Save Tax on Mutual Fund Profit | Mutual Fund Taxation in India | STCG and LTCG Tax On Mutual Funds

[@InvesTechGurukul]

Please Like & Subscribe Karna na bhoole ❤️

[@mr.sachin3117]

Sir compaud intrest ki to batt lag jayegi

[@jitendriyanayak7571]

you are my inspiration

[@utkarshmishra4355]

3rd trick is just mind blowing...I was having the same concern that how to reduce tax if I redeem after 10-15 years because 1 lac exemption is very low.. But you have given a brilliant rescue plan...HATS OFF TO YOU.. And for sure you will become a big KZbin.. LIKED AND SUBSCRIBED 👍👍

[@InvesTechGurukul]

Thnx Sir

[@m.a.shettar4786]

Thank you very much sir

[@anupde3732]

3rd plan is superb,thank you sir.

[@shivajisingh100]

​​​@@InvesTechGurukulwhat about stamp duty which will be levied again at the time of purchase?

[@shivajisingh100]

​@@anupde3732what about stamp duty which will be levied again at the time of purchase

[@harshitajaiswal1568]

Maza aa gaya. Usually sab sirf tax harvesting ka baat karte hain aaj Loss harvesting aur tax harvesting dono ko combine karke samjhaya aapne. It means loss ho to poore saalo ka working kar lena chahiye ki kaise iska use hoga.

[@dheerajmathur4617]

Profit book करने के बाद reinvest वापस previous same scheme में करना पड़ेगा या दूसरे mutual fund की कोई भी seheme मे कर सकते है ?? Please answer ...

[@rakeshtirki6570]

यूट्यूब में काफी दिन से जो विडियो ढूंढ रहा था आज वो विडियो मिल गया 😊

[@swapnilbhutkar5518]

Option 3 is very nice Bahi FM ne sunliya to iske upar bhee kuch karke isko bhi tax lagayegi But very nice trick

[@nikeshsah9060]

Uss hisab se hum rs 99999 redeem kar sakte hai bina tax diye hai na??

[@RitwikAnand]

Great presentation... Brilliant effort.. And you are not a 'chota youtuber'.. Even big KZbin don't work so much for a tutorial like this

[@InvesTechGurukul]

Thanks a ton sir

[@piyushkumar2171]

Sir maine 5 mutual fund kiye hai … in single port folio .. then jo LTCG lgega vo sare mutual fund ka profit sum pe lgega ye alag alag calculate hoga ?

[@priyanshudeep1008]

3rd trick is genius, thnx for sharing valuable information. Subscribed!

[@HemantSharmaMultipurpose]

Sir please batayen k 1 lac long term gain and 1 lac short term gain dono milakar 2 lac gain ek financial year mai free hai kya?

[@priyammodi2798]

Sir, For third point, jis sceam se profit book kiya h usi me vapis invest karna hota h ya kisi bhi sceam me vo amount invest kar sakte h??

[@DeepakSharma-fh5ho]

Sir is video se to mai fan ho gya aapka. Hila ke rakh diya sab kuch Sir Ji 🙏🙏🙏🙏

[@InvesTechGurukul]

Thanks alot Sir ji

[@ArchanaKumari-nn8hx]

Brilliant brilliant...3rd trick is mind-blowing.. Thnx for preparing the tutorial..

[@InvesTechGurukul]

Thanks and welcome Mam

[@ashishraikwar5147]

Sir agar ek hi mutual fund house ke funds me switch kiye hai aur amount 1 lakh se kam hai to TAX lagega kya?? aap ke video bahut hi informational hai , Keep up the good work 👌 Best wishes sir 🙏

[@InvesTechGurukul]

ha sir...as told in video @10:10 - Tax is applicable on switching also (LTCG/STCG as per investment period as told in video)

[@nishantranabliss]

Outstanding video Sir...unlike other KZbinrs who will just compate different funds ..

[@InvesTechGurukul]

thnx sir

[@rdchauhan1551]

Very well explanation of tricks for tax saving on mutual fund profit. Wah bhai wah. I will follow yr method of mutual fund profit tax saving

[@InvesTechGurukul]

Thanks alot sir..

[@kulwindersingh2450]

1 lakh profit withdraw karnae sa compounding kam ho jayaegi please suggest

[@kulabhinav28]

Nahi hoga as wo paisa AAP 1-2 din mein wapis dal rahe ho to jab calculation hogi it will account for it

[@naveenshetty2891]

You are doing a great job in bringing about financial literacy . Also i do have a Query , i do get my portfolio evaluation report thru' Fund bazaar advisory . It does show the column of GLLT , but it does not show Profit or principal column , do we have to calculate it ourselves thru' your method or these advisory provides it to us when we perform a redemption/SWP

[@InvesTechGurukul]

if u redeem then only they will send it in report like this - kzbin.info/www/bejne/hnythpaYja59gKs else u can calculate on ur own before redemption also

[@shreyasingh5023]

What an amazing video! Hats off to you and your team.The information is to the point with clear examples. Keep making such content and your channel will surely grow exponentially. Sharing with all my friends right away .. ☺️☺️

[@InvesTechGurukul]

Thanks a ton..Thanks alot ..I am Obliged ..

[@madansingh8064]

Thanks. Continue to know more clearity to new investors.

[@kotkarrahul1984]

Please answer Loss in share market शेअर बेचने के बाद ही कन्सिडर किया जाता है या शेअर होल्ड करके भी किया जा सकता है

[@rawatranjeet1421]

Most of the things are applicable on lumpsum...SIP ke liye to STCP any how pay krna hi padega chahe 10 saal bad redeem karo..

[@rajiv.kumar7]

Please provide more details to the 5th point and 15% direct tax on STCG as both are interrelated.

[@rishabjain2091]

Sir Agra mein profit mutual fund mein 1 lakh sa niche hai tu kya mojha tax pay karna hoga ya nahi plz sir reply me

[@InvesTechGurukul]

sir iss video me bataya ha - kzbin.info/www/bejne/a16snXakabmdgLc

[@ajinkyakalushe7576]

Thank you for informative video.Can you please let me know how can I calculate profit on SIP before redeeming the units to predict how much units should I redeem to avoid LTCG?

[@402pepper]

Yes the third trick is the best.Thanks a lot for sharing such tips

[@InvesTechGurukul]

Most welcome 😊

[@sandipwane6670]

Sir yadi humne shere market se monthly profit earn kar liya aur usko mutual fund mien monthly S. I. P ke liye again reinvest kar liya tho bhi kya shere market se milne wale profit par tax bharna padega. Reply plz. 🙏🙏 thanks sir you are giving so much important knowledge.

[@InvesTechGurukul]

yes profit par tax dena padega

[@gopaldasthakur191]

You have to explain with example. Such as In previous year short term capital gains and long term capital gains is Rs330000 and 98000 respectively what will be total tax to be paid

[@prateekjainphysics]

2nd and 3rd points are mind blowing. Kudos to you 👍🏻

[@sachinjaiswal93]

Good job Bhai,...aur aap chhote youtuber nhi😊

[@ayush0bhardwaj]

nyc video but 1 question hai 1 lakh exemption limit stcg me bi milti hai ya nai...

[@InvesTechGurukul]

no sir pls watch this - kzbin.info/www/bejne/a16snXakabmdgLc

[@shivampachori4942]

Mene pahle ITR 1 bhara tha, is saal mutual funds se 15500 ka profit hua ha, meri annual salary 218000 hai, me is saal kon ITR bharu 1or2, Agar ITR 1 bharu to ye income kis me dikhau. Please guide

[@shrichandashra2861]

Very well explained. If an investor earns short term capital gain on Debt MF/Long term capital gain tax on Equity MF, over one lakh during a financial year, when he would be liable to deposit the tax with Income Tax Department

[@InvesTechGurukul]

you need to fill ITR 2 and submit the same before deadline proposed by Govt

[@pankajmisra6373]

Nice video one question do we have to file in income tax ruturn if our long term capital gain is below 1 lacks in one financial year

[@InvesTechGurukul]

better to declare it ,though u have no tax to pay

[@vipuljogani]

No.3 like Kya ETF me same rules he I request ti ek aisa vidio ETF par bhi banao

[@InvesTechGurukul]

Capital gains = stock market profit + MF profit + land deals profit + Rent earned..all are clubbed under same heading

[@kalyangupta476]

Sir I have short term and long term mutual funds...how to calculate the income tax together or separately...u said it is less than 1 lakh pls explain

[@brijeshkumarpal4963]

Wah boss shandaar,great knowledge 🙏🙏🙏i am very big fan of you

[@InvesTechGurukul]

Thanks a lot

[@Happiness-zd3ou]

Nice video sir agr goal complete hone pr pura paisa redeem kre to 10% hi tax lagega sir or ye cut ke account me ayega na .

[@InvesTechGurukul]

nahi paisa pura ayega..watch this --> kzbin.info/www/bejne/a16snXakabmdgLc

[@pritamsingh8531]

वो सब तो ठीक है,,भाई 🌴 लेकिन ये बताओ,,,के जिनकी आमदनी ही 2 या 2.5 लाख है,,साल की,,तो फिर भी,,टैक्स भरना क्या।।

[@manishchoudhary-pu2wt]

Agar wo income share and mutual fund se h to aapko short term k liye 15% and long term k liye 10% tax dena hi hoga, short term me aapki income 10₹ bhi h to 15% tax har haal me dena hoga, long term capital gain and short term capital gain me koi exemption nahi milta like salary and business me 250000 tak exempt h

[@starlightmakeupstudioacade7166]

Sir, KVP mein kaise tax calculate hota hai, iske upar example de kar 1 video banaiye please.

[@becomeWiseSage01]

The suggestion you gave about withdrawing less than 1 lakh rupees to save LTCG and reinvest it to make it principal amount is only possible for lumsum investment and not in SIPs

[@InvesTechGurukul]

it is possible you can calculate the gains and redeem like this --> kzbin.info/www/bejne/a16snXakabmdgLc

[@jagmohanrathi9788]

Just subscribed. Your explanations are clear and simple. Thanks for all your hard work. I intend to see all of your videos. Have made any video on filling salary with arrears with sec 89

[@InvesTechGurukul]

Thanks and welcome...no sir 89c section not covered...will try

[@bhavanasangtani2331]

Sir your way of explanation is superb.. very easy to understand. My income is below 5 lakhs so If my LTCG is more than1lakh in a year can I adjust against my annual income to save tax?

[@InvesTechGurukul]

Yes

[@SK-1689]

In your 1st eg. if i reinvest (16,667+33,333=50,000) at the same NAV of Rs. 150, average NAV I think will be Rs. 116.67. If NAV goes down to Rs 110 due to correction (assume) and I sell all units then how do you analyse this scenario? Without tax harvesting I will make a profit of (110-100)x1000=Rs 10,000. Will the profit still be the same after tax harvesting? In other words will tax harvesting have negative effect if NAV goes down and I sell? Thanks

[@chiranjitroy791]

Sir, I have a confusion about taxable portion of profit on sale of Mutual Fund. Suppose my annual incoce from salary is Rs.7.5 L, after all exemptions & deduction the tax amount is 18000. At the same year my long term capital gain is 10000.00 on sale of Mutual Fund. How the tax will be calculated on that? Whether this long term cap. Gain is eligible for exemption or not?

[@piyushjain4349]

Bhaiya ful support h apkooo, ur tutorial are very helpful and knowledgeable for me .

[@InvesTechGurukul]

Thanks a ton sirji

[@sarveshsingh7087]

if I'm having sip....and if i reinvest in lumpsum won't it affect the compounding...?

[@InvesTechGurukul]

no..I have explained here --> kzbin.info/www/bejne/g4SaYpSCjK6NY8k

[@payalbhatia5244]

Thanks Sir , with tax an finance terms , I used to be so afraid of them but this was simplest explanation I got , with other channels like LLA, and Investaajforkal Please keep making videos

[@InvesTechGurukul]

Thnx alot

[@jz04gs]

Amazing video sir, I am sure you would grow exponentially... My wishes for the same Just have one question, in case if my Long term gain is 1.5 lacs, I understand that for first 1 lac no tax has to be paid, but for remaining 50000, do I have to pay 10% tax even if my total salary income earned is less than 3 lacs?

[@InvesTechGurukul]

yes ,salary and capital gains are calculated under diff headings --> kzbin.info/www/bejne/anbHhKKjnayfl5Y

[@ranjansahoo8402]

Sir what is profit booking kindly suggest.

[@InvesTechGurukul]

it means u r redeeming units after u have reached ur goal

[@ranjansahoo8402]

@@InvesTechGurukul means withdraw some amount from ur investment.

[@loveyjhinger]

Sir suppose maine MF mein LTCG book kiya.... Kya capital gain tax apne aap cut jayega ....???? Ja mere ko bharna padega baad mein kisi tarike se

[@py3126]

Bro your r not chota you tuber u will become big one day. Go on..........

[@InvesTechGurukul]

Thank you so much 😀

[@ashokepop9260]

Sir lumsum pe har sal 95000 gain hone pe LTCG TAX pay karna paraga, 10 sal me total 950000

[@naveenkumarsharma2716]

Excellent calculations guidelines in simplified manner …… Thanks.

[@becomeWiseSage01]

How to calculate invested money and profit if I buy in SIP where buying price of shares changes regularly? And if I continue SIP for 3 - 5 years then withdraw half/24 months invested money, then would it be LTCG/STCG?

[@InvesTechGurukul]

it is possible you can calculate the gains and redeem like this --> kzbin.info/www/bejne/a16snXakabmdgLc

[@asfaqbakroliwala9646]

Sir how to carry forward short term loss for eight years? Please explain in detail. Superb video keep it up👌

[@InvesTechGurukul]

Will upload soon

[@birendraaswal3383]

Pension income+ltcg par tax calculation par koi video dijiye please.

[@DebabrataMondal-iy4xt]

I want to know that large amount of capital gain swip to another fund of same fund house, then can i save tax during redemption?

[@vivekshankar2780]

Hello Sir, aapse online consultation ka kya Koi provision hai about MF?

[@SuvamGandhi]

Amazing tips and tricks!! Wonderful video. Thanks a lot♥️. Subbed💯

[@InvesTechGurukul]

Awesome, thank you!

[@rajwfdro]

SHARES KA LOSS KO MFunds KA GAIN SE ADJUST kar sakte hai kya

[@InvesTechGurukul]

yes

[@anujpandey6632]

Sip par calculate karke samjha do

[@huvishksurwade5365]

Sir I have shifted from regular to direct fund gain shows 5.5lakh buy not withdraw in account still I have to pay the tax?

[@nparshvapharma3178]

3rd trick is awesome.... But I have one question ? suppose my total profit is 2 lac in one year and if i redeem 1 lac as u said and reinvest it that's fine .... But in 1 lac there is principle amt + profit soo.... how to deal it with this..... And very soon u will be a great KZbin....

[@InvesTechGurukul]

first of all thx alot and secondly I have mentioned to redeem '1 lac profit' , so ur total amount will be more than 1 lac and need to calculate as mentioned in video..pls do share the video

[@sauravshekhar3300]

If I switch my invested amount only not the gained amount to other scheme after completion of 1 year should I have to pay capital gain tax? Can I use this multiple times if I have many schemes to switch in the same financial year?

[@saumyaranjansahoo6993]

If i have two mutual fund 5 lakh each and each having above 2.5 lakh profit..can i apply the third rule for each mutual fund or not..?

[@mukeshkanojiya4165]

Amazing video sir, I am sure you would grow exponentially... My wishes for the same

[@InvesTechGurukul]

thnx sir

[@yogeshvichare5458]

Sir please suggest if I have to remove or switch some of SIP From my portfolio Axis Bluechip-5000 k DSP Midcap-5000 k. HDFC Midcap opportunity-5000k. Kotak flexi cap-5600k. L&T emerging business-6500k. Nippon india small cap-5000k. DSP US flexible equity -5000k. SBI Small cap -5000k. SBI Magnum Midcap-2500k. Nippon india Pharama-5000k.

[@InvesTechGurukul]

too many funds ..just too many..pls watch this video first --> kzbin.info/www/bejne/pnWcm4Cvj8ursLM

[@yogeshvichare5458]

@@InvesTechGurukul thanks for sharing the link , watch video completely so please let me know which fund I should remove or switch from my portfolio

[@rjspbox2128]

Sir second option sahi hai...par mann lijye mein 31st april ko reedem kiya and then 1 april...so isse toh current fin year ka opportunity of redeeming khatm..then fir ek hi bar next next 1 april ko hi redeem karwnge tab tax save higa right??

[@BullishAndBearishMarket]

Sir plz reply dijyeg. Mera monthly based sip hai , maine ek sal se pehle 10k redeemed kiya mujhe usme 15.6 % TDS laga.. agar mai pura amount nikalta hu to mujhe total amount pe TDS lagega ya only profit pe

[@InvesTechGurukul]

only profit par..but apko TDS kyu laga ? aap NRI ho ?

[@sudeepmathur9654]

You are superb, are able to explain very easily by simple way . Great , keep it up

[@InvesTechGurukul]

Thanks a lot 😊

[@ashokedas2170]

Sir, same trick will be applied for SIP investment ?

[@prakashbhairatilalsolanki142]

Amazing👍👍👍👍😍😍 Superb detailed information 🙏🙏

[@InvesTechGurukul]

Thanks a lot

[@ratneshshah9527]

how INDEXATION will count for equity fund ?

[@InvesTechGurukul]

i will be coming up with a video on indexation and grandfathering

[@balusakhare6828]

Salaried persons earns capital gain 5000 only in share market and mutual fund is it itr2 compulsory to file

[@InvesTechGurukul]

better to file and declare

[@biswanathpodder-ch8ll]

Show the tax calculation of sip and SWP.

[@Shubham_1999.]

Sir jaise agar humne 1/Jan/2022 mai mutual fund mai invest kiya and 2/Feb/23 humne 99k profit nikaal liya toh yaha humare koi Tax nhi lagega par next month in 2/March/23 mai 12k profit gain kiya toh jab iss profit ko hum lenge toh kya STCG lagega?

[@HARESH_MODI]

Sir maine 1 year pahle 3 lakha one-time 5 mutual fund mai interest kiya tha ab vo profit k sath 4 lakha ho gaya hai to tax bachane ke liye vo 5 mutul fund ko redeem kar lena hoga ya sabhi mai jitna profit dikh raha hai usi ko nikal na hoga?

[@manaspanda450]

please let me know:- We are investing to generate a handsome corpus for future with a hope to get compounding behefit. Agar hum harsaal 99 K redeme karke firse invest karen to kya effect hoga long term me.

[@InvesTechGurukul]

No effect if u reinvest it without any delay..you are just changing the 'profit' to 'investment' tagline which is very nice move to save tax

[@chlorine2652]

Hello Sir I'm your SUBSCRIBER ager mere pas equity shares and Eq MF dono hai to FY benifit 1 lakh hi rhega kya?

[@InvesTechGurukul]

yes

[@ujjawalkumar7224]

Sir jo aapne 3rd trick batai hai kya esa karne se return pr effect hoga ya nahi.

[@ujjawalkumar7224]

Sir please reply

[@newsm7385]

Sir I purchased mutual fund till date not sale then it is mendatiry to show in ITR

[@InvesTechGurukul]

pNo..pls do watch my ITR video on MF releasing today

[@vishansinghshekhawat7069]

hi Bro, just one query, if you can answer. I got around 5 lac profit in MF redemption & invested back around 7 lac back in MF, then will there be any LTCG ? Please reply ...

[@samimbiswas7180]

sir ji ka hame capital gain me 1 lac se opar profit hobe par hi tax Dena hota he?

[@InvesTechGurukul]

LTCG 1 lac se upar dena hota...pls iss video ko dekhe - kzbin.info/www/bejne/a16snXakabmdgLc

[@somnathhalder7287]

If I have 27000 in LTCG and I am a salaried person then which ITR-1 or 2 may I fill.

[@kulwindersingh2450]

Sir i have not redeemed any profit from last 10 year how can i book profit now without being taxed

[@MrMumu2009]

Do i have to pay LTCG on mutual funds if i sell and reinvest Approx 3 lakh profit on same fund and on same date?

[@InvesTechGurukul]

yes need to pay tax..better withdraw 1 lac only

[@kanjariyaparesh5838]

If LTGC tax less then 1 lack then do we need to show in return filling?

[@laukikajmera2619]

Hello sir, can ltcg from mutual funds be reinvested in purchase of new house property to save tax?

[@Bhojpuriyainqatar]

10000 ka investment 30 saal pahle kiya tha aaj uska value 500000 hai har saal 90 ksp karu to kya tax lagega

[@InvesTechGurukul]

nahi..nahi lagega..lekin apke pass aur koi capital gain hua ha to usse bhi add karke check kare

[@rakeshtiwari9748]

Sir sip to diffrent time par to ho tax kaise calcute karenge

[@technicalyasoob8437]

Brother ITR-2 me quarterly basis ka 5 block show kar raha hai os me kaise fill kar hai ……. Please

[@DebabrataMondal-iy4xt]

I like your video it become helpful for me in many ways. ...... But I am running one SIP for almost 15 years amount per month 1,000 rupees. How can I save tax from capital gain? If you tell me how to calculate SIP amount. It will be helpful for me.

[@justforentertainment8654]

Bhaiya mutual fund me sip me kayse ltcg ka faida lenge ?

[@JohnDoe-wi6nq]

Where do you put this while filing? In which section does tax harvesting come?

[@InvesTechGurukul]

I have explained in this video - kzbin.info/www/bejne/f36raKqjqrulmM0

[@JohnDoe-wi6nq]

@@InvesTechGurukul Yes sir, ive seen that. But could you specify the time where you mentioned about 1L tax harvesting in LTCG?

[@SunilKelkar5]

Just wanted to know if LTCG on equities & mutual funds is considered together or separately for the purpose of taxation?

[@InvesTechGurukul]

As informed in video - both are considered together

[@renofathoni8127]

@@InvesTechGurukulc nu

[@PoonamGupta-bi7dd]

Content excellent h but samjhane ka tarika kafi technical n complex h, easy language me bhi smjh skte h aap, muje bas 4th point smjh aaya

[@1947abm]

One lakh deduction-Is it for mutual fund and equity together?

[@InvesTechGurukul]

together

[@amitrana1994]

Sir if i m a earning person and my net income is around 4.5 lakh & my long term gain is 99000 than whether i will get tax rebate in LTCG or 99000 will get add in 4.5. Lakh now total income would be5.49 lakh & i have to pay tax on it???

[@ManishKumar-bx1qv]

1000000 lakh lumsum kiya thaa abb 15 month baad uskii valuu 1300000 ho galii ,mujay 50000 reedem karna haii too tax free rahyga ya tax lagyagaa?

[@mahipalyadav2146]

I'm Mahipal from alwar raj. I have some interday gain, short term gain and long term. I want to fill ITR so please suggest me which form fill like ITR 2, ITR 3. I'm a salary based person and I have earned less than 5 lakh annum. If we added all types gains and salary than less 5 lakh annum Please advise

[@InvesTechGurukul]

equity MF capital gains dont get added to salary..ITR2 in ur case but u will get rebate under 87a as told in video