How to Get a Month Ahead on Your Budget | Stop Living Paycheck to Paycheck

Want to get a month ahead so you can live on last month's income and reduce the stress of your current financial situation? Get the Guide to Getting a Month Ahead Financially for free here: www.sixfigures...
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Guide to Getting a Month Ahead Financially----- www.sixfigures...
YNAB free trial----- www.sixfigures...
My $25 cell phone plan----- www.sixfigures...
New YNAB Hack for Being a Month Ahead----- • Month Ahead Budget Tra...
No-Spend Month----- • Is a No-Spend Month Wo...
If you want to skip around here's what I'll be covering:
2:22 What does it mean to be a month ahead in your budget?
3:25 The Jar analogy to explain living on last month's income
5:39 How to keep track of being a month ahead financially
5:44 Option 1: Two Separate Accounts
6:30 Problems with Separate Accounts
8:28 Option 2: One Account
10:21 How to get started being a month ahead
11:06 Ideas to jump-start your month-ahead buffer
12:18 Using credit cards with your month-ahead budget
14:00 Get the Guide to Getting a Month Ahead Financially for free
15:08 Pep Talk: You can do this!
#budget #debtfree #sixfiguresunder

[@SixFiguresUnderFamily]

You can get your free copy of the "Guide to Getting a Month Ahead Financially" here: www.sixfiguresunder.com/guide

[@snipehuntress7372]

HOW DO YOU GO A WHOLE MONTH WITHOUT PAYING ANYTHING???

[@erincraig6169]

This was a game changer for me too. I'll never go back.

[@SixFiguresUnderFamily]

YES!!

[@moneywithjustliving5258]

New Subscriber here. I love this video. We are paying off debt right now and I love looking towards the future.

[@Saturn57]

Ok, this comment could end up being a bit long. I know for sure it wasn't just a coincidence that I came accross your channel. We managed to save a small amount during the lockdown and I haven't been able to label it but it's like you mentioned, a buffer. Also, I've been doing the one month ahead wrong, putting some money into the extra money then borrowing from it. The open jar/closed jar analogy really helps. I am also binge watching your grocery/pantry quarantine series and financial videos. Thanks for the inspirations 😊

[@Sunshine-zt8mj]

I watched this video a year or so ago and came back to it for renewed inspiration. I really like your channel and have learned from it. My husband and I use YNAB and love it. We are still working on our month ahead fund, but have learned to celebrate each baby step. Thanks for the great information.

[@MrChin786]

Hi, thanks for your free gift!! You are generous and I pray God keeps on blessing you and your family. Thanks for helping and teaching about how to get one month ahead. I appreciate this so much!! New subbie, Arlene

[@bonnieirasid9836]

Sounds easy - I am willing to try and get started

[@drummyboop]

Amazing video, thank you!! I can’t believe I only fully understand the concept of « getting a month ahead » only now that I’ve watched your video! It seems easy to understand but after all the videos I’ve watched on the subject, yours is the first one that truly opens my eyes on what it actually means and how to make it happen. Thanks a million! ✅ 👍 From a very proud to be YNABer :)

[@Livinlifeforleo]

So excited for this video! Thank you for posting it!! Your post on helping your future self out was great too!

[@SixFiguresUnderFamily]

Thank you! :)

[@mboriginale]

Thank you so much for this breakdown on how to track expenses a month ahead .. especially the credit card purchases

[@vee5555]

Thanks for the video! I think I must have missed something. The part of saving this month’s paycheck for next month... doesn’t that put you a month behind on your bills? Thanks for clarifying this!Thanks!

[@SixFiguresUnderFamily]

Hi Olivia! You get to the point where you have saved an extra month's worth of income. Let's say you do that now, then when August starts you use that saved income for all of August's bills. In the meantime you save all of August's income and don't use it until September. You never skip a month of paying bills, you just get to a place where you use last month's income for this month's expenses. The challenge is to save up a month's worth of income (while still meeting your current obligations). If you go to 11:06 I share some ideas for saving up that extra buffer of income so you can start being a month ahead of your expenses.

[@vee5555]

Six Figures Under oh ok so it’s going to be over a period of time is that right? I’m going to download the link you sent and read it also. Thanks so much!

[@SixFiguresUnderFamily]

@@vee5555 Exactly!

[@peggymartin5355]

@@SixFiguresUnderFamily This is really good information, however; did I see a part in the description that said "Free Trial" Just curious if there will be a charge at some point. Thank you.

[@SixFiguresUnderFamily]

@@peggymartin5355 It's free for 34 days, but then there is a charge if you want to keep using it. You can decide if it's worth it. For us it definitely is.

[@SixFiguresUnderFamily]

Get the Guide to Getting a Month Ahead Financially for free here: www.sixfiguresunder.com/guide If you want to skip around here's what I'll be covering: 2:22 What does it mean to be a month ahead in your budget? 3:25 The Jar analogy to explain living on last month's income 5:39 How to keep track of being a month ahead financially 5:44 Option 1: Two Separate Accounts 6:30 Problems with Separate Accounts 8:28 Option 2: One Account 10:21 How to get started being a month ahead 11:06 Ideas to jump-start your month-ahead buffer 12:18 Using credit cards with your month-ahead budget 14:00 Get the Guide to Getting a Month Ahead Financially for free 15:08 Pep Talk: You can do this!

[@jebannschannel5935]

really great ideas to try,,thank you for sharing.gonna check your guide too

[@StephsHealthMatters]

New Subscriber here! Thank you for the video!

[@SixFiguresUnderFamily]

Welcome Steph! :)

[@30bananaguy]

Does anybody know how to solve this. I am paying my CC bills in march but they are due in April ( I am paying ahead). When I make transactions I put date as march. When I go to April I notice money technically is still ready to be taken out but it already has been. Also under activity it doesn't show up (I assume because its a different month prior). SO is the ONLY fix to put those transactions for april 1 when april 1 arrives? Any advice please share. Thank you.

[@BudgetsWithELMA]

Great video 👍

[@bionicwoman9884]

I'm a month ahead on my bills and I use my credit card to get Rewards and it's a win-win for me I don't pay any interest

[@snipehuntress7372]

HOW IN THE WORLD T=DO PAYS YOUR JAN'S BILLS????