ସଫଲ ପୋର୍ଟାଲ ରୁ କେମିତି ଲୋନ ପାଇବେ | ଆବେଦନ କରନ୍ତୁ ୫ ଦିନରେ ଲୋନ ନିୟନ୍ତୁ | କୃଷକର ସାଥି ସଫଲ ପୋର୍ଟାଲ |

ସଫଲ ପୋର୍ଟାଲ ରୁ କେମିତି ଲୋନ ପାଇବେ,ଆବେଦନ କରନ୍ତୁ ୫ ଦିନରେ ଲୋନ ନିୟନ୍ତୁ,କୃଷକର ସାଥି ସଫଲ ପୋର୍ଟାଲ,
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About The Portal:-
Success in modern farming depends on a proper combination of money, management, and marketing which are primarily driven by credit. The basic role of credit in Agriculture and allied sectors is to provide capital to acquire any kind of productive assets, land, machinery, etc making credit quintessential for farmers and agri-preneurs for setting up or expanding their practices.
The Common Credit Portal is a one-stop solution for farmers and agri-preneurs to avail formal sector credit from public sector banks, private sector banks, regional rural banks, Odisha State Cooperative Bank and small finance banks. Through the common credit portal, the farmers and agri-preneurs can access 500+ loan products offered by 40+ banks. They can apply for the loan online, track the submitted loan application and receive regular notifications on their application process.
Features Of The Credit Portal :-
Online Application: User-facing web portal and mobile app to apply for and process the loan products offered by 20+ banks in the agriculture and allied sector. Relevant information such as guidelines, and model DPRs for all loan products are available on the platform.
Status Tracking: Applicants can track the real-time status of their applications on the portal or the app using their mobile number. They can know at what bank-level their application is and who is responsible for processing the next stage of their application.
Proactive Status Notification: Applicants also get notifications via SMS and/or E-mail as their application is reverted, sanctioned or rejected at each stage. They are also informed about any activity that needs to be undertaken at their end.
Online Application Processing: End-to-end processing of applications is enabled online on the web portal and mobile app for each bank level.
Common Portal: The credit portal is a single portal for accessing all bank loan products available for farmers and agri-preneurs across agriculture and allied services.
Advantages of the portal
Farmers :-
Easier loan application process
Better visibility on the type of loan products offered by banks
Ability to prepare quality DPRs by referring to model DPRs available on the portal
Handholding support by the govt to loan-seeking farmers and agri- entrepreneurs
Banks:-
Access to a large pool of loan seekers
Better quality applications because of the provision of model DPRs to farmers
Visibility of the status of loan applications from the branch to the headquarter level
No need for manually digitising sanctioned applications into the Core Banking System
Access to the independently calculated Agri-credit score of the loan seeker.
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