Save Tax on Mutual Fund Profit | Mutual Fund Taxation in India | STCG and LTCG Tax On Mutual Funds

[@InvesTechGurukul]

Please Like & Subscribe Karna na bhoole ❤️

[@mr.sachin3117]

Sir compaud intrest ki to batt lag jayegi

[@jitendriyanayak7571]

you are my inspiration

[@utkarshmishra4355]

3rd trick is just mind blowing...I was having the same concern that how to reduce tax if I redeem after 10-15 years because 1 lac exemption is very low.. But you have given a brilliant rescue plan...HATS OFF TO YOU.. And for sure you will become a big KZbin.. LIKED AND SUBSCRIBED 👍👍

[@InvesTechGurukul]

Thnx Sir

[@m.a.shettar4786]

Thank you very much sir

[@anupde3732]

3rd plan is superb,thank you sir.

[@shivajisingh100]

​​​@@InvesTechGurukulwhat about stamp duty which will be levied again at the time of purchase?

[@shivajisingh100]

​@@anupde3732what about stamp duty which will be levied again at the time of purchase

[@rakeshtirki6570]

यूट्यूब में काफी दिन से जो विडियो ढूंढ रहा था आज वो विडियो मिल गया 😊

[@harshitajaiswal1568]

Maza aa gaya. Usually sab sirf tax harvesting ka baat karte hain aaj Loss harvesting aur tax harvesting dono ko combine karke samjhaya aapne. It means loss ho to poore saalo ka working kar lena chahiye ki kaise iska use hoga.

[@swapnilbhutkar5518]

Option 3 is very nice Bahi FM ne sunliya to iske upar bhee kuch karke isko bhi tax lagayegi But very nice trick

[@nikeshsah9060]

Uss hisab se hum rs 99999 redeem kar sakte hai bina tax diye hai na??

[@RitwikAnand]

Great presentation... Brilliant effort.. And you are not a 'chota youtuber'.. Even big KZbin don't work so much for a tutorial like this

[@InvesTechGurukul]

Thanks a ton sir

[@DeepakSharma-fh5ho]

Sir is video se to mai fan ho gya aapka. Hila ke rakh diya sab kuch Sir Ji 🙏🙏🙏🙏

[@InvesTechGurukul]

Thanks alot Sir ji

[@dheerajmathur4617]

Profit book करने के बाद reinvest वापस previous same scheme में करना पड़ेगा या दूसरे mutual fund की कोई भी seheme मे कर सकते है ?? Please answer ...

[@ArchanaKumari-nn8hx]

Brilliant brilliant...3rd trick is mind-blowing.. Thnx for preparing the tutorial..

[@InvesTechGurukul]

Thanks and welcome Mam

[@402pepper]

Yes the third trick is the best.Thanks a lot for sharing such tips

[@InvesTechGurukul]

Most welcome 😊

[@shreyasingh5023]

What an amazing video! Hats off to you and your team.The information is to the point with clear examples. Keep making such content and your channel will surely grow exponentially. Sharing with all my friends right away .. ☺️☺️

[@InvesTechGurukul]

Thanks a ton..Thanks alot ..I am Obliged ..

[@madansingh8064]

Thanks. Continue to know more clearity to new investors.

[@payalbhatia5244]

Thanks Sir , with tax an finance terms , I used to be so afraid of them but this was simplest explanation I got , with other channels like LLA, and Investaajforkal Please keep making videos

[@InvesTechGurukul]

Thnx alot

[@ashishraikwar5147]

Sir agar ek hi mutual fund house ke funds me switch kiye hai aur amount 1 lakh se kam hai to TAX lagega kya?? aap ke video bahut hi informational hai , Keep up the good work 👌 Best wishes sir 🙏

[@InvesTechGurukul]

ha sir...as told in video @10:10 - Tax is applicable on switching also (LTCG/STCG as per investment period as told in video)

[@nishantranabliss]

Outstanding video Sir...unlike other KZbinrs who will just compate different funds ..

[@InvesTechGurukul]

thnx sir

[@rishabjain2091]

Sir Agra mein profit mutual fund mein 1 lakh sa niche hai tu kya mojha tax pay karna hoga ya nahi plz sir reply me

[@InvesTechGurukul]

sir iss video me bataya ha - kzbin.info/www/bejne/a16snXakabmdgLc

[@priyanshudeep1008]

3rd trick is genius, thnx for sharing valuable information. Subscribed!

[@kunalkishoranand2114]

Aap bahut accha kar rahe h,us hisab se like nahi mil raha h

[@rajwfdro]

SHARES KA LOSS KO MFunds KA GAIN SE ADJUST kar sakte hai kya

[@InvesTechGurukul]

yes

[@sandipwane6670]

Sir yadi humne shere market se monthly profit earn kar liya aur usko mutual fund mien monthly S. I. P ke liye again reinvest kar liya tho bhi kya shere market se milne wale profit par tax bharna padega. Reply plz. 🙏🙏 thanks sir you are giving so much important knowledge.

[@InvesTechGurukul]

yes profit par tax dena padega

[@kulwindersingh2450]

1 lakh profit withdraw karnae sa compounding kam ho jayaegi please suggest

[@kulabhinav28]

Nahi hoga as wo paisa AAP 1-2 din mein wapis dal rahe ho to jab calculation hogi it will account for it

[@smruti121190]

This is one of your best videos. Thanks a ton.

[@InvesTechGurukul]

Wow, thanks!

[@smruti121190]

@@InvesTechGurukul Your content is always a bit different than others. Yours is for sure in top 3 mf channels.

[@ayush0bhardwaj]

nyc video but 1 question hai 1 lakh exemption limit stcg me bi milti hai ya nai...

[@InvesTechGurukul]

no sir pls watch this - kzbin.info/www/bejne/a16snXakabmdgLc

[@rdchauhan1551]

Very well explanation of tricks for tax saving on mutual fund profit. Wah bhai wah. I will follow yr method of mutual fund profit tax saving

[@InvesTechGurukul]

Thanks alot sir..

[@prateekjainphysics]

2nd and 3rd points are mind blowing. Kudos to you 👍🏻

[@piyushkumar2171]

Sir maine 5 mutual fund kiye hai … in single port folio .. then jo LTCG lgega vo sare mutual fund ka profit sum pe lgega ye alag alag calculate hoga ?

[@shrichandashra2861]

Very well explained. If an investor earns short term capital gain on Debt MF/Long term capital gain tax on Equity MF, over one lakh during a financial year, when he would be liable to deposit the tax with Income Tax Department

[@InvesTechGurukul]

you need to fill ITR 2 and submit the same before deadline proposed by Govt

[@sparklike-g9o]

Sir plz reply dijyeg. Mera monthly based sip hai , maine ek sal se pehle 10k redeemed kiya mujhe usme 15.6 % TDS laga.. agar mai pura amount nikalta hu to mujhe total amount pe TDS lagega ya only profit pe

[@InvesTechGurukul]

only profit par..but apko TDS kyu laga ? aap NRI ho ?

[@becomeWiseSage01]

The suggestion you gave about withdrawing less than 1 lakh rupees to save LTCG and reinvest it to make it principal amount is only possible for lumsum investment and not in SIPs

[@InvesTechGurukul]

it is possible you can calculate the gains and redeem like this --> kzbin.info/www/bejne/a16snXakabmdgLc

[@Happiness-zd3ou]

Nice video sir agr goal complete hone pr pura paisa redeem kre to 10% hi tax lagega sir or ye cut ke account me ayega na .

[@InvesTechGurukul]

nahi paisa pura ayega..watch this --> kzbin.info/www/bejne/a16snXakabmdgLc

[@piyushjain4349]

Bhaiya ful support h apkooo, ur tutorial are very helpful and knowledgeable for me .

[@InvesTechGurukul]

Thanks a ton sirji

[@kotkarrahul1984]

Please answer Loss in share market शेअर बेचने के बाद ही कन्सिडर किया जाता है या शेअर होल्ड करके भी किया जा सकता है

[@chlorine2652]

Hello Sir I'm your SUBSCRIBER ager mere pas equity shares and Eq MF dono hai to FY benifit 1 lakh hi rhega kya?

[@InvesTechGurukul]

yes

[@amritlal-pm8rc]

Very nice knowledge Thank you sirji

[@InvesTechGurukul]

Most welcome

[@samimbiswas7180]

sir ji ka hame capital gain me 1 lac se opar profit hobe par hi tax Dena hota he?

[@InvesTechGurukul]

LTCG 1 lac se upar dena hota...pls iss video ko dekhe - kzbin.info/www/bejne/a16snXakabmdgLc

[@SunilKelkar5]

Just wanted to know if LTCG on equities & mutual funds is considered together or separately for the purpose of taxation?

[@InvesTechGurukul]

As informed in video - both are considered together

[@renofathoni8127]

@@InvesTechGurukulc nu

[@brucehernadez1069]

Start saving for retirement early, so your money has more time to grow.

[@danielroberto4715]

Understand your options when it comes to retirement savings account and Investments.

[@oliviawhite5067]

Calculate your net worth in a regular basis to see if you're on track for retirement. Work with a financial professional if you need help or advise.

[@amilysmith5888]

Who are you working with? been try to get my feet on it.

[@oliviawhite5067]

Anouchkabalogservices

[@oliviawhite5067]

You can look her up on the internet with the name

[@ranjansahoo8402]

Sir what is profit booking kindly suggest.

[@InvesTechGurukul]

it means u r redeeming units after u have reached ur goal

[@ranjansahoo8402]

@@InvesTechGurukul means withdraw some amount from ur investment.

[@jz04gs]

Amazing video sir, I am sure you would grow exponentially... My wishes for the same Just have one question, in case if my Long term gain is 1.5 lacs, I understand that for first 1 lac no tax has to be paid, but for remaining 50000, do I have to pay 10% tax even if my total salary income earned is less than 3 lacs?

[@InvesTechGurukul]

yes ,salary and capital gains are calculated under diff headings --> kzbin.info/www/bejne/anbHhKKjnayfl5Y

[@ujjawalkumar7224]

Sir jo aapne 3rd trick batai hai kya esa karne se return pr effect hoga ya nahi.

[@ujjawalkumar7224]

Sir please reply

[@rawatranjeet1421]

Most of the things are applicable on lumpsum...SIP ke liye to STCP any how pay krna hi padega chahe 10 saal bad redeem karo..

[@riteshsharma3581]

Sir Maine ek equity ka redemption karna chahta hoon jisme current amount 80k aur invested amount 60k hai isko isme agar mein 60k redemption dalta hoon toh jiski units ko 12 month se jyada ho gaya toh woh pehle ki units withdraw karta hai kya jo 12 months se jyada ki hai total units mei ???.

[@riteshsharma3581]

Automatically 12 months se pehle redeem hongi kya pehle

[@InvesTechGurukul]

it will be like - first in first out basis pr redemption hota ha

[@priyammodi2798]

Sir, For third point, jis sceam se profit book kiya h usi me vapis invest karna hota h ya kisi bhi sceam me vo amount invest kar sakte h??

[@naveenkumarsharma2716]

Excellent calculations guidelines in simplified manner …… Thanks.

[@vipuljogani]

No.3 like Kya ETF me same rules he I request ti ek aisa vidio ETF par bhi banao

[@InvesTechGurukul]

Capital gains = stock market profit + MF profit + land deals profit + Rent earned..all are clubbed under same heading

[@kanaklattaamin854]

Sir mutualfund withdraw kare to tax lagta hai use income tax return me kase bataye

[@InvesTechGurukul]

sir main ispar ek video bana raha hu

[@suvadeepdas6410]

Phir se bol raha hu 2022 k ander apka 1 lakh subscriber ho jayega

[@InvesTechGurukul]

Thanks alot sir..

[@yogeshvichare5458]

Sir please suggest if I have to remove or switch some of SIP From my portfolio Axis Bluechip-5000 k DSP Midcap-5000 k. HDFC Midcap opportunity-5000k. Kotak flexi cap-5600k. L&T emerging business-6500k. Nippon india small cap-5000k. DSP US flexible equity -5000k. SBI Small cap -5000k. SBI Magnum Midcap-2500k. Nippon india Pharama-5000k.

[@InvesTechGurukul]

too many funds ..just too many..pls watch this video first --> kzbin.info/www/bejne/pnWcm4Cvj8ursLM

[@yogeshvichare5458]

@@InvesTechGurukul thanks for sharing the link , watch video completely so please let me know which fund I should remove or switch from my portfolio

[@shubhamparihar1757]

Aise me compounding kaise hogi

[@InvesTechGurukul]

please watch this video , I have explained about compounding --> kzbin.info/www/bejne/iZiafomfhLKGZsk

[@shubhamparihar1757]

@@InvesTechGurukul Main direct large cap stock me investment krta hu Mujhe mutual fund me long time ke liye SIP krna h jisme main thoda risk le skta hu Kis fund me investment Krna chahiye

[@Narendar.pathak]

3rd trick is awesome par kya bina redeem kiye sirf profit ko itr me filling kar sakte hai.

[@InvesTechGurukul]

jab tak app profit redeem nahi karenge tab tak koi Tax nahi bharna padega.Please video jarur share kariega

[@Narendar.pathak]

@@InvesTechGurukul thanks

[@vipulkumar639]

Third trick is awesome. Thank you

[@InvesTechGurukul]

Thnx sir

[@sudeepmathur9654]

You are superb, are able to explain very easily by simple way . Great , keep it up

[@InvesTechGurukul]

Thanks a lot 😊

[@samimbiswas7180]

sir ji hamne 99000 ka redeem karke kuch din bad phir se agar Osko reinvestment karo to ka redeem karne Tak ka mera jitna tax banraha tha Osko pay karna nahi parega ka? please reply me

[@InvesTechGurukul]

yes sir LTCG me 1 lac tak ka profit exempted ha..yahi maine video me bataya ha

[@starlightmakeupstudioacade7166]

Sir, KVP mein kaise tax calculate hota hai, iske upar example de kar 1 video banaiye please.

[@becomeWiseSage01]

How to calculate invested money and profit if I buy in SIP where buying price of shares changes regularly? And if I continue SIP for 3 - 5 years then withdraw half/24 months invested money, then would it be LTCG/STCG?

[@InvesTechGurukul]

it is possible you can calculate the gains and redeem like this --> kzbin.info/www/bejne/a16snXakabmdgLc

[@naveenshetty2891]

You are doing a great job in bringing about financial literacy . Also i do have a Query , i do get my portfolio evaluation report thru' Fund bazaar advisory . It does show the column of GLLT , but it does not show Profit or principal column , do we have to calculate it ourselves thru' your method or these advisory provides it to us when we perform a redemption/SWP

[@InvesTechGurukul]

if u redeem then only they will send it in report like this - kzbin.info/www/bejne/hnythpaYja59gKs else u can calculate on ur own before redemption also

[@py3126]

Bro your r not chota you tuber u will become big one day. Go on..........

[@InvesTechGurukul]

Thank you so much 😀

[@Bhojpuriyainqatar]

10000 ka investment 30 saal pahle kiya tha aaj uska value 500000 hai har saal 90 ksp karu to kya tax lagega

[@InvesTechGurukul]

nahi..nahi lagega..lekin apke pass aur koi capital gain hua ha to usse bhi add karke check kare

[@sarveshsingh7087]

if I'm having sip....and if i reinvest in lumpsum won't it affect the compounding...?

[@InvesTechGurukul]

no..I have explained here --> kzbin.info/www/bejne/g4SaYpSCjK6NY8k

[@pritamsingh8531]

वो सब तो ठीक है,,भाई 🌴 लेकिन ये बताओ,,,के जिनकी आमदनी ही 2 या 2.5 लाख है,,साल की,,तो फिर भी,,टैक्स भरना क्या।।

[@manishchoudhary-pu2wt]

Agar wo income share and mutual fund se h to aapko short term k liye 15% and long term k liye 10% tax dena hi hoga, short term me aapki income 10₹ bhi h to 15% tax har haal me dena hoga, long term capital gain and short term capital gain me koi exemption nahi milta like salary and business me 250000 tak exempt h

[@Meghnaaad]

Agar meri income 2.5 lakh se kam hai lekin mera MF me return 1lakh se zyada hai. To kya mera 10% tax katega kya?

[@InvesTechGurukul]

yes after 87A rebate

[@birendraaswal3383]

Pension income+ltcg par tax calculation par koi video dijiye please.

[@NAIRAKITCHEN]

very knowledgeable video thanks sir

[@InvesTechGurukul]

thnx and welcome

[@brijeshkumarpal4963]

Wah boss shandaar,great knowledge 🙏🙏🙏i am very big fan of you

[@InvesTechGurukul]

Thanks a lot

[@kalidasmalkhede5971]

Sir sal ka income 15 lakh hai to long term capital gain pr tax 10 percent hi lagega na.Please reply sir 🙏

[@InvesTechGurukul]

pls use ITR website to find this - kzbin.info/www/bejne/f36raKqjqrulmM0

[@HemantSharmaMultipurpose]

Sir please batayen k 1 lac long term gain and 1 lac short term gain dono milakar 2 lac gain ek financial year mai free hai kya?

[@loveyjhinger]

Sir suppose maine MF mein LTCG book kiya.... Kya capital gain tax apne aap cut jayega ....???? Ja mere ko bharna padega baad mein kisi tarike se

[@shivampachori4942]

Mene pahle ITR 1 bhara tha, is saal mutual funds se 15500 ka profit hua ha, meri annual salary 218000 hai, me is saal kon ITR bharu 1or2, Agar ITR 1 bharu to ye income kis me dikhau. Please guide

[@Ghumakkad.Shruti]

Sir Elss fund or baki k mutual fund me tax difference Kitna hai

[@InvesTechGurukul]

same ha dono me

[@Ghumakkad.Shruti]

@@InvesTechGurukul sir to Elss to income tax saving k liye lete the Kya Abi vo applicable ni hai

[@ashokepop9260]

Sir lumsum pe har sal 95000 gain hone pe LTCG TAX pay karna paraga, 10 sal me total 950000

[@khushruvariava761]

Can LTCG on sale of *property* be offset against Long term capital loss on sale of *equity* ?

[@InvesTechGurukul]

yes

[@khushruvariava761]

@@InvesTechGurukul Thanks

[@Bhojpuriyainqatar]

Har saal agar 90000 thausand ka swp karu to kya tax lage ga

[@InvesTechGurukul]

nahi..nahi lagega..lekin apke pass aur koi capital gain hua ha to usse bhi add karke check kare

[@ABEGUM-og5dy]

Awsome tricks. Thank you sir

[@InvesTechGurukul]

Thanks and welcome

[@kavianoopshakya112]

Ager third trick follow karte hai to kahi compounding ka benefits kam to nhi ho jayega

[@InvesTechGurukul]

nope

[@bhavanasangtani2331]

Sir your way of explanation is superb.. very easy to understand. My income is below 5 lakhs so If my LTCG is more than1lakh in a year can I adjust against my annual income to save tax?

[@InvesTechGurukul]

Yes

[@MutualFund-Xsainiki]

99000 profit book matlab. redeem krne par kuch principal + profit hota hai na.

[@utkarshgupta664]

No

[@nparshvapharma3178]

3rd trick is awesome.... But I have one question ? suppose my total profit is 2 lac in one year and if i redeem 1 lac as u said and reinvest it that's fine .... But in 1 lac there is principle amt + profit soo.... how to deal it with this..... And very soon u will be a great KZbin....

[@InvesTechGurukul]

first of all thx alot and secondly I have mentioned to redeem '1 lac profit' , so ur total amount will be more than 1 lac and need to calculate as mentioned in video..pls do share the video

[@newsm7385]

Sir I purchased mutual fund till date not sale then it is mendatiry to show in ITR

[@InvesTechGurukul]

pNo..pls do watch my ITR video on MF releasing today

[@prakashbhairatilalsolanki142]

Amazing👍👍👍👍😍😍 Superb detailed information 🙏🙏

[@InvesTechGurukul]

Thanks a lot

[@PoonamGupta-bi7dd]

Content excellent h but samjhane ka tarika kafi technical n complex h, easy language me bhi smjh skte h aap, muje bas 4th point smjh aaya

[@rjspbox2128]

Sir second option sahi hai...par mann lijye mein 31st april ko reedem kiya and then 1 april...so isse toh current fin year ka opportunity of redeeming khatm..then fir ek hi bar next next 1 april ko hi redeem karwnge tab tax save higa right??

[@padmacare]

one of my friend, reported my pan card to get HOUSE RENT ALLOWANCE during filing. i found in air report and I declined income while filing ,does it make problem for my friend ?

[@InvesTechGurukul]

hmmm...either of you might get the ITR compliance notice if it gets audited

[@padmacare]

@@InvesTechGurukul whether 80 tta 80 ttb applicable for normal person senior citizen age 76 years , hindu undividend family, whose interest is Rs.10,000 per year

[@sachinjaiswal93]

Good job Bhai,...aur aap chhote youtuber nhi😊

[@ratneshshah9527]

how INDEXATION will count for equity fund ?

[@InvesTechGurukul]

i will be coming up with a video on indexation and grandfathering

[@Anshak2439]

But jab mai sell krke buy krunga har saal. To mujhe expense ratio bhi to dena padega???

[@valkaltripathi4676]

True 👍

[@Shubham_1999.]

Sir jaise agar humne 1/Jan/2022 mai mutual fund mai invest kiya and 2/Feb/23 humne 99k profit nikaal liya toh yaha humare koi Tax nhi lagega par next month in 2/March/23 mai 12k profit gain kiya toh jab iss profit ko hum lenge toh kya STCG lagega?

[@गढ़वालमंडल-न9ङ]

When you make up your mind, nothing stands in your way.👍👍🔔🙏🏋️🏋️🏋️🏋️

[@amitsinghRawat-kf8ig]

Please Bhai koi btayegaa ye trick sept 2024 mai working hai ???

[@pankajmisra6373]

Nice video one question do we have to file in income tax ruturn if our long term capital gain is below 1 lacks in one financial year

[@InvesTechGurukul]

better to declare it ,though u have no tax to pay

[@sa-jh4hg]

Sir plz help mene ek mutual fund 19 year ke liye kiya he sir 19 sal bad ushe bund karne me aur tax pay kitna amt karenge aap plz help karenge mereko tax ka utna knowledge nhi he sir plz help aap karenge to me continue karunga mf🙏

[@balusakhare6828]

Salaried persons earns capital gain 5000 only in share market and mutual fund is it itr2 compulsory to file

[@InvesTechGurukul]

better to file and declare

[@aaryankadian1035]

2nd point ko thoda or explain kriye sir

[@technicalyasoob8437]

Brother ITR-2 me quarterly basis ka 5 block show kar raha hai os me kaise fill kar hai ……. Please

[@anujpandey6632]

Sip par calculate karke samjha do

[@jagmohanrathi9788]

Just subscribed. Your explanations are clear and simple. Thanks for all your hard work. I intend to see all of your videos. Have made any video on filling salary with arrears with sec 89

[@InvesTechGurukul]

Thanks and welcome...no sir 89c section not covered...will try

[@justforentertainment8654]

Bhaiya mutual fund me sip me kayse ltcg ka faida lenge ?

[@mahipalyadav2146]

I'm Mahipal from alwar raj. I have some interday gain, short term gain and long term. I want to fill ITR so please suggest me which form fill like ITR 2, ITR 3. I'm a salary based person and I have earned less than 5 lakh annum. If we added all types gains and salary than less 5 lakh annum Please advise

[@InvesTechGurukul]

equity MF capital gains dont get added to salary..ITR2 in ur case but u will get rebate under 87a as told in video

[@lovishgoyal2814]

Bhut achi video h sir😊

[@InvesTechGurukul]

Thank you

[@JohnDoe-wi6nq]

Where do you put this while filing? In which section does tax harvesting come?

[@InvesTechGurukul]

I have explained in this video - kzbin.info/www/bejne/f36raKqjqrulmM0

[@JohnDoe-wi6nq]

@@InvesTechGurukul Yes sir, ive seen that. But could you specify the time where you mentioned about 1L tax harvesting in LTCG?

[@bilkedar]

Sir, If LTCG is more than 1 lakh how can be avoid payments of CG tax. What are options available to equity/ equity MF scheme investor?

[@InvesTechGurukul]

as explained in video it can be only be adjusted against LTCG loss else you need to pay off you redeem more than 1 lac

[@HARESH_MODI]

Sir maine 1 year pahle 3 lakha one-time 5 mutual fund mai interest kiya tha ab vo profit k sath 4 lakha ho gaya hai to tax bachane ke liye vo 5 mutul fund ko redeem kar lena hoga ya sabhi mai jitna profit dikh raha hai usi ko nikal na hoga?