In August 2022, I paid 685k with a 4.375 interest rate for my second property in San Diego. The property is currently worth $895k. I've already increased my ownership by over 30% in less than two years. There's no need for me to sell because I'm making over 90k in rental income from my two ADU studios, which pays my mortgage each month. In addition, my rate is ridiculously low, which I view as a benefit. I am no longer suffering with rmd. Children receive it free of tax. The only thing my wife has is $600,000 before taxes, which I may need to convert at some point.
@agentjacob40992 ай бұрын
I'm sorry for first-time homebuyers who could never afford to buy one in the first place. I have no sympathy for first-time homebuyers who could afford it but decided to hold off because they believed the market was collapsing and was now priced out.
@CoreyLloydo2 ай бұрын
Even now, the real estate market is largely local. Prices in different cities do not correspond to one other.
@BAYBABY_SITTER2 ай бұрын
Recently, I've been considering contacting consultants. I need guidance because I'm an adult, but I'm not sure if using their services will be very helpful.
@Casted-rostine2 ай бұрын
You may search Lois Jean Frueh to find the details you need to work with a letter to make an appointment.
@surf_ingind2 ай бұрын
It is recommended that individuals who require guidance get advice from a qualified and impartial financial consultant.
@2901nc2 ай бұрын
Please be sure to have a beneficiary form on file for your employer provided life insurance benefits. Some people forget those benefits! If there is no beneficiary designation, the policy, which is purchased by the company, is subject to the blanket beneficiary rules of the company policy...not your will provisions. For example, you are a widow/widower. You did not want to leave that policy to your children. You did not complete a beneficiary designation. Many times, the first beneficiary is your spouse. He or she is deceased. After your spouse, your children are next in line to receive the employer life insurance. Your will provision disinheriting your children, will not apply.
@kennethguilory2 ай бұрын
Good morning could you please teach plain english lawyer some Latin so he can help the global team of NICER approved forgery proof administration Lawyers defend millions of families with the 33-year reformed Latin Law Permission Trust Administration?
@jalenacapel41602 ай бұрын
Hi Paul! How do we make an appt with you? I tried to connect via your website. Big questions on how to deal with deceased parents RLT where they made the trust the bene of all their IRAs, 403b, ins policies, roths, non-,qual annuities, and now concerned about how most of those IRA and annuity companies are saying we have to take distributions as lump sums with taxes withheld because bene is not a person. Also have questions on how and on what the trust pays taxes on. Thank you for all your education. I learn so much from you.
@KennethGuilory-w8q2 ай бұрын
Great question can't wait for the answer!
@steveking85482 ай бұрын
Lane doesn’t seem familiar with the most basic beneficiary designations?