Spain - Tax Haven for Digital Nomads?

[@OffshoreCitizen]

2:43 we have a typo on the screen regarding minimum amount of earnings. Minimum amount is $2300 USD

[@InstantLuc]

Is this pre-tax or post-tax? Thank you my fellow Canuk!

[@olkodolko]

From where this 15% In other sources there are 24

[@AsifSaifuddinAuvipy]

i heard 2*1080

[@ICanThrive]

Its about $32K USD per year requirement, and apparently the tax rate is 15%

[@lachainedelaverite]

There is a wealth tax in spain that makes spain a tax hell. On top of that, if you spend more than 183 days in spain, you become tax resident. Spain is by far the worst tax country for digital nomad, that's why there is no digital nomad in spain.

[@OffshoreCitizen]

The new regime makes this much better

[@kathleenlow4343]

Depends on which province you are in. In Madrid, one pays no wealth tax

[@JayStillYung]

@@kathleenlow4343No they added a "Temporary" solidarity wealth tax. Everyone is affected in Spain it’s a tax hellhole

[@SunKing968]

Ha ha yes correct a tax HELL

[@FIBONACCIVEGA]

Oooo. Yeahhhhh!!

[@dariosfinancetips]

I'm from Spain and living in the U.S cant wait to go back!

[@MyFirstBitcoin]

for non Europeans

[@neverlookback7039]

No vuelvas por dios, nos están robando el 50% de los ingresos ! Esta todo fatal !

[@Thanatossssx]

no vuelvas bro lol

[@Alkapone63]

As I know the 15% is for startups, for employees or self employed it’s 24% and it’s not clear what to do with social security contributions for now.

[@lawsofhumannature2049]

Thanks for the clarification. I'll be moving there within a year and Im looking forward to founding a startup

[@victorfebo2672]

Thank you for sharing! I am a couple of years closer to retirement and I am currently evaluating Spain as a destination where to retire. But, looking through the internet so that the income taxes are quite high for a retiree; I am from Puerto Rico. So, these are very good news. Thank you again for sharing!

[@Ethri.properties]

Best Channel for company set up and residency ever

[@OffshoreCitizen]

Thank you! Anything you'd like to see next?

[@Ethri.properties]

@@OffshoreCitizen Spain v Canada

[@danilgerasimenko8605]

Not 15% BUT 24%!

[@jonnyreh001]

15% tax sounds cool, but what about social insurance? How much is that for nomads in spain? In Portugal you dont pay SI for the first year of business at least. and NHR tax is 20%. Then 50% discount on tax for the first year ... awesome. Also crypto taxation is possibly an important aspect for a nomad. In portugal the crypto taxes are now still veeeery attractive in 2023. Now I am searching for alternative for this as my year of social contributions exemption will be gone :D

[@moneyvest.]

Hi! does this digital nomad visa eventually lead to permanent residency? Is that an option? After renewing the visa for 5 years. Thank you!

[@SenorJuan2023]

So if you're self employed as a true digital nomad (e.g. free lancer), this visa still works? The wording was a bit confusing.

[@davidcua996]

Usually I love your videos, pretty much 90% of them and you are great advice, but this time the video title is quite deceptive. My point : Spain has NOTHING of a Tax Haven. Guys don't be fooled by them. I am French (half of Spanish origin) therefore UE citizen therefore it's not applicable to my case, but even if I was from a non EU country, it would not be interesting. Mainland spain is tax wise utterly horrendous as is my home country. If you want to live in spain for the weather, the people, the nightlife, and slightly the cost of living / renting. Why not! However, I wouldn't recommend Spain for tax optimization.

[@davidcua996]

I still press the liked buttons though 😂, it's only the frustration of being a tax abused EU citizen that speaks here guys. Avoid it as much as possible ^^.

[@kenmeyer100]

I think he made it clear in the video

[@SenorJuan2023]

Sweet! Now I have to decide between Spain and Buenos Aires in a couple of years.

[@lawsofhumannature2049]

Why buenos aires? As a nomad or founder?

[@damianomamone6298]

Good morning, I have a question regarding the 24% tax rate. If I work as a freelancer for a non-EU company, have tax residence there, a bank account and my center of interest, on what amount do I have to pay 24%? If I pay 12% in my country of origin, is it worth doing the DNV at this point?

[@NormDogWoof]

Isn't the 15% for companies? And it's a flat 24% for individuals?

[@haseebmajid2288]

I thought the tax in Portugal for foreign income is 0%? Does that make it better than Spain's 15% income tax for non residents? I believe it does doesn't it?

[@emmanuel39409]

Finding this a year later but curious, what is the US business personal liability for having an employee work remote in spain? Does that change if they become a citizen of spain? I am just thinking about the US and how much things get complicated between states, whether someone is contract or salary, etc..

[@GusUruguay]

I'm looking at the non lucratrive Visa. If I get my income from the USA stock exchange (not dividend income but options selling), what tax regime should I give a look to? Thanks!

[@amzelite]

I'm British and Polish Citizen. I'm moving to Spain next year (from London) on Beckham Law. 24% flat tax, London salary via their Spanish company.

[@edmundcomet]

Great content as always, Michael. But I noticed that you have not responded to any of the commenters asking you to clarify the 15% vs 24% tax question. This seems a rather important detail. Would you elaborate here for the benefit of all of us who are interested?

[@TheMexicogdl]

Umm. Maybe talk to a Spanish tax specialist?

[@SyoCoF]

Currently, the amounts is €2,334 per month or €28,000 per year, but it is likely to rise slightly as the country is reevaluating its minimum wage.

[@Thanatossssx]

If youre talking average salary thats right, but shallow. In spain very few people that earn that 2-3k, the MEDIAN salary is in the 1.5 K range, far below the "average" salary.

[@lixi-qing5310]

In Europe you should also pay about 20% VAT tax... Not only income tax. If you compare 5-10 taxed years in EU with offshore countries, you simply pay the flat rate of $200-300K EUR tax for nothing.

[@IgorSadovskii]

About taxes, is it 15% or 24% of income :)) is not clear. as well for first 6's month should i pay something or not

[@dj_traveling]

I’m currently in the process, but my last missing piece is the certificate of social security coverage. The form requires a lo address for the company in Spain. Not sure what to put there.

[@SeanZAcz]

Love your content, my wife and I soak up all the episodes. We are based in South Africa and produce online royalty videos that sell in the US. Could you possibly do an episode (or recommend an older one) that covers small businesses that employ people on a non permanent basis but where the income comes from an offshore entity, though locally produced. It seems it doesn't fall under the same category as a 'digital nomad' and I'm just trying the get my head around the legal ramifications. Thank you. Also a small tip for your vids if you want a more cinematic look, you need to make the f-stop of your lense close to F2. The bokeh that comes from that will add another dimension to the shot. The lighting is already great especially with that natural beam falling down the staircase.

[@OffshoreCitizen]

Thanks! We're using f stop 2 on the latest videos but will see how to improve. Depends a lot if you own the small business or not

[@davidwebber6956]

Hi there . Any update on this now its up and running ? particularly if its possible to pay 15% tax on uk investment income from property and what about capital gains tax under this ? thanks

[@stevepovey2489]

Do you still get the Personal Allowance? (It's about €5,500 I think). Also what if I am working but also receiving a UK pension?

[@h.d.nudayangani813]

With this nomade visa can dependent/ applicant do any part time job with their freelance work

[@melaniedavies5577]

Are they planning to reintroduce the 10 years 0% Tax or non dom tax status

[@ux.milosh]

Thank you for sharing this information. It is super valuable. I have one question that I don't think is covered here. If I am an entrepreneur from a country that is not in the EU and apply for a digital nomad visa in Spain, will I need to pay taxes in both countries or only in my home country where I am registered and pay flat-rate taxes? Thanks in advance :)

[@lawsofhumannature2049]

Yeah im also an entrepreneur and trying to figure out the same.

[@AlexanderMiller-j9l]

1 am looking at the digital nomad visa. Can this be advantageous for a UK LTD company director? I am also a owner and shareholder (50% with significant control) of the company that will employ me. Will I get tax advantages? I am unsure of the double tax treaty between UK and Spain. At the moment I pay myself mainly dividends. However, If I took my income 100% as salary, would I pay 24% tax only, or because the source of income is UK, will I also owe tax in UK? What would be the most tax efficient option for UK Ltd director / shareholder? Thanks!

[@kirill4531]

So I can prolong 3 times this visa and stay up to 4 years in total?

[@adilocara]

If we pay taxes in Spain as digital nomads Does it means that we are double taxed?

[@lmonterroza]

Can someone explain the requirement under Spanish law pertaining to the digital nomad visa in regard to the social security certificate? I work remotely for a US-based company. I had a free consultation with an attorney in Spain. They informed me that my employer has to register with the social security offices in Spain and that the US Social Security office has to provide a certificate to the SS office in Spain. Does that sound correct? This information is mostly omitted from other videos or information I have seen online. Any clarification is appreciated.

[@natashar5800]

How about EU Citizens who move to canary islands, and work for the UK? If I stay over 3 months, will I have to pay some percentage of my income as a tax to Spain? ☺️

[@firozshah5928]

if I am eligible for a Digital Nomad visa (in any EU countries). After living there a few years Can I apply for a Permanent residence there in Greece/ Italy/ Spain leading to Citizenship ???

[@TheUltimateMueller]

Do you know how this works for citizens with dual nationality? I have both British and German passports. Would I still be able to apply for the visa using my British citizenship?

[@crystaleldridge3988]

So if I work remotely for a company in California, I am ONLY paying the 15% taxes in Spain, and NOT the California local taxes and federal taxes? I want to make sure that I'm not paying that 15% on TOP of what we're paying in the states.

[@OffshoreCitizen]

If you're American it's more complicated because you have US tax liability no matter where you live but then you get tax credits and possibly FEIE

[@jozsefhomoky530]

Hi Michael from Alberta, Canada. l like the way you explain things in a concise manner. My question is would I need to have a business outside of Spain, as I trade markets through a broker individually. And if money were no object, would you still prefer Spain over Portugal?

[@OffshoreCitizen]

The lifestyle in Spain is more to my style but that's a completely personal preference I've got good friends who prefer the opposite. Regarding the other question depends somewhat if you're referring to active trading or investing and under which regime. If it can be treated under a foreign income regime and it's not active trading no company would be necessary in fact it's often preferable not to have a company that's for example the case with the Beckham law.

[@MrBoxer42]

Love the new editing really enhances the video

[@OffshoreCitizen]

Yay, thank you!

[@dimitrivancamp1013]

Are you sure that it is only for 4 years? I thought that the Beckham law is still 6 years (5 + the year of arrival)?

[@jasonkay-H2MO]

I think 5yrs then full residency.

[@OffshoreCitizen]

What's been reported is Digital Nomad visa is different from Beckham law

[@boink800]

Have no criminal record in Spain and in the country/ies where they have resided for the five years prior to the application

[@MOJOMINDMUSIC]

Great video. Would individuals that are day traders that work for themselves qualify for a nomad visa? Also what about self-employed internet marketers? Thanks for any thoughts!

[@don_kandon6006]

What if you have polish (eu) citizenship and carribean let say st kits and nevis? Can you do this then as carribean?

[@OffshoreCitizen]

You're not supposed to no.

[@don_kandon6006]

@@OffshoreCitizen Thanks for the answer, and the great content :)

[@Joseph-xt2qg]

Italy still has the 70-90% tax reduction plan.

[@adventurefreaksss]

Great information. Where are you located?

[@OffshoreCitizen]

Thanks! Dubai. How about you?

[@SingularityZ3ro1]

Very interesting and an awesome place to be! To me, Cyprus seems to be still nicer with 12,5% corporate tax + most of the private expenses deductible, and no income, or capital gains tax for 17 years. You only need to be in the country for 2 months a year. Compared to Spain, the most notable difference I think is that Cyprus is quite small. A very nice community here, but nothing to compare with vibrant Spanish cities, of course, if you're in for the action :-) PS: Also some things with the Cyprus LTDs directly can be a bit cumbersome since even though the reputation got much better, some businesses do still not like it. (Not often, but if, it is annoying). That will likely be something else in Spain. But since I understand it, the company has to be located outside of Spain anyway.

[@OffshoreCitizen]

Nice comparison. Thanks for sharing your insights! Cyprus also has a digital nomad visa program :)

[@Joe-fn9mi]

We are starting to look at options to lessen our tax and Cyprus is top of the list. You sound like you know what you are talking about in Cyprus? We currently have a UK LTD company, me and my gf are 50/50 directors. Is it just a case that we move to Cyprus and pay ourselves from the UK LTD to make use of the zero personal tax or do we have to open a Cyprus LTD and pay from there? And what visa should we be looking at?

[@james.mcbain]

@@Joe-fn9mi Hey Joe, did you figure out how to do this? If you pay yourself from a UK Ltd company then you would still have to pay UK corporation tax, but I'm guessing you wouldn't have to pay UK income tax if you're not tax resident? I'm not completely sure about this though.

[@MichaelRose51]

Very informative, I have found online (through Spanish websites and companies who manage the visa application for you) that the income tax is actually 24% flat rate up to €600,000 per year and not 15% on personal tax as you mentioned. Could this be for companies/start ups?

[@brunovaz]

It's insane someone that earns 600k a year pays the same taxes as someone who earns 30k wtf

[@christophertaylorbrown]

@@brunovaz They're not paying the same in taxes...the person making 30k pays 7,200 in taxes...where as the higher earner would pay 144k in taxes

[@brunovaz]

@@christophertaylorbrown I obviously mean they're paying the same percentage

[@FitFixShorts]

@@brunovazthats literallly the most fair it can be

[@amzelite]

This is Beckham Law, different than Nomad Visa.

[@BradleyAhrens]

Does this new regime affect social security taxes? Or are they still super high?

[@snterp]

Haha I guess I was a few years ahead of the game! I can't get that nice tax treatment, but I'm finding out it's not so bad all things considered. I think I'd actually be paying just as much if not more tax in Switzerland when you include healthcare, plus the inordinate cost of living tax. Hard to find 300,000 € mansions in Switzerland.

[@OffshoreCitizen]

Haha seems like it. How are you liking Spain?

[@donna3255]

Comparing to Mexico and Malaysia's digital nomad visas with zero taxes, Spanish one with a 15% tax rate isn't worth considering at all.

[@OffshoreCitizen]

Depends where you want to live there's more to life than just taxes

[@AmsheeHassan]

Malaysia isn't 0 percent

[@Joe-fn9mi]

Im looking at lessening our tax burden. Currently we're UK citizens with a UK LTD but we earn money entirely online so can go anywhere. It seems most of these tax friendly places require 'foreign money' which would be us paying ourselves from the UK LTD right? But this has led me to wonder what the point is in having a UK LTD at all. Unless im being stupid, wouldn't it be better to just open an Estonian LTD? Cheaper corp tax, easy regime and still enables me to pay myself foreign money if we live in somewhere like Spain? If there is no benefit to UK LTD, then what's the point in it even existing in my setup...

[@OffshoreCitizen]

In most cases if you don't live in UK it's rarely best to have a UK company. This being said every situation is unique so best to reach out to us for specifics about your situation Www.offshorecitizen.net

[@damianmussi2362]

HI! thanks for your videos!! As I see its 24% not 15%. Did it change ?

[@hbmustangs]

15 for Bussiness I believe

[@AsifSaifuddinAuvipy]

When it comes to taxes, if you relocate to Spain under this regime you will be treated as a non resident and your taxes will be 15% -- is it for real?

[@erinaustin9968]

I would like to hear more about Spain and tax on retirement assets. I’ve heard they tax on the total 401k assets even if not pulled out for yearly spending. Is there an age before that applies?

[@OffshoreCitizen]

Depends how much assets you have. They have wealth tax

[@joethong726]

Is it 2100 or 21000 euro per month? timestamp 2:45 writes 21000

[@OffshoreCitizen]

$2100 USD is the correct amount

[@freecracking3723]

Hello I have 2 business with Amazon FBA and CPA marketing and I'm interested to move in spain. I live currently in france. Is the digital nomad visa can be applied if you are the owner of a business and live in spain ?

[@JoshuaJackson84]

Great content as usual! I was wondering how foreign sourced dividends are treated?

[@OffshoreCitizen]

Not clear yet unfortunately

[@johnnash7350]

I need to know this too before I decide I want to get the non-lucrative visa.. Also, I would prefer not to disclose my indexfund assets to the Spanish gov

[@ricci728]

Does the Spanish Nomad Visa require that your employer register is Spain and pay social security taxes? It seems like most of the nomad visas and special tax regimes fall apart if you are a direct hire employee.

[@OffshoreCitizen]

The program is open for those working for foreign companies (not Spanish) or self-employed with foreign clients (non-Spanish)

[@EoinDobbinCatto]

Thanks for the great info as always Michael, question.. you said to live in Spain but to have your company registered elsewhere is reccomended, where would you have in mind for a 10k per month one man band? Is the cost and effort of Dubai too much? Or is it worth registering a company there

[@OffshoreCitizen]

Not worth it, far too expensive in that case Best is to reach out to us to discuss your specifics

[@eoindobbinpt6960]

For sure, intending to over the next few weeks once I have wrapped up travel, thanks and speak then!

[@konzi1]

I've been working 100% remotely for over 1 year while living in the UK. If I get this new visa and move to Spain, can this create any taxation problems for my company as this is their only problem at the moment?

[@OffshoreCitizen]

Depends what you're doing for them

[@konzi1]

@@OffshoreCitizen software programming, full employment.

[@BO-ye6fk]

I have the same question how hard is it to get paid, bank account home taxes etc

[@lclayton1330]

But how does this work for Americans because if I'm paying 15% to Spain AND since I'm an American I have to pay social security (7.5%), then I'm at 22.5%. RIght? I get the tax break up to 110k, but I still have to pay soc sec, right? Maybe we can do a call to discuss.

[@OffshoreCitizen]

Yeah best to book a call. There are ways to potentially not pay US socials

[@Foxxxxx96]

The digital Nomad Visa is a one-year residency permit in Spain, potentially extendable up to five years, for non-EU citizens who earn at least 2100 Euros per month and have a history of that income, medical insurance, and no Spanish residency in the last 5 years. The permit holder must be employed by a foreign company and only 20% of the company's income can come from Spain. There is also a requirement for a criminal record check. The permit allows access to the Schengen Zone. The requirements may change as the program evolves.

[@jasonkay-H2MO]

If it is applied for in SPain the first visa is apparently for 3 yrs also. Flat rate tax of 24% for UK too.

[@MichelleTang-d8e]

Hi! great video. is it 15% or 24% tax for nomads? I heard different things from different sources. Thanks :)

[@OffshoreCitizen]

Digital nomad visa holders, as non-residents for tax purposes, will face a fixed tax rate of 24% on just the incomes they obtain in Spain (not worldwide income) up to 600.000€. For any income that exceeds that amount, then the (fixed) rate would be 47%.

[@Acorn-lodge]

@@OffshoreCitizenso what would worldwide income be taxed at, 15%?

[@MidnightsFirefly]

Glad to hear that more EU countries are opening up to digital nomads. Thanks for this, Michael! Have to say that the editing in this video was incredibly weird and there were many spelling errors. “The Europe” and “EU Citizents” being two examples. It takes your usual professionalism down a few notches, unfortunately

[@OffshoreCitizen]

Thanks for the feedback, we're going to be experimenting a bunch over the next few months ago there will be some changes

[@moncef2466]

@@OffshoreCitizen "the next few months ago" ?

[@jaywill2697]

It’s 24% where did you get 15% ?

[@davidvitteri7030]

I work for US companies as a sales executive consultant (independent contract) for sales agencies. I'm from Peru but lived in the states for many years, right now I'm in Spain since Aug. 2022. Can I still apply for the digital nomad visa in Spain? I fill all the requirements, I just want to sure if I already came to Spain is that a problem?

[@reesecrampton]

Isn't Peru part of Ibero-America where the residency/citizenship requirements are relaxed/cut down? I know their former colonies get to enjoy this benefits if you wanted to have citizenship.

[@Andy_OvaSeas]

Would this make Spain more attractive for options traders than Cyprus?

[@OffshoreCitizen]

Not more attractive, unclear so far if it would be competitive

[@ahaomar]

How we can apply for this program? It under consideration or actually implemented?

[@OffshoreCitizen]

The program has been launched. You can contact your local embassy/consulate for info regarding the application

[@ofriavizov5275]

Any similar programs in any other countries in Europe or outside Europe?

[@OffshoreCitizen]

We've made a video a couple of months ago, covering all the digital nomad visas currently available

[@AgustePerry]

I'm in Spain for 6 months and I was told I have to fly back to U.S to go to Spanish consulate to apply for any visa, rentista, lucrativa or anything. My pension alone is 3,400 €per month. I need help to figure this out. Do I stay or do I go to apply?

[@pedromiguel-fs7ux]

Pay to the youtuber host, he's gonna give you good advise. Just like when you go to doctor and need advice...

[@simonchristopherrule7313]

As far as I know you can't apply for those visas from within Spain so yes probably going back to the US to sort out that visa is the way to do it.

[@antonwolkov4455]

you have a typo with the income per month figure, should be 2,100 eur not 21,000 :)

[@OffshoreCitizen]

Thanks

[@gamerzbangerz]

I am EU citizen and Canadian citizen could I use CAD passport to apply?

[@OffshoreCitizen]

Unfortunately not

[@reesecrampton]

@@OffshoreCitizen Can a non-EU apply for this and make the EU spouse as dependent so both could get to enjoy the benefits?

[@abidrahim7607]

Hi Michael, can Indians also apply for this visa?

[@OffshoreCitizen]

Any non-EU national can apply

[@abidrahim7607]

@@OffshoreCitizen Thanks

[@AgoraseiRicardoPereira]

spain has high taxes... many countries have lower taxes like brazil

[@cisvercouteren4556]

Hi, i am a EU citizen and interesting in living in Spain as a digital nomad. Is there a tax benefit for EU citizens as well?

[@OffshoreCitizen]

This program is open only for third country nationals

[@laurymelo5741]

​@@OffshoreCitizen what does this mean

[@hbmustangs]

a nomad tax is 24%. a new Bussiness would be 15% but that's not a nomad

[@Sloarot]

There's a thumbnail I thought I'd never see :-)

[@OffshoreCitizen]

Hahaha I know right 😂

[@phyllobolus]

AFAIK this special regime is not effective for digital nomads yet.

[@AlexBosy]

croatia also has a digital nomad visa but with 0% tax. Someone could get advantage of that and de-facto live in spain since its a schengen zone and nobody would know what schengen country are you actually in

[@KeepingItRealBro]

In Spain you can't get anything done without an NIE. You could stay in an AirBnB or something, but not live a particularly wholesome life consequently

[@OffshoreCitizen]

Croatia digital nomad visa is only 0% tax on working earned income not all income

[@AlexBosy]

@@OffshoreCitizen yes. good for me because I don't have passive income yet, hehe.

[@Bcbweb]

You only have the right to live in another Schengen country if you're an EU citizen, not just a residence holder. A residence permit will entitle you to travel around visa free for the usual six months. This info is on the EU official websites.

[@joakimsiljelind118]

You really need to stop saying that access to one schenge country gives access to them all. This is simply not true. Even if you are a citizen of a schengen country you have to report your stay after 3 months and you can't change your reason for staying that easily. If you ain't a schengen country citizen and just have the right to stay in a schengen country you have no rights what so ever in other schengen countries. You can probably get away with it in some cases. But it is illegal. If your aim is to avoid taxes by breaking the law, why not just stay in your home country?

[@KeepingItRealBro]

To be fair, he never says this access leads to freedom of movement. It's just the common travel area that you're free to visit, not to reside in. Also you don't have to be citizen of a Schengen country to move to one, that's a benefit of EU citizenship (+EEA). Funny how the Brits used to misunderstand that they benefited from that EU citizenship and not their naturally assumed Empire passport suprrmacy.

[@shaned7545]

Is this eligible for path to citizenship?

[@parkeradams8961]

Actual tax havens like Alderney, Guernsey & Jersey should be on list…

[@OffshoreCitizen]

Those are more corporate than personal tax havens but we've done some videos listing the zero tax countries around the world

[@bsinghsidhu822]

❤

[@kenmeyer100]

no way to profit from this tax regime as EU citizen?

[@OffshoreCitizen]

It's only open for third country nationals

[@kenmeyer100]

@@OffshoreCitizen Thank you

[@letsgetdoing]

Let's sue google for putting that information out so recklessly anyways.

[@Plonker00000]

2100 or 21000?

[@OffshoreCitizen]

$2100

[@nadpul]

I don’t get the logic with Spanish regulations. They want you to come spend money contribute to their economy pay them taxes and get no benefits. On top of that they treat you horribly at all levels. Their bureaucracy is from the worst I have seen. Other countries at least give you health insurance and other benefits. Doesn’t sound like a good deal.

[@roschj2293]

I like to watch your contents but I can only understand initial portions of your sentences as you tend to mumble and lower your voice whenever you're wrapping up the sentences. You have an International audience so please enunciate "every single word" and make the pace and volume consistent throughout. Great example of speaker is "Traveling with Kristin". I hope we can see you enunciate all the words next time as you have interesting topics. Thank you

[@Lacteagalaxia]

No digiral inmigrants and " normal" inmigrants

[@clicks101]

4 minutes in: Not for EU residents C'mon man...

[@OffshoreCitizen]

Don't kill the messenger, complain to Spain

[@montecristo7203]

everyone knows tax haven is portugal , spain isn't worth it.

[@julioalmeida4645]

meh. Kinda ok i guess.

[@OffshoreCitizen]

What program/country would you rather opt for?

[@julioalmeida4645]

@@OffshoreCitizen I'm in Georgia, but would rather do the Italy one or NHR in Portugal.

[@rogersan4352]

dont feed this monster, just remove the S from spain. read what is the model 720 is and its minimum possible fines.

[@OffshoreCitizen]

Lol "just remove the S from Spain" I'll have to remember that one

[@diego6237]

Lower tax on europe my ass

[@prototype8861]

Spain is basically an open air jail. No thanks 😂

[@harryburroughs7898]

how do you work that out lol