Second Hand Apartment Flat vs Independent House Which is Better | Ram Prasad | SumanTV Money

Second Hand Apartment Flat vs Independent House Which is Better | Ram Prasad | SumanTV Money
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[@harsha466]

Excellent analysis as always Ramprasad, sir. I would say you are the best financial teacher in telugu states. Many may have knowledge, but the way you present with facts makes you unique.

[@asraow.]

Logical and realistic analysis. Thank you Ramprasad garu.

[@princeofheaven19]

We bought a flat for 10 lakhs in hyderabad in 1998 and sold in 2022 for 91 lakhs. Same time a colleague bought individual house for same 10 lakhs but sold in 2020 for 2.3 crores.

[@sowjanyahrr]

Location matters

[@RK-wf7re]

Still you are lucky , because you managed to sell your 24 years flat for 91 laks. Because a flat with life of 22 years means almost flat life is over. So you took very good decision and you got one bakara 😂😂😂

[@ravichandra3210]

How long this ponzi will continue God only knows...

[@princeofheaven19]

@@RK-wf7re We had a tough time selling it and the guy who bought it is no bakra, The flat is in a very prime location and the purchaser bought it more for the undivided share. He already owns more than half the flats in the apartment. Someday he will own all the flats.

[@sc5163]

​@@RK-wf7re apts life 50- 100yrs untundhi...atleast 1990s lo construct chesinavi strong unai

[@srikrishnachaitanya5304]

Ram prasad garu free ga manaki manchi financial suggestions istunanduku thanks cheppalsindey. Ram prasad garu truly gentleman ayana chepppevi common sense with logic tho untundi. We gave our land for development total 15 flats we got 6flats and builder 9 flats. We sold 3 flats and kept 3 flats for rent,planning to give one more land to development. Profit is much better and all my investments are safe,

[@raviredmia6]

Sir, this is not applicable to all areas and cities. I bought a flat in Chennai for 40L in 2008; now no buyers if I want to sell for 80L. So buy an apartment only if you want to live there. Don't see it as an investment

[@pavankumarkotipalli3602]

Good analysis sir. Valuable suggestions. Good job Tq. Sir🙏

[@RjR9-]

Your Advices AWESOME RAM PRASAD Garu & Sumantv ( Vishnu) thanks andi🎉

[@sunandhanreddy3517]

🙏 Sir your educating very well Continue in all sectors your telling very very well in all video s I am watching your videos . I am sharing in all my groups. All are faning you sir 🙏

[@madallapallisubbarao2975]

Very good answers . Thanks

[@adapaTRS]

మీ అనాలిసిస్ చాలా accurate. మన ఆలోచన విధానం మారాల్సిన టైం వచ్చింది. కానీ ఈ process Hyd వంటి cities కు బాగా వర్తిస్తుంది. చిన్న చిన్న టౌన్స్ కి అంతగా వర్తించకపోవచ్చు

[@vr6929]

Wounderfull discussions about money appreciation .please conduct more and more session on this as well any other money appreciation assets as these knowledge are not taught either in schools nor at any college levels as people r suffering due to lack of knowledge. Thanks both of u sir for valuable information 🙏

[@megastar123]

Hi Vishnu, please do a video on gratuty rules with Ramprasad.

[@abdulazeez6078]

I strongly believe what ramprasad garu told. Being 4 plots owner in Hyderabad it is becoming tough for me to sell my plot in mehtadkhanguda, tukkuguda and kottur for expected price. I could have invested in flat. 😢

[@sharan975]

How much now u r coating for kottur land per gaj?

[@hanu0913]

meru konna project maintenance and expected price aney daggara ney theda vasthundiii

[@amaranathareddykondreddi1628]

Good Information Sir

[@rajvardhankonda4525]

Recently 3 bedroom flat sold in our apartment for decent price.17 years old

[@sadashiva63]

Continue question and answer session like this

[@ragolusatyam9515]

Meeku sathakoti namaskaralu ramprasad garu meeku super

[@satishkorukonda]

Home lone tesukuni, ventures lo villas kone samayamlo, manaku etuvanti problems lekunda bank vallu documents anni checkchestara. Venture vallu provide chese banks ke velladam manchida lekha, mana personal ga bank ni choose chesukodavam manchida.

[@SV-ru2yf]

Famous Combo ... Vishnu ji nd Ram Prasad ji

[@drvs123]

Good explanation ram prasad garu

[@land.realestate.services2023]

Yes ,you are right second hand appartment are high demand

[@parvathidevi427]

Chalabaga chapparu

[@maruthilvy]

Very interesting Ramprasad garu❤

[@psnkumarreddy7781]

20 yeare old plat 35lak ku కొనవచ్చ 600 sft main road lo Hyderabad lo

[@pharmatopicsworld3797]

Good work ❤❤❤❤

[@ramamohan7075]

Super analysis sir 👏 👌

[@prasadpatnala414]

I am 29 years old. I took second hand flat in Vizag near to Steel plant This is 16 yrs old flat. The reason i purchase second hand is, if i want to take a 2BKH for rent i have to pay atleast 12K rent. For 1BKH 8K to 10K. I decided rather than paying monthly rent i am gonna stay atleast 10yrs so i decided to take flat. For new flats min price is 45L and rooms sizes are aslo very small. But flat i purchased just for 25L with good living space. I can happily stay atleaet of 15 yrs to 20 yrs in this flat. Rather than paying rent in additional 8K i am paying as EMI obviously i will own this house in 8yrs So according to me if you dont have enough money yo buy new house and rather than paying rents go for second hand house by paying little more as EMI. Than plan for bigger or better one as long time goal

[@sivajisanapala8969]

That chennai gated community is nothing but urban rise. Now new in Hyderabad.

[@reddybabu83]

You are soo nice Person RaMPRASAD GARU and i have so many copnserns to buy a flat and it cleared all the answers. Thank you so much.

[@mohammedkareem9375]

Excellent analysis 1000 percent correct

[@latasrinivas7171]

sir what about the resale value for stand alone appartments.

[@vanic7194]

People who pur based some 20 years back are truly benifitted.

[@mvssarma3387]

Perfectly logical sir.

[@veenaa9546]

Sir 14 years life ipoina flat koncha? Malli ammali ante problems emina vastaya?

[@suresh..6659]

Villas gurinchi oka video cheyandi

[@rajendharpuppala456]

how to check the build quality of used apartment flat/ready to occupy new flat

[@user-tx1qe9wh5i]

Life long happy journey sir zajakallaahu khair sir Allah ka Fazal sir

[@user-tx1qe9wh5i]

Namaskaramulu prasad sir thank you very Suman tv spicial thank you

[@vanic7194]

People who pirchased flat first hand twenty years before for fifteen lakhs in chikkadpalli neat to main road near sudha hotel is being sold for eighty seven lakhs.

[@thekuttyfoodie9896]

Sir nenu 2006 lo 8 lakhs 2bhk flat konnanu oka problem valla aaj flat 2010 lo 33 lakhs ki ammanu, adhe 2006 lo shop 6.5 lakhs ki konnanu 2013 lo 27 lakhs ki ammanu, shop rent 10,000 ki ichanu sir, na life lo koni ammadame na pani ayeendhi sir ma family problem valla na biddala education koraku amma vasi vachindi appatlo aah illu aaj shop lekunte nenu chala kashtapadi vuntanu eeroju na biddalu baga chadhuvukoni manchi stitilo vunaru sir aaj shop pakkane 2000 lo na first shop 3 lakhs ki konnanu sir ee shaplo nenu beaty parlour Pettukunnanu, shops illu antha loan lo konnannu shop rent inti rent EMI kattanu 50% vachedi sir 50%nenu katanu sir

[@Kalyaan_youtuber1]

Hi sir, Already 21 years dhatina flat ni theeskovacha? But E flat chala prime location and 900sqft lo undhi, 60lakhs quoted price. Me suggestion kavali....

[@srikanthsreee586]

I have purchased flat for 8lakhs in the year 2005 now my flat cost is 55lakhs in 2024 in visakhapatnam

[@nvkirankumar7062]

Hello ramprasad gaaru.. future lo .. apartment lo flat konaali anukunna..cties lo vijaywada or Vizag or tirupati or Nellore alaanti cties lo..yela untey flat teesukovaali.. Clear all things cheputaaru ani ..korukuntunna..plz Antha matter cheppandi..I'm in confusion so..sir .. second flat ina daani age yentha untey konavachhu?

[@yerrannam9108]

Sir shall i purchase flat for 42lakh,1200sft ,15yr old,40uds,100mt to main road of miyapur bachupalli road

[@sshkoshetty1857]

1994 lo kphb area lo bhagyanagar lo 3 lakhs petti apartment flat konnaru okalu, vivekanandanagar lo 4 lakhs petti individual house konnaru okalu. Iddaru oke time lo konnaru . After 30 years apartment flat value is 30 lakhs and individual house only land value is 3 crores . Adi difference

[@jonnalagaddatirumalasharma1084]

Location and the Maitainance of the property matters

[@Raja-hg9hq]

Plot value always increase compare to flat value though it may not be sold as hotcake

[@BewithuNnk]

Antha mosale sir, real Mafia nadudtundi hyd lo. under construction some low price antaru once ready to move ayina next high priceses. Construction cost 10-12 lakhs ayite flat cost 60-70 sale chestunaru Hyderabad lo.

[@rajvardhankonda4525]

Plots in outskirts is a scam

[@VAARAHI786]

More Intereste. EDI kattali??

[@sridharattada7564]

For emergency need, which one to sell plot or flat of both are giving the same return

[@pavanindhu]

Merandharu oka important aspect marchipothunnaru. Oka apartment ammi individual house tesukogalama... Anukundham oka apartment 80 lakhs aithey adhi ammi individual house kongalara, individual house easy ga apartment kantey ekkuva price kanisam double untundhi....secondly...oka apartment ammi anthakannna pedha apartment kongalara.... Idhi kadha missing points. Investment antey value paramgaa inthakanna better value dhi purchase chesey capacity ivgaladam. Undtaniki Apartment koni appreciate authundhi antey AA value tho aa rojuki ammina tarvtha emi kongalara alochinchandi

[@vcmplatform1690]

Meeru miss aye point entante , apartment appatlo 40 L lo koni ippudu 70 lacs ki ammi , rent ki undi aa 70 lacs veelainantha land outskirts lo konukkuni ammeyachu . Amayakulu e anni properties unchesukuntaru , kondaru okati ammai inkoti , inkoti ammi inkoti kontaru , rent ki unte kompali munagavu , nenu 1 crore petti farm land konna. Kondapur daggar lo 20 k rent lo 3 bhk lo untunna. After election my farm land value will be 2 cr . Aa taravata flat book chesi 1 cr ni business lo rotate chesta . 3-4 cr petti independent house konadam stupidity

[@pavanindhu]

@@vcmplatform1690 meru 40 lakhs full amount katti untaru Apartment kondaaniki. Kabtti 70 lkahs lo ammithye 30 lakhs profit antunnaru. Mari 40 lakhs loan medha tesukuney valla paristhithi aalochinchali kadha. 70lakhs ammithye bank ki pre payment katteyga few instances 10 lakhs kuda chetilo undvu. Appudu em cheyalo cheppandi. Mela single parent purchase chesey capacity amdhariki undadhu ga... Majority middle class untaru... Valla lo inka majority through loan ki veltaru. Aa loan prepayment chesina entho kontha ekkuvey kattali thappa property loan price matramey kattadaaniki kuda avadhu.

[@user-xx1bp1np7e]

Both are true depend on money u need to choose it..

[@karnamshyamrao2360]

100%Right

[@RameshM-xy6qt]

Good analysis sir

[@santhosh9020]

After all this, i can say Flat will not give 15% CAGR, we must invest on flat in approvals stage and sell it after completion to get good returns. If u want to stay in a flat dont expect more than 7% CAGR

[@mrnagaraju8048]

In1993 my area agriculture land PE acra 10000 rs , now 2500000 rs sir.

[@savithrimannava3311]

I want to sale my indipendant house and i want to by a flot is it correct

[@CrazyLife0999]

Sir neenu prestige Highfield Financial District lo 2022 dec lo teesukunna 2bhk 1 cr ki eppudu tenants ki echa 50 thousands ki. For sale epudu 1.45 ki aduguthunnaru with this appreciation chustey i feel next 5 years lo easy ga 2.5 cr avudhani expect chestunna sir, please respond my comment.

[@amarnaamtohsunahoga]

Sale it now nobody will buy for 2.5cr because many under construction houses will be ready by 2026 and it will be vacant so its good market to sell

[@CrazyLife0999]

@@amarnaamtohsunahoga sold it already bro

[@amarnaamtohsunahoga]

@@CrazyLife0999 well done bro cheers

[@foodiee.icon.sai4441dosa]

Hello Ram sir .. poor peoples yela rich avvali ... poor peoples means daily.. kuli pani cheshavadu

[@SK-tf7zk]

Kuli Pani vallaku central govt pensions scemhes unnayi akkada dabbulu dachukondi

[@Govinda8947]

18 &9-years old అపార్ట్మెంట్ కొనవచ్చా

[@thimmapuramdhanamjayareddy9394]

very good video

[@sunilkumardupakuntla8837]

Sir, every flat has some life. So what is your suggestion that for how long you need to hold a flat and think of selling it so that you relaise good amount of money. Beyond which we may not see much returns. Similarly in the area where area is developing and expanding the prices of flats will keep increasing. But in a saturated area demand might be there but the prices may not be shooting up at the same price. So comment in that perspective also.

[@sumanreddy882]

Absolutely correct Ramprasad Gaaru

[@thayappayadav894]

Sir. My n. Rayappa. My salari. 20000,my age 32.20lakhs.home.purchasing.algibal.Distic.place.please advice. Sir🙏. Karnataka. Rcr. Housing. Board home

[@rajeshgangala9615]

Great ram Prasad sir

[@malyadribezawada6075]

This is pure fake. There is nothing demand for seconds

[@ramukl2462]

Sir,I purchased 3 bed flat in Begumpet Hyderabad 1989/ 90 for 3.50 lacs...and spent 1.00 lac on interiors etc...I enjoyed staying for 15 years and rental income rest of period. Now,I get offers of 85 lacs...waiting for 100 lacs.. can it happen ... There are no new ventures possible as land rate is 2.50 lac per yard as of now. Pl guide

[@rajanireddy5271]

The increase in apartment rate is due to increase in land rate which had caused indirect increase in apartment's rate... UDS... Share increases the value.

[@rajanireddy5271]

Usually the growth rate forms a plateau with slow increase in price... You can observe there was a great increase during particular time period... You can still get 100 lakhs but how much time does it take??

[@narenreddy5647]

If an apartment or any asset is growing by becoming double in every 10years means its giving rate pf returns at 7%... precisely its same as investing in FD... ideally it shd get double in 5-6years for the risk ur taking by investing in real estate.

[@utkarsh_yash]

I disagree to the logic made....I purchased a apartment in 2013 and got possesion for 2017 for 37 lakhs and sold it in 2023 for 38 lakhs. The apartment was in Chennai. How do you justify this

[@srinivasrage9791]

Any body ready to purchase 40 years old flat.???? NIL

[@Genuine-Properties]

Independent house or flat..after 20 to 25 years..only land price..we have to calculate..for apartment flat it is the value of uds

[@funomai7706]

Price Ila peruguthune undadh ga, 10yrs to present oka return ichindi ani.. next 10yrs anthe vasthadi ani ela ?

[@jvrthoughts6617]

Demand creates rise in price

[@vinodkumarvemula5136]

i purchased a flat in august 2023 near lingampally-beeramguda with 57 lacks after 10 years how much rate of interest i can expect and after 10 years i want to shift independent house

[@sudheerkumar-sn3ij]

You will get around 1 cr

[@naidupaila4040]

15 ఇయర్ ఓల్డ్ ప్లాట్ 37లాక్ తీసుకోవచ్చా వైజాగ్

[@durgarao6639]

Which area

[@naidupaila4040]

Madurawada

[@pavankuriseti7966]

Simple without wasting time. Follow this no need to watch all these Videos. Buy A Flat only in any of below cases. 1. If you are getting rental yield 0.5 rate of interest. i.e. if u buy for 1 cr u need to get monthly 50 k rent. 2. You love to stay only in Own Property. 3. You became old in age and nearing retirement and need some rental yield if it matches criteria #1. Simple follow above. For investment as well u can buy Flat but u need to immediately sell it by the time the Flat is ready for occupancy. Otherwise Land always high yeild for investors who hold it long.. Thanks

[@VAARAHI786]

1.Flat with home loan or cash purchase better?? 2.After purchasing with cash ,we can take with less.interest is it good thought please suggest

[@diablovalley]

Whichever way you buy, only for staying. Dont buy as investment.

[@ransrecipes4495]

We bought a 2bhk flat in 2014 for 30 lac in electronic city banglore, present it is 36 lacs, it is huge loss for us.

[@sanjayreddy2344]

2nd hand chala unnai

[@bharanikp]

But apartments is upto some stage of price for second hand apartment

[@rajaneekarreddy8837]

Covid తర్వాత rate బాగా పెరిగిపోయింది.. apartment worst decession.. గో with ఇండిపెండెంట్ house only...

[@shivasaishakthi8994]

20 ఇయర్స్ ఫ్లాట్ కొనేకంటే కొంచెం తక్కువ స్థలం ఉన్న ఇండిపెండెంట్ హౌస్ తీసుకోవడం బెస్ట్ ఇప్పుడు 20 ఇయర్స్ ఫ్లాట్ కొంటె దాని జీవితకాలం ఎంత ఆలోచన చేయండి అదే డబ్బు తో కొత్త ఫ్లాట్, గానీ 5,6ఇయర్స్ ఫ్లాట్ కొనడం బెటర్ ఇంకా ఇండిపెండెంట్ హౌస్ అయితే స్థలం అమ్ముకున్నా పెట్టిన పెట్టుబడి కి మంచి ధర వస్తుంది.

[@pranaymohanraogandra3415]

Gold may be your Asset but not a Prosperity, a Building Or agriculture land involves feeding so many lives like farming labour, construction labour, industrial employees as they supply steel, cement, plumbing material, concrete, sand, electrical material. So friends, any act of investment should have an edge of humanity that gives a meaning to proverb' Live and let live'

[@akotireddy]

60 lakhs on 22 lakhs in 11 years is only 9.55%

[@sundershyam250]

+rent

[@SampangiBharat]

- maintanance

[@chaitanyavoolapalli1731]

It is over and above the monthly reny

[@RavindraKumarAmara]

నోయిడా exceptional case. Land value అమాంతం పెరిగింది. UDS విలువ పెరిగింది. Prime area ని బట్టి పెరుగుదల వుంటుంది. అన్నింటికీ వర్తించదు.

[@naveen1508]

Views kosam bad words enduku

[@bharanikp]

When apartments become old yits very tough to stay and very very tough to sell the flat

[@nagamallikarjunarao3828]

True sir I have flat and plot, buyers are ready to buy my flat, my flat is 30 years old and buyers are there, it will sell in a week period Bu my plot is quoting very less price, it is orr facing thukkuguda and very difficult to sell and getting less prices.

[@viveky7807]

What is your price quote for plot in tukkuguda

[@nagamallikarjunarao3828]

@@viveky7807 now am not looking to sell, a two years back At that time I thought about selling it for 29k and it is orr face venture

[@shantidwibhashi1278]

Not easy second hand flat for sale I have tried Al.lot only 12 years old newly furnished also

[@padisravani2640]

Sir ani flat lu sell kavu sir nenu last 15 years apudu 18 ki tisukuna epudu e ariyalo 35 ki povadam ledhu edi malli kphb lo vundi

[@yadagirijakka6148]

Wrong guidance, they were manipulating,

[@rajadigreat]

Apartment value depreciates from 21st year..

[@utkarsh_yash]

I sold plot in Ibrahimpatnam easily but struggled to sell my flat so, I disagree with your logic

[@TheVinodkumar2692]

Location matters.. we can’t sell any flat in anytime for good returns

[@ASHOKKUMAR-rp6tv]

Ramprasad garu, again you are comparing "Selling of a flat in city vs Selling of a plot outside city", This is absolute wrong... Please compare Apple with apple. Try comparing a flat of 1500 sft vs a plot of 150 sq yards at the same place. Take example of Nizampet, Miyapur, Bachupally - the flat cost per sft is 6k - 7k + 10L amenities, which means 1.15 Cr is the price of flat If you take plot of 150 square yards, only the land price per square yard is 80k which is 1.20 cr only plot, if we construct house add 60 lacs , then total price of Independent house is 1.80 cr , In reality, we are not getting an Independent house for 1.80 cr in Nizampet, Miyapur and Bachupally.. But for 1.15 cr, we can easily get 1500 sft flat.. You are right upto 80% , no doubt in that.. But in few cases, this video is an example, where you compare "A flat with in a city vs Plot which is outskirts" doesn't make any sense.. So if you say a flat will get double in 10 years and easy to sell, Then the Independent house will be 4 times to that...

[@Srinivas89050]

Explanation is not logical.

[@TheVinodkumar2692]

May be promoted by real estate brokers

[@saradachiluvuri7295]

Ramprasad Garo number please