Section 80D Health Insurance Premium & Medical Expenses II Deduction from 25 K to 1 Lakh II

[@puneet_world786]

OPD and medicine expenses are included in 80D for senior citizens if they already have medical insurance. Parents are not eligible for pension. Please tell me sir?

[@vpstca]

No

[@sandipbanerjee7895]

Provisions of Sec.80D have been very lucidly explained. My query is : A senior citizen has paid medical insurance premium of ₹30000/- for himself. In addition he has paid ₹5000/- on his health check up. It is quite clear that he is eligible to claim a deduction of ₹35000/- u/s 80D. He has in addition spent ₹12000/- on purchase of day to day medicines for himself. Is he eligible for claiming this amount of ₹12000/- spent on medicines ?

[@vpstca]

Date today expenses on medicines are not eligible

[@user-wy2gy7km5v]

I have also query on that, ok regular medicine not eligible,but, what about any opd consultation fee and test such as xray, ultrasound, ct, MRI, which are very much costly. Unless, got admitted fotlr 24 hrs, insurance claim can't be availed. It should be allowed for tax exemption on Medical Expenses, which is not claimed in insurance.

[@vpstca]

Medical expenses deduction is available only in case of senior citizen person so if you are himself a senior citizen or your father or mother is senior citizen than can medical expenditure

[@anjandas3045]

Sir, my father is senior citizen and he has no medical insurance. Whether year round medical expenses such as, medicines, ct scan test, blood tests and medical test expenses are eligible under 80d medical expenditure?

[@vpstca]

Yes you can claim up to Rs 50,000 but keep all the bills with you and payment should be in banking mode

[@vikas4856]

सर मेरे पिता जी की उम्र 54 साल है और उनके पास कोई मेडिकल इन्शुरन्स भी नहीं है मेने उनकी आँख का ऑपरेशन करवाया था मोतियाबिंद का जिसमे 25000 का खर्च आगया था तो क्या मुझे 80 दो मे छूट मिल सकती है?

[@vpstca]

No bcoz medical expenditure ke liye senior citizen Hona jaruri hai but your father age is less than 60 he is not a senior citizen

[@prashantverma5435]

Sir prevent health checkup me MRI ka expensive bhi aata h kya ?

[@vpstca]

Yes

[@prashantverma5435]

Thanks sir​@@vpstca

[@skk56448]

ydi disable dependent ka 80DD mein 75000 ka deduction liya h to same usi disable person(senior citizen) ka 80 D mein bhi medical expenditure ka deduction bhi le skte hain kya ( 80d mein deduction le skte hain)

[@vpstca]

No

[@anshhere]

ITR 3 MEIN PERSONAL INVESTMENT SHOW KARNA H BALANCE SHEET ME....LEKIN FIXED DEPOSIT KA OPTION NHI H..... EQUITY SHARES ME DEMAT KI. HOLDING AMOUNT FILL KAR DI H .... CONFUSION DOOR KARIYE

[@vpstca]

Fixed Deposit show in 'Other Current Assets'

[@ShubhamKumar-uw3zi]

194 Q me tds kata he 23 lac amount par yani 50 + 23 = 73 lac should be actual turnover hona chahiye itr me dikhane ke liya lekin Gst nahi he to kya karna chaiye is case me ?

[@vpstca]

If your Turnover is more than Rs 40 Lakh than GST is must so दिक्कत आ सकती है आपको

[@VikasSingh-e2i]

Sir my mother is senior citizen but she gets pension so can i take exemption for madical expenses in my ITR

[@vpstca]

Yes you can take

[@VikasSingh-e2i]

​@@vpstcasir but payment is in cash in that case?

[@vpstca]

Not available for cash payment Only preventive health check up expenses can cailm in cash upto Rs 5000 only

[@satyamprakash5814]

Senior citizen apne dependent son ke medical expenditure ka labh 80d mai kaya le sakte hai ?

[@vpstca]

No

[@adityasinghunnao]

Sir if i m under 60,and get 25000 helath ins. And parent above 60 and have medical expnse 50000 The. I get 75000 benefit?

[@vpstca]

If you paid health insurance Rs 25K than yes u can claim And also paid Rs 50K for your parents than you can claim here also do tatal benefit will be Rs 75K

[@harshitkansal39478]

Sir Sec 80D for health insurance ITR 2 m show ni kr rha h. And second thing mne advance tax m 3 months k interest pay kiya tha kyuki m advance tax april - jun m dena bhool gaya tha, per fir bhi itr file krt hue system penalty k roop m show kr rha h.

[@vpstca]

In itr 2 you have to choose option I mean tick right on Section 80D in beginning while filing the ITR check my video on ITR2 (Playlist ITR Filing for FY 2023-24 & AY 2024-25) Secondly interest calculation u/s 234B and 234C is auto by system and which is accurate so no need to apply mind in this

[@harshitkansal39478]

@@vpstca Thank you sir.

[@skggupta9944]

Kya march 2024 ki date me abhi medical insurance policy mil sakti hai?

[@vpstca]

@@skggupta9944 no