Smart Things to do Before you Pay your Medical Bills

#personalfinance #moneysavingtips
Here are some smart things to do before you pay your medical bills that will help you prevent from overpaying for medical treatments.
Use these simple tips and tricks to make sure you have saved as much money as possible and aren't being overcharged for certain services. It doesn't take much time and can save you hundreds or even thousands of dollars!
For more money saving tips and tricks, check out The Frugal Ginger blog: frugalginger.com
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[@christineschultz3176]

When she says when you get a medical bill and open it up make sure you,,,,,, I say after opening up your medical bill make sure you have cushions all around you to protect you from you fall from passing out from aftershock!

[@anahisnava5328]

As someone extremely lost and stressed out about hospital bills it really means a lot to me that you took the time to share your advice. It made me feel genuinely better when you said you hope that this will help our finances, thank you so much for this video! God bless you

[@timrox5626]

Ask for a medical grievance too. They will ask you to fill out a form to show financial hardship. It will list your income and monthly bills

[@taradiddlez2814]

This is extremely helpful as a young person learning to adult. Insurance is confusing🙃

[@pharaun159]

Because its a scam

[@jonathan1613]

My wife and I just had our second daughter with our first we had insurance for this one we didn't at all it was all self pay and before delivery we called the hospital they told us it was gonna be 9k plus the 8k we paid the obgyn. Today we received a bill for $78,000 I don't understand the gargantuan leap from 9k to 78k USA health care is ridiculous to say the least...

[@livingdivinity6275]

Try medical tourism in India, next time if possible. If you think of yourself as super wealthy try the UK.

[@noy6184]

Oh. Lord? What state? Here is $22k to 30K

[@jonathan1613]

@@noy6184 Texas it was a ridiculous amount of money but I called the hospital and thankfully got the price lowered

[@noy6184]

@@jonathan1613 i am very piss about how the hospital billing work, they messed up my bills so much. there was one bill charge me for 1hr visit for $600, i called and asked for details they can lower to $300. have no idea why they do this to me

[@haleyhodge1321]

Healthcare here is AWFUL!!! I went into the ER last September bc I was having abdominal pains and thought I may’ve had a miscarriage, a cyst burst or something! Got my two bills about 2 months after. One from labs, $90 (not bad at all.) Got my second one from My Doc Bill for the visit and crap. Was $1200 or so, gave me a 40% discount due to being self pay… Paid those off no problem. Little pissed because the doctor literally do anything but refer me to an OBGYN. This past Friday I just received ANOTHER bill. This time from Flywire for originally $4000!!! They knocked it down to $1600. But now I’m in a bind because it looks like they’re tryna double bill me! 💀 Not to mention overcharge me!!! I’ve already paid for this mess! I’m so sick of it. I ain’t going again unless I’m about to die.💀💀💀 Even then, after seeing the medical bill I might be better off dead.

[@fallingxshadow]

Damn, I have no idea what half the stuff on my medical bill is. These people go to college to learn all of this stuff how am I supposed to know what I received? Being at the hospital in pain trying to write down what they're doing to me sounds like a nightmare Lol

[@micahmathis7990]

this is literally soooooooooo funny tooo me😂😂😂😂😂😂😂😂😂😂😂😂😂😂

[@jbb8261]

Healthcare blue book was a mess when I visited, it was recommended in other videos but there’s no way to find prices on it.

[@kylecaudill9261]

A lot of the over billing is not by mistake. A lot of third-party billing companies charge something like 10 times the Medicaid billing amount to insurance companies that give percentage discount and not pay a set amount. Sometimes the mistake is that instead of charging 10 times the amount they would build Medicaid they charge 40 times the amount. If you have an insurance cap like I do that leaves you with a hefty Bill a lot of the time. Either way though they're still screwing you.

[@magicrobharv]

Thank you for your great video !!!

[@karenbaird7402]

Thank you for this information

[@nancybarber5008]

Great job young Lady!!!

[@TURTLEORIGINAL]

I'm home now, from many months in different hospitals. I'm home now, still not well, but in recovery, probably for many more months, before I am healed, from a blood infection that almost killed me. I just got discharged from hospital a little over a week ago. I now have visiting nurses stopping by daily, to change my wound dressings. Today, I opened only one bill and the amount was for: $408,000 dollars(I rounded off) This was only the bill for my stay at a Long Term Acute Care Hospital (LTAC Hospital). I better get my side hustle on! Oh, am I worried or have sleepless nights, you may ask? No. Why? Because I don't care? No. Reason: No amount of emotional worry will pay one penny of the hospital bill. So, those of you out there in KZbin land, please don't further hurt your emotional being and health, should this be similar to your financial predicament. God bless you.

[@curiosity2314]

I have been to health care bluebook but I don't see anything on the page to actually use it. It's like you need some type of code? Maybe you could make a video on using that service?

[@jasolin8821]

Thanks for video. It is very helpful for immigrants.

[@tommyvu751]

Hi Ginger, we appreciate very much your valuable tips for this very troubling topic, what causes a lot of sleepless nights , at least to me. I have medicare and the supplemental plan F. According to this plan, for all treatments approved by Medicare, I don't have to pay anything. However, I keep receiving bills and as you mentioned, almost all of the bills were wrongly coded and it turns out, I didn't have to pay any bill. But this problem bothers me too much. I even asked my Dr to provide me with only Medicare approved treatments. But still I keep receiving bills that force me to dispute them with my Doctor's office and I am tired about the whole mess. Please advice me on how to avoid such troublesome and time consuming problems? Thank you very much for your help. Tommy Vu

[@myfavorites1016]

ya i had to call my clinic to tell them i was still waiting for my doctor's charges, he had to dictate my office visit, then send it to my insurance.

[@MrBritnor]

Note that she did forgot to explain about charity care or financial assistance if your household income is really low.

[@mkmitchell4028]

I been with my family doctor for 10yrs im 63 yrs old i have always carried a in house bill due to being on SSI i made payments on past due amount what ever i could afford and medicare covered my co-pay. Today i went in to get blood work done and psa checked from having prostate cancer, they informed me in front of other patients i had a past due amount i said i could pay $20.00 they refused the payment & to see me because i didnt pay the set amount of $75.00 payment which i never had a set amount until today.

[@scottsinger7110]

They purposely don't run it through insurance because they are all in on it together.

[@sinebar]

Make sure they have the correct gender marker too. There have been cases where the wrong gender was written and the insurance denied the claim.

[@ProfessionalGasLighting]

Is there anything I can do if i overpaid on a charge that would have been covered by insurance?

[@mightywind7595]

Contact the medical billing company and ask for refund above the amount you should have paid.

[@JesusChrist-xk9ee]

Don't pay them at all and file bankruptcy. Chapter 7 guarantees you by law of the ability to have it cleared.

[@sma1616]

terrible advice. it takes 7-10 years to recover from filing bankruptcy

[@juniorj.5108]

Great advice especially coming from Jesus Christ

[@TURTLEORIGINAL]

@@juniorj.5108 anyone that has their profile name here as such, are lost. His name is holy! Not one here that has it written.

[@TURTLEORIGINAL]

Troll.

[@kdxtreme7479]

I wanna move to Canada

[@janerobert1799]

Hi everyone I finally got my assiss of $8000 and I am so incited right now.

[@jonathancatron9377]

Business side of medicine is out of control.

[@sarah.j.777]

The smartest thing you can do is eat healthy foods, drink plenty of water, workout and rest well so you don't have any medical bills.