t you will die with this debt.

[@buffaloben15golf88]

Imagine if he said something like this at the Grammy’s. Fricking security guards would be tackling his a$$.

[@plants4thewin]

What did they get degrees in? 50K and 30K in salaries?

[@jengable4888]

He should try to find another job to make a higher salary. The other option is to work a second job !

[@plants4thewin]

@@jengable4888 seriously!

[@roolyfe]

Most American make 30-50k

[@roolyfe]

I got 💯 k in student 👨‍🎓 loan 💸 debt!

[@sch728]

This guy is a joke. My son and daughter owe almost $90k each! They were expected to pay $1000/mo coming out of college. Neither can find a job that pays enough for both live and pay Sallie Mae. In fact, they can’t afford even rent! So all these loans got them was debt. No benefit to all that hard work and debt. Now my son is suicidal because he knows he’ll never be able to live on his own or support a family. Not go on vacation? What vacation? He can barely afford to eat. It’s not that cut and dry. Ridiculous

[@ytr8989]

Looks like it’s back on again.

[@stevenporter863]

People still say they have student loan debt like it was something forced on them or it is a result of bad luck. They took the loan, be a grown up and stop constantly complaining and pay it off. If it gets forgiven, all the better. Yes, it is unfair the high amounts but by nobody held a gun to their head. I just came back from the grocery store and if bread was $15 a loaf I wouldn't buy it even though I am out. Why is this any different?

[@peeonthe3rdrail414]

My parents told me that if I didn't go to college I would be kicked out of the house. I went to college and needed to take out loans.

[@stevenporter863]

@@peeonthe3rdrail414 Sorry. I mean in general.

[@stevenporter863]

@@Jlee-fk9ks No, I left that bread because it is insane to buy at that price? Is college 'the sky is the limit' price wise? Yes if someone else pays (taxpayers and more inflation). Where else you think the money for Loan forgiveness is coming from? The money fairy? And there are other options besides college: trades, providing a service society values, etc. Only one option is a cop out.

[@blackworldtraveler3711]

@@peeonthe3rdrail414 So you were told if you didn’t get in debt you would be kicked out of the house.

[@amireallythatgrumpy6508]

@@peeonthe3rdrail414 That's when you get yourself a job and an apartment and leave on your own. And never talk to your parents again.

[@oa5828]

What's the husband doing making $30k a year?

[@ethangamer3173]

LEFT HADND PUPPETRY

[@budgetwithshelly]

Possibly fast food or convenient store.

[@summerforever6736]

doctor

[@unfairsanic5089]

Tuba instructor

[@alinatamashevich3354]

@@unfairsanic5089 Tuba Tuba Tuba!

[@B_Y22]

If she only has federal student loans, then Sallie Mae hasn't been in her life since 2014.

[@jaeminkim7406]

You just eat rice and bean what if people die Haha unless food stamp Ding

[@lukeharris2622]

🙏✝️

[@jengable4888]

For some of us, there was NO choice in the matter. My infant daughter (Miya Jane Justeson -2/23/2007-3/18/2007) have been victimized across the board and what has been allowed to transpire is clinically insane and CRIMINAL !

[@J3llyBean423]

SRB did they get the pizza / no it's ,...cool...ish / they wouldn't need ressurect g / BTU well were here now / BTU it s s till not well my fault / Im just the gee=guy who can fix it / /mostly not / but the other fix it guy / was a crumby crock ,...so / ?they should all be crocks ?/ sometime ,🤗/ don't worry seal team-pile I'm on the way / holidays are not it / so it cool /

[@xthebluenitex]

First

[@PGcrazy6]

Omg Rachel, get with the program lol, start watching Kevin Costner in Yellowstone TV series. Even people who dont like western/cowboy type lifestyle LOVE this show.