Smart SIP vs LumpSum in 2025? COMPOUNDING मैं क्या ज्यादा बहतर है?

[@InvestMindset]

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[@STR-UK]

14:00 Please Answer 🎉

[@kuldeepnegi3929]

ANSWER -----SIP m averaging ho jaati hai humari investment plus last last vali investment ko km time milta hai grow hone k liye 😊

[@mdsaheb6]

I know I am going to be rich I never doubt it for a minute ❤

[@sabarishgs7057]

1000 lumpsum invested in January 1990 will be worth 1 lakh in 35 years at 14.06% CAGR. But 1 lakh invested in January 1990 will be worth 1 crore in 35 years at same 14.06% CAGR. Higher the base, higher the returns in a rising market. In the above cases, if the 3 persons would have used the combo of SIP + LUMPSUM, (continuing sip when markets are correcting and doing lumpsum when markets are extremely undervalued ), they would have bought plenty of extra units for the upcoming bull case scenario. Sips works best in a correcting market and lumpsum in a rising market. So they would have made almost or greater than 14% return in 35 years.

[@vitthalwalunj]

Peter lynch ka ek favourite quote hai "If you take others money and giving the commitment to them.. then you should give them ur 100% and should complete that commitment on time"

[@kanadmukhopadhyay6036]

In case of Lumpsum at the beginning entire amount grows for the entire period. Whereas for SIP each installment grows for one month lesser than the previous one. That creates the difference.

[@milanbhanderi1953]

For this you need to have all money... And if you have money which you don't want it for another 10 years then you should not wait for SIP or Market crash just do lumpsum

[@kanadmukhopadhyay6036]

@milanbhanderi1953 exactly. But, I just tried to answer the question asked at the end of this video.

[@Sprituality1122]

Correct answer

[@bikashsharma6337]

ये यू ट्यूब वाले सिर्फ sip को प्रमोट करते है

[@bikashsharma6337]

You are right 👍

[@Anjalidafatari1315]

In case of lumpsum investment timing is the main factor bell market you have to buy 10rs nav mutual fund of 4,20,000 and at a same time you have invested 1000 per month at a NAV 10,15 or 20. So that create averages and main difference.

[@ajaymaske5350]

Starting mei hi bade investment pe bada return milta hai and us bade return+invested amount par aur bada return and time ke saath ye itna bada huge difference create karta hai that is 59lac VS 4.8 Cr... simple 😊🙏

[@ShuraESG]

In the case of 4th friend which he was 4.2 lakhs in January 1990 at nav 10 (as said by you) gives the most time for his amount to be multiplied without touching it and here the compounding have a lot of time of to compound the money most

[@vipulvarshney111]

Yes sir we want to see the second part of it... And for the ans. to your last question, its reason is your quote only "Time in the market beats timing the market" 4.2 lakh were always stayed invested in the market thats why got lots of time to compound

[@anupam5380]

Sir, I think In case of compounding, we calculate the CAGR via final amount & initial amount(as you have discussed in earlier videos). compounding formula: Returns = [P] x [(1+r/n)^nt] P increase = Return increase All of us focus on returns, time but the principal amount(initial amount invested) is very important.

[@dashingdecentkhan]

Love from Karachi ❤. You solved one of tricky mystery that was tangled in my mind

[@GISSumanVlogs]

1. Large investment (Big Base Amount) 2. 4 L invest in market long time 3. Magic of compounding

[@krishna57975]

1. He got 35 years in all his money 4.2 lakhs 2. The market was in deep in 1990 which is best to invest for lumpsum.

[@piyushraj3142]

TIMING IS EVERYTHING And so THE BASE AMOUNT Too. As Compounding makes small thing big but Big thing more Bigger😊😊

[@zaynmalik3418]

More bigger❌ Just bigger✅

[@by_kunj1328]

SIP + Lumsum(When market crash) Returns?

[@Growthmomentum108]

haa isme return bhut acha Aayega , I am learning stock market since 4 years approx, I started youtube channel related to financial and self improvement

[@ketanrana1986]

The power of compounding refers to the ability of an investment to grow exponentially over time by reinvesting earnings, such as interest or dividends, which then earn returns themselves. For a lump sum investment over 35 years, the compounding effect can be quite significant.

[@Lofisong106]

Modified SIP - Stepep SIP ❤

[@pramodkolekar6129]

Power of compounding se thank you sir your valuable video ❤

[@sunilpurohit3941]

Charges applicable in SIP also made the difference in return percentage...

[@d_kBose38]

Voh bada amount pehle se invest kr rakha hai to amount jo bhi return har saal chal Raha hai uske according grow hoke usme add ho jati hai

[@d_kBose38]

Bro voh actively pata tha isi liye right time pr invest kr Paya 6:13 how to know what's right time for investment any solution for that

[@arajendiran7805]

Return will be based on your bying price NAV and duration. In bear market lumpsom is better than SIP.

[@anupamsinha666]

Lumpsum- 4.2 lakhs in 1st Jan 1990 got 12775 days to appreciate till 1st Jan 2025. But in SIP only 1 thousand has got 12775 days rest SIP lost 30 days as they go further.

[@atharvahandge3687]

14:07 Bro the Answer of the Question is that the Amount 4.2 lakhs was invested all at one time during 1990 And got a lot of time for compound every 5 years the investment of 4.2 Doubles (2X) and compounded At very fast rate till now for 35 years As its is Said the best thing to do in market is invest and do nothing!!

[@satishkumar1988]

Compounding ki power se 4.2lakh k uper uske return milna suru hua jabki baki friends ko jita paisa dala uske uper return mila Example 10000/- ka return 10% 1000/- hota Wese hi 4.2lakh ka 10% 42000/- return milta hai Iski taraha Next year usko 4.6lakh ka 10% ka return - 46000/- mila isi tarah uska paisa bhadta gaya I am right?

[@abhiyaan4647]

because of averaging and the expense ratio charged by sip company.

[@swajeetpareek6978]

Good information, helps in learning

[@harshmakwana9038]

reason is lumpsum because lumpsum grows more in that time frome 1990 to 2025

[@itsmylife751]

Thanks for sharing valuable information

[@RupeshKumar-ok9pl]

Amazing Keep Educating Us About Investing 🙏

[@Learnuntildie]

This is call power of long term investment yha pe dividend bhi mila hunge bonus share bhi mila hoge

[@Indranil_K]

The return difference is because it's not necessary that the three friends have invested in nifty 50 or sensex and in the long run nifty 50 or sensex beats all other instruments ... Thanks ❤

[@vivasmanmali1372]

Thanks for sharing video

[@Snatni-vsu]

Kyuki 14% return ek bahut acha campnay se mil rha h jo bahut acha return de rha hai 🎉🎉

[@sidharthkanojia2640]

Sir aapne financial freedom ka course start Kiya tha uska baaki ka videos kab upload hongi

[@vitthalwalunj]

Peter lynch ka ek favourite quote hai "If you take others money and giving the commitment to them.. then you should give them ur 100% and should complete that commitment on time"

[@vitthalwalunj]

December tak hoga

[@tusharvilassingrajput5921]

lump sum creates differences compounding fast work on high amount..

[@niketankumar8039]

Which app do you use for animation

[@vitthalwalunj]

Vyond

[@sandeepgodbole2010]

Happy to have video after long time

[@khabarsachtak7742]

Hey guys welcome back to invest mindset i feel happy bro i far so far beacause you are my teacher ❤❤

[@fixtimetrader]

If we did SETUP SIP then it's possible

[@GuruPrasad-c1h]

Thank you 🎉🎉🎉🎉🎉🎉

[@devdutta8405]

Why would Monty keep his money idle? Monty will keep his money in a Liquid Fund (which gives approx 7% returns) when he is not invested in Market. Add the Liquid Fund returns to his portfolio and re-do the calculation. Monty will likely be the winner!

[@devdutta8405]

Aisa lag raha hai ki SIP ko promote karne ke liye Monty ko jan bujh ke haraya ja raha hai. 😆

[@ranasingh-d3k]

Bhai book summary kyu nahi bnate ab

[@InvestMindset]

Book name btao koi achi

[@Cartoontv-k7c]

That builds wealth. MOAT

[@SD-fz4nz]

Yes ...we need more videos from you

[@Nidhi.pranchal]

Parag parakh books hindi summary. ​@@InvestMindset

[@ranasingh-d3k]

@@InvestMindset margin of safety This book is worth 5 lakh pls make a summary 👍

[@naresh4583]

May be Expense ratio may be the cause.

[@Animelover-tm1gs]

Update financial freedom course sir 🙏

[@vitthalwalunj]

Peter lynch ka ek favourite quote hai "If you take others money and giving the commitment to them.. then you should give them ur 100% and should complete that commitment on time"

[@bbg9357]

Amezing ❤❤❤❤

[@anupamsinha666]

3:28 it's not Harshad Mehta scam it's a PVNR scam.

[@RAHUL--MAURYA]

क्युकी sip मे शेयर prize average ho jate hai,,, और दूसरी बात कि 4.2 लाख शुरू मे ही इंवेस्ट हो गए तो time ज्यादा मिला जबकि sip मे लास्ट समय तक 4.2 collect hua

[@ShuraESG]

Yes, part 2 please

[@bipulkumar1542]

Pichla history ko dekh ke kyu bta rhe ho..kisi ko phle se pta hota nhi ki kb down hoga aur kb up to koi ese kaise lga dega

[@shauryatiwari2007]

any updates on the content writing job ?

[@pavanvastrane8851]

Power of compounding

[@skbunty9216]

I wait for your vdo

[@shrikantwakchaure1718]

the 4.2 lakhs get aal the 35 years to grow thats why the difference

[@krishna57975]

Part 2 needed

[@implementDeepak]

Step -up is essential

[@mehultuvar6517]

Kal hi bana dalo video 2

[@hiteshbht]

Part 2 is awaited

[@SohailAyub-d7d]

good sir

[@umanggupta6561]

Iska Answer to aap hi dijiye Sir.

[@Uda_dunga]

Bhai normally bataya kro pls don't include story and all

[@rajeshkahar7669]

Next video please

[@shobhnathsingh1301]

वो भगवान रहा होगा।

[@kaise989]

because SIP is distributed each month for 25 years, so at each market level in this period: from low to gradually high; In lump sum you invest whole amount at starting only, only at 1 price

[@sameernisar8039]

First of all always remember Harshat mehta is not a scam Don't call it scam again Thank you Don't mind Sameer india

[@Ram.business.director]

Make 2nd part

[@ajazahmed5224]

Wellcome sir

[@Callmedevil43]

Nys😮

[@JIdd5038]

Compounding

[@sumanray7823]

Part 2

[@sahidulislamvet-et9nx]

Jaldi lao video

[@anasbj5450]

2nd part

[@facts__hindi_]

Frist 🎉

[@akshaykumar192]

Mai lamsum karta hu

[@kaise989]

Part 2 YES PLEASE🙏🏻

[@DINESHRAYKA-rk4zj]

❤❤😊

[@siddharthlasure6418]

1st one to comment❤😅

[@sureshkathiriya8296]

4th

[@shivamkalyan6238]

Part 2

[@KrishnaYog]

Part 2