Savings Challenges for Debt Payoff | Etsy Drop | Can we finish today?

Hi Friends! Im sooooooo excited to show you a few new Etsy items and complete our current debt binder. Let's find out how much we are going to putting to our current debt payoff!
Welcome to my budgeting channel. I’m a 41 y/o mom of 4, wife, and nurse budgeting our way to becoming debt free! This channel will have videos of our real budget, debt payoffs, cash stuffings, and savings challenges!
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Connect with me:
[e-mail]
Stefsonabudget
PO Box 45242
Rio Rancho NM 87174
My Esty Shop: stefsonabudget.etsy.com
IG: plans_with_stef...
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Chanels and Shops mentioned:
Debt binder:
M&Ms: ‪@budgetwithcarly‬
Strawberry: ‪@StuffandBudget‬
Hippo: ‪@SnowGardener307Budgets‬
Cat: stefsonabudget.etsy.com
Panda pizza: www.etsy.com/shop/TheHumbleBu...
Toast: ‪@lizandless‬
LaCucaracha: www.etsy.com/shop/OurBeautifu...
Grapes: ‪@Theblesseddaisybudgets‬
Roll the pie: ‪@wall_to_wall‬
Pizza party: www.etsy.com/shop/TheKraftBin
Gumball: ‪@windmillridgebudgets‬
Pizza box: ‪@ChatWithNicoleandBudget‬
Supplies I Use:
Gel Highlighters: amzn.to/4d0E8OV
Fine Liner Pens: amzn.to/4a28CgN
Click Pens: amzn.to/4aIYVou
Zipless Envelopes: amzn.to/4di6C6S
Calculator: amzn.to/3UoLmom
Floral A5b binder: amzn.to/44b8utU
A5 binder: amzn.to/3UmP4hh
Zip Envelopes: amzn.to/49GBniM
Perm markers: amzn.to/3y6PAIC
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Disclaimer: I’m not a financial advisor. This channel showcases our personal journey to financial peace 💛💜
#budget #budgetwithme #cashstuffing #debtfreejourney #thebudgetmom #sinkingfunds #savingschallenges #budgetcommunity #debtfreecommunity #cashenvelopes #happymail #savings #budgetbypaycheck #budgetbypaycheck #zerobasedbudget #mondayminisavings #savings #savingmoney #savingschallenge #cashenvelopesystem #cashenvelopestuffing #debtfree #budgeting #mondayminis #mondayminissavings #savewithme

[@Trinity1976]

I never thought I would say Death is adorable but OMG! Death eating pizza is soooo adorable!!!

[@stefsonabudget]

🤣🤣 so cute! 🌸💕

[@stephaniemartinez7233]

Woo hoo! Awesome savings! Side note: when I am watching your videos when I switch out of the app your video stops. I have my settings to play PIP. Yours is the only channel that does this. All others keep playing when I switch apps.

[@stefsonabudget]

Oh no. I’m not sure why that’s happening. I tried looking it up and it’s only giving info to change if it’s happening to you. I could t find any tips on if it’s my YT settings. But I know what you mean because I watch tons of videos like that too 🤣😭🌸

[@budgiebudgets]

Yay! That is such a great amount to pay down on your debt! Love this way of saving up payments, looks like it makes it so much more fun!

[@stefsonabudget]

Thank you! I love when we get to make these big chunks to our balance! It’s so satisfying 🥰💕🌸

[@budgetingwithT]

What an amazing debt payment! There are so many possibilities for the leftovers.

[@stefsonabudget]

Thank you so much! I went ahead and added to go into my other challenges so we can have more fun lol! 💜💕🌸

[@mrssummersbudgets]

Super cute spooky season challenges! Amazing job of saving 1100 plus towards your oven debt. You're doing a great job and I enjoy watching u stuff!

[@stefsonabudget]

Thank you Steph!! 🥰🥰🥰

[@ChatWithNicoleandBudget]

oh my gosh I love the ghost on the bike!! too cute! and the skateboarder! Hooray for finishing the binder!! Thats sooooo crazy amazing!! Congratulations!

[@stefsonabudget]

Thank you so much Nicole! I somehow got off on my pizza challenges 🤣🤣🤷🏼‍♀️🌸

[@BeccaBudgets777]

It’s funny every time you mention California raisins because my sister and I were actually California raisins for Halloween when I was five and we used black garbage bags and white gloves and sunglasses and that was our Halloween costume lol😂 hope you have a great 4th friend!!❤yay mushroom!!!🍄

[@stefsonabudget]

Oh that’s hilarious. I remember my grandma seeing my costume one year. I was an ace of spades card 🤣🤣

[@AreliBudgets]

Your debt binder is my favorite binder as well! What a big amount you saved! Congrats 🎉 Excited for your monthly update. ❤ I want to see that debt go down!

[@jessiefaw9127]

Yay for getting over 2/3 of the ovens paid off! So excited to see the progress 😊

[@stefsonabudget]

Thank you so much! 🎉🥰🌸

[@chikadee-3]

Yay! 🎉 It's so nice to make big debt payments! 💜

[@stefsonabudget]

Yes! I love when we get to make these big ones 💕🌸

[@HeyKayBudgets]

Super cute new Etsy items Stef! I love them all!!! Congrats on completing your debt binder! So many cute challenges! Can’t wait to see what you come up with next! 🤗

[@stefsonabudget]

Thank you Kay! 🥰🩷

[@Lifeoverdebt]

❤❤❤ All the new Etsy items are fabulous! You know I’m gonna be going on a shopping spree soon! I feel like you literally just started that debt binder and now it’s finished! What a great amount saved girl! Woot woot Love ya ❤❤

[@stefsonabudget]

I’ve been getting more and more inpatient so everything feels like forever 🤣🤣. My next one has so many challenges it’ll probably take me forever lol! 🥰💕

[@thekraftbin]

love love love the new items. they are so cute. I started humming the witch song when I saw the ghost on the bicycle. 🤣 great video. so excited for the debt payment. 👏👏

[@stefsonabudget]

lol I love it Dawn! Thank you so much my friend 🥰💕🌸❤️

[@RavensOnBudget]

Oh my gosh when I turn to nine I had a California raisin's birthday cake that had music notes on it and frosting and it had a little hard rubber California raisins with the different instruments! Lol I was born in 1980

[@stefsonabudget]

lol I love it! 💜🤍💜

[@budgetsaveshare6313]

I love all the new Etsy items! 😍 Is it already time to switch debt binders?!?! You're on a roll!!! 👏🏿

[@stefsonabudget]

Yes, I’m so excited! We get to start the Toy Story binder next payday and I can’t wait 🎉🥰🌸👏🏻

[@BudgetRx]

congrats on a great debt payment! i love those food challenges too!

[@StuffandBudget]

Omg were you describing my boys when they were younger?? 😂 Super cute drop!! Love all of them! ❤ 🎵I heard it through the grapevine🎵 😂 Omg! Yay for La Cucaracha!! 😂 I love that one!! Great video as always!! ❤

[@stefsonabudget]

Hi Candi! As you can see I’m atrociously behind but what’s new 🤣🤣 I hope your having an amazing trip 🥰

[@redbone3951]

Awesome job on getting down that debt💜

[@stefsonabudget]

Thank you. I’m super excited to get this one done soon hopefully 👏🏻🌸💜

[@veraruthbudgets]

Amazing debt payment! And all the new stuff is adorable!

[@stefsonabudget]

Thank you so much Rebecca 🥰💕💜

[@BudgetWithMrsP]

I love, love, love your new challenges! Super cute! What an awesome amount to put towards debt this month! Love watching you make so much progress and having fun doing it!

[@stefsonabudget]

Thank you Mrs P! It’s so satisfying to see those big chunks come off that balance 🎉👏🏻🥰

[@susanpacheco8318]

Amazing! I just started my debt binder and I’m having fun. I do mine on Sundays. Congratulations on your awesome savings to pay down your debt 💜💜💜

[@stefsonabudget]

That’s awesome Susan! 💕🌸💜👏🏻

[@SweetandSassyBudgets]

Your new challenges are all so cute!!! Wow ! Can’t believe you saved over 1k from your food binder. Seems like you just started it Awesome job Stef 👍 💃 💜 💜

[@stefsonabudget]

Thank you Carla! It went pretty quick this binder though I was getting impatient so this last month seemed like forever 🤣🤣

[@budgetwithmamabear]

Love this! What an awesome payment to be able to help with debt payoff!!💕🐻

[@emmagrace7071]

Hello my beautiful friend such great progress xx

[@tammycorbin5233]

Congratulations on finishig the debt binder! I cant wait to finish mine. This is so motivating! The new items are so cute! The all I need is pizza and horror movies is so me (yup,ran right over to etsy 😂)

[@stefsonabudget]

You’re amazing Tammy! I’m so excited for You to finish your debt binder. I’ll need an update! 🥰🩷🌸

[@DawnsSunriseBudgeting]

WOW!!! Such an awesome debt payment!!!!

[@stefsonabudget]

Thank you! 🌸💕

[@Globudgets]

Amazing job Stef 💖🤗🙌 I love all your Etsy Items so cute!!! Love all the spooky vibes 👻

[@stefsonabudget]

Thank you Glo! 🌸💕❤️

[@wall_to_wall]

How exciting to finish! Way to go!

[@stefsonabudget]

Thank you Kaly! 🥰❤️🌸

[@glendaadams730]

Love the pizza party game ❤❤❤

[@stefsonabudget]

So fun! 🥰🍕

[@cashNcoffee-budgets]

An amazing amount to throw at debt. 😊

[@stefsonabudget]

Thank you so much! 💕💜🌸

[@SimplySaraSaves]

Loving all your new challenges, Steph! Oh I remember the California raisins! 😆 send me some Dion’s; I haven’t had good pizza 🍕 in so long. lol. Gawd!!! Great amount for that debt binder!!! Almost done with the ovens 🥳

[@stefsonabudget]

Girl if I could I would! 🍕🍕 best ranch ever. Did you ever get to try the green chile ranch?

[@SimplySaraSaves]

@@stefsonabudget I did 😭 it’s even better than the regular ranch. My ma and I are taking a girls trip in September and she’s saying she wants to fly me to Albuquerque so we can take the train. And if that happens I will be having Dion’s and taco cabana!

[@wheeklybudgets]

Stir the pot.. my oldest child as well. Love your new drop!

[@stefsonabudget]

We’ve all got one at least right? 🤣🤣

[@Budgeting_with_Lee]

Love the new challenges, I just bought a bunch of downloads on your Etsy now I have to save for the new scratchers 🤣Congrats on completing so many challenges and the total to pay debt is great! 💚💚

[@stefsonabudget]

Aww thank you Leesandra! I hope you love your challenges. Thank you for all your support my friend! 🥰❤️

[@Pamcatmom]

Awesome savings! Great job

[@bargainbudgets]

TY for sharing your blessings big hugs from coco 🤗

[@rocknrobudgets]

Your new Etsy goods are soooo cute! I need to save up to splurge! ❤

[@stefsonabudget]

Thank you Nicki! 🥰🥰🥰

[@Ourbeautifulbudgets]

Amazing!! I think I need to make a binder just for debt! 💙💙💙

[@stefsonabudget]

Yes! 👏🏻 I love the debt binder. It’s so motivating for me 💕🌸💜

[@mayralugo-case514]

Hi Stef, I’m a new subbie and I enjoyed watching your video. I saw some of your savings challenges and went over to the Etsy shops and purchased them. I too love to use savings challenges to pay off debt. 🤑

[@stefsonabudget]

Hi and Welcome! Thank you so much for being here! Yay so glad you liked some of these. They are lots of fun! Happy savings 🎉👏🏻🥰❤️

[@lolethawoods786]

Great new items to your shop 😊

[@stefsonabudget]

Thank you so much! 🥰💕🌸

[@LadyEveBooks]

Yay 🎉 how awesome!

[@stefsonabudget]

Super exciting! 💜🌸💕

[@kelly10921]

Awesome job! Congratulations

[@stefsonabudget]

Thank you so much! 💜💕🌸🥰

[@BudgetingRose]

Way to go Stef. 😊

[@stefsonabudget]

Thank you! 💕🌸💜

[@windmillridgebudgets]

I love your new minis. Those ghosts are adorable! Congratulations on finishing up the Gumball challenge and thanks so much for the shoutout! 🥰🤗❤️ 31:00

[@leescott9311]

Awesome!

[@stefsonabudget]

Thank you! 💕💜🌸

[@simplylivingsaves]

Great job Stef!

[@dawncunningham7092]

Thanks again Stef for making those cute grim reapers into minis. I love them so much. Congratulations on finishing another debt binder! 🎉

[@stefsonabudget]

You are so welcome! I was happy to be able to use some of the others too! 🤣🤣🌸🥰

[@diannerichards6018]

Catching up

[@stefsonabudget]

🥰❤️🤍

[@authorchristinabutrum]

🎉 Congrats!!

[@stefsonabudget]

Thank you! 🌸💜

[@Hotmessbudgets]

Great job! ❤️‍🔥

[@stefsonabudget]

Thank you so much! 💜💕🌸

[@pennysavedisapennyearned]

Nice 😊

[@stefsonabudget]

Thank you! 💜💕🌸

[@adrienneadelsperger897]

Great video 💚💚💚

[@stefsonabudget]

Thank you my friend! 🌸💕💜

[@LadyRina8670]

Hello friend I am new to your channel and I love this idea. Now I have to set up a debt binder. 😊I subscribed to your and will be looking at your pass videos 🫶

[@stefsonabudget]

Hi and welcome! Thank you so much for being here. I absolutely love my debt binder. It’s my favorite one to stuff. It keeps me motivated and it’s exciting when we get to make those larger payments at once! 🌸💕🩷

[@courtneyhall4606]

Hi Stef. How long were you working on this binder? I’m a little confused on your method but it seems like it works! I want to start a debt binder as well!

[@stefsonabudget]

Hi there! This one took me two months, so 4 paydays. I try and put at least $300 each paycheck to debt snowball and then use that money for the challenges. Then when the binder is complete I make a large payment 🎉. We also make the minimum payments and extras from our budget as well. 🌸💕. I usually try and build the binder out to be done in 2-3 months.

[@johnnytieszen]

Pizza time you were supposed to add $20 you added $17

[@mistyjobe7005]

Oh my gosh, all your new stuff is so stinking cute! I have to have everything!😂😂🩷 Awesome amount for debt🎉

[@stefsonabudget]

Thank you Misty! I always appreciate all you support my friend 💕💜🌸

[@TheBudgetPrincessa]

🎀🫶🏽

[@stefsonabudget]

💜🌸💕