Actually if not in use, ppl shld leave it in their cpf as after 55, they can withdraw anytime so long they have BRS (with property) and FRS (without property) and up to 6% interest. If take out, can you ensure bank give the same rate which I don't think so...and I think govt has did a great job to help us save for our future, with more discipline, dun anyhow spend else when old there wun be any $ left..
Not the plan suitable for everyone.especially those Singaporean with medical grounds permanentky reaches 55 year,unable to work any ore ,how to contribute money into their accounts.The Sg gov or the CPF board under one roof ,refuse to return money back to the owner for their daily expenses.transportation.n medical fees at all.Ww don't need the board to babysit our funds,that is our hard earned money,we are all adults grown ups,we do not own the CPF board anything ,why do I need them to monitor my life,n my medical health.if I do not even had my own money transfer into my bank account for my daily bread n butter.
@tankib3 жыл бұрын
Really depend what you need when u reach 55, many not agree and want to draw out all the money but when u cannot control the spending then spend off all the money in a short period of time within 5 years, and depend on the average life span of Singaporean, u still have another 20 years to live without money....then cpf need to do something to get help majority to have enough cash till their old age like 85 to 90
@kcchiew42473 жыл бұрын
@@tankib That were my previous plans. 如今的计划,接下来一,两年内我们会存入ERS的数额,在65岁时应该会加入Escalating plan。 虽然初期每月年金比较少, 但我们已经买几份保险公司的年金, 也是从60~65岁开始每月提钱,长达10~20年,足够让我两在65岁时总共有4~5千的年金月入。直到其中一人“离开”为止才会减少。
Do you know when you put your money in Cpf what will Cpf do to your money? Well for a start most of the money in Cpf oa will go into your property lease through monthly mortgage payments and once the lease is up your house value will become zero and taken back by the state while the actual money in Cpf oa go to the developers themselves. Just save yourselves the grief and put the money in private annuity plans instead. At least you can still see it in full with interests and bonus when the time limit is up rather than trap in Cpf forever due to minimum sum regulation.
@user-wu3it2wh4o5 жыл бұрын
The board has rights to interfere the management of funds after one reaches 55. A promise is a promise, just return the money to its rightful owner.
Ya lor after retirement we wan to pamper ourself for some good food or holiday. We can't live upto 80.. medical also expensive only 200 to deduct a year balance and medication needs CASH to pay. How? Even we die our Cpf$ also pass on to children and they get to enjoy our $ so y not we are the ones to enjoy our own hard earned $ instead. Very upset 😔
@fool1124 Жыл бұрын
怕你钱花光人还没死
@moonstars62793 жыл бұрын
Suggest return to those who owns a flat this way govt should not worry tat they are homeless when no$ pls consider tku
@phchang55586 жыл бұрын
不提是傻瓜。钱在自己口袋里比较保险。 I was surprised that Alfred chia has such good command of Mandarin, 赞👍
@chongsoontan83435 жыл бұрын
phchang555 有
@chongsoontan83435 жыл бұрын
从5
@sunnychen18955 жыл бұрын
能提吗?
@terenceterence23054 жыл бұрын
phchang555 什么钱在自己口袋? 你拿出来放进银行或投资其他也意义上不在你口袋。哈哈。。
@kohkinpeng48973 жыл бұрын
Srs
@linyingwong13 Жыл бұрын
听你说话都辛苦,磕磕绊绊的
@andrewheng82003 жыл бұрын
I believe sinkies are more worried that pap government will kick in the law not to allow withdrawal as and when we like.... Once bitten for full withdrawal at 55 was a painful unreasonable thing to do to their people... Just becos few men used their cpf on women becomes the yardstick pap used as a reason... Did these people ask pap for help? Did these people spent away alot? These people's cpf might not be alot compared to those who really need and want to withdraw full cpf!! Given your people their choice to choose
新加坡人到了55岁,只要退休户口(retirement acc) 达到政府规定的 minimum sum (以后这户头里的钱会在65岁时,每个月发出某数目,因人而异) 就可以随时把普通户口(ordinary acc )里的每一分钱提出来,也可以选择任何时候提出部分的钱,也可以留在里面赚利息。
@user-ir2fx8ww6m4 жыл бұрын
55岁最好可以全部都可以拿出来如果拿不出来就移民吧
@stevenheng33363 жыл бұрын
Sinkies are worried pap will change their rules as and when they want... wondering why sinkies are happy with just the $5k when pap PROMISED full return at 55.. aside to only a handful of man who pap claimed they spent on women but what about women who spent on men?? Have they been reported and if either gender does that, how many really go to pap for help?? So don't use that as an excuse not to return our full CPF at 55