Six Retirement Blind Spots and How to Fix Them by Christine Benz

Christine Benz, Director of Personal Finance, Morningstar Inc, talks about 6 hidden risks in retirement planning and how to factor them in to your retirement plan at Ally Invest’s FOMO Free Financial Future Conference (March 11, 2020).
Christine Benz, Director of Personal Finance, Morningstar Inc.
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[@AlumniQuad]

2:53 Retirement date risk 7:16 Sequence of return risk 17:44 Low yield risk 22:51 Inflation risk 27:39 Health care and long-term care risks 31:08 Longevity risks 33:13 Questions and answers

[@waltb4415]

Thank you for this informative and well-reasoned presentation, Christine. I'm learning from you and appreciate your calm, non-salesy demeanor.

[@gobot4455]

Sequence if return and low yield risk may be mitigated by basing withdrawals on a rolling average of returns. Timing risk may be mitigated by projecting inflation adjusted returns projection. All these items are based on data points that must be gathered over years and not rules of thumb. You also need to track and average out inflation.

[@mdsloads]

Love her articles on Morningstar.

[@PH-dm8ew]

Christine as always you are the best explaining this stuff. Would 3 years income in short term us treasuries meet the bucket 1 requirements?

[@knut8062]

Great content. Thank you.

[@victoriaajok2123]

As aiming very low income today for investment

[@carolpad228]

Great video!

[@anantgarg7839]

Mam, In Canada, what are the Asset Mgmt. Companies or Fund house available, to purchase Direct Index Funds (without distributor commision) ? Can you suggest some Index Funds also for a Canadian ? Regards.

[@freedomlife3623]

You just have to open a self directed investment account from any financial institution, I have mine with TD bank. There is also wealth simple. You can then by index fund like TD e-series index fund( only for TD bank investment account holder), iShare index fund, Blackrock index fund, etc….. Hope this helps.

[@expo7112]

Money Honeys.

[@trave7644]

Christine speaks in horrible lingo, as if we all understand that terminology. I stopped listening to her. And she never gives examples of what she means for example, mentioning "income distribution." She might as well just talk to herself and handful of her colleagues.