Start late - RETIRE RICH? | Money Matters Ep. 29 | Ankur Warikoo Hindi

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warikoo

warikoo

Күн бұрын

Пікірлер: 219
@warikoo
@warikoo 3 ай бұрын
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@mohanrawat2879
@mohanrawat2879 3 ай бұрын
♥️✨
@PintuPatra-tg7jd
@PintuPatra-tg7jd 3 ай бұрын
Sir mya 2 bar form fill up keya hu pls ans me
@rajoo512
@rajoo512 3 ай бұрын
How to connect with you, plz share contact details
@PintuPatra-tg7jd
@PintuPatra-tg7jd 3 ай бұрын
@@rajoo512 number tho form me dal deya
@amitamit-lr5sh
@amitamit-lr5sh 3 ай бұрын
warikoo ji.pranaam....i have 2 cr and my age is 48..if i invest entire amount in bank fds, i easily get 14 lpa and so per month i will ger around 1.15 lacs.....my monthly expense is around 50k and every month, i can save 65 k and so after 10 years, my 2 cr will be intact and i have more and more corpus ...so this way, i will save myself from market fluctuatiins entirely and lead peaceful life....is my situatiin appears to be appealing? thanks
@shrivastavaparag
@shrivastavaparag 3 ай бұрын
I think behind the scenes a separation is coming (marriage separation), she was probably dependent on her husband for most part of her life (saying that she doesn’t understand SIPs in this age and time), kids have moved away so she has realized that no one is going to take care of her, which is good, although this realization should have occurred a decade earlier, probably COVID triggered it or some other reason. The point to take here is to not be dependent on your spouse (for both male and female), it’s almost next to impossible to survive in this economy with single income if you plan to enjoy life. Choose your partners carefully
@GodKnowsWhoAmI
@GodKnowsWhoAmI 2 ай бұрын
That's what I felt too. Upcoming divorce... covid being the trigger.
@born-victor
@born-victor 3 ай бұрын
She looks so stressed out, but is such a sweet person and has a great smile! You should have explored investing in the Indian market as well through her NRE account. However, it is difficult to trust anyone here, especially 'financial planners/advisors' as well as relatives and friends. I am sure when she comes to India, most people take her to be a walking ATM! Nonetheless, wishing her the best. Also, it would be a great idea if she invests in an NRI health insurance (provided she is not an OCI). Pls start an NRI Money Matters series as well. It would be great to learn from how NRIs deal with their finances in their country of residence as well as in India.
@logan4441
@logan4441 3 ай бұрын
Middle class NRI in foreign land always under heavy stress in financial view point, because they can't survive on savings only few months/few years without good regular income Her (without her husband saving) 170000CAD is equivalent to 1cr in india, if a Indian family have 1cr in savings they can live a uper modest life atleast 5-8 years without worrying about their monthly income from job or business, because in india they will get approx 60k per month interest from Bank fd which is decent for house hold expenses in any city in india considering you live in your own home , every country has its positive and negative
@srivastav3684
@srivastav3684 3 ай бұрын
I am very happy to hear that she is also spending 20k cad for her children's, unlike in India where every finance husband bears. I hope women also start changing their mindset like her in india too
@nfuel99
@nfuel99 2 ай бұрын
Ankur financial therapy session
@debjani0222
@debjani0222 3 ай бұрын
Fianlly something similar to what I wanted to hear. Pray you have all sorted and greatly going in life dear lady. Must highly appreciate Ankur for the way the session is managed. Very matured handling of the call keeping in mind both NRIs and locals, and explaining in a generic manner yet delivering the purpose. Great stuff Ankurji
@bathlasfamily
@bathlasfamily 3 ай бұрын
Sir 🙏🏻 great that u have got this beautiful contextual conversation for NRIs. Bhot bhot dhanyawaad
@Cattyverse
@Cattyverse 3 ай бұрын
She's soo cute in a good way ❤ she gives mother vibes to me ❤
@crparm77
@crparm77 3 ай бұрын
I think this planning meeting was very inadequate. She goes to India after 15 years with 3.75CR and no house and no medical insurance. A medical emergency can wipe her out. And she has to move from house to house on rent in her old age. Very poor planning. If she is very sure of retiring in India., I would advise her to get a medical insurance in India immediately which can be topped up at the time of retirement. Also she could plan to buy a 2 Bed apartment at least in a 2 Tier City in India where she can settle. Also Canada Pension Plan has not been taken into account which should give a substantial income on a monthly basis when converted to INR.
@BrianMattews-i7t
@BrianMattews-i7t 3 ай бұрын
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
@AverageAmerican-m2m
@AverageAmerican-m2m 3 ай бұрын
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
@billclinton-f8n
@billclinton-f8n 3 ай бұрын
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
@AlbertGReene-p8w
@AlbertGReene-p8w 3 ай бұрын
I'm glad I found this conversation. I have cash to invest but am worried about picking the wrong stocks. Can you refer me to your financial advisor?
@billclinton-f8n
@billclinton-f8n 3 ай бұрын
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria.
@viewfromthehighchairr
@viewfromthehighchairr 3 ай бұрын
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@indiantravelsome
@indiantravelsome 3 ай бұрын
Having children is so expensive these days The whole youth and hard earned money is wasted
@nishantsingh184
@nishantsingh184 Ай бұрын
That is another investment..an then children don't live with their parents..lol
@Smartbv4u
@Smartbv4u 3 ай бұрын
@Warikoo Sir..... greatly appreciate all your help. May God bless you and give you all the happiness in life.
@investments_360
@investments_360 3 ай бұрын
Invest either in USA market or Imdian markets ..
@arvindchauhan6772
@arvindchauhan6772 3 ай бұрын
very decent lady with financial insecurity,,,,that why financial litracy is very important.
@AlexandraGray-t4
@AlexandraGray-t4 3 ай бұрын
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
@CaryTriana
@CaryTriana 3 ай бұрын
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
@SylviaJoe6
@SylviaJoe6 3 ай бұрын
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k
@GeorgeCook2
@GeorgeCook2 3 ай бұрын
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@SylviaJoe6
@SylviaJoe6 3 ай бұрын
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@MichaelAD222
@MichaelAD222 3 ай бұрын
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
@sandeepkosuna
@sandeepkosuna 3 ай бұрын
Another important point to be noted is that inflation is higher in India 5 - 6 % and in Canada it would be around 2 %. So even though avg indian stock market return is around 12 to 15 % the actual net returns are 7 to 10 % which is close to canada returns even after deducting 2% inflation.
@religionofpeace782
@religionofpeace782 3 ай бұрын
That's why in India it's important to earn 18% returns over two decades or else inflation will eat up virtually everything. That's possible only in mid and smallcap investments.
@sam_ception
@sam_ception 3 ай бұрын
Was waiting for someone to say this. Markets of developed countries like Canada are quite mature so even a 4-6% interest is good there. In developing countries like ours, since our companies are markets are still growing, 12% NIFTY returns are very good and beat inflation.
@gurdevbrar5782
@gurdevbrar5782 3 ай бұрын
very good point . was wondering why nobody is talking about the high and consistent inflation year on year in India. But it is worth investing because of the increasing disposable income , increasing population mostly young, hence high profitability for indian companies. Small amount should be SIPs but big chunks on Buy the Dips should be used . I can sense a big dip coming with this Isreal/ Iran situation specially India's dependence on oil from middle east
@somethingelseff8385
@somethingelseff8385 3 ай бұрын
I have been watching money matters for months now, and i have noticed every problem boils down to the same solution but the only difference it will make in the output is based on the Discipline of the person
@Disturbed007
@Disturbed007 3 ай бұрын
If she is an OCI holder she can access Indian Mutual Funds and equity markets after KYC through NRO account She maybe able to send money to a family member through NRE to their savings and declare money as gift or maintenance. (Subject to limits allowed) and get them to do SIP in their name if not directly. I suggest she invests in ETF like SPY or VOO which represent S&P 500 of USA. Canadians can definitely invest in USA 🇺🇸 markets except USA Mutual Funds. In Canada there are some ETF’s which yield 7%-8% with some degree of risk. Canadian markets are loaded with Energy and Banking stocks. Bank stocks give 4%-5% dividends yields. There are REITS investments she can also look at.
@mayankskapoor
@mayankskapoor 3 ай бұрын
From Canada she cannot invest directly in ETFs like SPY or VOO. She'd have to convert CAD to USD in a brokerage account and then do it. For this simple a lady that'll be a hassle. I'd rather recommend to just buy VFV ETF through a Canadian brokerage account and it still tracks the US S&P 500. This'll be simple and fruitful. 😊
@born-victor
@born-victor 3 ай бұрын
@@Disturbed007 Sending money to relatives in India for the purpose of investing is an absolute NO-NO. In that case, she should rather invest in Canada. Atleast her money will be hers! Here, she will lose out on every penny!
@smithasebastian4815
@smithasebastian4815 3 ай бұрын
True
@fraziercastelino6550
@fraziercastelino6550 3 ай бұрын
This is a too safe plan.. when a person has about 10 to 12 years in hand, they can definitely take a little more risk than what he suggested.
@chandankundapur
@chandankundapur 3 ай бұрын
Poor lady. She’s leading a solitary life inspite of being married and with a husband.
@Blues-Blue
@Blues-Blue 3 ай бұрын
Absolutely right
@margretsusngi
@margretsusngi 3 ай бұрын
Solitary lifestyle is a choice. Its great actually.
@jnanakshatriya668
@jnanakshatriya668 3 ай бұрын
INR will get stronger considering what's going on with economy in west and rising Indian GDP. Best to hedge by starting to invest some in Indian market if you plan to retire in India. Also invest some of that TSX amount with SP500 if possible to hedge against Canadian market. Canadian market is heavily loaded with just top 3-4 banks and not diverse enough in terms of tech and so on. Consider the expenses of retiring in India mainly insurance and NRI taxation. India considers TFSA as regular account and will have to pay tax on capital gains.
@gurdevbrar5782
@gurdevbrar5782 3 ай бұрын
INR will never become stronger due to inflation in India, just compare it with USD in past 10, 20 30 years
@Smartbv4u
@Smartbv4u 2 ай бұрын
Thanks :)
@livinghope1561
@livinghope1561 12 күн бұрын
INR will become weak day by day that's the fact stop living in Dreamland
@ranjeetsenapati-nx3mp
@ranjeetsenapati-nx3mp 3 ай бұрын
Thank you I am listening from Vancouver
@lavanya__chiya
@lavanya__chiya 3 ай бұрын
House wife ke liye bhi kuchh bataiyr sir... Chhoti chhoti saving ko kese invest kr skte he.. Plz think about this❤
@vijaymalimarathikavita
@vijaymalimarathikavita 3 ай бұрын
invest in index fund
@KyariKatha
@KyariKatha 23 күн бұрын
Lumsum investments in index funds
@SheCitrine
@SheCitrine 3 ай бұрын
Hv been waiting for NRI episode 😊
@RakeshKumar-jg3st
@RakeshKumar-jg3st 3 ай бұрын
Thank you sir for sharing this .. Very helpful for all in their 40 s
@gurudevagrofruits4721
@gurudevagrofruits4721 3 ай бұрын
Thank you sir ❤❤❤
@Class-eb6fu
@Class-eb6fu Ай бұрын
Yes fd are best for emergency funds
@jangchokchodon
@jangchokchodon 3 ай бұрын
Watching and learning from Switzerland Sir.
@norbutsh
@norbutsh 3 ай бұрын
As a Govt Servant about to retire i see that the query, "Where is most of your money right now" does not cater to government servants who have most of their money lying in their provident funds and those that are likely to come as retirement benefits. The fact that the pension that one might receive should also have been taken into account with respect to money approach in the future.
@veerendhar1
@veerendhar1 Ай бұрын
In Canada for kids we can open RESP account. If we add 2500 CAD per year then govt gives 500 CAD free money and investment profits are almost tax free(there will be nominal tax)
@mayankskapoor
@mayankskapoor 3 ай бұрын
Ankur I have a friendly suggestion for you. Next time you guide NRIs from the US and Canada, tell them to invest through ETFs and not mutual funds. Even a simple S&P 500 tracker mutual fund would be a great long term investment method and its ultra cheap. We need to get out of outdated mutual fund world and get smarter. I've been a longterm investor in Canada and the US and I can provide more insight, if needed.
@GanilOnesell
@GanilOnesell 2 ай бұрын
So what if you want to retire in India - still invest abroad
@meloniji69
@meloniji69 3 ай бұрын
Sir you are role model of many including me
@luckytechtv1151
@luckytechtv1151 2 ай бұрын
Thanks for sharing sir
@saavinanda6684
@saavinanda6684 3 ай бұрын
Need more for international students
@A100KJANGID
@A100KJANGID 3 ай бұрын
Sir, I also want to talk to you, I watch your videos continuously.
@nikhilshah87
@nikhilshah87 2 ай бұрын
Why not put the amount in High yield savings account rather than a GIC. There are banks that give more than 5% with the flexibility to withdraw the money as well
@VishnuAnilkumar1
@VishnuAnilkumar1 3 ай бұрын
you didnt consider the medical insurance she has to start after comming to india, vs free healthcare of canada. I dont have enough information on it, but its an important factor to check. I hope she reads this and checks the medical costs as well.
@COPGAJENDRA
@COPGAJENDRA 3 ай бұрын
सरकारी कर्मचारी के साथ mony matter वीडियो बनाए 🙏
@naasirgoni8254
@naasirgoni8254 3 ай бұрын
Warikoo ji, The university expense for 4 years as per ur calculation is 40,000 dollars , while it should be 25000 only.
@mayankskapoor
@mayankskapoor 3 ай бұрын
A Canadian GIC is not equivalent to an Indian FD. A GIC is for a fixed term e.g. 1yr, 2yr etc. Whereas an Indian FD can be broken any day of any month.
@Dronzer9999
@Dronzer9999 3 ай бұрын
Just one slight explanation, canada is not India. India is a rising SUN with great leadership. Canada is not that at all, so don't expect returns like India from Canada. Canada is basically US ka vassal state.
@Trader_Jagsir
@Trader_Jagsir 3 ай бұрын
Great help you are doing ankur 🎉❤
@ps54955
@ps54955 3 ай бұрын
What is SIP equivalent in Canada? I AM watching 1st time you this video
@vipanchika5059
@vipanchika5059 3 ай бұрын
Thank you so much 💞
@The.EthicalPath
@The.EthicalPath 3 ай бұрын
Please can you take someone who is in 20's and earning well and no debts
@sameertawde5
@sameertawde5 3 ай бұрын
cash in hand 13% expense 30% investment 57% is the proportion for next 7,8 years considering with 12 - 14% CAGR
@drshahid92
@drshahid92 3 ай бұрын
Warikooji, Big fan of yours, Please make detail video of NPS for govt employee as most of employees dont know the full features and future, please educate with example and with all options, I will be obliged, Thanks
@mecca1395
@mecca1395 3 ай бұрын
I hope you help this lady in her financial Journey. I hope she achieves her goal And leads her best life.
@MrAshu20101
@MrAshu20101 3 ай бұрын
o consider taxaton in Canada also.
@MFAHEEM915
@MFAHEEM915 3 ай бұрын
I am impressed the way u guide us... I want a good financial planning for me.. I am a teacher and i cannot manage my income and expenditure reasonably... Plz guide me
@guptauch
@guptauch 2 ай бұрын
Why don’t you say 50:50 stocks and debt split instead of the 3 buckets? Especially for someone who is not withdrawing for retirement immediately.
@GirishBansal-v5k
@GirishBansal-v5k 3 ай бұрын
Thank you for this episode
@RanjitSamaddar-r4u
@RanjitSamaddar-r4u Ай бұрын
Sir ham log kiya kar saktehe .. Jese ki hamara education acha nehi he salary bhi utna acha nehi he to ham kiya kar shaktahe ... please reply dena sir
@sanjaydeotale9399
@sanjaydeotale9399 3 ай бұрын
टर्म इंश्योरेन्स में लिमिटेड प्रीमियम पे पुराएगा की रेगुलर पे?
@rajibroychowdhury8769
@rajibroychowdhury8769 3 ай бұрын
What is sequence of returns ? please explain risks
@WealthyCM
@WealthyCM 3 ай бұрын
She can open wealthsimple account and manage the portfolio herself here In Toronto. If she goes with big banks here they will not make her money grow.
@swarajs3090
@swarajs3090 3 ай бұрын
I am currently facing a significant challenge in determining my interests and direction in life. Despite my efforts to explore what I genuinely enjoy, I find myself feeling stuck and uncertain. I believe acquiring a new skill could help me earn money, but I'm unsure which skill to pursue. Financial constraints have led me to discontinue my college education, further complicating my situation. At this point, I have no clear vision for my future, apart from the desire to generate income. Unfortunately, I am still struggling to identify my true interests. I would appreciate any guidance or suggestions on how to navigate this phase and discover a suitable path forward.
@ap5218
@ap5218 3 ай бұрын
Thori clarity just needed if husband is supporting her / she said covid multiple times/ husband is alive or not
@jayloving2005
@jayloving2005 3 ай бұрын
Separate
@SaileshGoud-n6e
@SaileshGoud-n6e 2 ай бұрын
Instead of taking this much of risk.. Better to buy a land and leave it even for 5 yrs it will become 5-7 crores... Its my personal opinion
@gamingf6421
@gamingf6421 25 күн бұрын
Personal land lene mai bahut dikkat hoti hai
@jayw115
@jayw115 3 ай бұрын
She needs Visa for India? She could just apply for an Non-residency passport (OCI) and invest in Indian markets. I thought you'd suggest her to invest in SiPs in India
@loverajivlove
@loverajivlove 2 ай бұрын
Sir, I work and live in Germany. I wanted to be part of the Money Matter series but not able to open the form to fill it up. Can you please help here. Regards
@zeeshansubhani1890
@zeeshansubhani1890 3 ай бұрын
I have applied but I didn't get a chance yet still waiting. We are from London
@veerpumbnani2902
@veerpumbnani2902 3 ай бұрын
FYI Robinhood gold gives you 4.5%
@saleembasha6198
@saleembasha6198 3 ай бұрын
Hi Ankur, I think first time you missed the calculation, She said 5000$ each since they are Canadian citizens, her son is already in 3rd year (5000$) and her daughter is just starting so 3 years more (3x5000$ = 15000$). So total cost might be 20000$ not 40000$
@logan4441
@logan4441 3 ай бұрын
Yup you are right
@bharsanta5029
@bharsanta5029 3 ай бұрын
Ya.. right. Good observation. Actually.., he multiplied their total university expense of 10000$into 4 yrs instead of 5000$ into 4 yrs. He already combined their total university yrs for their expense.. So..,in that case he should have considered individual amts of 5000$ expense only. Anyhow.., good if there is surplus.
@theelectricalinfo
@theelectricalinfo 3 ай бұрын
2 parts divided Half parts mom & Half parts Dad 40000/2 = 20000
@JaldiJaldiSeekho
@JaldiJaldiSeekho 3 ай бұрын
These are rough calculations only, the whole point is to make the person understand the concept rather than giving every detail
@pratthehero
@pratthehero 3 ай бұрын
I would love to talk to you about my finances as well. I’m based in Singapore for past 6yrs. Have made some initial investments mistakes but I’m young and learning, so great to hear your thoughts. However, I felt the lady is taking too much stress. She’s very sweet but felt so stressful. Not sure what her husband is doing and she’s talking just about herself. She isn’t saying anything as a couple. Is her husband a Pakistani? Why she mentioned flight got cancelled or Pakistan. Maybe that’s why she wants to move back to India. Kids should take care of themselves. I think she’s separated but not admitting. That’s why moving back to India post retirement.
@SirjoeEntertainment
@SirjoeEntertainment 3 ай бұрын
What's app
@SirjoeEntertainment
@SirjoeEntertainment 3 ай бұрын
+165
@SirjoeEntertainment
@SirjoeEntertainment 3 ай бұрын
9261
@SirjoeEntertainment
@SirjoeEntertainment 3 ай бұрын
8623
@debasis007
@debasis007 3 ай бұрын
Canadian market does not seems to as strong as US. I will suggest you to invest S&P 500 ETF which has very low exp ratio and historically it has given 11 to 12 %. You can even put into some high risk ones which follow NASDAQ. I believe you being a citizen of Canada you will also be entitled for social security benefits. If you are planning to return to India permanently I will suggest you to take health insurance for you and your spouse at earliest.
@GanilOnesell
@GanilOnesell 2 ай бұрын
So health insurance for India? While staying in canada ?
@Smartbv4u
@Smartbv4u 2 ай бұрын
Sure, thanks :)
@Smartbv4u
@Smartbv4u 2 ай бұрын
@@GanilOnesell only if moving there
@GanilOnesell
@GanilOnesell 2 ай бұрын
@ what if moving in 5-7 years, what should be right time to take insurance
@LIAAOD
@LIAAOD 3 ай бұрын
Thank you sir . I am also from Canada so can I invest in Indian market and how ? Can you please make NRI investment video. I am waiting for that . Thank you once again. Your video is helpful for me every time .
@WhereFocusGoEnergyFlows
@WhereFocusGoEnergyFlows 3 ай бұрын
There are ETFs in Canada that track Indian index… example ZID or XID
@singh9171
@singh9171 3 ай бұрын
She needs to see a fee only financial planner not a financial advisor. A little one time fees will save her a lot of money in a long run. Needs to invest in a globally diversified index fund portfolio according to her risk tolerance and time horizon. Moving to india medical insurance is must and at the earliest.
@kirtibisht3543
@kirtibisht3543 3 ай бұрын
I need your appointments for discussion related saving
@RoshanKumar-le2xb
@RoshanKumar-le2xb 3 ай бұрын
Why do you guys keep giving people false hope about a 'better future' through wealth, while you enjoy your success in the present? It's frustrating to see finance channels pushing the idea that happiness comes only when we have money in the future, when in reality, inflation and government policies make it harder for most people to even keep up. Financial stability is important, but it's not the full picture, and it's misleading to act like money alone is the answer to happiness. How about focusing on financial education that truly benefits people in the present?"
@MenyaWongto
@MenyaWongto 3 ай бұрын
Sir please make a video of RG&A. Whether its genuine?
@masteringthemarket9982
@masteringthemarket9982 3 ай бұрын
I think She should invest in Indian mutual fund for 10 years . India's Growth rate is going to be much more higher than Canadian
@PremlataGoyal-xn4fu
@PremlataGoyal-xn4fu 3 ай бұрын
Inflation is on the lower side in canada And value of dollars is more than rupees So consider everything
@masteringthemarket9982
@masteringthemarket9982 3 ай бұрын
@@PremlataGoyal-xn4fu why to worry about inflation if ur GDP growth rate is more than 5%. + Advantage of Currency appreciation
@amitrathore8925
@amitrathore8925 3 ай бұрын
Great 👍
@amitrathore8925
@amitrathore8925 3 ай бұрын
I'm watching from Tanzania(east Africa) and I have learn lot of for financial planning.
@VivekNarayanVlogs
@VivekNarayanVlogs 3 ай бұрын
She should max out TFSA first
@Smartbv4u
@Smartbv4u 2 ай бұрын
Yes, I know.
@VivekNarayanVlogs
@VivekNarayanVlogs 3 ай бұрын
Hi Bhavana, I live in Toronto and also from Mumbai originally. I am not a financial advisor but I manage my own investments, if you need any help.. I can definitely help in planning you out
@Smartbv4u
@Smartbv4u 2 ай бұрын
Hi, thanks man :)
@riteshmohapatra
@riteshmohapatra 3 ай бұрын
What about some insurance for health?
@HarshaKl-zy7wb
@HarshaKl-zy7wb 3 ай бұрын
Hello sir my question is how to invest long term stock and on which app I don't know could u refer me
@vinitasinha4388
@vinitasinha4388 3 ай бұрын
Sir please suggest some midcap mutual fund for investment of 15 years
@Lifelessonhub9
@Lifelessonhub9 3 ай бұрын
अगर मैं 30 वर्षों के लिए एक निश्चित राशि का मासिक (ETF Or Mutual Fund) SIP करता हूँ और यह निवेश 30% CAGR के साथ अच्छा प्रदर्शन करता है, और 30 वर्षों के बाद बड़ी राशि बन जाती है(Example ₹20k/Month, After 30 years, It will be with 30% CAGR ₹594Cr), फिर मैं इस निवेश को रिडीम करता हूँ, तो क्या हमें तरलता की समस्या का सामना करना पड़ सकता है, जिससे मुझे नुकसान और लोअर सर्किट की समस्या हो सकती है?
@AutoL-zt1ww
@AutoL-zt1ww 3 ай бұрын
I also want to connect with you for financial advice from my salary
@coolswag-1155pm
@coolswag-1155pm 3 ай бұрын
I also wanna enroll or ask some questions please let me know how can i do that
@FlyingExplorer2022
@FlyingExplorer2022 3 ай бұрын
I have applied for money management but I didn't get any response from you. I thought u don't do international guests its disappointing
@Chitra-nn4sr
@Chitra-nn4sr 3 ай бұрын
Good afternoon sir
@akashsharma1134
@akashsharma1134 3 ай бұрын
Indian Metros are no longer cheap - you need to save 40-50 lakhs per year to be able to afford something in India.
@visamishra4009
@visamishra4009 3 ай бұрын
Very nice video
@batmanz.
@batmanz. 3 ай бұрын
Got for nasdaq etf or fund directly instead of tsx
@PremlataGoyal-xn4fu
@PremlataGoyal-xn4fu 3 ай бұрын
Everyone wants to retire early it simply tells that they are not satisfied with their work They are doing it for livelihood only. So once they have enough money they will quit it Now think they spent their youthful years in a job they don't like. By the age of 40 -45 they will catch many disease. Because they spent 20 years of life in stress and pressure. So a part of their money will be spent on hospital bills. They will pay the bills but health conditions can't be reversed A person when he was young chose to be a part of corporate life , he followed the herd mentality and did engineering or medical or anything else He neglected fine arts and other options just because of the fact those offered lesser money But at 40 he wants to do painting, gardening. What if he did that work from the day 1st , there wouldn't not have been arised any question of retirement .
@abhayrohit
@abhayrohit 3 ай бұрын
so ideally, the best financial investment Setup would involve investing in a country with the highest returns and spending in a country where inflation is 0 or negative 🤔🤔🤔 what would it look like?
@chetan4628
@chetan4628 3 ай бұрын
Sir Namaste 🙏 i really need help with my financial condition want to talk with you and need solution so i can live peacefully plz let me know how to connect with you thank you
@talhayasin6233
@talhayasin6233 3 ай бұрын
Respected sir 15 year plan is too much it's approx 25% of your life, how you know she is active after 15. Pls make video for short term goals 🙏
@rishipalpal8297
@rishipalpal8297 3 ай бұрын
Good morning, @Ankur Warikoo sir plz make a video for indian Army/para military forces with according salary 40k, 50k, and above salary package for a secure future of his individual and his dependents. Specifically for those who's not know about share market and mutual funds plz.. Plz .. Plz .. Because i also want to invest in sahare market (Mutual funds/SIP's etc.). So plz I request to you. Thank you
@protec234
@protec234 Ай бұрын
Omg 1.5 lakh Canadian dollar that’s a lot lot lots of money . For investing .
@Diksha13695
@Diksha13695 3 ай бұрын
Sir I want to invest 1000 sip for five years please safe returns kounsa hai batayiye
@MeghaKapur-f4t
@MeghaKapur-f4t 3 ай бұрын
I have been waiting for middle aged NRI people video. Please make more such content
@monstermaker4485
@monstermaker4485 3 ай бұрын
4.76% fd rate is shit even from Canadian standards.
@naturelover8245
@naturelover8245 3 ай бұрын
Lol, 4% is in today's time otherwise GIC rate in Canada is around 1% only GIC, savings account etc don't help to grow your money at all in Canada For long term simple thing to invest is S&P 500 low cost ETF
@BikramMandal-gv9zn
@BikramMandal-gv9zn 3 ай бұрын
15000 month income source.=6000 family budget 4000 child school fees 3000 full family pocket money . 6 years girls 8 year boy, marriage 15 yaar bad; kaise invest karun
@Vansh-sharma33
@Vansh-sharma33 Ай бұрын
Same thing I also wants to know ❤😮
@infinity9559
@infinity9559 13 күн бұрын
Salary badane pe focus karo
@atonjoykemprai301
@atonjoykemprai301 3 ай бұрын
Sir, I'm really inspired by your videos. Though I earn little, I follow your good advices in saving.
@VinodSir5678
@VinodSir5678 3 ай бұрын
Kamini ke share kese kridhe😊😊😊 please please video aplode
@robineapen7133
@robineapen7133 3 ай бұрын
👏🏻👏🏻
@sajjadkhan-wm7xp
@sajjadkhan-wm7xp 3 ай бұрын
Ager ap batana chahen to, mai Pakistan se hu or apki videos dekh k mutual fund mai invest ka socha hai meezan bank jo k Pakistan mai bohat mashoor hai ager ap bata sake k meezan bank mai kis kis fund mai kitna percent invest karna chaye
@logan4441
@logan4441 3 ай бұрын
You should buy american dollar in your pakistan stock exchange if it is available it will protect your wealth from absurd pakistani inflation, Sorry to say buy your country is doomed in every possible way in the name of islam which give you only extreme hate on other religious people especially on India & Indian people
@kaisepadhu9420
@kaisepadhu9420 3 ай бұрын
2:40 it seems like he is talking like a doctor 😂
@ps54955
@ps54955 3 ай бұрын
Great advise, sir, one thing I wanna tell, that I have fear in my own native country where I born, India, because of Modi government, they haters, and other things they just wanna suck your money, by making so complicated rules, why people looking for growth of their money?! So if they take most from that Or restrictions to Not to take outside India, why they invest here!???
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