She's 60 Year Old With $30k In Debt & NO Savings! What Should She Do? | Anthony ONeal!

On today's Build Your Table Live, Anthony O'Neal's A Team joins the discussion, shedding light on the significant shift in the income brackets defining middle class in 2024. They also emphasize the crucial role of financial advisors and CPAs in guiding individuals to strategically, legally, and ethically build generational wealth. You'll unlock the keys to making informed financial decisions that pave the way for a financially fruitful future!
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[@motivated2010]

Can we 1st applaud Ms. Marva for having the courage to come on camera and share where she's at financially. However, this made me cry but I love how you handled her with kitten gloves and provided her with guidance/next steps.

[@Creditkae]

How so many independent women will End up. Winter is here

[@johnnelson6431]

Never co sign for any one you are not God ☹️😊

[@SunshineKK99]

23 with a $24,000 car? Oh my god!!!!

[@lt3074]

Amen 🙏🏾

[@yvettemorris7295]

Amen! God will help her! She’s a beautiful grandmother

[@treviso5]

No more co-signing! There is a REASON they can't qualify on their own. Bless you Ms. Marva.

[@cb4664]

Exactly!

[@WilliamZ429]

She's going to come out pure as Gold. I’m praying for abundance over her life.❤

[@marvahammonds6850]

Thank you for your prayers peace and love 😊

[@iamnateria4016]

Me too!

[@carolcole9789]

Praying for you Marva that you get out of Debt.

[@theolamarshall-bernard]

Amen

[@jacquelinendlovu1107]

Me too

[@cyoohoos]

My own father told me when I was a teenager that there were two things he would never do for me. Co-sign and bail. I live by those principles

[@cutenobi]

You have a smart dad. He taught you some good basic financial principles.

[@raisinbrand3663]

I learned so well after co-signing for baby mom and they garnished my paycheck , my dad said he wouldn’t even co-sign for his mama

[@pathfinderstravelmagazine2903]

😂😂😂

[@leelandglover7777]

My pops told me as a 20y old live within my means.

[@kaylaEA_]

Bail is another financial drain in our community. We need to establish boundaries, if you get yourself into it, you better have your own way to get out. Life is too expensive to throw money way.

[@kflo7455]

That was so beautiful the way you talked to her and the way you respected her with 'Miss' & 'Ma'am'. You helped her while helping her maintain her dignity without shaming her.

[@Polostar79]

That’s how black people are raised to address our elders.

[@Happey67]

Family at times, they do not care. My older sister used my mom and the minute my mother said enough, she called my brother and talked about mom like a dog. Grandmothers, get a life. People /family will use and abused just like the enemies.

[@eileenwatt8283]

Her monthly expenses are high seeing that she's living with her daughter. She should eliminate some spending. She seems so like she can't say " no". This is more than financial. She has to change her generosity. You have to be financially stable first before helping others.

[@sharonwoodley4594]

I’m so proud of her for coming forward and trying to get help. I don’t want her to be judged! This is the first step.

[@user-ow8mk2ld7i]

To be judged means to shut up, no opinions. Why asked for comments

[@barbarafallin2038]

I got caught up in co-sighing ,for a family member,it took me 5 years to pay off a 20,000 car loan, finally I am debt free. Lesson learned

[@ashleyjones5396]

My son is 18, but I told him years ago I would NEVER co-sign for him! We have been teaching him about savings and credit. He is preparing for college and applying for scholarships to add to what he will have to help him finance school. My husband and I have had family members ask us to go-sign and that answer is NO! If I won’t do-sign for my kid, I definitely won’t co-sign for anyone else.

[@kiki11974]

Never co-sign any loan for anyone

[@moblack5883]

@@ashleyjones5396glad my parents paid for my college education and signed for me a truck when I graduated college. 3-4 years later I was a homeowner. Nothing wrong with co signing for a child who is doing positive things in their life.

[@ChiChiBby]

Granddaughter should have a cash car not a car note! She’s ruining her Grandma’s credit. Grandma needs a break!!!!!!!!

[@neededtobesaid4275]

Unfortunately, I get the feeling that "Grandma" has never had good credit. That's why her house has her daughter's name on it.

[@Nikki...]

Grandma should have said no!

[@ChiChiBby]

@@neededtobesaid4275Maybe so.

[@marvahammonds6850]

I had good credit it got bad helping others

[@sistaja]

My mother is a giver as well Ms. Marva. We have to set healthy boundaries.

[@edthompson1727]

This host is genuine in trying to help this lady. He never belittle or judged her. The first great advice was do not hire a debt relief company. Kudo to Ms. Marva for being open and honest. There are many people in the same situation.

[@dnixon6437]

You can see the pain in her eyes, and she tired of the mess, prayers up for you ma’am on your journey you’re not alone in all this

[@orientopportunities]

Definitely need an update on Ms Marva 1 year from now god bless her

[@catherinefrancis5827]

God bless you Anthony for taking the time to help Ms. Marva ❤❤

[@clarenceishmael9615]

Grandmother's are the best and their love is unconditional but sometimes they are prone to letting their hearts rule their heads! ❤🙏🏾

[@AngieMoe]

At 60, grandmother has to be more aware of her financial obligations. She seemed to be guessing but she can do it. #Leggo

[@atimnile2401]

Looking great for an almost 60 years old!!! First; she needs to cut Up the credit card; stop buying anything she does not need; & prioritize saving a little more monthly (automatic deposits ). Start contributing to A Roth IRA in addition to her job’s 401k & just keep pushing through !!! The fact she’s asking for help is a good thing💯💯. Discipline, determination, perseverance , confidence & continuing to learn more about financial planning & goal setting is 🔑!!! Good luck 🍀 Marva❤!!! & Stop helping financially irresponsible grandchildren; they have more time to recover than you do @ 60!!

[@ToOpen6seven]

Excellent advice!!

[@telleblu4382]

@atimnile2401.....ooooh wee, this comment right here. All truth, no lies. You trying to take Anthony's place😊(lol) great information provided that others can look into.

[@YOUR-WORD-IS-YOUR-BOND]

Yes, we do look great for our ages...

[@charmariah4766]

Perfect counsel!

[@SSS-wo2hn]

What looks have to do with this? If we going to talk about looks she appears to be over weight which is unhealthy.

[@DC-fo3gh]

First, let me say, Ms. Marva's skin is beautiful 😍! As a 60 yr. old grandmother of 8, I understand how she feels. We want to help because, in our small minds, we don't think they should have to struggle like that. BUT, we can not help them if we stroke out from stress. Trust me, they will be ok. Praying Ms. Marva comes through this season with grace and the victory 🙏🏾!

[@amazon1606]

She's beautiful

[@user-sc8ux4nn1u]

She spends that money, honey

[@ComeKingJesus]

Happy Birthday Sister. Life gets better at 62. May God bless you in Christ name, Jesus.❤❤❤❤❤❤❤

[@marvahammonds6850]

Thank you I just celebrated my 60th Birthday last week God is good Grace and Peace to you 😊

[@AlessiaOrtiz]

*The decisions we make in life can have a huge impact on our finances. It's not just about when you start, but what you achieve in the end that really counts. While KZbin is great, having a mentor helps you understand better.*

[@AlessiaOrtiz]

To gain wealth and be financially independent, I will say to save, invest and always put your finances in good care to ensure that your income rises. Remember that making money is action, keeping money is behavior but growing money is knowledge.

[@AlessiaOrtiz]

And seeking guidance from a CFP can lead to financial success. Personally, with the help of my CFP, I've been involved in lucrative projects and have accumulated a significant sum. In 2024, seeking help is definitely the right approach for wealth accumulation and management.

[@MichaelChase1]

I have been in search for ways to make my money work hard for me. Unfortunately, I've experienced several failed attempts, which made me lose hope. However, reading your comment has truly reignited the fire within me, and I feel incredibly grateful. If you don't mind, how can I contact your Coach ?

[@AlessiaOrtiz]

Sear ch this names as shown if you care!

[@AlessiaOrtiz]

*DONALD NATHAN SCOTT.*

[@BILDEMRICH]

There's a lot of ppl like her situation. They just not speaking up

[@amgooder]

🤫🫣

[@lulatorrey6360]

❤❤❤❤❤❤😢😢😢😢😢😢😮😮😮😮❤❤❤❤❤❤❤❤

[@SmbSmb-tm8om]

You are so right

[@saritamoorebansa4485]

I read an article long time ago that black women were 9 times more likely to end up broke and homeless than any other nationality, ( I didn’t believe it. ) Then I realized that black women are usually supporting many family members. ( adult son’s rent, a good lawyer for a nephew, mom’s costly medication, Parent Student loan payments for our beloved daughter, paying taxes & utilities at grandma’s house for a sister who just won’t work) Many of beautiful black womenfolk will be in the same boat ( elderly & no real savings:debt payments) We need to wake up , and get our savings/investing lives together so we aren’t broke and homeless.

[@michaelmayojr.2730]

That’s why your supposed to get married black peoples have none because most our women live single

[@maureengolding2980]

I have already stopped when I realized they care nothing about me elevating myself.

[@Polostar79]

That’s only part of it. The other part is that far too many black women refuse to educate themselves on how finances work.

[@thetruth8143]

Women make .82 for every dollar a man makes and black women make less. Please factor that in.

[@Rebelmoon777]

​@michaelmayojr.2730 a lot of those broke women ARE married. Marriage is not the answer.

[@DeniseDesarden]

I love how you were honest with her and gentle Anthony, great job! 👏

[@anthonyoneal]

That's our goal!

[@TstarHey-yx2li]

He has to be! Thats his elder.

[@MarshaPierceTomlin]

Well done! Can we get a followup - how she's doing after so many months? I pray she gets what she needs to live with freedom and retire comfortably in the future.

[@gilahunter2425]

I hate when we go out our way for these kids and they take our kindness for weakness.

[@debrasjourney]

You can still love your family members and say no. Don’t put yourself in a bad position for people who don’t care. Cheering for you to get out of debt! 🥰

[@theresabrown7401]

Her life will get a lot quieter when she starts saying "no." My phone doesn't ring like it used too 😁

[@marvahammonds6850]

Thank you for wishing me well 😊

[@lulatorrey6360]

😂❤❤❤❤❤😂😢😢😢😢😢😢😢😢😢😮😮😮😮❤❤❤❤❤

[@Black_Myth679]

Please give an update on Ms. Marva. This is what giving back to the community looks like

[@msbrithorton]

YESSSSSS!!! Please make more of these types of videos for OUR community. I love to see it! Thanks so much!

[@anthonyoneal]

We are going to be doing more!

[@msal3515]

Definitely

[@3namechangezalowdevry90day7]

You realize, this is the EXACT SAME ADVICE as Ramsey? 😂

[@Polostar79]

@@3namechangezalowdevry90day7yes but it has more impact when you hear it from someone that looks like you.

[@TstarHey-yx2li]

Its for everyone...it happened to be a black woman

[@coachcleats13]

That's why I don't co-sign for no one not even family. It's a reason they can't do it by themselves

[@lilliansanders520]

cause they don’t pay there bills

[@bnepaul9268]

If u can do it for them, they can also do it for themselves, clean credit is a choice, also bad credit.

[@HB-yk4ut]

I absolutely would never co-sign for anyone. Not even my spouse. We even have separate bank accounts. I keep my Fico at 800+ because nobody wants to help in times of trouble like this.

[@tawandatate791]

Anthony I am proud of you because of how you took you time with the grandmothet

[@ashleyjones5396]

My son is 18, but I told him years ago I would NEVER co-sign for him! We have been teaching him about savings and credit. He is preparing for college and applying for scholarships to add to what he will have to help him finance school. My husband and I have had family members ask us to go-sign and that answer is NO! If I won’t do-sign for my kid, I definitely won’t co-sign for anyone else.

[@shawnturner7064]

That is the correct answer according to financial advisors. We also did not co-sign for my Daughters college. She got scholarships and loans, she is currently in MEDSCHOOL. She will have plenty working years to pay off those loans. NEVER EVER CO-SIGN!

[@AccessoriesAddict5528]

We're not co-signing for anybody, not even our mommas!!

[@jdwrcc]

My 48 yr old married daughter with 3 daughters ask me to co-sign 20 grand for her middle child to attend her first yr of college I never been married I just retired at 61 on disability I told her NO she got upset with me and it seem to have changed our relationship a lil bit but I don’t care she’s filled 2 bankruptcy’s she owes the other grandma 8 grand for the first grand daughter college tuition so I know her debt and her spending habits I said No and I have no regrets I have to look out for myself i co sign for my brother in my early twenties he lost his job I had to pay that bill and from that day I swore that I would never co-sign for anyone ever again she knew that so I don’t know why she asked me in the first place I’ve raised my2 girls not to live above there means and pay their bills on time so I’ve done my job she just didn’t follow my lead so it is what it is and that’s a No and she just told me yesterday she needs to get a another job that’s paying more because she’s continuing to make debt see my child this is why I said No, you only say yes if you can afford a lost so say No for your own mental health

[@ashleyjones5396]

@@jdwrcc exactly! You did right!!!

[@missmadelinesadventures3278]

Cash is king. Credit is only for mortgages and business loans.

[@catherinefrancis5827]

What’s sad: people Do Not know an exact amount of debt that they have; where their money is going or has gone 😢 This goes for the callers to the Ramsey Show as well

[@anthonyoneal]

Totally agree!

[@ll1833]

Thinking the same thing. I write down every cent. I am old and forgetful 😂😂

[@lroberts1008]

She didn't even know how much she made! Wth

[@prisoner_of_hope8386]

It's hard to watch, but so many people have no clue. I had someone argue with me that they did not make 112K in 2022. They are living paycheck to paycheck and believed they were earning WAY less than that.

[@dianaviera6228]

I pray that you get financially free soon. Sending you hugs and strength. 💜

[@marvahammonds6850]

Thank you peace and love 😊

[@roxi.onmyjourney]

I would love to support Ms Marva. I’ve been doing debt snowball, stopped helping family that didn’t help themselves by learning financial management, also while saving up to 6 times my expenses.

[@michelleh9794]

Wow 24k from her grand daughter and she is not making the payments on time. Sad situation

[@anthonyoneal]

Such a sad situation.

[@ACCOMPLISHEDSHEIS]

What did she expect? They took after mother and grand daughter. Tough love.

[@ShinobiShaman]

​@@anthonyoneal Her situation is like, forget about it.

[@rogers5622]

Right . Her granddaughter is a so wrong for that

[@dianeathoacardinalridge8788]

She needs to take the car back as a repo to make a dent in the debt.

[@lcp41]

She’s making the right first move by being on the show and being vulnerable. I’m sure it wasn’t easy explaining this for the public to hear. Ms. Marva, my heart goes out to you and blessings and abundance to you!

[@marvahammonds6850]

Thank you peace and love 😊

[@jacquelinendlovu1107]

Why is the granddaughter taking advantage

[@kmcl11]

She seems so confused. Cant even give her income 😢

[@belindacraine296]

Thank you for taking the time to help her!! Your character is amazing

[@donnaduckett6499]

Thanks Anthony for helping this lady. This is a learning lesson for all of us!

[@karimbennett5651]

Bottom line is the daughter and granddaughter will have to get on the ball to take care of mama in retirement. Mama may have just enough time left in the workforce to clear her debt, but she will not be able to save much of anything for retirement. They need to take care of her! They’ve got at least 40 years left the the workforce, and they’ve got to hold mama down! My mother stayed with me until she passed, and I miss her dearly.

[@Goat1229]

Your right but the sad part is that this new generation ain’t trying to take care of nobody like previous generations would

[@chutneysmith6469]

She can't retire - she can't afford to. She has to keep working.

[@Terry884]

@@chutneysmith6469for how long? She is already sixty she would be 70 in 10 years

[@gregorypeterson9]

​@@Terry884Yes at this point health equals wealth, she needs to plan on working at least to 70 if her she is healthy enough.

[@jennibrim]

I love how Anthony speaks to people. He's so respectful and kind. He should be coaching other financial speakers/advisers.

[@heavenlystash349]

She isn’t alone I’m 59 paying off credit card debt with little savings little 401 k savings…..

[@darrellfambro2986]

This is the content black community needs to hear,not relationship or high value This or that etc,we need to break this financial curse 😮 and try to create generations wealth

[@roxi.onmyjourney]

Amen

[@rm5282]

It is the whole message. We can fix the financial issue and still have poor families. Until you identify and mitigate the money behavior, nothing will get better. High value this, and that causes many of the financial issues.

[@Jame6999]

Oh trust and believe they need relationship guidance. Too many baby mammas with multiple baby daddies

[@Goat1229]

Facts 💯

[@Jessendlesslove]

This!!!

[@kocoshephard7709]

You're so brave and courageous sister Marva. You can do this!!!!! Keep moving in the right direction. Please focus on you!!!!

[@BeautyMeetsBusiness]

Ny heart goes out to Ms. Marva. May God bless her beyond measure but give her to tolls she need to handle the blessings 🙏🏾I love you Ms. Marva ❤

[@WendyShoniregun]

Loved the fact that you didn't rush

[@alldaymusiclover107]

I love that your helping Miss Marva. One on one, with someone you trust and someone who cares, is what people need. God bless you for your kindness.

[@yvettekinchking8838]

Miss marwa is brave exposing herself. On social media. I applaud 👏 her. She is gaining support and education in this reality.

[@dashaunbaldwin1037]

😔🙏🏾 Prayers for the Queen, praying she overcomes this situation and stays encouraged on this financial journey!!

[@marvahammonds6850]

Thanks for the advice prayers just want everyone to know I had good credit it got bad helping others. Peace and love 😊

[@msdeedee1808]

Ms. Marva, I just want to say God Bless you. You reached out for help in your situation and you will rise. One step at a time, keep going forward. You got this!!😃

[@courtneyl1424]

Ms. Marva, you can do this!! Please follow AO's advice. The snowball method works!! I wish you financial freedom and peace.♥ God bless you!

[@user-fw4ty6iz7v]

Ms Marva, I am a 62 year old grandmother as well. My 22 year old niece needed a car and we got her a cash car. $3,000. it aint pretty but it works. Your grandaughter needs to sell that car get a old reliable hooptie. She isnt going to be happy but she needs to drive what SHE can afford. Good luck and never again CO SIGN for anybody.

[@CarlaQuattlebaum]

@@user-fw4ty6iz7v Yup! Granddaughter needs to learn she's got to drive what she can afford, not what she wants. What she wants is probably way out of her budget. She should have never asked Grandma to co-sign UNLESS she ONLY needed a NAME in addition to hers on the loan contract. She should have PROMISED Grandma, she would make ALL the payments and be grateful Grandma co-signed, but would never obligate Grandma except for her signature. I know this isn't how most co-signings work, but the one who needs the co-signer needs to show their gratitude for help getting the car by making ALL payments themselves.

[@roxiebz]

Hi Ms Marva, thank you for your courage and transparency. You are an inspiration and you are an encouragement to us all. May the Lord richly bless you in your future endeavors ❤

[@Happey67]

Simple put, they are using you. My sister and her daughters tried to use me to cosign for house, cars, my IRAs and go half with everything. My sister just want things and she spends like crazy. She is selfish and evil. I do not communicate with her at all. Tired!

[@msdeedee1808]

These are the life situations we need to hear about because there are more of us like Ms. Marva than those who have it all together. Whew. God Bless Ms. Marva that she gets her finances on her side FIRST💖

[@pathfinderstravelmagazine2903]

Thank you Ms. Marva for helping so many others by revealing your finances.

[@redicalforjesus3318]

Wow awesome episode. Thanks grandma for being transparent. I hope ms. Marva is aware that she broke the taboo and is setting records straight for many peoples futures. Be an example praise God. God bless you.

[@sammerveille339]

I applaud the no judgment approach of this show. Miss Marva, you can do this!

[@dorothy1987]

I love that you're doing this Anthony. There are many people who were never taught or even knew where to begin to learn fiscal responsibility or personal finance. There are also folk that are afraid to tell others "no." Unfortunately, this gets them into unfavorable financial situations. She's a brave lady and I'm glad that you're helping her on and off screen.❤

[@user-ce1ej4pz5k]

Boy oh boy you are so wonderful. Today is my birthday and I am 63 years old. I have debt no saving in a bank. I really want help…. And yes. Got stress and no I have limited freedom

[@neededtobesaid4275]

This is really sad. She couldn't get a house in her name but she signs on for her grandkids (probably) car? Now, her credit that's probably never been good is just getting worst. Unfortunately, the granddaughter won't sell the car because she's most likely upside down on it.

[@marvahammonds6850]

I had good credit it got bad helping others

[@debramerritt4320]

​@@marvahammonds6850 Amen to that!! STAY POSITIVE BE BLESSED

[@Samuels691]

She can do this! Just important to look after yourself before you can really help anyone else.

[@robincarpenter7448]

Thank you both for this information I’m trying as well to get it right at 60

[@dwight246]

She has a heart of gold for her descendants

[@anisaskcirmoht57]

Which is why she's in debt smh

[@dwight246]

@@anisaskcirmoht57 true. Some people tend to do that. Go all out for their family even to their own detriment

[@tmichelle1842]

Sending this woman lots of positivity to attack and conquer her debt. Judgement isn’t encouragement. I pray for her to have a healthy and happy retirement.

[@bnepaul9268]

She need to have a heart of gold for herself, because the same people you help now , there's no guarantee that they will come back and help you.

[@toshistokes9277]

More of these, please! 🙏🏾

[@anthonyoneal]

We are doing MORE!!!

[@Simply_JustKim]

This was very kind of him to work with her to become debt free.

[@lilmamma807]

This is why I tell people to never cosign for anyone not even me. For this grandmother to do this to help her and the grand daughter just take advantage is disgusting.

[@eileenwatt8283]

Grand daughter needs to get 2nd job for the carpayment if she wants to keep it.

[@VanSheGoes]

Granddaughter needs to save and buy her a cash car, she's blowing money because of irresponsibility and no boundaries

[@CarlaQuattlebaum]

That second job for the granddaughter sounds good to me!

[@thetwinspuppetshow71]

I know how she feels I'm totally in the same boat at 59!!

[@lorettacox7990]

Absolutely Awesome 👏🏾 A real life situation

[@adamgonzalez1236]

GREAT EPISODE AO! MORE CONTENT LIKE THIS PLEASE WE NEED MORE REAL LIFE SITUATIONS WHERE YOU CAN HELP PEOPLE OUT

[@anthonyoneal]

Agreed! We are going to be doing more of this.

[@hazelrw6122]

I absolutely know how Ms Marva feels. It's tough to tell your loved ones no. She will get through this. After helping just ONE(1) of my children through 3 cars, 2 cell phone contracts, paying rent, I've learned my lesson and got it together. I still have a little CC debt from traveling but I also have a small emergency fund that's growing. The goal can be achieved. Stay steadfast. You are strong enough.

[@YOUR-WORD-IS-YOUR-BOND]

That method is the exact method I told my son to do with his student loans... I am glad that others have figured this out...

[@NewHaitiancaveman83]

I pray that she becomes financially free🙏❤️ thank you my brother for helping her out!

[@NLee-ym9wc]

So sweet of him to spend time with her!

[@gwenwhite4647]

This here SPOKE to me! I needed to hear ALL OF IT! Thank you. 🙏🏾

[@susanakaan810]

Great, once we open up freedom comes. I feel so good now that I have paid off over 90% of my debt.i pray to NEVER walk that path again. she will also over come as she sticks with Mr Anthony

[@lilliansanders520]

iam so glad iam debt free! i went through the same living pay check to pay check . had a leg injury when my lawsuit $$ came i paid everything off even micky mouse lol i get anxiety if i owe anything i pay it off immediately

[@eclipse1913]

Thank you for this Anthony. Miss Marva needs more than 15 minutes for guidance on this; wisdom needs to be imparted onto her granddaughter as well. Miss Marva, you are on the right path, stay the course!!!

[@ladysay1035]

Absolutely LOVE this AO!!!

[@bo5824]

More of this Anthony O’Neal. This is what we need from you

[@Mitzi73]

I am so glad Anthony got tough with her about the granddaughters car. She is very relaxed about her house being on fire with debt. She is 60 and her working years are dwindling.

[@reviewsreacts]

She’s so adorable! I hope she’s able to get this snowball effect going. If granddaughter is not making enough money she might need to go to Bethel School of Tech!

[@viewingnewyorker]

Grandma stop co-signing for them kids.

[@thehourshow2851]

this show reveals what real people are dealing with, i want this sister to get out of debt and be free

[@dprizeprice2062]

Amazing information conversation. No beating around the bush straight to the point, providing Ms. Marva with great tips. Happy she is willing to take the necessary steps to change her circumstances.

[@daddyshoneygirlusa7030]

I just discovered your channel; you have a wonderful demeaner with the guests. I am so happy there are financial educational shows to help people become financially independent!

[@brightmeadow1880]

Looking forward to the results of this consultation in 2024! Great episode!

[@mistamone]

Thanks for helping this lovely lady. Thanks for providing us with your knowledge and wisdom.

[@gilahunter2425]

That's terrible, Lord I ask in the name of Jesus for you to touch this grandmother. Help her to be debt-free and have some peace of mind. Thank God for this young man willing to guide her without charge.

[@jujuallen9961]

Thank you Anthony for having a heart for all situations and understanding good intentions can become harmful financially. God bless you ❤️

[@ms.v3307]

Getting yourself into debt is one thing, but co- signing and adding other peoples debt to yours is a Big No for me! 😅To my family I love Yah’ll but No!

[@rushiaskinnerwallace6175]

This was the most simultaneously stressful and beautifully sweet and hopeful convo to witness. Wishing the beautiful Ms. Marva all the best and blessings on all 3 of you. I was blessed to witness this. (I love that you offered extended time and counsel offered.

[@peboh6919]

100% Good job, Anthony! Glad you're taking care of people's financial security and well-being! Kudos :)

[@stanis6543]

my first was car was a bucket and I paid for it. these children are so lucky that their parents and grandparents feel the need to provide their children with needs and wants

[@ernestwoodson7010]

Thanks for sharing your story Ms.Marva it really helped !!

[@tangiessubtleluxuries]

Omg! Anthony, you're such a blessing! Marlva seems like such a beautiful woman. I pray she gets out of debts because it's so stressful. I know because I have been there.

[@EssenceOfSpiritVlogs]

I love you just being you. You don't have to have anything going on. Your personality is awesome ❤

[@tanyabrooks1032]

I hope the sister reaches financial freedom. Too often mothers and grandmothers try to help their children and grandchildren and they don't do right by them. It's not her responsibility to take own their debts for them in their retirement age.

[@findingme5074]

Awesome info!

[@denada4661]

I LOVE this episode and how AO is helping (and teaching). She has to get off the train tracks b4 she gets crushed.

[@arienfox]

Proud of You Anthony keep on keeping on💯👏

[@traealecia4007]

This whole display of educating about finances, and redirecting on methods to reduce debt and those taking advantage, while having the conversation of getting intentional about spending and where we sign on the dotted lines - very respectful 🙏🏾. I've learned so much from this financially.

[@houstonluc3314]

Great information! Super solid

[@carolpenn8455]

Agree with the gentleman, debt consolidation is the worst !!! I learned the hard way but quickly realized I made a mistake and took my accounts back. They took half of the money I saved meanwhile your credit score goes in the toilet !!! You can take care of your debts by yourself directly with the credit card companies. And stop using the cards in the meantime. Be disciplined and consistent! This gentleman gives great advice and his demeanor is so pleasant 😅 . Great video !