Smart Steps to increase your wealth by 40% | Complete Financial Planning

[@christianalawal3695]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@Richardnnabuikediyoke]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@christianalawal3695]

@@Richardnnabuikediyoke That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@Richardnnabuikediyoke]

@@christianalawal3695 My advisor is Victoria Carmen Santaella

[@Richardnnabuikediyoke]

You can look her up online

[@MateoLevi-]

@@Richardnnabuikediyoke The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

[@NicholasBall130]

Interesting video I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

[@StocksWolf752]

You're not doing anything wrong, you just don't have the required skillset to profit off a down market, folks that are making profit in this market are pros and experts with in-depth knowledge and skillset.

[@lindabrooks6667]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@DilaraKamelya]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@lindabrooks6667]

Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@crystalcassandra5597]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@heybiplabb]

Currently, I'm doing an internship and I'm the only earning member of my family. I promise you that after getting my first job, I will follow all these steps. Thank you so much, sir 😃

[@aadarshyadavv]

Bhai please your Instagram

[@heybiplabb]

@@aadarshyadavv @biplabm_

[@adie244]

God bless you

[@heybiplabb]

@@adie244 Thank you 😊

[@aadarshyadavv]

Can I get your Instagram please Bhai

[@simonbad]

My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless.

[@AstaKristjan]

My portfolio has good companies, however it has been stalling since last year. I have approximately $200k stagnant in my reserve that needs growth.

[@Patriciacraig599]

As with any big financial decision , it’s important to keep your guard’s up for economic risks. However, smart planning ,time management and seeking advise from a financial adviser can help keep you and your money safe.

[@IrenaDolinsek]

Absolutely, I agree, and the markets are currently in a frenzy. The greatest time to observe them, learn more about them, and take advantage of opportunities to strike is now. My F.A, "Pamela Kay Regel," who has witnessed hundreds of market cycles over the past three decades, taught me this. She has an intuitive understanding of how things move, why they move, and what will happen next.

[@Alejandracamacho357]

Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us.

[@IrenaDolinsek]

Most likely, you can find her basic information online; you are welcome to do further study.

[@rakeshkumar65658]

Currently I am 22 years old and i already follow almost all these steps. 1. Life insurance:- already taken 2 . Health insurance:- taken 3. Auto sweep facility:- i will do after some times due to some bank issues. 4. Direct mutual fund :- i invest 7 % of my income in mutual fund . 5. Nps :- i think ppf i also better like nps and i invest in ppf 6. Stock market :-- this is the main investment plateform for me. So i got almost all points.

[@shivamsrivastava7705]

From Where did you take health insurance

[@manyvideo.796]

How can I contact you?

[@saurabhdahibhate7534]

@@manyvideo.796 same

[@saurabhdahibhate7534]

how much percentage do you invest in stocks?

[@rakeshkumar65658]

@@saurabhdahibhate7534 20 % of monthly income

[@AddilynTuffin]

After nearly three years of ultra-accommodative policy designed to strengthen a domestic economy slammed by COVID shutdowns, the Federal Reserve has executed a 180 degree turn toward restrictive monetary policy. What will this mean for the economy and stock market? What's the best method to profit from the market while I'm still debating whether to sell my $300k worth of stocks?

[@albacus2400BC]

The rising interest-rate environment, while currently challenging to the stock market overall, could prove beneficial to Financial stocks. If you're not who understands strategies to invest in this volatile market, seek a Financial advisor to guide you

[@kaylawood9053]

Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly and I made over $220K within a short time, proving that there is more to the market than the average person is aware of.

[@judynewsom1902]

That's impressive! I could really use the expertise of this advsors, my portfoIio has been down bad.

[@kaylawood9053]

My advisor's name is KAITLIN ROSE STERNBERG, and she has years of experience in the financial market.

[@judynewsom1902]

Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds.

[@saurabhmukherjee850]

Dear Pranjal , I would like to thank you for creating immense awareness for all our Indian common people regarding financial planning. This should be taught to every senior school going students apart from students of any UG and PG courses… and your way of presentation is simply awesome… I am a follower of yours from the beginning… Keep doing your good work to make our India 🇮🇳 great 😊🇮🇳🙏🙏

[@RahulSingh-cl7yx]

Sir, i am govt. employee and people who were retiring under nps getting too less pension and 40% amount was taken by government after pensioners death .

[@SubhadipDutta]

@@RahulSingh-cl7yx no, after death spouse will get the pension & even after spouse's death legal heirs will get the 40% amount...

[@RahulSingh-cl7yx]

40% amout is taken by government after spouse death this is bitter truth of nps

[@aniketverma4792]

I promise I will take this step my ctc is 2.6 lakh

[@amitdbansod8534]

Exactly

[@ryanwilliams989]

This is not a financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR. If you don’t want to invest…learn. If you don’t want to learn…build. If you don’t want to build observe. DO SOMETHING…other than leave. There is so much opportunity here. Take advantage!

[@maryHenokNft]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

[@hunter-bourke21]

I completely agree; I am 60 years old, recently retired, and have approximately $650k in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.

[@maggysterling33254]

@@hunter-bourke21 This is exactly how i wish to get my finances coordinated ahead or retirement. Can I get access to your advisor?

[@digitalvivekpal]

😂​@@TheresaAnderson-kf5xw

[@AjayKumar-oq9jw]

Q

[@AntonioBianh]

Every day we encounter novel challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $500,000 savings vanish after putting in so much effort to accumulate them.

[@JenniferDrawbridge]

Despite hearing that insider trading secrets could lead to making millions in the financial market, I hesitated to invest as I lack the required skills and a sound strategy to surpass the market and achieve profitable returns. Additionally, although I possess $150,000, I find it challenging to take the plunge due to a shortage of funds.

[@MarkFreeman-xi3rk]

It is advisable to steer clear of cons that appear improbable. Seeking guidance from a brokerage advisor can be helpful as they are highly skilled in their field and can provide tailored advice based on an individual's risk appetite. While there may be unscrupulous individuals, there are also remarkable ones with a positive track record.

[@cythiahan8455]

@@MarkFreeman-xi3rk How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@MarkFreeman-xi3rk]

I personally work with ''Margaret Johnson Arndt'' she covers things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk. many things like that. Just take a look at her full name on the internet. She is well known so it shouldn't be hard to find her webpage on the net.

[@sophiadouglaswagner]

Thanks a lot for this. I really needed the recommendation, and I would love to move my funds from an existing mutual fund. I'll check her out.

[@SubhadipDutta]

I have been following you since past 3.5 years & learnt about lifestyle to maintain after getting job, taking term insurance, mediclaim policy, direct mutual funds, 50-30-20 rule to optimize my savings, retirement planning & what not....thanks for all the learnings & wish you remain here everytime we need you...

[@prafullarora]

can you please tell me what's your genuine growth from his advice only? would love to know. thanks

[@SubhadipDutta]

@@prafullarora growth will be a wrong word here, I think his goal is to spread financial awareness which we lack from the begining of our life... After getting the job I was spending money here and there thinking what will happen in future I shall manage then, I had no planning for my family's future where I am the only earner of my family, after marriage I got to know the responsibilities & took term insurance, mediclaim, after taking mediclaim my mom got infected with COVID-19 which was compensated by the mediclaim otherwise it would not have been possible to manage the big hospital bill Following the 50-30-20 rule, now I have enough savings for the emergency fund or my future aspects.... What more do I expect from a free content creator? I only wish he lives longer than me spreading the financial awareness to everyone like me.....

[@fountain3600]

I promise to me today that when I'll be financially independent I'll definitely take these steps.. I want to do things that feels independent to me in a real manner.. To increase my financial wealth throughout my life I'll definitely take those steps 🤘🤘🤘

[@ravindrakarjule1752]

These steps will make you financial independent so take this steps as early as possible 👍

[@fountain3600]

@@ravindrakarjule1752 Yes! Definitely I will.. Thank you so much.

[@theindianmerchant2860]

I read a report by Northwestern Mutual, and found that if I choose to put in a lump sum into stocks, I am more likely to have a higher balance over time. Being a novice, I saw that as a queue to get into the market. Got to know of an astute fund manager, that is guiding me through the process. I put in $15k as capital into the market with his guidance and I’ve made a return of $83k in a short trading span, and slowly but perfectly building my portfolio by putting money into the market at a consistent pace. You keep putting out great content man. Love it!

[@theindianmerchant2860]

@Akina M Otieno Investing without sufficient knowledge deems your chances of being profitable at an inherently high rate because it is risky and requires considerable skill as individuals who attempt to trade themselves end up losing money. Profiting from the stock market is possible, personally, I don't underestimate the role that professional guidance plays as Herman W Jonas, an astute fund manager has given me an edge over the rest of the market which has propelled me to gain more.

[@mendeleyborisov92]

Quite true. From my experience, it’s about understanding the market and volatility, but that’s difficult to do without help and guidance. Going in blindly is like betting a pony against a horse in a race.

[@Denniss20]

I invest because it affords I and my family the opportunity to live an incredibly fulfilling life, and I just don’t mean financially. Time wise also. I started out with Herman about a month ago and it’s surprising to see the rate at which I’ve had consistent growth. Even got my third payout last week. Real stand-up guy.

[@Niveen175]

Funny enough, I registered with his broker too, I started in with a $9k initial capital that has appreciated to over $46k profit in six months. Although I feel the commissions are quite high but excellent service overall.

[@Diallo872]

@@theindianmerchant2860Oh thanks for affirming this specially because I’ve come across other laudable comments on his prowess. Is there a means to get to him?

[@sampletest1729]

I promise I will take these steps . I am first time writing such a thing on yt all because I trust you pranjal sir . Please never let me down. Yours Alfred Noble

[@ENTERTAININGGAMECHANNEL]

Starting Financial Planning is the beginning of financial freedom

[@rajjnayak7301]

Never seen any KZbinr taking care of their viewers so much regards to their personal finance... Hats off to you Pranjal Sir.. Please keep up such wonderful work going ❤

[@rajatwow737]

Nobody is taking care of you. He is taking care of himself

[@AnnaKrueger809]

Just do something that will earn you money while you sleep, no matter how little. The pandemic is the perfect way to open your eyes to really see what life could be like without your usual income stream and everyone had to stay at home. Well I never felt it because I invested in a trading company where I earn 4 digits per week. The best thing you can do for yourself is invest more and spend less.

[@SierraLeighanne]

Unfortunately, not everyone can understand KZbin videos, and most of us are too busy to learn effective investing techniques. Most of us have fallen victim to bad investments. Without a doubt, we need professionals or good brokers; But how can we identify one?

[@Bradleyschaeffer376]

I invest with Juliann Hart. She's the best when it comes to making gains in the financial market she's well accredited and proficient to help beginners through managing your investments-

[@AmandaRae757]

She’s safe and Reliable Her investing strategy and risk management is well structured. She also offer copytrading

[@Bradleyschaeffer376]

[@Bradleyschaeffer376]

Juliannhartt

[@deepanshuparwani8169]

I am 17 and learning all of these for proper and peaceful life thanks for it ❤️❤️

[@nicholasgreen5428]

I have tried managed investment with a number of other self acclaimed experts without any tangible results, reading your story has inspired me to give it another shot ! I'm promising you I would be giving him a try, thanks for the useful insight.

[@dianeatherton4978]

Quite an honest review, thank you for this! I've been working with Kostas and the team for a while now and believe me when I say their expertise is unparalleled! Kudos to them

[@johnlitherland5897]

God bless you Thomas Kostas! If trading was easy then everyone would be doing it. I feel shortchanged having also spent a lot on trading courses and materials without tangible results, it just seems everyone wants to sell their course. Thanks to you, I'll be adopting a more practical approach

[@joeplummer5069]

@ skynetpro_fx

[@arthurdean7224]

The best source of income, are multiple sources of income. Sometimes we need to get our minds off negativity and just motivate ourselves, , stop giving excuses because you will end up not achieving your dreams, take a chance and try something new

[@alexricky9242]

i tried myself but didnt work till i contacted Mr Kostas Thomas and I was able to invest with $2300 and got $38,660 back

[@varunbhanot]

I'm already following these steps 🧿 Thankyou so much brother for guiding your younger brother 💪🏻❤️

[@satishbhagat4570]

मैं इस channel पे बिल्कुल नया हूँ पर वादा करता हूँ आपसे कि आपके बताए सारे steps को follow करूँगा । धन्यवाद 🙏

[@sandipankhan1994]

Pranjal Ji, I feel you are one of the best person who understand common people's wealth. It will be a great help if you make a video on government employees' wealth creation.

[@Nazeem346]

Mr Pranjal Kamra hats off for teaching everyone to become financial freedom We have some to share with your people keep going we will make your country number 1 Jai Hind

[@asanwazifa2709]

🤝🤝🤝🔔🔔🔔

[@5966ramesh]

Thank you so much Pranjal. Amazing video. I am 56 and I took early retirement 2 years back. I have been investing in Real estate, PPF, RBI Bonds, FDs. And I started investing in Stocks and MFs ever since I started watching your Stock market basics video. I enjoy the way you present. Thank you so much for all the support. Your clarity on every concept is amazing. Stay blessed.

[@akashmishra2108]

Do not go aggressive in stock market coz u r already 56 nd it is not advisable nd suitable investment for u....coz u r already a bit old nd what if some unexpected expense came out suddenly.......so follow his rules of 100-56(44)....but i would say do not invest more than 30percent.....no need to increase ur risk appetite.

[@mayank64723]

@original only tu bhi kabhi uncle banega betaji. Zyada hawa mein mat ud, zameen pe rah. Shadi kar na ek baar khud ko cool dude samajhne wale. waise abhi teri umar shadi ke haseen sapne dekhne ki hai. Ya fir gf ko baitha kar apne jokes pe hasane ki. Laga rah...

[@mayank64723]

@@akashmishra2108 bhai tu khud ko pro kyon samajh raha hai. Age ke saath matirity bhi aati hai, aur unki comment se pata chal rahi hai. Mujhe lag raha hai ki tumhein unse advice leni chahiye.

[@akashmishra2108]

@@mayank64723 mai isaliye pro bn rha hu kyoki i work in this industry, know a lot bout this coz this is my work...nd giving him advice which could be helpfull for him....aur tu apna kaam kr thoda padhai likhai kr le pehle baat krne ka tarika sikh le

[@Slade69]

@@mayank64723 Age ke saath risk appetite change honi chahiye .. 20s me jo risk le sakte hai wo 50s me nai le sakte . It is common sense.

[@ibrahimsiege5909]

The first step to financial success is understanding money, most people do not understand that investing money is a lot more better than saving and I’m speaking from experience. Last two years I saved up about $200,000 in the bank and had half of one percent interest on that, last year I had to take that money and invest properly, particularly in stocks, cryptos, real estate investments, currently I’m making over $30,000 monthly income from my investments, even if you want to save, let it not be your key to wealth or financial freedom.

[@hendi4ever151]

Savings are a terrible investment idea

[@ibrahimsiege5909]

that’s exactly how I feel too. A typical savings account can’t keep up with the current inflation rate, so you are guaranteed to lose if you save money.

[@bilalhafeez4922]

Which of the stocks would you advice one to invest in the indian market, and how do you source for properties in your real estate investments?

[@ibrahimsiege5909]

Unfortunately I don’t invest in Indian markets. Realistically, the US market is rising, while the Indian markets is falling. The main reason is that Our Corporate Governance image has almost been shattered by Adani Episode. Till that image improves, there isn’t much hope for Indian markets.

[@bilalhafeez4922]

Thank you. I live in India with no access to the US, but I would really have loved to invest in the US market this time

[@godofwar-f9j]

I have always wanted a financial advisor...I thank to God that I have your knowledge and advice by my side. Thank you sir.

[@niteshpatel8318]

Dear Mr. Pranjal, I am a new investor from the village, I just watched your all lessons of share stocks 23 videos regularly, and I learned a lot, definitely I can say no one can teach like you, I promise I will do the Same, and thanks a lot to you for valuable lessons, please keep it up, one day I will meet personally and that time I thanks to you...with a ❤️ smile..

[@pranjalkamra]

Always welcome bhai!

[@anandjadhav9]

The emotions you are trying to make us understand about life insurance is amazing 👏

[@believeyourself1058]

I will promise that I will take this steps

[@rupengurung5187]

I just Wanted to say Thank you Sir, whenever I need financial advice I used to search your videos and I got my all answers... Thank you Again.

[@pranjalkamra]

🙏🏼🙏🏼🙏🏼

[@ranbaazaashiq6076]

Thanks Pranjal you are my financial influencer I am 22 years old I have followed your steps : life insurance ✅ health insurance ❌ emergency fund✅ Retirement plan (nps, APY)✅ RBI gold bonds ✅ Mutual fund ✅ stocks ✅

[@madhubarnwal8927]

Sound great dude at this little age you have this much diversification

[@sreshthraj1840]

This gives us inspiration from you to value investing ❣️

[@Saksm16]

@@madhubarnwal8927 i am currently invested in stocks, index funds, mutual funds , i m 16, can u tell me more alternatives?

[@sayan1992may1st]

Definately sir, I am a big fan of your good and unbiased solutions. I promise that I will follow your steps and at the end the 2% is yours sir, you really deserves it to guide us and educate for a better financial planning at near future. Thanks a lot sir, 🙏🏻💐

[@AnandVardhan]

I came back just to like this video. Kudos to your efforts to make the netizen gen z a tad financial stable. Hats off to you👍👍

[@meenakshirautela6138]

I promise Pranjal

[@omkarzarikar]

For everyone this is the ultimate video or plan for whole life planning no matter where you live in this world. I knew 90% of the points from all I read and got to know till now . I imagine getting everything of that in this one video which you can blindly follow. ❤❤❤❤

[@cpandit803]

You have always helped me understanding financial jargons since 2018. Credit Cards, Insurance, Equity, Mutual Funds, Loans, Asset Allocation. Thank you Pranjal for all the efforts. I would really love to share the profits along with you once I retire. 🤝❤️God bless you!

[@dishasawant4898]

p

[@Ram-l6u]

Pranjal aur mandep my two mentors, even though I haven't started earning , I feel so much confident and empowered when it comes to knowledge of investing.

[@r.k.kataria695]

how ur investing

[@Ram-l6u]

@@r.k.kataria695 by learning

[@saurabh8880]

Who is mandeep?

[@Abylash]

My finance guru🙏, I already have been following your videos and invested in all the assets that were shared by you. I feel myself as lucky that I started following you earlier on and been following your suggestions. Its helping me alot and I am 100% sure it will help me in future as well. Thanks again for sharing amazing knowledge as always..

[@vikrantthakur2537]

I promise I will take these steps

[@govindasharma8619]

Yeh video meine 10 saal pehle kyunki dekha Thankyou for explaining basics of personal finance.

[@abinashjued6738]

Sir you are awesome... Whenever i lost path in my investing journey, your video came and again i am back to my investment track with lots of new knowledge... Thanks sir🙏🙏🙏

[@KaushalKumar-fp3hr]

Yes sir I can do it

[@unknownsubham1490]

Great video sir. Really you are consider as a elder brother for all ,who always care of his younger brother and sisters.

[@Debjyoti_Ghosh]

I am seriously indebted to you in my financial journey...just like choosing proper health insurance, emergency fund, reduce the no of mutual fund ( 2 or 3 maximum)...how to select stocks, how to design portfolio....and lots of things.... Thank you for everything...

[@himanshu.khairnar]

Sir I always sit with pen and notebooks for taking notes of your advices......thank you sir

[@jaspalchhabra4287]

I promise that I'll take these steps and one day I'll meet you and will thank you personally for providing such valuable information and all of your efforts for a common man like us.. Thanks a lot Mr. Pranjal Kamra.. 🙏

[@avinashpawar3030]

Pranjal sir Done 👍 Rs. 80,000 after 25 years, ☺ Actually you deserve more than that , what information we are getting from you that more than lakhs.... Thank you very much Sir 🙏 One day when I will have lot of money,, I will pay you Gurudakshina 🙏🙏

[@murtyanantapalli7935]

Wow PK sir, this is one of the "the" best video I came across on KZbin. Will go through detailed videos on the topics. Thank you so much.

[@Stockmarketbarta]

I Promise Sir❤️❤️ Apne Jis tara se bataya hai.. Me wo Jarur start & Continue karunga🔥🔥 Or mera Age abhi 20+ hai to me long term me bohot acha karne bala hu.. Sir,, Asehi Videos Banate jaiye...... Financial Paln karega India Tabhito Barega India. Jai Hind 🇮🇳🇮🇳

[@manishnimje6567]

Thank you so much Sir for sharing your knowledge📚 and larn new things for us.. I promise you I'm applying this rules honestly..

[@yeAwaraDil]

Thank you This world is beautiful because of people like you.

[@annihilatorbobby1293]

I m 19 Y/o college student, I promise to take these steps for my family. I wish everyone watching this video, is able to complete these steps. Cheers.

[@TheAkilesh08]

I wish I learnt these lessons when I was 19. You're lucky! :) Good luck to you man!

[@RakeshKumar-lr1gq]

Bro i am in 17

[@soumyaa5629]

Absolutely loved this video on smart steps to increase wealth by 40% through complete financial planning! The insights shared here are invaluable for anyone seeking to boost their financial well-being. A must-watch for practical strategies and a holistic approach to financial growth. Well-explained and incredibly informative!

[@AnantrajGupta]

I promise I Take these STEPS in MY LIFE

[@Rajeshyadav-ug4oq]

Have you bought lic policy?

[@aayushgupta1849]

My heart just keeps thanking you and thanking you🙏🏻❤️ I promise I will take all those step✨

[@ThinkZillion]

Financial literacy is very important and we believe everyone should educate themselves to learn how to optimise their finances. 😊

[@Alejandracamacho357]

What is the best way to profit from the current market,? I'm seeking to invest $900K across markets but don't know where to start.

[@Marthas-r4c]

The first stage in building money is determining your goals and risk tolerance, which you may do on your own or with the assistance of a financial counselor who works with a verified Finance agency. And also you can learn the facts about saving and investing and create a clear plan, you should be able to acquire financial security over time and enjoy the benefits of income management.

[@AliceHh_]

Since the outbreak of 2020, which significantly affected the market, I've been consulting an investment coach before making any investment decisions because their entire philosophy is built around employing a high-profit orientated plan while simultaneously trading long and short, as well as decreasing risk exposure as a hedge against inevitable downtrends. When coupled with their access to odd data and analysis, underperformance is virtually impossible.

[@Patriciacraig599]

Impressive can you share more info?

[@AliceHh_]

There are many financial coaches who excel in their profession, but for the time being, I employ Nicole Desiree Simon because I adore her methods. You can make research and find out more.

[@Patriciacraig599]

Thanks, I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.

[@vishwasgupta2269]

Sir, with every video of yours, my respect for you increases by hundred times❤️❤️. Please never stop making such videos.

[@SurajSingh-iv1fb]

Sir plz make atleast 1 video in a week it helps alot i m a student and I follow you with true heart 💕

[@shalinithapa1697]

Thank you so much Pranjal. I got confidence to invest in stock market just because of you.

[@neerajsaxena]

I really liked your way of talking, simple enough to know how honest opinions you are providing to the viewers. Thanks for the useful tips for perfect financial planning.

[@itskismiskumar]

I Promise I will Take This Steps 💙

[@mohanch7887]

You're a gem, Sir. Stay blessed.❤

[@kcvishal]

I am going to promise that I will take these steps for sure. 🙂🙂 and thanks so much for your responsible videos 🙂🙂

[@kartikgilbile8483]

Good information sir thank you so much ☺️

[@AlwaysKeepSmilingAkash]

Dear Pranjal sir I would like to thank you for your guidance and support, i want stock market and mutual funds for my future wealth, and you gave us the enormous power to fullfill my dreams.. I promise you I'll follow these steps for my future ☺️

[@thearchitgaur]

Dear, sir, Thank you so much for making common person like me aware about such an important thing like 'Financial Planning'. I learn a lot from you. I promise I am gonna follow all steps you have told me about. Thanks a lot again!

[@s.k_Facts_Hindi]

Wada Raha Sir Mai ye steps Lunga Abhi hi 😊❤😊

[@prabhuprasad59]

आप हमेशा हर वीडियो में जो स्टेप्स रिपीट करते हैं इसके लिए ❤️। क्योंकि यह सारी चीजें इंपॉर्टेंट है और हमें बार बार सुनने को मिलती है और हम वह इंप्लीमेंट करते हैं या हमारे जहन में होती है इसके लिए भी आप को ❤️। थैंक यू प्रांजल ❤️।

[@fountain3600]

It's a humble request to Pranjal Kamra sir to discuss the topic of super top up policy.. I heard that it's a great life insurance policy but many people doesn't know about it and nobody really talks about it.. Please bring this topic to the light of the day 🙏🙏

[@ak-yk8zb]

You can add it any time with your current health plan, better go for supertopup from same company..... I have 10 lakhs cover with 90 lakhs additional as super top-up, health reassure from niva Bupa.

[@fountain3600]

@@ak-yk8zb Thank you so much for your kind response.

[@yevodee4024]

@@ak-yk8zb Could you please let me know what exactly this "90 lakhs additional as super top up, health reassure" is? *Is it a health-insurance policy* ? I *do not require a life insurance policy* (because of personal family circumstances), but I am definitely interested in this "90 lakhs additional as super top up, health reassure" that you have mentioned.

[@ak-yk8zb]

@@yevodee4024 additional 90 lakhs activate only when my medicine bill cross 10 lakhs health insurance cover, my 10 lakhs cover cost me 8163 for, and 898 cost for 90 lakhs super top-up. Both also reduced by 30% annually by number of step i walk. Because walking is gud for health. 👆👆👆For single person, you can choose floating plan for entire family, which cost you little extra. But with floating plan add person with the same age in it because premium determine from the elder most. So Parents ka alag le....paise bachenge.... And life insurance se better hai, term insurance as a 30 year old, i am paying 1129 for cover of 1 cr.

[@ak-yk8zb]

This 90 lakhs work with health insurance, Baki companies ka idea nahi hai.... But Mera niva Bupa ka plan hai... Aap kabhi bhi port kr sakte ho dusri company me 3 se 4 mahine pehle, next premium ke bina koi benefit loss ke..... It will help you to save more on medical expenses 👍

[@mukulraj6184]

Thank you Sir for making such an informative video

[@axenousgaming007]

I am just 18....loved sir's video & start investing from my pocket money

[@kratiksisodiya9998]

Your the great pranjal sir👌👌

[@kewandr]

I joined these projects, FTM , LINKS , XTZ , ZPN , FPN , TXN. Pretty early on but due to the current market situation I am at a crossroads on whether to sell or buy back at lower prices..

[@Jme---]

If you're really a long-term investor, you'll love these dips in the market. This gives you the opportunity to consolidate your highest conviction positions or start new ones at large companies. Take advantage, have a long-term perspective. I would say hang in there and keep accumulating, this is a perfect opportunity to buy quality assets at a cheaper price. Which means you get more shares.

[@mrtom994]

@Beth Wynn I'll advise you trade under the guidance of an experienced Financial Consultant like *Ann McGrath Elliott* so as to reduce chance of lose till you get a working strategy for yourself. She is very reliable I must say and she's quite known with her operations. Her trades are sure and give realistic profit and she manages all risks effectively.

[@Liam5____]

The currency you choose to keep is always more important than how long you keep it. If the coin you have has high utility and a large community, it will always bounce back with new ATH no matter how low it falls. Before celebrating, conduct a thorough study...

[@user-vw5fv6ue5d]

*Ann McGrath* has made quite a name for herself, it feels good to see her name mentioned here. I trade with her and it has been an amazing experience for me. I have been trading with her for months and everything is going well with her daily strategies.

[@user-vw5fv6ue5d]

You can contact her through whttsapp.

[@srinandanrao]

Agreed to all his suggestions except NPS. NPS has lot of loopholes(drawbacks). As per me, NPS suits for 30% tax bracket considering liquidity, long term, annuity and pension aspects of NPS.

[@gajinderchawla]

Mmmm m m

[@nourishedhairandskin]

I will take these steps for sure, 100%, when I get more knowledge of this domain.

[@betterversionofyourself]

Hi pranjal bhaiya .... Hope everything is fine at your end... Watching your videos after some time.. Really appreciate your hard work and dedication to help and care for your viewers... Also have noticed your video edits have changed seems inspired by labour law advisors... Scripts also have some difference trying to make it light and more interactive. Even if that not done your content and knowledge is great which is the most important thing. Most interesting part is the way how u start " Namskar Dolton This is Pranjal Kamra Shuru Karte hain Finology" Keep inspiring us and guiding us with your great knowledge, experience and dedication 👏🙏🙏🙏🙏😊😊 God bless you and your team Take Care 🙏😊

[@rishikeshsahu1177]

Sir I will follow your strategy gradually.

[@sarthakgarg4221]

Hey PK, i really love your content and am an avid follower of your videos and suggestions given. I think this is a great video to help people plan their investments. Just two suggestion 1. Allocation of investments amount in different instruments i.e. if a person has INR 1000 to invest, how should he distribute the amount w.r.t equity, debt, gold and liquid cash. I know you touched part of it but a complete guidance would have been great. 2. How much should be the emergency fund and where to invest that amount while keeping the objective of easy liquidity.

[@amanbhatt5669]

For pt.2, I think you should invest 6 times of your monthly expense into FD

[@nagasaipurvaz4251]

i recently got my first job all my pears are buying bikes using emi this vedio got recommended to me like a sign to not take useless financial decisions because i didn't even have a simple emergency fund

[@bensonjackson5765]

Found your video at the perfect time when I needed the most.I wish they taught me this in college.,"A good question opens the mind, a statement keeps it closed."Simply brilliant. "It's always a good time to be rich, Starting early is the best, you've helped me alot with your advice, imagine investing $4000 and receiving $16,300. Vilma Kim is the best.

[@shiellychurchill1579]

I have had no luck investing in digital assets.I actually invest on my own but my profits aren't always as I expect, sometimes I just keep losing money..

[@bensonjackson5765]

Having an investment adviser is the best way to go about the market right now, especially for near retirees, I netted over $210K during this dip, that made it clear there's more to the market that we avg joes don't know

[@bensonjackson5765]

SHE'S ALWAYS ACTIVE ON HER TELEGRAM'S APP WITH THE USER-NAME BELOW,.

[@bensonjackson5765]

*FXT VILMA* 👈that's her username

[@parulsinghchauhan5555]

I promise, I'll take these steps 🤝🏻

[@punamannadateshah2711]

Thanks Pranjal ji.... And lots of love... I am 34 ... And already done four of the steps u told... So cheers to 🙋me🥰🥰

[@mr.unknown6495]

টাকা ইনকাম যখন থেকে শুরু করবো এই step গুলো অবশ্যই follow করবো।।। Promise

[@rakeshrajgopal309]

Hi Pranjal, very nice video. I have a question, Instead of NPS can we go with NIFTY INDEX MF or some large cap MF as there are limitations in NPS, this will give similar returns over the time and we can use our full money on maturity.

[@Odia_khabara]

I promise I Take these STEPS in MY LIFE ...

[@akshant2024]

I promise i take these steps❤

[@amanmaheshwari5665]

I promise, will take these steps from now onwards!!

[@sun29datta]

The last bit got me to smile 😀

[@somprakashnijhawan4461]

Well elaborated, thanks

[@INVESTINGVIEW7]

🙏🙏🙏❤️🙏🙏🙏

[@saminatinwala5946]

Pls make a video for people above 40yrs of age. How they should invest. Also a video for small time self employed women

[@kcpatel10]

Wonderful video, your all steps are valuable Prajal Ji. Yes we can make good money by following these steps. Thank You Very Much.

[@vivekranjan7610]

Aap bahut achhe se batate ho sab baatein.aur apka video bahut achha hota hai and bahut genuine bande ho aap.aur apke kahne pe maine asset yogi bhi dekha mujhe bahut achha lage wo insaan and unka channel.thank u very much.aap aise hi hume jaankaar banate rahe pls.

[@AbhilashaSharmaa]

I promise i am going to take the shared steps seriously 😊

[@karishmadas2638]

Thank you..Sir..from 2021 without any prior knowledge I started to watch your videos. As I have no knowledge about finology, your simple explanation made me understand gradually. And now after a small gap when i am watching it again. I want to thank you for your great advice. Moreover, I like to share that i have followed and applied every step you have mentioned above. Thank you again.

[@Vishallyadav]

Yes sir I promise that I’ll gonna be doing it

[@bantymeherr]

I promise Sir... I take definitely apply in my life......❤

[@niharranjan9079]

I promise to take down things..to make my 2024 better than ever..Thank you to be my mentor..😊

[@apurvtrivedi4871]

Hum aapke video pura dekhte hai. You don't deserve to use the word please. We watch your video because you worth it.

[@tamalbanerjee4832]

Sir, you're guiding us just like a father. Thanks a lot, I'm now 23 and have already started planning accordingly. I hope after 37 years UPI 5.0 mey paysa send ho jyga😂♥️

[@prashantgaikwad5764]

Sir bahut achi information di hai, Thank You So Much.

[@nidhichaudhary4072]

I promise that I'll take these steps for sure 👍

[@shivasinha2774]

Maine video dekhne ke turant bad life insurance karwaya Thanq sir

[@HasibK90]

Thanks for such a simple n detailed video.. I'll follow the same