72,000 PKR Monthly Dividends

[@mehrabkhan9187]

I have 3 check list while investing in dividend stocks. 1. Company should be older than 5 years 2. Company must have a history of giving consistent dividends 3. Dividend yield must be near to interest rate My invested companies for dividends are FFC EFERT POL UBL Your welcome.

[@shafayjamshaid2142]

But ffc didn't paid divedent in this term but a good capital gain but efert angro mcb mebl ubl pol didn't miss nay divedent

[@MuhammadImran-zf7bx]

Thanks bro, very helpful of you to share this.

[@aashnatv8607]

What about the interest rate, the value of the stock goes up too like we can expect around 10% growth in the actual price of the stock.

[@quickinfo_]

What did you mean by dividend yiel should be equal to interest rate could you please elaborate it

[@HassaanbinJalil]

Student of Punjani 😃

[@nobelcreature6201]

nothing beats the peace of mind that you get after owning the house🎉🎉🎉

[@belearnt3902]

We have rented out our property in our home town for like 200,000... And we are currently living on rent in lahore for like 50,000... But we don't have that peace of mind of our own home... Neither rental amounts nor dividends are permanent and regular... Whenever you have enough money do buy your own place... After that you can start investing in stocks... Then if any loss comes you will be able to bear that loss... These investments are for people who have extra money...

[@solemanwarner]

@@belearnt3902 u r 💯 percent right

[@razabhai9870]

@@belearnt3902 agree

[@VARUNKACHELLA]

Completely agree with you ❤

[@saadsandhu5067]

agree 100percent

[@MohammadAli-fd1rw]

True.

[@ibrahimacheema]

Good infomration Sir, but please also consider following points - Living in owned hose having a priceless peace of mind in all circumstances - A safe future living for our children - Dividends are never guaranteed and also share prices are non-reliable - In case the company do not declare dividend or due to losses there is drop in price the rental payments will be a debt trap for us - Everthing has pros and cons, ALL must be considered in the overall picture - Dividends and subject to 15% tax cut and Zakat deductions that may also increase in non-reliable economies like of Pakistan

[@waqasahmed9241]

You're right. The stock market has its own risks. Its better to spread your investment in 2 or 3 low risk dividend paying stocks. That may lower the dividend yield but you will reduce your risk.

[@saharaliraza6696]

Bro its not for middle class mindset..but you are right As well🌍

[@ibrahimacheema]

@@saharaliraza6696 Correct, actually we Middle Class is the majority of this countary so the solution must cover majority mindset also.

[@waqaramjad9127]

@@ibrahimacheemawith this kind of mindset your generations will suffer and will be forced to live a middle class life. Change your thinking for better future

[@iamlaeeqahmad]

@@ibrahimacheema People end up saving for life but not able to buy home. They only able to buy a plot which is not giving any return. Those who can afford home can own their home. Those who are living in a rental home than its far better to own a business which is giving dividends rather than going with long route of owning a plot and building a home which is very expensive.

[@aleembaba5824]

رہنے کےلئے ایک گھر اور کاروبار کی ایک جگہ لازمی ہے اس کے بعد ساری بچت اسٹاکس میں لگانی چاہیے

[@touseefashraf1]

86 lakh investment can come down to 50 lakh over night 😮 and 10 % dividend can come down to 1% . There is a big risk .

[@Zahid-Parvez-View]

دوسرے بزنس میں انویسٹ کرنے کی بجاۓ اپنے کاروبار یا ہنر میں انویسٹ کریں رسق بھی کم ہو گا اور ترقی کے مواقع بھی زیادہ ہوں گے ۔

[@mudasarkhurshid7572]

Great topic; another factor that favors stocks is liquidity. you can sell stcok any time but selling property will be challenging

[@iamlaeeqahmad]

Exactly

[@AliAthar-e1w]

You guys have never experienced a stock market crash, Allah hum sub ko, hamaray rizq ko, hamaray ghar ko mehfooz rakhay, barkat de, Aameen.

[@VaqarNaqvi]

Please also consider 15% WHT and CGT plus broker commission and taxes while buying and selling the share

[@vets9752]

Dear, while building or keeping property there is also many different taxes are involved ( taxes onetime aswellas yearly)

[@Catharsis1983]

Excellent idea thanks for guidance. I spent 2.9 karor pak rupees on a housing project this year.(2024). If I knew this before I would never spent all that money on my real estate project.

[@malikmunir5403]

Stock market mai investment achi ha dividend k leye but jab market nechy ae..never invest on the top of chart ..logo ko ye b baten k market hamesha oper nai rehti nechy b ati ha tab investment ka time hota ha nak abi in halat mai

[@xafarnyazee1036]

One thing which is not considered mostly in videos is Tax. On a REIT, even the filer pays 30% CGT and it brings 2 ruppes to 1.4 rupees.

[@mominanoor6636]

And how much for non filer

[@ahmad4436]

@@mominanoor6636 15 percent

[@HealthElites]

@@xafarnyazee1036 bhai standard 15% hai. 30% kahan parha aap ne?

[@Qasim_Hussain_Kazmi]

Brokerage fee sb kuch mila k b 16% se km h

[@HealthElites]

@Qasim_Hussain_Kazmi bhai itni brokerage fees koi nahi leta, na AKD na Topline na Sherman.

[@shabbirroxan1212]

Great job !! you are spreading awareness regarding PSX Investments

[@HelpingHand9000]

I thank you Laeeq bhai for providing us with such a eye opening analyses. You are a wonderful asset of Pakistan. I thank you again. Regards, Raheel

[@usamarehman7530]

mashAllah nice a small suggestion take an interview of someone who has done such thing and getting rent from it

[@mubinahmed971]

Sir ap 10percent p,anum profit se zyda ka bo bta sakty hen aor bht option hen investmnt ky,ap hm se bht zyda acha janty hen samjhty hen apka experiece bi he,ap pakistan ky elawa bi world ki economy trade stock ko dekh rhy hoty ho,best se best option hen apky pas public ky leye behter earning ky leye thankz

[@AamirArslan]

Laeeq Bhai, this is a very informative video. Thank you for providing such an excellent platform.

[@peacen77happiness]

He has given us only one of the perspective, you may go in details of nitty gritty by your self, like tax amount, commission amount, selection of best dividend paying companies, inflation rate, annual increase in rental, etc etc, which may be covered by taking financial literacy, which is an ongoing process. keep it up and start to literate your children from very early stage to build courage in your children also to take calculated risks.

[@ziayee]

excellent sir tell about other companies thank you

[@maddyk9583]

Iss video say yeh samajh ayee kay 5 carol kay do ghar lo 5 marlay kay. Aik main khud raho dosray say rent lo. Har year rent bhe 10% increase ho ga. Ghar ki value bhe ziada ho gee aur rent ko DCR ki bjaye kise fundamentstrong company main lagao

[@AR-fr8br]

پاکستان دنیا کے چند ایسے ممالک میں سے ایک ہے جہاں پر کرایہ سب سے کم ہے۔ یعنی جتنے کا گھر ہوتا ہے اس کے حساب سے کرایہ نہیں ملتا۔

[@heavenandlife]

@@AR-fr8br that's because it's the only country where black money parked at real estate is more than the total.bank deposits

[@AR-fr8br]

Nope, it’s not correct. Even if it is, the government needs to take steps to make it impossible for black money to be invested in property, instead of turning white money into black. Black money is often earned by government officials, making it easier to catch them. However, the same people responsible for stopping it are the ones creating it. Globally, the property sector is encouraged, but in Pakistan, property-hostile policies are made, which hurt the economy. Instead of eliminating corruption, our government nurtures it. Black money is primarily parked in agricultural lands, which are not under the government’s radar. Some senior government officials who have purchased thousands of kanals of land in rural areas, using the money they stole from the government. Imagine this: if you take bribes worth billions, where would you store the money? You can’t deposit it in banks or buy urban property because you’d be caught easily. But if you purchase agricultural land in a rural area, no one notices. Some have even paid exorbitant prices for barren land.

[@heavenandlife]

@@AR-fr8br Come to karachi i will show u property whereblack money is parket. come to khalid bin waleed road and see how black money is used to buy unregistred Vigos , prados and audis. BOSS black money buys justice and thanks to covid and longest ryunning pakistan amnesty scheme of property all loirds have ewarned so much that even if they start spending millions their next 3 generations wont be able to spend it.

[@AbidAli-t5w4o]

Excellent eye opening video. Thanks a lot! 🎉❤

[@awaisashraf1410]

Very informative video.. Every time I learn something new from your vidoes

[@raheelwaheed7784]

Love u Laeeq Bhai ❤. As usual, spreading hope and positivity along with free financial literacy

[@shaukathayat7051]

Wonder fill education. Lovely. Good luck to u.

[@yusfonline1771]

Wah zbr10 Lieeq sir, kya explain kiya ha. zbr10 Murshid.

[@farhannaseer5667]

Very good content for public consumption. I can anticipate exponential increase in public participation in market soon. Sarmaya team is doing a wonderful job in enhancing public awareness.

[@Dailylife-jc5rx]

Sir kindly ek video Dividend wali company pay be banai.. k kon kon c company dividend dete he

[@technation2088]

own home is important, earn bnda krta kis lie krta hy apne skoon k lie our ghar us may sb se important hy ye to ni k earn kr k us paise ko bs bnda dekhta rhn investments bhi zarori hy but home is must 😊

[@waqaramjad9127]

@@technation2088 no. This isn’t how businessman thinks

[@touseefghazanfar8487]

Laeeq Bhai apki efforts kamal hain

[@SultanMehmood786]

God bless you for educating the nation

[@ShredWithElijah]

Meezan Bank, Engro , Mari. there are many option but Id say these are the top ones for dividend & growth.

[@iamlaeeqahmad]

@@ShredWithElijah good choice

[@jazboy-zexplorers8611]

​@@iamlaeeqahmadis ka dividend regular nil dividend hai Maine abhi check kiya hai

[@emZubair]

Owning even a one bed apartment gives you peace of mind, agree with the investment part after that.

[@farhanraza2324]

Speechless. A great food for thought. Thanks to develop such a promising and eye opener video. I will take decision subject to shariah compliant

[@muhammadnaveedshah5904]

لئیق بھائی ڈیویڈنڈ کمپنیوں کا پورٹ فولیو ایسا بندیں کہ ماہانہ کرایہ بھی ادا ہو جائے اور مختلف کمپنیوں سے مزید فائدہ حاصل ہو سکے شکریہ

[@fainapk]

Appreciate, Very Very Profitable Knowledge

[@sajidmayo86]

Laeeq bhai, you are doing an excellent job.

[@MuhammadRizwan-j7b5z]

Superb Content May you Live Long to Serve Pakistan.

[@Rabnawaz_Sultan]

Thank you Laeeq bhai. It was very informative and eye-opening video. One suggestion that if you can consider dividend amounts after tax it will give more clarity to the audience. 👍

[@MrAsadjadoon]

Thank u sir ,my first video of your I saw and now I am subscriber.

[@AR-fr8br]

آپکے پاس آپشن جو ہے اس بہتر ہے کہ بینک میں ہی رکھ لیں جہاں 16 فیصد منافع مل رہا ہے

[@vets9752]

Excellent, ❤ Explained all in a very easy way, Great 👍🏻

[@Hamsafar2016]

This strategy will not beat inflation.

[@Kryp_02]

This is what he forgot to mention. Dividend yield should be higher than the interest/inflation rate. You need around 12.5% yield to break even.

[@hassanjaved4091]

I think the main advantage in investing in REITs is that you do not have to manage them actively and incur costs related to it, otherwise the ROI is similar in the long run. It would have been helpful if you covered the impact of taxes as well to compare these two.

[@shafiq777]

Nice way to Explain. 100 likes

[@hashimmehdi4310]

Over all video is good but price on 5 Marla new house is not 5 crore in I-10 it's less also rent is not 72k it's more.

[@iamlaeeqahmad]

😢

[@iamlaeeqahmad]

Back in 2005 I paid 11k @ I -10

[@aghapathan4148]

Apna ghar apna hota h . Pehlay hi pak me sukoon nhn ye ghar tu rehne de sar pe chaoun tu ho.

[@muhammadashab5601]

Well explained Laeeq Bhai. Aj kal property purchase krna middle class ki pohanch se bhr hogya ha. REIT is a good investment for them 👍

[@AhmedSher-o1m]

What a great Analysis Sir ! Hats off❤

[@hussainm29]

excellent I wish I would have invested in stock instead of real estate.

[@xafarnyazee1036]

For bigger and long term investors, top 5 to 10 dividend paying companies are better. For small investor (5k to 20k), DCR and LOTCHEM type cheaper comapnies, with regular dividends, are better initially. Portfolio could be changed as the sum amount increases over years

[@motivational7277]

thank you for opening my eyes

[@ZohaibJahan]

Laeeq bhai tou are right. I did a similar mistake with 3 million (20K USD) in 2021 to save rent of 30K/m. Now, result is: though I was able to save 1.8 million in rental but my 3 million is now worth 8.5K USD and Total is 17K USD. While DCR equivalent would have been 27K USD. I'm taking USD reference because I exchanged USD into PKR that time.

[@irfansaeedkhan7242]

@@ZohaibJahan ohh man 😮

[@AhmedKamal-q7s]

Brother , I must say you are spreading financial knowledge to all of us. please enlighten us about taxes and fees too .otherwise false hopes are raised when we want to these equations practically.TIA

[@highlandersgallery2654]

ChaaCha DCR me investment me risk b involve hai, paise saray doob b skty hen, app ki property risk nhi.aur her saal property ki value b bharti hai,

[@SamiyaShakoor]

you have given very good solutions

[@muhammadaltafhussain5042]

Good analysis & expect same videos will continue upload when a bearish trend will begin in the psx market.

[@khan.madeel]

Can you please also explain A) how to track Dividend Yield over past years and B) WHY Dividend Yield of same company is depicted DIFFERENTLY on different broker platforms? Dividend Yield of DCR today (22-Nov-24 - release date of this video) 8.75% as per Sarmaaya and MKSecurities 12.53% as per SC Trade

[@iamlaeeqahmad]

@@khan.madeel Zar is answer to your question

[@aspectoflife]

wonderful

[@siraatsoft1241]

Sir, Please make more Video and tell us which company is best for recovered rental income. Aap an Dimag ki khopri ko khol diya ha.

[@MYousufSoomro]

Always diversify your investment in multiple sources. Like for example if you save 6000 a month. You should invest 2000 in gold, 2000 in mutual funds, and 2000 in stocks. A consistent investment like monthly with diversification will neglect the major risk capital loss. After some time, you can re-evaluate your investment and check which portion getting more profit then alter your investment proportion accordingly.

[@asamasam8708]

Does this investment is according to shariah - compliance?

[@knowledg175]

Laiqu sahib excellent 👍

[@waseemyousufmalik1217]

Very informative and educative video

[@amazingThingsAround63]

Very Informative.

[@asifmajeed563]

Mari , Bfbio/CPHL and Efert will be the 3 companies I would like to invest. Right now i m only in Bfbio

[@NasirJamal1212]

Sir sermaya new app kab lonch ogii

[@muddasarawan7985]

You are 100% right but unfortunately some well known Real estate marketing companies are misguiding people for their own petty interests and render investors stuck in files for years to come.

[@Sarmaayapk]

40lakh rs ki flle lay lo aur 15k ka rental bhi ... zameen hai nai but rent mil raha hai

[@confirmjannati]

​@@SarmaayapkYes. Sab fraud kar k bhag gayai hain like Square Nine, AAA Associates, Al Hayat, One Eleven group, Zem Builder, Hashi Group etc

[@MSTALKS1]

Please mention some good devidend paying companies

[@ahmadlone]

I started investing in DCR 8 month ago and have been investing on a monthly basis. My dividend yield is currently around 7%, and I’ve also gained 32% in capital appreciation.

[@MeerBaloch77]

Sir Eclear account me jo shares hote h wo hum cdc investor account me kaese transfer kr skte h?

[@faixiansari]

Which app should we use for this

[@AqibRaja-n5g]

How to now this share gives dividend also.....?

[@SuperMrMansoor]

Always buy your home first, you can invest in stock at any point, never compromise buying stock over property, property comes first.

[@Rashidmehmood342]

Sir, Kindly share two to three best dividend paying stocks along with their buying rates

[@JunaidAliKhan-ja0]

sir ham kese sarmaya website k zariye invest kar sakte hai, kindly guide me I want to start my Investing Journey

[@solarsmartenergy3132]

Which stock should buy

[@asifghous7984]

Boss kindly mention why only DCR for dividend? Secondly, which is most reliable and highest dev.yield paying company in psx? Reliable? And highest paying? And consistent?

[@PRIMEDEALS]

السلام علیکم صرف لفظوں کا ہیر پھیر ہے اتنی زیادہ تفصیلات میں جانے سے بہتر تھا کہ اپ مختصر اور جامع طریقے سے اپنا پلان سمجھاتے اور شروع میں ایلن مسک کی مثال دینے کی جگہ اپ عبدالرحمن بن عوف کو پڑھ لیں . ❤ جس کے بعد اپ کی دنیا اور اخرت دونوں کامیاب ہو جائیں گی.

[@fawadmuhammad7107]

Please let me know the least amount can be invested in the DCR or any other such type of company?

[@zainshahid3552]

High risk high return, low risk low return

[@asfokhan123]

Laeeq bhai please guide in sharia complaints investment? Which investment is better if we start from 1m.

[@banutkhanmasood150]

Thanks live long surely I want to invest in this sector but kindly brief me Mari,,,efert or riet is better

[@MunibSaad-wm4ps]

Is it possible to make a video on ow to punch stock market (PSX) Order. Because trade link terminal too much complicated to understand and i did't find any of the vide regarding how to used it

[@mir_1961]

Dear sir, you are absolutely master of the all information about stock exchange related matters. I am very new and learner of it. Non of other person has influenced me better than you. I want to invest in stock market or in mutual fund. Can you guide me or help me in this situation . I shall be very thankful to you.

[@FarhanAli-fh1uc]

What about high risk factor in stock on the the other hand property is risk free

[@mudassarali7969]

main ne boht khuch seekha or kamaya bhi plz ap koi aisi video banaye jis mai 12 companies ho january mai aik company dividend de dosri feburary mai isi tarah 12 mahiny income ati rahy

[@TwoCuriousExplorers]

Thanks for great knowledge

[@mapk128]

For dividend invest in EPQL where share price don't increase so u can reinvest yur dividend and u have to pay only 7.5% tax.

[@MuhammadImran-zf7bx]

Can you take forward the same example and adjust the currency devaluation effect for YOY basis. ?

[@karimkhalid9195]

Agar main 1 crore dolmen k stock main daloo to kitnay saal baad apna ghar buy kar sakta ho Or Kis city main or kis location main Please share

[@SamiyaShakoor]

super boss Masha Allah

[@guddu333]

What about Rupee depreciation? And risk factors if a crash market, every now and then PSX crash

[@prolearneronline5426]

Is the stock market is save

[@haiderhaider2396]

Assalamualaikum. Laeeq bhai your video is good but there are some calculation mistake regarding to get desired dividend amount. The right way to calculate investment amount to get desired dividend is.,. For example you required 12000/- Rs. Per annum From any specific stock. You should know the stock price; dividend yield and tax CGT which is 15% now. Example: A stock price is 60 Rs. and its dividend yield lets supposed 10%. That is 6 Rs. per share. Now put the desired dividend amount lets supposed 12000 Rs. per annum. (12000) ÷ (1-15%) = 14,117.64 Now 14,117.64 ÷ 6 Rs. per share = 2353 shares you required Required investment will be 2353 x 60 Rs. Share price Total investment is 141,180/- Rs. Likewise you can calculate per month or per annum etc. Thanks.

[@NaseerAhmed-c7f]

Dividends per aikk or video bnayen k kesay Ham un companies ko dhondh saktay and Un Ma kia kai dkhna chaye +

[@touqeerahmed1379]

asslam aliqum, It is a very nice and useful video as always, kindly make the comparison between buying a car or car manufacturer company stocks.

[@touseefashraf1]

Stock market is extremely risky. Not everyone has the capability to take that much risk with savings of life time.

[@tayyabshahid161]

Which camera are you using sir

[@muhammadtariq6840]

Sir kindly guide share which are still cheaper for investment

[@faisalkhan-jv7wn]

Great efforts