Should I Really Sell My Truck?

  Рет қаралды 23,617

The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

Пікірлер: 157
@krassimirpetrov7131
@krassimirpetrov7131 2 жыл бұрын
Sell it ! People will pay almost anything for that 4Runner right now
@666dynomax
@666dynomax 2 жыл бұрын
Probably gone up in value minus loss of tax
@abel3619
@abel3619 2 жыл бұрын
About to sell mine in an hour
@SeanBaker
@SeanBaker 2 жыл бұрын
Do it!!
@jml9550
@jml9550 2 жыл бұрын
Do it. You will thank your wealthy self in the future.
@marcenelj
@marcenelj 2 жыл бұрын
Unemployed wife is tired of driving a $10k - $12k car. 😆 🤣 😂
@90sKingFromNY
@90sKingFromNY 2 жыл бұрын
So what would you recommend here?
@0neofthem
@0neofthem 2 жыл бұрын
@@90sKingFromNY she should swallow her pride and drive what her husband can afford.
@freddyj5845
@freddyj5845 2 жыл бұрын
She’s not unemployed, she’s a “military wife” lol. I’ve met so many of them who are beyond Karen
@EagleTwo758
@EagleTwo758 2 жыл бұрын
@@90sKingFromNY what do you recommend I'd love to hear it. You drive what you can afford. Don't listen to much eh
@90sKingFromNY
@90sKingFromNY 2 жыл бұрын
@@EagleTwo758 I agree. But what if you have a wife who isn’t in agreement? What do folks recommend there? I just don’t want it to see as plain that a spouse will always agree
@nsant
@nsant 2 жыл бұрын
Sold my 2021 Tundra. It was my dream truck. Toughest thing I've done in this journey.
@nsant
@nsant 2 жыл бұрын
@@Orthodoxky A lot
@jml9550
@jml9550 2 жыл бұрын
No it is not, it is the best thing that can happen since it is the best time to sell. Save money and buy in a couple of years when all the dust settles. You will thank yourself. Delayed pleasure and self control are key wealth.
@fuse911
@fuse911 2 жыл бұрын
Don’t worry, now you can have a true dream truck either the dodge T-REX, or the Shelby 150 or if you really wanna do it get the rose truck. I feel like those should be dream cars because you can easily get another tundra 2014-2015 in 20k cash
@ethanelectric1024
@ethanelectric1024 2 жыл бұрын
1st world problems
@jml9550
@jml9550 2 жыл бұрын
@@fuse911 dream car is great. I am all for it if you can afford it, But to be up in the eye ball in debt to own one? I wouldn’t do it.
@tedmartin4882
@tedmartin4882 2 жыл бұрын
Yep, everyone wants that big expensive truck , doesn’t matter if they can afford it
@takeitback-financial2808
@takeitback-financial2808 2 жыл бұрын
Great time with vehicle appreciation for this problem. Can get out without significant damage.
@jml9550
@jml9550 2 жыл бұрын
Exactly. It was stupid to buy that a $47K truck to begin with making what $50K? What are you thinking?
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
Look at all the car dealers located right outside any military base.
@mikegrande2560
@mikegrande2560 2 жыл бұрын
I sold my truck! I’m out of debt! Bought a family friendly fuel efficient crossover SUV saving so much money every month and this vehicle still gets the job done and proved I didn’t need a pickup truck
@truegrizzlesfan2292
@truegrizzlesfan2292 2 жыл бұрын
Right. My two cents. Us Guys always want a truck to pull a item here and there. If a person not using the truck for a everday job no need to buy one. But we will definitely justified why we need the job. Working truck supposed to bring in income each day of you do it for a living not for a once a year type gig. Yesz you was smart to sell the truck and still have a vehicle to tow the thing you need it to tow
@SeanBaker
@SeanBaker 2 жыл бұрын
She's tired of driving $10k or $12k trucks for what reason?
@ThahnG413
@ThahnG413 2 жыл бұрын
not flashy enough ig
@TheLivedeath
@TheLivedeath 2 жыл бұрын
Keeping up with the neighbors. SAHM/unemployed wives. Mean more trips around town and running into people you know
@dexterm1285
@dexterm1285 2 жыл бұрын
Typical of most people these days driving cars they cant afford or wanting cars they cant afford. Our networth is over a million and we got no issues with our nice 2014 and 2013 car worth 17k and 12k respectively.
@EagleTwo758
@EagleTwo758 2 жыл бұрын
@@dexterm1285 same here our cars are paid for we keep up regular maintenance and drive them until the wheels fall off Lol
@jml9550
@jml9550 2 жыл бұрын
@@dexterm1285 exactly. My net worth is $3.5M and the most expensive car I bought was $35K in cash. I can afford a $100K car in cash but I just couldn’t do it.
@thetruth5635
@thetruth5635 2 жыл бұрын
I’m starting to see it is hard for a man from the south to sell his truck
@itamchi9084
@itamchi9084 2 жыл бұрын
Your 100% right lol
@mbank3832
@mbank3832 2 жыл бұрын
because a truck shows off their "manliness" so it sorta relates to "buying a depreciating car just to look good in front of others".
@thetruth5635
@thetruth5635 2 жыл бұрын
@@mbank3832 lease And financing a car is a big waste of money to impress people you don’t even like
@Bamapride1985
@Bamapride1985 2 жыл бұрын
If it is anything like with myself, I was raised with my step dad saying you can always make money having a truck to haul appliances or furniture or even do scrap hauling to make money to get by having a truck compared to having a car.
@Bamapride1985
@Bamapride1985 2 жыл бұрын
Or even some driveways to people's homes require a truck or suv to even get to the home lol
@gotemfishing2190
@gotemfishing2190 2 жыл бұрын
Sold my truck a few weeks ago! Love the cheap used car we replaced it with.
@EagleTwo758
@EagleTwo758 2 жыл бұрын
I have a 96 F350 4x4 that get's routine maintenance, has the 460 I want and isn't high-mileage. I get offers all the time to buy it. I say not until I'm gone lol
@Eddievargas1
@Eddievargas1 2 жыл бұрын
A tip for new people looking for older trucks. If it has high mileage but more than 75%+ of it is miles was while it was a fleet vehicle then it’s like it never had those miles. just make sure the owner after being in the fleet isn’t a teen and make sure it didn’t sit for years. It will be a unit worthy of a good owner
@Ryan_DeWitt
@Ryan_DeWitt 2 жыл бұрын
I really think with today's times and inflation the $1000 emergency fund is not sufficient. Dave came up with that amount when things were a lot different.
@jrwntctv8091
@jrwntctv8091 2 жыл бұрын
It was never sufficient, nor was it supposed to be.
@user-tb7rn1il3q
@user-tb7rn1il3q 2 жыл бұрын
$1000 will be plenty after everything deflates. What goes up must come down. The bubble is popping.
@suen5006
@suen5006 2 жыл бұрын
I'm not comfortable with less than 10k in emergency.
@user-tb7rn1il3q
@user-tb7rn1il3q 2 жыл бұрын
@@suen5006 You should have 3-6 months expenses including health insurance Cobra.
@jml9550
@jml9550 2 жыл бұрын
@@suen5006 heck I am not even comfortable with $160K in emergency cash.
@symlexbrn5396
@symlexbrn5396 2 жыл бұрын
The wife was tired of driving 10k car ? I'm baffled 🤔
@Budgie_uk
@Budgie_uk 2 жыл бұрын
Entitled military wife
@karimbennett5651
@karimbennett5651 2 жыл бұрын
Why is there always a big truck near the source of many people’s financial problems? You rarely hear about people going broke over a Nissan Versa.
@deboramarcotte4203
@deboramarcotte4203 2 жыл бұрын
"Skip to the Good stuff?" George that was just RUDE to John.
@613JMM
@613JMM 2 жыл бұрын
They have time constraints and I am willing to bet a producer was signalling they had to move on. Has nothing to do with being rude.
@tonia2483
@tonia2483 2 жыл бұрын
Correct me if I'm wrong but aren't they reversing the mandates with the supreme court ruling?
@ashleyjones5396
@ashleyjones5396 2 жыл бұрын
Only civil service that I’m aware of, not service members.
@mikesmith-wk7vy
@mikesmith-wk7vy 2 жыл бұрын
47 grand for a 4 runner it must be a trd pro
@TrackMonkey327
@TrackMonkey327 2 жыл бұрын
That's about what a well-equipped TRD ORP go for.
@user-tb7rn1il3q
@user-tb7rn1il3q 2 жыл бұрын
4Runners hold their value even in a deflationary environment. I’d just keep it. Most used cars right now are absolute trash.
@jml9550
@jml9550 2 жыл бұрын
Nah, more like a limited or TRD off road.
@Ajibica117
@Ajibica117 Ай бұрын
I’m in this guys position somewhat. Military and have a truck that’s worth about 17k but it’s 3k away from being paid off. Do I sell? Do I keep it? So many opinions.
@dr.bradshaw
@dr.bradshaw 2 жыл бұрын
Hahaha your wife is tired of driving these trucks. She sounds like a wonderful woman
@9StickNate
@9StickNate 2 жыл бұрын
I’ve seen 19 year old kids straight out of AIT come to Germany and drop money on brand new M3s. 🤯
@mblake0420
@mblake0420 2 жыл бұрын
I say pay it off, truck will pay for itself over the next 20 years.
@mattcrouch9348
@mattcrouch9348 2 жыл бұрын
Pay for itself how? It's depreciating by more than $500 a month, possibly Much more. It also probably has a $400+ payment. What income is it creating that makes up for this?
@mblake0420
@mblake0420 2 жыл бұрын
@@mattcrouch9348 I guess you don't have much use for a truck, why buy a truck if you don't use it? Sure a new truck you lose some money but if you keep something till the wheels fall off it pays for itself after it's paid for. I personally use mine every weekend for lawn work, home improvement, firewood (saves me thousands). Once you have a truck, you always have to have one.
@user-tb7rn1il3q
@user-tb7rn1il3q 2 жыл бұрын
@@mattcrouch9348 It’s a 4R. I doubt it’s depreciating more than $50 per month. Any used vehicle will cost way more than that in repairs and will probably depreciate just as quickly if not more so. He should absolutely keep it. Basically all used cars right now have major hidden issues. Only a fool buys used.
@jml9550
@jml9550 2 жыл бұрын
How? If he has that money laying around he wouldn’t be calling it in.
@mattcrouch9348
@mattcrouch9348 2 жыл бұрын
@@mblake0420 You make a good case for owning a truck, but the actual economic calculation about "paying for itself" comes from a comparison to potential substitute goods. What income is created by the $57K new truck that would *not* be created by a $25-$35k used one (i.e. a 5-year-old 4runner)
@drtij_dzienz
@drtij_dzienz 2 жыл бұрын
Antivax $47k truck bro …. That’s why I listen to this show
@itamchi9084
@itamchi9084 2 жыл бұрын
Dont sell it!!! Lol
@sunnydays4966
@sunnydays4966 2 жыл бұрын
Big thing of Dave Ramsey show is with car there don't count sale commission. If paid 50k then 32k is only 24%
@gavinv4807
@gavinv4807 2 жыл бұрын
Thank God, Ken isn't in this one.
@Sheldorke
@Sheldorke 2 жыл бұрын
Can we please just acknowledge that this man is trying to drum up antivax sympathy for his bad choices like soldiers haven't been forced to take whatever drug(s)/vaccines/shots/pills for decades....
@BradleySpahn
@BradleySpahn 2 жыл бұрын
It’s also an extremely safe vaccine that helps troop readiness!
@megalodon1726
@megalodon1726 2 жыл бұрын
They used to just line up soldiers and go down the line giving them the required shots in their shoulders. There was no wishy-washy "get vaccinated by this date" request allowing them to procrastinate and debate for months.
@neolithic3
@neolithic3 2 жыл бұрын
Yep, his financial issues are entirely his doing based on assinine choices. Stupid enough to lose a job over anti-science nonsense.
@xlurt
@xlurt 2 жыл бұрын
I have a car that has 175k miles on it. It was my dads but he passed away unfortunately… a 2008 Ford Escape. But I need a new transmission an new brake pads, when I took to mechanic he said it will take $2900 to fix. Should I save up an fix it? Or sell the vehicle? Runs decent, besides the things mentioned. (I own it btw)
@javierjaime9386
@javierjaime9386 6 ай бұрын
Sell
@duymariochannel3885
@duymariochannel3885 6 ай бұрын
Sell. Because it's not only thing you have to repair.
@chrisleeland6991
@chrisleeland6991 2 жыл бұрын
Bet AMC squeeze!!!!
@suen5006
@suen5006 2 жыл бұрын
It doesn't matter what the question is, sell the truck always is the right answer.
@TAPPChannel
@TAPPChannel 2 жыл бұрын
Ypu can drive uber and make more than this. So I wouldn't panic just do that if I had to
@666dynomax
@666dynomax 2 жыл бұрын
Probably sell that for 57 right now can't get them
@queen.kristal8395
@queen.kristal8395 2 жыл бұрын
I will not buy a truck 🛻 unless it’s for business purposes.
@ivar1998
@ivar1998 2 жыл бұрын
Do people really need to call Dave Ramsey to ask him some simple question like this?
@caleb131186
@caleb131186 2 жыл бұрын
Some people just like the personal advice to make sure they’re doing the right thing. Better safe than sorry.
@ivar1998
@ivar1998 2 жыл бұрын
@@caleb131186 you can just google it
@Eddievargas1
@Eddievargas1 2 жыл бұрын
Buy any truck before 2006. It’s actually a truck
@Seromontis
@Seromontis 2 жыл бұрын
There shouldn't be a religious exemption against vaccines. It's for society.
@EagleTwo758
@EagleTwo758 2 жыл бұрын
Drive what you can afford. Don't buy a new vehicle if you can't afford it! We are millionaires and we bought a 2019 Honda Pilot Elite recently that had 5500 miles for $35000. It's the color we wanted everything. Bugs have been worked out and we didn't have to eat all that depreciation on it either. If you listen to Dave then you know he says how much depreciation there is as soon as you drive it off the dealer's lot if brand new.
@user-tb7rn1il3q
@user-tb7rn1il3q 2 жыл бұрын
The previous owners probably ragged it out hard especially if it was a rental lease. New cars don’t have bugs. Cars that have been run hard do. There was a reason the car was dumped with 5500 miles.
@joelawton123
@joelawton123 2 жыл бұрын
@@user-tb7rn1il3q new cars don’t have bugs 😂😂😂
@jml9550
@jml9550 2 жыл бұрын
I am worth $3.5M and the most expensive car I bought was $35K in cash and I thought long and hard for a month. I just could bring myself to buying a flashy $100K car at this money at this stage in life. When I decide to retire early, I will for sure.
@jordanbertagnolli7388
@jordanbertagnolli7388 2 жыл бұрын
Imagine throwing away a career in special ops because of a conspiracy 🤦‍♂️
@korbyn49
@korbyn49 2 жыл бұрын
Some people have genuine beliefs against vaccines, however mischaracterizing that belief as a conspiracy certainly signals your virtue as the superior moral intellectual.
@wreckers_band8825
@wreckers_band8825 2 жыл бұрын
Yeah, absolutely irrational. Throw away a career for a stupid shot.
@wreckers_band8825
@wreckers_band8825 2 жыл бұрын
And this guy obviously has no issue with vaccines since he is serving and in order to do that you have to take gazillion shots. So sad this shot has been so politicized, and people has turned so irrational
@millsathn
@millsathn 2 жыл бұрын
@@korbyn49 it is a conspiracy dude. This person has taken a ton of shots in order to get into the military, and yet he happens to be scared of this specific one? 😂
@neolithic3
@neolithic3 2 жыл бұрын
Military is better off with him leaving.
@sulickwv7107
@sulickwv7107 2 жыл бұрын
Take the vaccine
@WOWster007
@WOWster007 2 жыл бұрын
Nope
@bellasue02
@bellasue02 2 жыл бұрын
Heck no
@dr.bradshaw
@dr.bradshaw 2 жыл бұрын
No
@TheMartinLane
@TheMartinLane 2 жыл бұрын
Sell the car get vaccinated 👍
@juanvega-me8zi
@juanvega-me8zi 2 жыл бұрын
i agree , get vaccinated, you gotta pay the bills.
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
Bad advice, Martin
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
@@juanvega-me8zi Nope,
@johnmirbach2338
@johnmirbach2338 2 жыл бұрын
🤓✌👌👍🖖😎
@millsathn
@millsathn 2 жыл бұрын
Is this a military guy that’s scared of needles? 🤣🤣 surely we need brave people going to war?
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